A PUBLICATION OF FIRST COMMUNITY CREDIT UNION
Pennyy Buck
Halloween Safety Tips: • Go out during daylight hours only unless accompanied by a responsible adult. • Stop only at familiar houses in your neighborhood.
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• Don’t eat any treats until you bring them home to be examined. • Never go into the house of a stranger or get into their car. • Carry a flashlight, glow stick or something that has reflective tape so you are more visible to cars. These tips will help keep you safe. Happy Trick or Treating!
Pick up your Trick or Treat Bag at any FCCU location in October.
THANKSGIVING TRIVIA 1. When was the first Thanksgiving celebration? a. 1492, Columbus was really hungry when he got there b. 1621, and it lasted for three days c. 2010, this is the first one 2. What is female turkey called? a. a hen b. a chick c. a cuckoo 3. What is a male turkey called? a. a larry b. a harry c. a tom
5. Can wild turkeys fly? yes no
6. What Native American tribe celebrated the first Thanksgiving with the colonists? 4. How many feathers does a mature a. the Turkey Trot tribe turkey have? b. Pocahontas’ tribe a. 35 c. the Wampanoag tribe b. 3,500 c. way too many to count 1. b 2. a 3. c 4. b 5. yes 6. c
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OFFICIAL CREDIT UNION
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FALL 2014
A PUBLICATION OF FIRST COMMU
NITY CREDIT UNION
SAVING TRICKS
Saving money is easy for some of us. But it takes some real effort for many of us. Taking controll off how you handle money today means you have more choices in the future. Trick #1: Pay yourself FIRST The trick is to make savings as important as your expenses. So pay yourself first – put away the amount you planned to save before you do anything else. Save your allowance, gifts from others, etc. Trick #2: Saving is linked to expenses How much should you save? The short answer is as much as you can. However, no matter how much money you earn or how many expenses you have, you will always save more if you pay yourself first.
2015 Scholarships for High School Graduates Don’t miss out on this great scholarship! FCCU will award up to five $4,000 Scholarships to assist with education. Apply now at FCCU.org or pick up an application at any of our branch locations.
Deadline for submission: February 7, 2015
Trick #3: Find out where it goes Get a notebook and start writing down any money you spend. List what you bought, how much it cost, and why you bought the item. Your money diary will teach you something about yourself.
Trick #5: When you do spend, be a smart shopper You may want a new bike or a MP3 player. You may be an artist, and paints are expensive. Do some comparative shopping and get the best price. Trick #6: Beware of online advice If you participate in online social networks, be cautious with the advice you may get. Get the latest fashion trends, but know that not everything you find online is true or from an expert.
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Trick #4: Cut your expenses Everyone has expenses they can cut. Café mochas at $3 each do add up. So does junk food for lunch at school. Buying food at the grocery store at cheaper prices, taking time to pack a lunch and an after-school snack will keep the extra in your pocket. Save it in a savings account and earn interest on it.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government