Real Estate Guide September 2013

Owatonna Area

REAL ESTATE GUIDE

September 2013 This photo is for illustration only.

This is not an actual listing.

Owatonna.com

Page 2 Real Estate Guide

September 2013

Bankof ofAmerica America Home Home Loans® Loans® guidance guidance Bank

yourreal realestate estateprofessional professional ++your homebuying buyingmade made clear clear ==home

Rely on our experience and guidance to help you find the loan option that’s right for your financial Rely on our experience and guidance help you find the loan option right for your financial circumstances.

Combined with yourtoreal estate professional’s localthat’s market knowledge, you may be able circumstances.

Combined your real estate professional’s local market knowledge, you may be able to go from home shopperwith to homeowner. to go from home shopper to homeowner.

The first step is easy: We’ll be happy to review your goals and provide you with a prequalification that can The first step is how easy: We’llyou be can happy to review afford your goals and provide you with a prequalification information, you can thenthat can help determine much comfortably to borrow.

With that help determine howreal much youprofessional can comfortably afford to borrow.

Withforthat information, can then consult with your estate to find a home that’s right you.

And when you apply, you’ll consult with your estate professional to find a home right for whenkey youterms apply,ofyou’ll benefit from ourreal exclusive Clarity Commitment® loanthat’s summary thatyou. will And highlight your loan benefit from our exclusive Clarity Commitment® loan summary that highlight key terms of your loan in easy-to-understand language.

In the meantime, you may wish to will explore our valuable Home Loan in Guide, easy-to-understand language.

In the meantime, you may wish explore ourthe valuable HomeGuide Loan which provides home financing tools and calculators.

Youtocan access Home Loan Guide, which home financing tools and calculators. You can access the Home Loan Guide directly fromprovides our website. directly from our website.

Add it up — the expertise of your local real estate professional, coupled with all that Bank of America Home has to offer, couldlocal be your for home buying success.

Add it upLoans® — the expertise of your real formula estate professional, coupled with all that Bank of America Home Loans® has to offer, could be your formula for home buying success.

To get started, or for the name of a local real estate professional, contact us today.

To get started, or for the name of a local real estate professional, contact us today.

Kristin Meier Mortgage Loan Officer Kristin MeierCell (507) 213-9797 (507) 446-1181 Office Mortgage Loan Officer 102(507) N. Cedar AvenueCell 213-9797 Owatonna, MN 55060 (507) 446-1181 Office

102 N. Cedar Avenue

Kristin.Meier@BankofA merica.com

Owatonna, MN 55060 http://mortgage.bankofamerica.com/kristinmeier

Mark Meier Mortgage Loan Officer Mark Meier (507) 363-0030 Cell (507) 446-0080 Office Mortgage Loan Officer 102 N. Cedar Avenue Cell (507) 363-0030 Owatonna, MN446-0080 55060 Office (507)

102 N. Cedar Avenue

Mark .Meier@BankofAmerica.com

Owatonna, MN 55060 http://mortgage.bankofameri ca.com/markmeier

Mark .Meier@BankofAmerica.com Mark.Meier@BankofAmerica.com Kristen.Meier@BankofAmerica.com Kr istin.Meier@BankofA merica.com http://mortgage.bankofamerica.com/kristenmeier http://mortgage.bankofamerica.com/kristenmeier http://mortgage.bankofameri ca.com/markmeier The Clarity Commitment® summary is providedhttp://mortgage.bankofamerica.com/kristinmeier as a convenience, does not serve as a substitute for a borrower’s actual loan documents and is not a commitment to lend.

Borrowers should become fully informed by reviewing all of the loan and disclosure documentation provided.

NMLS 533156 NMLS 533094 The Clarity Commitment® summary is provided as a convenience, does not serve as a substitute for a borrower’s actual loan documents and is not a commitment to lend. ©2010 Bank of America Corporation ARV225F1 Borrowers should become fully informed by reviewing all of the loan and disclosure documentation provided.

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to©2010 lend. Programs, rates, terms and conditions are subject to change without notice.

Bank of America Corporation ARV225F1 Bank of America, N.A., Member FDIC. Equal Housing Lender.

Protect recycling this document.

Credityour and personal collateralinformation are subjectbefore to approval.

Terms and conditions apply. This is not a commitment

to lend. Programs, rates, terms and conditions are subject to change without notice.

Bank of America, N.A., Member FDIC. Equal Housing Lender.

Protect your personal information before recycling this document.

September 2013

Real Estate Guide Page 3

INDEX Assist 2 Sell .............................................7 Bank of America .....................................2 ERA Gillespie Real Estate................4, 5, 8 Profinium Mortgage ...............................6 Wells Fargo Home Mortgage ..................7

Owatonna Area

REAL ESTATE GUIDE

The Owatonna Area Real Estate Guide is a monthly publication distributed in the Owatonna People’s Press and at select area locations in Owatonna. It is endorsed by the Owatonna Multiple Listing members.

A special project of The Owatonna People’s Press 135 W. Pearl St., Owatonna, MN

507-451-2840 • Fax 507-444-2382 Publisher RON ENSLEY Advertising Director DEBBIE ENSLEY

email: densley@owatonna.com

Owatonna.com

Media Consultants BETTY FROST, DIANE GENGLER, RACHEL EBBERS, DEB THEISEN

All advertising contained herein is the responsibility of the advertisers.

The Owatonna Area Real Estate Guide retains the publication rights to all contents produced or supplied by the Owatonna Area Real Estate Guide. Use of material without written consent of Real Estate Guide is prohibited. All Rights Reserved © 2013

Advertising Design NICOLE GILMORE, KEELEY KREBSBACH, NAOMI KISSLING, JENINE KUBISTA, KELLY KUBISTA, PAUL RISTAU,

EQUAL HOUSING

OPPORTUNITY

EQUAL HOUSING OPPORTUNITY

All real estate advertising in this publication is subject to the Fair Housing Act which makes it illegal to advertise “any preference limitation or discrimination based on race, color, religion, sex, handicap, family status, or national origin, or any intention to make such preferences, limitation or discrimination.” Familial status includes children under the age of 18 living with parents or legal custodians; pregnant women and people securing custody of children under 18. This publication will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777. The toll-free phone number for the hearing impaired is 1-800-927-9275.

Page 4 Real Estate Guide

September 2013

122 N. Cedar • Owatonna 507.451.7488 800.658.7056 www.erahome.com email: era@erahome.com EQUAL HOUSING

OPPORTUNITY

$85,900

$78,500

VISUAL TOUR #3025076

save money • save time • simplify your life

VISUAL TOUR #3003521

NICE & AFFORDABLE! ENJOY LIFE IN A SMALL TOWN! • Three bedroom, 2 bath, 1-1/2 story in Ellendale • Double detached garage • Newer roof, steel siding • Fenced yard, 3 season porch Contact Connie Knutson.

MLS #4044294

NICE ONE LEVEL HOME ON SOUTH END OF TOWN! • 2 bedrooms, one bath • Oversized two car garage • Egress window in basement • Newer windows • Newer furnace Contact Connie Knutson.

MLS #4043584 NEW

E!

PRIC

$104,900

LI

$169,900

VISUAL TOUR #3009112

COUNTRY ACREAGE 10 MINUTES TO OWATONNA! • 3 bedrooms, 2 baths • Oversized double plus extra garage • Lower level family room with fireplace • Owatonna or Triton schools Contact Sid Schroeder.

MLS #4039696

$195,000

CHARACTER & CHARM MEET IN THIS 1930’S TWO STORY! • 3 bedrooms, 1.5 baths • All brick exterior, attached garage • Hardwood floors, original marble fireplace surround • Three season porch • Beautiful landscaping & gardens • Updated appliances Contact Sid Schroeder.

MLS #4045786

$231,900

VISUAL TOUR #3078955

VISUAL TOUR #2740778

ENJOY THE COUNTRY! • Easy access to Hwy 35 • Newer home, open floor plan • Several shops, .98 acres • Attached and detached 6 car garage • 4 bedrooms, 3 baths • Upper level family room Contact Connie Knutson.

MLS #4036204

$509,997

$159,000

VISUAL TOUR #3069133

VISUAL TOUR #3053139

COUNTRY LIVING AT ITS BEST! • 3 wooded acres near Claremont • 3 bedrooms, 1 bath • New flooring & new paint • Large deck • Main floor laundry • Large detached garage Contact Connie Knutson.

MLS #4045243

VISUAL TOUR #2937916

OLDER HOME, NEW FEATURES! • Completely updated inside & out • New windows, vinyl siding • New kitchen, master bedroom suite • Refinished hardwood floors • New deck, furnace, central air • 4 bedrooms, 3 baths, 2 car garage Contact Connie Knutson.

MLS #4041814

NICE RAMBLER MOVE-IN READY! • Large yard and deck • Appliances included • Single stall garage • Paved driveway, vinyl siding • OWNER/AGENT Contact Connie Knutson.

MLS #4045698

$139,900

$184,900

$89,900

VISUAL TOUR #3067413

CUTE & READY FOR NEW OWNERS! • 3 bedrooms, 1 bath • Large open upper level • Nice basement • Newer windows, vinyl siding • Appliances included • Double detached garage Contact Connie Knutson.

MLS #4046828

VISUAL TOUR #2948843

BIG HOUSE ON SMALL ACREAGE! • .9 acres near Blooming Prairie • 3 bedrooms, 2 baths • Large rooms, hardwood floors • Newer siding & windows • Attached double garage, deck Contact Sid Schroeder.

MLS #4041977

$89,900

VISUAL TOUR #3105032

$104,900

VISUAL TOUR #3024907

IN COUNTRY! NEAR LAKE! HOME ON 1 ACRE! • 2 bedrooms, 1.5 baths • Attached 2 car garage • Vinyl siding • Wooded 1 acre lot with deck • Nice Views Contact Connie Knutson.

MLS #4040437

NEW

G! STIN

NESTLED AMONG THREE WOODED ACRES CLOSE TO TOWN! • 3 bedrooms, 2 baths • Updated kitchen with newer cabinets • Lower walk-out level with family room & fireplace • Oversized 2 car garage • 54x30 shed with mezzanine • Patio, deck and 3 season porch Contact Connie Knutson.

MLS #4046011

Call Ryan Jirele Mortgage Loan Originator #503704

(507) 676-2708 Ryan@erahome.com

VISUAL TOUR #3035145

SPECTACULAR HOME IN GOLF & LAKE COMMUNITY! • Two story with 4 bedrooms & 4 baths • 1.66 beautiful acres with lake & golf views • “Rare” granite throughout entire house • Formal & informal dining • 4 season porch, two patios • Family room, wet bar & rec room in lower level • Beautiful master suite with private bath Contact Connie Knutson.

MLS #4044646

Division of ERA Gillespie Real Estate Company ID #320358

“Such ease and professionalism!”

-Sasfied Client

Search “Owatonna Mortgage” on Facebook for empowering home and finance ps!

September 2013

Real Estate Guide Page 5

save money • save time • simplify your life

122 N. Cedar • Owatonna 507.451.7488 800.658.7056 www.erahome.com email: era@erahome.com

Our Team of Professionals Nancy Sletten Broker Associate GRI, SRES

Sid Schroeder Realtor GRI, ERS

Matt Gillard Realtor GRI

Stephanie Woodrich Realtor

Mark Woodrich Erin Gillespie Realtor Broker Associate GRI, ERS

Melinda David Realtor

Justin Ohnstad Realtor

Connie Knutson Broker Associate CRS, GRI, ERS ABR

Ryan Jirele Mortgage

EQUAL HOUSING

OPPORTUNITY

Barry Gillespie CRB, CRS, ePRO

Lud Gillespie 1925-2011

If your home isn’t listed with a Realtor,

it might as well be You have a home for sale but no one is seeing it. Maybe because it isn’t listed with a professional Realtor. Realtors make it easy for you to buy or sell your home. They have access to a pool of serious home buying prospects... and a Multiple Listing Service that can offer buyers the affordable home of their choice. They do the legwork, the paperwork, and the hard work to help you sell your home quickly.

REALTOR

®

Look for the Realtor logo to find the commitment and full services of a real estate professional.

Page 6 Real Estate Guide

September 2013

See us for an amazing experience with your

HOME LOAN! See Jenny or Matt for details for fast and local service on your home loan. We’ll look out for your best interest!

Owatonna 328 N Cedar 507.444.0101

Jenny

NMLS# 1033034

Mankato 507.389.8900 | Fairmont 507.235.5538 | Truman 507.776.2311

www.profinium.com | NMLS 402979 Member FDIC

Matt

NMLS# 402979

September 2013

Real Estate Guide Page 7 BUYER’S & SELLER’S FIRST CHOICE

Realtors®

WHERE WE’LL SELL YOUR HOME FOR

$2,995

FULL SERVICES

Top Ten Small Markets Assist-2-Sell Offices for 2nd Quarter 2013 ,000 $138

$110

,500

$177 ,90 0

306 4th Ave SW, Blooming Prairie 622 E. Academy St, Owatonna MLS# 404711 MLS# 4045703

Country Breezes!

• Ground-Level Living: Townhome w/3 Bedrooms • Newer Roof • Private Deck w/Gas line fed grill • Den/office w/patio door • Vaulted Ceilings, 2-stall Garage.

New Price!

• New Roof & Windows • Lg back yard • Future 3rd Bdrm, Family room • Future 2nd Bathroom • Easy Commute

$324 ,90 0

328 Glendale Place, Owatonna MLS # 4047076

319 Sunshine Lane, Faribault MLS# 4045776

• New Roof, Windows & Kitchen • Newer Finished Lower Level • Master Bedrm w/full Mstr Bath & Private Deck • 3 Bedrooms Up, 1 Bedroom Down • Fireplace & 3-stall Garage

• 4 BD, 3 Bath • Theatre Room, Rec Room w/wet bar • Fireplace, Mn Flr. Laundry, • Master Bed & XL Master Bath • 922 sf Heated Garage

Have Everything!

WASECA, STEELE, RICE COUNTIES & SURROUNDING COMMUNITIES. For All MLS Listings: local and surrounding areas WWW.ASSIST2SELLMN.COM CHOOSE TO SAVE WITH ASSIST2SELL BUYERS: work with knowledgeable agents who have experience with all your real estate needs.

Breath Taking!

CALL TO VIEW THESE OR OTHER LISTED HOMES. Want to sell? Call me today to set up your appointment.

Jennifer Fisher

Realtor®, GRI, Broker Associate Fishrealestate@yahoo.com

507-213-6324

Get strongteam team pull Get aa strong to to pull for for youyou

We part community and invite tostop callby orto stop by tohow discover can assist y Weare are proud proud totobebepart of of thethe community and invite you to you call or discover we canhow assistwe you with your mortgage needs.

Whether you are interested in new purchase, refinance, or home equity with your mortgage needs. Whether you are interested in new purchase, refinance, or home equity financing, financin Wells HomeMortgage Mortgage assist finding a program your unique goals.

Wells Fargo Fargo Home cancan assist with with finding a program that fits that your fits unique goals.

Call visityour yourlocal local team today.

Call or or visit team today.

Jannell Tufte Jannell Tufte

Home Mortgage Consultant Home Mortgage Consultant Office: 507-455-7516 Office: 507-455-7516 Cell:507-456-5946 507-456-5946 Cell: 101North North Cedar Avenue 101 Cedar Avenue Owatonna, MN 55060 Owatonna, MN 55060 jannell.d.tufte@wellsfargo.com jannell.d.tufte@wellsfargo.com NMLSR IDID 402028 NMLSR 402028

WellsFargo Fargo Home is aisdivision of Wells FargoFargo Bank, N.A. Wells HomeMortgage Mortgage a division of Wells Bank, N.A. 2013 Wells Wells Fargo N.A. AllAll rights reserved.

NMLSR ID 399801. ©©2013 FargoBank, Bank, N.A. rights reserved.

NMLSR ID 399801.

AS992867 Expires AS992867 Expires10/2013 10/2013

Matthew G LeTourneau Matthew G LeTourneau

Home Mortgage Home Mortgage ConsultantConsultant Office: 507-444-2260 Office: 507-444-2260 Cell: 507-339-2193 Cell: 507-339-2193 101 N Cedar Avenue 101 N Cedar Avenue Owatonna, MN 55060 Owatonna, MN 55060 matthew.g.letourneau@wellsfargo.com matthew.g.letourneau@wellsfargo.com NMLSR NMLSR ID 404642 ID 404642

Page 8 Real Estate Guide

September 2013

Nancy Sletten Cell: 507-363-9368 nancysletten@gmail.com 122 N. Cedar • Owatonna 507.451.7488 • 800.658.7056 Broker Associate Realtor, GRI, SRES www.erahome.com NEW LISTING

$160,000

VISUAL TOUR #3124999

10 ACRES IN THE COUNTRY DESIRABLE LOCATION! • New block foundation • House completely remodeled in 1989 • Newer electrical, plumbing, roof and more...

• Beautiful setting with mature trees, large yard and scenic views • Two bedroom, one bath home with eat-in kitchen MLS #4047407

NEW PRICE

$149,500

NEW $195,000 LISTING

Save Money… Save Time… Simplify Your Life EQUAL HOUSING

OPPORTUNITY

NEW PRICE

$250,000

VISUAL TOUR #3130964

VISUAL TOUR #3054481

DISTINCTIVE CAPE COD SPACIOUS INSIDE & OUT! • Walk to downtown, schools & park • Charming 5 bedroom home • Sunny kitchen with Cambria countertops & cherry cabinets • Hardwood floors galore!

• Main floor bedroom & big backyard MLS #4047616

HIDDEN TREASURE CLOSE TO TOWN!

$175,000

VISUAL TOUR #3079116

VISUAL TOUR #3063108

BUILT IN 2006 - AFFORDABLE! • 3 bedrooms, 2 baths, 2 car garage • Stainless steel appliances, breakfast bar, center island • Master bath, walk-in closet • Large new deck, heated & sheeted garage • Future 4th bedroom & 3rd bath options MLS #4046069

AWESOME COUNTRY LOCATION!

• Enjoy country living only 1-2 miles from Owatonna • 3.44 acres, ranch style home • 3 bedrooms, 2.5 baths • Oversized 2 car attached garage • Separate pole building MLS #4045257

$189,000

VISUAL TOUR #3056379

NOT READY FOR CITY LIFE? • Approx. 3 miles from town on a paved road HERE IS EASY COUNTRY LIVING! • Build new or restore big old house • Private treed setting • Numerous outbuildings • Enjoy nature, wild life, and country life!

MLS #4045585

NEW PRICE

$242,000

VISUAL TOUR #3088209

QUALITY & LOCATION IMPORTANT? • 3 bedrooms on one floor, main floor laundry • 3 full baths and main floor 1/2 bath • Open kitchen, dining & great room • Granite countertops, stainless steel appliances • Located near walking trail & golf course • NOT your typical 2 story!

MLS #4046345

$114,900

VISUAL TOUR #3019241

RANCH STYLE! 3 BEDROOMS! 2 CAR GARAGE! • 3 bedrooms on main floor • 9+ acres with 7 tillable acres • New furnace & water softener • Built in 2007, handicap accessible • Newer roof and seamless rain gutters • Heated floors, open floor plan • New deck, 2 car attached garage, utility shed • Shaded & fenced backyard • Convenient NE location • Brand new well • Near parks, schools and churches MLS #4045340 MLS #4044147