December 2015 KidzView

A PUBLICATION OF FIRST COMMUNITY CREDIT UNION

Parents - Try these 3 tips to help you and your little ones save more this year Direct Deposit - Set up a small amount of

money to be deposited into your little ones Red Ranger Savings Account each month and watch their savings grow.

START

FINISH

Give an Allowance - An allowance can be a great way to teach them the basics of earning, spending and saving.

Set a Goal - Does your child want something really bad? Have them set a savings goal for them to work towards.

COLOR ME Let’s learn how many pennies make up the value of a Nickel, Dime and Quarter.

5 PENNIES

1PENNY

25 PENNIES 10 PENNIES

ADD IT UP!

e re

A

B.

=

PINCH A PENNY

Answers: A) $.37 B) $.40

n sw e r

H

=

w er H ns

ere

H A PPY P R E S I DE NT S DA Y !

A

A.

Why Scholarships are Important

Yes, you have many options to cover the costs of college, but keep in mind that scholarships are FREE MONEY and there’s more than one reason why they are an important way to help pay for college: 1) It costs more to go to college now than when your parents went! Tuition and the cost of college living have increased an average of 5% annually since 2000 according to a College Board report. However, nowadays there are more scholarships available than there used to be.

2) Your parents can’t do it on their own, they need your help. The best help you can give your parents is working hard in school and applying for scholarships!

3) There are more costs than just tuition and books! Remember, unless you are living at home, you still have to pay for a dorm, food, supplies, utilities and other miscellaneous bills while you are off at school.

Bottom line: Yes, college is expensive, but you do have options and scholarships are a great one!

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SUDoKu

For answers to this Sudoku puzzle, please visit FCCU.org/Sudoku.

Paying For College: Scholarships Scholarships! Scholarships! Scholarships!

There is nothing better than FREE MONEY, right? Scholarships are everywhere, you just have to ask, apply and stand out. Keep in mind that there is no limit to the number of scholarships you apply for and are awarded.

ASK

School guidance counselors are usually the best place to start as they generally keep a list of local scholarships and how to apply. Use additional resources like your and your parents employers or online tools like fastweb.com for national scholarships. Also, don’t forget that every college and university offers in-house scholarships that incoming students can apply for.

APPLY Take the time to apply and complete the FULL

application. Yes, some of these applications require more than just a 250 word essay and your resume. Spend time working on the application and have an adult review it to make sure you didn’t miss any important pieces.

STAND OUT Most scholarships require some sort

of essay and/or questionnaire for you (the soon to be college student) to complete. Think about who your audience is, are they more interested in your extra curricular activities and community involvement or the hardships you faced to achieve your goals. Remember your path is unique, so make it personal and tell your story with passion.

········· ········· ········· ········· ········· ········· Parents: FCCU offers additional options to help cover the cost of college. For information on FCCU Smart Option Student Loans® by Sallie Mae visit FCCU.org/Loans.

Fill out an easy online application and find out if you qualify for a student loan with competitive rates!

FCCU.org

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