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Comprehensive vs third party car insurance

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Comprehensive v/s Third Party Car Insurance


Comprehensive car insurance • It is a combination of own-damage cover and thirdparty liability insurance. • This implies, comprehensive insurance does more than just financial assistance for the damages caused by your car. • All the repair cost for the damage caused by your car under circumstances like an accident, or natural calamity are also covered under this type of car insurance policy. • Depending on the terms and conditions, the extend of coverage under the comprehensive insurance may vary.


Third-Party Car Insurance

Third Party Car Insurance

• This type of car insurance offers financial assistance to you in case there are injuries and damages caused by your car. • The main difference between Third-Party car insure and comprehensive car insurance is the fact that the former doesn’t cover owndamage financial assistance.


Which is the best car insurance policy? • Third-Party car insurance offers only limited coverage. It only covers damages or injuries caused to other people by your car. • It does not offer own-damage cover. • Why pay the repair cost from your pocket unnecessarily? • Comprehensive car insurance covers offers wide coverage. This makes it a better option as compared to Third-Party insurance policy.


Important parameters you must be aware of before buying a car insurance policy Make sure you get to know these important car insurance policy terms: • Sum assured • Deductible • Zero-description • Add-ons • Return to invoice • Insured declared value • No-claim bonus


Conclusion This can vary with regions or countries. Different countries have different policies. • With online car insurance, you get them all along with the convenience and ease with which you could have your car insurance cover in place. • •


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