This is living 2015

living

SPRING

THIS IS

2015

HEALTH, RECREATION AND LIFESTYLE

94-year old man finishes college after starting 75 years ago PAGE 4 Dating after 50 PAGE 10 Tips for grandparents helping to raise children PAGE 11 ARTICLES & IDEAS FOR SPRING & SUMMER LIVING IN RICE COUNTY, MINNESOTA

Northfield News

Faribault Daily News

PAGE 2

THIS IS LIVING

Wednesday, May 27, 2015

Welcoming Summer… are you ready?

Move in by July 31st & get 1 FREE month’s rent!

Call (507) 333-5960 today for more information & to schedule a tour!

Vickie Schweisthal Vickie.schweisthal@twsl.com

Wednesday, May 27, 2015

THIS IS LIVING

EDITORIALcontent

94-year-old man finishes college after starting 75 years ago ........................ 4 How eggs became healthy again ................................................................... 4 Rebounding from a late start to retirement savings ....................................... 6 These dog breeds are especially compatible with seniors ............................. 7 Recommended immunizations for those age 50+ ......................................... 8 How senior donors can avoid scams.............................................................. 9 Dating after 50 ............................................................................................ 10 How to build and maintain strong bones .................................................... 10 Tips for grandparents helping to raise children .......................................... 11 Snack foods that promote better sleep ........................................................ 12 Popular sports for seniors ........................................................................... 13 Baby Boomers ............................................................................................ 13 Yearly eye exams can reveal more than just vision trouble........................ 14 How to handle an old 401(k) ...................................................................... 14 Resource Directory ..................................................................................... 15

living THIS IS

Copyright © 2015

A special project of Faribault Daily News & Northfield News 507.333.3100 & 507.645.5615 Publisher SAM GETT

Faribault.com

NorthfieldNews.com

PAGE 3

PAGE 4

THIS IS LIVING

How eggs became healthy again Paul John Scott, pscott@postbulletin.com writer

This Monday April 27, 2015 photo provided by West Virginia University shows 94-year-old Anthony Brutto at his home in Morgantown, W. Va. Brutto will be one of the oldest graduates in the history of West Virginia University when he receives his diploma Sunday. (Brian Persinger/West Virginia University via AP)

94-year-old man finishes college after starting 75 years ago

MORGANTOWN, W.Va. (AP) — A 94-year-old man will be one of the oldest graduates in the West Virginia University history when he receives his diploma Sunday.

The school says in a press release that Anthony Brutto, who studied on and off for 75 years, will be awarded his Regents Bachelor of Arts degree during commencement.

Brutto first entered the university in 1939 when tuition was $50.

He was drafted in 1942, serving in the Army Air Corps until the end of

Wednesday, May 27, 2015

World War II.

Brutto re-enrolled at the school in 1946, but could not finish because he had to care for his sick wife.

A machinist by trade, Brutto says graduating from college was always important to him. He jokingly says he’ll take a break before pursuing a master’s degree.

Copyright 2015 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

it concluded, “is not a nutrient of concern for overconsumption.”

When it comes to cholesterol, in other words, you aren’t what you eat.

“If somebody is consuming a couple eggs every other day, for most individuals it won’t be a problem,” said Alice Lichtenstein, senior scientist and director at Tufts University in Boston and vice chairwoman of the DGAC. Lichtenstein believes eggs may still matter for people at high risk of heart disease, but it’s a tepid warning for a food that was once considered verboten.

Cholesterol in the blood has long been a bio-marker of concern for cardiologists, so it seems natural to assume eating cholesterol from egg yolks, shrimp, organ meats, cheese and other high cholesterol foods would cause blood levels of the waxy substance to rise. Doing so has caused the loss of sources for valuable dietary nutrients ranging from lutein to iron and folate.

Early ideas against dietary cholesterol were generated after a Russian researcher fed rabbits copious amounts of cholesterol, then found plaques in their arter-

You may not have noticed, but last February the scientists behind the official dietary guidelines walked back a 50-year-old article of faith.

They said eating cholesterol was OK. The Dietary Guidelines Advisory Committee (DGAC), a panel of experts assembled every five years to update what we are told about a healthy diet, did away with its decades-old recommendation that Americans limit their consumption of cholesterol to no more than 300 milligrams a day.

Their move awaits approval by the final vote of the USDA, but appears likely to pass.

The admission was three sentences long.

“The 2015 DGAC will not bring forward this recommendation,” was how the committee worded its news making reversal. It said “available evidence shows no appreciable relationship between consumption of dietary cholesterol and serum cholesterol.” (That’s the term for the amount of choles- EGGS terol in your blood). “Cholesterol,” Continued on page 6

Wednesday, May 27, 2015

THIS IS LIVING

PAGE 5

A Great Place to Call Home.

Traditional Values. Progressive Spirit.

Northfield Retirement Community provides exceptional housing, care facilities and services for seniors looking for everything they need in one place.

Northfield Retirement Community offers: • Multiple varied senior living facilities and a wide range of services – round-the-clock care, memory services, home care assistance, assisted living apartments and townhomes, and more.

• A unique mind/body/spirit approach to senior support.

• Full-time spiritual care with a community chaplain and pastoral care.

• A 30-acre, beautifully landscaped campus complete with gardens, quiet spaces and Pathways of Faith Park.

• The Fountain Fitness Center, a full-time certified fitness trainer, Life Trails® exercise stations, and miles of indoor and outdoor walking paths.

To learn more about NRC’s comprehensive approach to senior living, call 507-664-3466 or visit northfieldretirement.org.

Visit us on Facebook!

Photos, videos and more at facebook.com/northfieldretirement ParkView West residents Dale Hart, Mary Wood and Mary White.

Northfield Retirement Community is an Equal Opportunity Provider.

Northfield Retirement Community • 900 Cannon Valley Drive • 507-664-3466 • www.northfieldretirement.org

PAGE 6

THIS IS LIVING

Wednesday, May 27, 2015

Rebounding from a late start to retirement savings (Metro) Some people do not have the ability to begin saving for retirement early on. Others may have brushed retirement savings aside for so long that they are now worried that it’s too late to begin socking away money for retirement.

While it’s best to start saving for retirement as early as possible, the good news is that it’s never too late to start planning for retirement. If your 40th birthday has long passed and you’re finally thinking ahead to retirement, consider these catch-up strategies.

• Research tax-advantageous retirement savings plans. A financial planner can point you in the right direction, or consult with your employer about employee programs.

Deposit money into a 401(k) or 403(b) plan or another retirement vehicle. Jump on any opportunities when your employer matches invested funds. Investigate an IRA and

find out if there are any government incentives. Depending on your age, you may be able to deposit more money into such accounts than other investors.

• Cut back on expenses. Cutting back on unnecessary expenses is a great way to save more money for retirement. Figure out where you can save some money you can then allocate to retirement savings.

Maybe you can reduce insurance coverage on an older car or raise your deductible? Downsize cable packages or skip that costly cup of coffee on the way to work. Perhaps it’s time to look for a smaller, less expensive home or a compact car instead of an SUV. Any money saved now will benefit you when the time comes time to bid farewell to the workforce.

• Delay your retirement. Many people who retire find themselves bored and looking for ways to fill

their time, and as a result more and more people are delaying their retirement, which also gives them more time to save for that day when they do call it quits. If you want to work less, discuss and negotiate a phased retirement with your bosses that allows you to stick with your employer but gradually work fewer hours until you retire completely.

You may be able to work part-time for several years and retire when you’re most comfortable.

• Consider more aggressive funds. Even if you are 50 you still have a few decades before retirement, which leaves lots of time to grow your retirement savings. But you may want to consider more aggressive funds that can help you catch up more quickly than less aggressive investments. Just know that aggressive funds may also leave you susceptible to substantial losses.

• Don’t amass debt. If you’re

EGGS Continued from page 3

its excretion of cholesterol. It may sound like a sophisticated finding, but we’ve known this for years.

“This isn’t really anything new,” said Dr. Donald Hensrud, MD, Medical Director of the Mayo Clinic Healthy Living Program. In fact, Ancel Keys, the noted University of Minnesota physiologist whose work in the 1960’s and 1970’s pioneered today’s advice to avoid saturated fat concluded in 1955 that dietary cholesterol had little effect on blood cholesterol. Hensrud says change in official advice came because “the American Heart Association found insufficient evidence that cholesterol we eat is related to cardiovascular disease.”

“In most patients the synthesis of cholesterol was indeed suppressed by the feeding of dietary cholesterol.” That was from a feeding study of eight patients at Rockefeller Hospital in 1971. It found some patients did accumulate excess cholesterol after eating eggs in excess, “but these accumulations were not nec-

essarily reflected in plasma cholesterol; that increased only slightly or not at all.” Other studies have found that for some people, LDL or “bad cholesterol” does indeed rise after eating extra eggs, but so does their HDL or “good cholesterol,” making it a wash in terms of harm.

Hensrud believes there remain other concerns about eggs, including a paper linking their consumption with diabetes, but says other pieces of dietary advice take precedence over dietary cholesterol, like the limitations on red meat and saturated fat. “Whenever you try to simplify something you lose a little context.”

Lichtenstein believes there are individual differences in our ability to tolerate dietary cholesterol. She says some people are “hyper-responders” who can’t down-regulate their own cholesterol after a plate of eggs, and that the problem is we don’t know who they are or even how many of them exist.

A 2003 study in the journal

ies. “But they were feeding them oxidized cholesterol, which causes arteriosclerosis, plus they are herbivores.” says Nina Teicholz, a science writer and author of “The Big Fat Surprise, Why Butter Meat & Cheese Belong in a Healthy Diet.”

(The dietary guidelines committee did not change its advice to limit consumption of saturated fat.)

The body makes cholesterol, well over 1,000 milligrams a day on average. Cholesterol is critical for a host of functions — it helps to insulate cells and synthesize vitamin D and important hormones. The amount we make, in fact, far exceeds the amount of cholesterol you can take in through a plate of eggs, which contain roughly 180 to 200 milligrams an egg.

Once your body senses the presence of too much dietary cholesterol, moreover, it dials back its own production and increases

saving for retirement but only paying minimum balances on your credit cards, then you’re not really saving. Pay down credit card debt before you begin to set aside money for retirement.

Delaying retirement planning may mean you have to work a little harder to build up a solid reserve.

But by following some financial tips and persevering, you can still enjoy retirement with security.

Human Nutrition and Metabolism found that hyper-repsonders did see a rise in LDL after eating cholesterol, but saw most of that increase in the form of the benign, large form of LDL. This might explain the 2013 conclusion of an article in the International Journal of Clinical Practice:

“It is evident that the dynamics of cholesterol homeostasis, and of development of (heart disease), are extremely complex and multifactorial.” It added that “the earlier purported adverse relationship between dietary cholesterol and heart disease risk was likely largely over-exaggerated.”

“Every other western country has backed off their dietary cholesterol guidelines years ago,” Teicholz said. “But here it just developed its own momentum.”

In other words, you will likely still be offered egg white omelets for a long time to come.

Wednesday, May 27, 2015

THIS IS LIVING

PAGE 7

These dog breeds are especially compatible with seniors (Metro) Pets often make ideal companions. They are around when a person needs support, they can provide protection for those living alone, they’re always willing to lend an ear to problems, and many tend to offer unconditional love. Seniors facing an empty nest or the loss of a spouse may find pets can buoy their spirits. Studies have shown that seniors can benefit both mentally and physically from having a pet around. Pets can alleviate anxiety, depression and boredom.

While pets can provide comfort and companionship, they remain a significant responsibility.

Seniors should find an animal that will fit in with their lifestyles. This is an important consideration for those seniors who travel frequently or have mobility issues. In addition, men and women living in senior communities or assisted living facilities should determine if there are any pet restrictions in place.

Those seniors who have decided that a dog will be the best fit can choose among several breeds that may be a good match for their needs. When selecting a dog, consider both size and temperament.

Smaller dogs tend to be easier to handle and will need less mainte-

nance. They are easily carried and won’t take as long to bathe and groom. Smaller dogs also consume less food than larger breeds, reducing the expense of dog food and the hassle of wrangling large, heavy bags of chow. Temperament is also important, as some breeds tend to be more easygoing than others.

Larger breeds may be preferable to a smaller breeds, which tend to be hyperactive. However, always remember there are pros and cons to each breed, and each dog will demonstrate his own personality traits. The following are some dogs that can be especially compatible with seniors.

* Pug: Equally playful and willing to be a lap dog, the pug requires little exercise and grooming. The breed is typically nonaggressive and submissive. Pugs are good-natured and playful; they don’t often bark and are easy to train.

* Shih Tzu: The Shih Tzu lives for attention, but this breed can be dominant and difficult to train. The Shih Tzu will be alert to its surroundings and, despite its small stature, can be a good watchdog. * Pomeranian: Pomeranians look like big balls of fur and can bring a smile to an owner’s face. The breed tends to be perky, can display

The loyalty and intelligence of Schnauzers makes them ideal companions. dominance and can be difficult to train. Because Pomeranians can be dog-aggressive, they may be best as the only pet in the house.

* Yorkshire terrier: The Yorkie is a diminutive breed in size only, as they tend to have exuberant personalities that dwarf their stature. The ideal lap dog, Yorkies want to lie around and lounge, though some do like to bark. If the fur is kept short in a “puppy cut,” the dog can be easy to maintain.

* Pembroke Welsh Corgi: This medium-sized dog hails from Wales and typically requires only moderate exercise and little grooming.

They are easy to train and mod-

erately dominant. They don’t bark excessively, and they often get along with other dogs.

* Schnauzer: Available in three sizes, Schnauzers are good companions and protectors. This is an intelligent and loyal breed and will need to be kept amused to stave off boredom.

* Brussels Griffon: These dogs do not shed, but they will require professional grooming at least once every 3 months. If socialized early, the Griffon can be a good companion but will likely remain wary of strangers. They are good watchdogs and devoted to their owners.

Express Care convenience!

Express Care at Mayo Clinic Health System in Faribault offers quick, convenient care for non-emergency illnesses and injuries for the entire family. To learn about our clinic hours, call us today!

Crossroads Professional Building 1575 20th St. NW • Faribault, MN 55021

507-333-3350

PAGE 8

THIS IS LIVING

Wednesday, May 27, 2015

Recommended immunizations for those age (Metro) Routine immunizations can keep people safe and healthy. Certain vaccinations can prevent diseases from producing symptoms, while others can lessen the duration of an illness or make conditions less severe.

Vaccination schedules become a way of life for parents to young children. But vaccinations aren’t just for kids, and adults should keep tabs on their immunization histories to ensure they’re up-to-date with vaccinations for their particular age group and lifestyle.

The Centers for Disease Control and Prevention warns that the elderly are more likely to die of a vaccine-preventable disease than other age groups. The immune system begins to decline as we age,

so the body can benefit from the disease-fighting boost provided by vaccinations. Individuals at any age should discuss immunizations with their doctors, but it’s a particularly important conversation for those age 50 and older.

Vaccine schedules and recommendations may vary depending on where a person lives, but the following immunization recommendations are offered courtesy of the CDC. • Influenza: An annual flu shot can help prevent the nearly 36,000 deaths that occur due to flu each year in the United States. The flu vaccine is designed to combat the current strain of flu, so it is recommended anytime between September to March, which is the prime

flu season. People age 50 and older should opt for the injection rather than the nasal form of the vaccine.

• Tdap: This vaccine protects against tetanus, diphtheria and pertussis and is especially necessary for people who have close contact with young infants. Pertussis, or whooping cough, can be passed on to youngsters and make them very ill. If youÕve never received a Tdap vaccine, the CDC suggests getting it at least once. Individual tetanus boosters should be received every 10 years.

• Pneumococcal: Pneumococcal disease is an infection caused by the pneumococcus bacteria. It can cause pneumonia, blood infection, ear infections, and even bacterial meningitis. This vaccine is given to

50+

adults age 65 and older or to younger adults at their physicians’ discretion.

• Hepatitis A: Individuals with medical, occupational or lifestyle conditions, such as healthcare workers or people with chronic liver disease, may need a two-dose series of the hepatitis A vaccine.

Adults who are avid travelers to various parts of the world that may bring them in contact with animals or people who do not receive the same course of immunizations may need additional vaccines.

Speak with a doctor about which immunizations are recommended before travel.

www.medcityweb.com

Stop in and check out our newest products!

Serta Power Lift Chairs and Quantum Power Wheel Chairs

• Power Scooters • Power and Manual Wheelchairs • Van Modifications • Lifts and Ramps Introducing • Knee Walkers • Walkers • Lift Chairs • Incontinence Products • Hospital Beds Perfect Chair Lift

FREE ESTimATES

WE ALSO DO RENTALS

Scooters • Power & Manual Wheelchairs • Hospital Beds • Lift Chairs ROCHESTER 1200 Eastgate Dr. SE 507-252-0555 • 866-349-7690

FARIBAULT 627 4th St. NW 507-334-2602 • 866-334-2602

AUSTIN 313 2nd Ave. NE 507-433-9000

Wednesday, May 27, 2015

THIS IS LIVING

PAGE 9

How senior donors can avoid scams

(Metro) Con artists masquerading as charities can victimize anyone, but seniors are especially vulnerable to such criminals. Men and women who perpetrate charitable fraud often target older men and women, feeling that seniors are more likely to have a significant amount of money in their bank accounts and less likely to report crimes for fear of embarrassment.

But even if seniors are prime targets for charitable fraud, they still can take steps to safeguard themselves from scammers looking to exploit their generosity.

• Never donate over the phone.

No reputable charity will insist on a donation over the phone. When a person calls and says they represent a charity, they should be willing to send you information in the mail so you can further explore their organization before making your final decision. If a caller attempts to pressure you into donating over the phone, hang up.

• Keep a list of organizations

you have donated to in the past.

Many people who perpetuate charitable fraud reference a past relationship or donation history between their victims and the charity the criminal is claiming to represent.

Maintain a list of your donation history, including the organizations you have donated to and the amount of those donations. This can help you verify if the person calling, emailing or visiting you is telling the truth.

• Do not feel obligated to give.

Many charities send gifts to their donors as a token of appreciation for their support. Some criminals masquerading as charities will send gifts to potential victims in an attempt to fool them into writing a check.

Whether a charity is legitimate or not, seniors should not feel obligated to donate simply because they received a gift. If you receive a gift and want to donate, confirm that the organization that sent you the gift is legitimate and not an imposter organization that is baiting you with

Don’t Forget to Check Your Hearing! ❏Cholesterol ❏Blood Pressure x Hearing ❏Vision ❏ TOP OF THE LINE, COMPLETELY WIRELESS HEARING AIDS & GREAT SERVICE

FREE 2 WEEK TRIAL! see Advantage Care Hearing Center Come my new advantagecarehearingcenter.com

JAYNE BONGERS

Owner/ MN. Certified

Faribault • Cannon Falls Farmington • Zumbrota

(507) 412-9813

office in the Crossroads Building.

Fun Summer Footwear!

LIGHTWEIGHT • STRETCHY • SOFT & CUSHY

a gift. If the gift was accompanied by a donation form, do not fill out that form, choosing instead to make a direct donation via the organization’s website, a site you should find independent of the mailer/gift you received, or mail a check directly to the organization after you independently confirm its address, be it through your own research or by contacting the Better Business Bureau (www.bbb.org).

• Insist that your personal information is not shared. Before making a charitable donation, donors are often notified that their contact information is likely to be sold to or traded with other charities. This can lead to an influx of charitable solicitations that elderly men and women may find overwhelming. So prior to making a donation, speak directly with the charity and insist that none of your information be shared with other charities or organizations.

If this cannot be arranged, find an organization willing to make such a concession and contribute to that

Many seniors are targeted for charitable fraud via the Internet.

charity instead.

• Ask for help. If you are confused when it comes time to make your annual donations, ask a son, daughter or trusted confidante for help so you can rest easy knowing your donation goes where you intend for it to go.

Investment Services:

PERSONALIZED SERVICE. PROFESSIONAL ADVICE. Call for an appointment today!

Chris offers experienced advice on: • Retirement Income • 401k Rollovers & IRA’s • Financial Planning • Wealth Management and Asset Allocation • Mutual Funds & ETF’s

• Individual Stocks & Bonds • Municipal Securities • Life & Long Term Care Insurance • Annuities • Brokerage CD’s

Let us help you get the information you need to make these important financial decisions.

Chris Weber, CFP® Investment Executive

507-645-1841 chris.weber@ceterais.com 1605 Heritage Dr, Northfield, MN 55057

BURKHARTZMEYER IS AN ACCREDITED DIABETIC FOOTWEAR PROVIDER.

BURKHARTZMEYER SHOES www.burkhartzmeyershoes.com

Downtown Faribault

507-334-7774 507-334-7774 OPEN OPEN THURS. MON. oMON.&& THURS. o TILL88 p.m. p.m.

TILL

Securities and insurance products are offered through Cetera Investment Services LLC member FINRA/ SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.

PAGE 10

Dating after 50

(Metro) Sweaty palms, heart palpitations and nervousness are common first date symptoms. Many people can remember the feelings of excitement and fear they felt the first time they went out on a date as a teenager. But those who find themselves back in the dating pool as mature adults quickly learn that dating jitters still may be present even after all this time.

Recent data from the U.S. Census Bureau finds that those over the age of 50 are now divorcing at double the rate of younger people.

Loss of a spouse is another reason the over 50 crowd may once again be dabbling in dating.

Recent reports say that 40 percent of online daters today are over the age of 50. Successfully navigating the waters of matchmaking sites or old-fashioned meet-andgreets means reacquainting oneself with a few handy tips.

• Don’t open up with your extended history.

Older daters have more life experiences and potentially a greater number of past relationships. Recognize that you both may bring former spouses and even children to the table, but don’t feel the need to delve into all of your adventures (or misadventures) on the first date. Early dates are not for setting the entire course of your relationship. They’re for getting acquainted and seeing if this is a relationship you want to continue. Getting too personal right off the bat can sabotage a relationship before it starts.

• Take it slow. There’s no need to rush anything along. Biological clocks or perceived societal notions no longer may be causing pressing relationship deadlines. Take the first date and any other subsequent dates at a pace that’s mutually agreed

THIS IS LIVING

upon. It may take several months to years before all of your truths come out, but for now focus on having fun until you’re both ready to share more.

• Look for the positives. Before you decide a person is not for you, make a note of all of his or her positive attributes. What do you like most about him or her? Initial negativity or doubts may stem from your fear of rejection. Be open to others who may not fit your type.

• Don’t get discouraged. The person you first meet may not be the right fit. Don’t let this turn you off of dating. The right person may be the next one around the corner.

• Meet in public places. Many dates begin with online conversations with the intention to meet for a physical date later on. Always keep safety in mind when setting a rendezvous with someone you don’t know well.

Choose a public meeting spot, such as a busy restaurant. Ask a friend to check in on you via phone call. Consider a double-date if you’re weary.

Take your own car and meet at the date location rather than being picked up at home.

• Wait for intimacy. It may take a while before you feel comfortable getting intimate with someone new.

This person should respect your feelings and not pressure you into a physical relationship until you are both ready. Also, give the other person time to grow comfortable with intimacy.

Dating after 50 means taking chances, going slow and exploring new relationship possibilities that make you feel comfortable.

Wednesday, May 27, 2015

T h

How to build and maintain strong bones

(Metro) Osteoporosis, a disease that causes bones to become weakened and brittle over time, affects millions of people across the globe. The International Osteoporosis Foundation says an osteoporosis-related fracture occurs roughly once every 3 seconds, accounting for more than 8.9 million fractures a year.

Younger individuals typically heal from fractures more quickly than older adults, who often discover that fractures greatly impede their mobility and quality of life.

Bone health is important at any age, but it is particularly crucial as a person gets older. Without a strong framework of bones, the body collapses on itself and rates of fracture increase. Fortunately, there are several ways to keep and maintain strong bones.

Bones are largely made up of a protein called collagen, which is bound together by calcium and other trace minerals. Vitamin D and calcium work in concert, with vitamin D helping the body to absorb calcium so it can find its way into bones. Experts advise getting the right ratio of calcium, protein and vitamin D to safeguard against osteoporosis. The Institute of Medicine suggests that adults get between 600 and 800 international units (IUs) of vitamin D every day, and between 1,000 and 1,300 mil-

ligrams of calcium daily. Dairy products, such as low- and nonfat milk, yogurt and cheese, are high in calcium. Dark green vegetables and almonds contain calcium in smaller amounts. Obtaining calcium and vitamin D through natural sources is always preferable, but doctors may suggest supplementation if foods are not providing what a person needs to meet the minimum recommended levels.

Exercise is another important component of building strong bones. The National Osteoporosis Foundation says 30 minutes of exercise each day can help. Higherintensity exercises should be mixed with lower-intensity workouts for the best results. Weight-bearing exercises, such as hiking, dancing and stair-climbing, can build between 1 and 3 percent of bone. An exercise regimen also should include lifting weights or using resistance bands.

Activities that promote good posture and flexibility can help improve balance and alignment of the body. Perform stretches smoothly and slowly after exercising to maintain your range of motion.

Quitting smoking also can promote strong bones. Smoking has been linked to poor skeletal health in both men and women, and the longer one smokes, the greater one’s risk for fracture.

Wednesday, May 27, 2015

THIS IS LIVING

PAGE 11

Tips for grandparents helping to raise children

(Metro) As retirement age approaches, many older adults envision themselves downsizing and moving to a quaint community to enjoy their golden years in as relaxing a fashion as possible. However, for a growing number of seniors, their retirement years are being spent helping to raise grandchildren.

United States Census data from 2010 indicates 4.9 million American children are being raised solely by their grandparents. CanGrads, a National Kinship Support organization, says approximately 62,500 children are being raised by grandparents and other family in Canada.

Many grandparents provide parttime care when their older children have to move back home with their families, as roughly 13 million children are now living in homes with their grandparents.

Although being raised by grandparents may not be the ideal situation for all parties involved, such situations are a necessity for many families. Seniors who are once again thrown into the caregiver arena may need a crash course in childcare or a few pointers on parenting in the modern age.

• Get the right equipment.

Children certainly require a lot of gear, more than grandparents likely used when raising their own children. Certain safety requirements are in place to safeguard young children, and that often means investing in new cribs, car seats, high chairs, and other items. Grandparents should resist the temptation to use old items they may have kept in storage, as such items may no longer be safe and could put grandchildren at risk for injury.

• Gather important documents. Grandparents should keep pertinent documents in one easily accessible place in their homes should an emergency arise. These include birth certificates, health immunization records, death cer-

tificates (if the child’s parents are deceased), dental records, school papers, citizenship papers, and proof of income and assets.

• Speak with an attorney. Lawyers can help grandparents wade through legal arrangements, such as filing for custody, guardianship or adoption. Options vary depending on where petitioners live, but lawyers can provide peace of mind to grandparents concerned about their grandkids’ futures.

• Investigate financial assistance. Seniors may not earn the income they once did and may be on assistance programs or living off of retirement savings. Grandparents who find themselves caring for a child may be eligible for financial assistance. The Temporary Assistance for Needy Families is a joint federal and state program that can provide need-based financial assistance. The AARP or the organization GrandFamilies may be able to put grandparents in touch with financial advisors in their areas.

• Contact schools and daycare centers. School-aged children will need to be enrolled in school.

Grandparents should contact the department of education where they live to learn about local school systems, especially when grandkids are moving in with their grandparents.

Some grandparents can qualify for free or low-cost daycare, and such programs can be discussed with local Social Services offices. Enrollment in school or daycare can provide grandparents with muchneeded free time during the day.

• Find emotional support. Taking care of grandchildren is a fulltime job. At times, grandparents may feel stressed or out of sorts.

Having a strong support system available can help grandparents work through the peaks and valleys of this new and unexpected stage in life. Church- or community centerbased counseling services may be available. Grandparents also can

check with their healthcare providers to determine if counseling or therapy sessions are covered under their plans.

Caring for grandchildren is a life-changing event. Although it can be fulfilling, it also requires a

lot of energy and commitment. But grandparents needn’t go it alone, as there are numerous resources available to seniors who suddenly find themselves caring for their grandchildren.

HOME IS WHERE YOU LIVE.

Keystone Senior Living is a place to experience all that life has to offer—at any level of service.

Keystone Senior Living of Faribault is a Ke full service Assisted Living and Memory Care residence offering superb amenities &M twenty four hour personal care. Keystone is where seniors pe LIVE - independently, or with the extra help they need. Keystone Senior th Living - celebrate the beauty of long lives still full of promise and surprises… and great joy!

Keystone of Faribault - 828 1st Street NE, Faribault, MN 55021 (Close to Clinics and District One Hospital)

Faribault Prior Lake Eagan Mankato Roseville Highland Park keystonecommunities.com

Contact Marissa Babcock for more information 507.332.2555 or 507.330.0833

PAGE 12

THIS IS LIVING

Wednesday, May 27, 2015

Snack foods that promote better sleep (Metro) According to the National Sleep Foundation, changes in sleep patterns are a part of the aging process. Many people experience difficulty falling asleep and then staying asleep as they age, and that difficulty can make men and women over 50 feel more tired during the day.

But even though difficulty sleeping may be a part of aging, that does not mean men and women over 50 cannot take steps to improve their sleeping patterns. For example, certain snack foods may help to improve quality of sleep, especially when these foods replace less healthy snacking options. While men and women over 50 should always consult with their physicians before making any changes to their diets, the AARP notes that the following are a handful of snack foods that promote better sleep.

• Almonds: Magnesium is a mineral with muscle-relaxing properties, and almonds contain enough magnesium to help men and women get a better night’s sleep. A small amount of almonds before bed might be enough to make falling and staying asleep easier.

• Bananas: Much like almonds, bananas provide a substantial amount of magnesium. Bananas also contain the amino acid tryptophan, which many people associate with Thanksgiving turkey. While

5

tryptophan might be most often associated with the sleepiness people feel after eating a holiday meal, it also has been linked to better sleep quality, so a banana shortly before bed might be just what you need to fall and stay asleep.

• Cheese and crackers: One more traditional snack may just help you get a better night’s sleep.

Cheese and crackers contain tryptophan and carbohydrates, which can induce a better night’s sleep and help you fall asleep sooner.

• Cherries: Cherries contain the sleep hormone melatonin, and the AARP notes that recent studies indicated that participants who drank tart cherry juice on a daily basis fell asleep more quickly and slept longer and better than participants who did not.

• Hummus: The primary ingredient in hummus is chickpeas, which are loaded with tryptophan, folate and vitamin B6. Folate has proven especially beneficial to older men and women who need help regulating their sleep patterns, while vitamin B6 helps the body regulate its clock.

• Peanut butter: Peanut butter is another snacking item loaded with tryptophan. Spread some peanut butter on a carbohydrate, whether it’s a slice of toast or some crackers, before going to bed, and you may enjoy a better, longer sleep.

$ OFF WITH $25.00 PURCHASE

Hwy 60 at I-35 Faribault | 507-332-4007 | Expires 10/1/15 *Daily Specials, All U Can Eat Offers, & Buffet not included.

• Walnuts: Like cherries, walnuts contain melatonin, which can contribute to a longer, more restful night’s sleep. Walnuts also can help regulate stress, which is a leading cause of sleeping difficulty.

• Many men and women ex-

perience difficulty sleeping as they age. But the right foods may just help combat such problems and help men and women get a more adequate night’s sleep.

Stay Active This Summer At

OUTSIDE

• Softball • Biking • Tennis • Gardening

INSIDE

• Over 35 Fitness Classes • Art Classes • Warm Water Pool • Card Groups • Workout Machines & More 1651 Jefferson Parkway • 507-664-3700 www.northfieldseniorcenter.org

Wednesday, May 27, 2015

THIS IS LIVING

BABY BOOMERS

Baby Boomers make up the largest generation of Americans born in United States history. Boomers include anyone born between the years 1946 and 1964, as the number of births began to rise as World War II veterans returned home from battle. The greatest number of Baby Boomers were born in 1957, when numbers peaked at 4,300,00. That equates to roughly 8 children born per minute throughout the year. By 2019, the last of the Baby Boomers, or those born in 1964, will be eligible for many senior benefits offered to people age 55 and up. Ten years later, most will be eligible for retirement.

Popular sports for seniors (Metro) Age doesn’t have to stop older men and women from enjoying their favorite sports. In fact, remaining active can improve physical and mental health.

If a doctor has confirmed that it is okay to participate in sports, these activities can help men and women 50 and older enjoy friendly competition and physical activity.

Fishing Fishing is more than just a leisurely day at the lake. Casting and reeling in your catch provides a good workout for the arms, legs and core muscles of the body. If you fish on the water, rowing out to your lucky spot provides additional cardiovascular exercise.

Golf Golf is enjoyed by people of all ages. Requiring a combination of strategy and skill, golf also pays

PAGE 13

several physical dividends. Play at your own pace, taking your time walking from hole to hole so you can enjoy the sunshine and soak in the beauty of the course.

Swimming A few laps around a pool works your whole body. Swimming is attractive to seniors because it works the muscles and provides a cardiovascular jolt without putting any strain on the joints.

Cycling Many seniors are avid cyclists.

You can ride a bicycle in competition or for pleasure. You can even vary your route depending on how physically intense you want the ride to be.

Seniors need not abandon their love of sport just because Father Time is catching up with them. Many sports can be enjoyed by athletes of all ages.

COOPERATIVE LIVING at in

REALIFE COOPERATIVE FARIBAULT

Simple!

is

The care-free lifestyle will put a smile on your face.

If that doesn’t work, the beautiful surroundings will!

Either way, you’re a winner!

Come see how great life can be!

Change your life today by calling Diane at

REALIFE

C O O P E R AT I V E 2125 7th Street NW, Faribault MN (Across from the King Mill Dam)

507-334-4407

Office Hours: Monday-Friday 9am-3:30pm

R E A L I F E C O O P. O R G

PAGE 14

THIS IS LIVING

Wednesday, May 27, 2015

Yearly eye exams can reveal more than just vision trouble (Metro) More evidence points to the importance of routine eye exams, not only to pinpoint potential conditions of the eye, but also to serve as windows to diseases that affect the entire body. Now more than ever it is essential to make and keep annual eye exams, as they can help to reveal the first signs of serious ailments.

Doctors from around the world say dozens of diseases - from certain cancers to arthritis to high blood pressure - can show symptoms in the eye. Under the watchful and knowing gaze of an eyecare professional, individuals can get

early diagnosis and begin treatment thalmology and Visual Sciences at promptly.

Albert Einstein College of Medicine and Montefiore Medical Center, there are many systemic diseases that can be seen in the eye. In addition to the conditions mentioned, jaundice can indicate liver disease while retinal detachment and bleeding in new blood vessels may indicate hypertension.

By According to Dr. Roy Chuck, looking at the color of the cornea, chair of the Department of Oph- some doctors can tell if a patient has

R

elevated levels of cholesterol. Many people have had their eye doctors be the first healthcare professional to detect the presence of their diabetes.

If an ophthalmologist suspects an underlying medical condition, he or she will likely refer men and women to their primary care doctors for a more thorough examination.

Going to the eye doctor can do more than ensure your vision is sharp. It’s a life-saving decision for many people who have major health conditions diagnosed through the eyes.

How to handle an old 401(k) (Metro) Upon making the transition to a new job or retiring, many people are unsure about what to do with their 401(k) or other retirement plans linked to their employer. Handling this transition can be costly, and many men and women might benefit from the advice of a professional financial advisor to help them navigate these waters without breaking the bank.

Some men and women may think they’re forced to cash out their retirement accounts when moving on to new companies. But, depending on a person’s age, that’s a potentially costly option that can incur heavy penalties. Fortunately, cashing out is not the only option men and women have as they try to figure out what to do with their retirement accounts after retiring or moving on to new companies.

Keep the money with your

former employer Some employers allow former employers to keep their retirement savings in their plans. This allows men and women to avoid early withdrawal penalties and lets them continue to defer paying taxes on retirement savings accounts until

they reach retirement age and need to start withdrawing money. Another benefit to keeping money in an employer retirement plan even after you leave the company is it protects you if there are rollover restrictions governing any additional accounts you might have transferred the money into.

Employers who do allow former employees to keep their money in retirement plans likely included certain language in those plans that govern how the account is managed after employees leave the company.

For example, former employees may no longer be able to contribute to the plan or take out plan loans. In addition, when the time comes to withdraw money, you may or may not be allowed to make partial withdrawals from accounts linked to former employers. Read the fine print to determine if keeping the plan with a former employer makes the most sense for you.

Rollover into your new employer’s retirement plan Some people have the option to rollover a 401(k) from a previous employer into their new employer’s plan. But not all companies allow

this. If you are allowed to do so, this can make the transition that much easier while still allowing tax-deferred growth on your assets. In addition, if you can rollover into your new employer’s plan, you may be allowed to take out loans based on the amount of your combined plan instead of just loans against new contributions. Rollover and plan loan eligibility should be confirmed with your new employer.

Before rolling over money into your new employer’s plan, confirm your investment options under the new plan. If they pale in comparison

to an IRA, you might want to rollover your retirement assets into an IRA that offers more investment options.

Rollover into an IRA

Many men and women look to rollover an old 401(k) into an IRA, as traditional and Roth IRAs may offer a wider variety of investment options than a previous or current employer’s retirement plan. Taxes differ depending on which type of IRA you choose to roll your funds into, so discuss your IRA options with your financial advisor to determine if this is the best way to go.

Wednesday, May 27, 2015

THIS IS LIVING

PAGE 15

RESOURCEdirectory 55+ LIVING Northfield Retirement Community 900 Cannon Valley Drive Northfield, MN 55057 (507) 645-9511 info@northfieldretirement.org www.northfieldretirement.org Realife Cooperative of Faribault 2125 7th St. NW Faribault, MN 55021 (507) 334-4407 Fax: (507) 333-0804 office@realifecoop.com realifecoop.com Three Links & Millstream Commons 815 Forest Ave. Northfield, MN 55057 (507) 664-8800 www.threelinks.org ASSISTED LIVING Keystone Communities 821 1st Street NE Faribault, MN 55021 (507) 332-2555 (507) 330-0833 keystonecommunities.com Pleasant View Estates 41 Brand Ave. Faribault, MN 55021 (507) 333-5960 www.twsl.org Three Links & Millstream Commons 815 Forest Ave. Northfield, MN 55057 (507) 664-8800 www.threelinks.org

CLINICS Orthopaedic & Fracture Clinic 35 State Avenue Faribault, MN 55021 (507) 334-1601 ofc-clinic.com DAY SPA Blue Sage Day Spa 504 Division Street Northfield, MN 55057 507-301-3682 info@bluesagenorthfield.com www.bluesagenorthfield.com FINANCIAL SERVICES Chris Weber, Cetera Investment Services (at Community Resource Bank) 1605 Heritage Dr, Northfield, MN 55057 (507) 645-1841 Email: chris.weber@ceterais.com cetera.com HEARING Advantage Care Hearing Center 1575 NW 20th St Faribault, MN 55021 (507) 412-9813 Cannon Falls, Farmington & Zumbrota advantagecarehearingcenter.com HOSPITAL Mayo Clinic Health Systems Three Locations: 924 1st St NE, 300 State Ave, & 1575 20th St. NW Faribault, MN 55021 (507) 333-3300 mayoclinichealthsystem.org

MEDICAL EQUIPMENT MedCity Mobility 627 4th St. NW Faribault, MN 55021 (507) 334-2602 Email: ddegrood@medcityweb.com medcityweb.com RESTAURANTS Country Kitchen Hwy. 60 at I35 Faribault, MN 55021 (507) 332-4007 SENIOR CENTER Faribault Senior Center 19 Division Street W Faribault, MN 55021 507-332-7357 office@faribaultseniorcenter.org www.faribaultseniorcenter.org Northfield Senior Center 1651 Jefferson Pkwy Norhtfield, MN 55057 (507) 664-3700 northfieldseniorcenter.org SHOPPING Burkhartzmeyer Shoes 128 Central Avenue Faribault, MN 55021 (507) 334-7774 Fax: (507) 334-9256 burkhartzmeyershoes.com

The Road to Rehab is Close to Home

PAGE 16

THIS IS LIVING

Wednesday, May 27, 2015

Accidents happen, when they do, we are close to Home.

(507) 334-6451

We can make the road to recovery an easier one. With precision surgery and expert staff, you will be on your way 334-1601 to a faster recovery and (507) doing the things you love.

(507) 332-4790

Conveniently located We can make the road to rehabilitation an easier one.

on the Healthcare Campus

With precision surgery and expert rehabilitation staff,

in Faribault

o Rehab is Home

you will be on your way to a faster recovery and doing the things you love.

Hans Bengtson, MD

Clinton A. Muench, MD Erik S. Stroemer, MD

(507) 334-6451

Community

People

Robert W. Shepley, MD

Quality

Bradley R. Wille, MD

Healthcare

507.334.1601

35 State Avenue 路 Faribault, MN www.ofc-clinic.com