RE Guide August 2013

Owatonna Area

REAL ESTATE GUIDE

August 2013 This photo is for illustration only.

This is not an actual listing.

Owatonna.com

Page 2 Real Estate Guide

August 2013

Bankof ofAmerica America Home Home Loans® Loans® guidance guidance Bank

yourreal realestate estateprofessional professional ++your homebuying buyingmade made clear clear ==home

Rely on our experience and guidance to help you find the loan option that’s right for your financial Rely on our experience and guidance help you find the loan option right for your financial circumstances.

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With that help determine howreal much youprofessional can comfortably afford to borrow.

Withforthat information, can then consult with your estate to find a home that’s right you.

And when you apply, you’ll consult with your estate professional to find a home right for whenkey youterms apply,ofyou’ll benefit from ourreal exclusive Clarity Commitment® loanthat’s summary thatyou. will And highlight your loan benefit from our exclusive Clarity Commitment® loan summary that highlight key terms of your loan in easy-to-understand language.

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Kristin Meier Mortgage Loan Officer Kristin MeierCell (507) 213-9797 (507) 446-1181 Office Mortgage Loan Officer 102(507) N. Cedar AvenueCell 213-9797 Owatonna, MN 55060 (507) 446-1181 Office

102 N. Cedar Avenue

Kristin.Meier@BankofA merica.com

Owatonna, MN 55060 http://mortgage.bankofamerica.com/kristinmeier

Mark Meier Mortgage Loan Officer Mark Meier (507) 363-0030 Cell (507) 446-0080 Office Mortgage Loan Officer 102 N. Cedar Avenue Cell (507) 363-0030 Owatonna, MN446-0080 55060 Office (507)

102 N. Cedar Avenue

Mark .Meier@BankofAmerica.com

Owatonna, MN 55060 http://mortgage.bankofameri ca.com/markmeier

Mark .Meier@BankofAmerica.com Mark.Meier@BankofAmerica.com Kristen.Meier@BankofAmerica.com Kr istin.Meier@BankofA merica.com http://mortgage.bankofamerica.com/kristenmeier http://mortgage.bankofamerica.com/kristenmeier http://mortgage.bankofameri ca.com/markmeier The Clarity Commitment® summary is providedhttp://mortgage.bankofamerica.com/kristinmeier as a convenience, does not serve as a substitute for a borrower’s actual loan documents and is not a commitment to lend.

Borrowers should become fully informed by reviewing all of the loan and disclosure documentation provided.

NMLS 533156 NMLS 533094 The Clarity Commitment® summary is provided as a convenience, does not serve as a substitute for a borrower’s actual loan documents and is not a commitment to lend. ©2010 Bank of America Corporation ARV225F1 Borrowers should become fully informed by reviewing all of the loan and disclosure documentation provided.

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to©2010 lend. Programs, rates, terms and conditions are subject to change without notice.

Bank of America Corporation ARV225F1 Bank of America, N.A., Member FDIC. Equal Housing Lender.

Protect recycling this document.

Credityour and personal collateralinformation are subjectbefore to approval.

Terms and conditions apply. This is not a commitment

to lend. Programs, rates, terms and conditions are subject to change without notice.

Bank of America, N.A., Member FDIC. Equal Housing Lender.

Protect your personal information before recycling this document.

August 2013

Real Estate Guide Page 3

INDEX

Owatonna Area

REAL ESTATE

GUIDE Assist 2 Sell .............................................6 The Owatonna Area Real Estate Guide is a monthly distributed in the Owatonna People’s Press Bank of America .....................................2 publication and at select area locations in Owatonna. It is endorsed by the Owatonna Multiple Listing members.

ERA Gillespie Real Estate................4, 5, 8 A special project of Profinium Mortgage ...............................6 The Owatonna People’s Press 135 W. Pearl St., Owatonna, MN Wells Fargo .............................................5 507-451-2840 • Fax 507-444-2382 Publisher RON ENSLEY Wells Federal Bank .................................8 Advertising Director DEBBIE ENSLEY

email: densley@owatonna.com

Owatonna.com

Media Consultants BETTY FROST, LUKE BROWN, DIANE GENGLER,

All advertising contained herein is the responsibility of the advertisers.

The Owatonna Area Real Estate Guide retains the publication rights to all contents produced or supplied by the Owatonna Area Real Estate Guide. Use of material without written consent of Real Estate Guide is prohibited. All Rights Reserved © 2013

RACHEL EBBERS, DEB THEISEN Advertising Design NICOLE GILMORE, KEELEY KREBSBACH, NAOMI KISSLING, JENINE KUBISTA,

EQUAL HOUSING

OPPORTUNITY

EQUAL HOUSING OPPORTUNITY

KELLY KUBISTA, PAUL RISTAU

All real estate advertising in this publication is subject to the Fair Housing Act which makes it illegal to advertise “any preference limitation or discrimination based on race, color, religion, sex, handicap, family status, or national origin, or any intention to make such preferences, limitation or discrimination.” Familial status includes children under the age of 18 living with parents or legal custodians; pregnant women and people securing custody of children under 18. This publication will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777. The toll-free phone number for the hearing impaired is 1-800-927-9275.

Page 4 Real Estate Guide

August 2013

122 N. Cedar • Owatonna 507.451.7488 800.658.7056 www.erahome.com email: era@erahome.com EQUAL HOUSING

OPPORTUNITY

$509,997

$231,900

save money • save time • simplify your life

VISUAL TOUR #3035145

SPECTACULAR HOME IN GOLF & LAKE COMMUNITY! • 4 bedroom, 4 bath two story • 1.66 beautiful acres with lake & golf views • “Rare” granite throughout entire house • Formal & informal dining • 4 season porch, two patios • Family room, wet bar & rec room in lower level • Beautiful master suite with private bath Contact Connie Knutson.

MLS #4044646 NEW

!

ING

LIST

$184,900

VISUAL TOUR #3105360

COUNTRY LIVING AT ITS BEST! • 3.44 beautifully wooded acres • 3 bedrooms, 2 baths • Living room with fireplace • Master bedroom suite • 30x40 pole shed • Steel siding & double attached garage Contact Connie Knutson.

MLS #4046838

NEW

E!

PRIC

$119,900

VISUAL TOUR #3011509

3-4 BEDROOM RANCH IN OWATONNA! • 3 bedrooms on one level, 2 baths • Finished lower level with egress window • Appliances included • Double garage & deck Contact Sid Schroeder.

MLS #4043832

$104,900

VISUAL TOUR #2948843

BIG HOUSE ON SMALL ACREAGE! • .9 acres near Blooming Prairie • 3 bedrooms, 2 baths • Large rooms, hardwood floors • New roof, newer siding & windows • Attached double garage, deck Contact Sid Schroeder.

MLS #4041977

$195,000

VISUAL TOUR #3078955

NESTLED AMONG THREE WOODED ACRES CLOSE TO TOWN! • 3 bedrooms, 2 baths • Updated kitchen with newer cabinets • Lower walk-out level with family room & fireplace • Oversized 2 car garage • 54x30 shed with mezzanine • Patio, deck and 3 season porch Contact Connie Knutson.

MLS #4046011

NEW

CE!

PRI

VISUAL TOUR #3009112

E!

PRIC

VISUAL TOUR #3009055

E!

PRIC

$159,000

VISUAL TOUR #3069133

CHARACTER & CHARM MEET IN THIS 1930’S TWO STORY! • 3 bedrooms, 2 baths • All brick exterior, attached garage • Hardwood floors, original marble fireplace surround • Three season porch • Beautiful landscaping & gardens • Updated appliances Contact Sid Schroeder.

MLS #4045786

$112,500

$114,899

MULTI-FAMILY 2 STORY DUPLEX! • Each unit has 2 bedrooms, one bath • 2 car detached garage • Completely remodeled with new walls, windows, siding, electrical service and central air • Appliances included Contact Sid Schroeder.

MLS #4043728

NEW

ENJOY THE COUNTRY! • Easy access to Hwy 35 • Newer home, open floor plan • Several shops, .98 acres • Attached and detached 6 car garage • 4 bedrooms, 3 baths • Upper level family room Contact Connie Knutson.

MLS #4036204

$169,900

COUNTRY ACREAGE 10 MINUTES TO OWATONNA! • 3 bedrooms, 2 baths • Oversized double plus extra garage • Lower level family room with fireplace • Owatonna or Triton schools Contact Sid Schroeder.

MLS #4039696

NEW

VISUAL TOUR #2740778

$89,900

VISUAL TOUR #3067413

NICE RAMBLER MOVE-IN READY! • Large yard and deck • Appliances included • Single stall garage • Paved driveway, vinyl siding • OWNER/AGENT Contact Connie Knutson.

MLS #4045698

VISUAL TOUR #3082620

FOUR BEDROOM HOME ON THE SOUTH END OF TOWN! • New kitchen with stainless steel appliances • Newer windows & siding • Newer detached two car garage & patio • Upper level kitchenette, could be a rental • Possible contract for deed Contact Connie Knutson.

MLS #4046171 NEW

CE!

PRI

$87,899

VISUAL TOUR #3014235

COMPLETELY REMODELED TWO STORY HOME! • Four bedrooms, 2 full baths • Master suite with walk-in closet & full bath • Built-in hutch, new kitchen with laminate flooring • New electric service, furnace and AC Contact Sid Schroeder.

MLS #4043941

NEW

CE!

PRI

$184,900

VISUAL TOUR #2937916

OLDER HOME, NEW FEATURES! • Completely updated inside & out • New windows, vinyl siding • New kitchen, master bedroom suite • Refinished hardwood floors • New deck, furnace, central air • 4 bedrooms, 3 baths, 2 car garage Contact Connie Knutson.

MLS #4041814

NEW

CE!

PRI

$139,900

VISUAL TOUR #3053139

COUNTRY LIVING AT ITS BEST! • 3 wooded acres near Claremont • 3 bedrooms, 1 bath • New flooring & new paint • Large deck • Main floor laundry • Large detached garage Contact Connie Knutson.

MLS #4045243

NEW

E!

PRIC

$106,900

VISUAL TOUR #3024907

IN COUNTRY! NEAR LAKE! HOUSE ON 1 ACRE! • 2 bedrooms, 1.5 baths • Attached 2 car garage • Vinyl Siding • Wooded 1 acre lot with deck • Nice Views Contact Connie Knutson.

MLS #4040437

$85,900

VISUAL TOUR #3025076

NICE & AFFORDABLE! ENJOY LIFE IN A SMALL TOWN! • Three bedroom, 2 bath, 1-1/2 story in Ellendale • Double detached garage • Newer roof, steel siding • Fenced yard, 3 season porch Contact Connie Knutson.

MLS #4044294

August 2013

Real Estate Guide Page 5

save money • save time • simplify your life

122 N. Cedar • Owatonna 507.451.7488 800.658.7056 www.erahome.com email: era@erahome.com NEW

E!

PRIC

$78,500

EQUAL HOUSING

OPPORTUNITY

$15,000

Call Ryan Jirele Mortgage Loan Originator #503704

VISUAL TOUR #3003521

NICE ONE LEVEL HOME ON SOUTH END OF TOWN! • 2 bedrooms, one bath • Oversized two car garage • Egress window in basement • Newer windows • Newer furnace Contact Connie Knutson.

MLS #4043584

(507) 676-2708 Ryan@erahome.com

VISUAL TOUR #3078912

HOME IS THE NICEST WORD! • Located in Claremont • 2 bedrooms, one bath • Large yard • Drive a little & save a lot!

Contact Connie Knutson.

MLS #4046056

Division of ERA Gillespie Real Estate Company ID #320358

“Such ease and professionalism!”

-Sasfied Client

Search “Owatonna Mortgage” on Facebook for empowering home and finance ps!

Our Team of Professionals Nancy Sletten Broker Associate GRI, SRES

Matt Gillard Realtor GRI

Mark Woodrich Erin Gillespie Realtor Broker Associate GRI, ERS

Connie Knutson Broker Associate CRS, GRI, ERS ABR

Barry Gillespie CRB, CRS, ePRO

Sid Schroeder Realtor GRI, ERS

Stephanie Woodrich Realtor

Melinda David Realtor

Justin Ohnstad Realtor

Ryan Jirele Mortgage

Get a strong team to pull for you We are proud to be part of the community and invite you to call or stop by to discover how we can assist you with your mortgage needs. Whether you are interested in new purchase, refinance, or home equity financing, Wells Fargo Home Mortgage can assist with finding a program that fits your unique goals.

Call or visit your local team today.

Jannell Tufte

Home Mortgage Consultant Office: 507-455-7516 Cell: 507-456-5946 101 North Cedar Avenue Owatonna, MN 55060 jannell.d.tufte@wellsfargo.com NMLSR ID 402028

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2013 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801.

AS992867 Expires 10/2013

Matthew G LeTourneau

Home Mortgage Consultant Office: 507-444-2260 Cell: 507-339-2193 101 N Cedar Avenue Owatonna, MN 55060 matthew.g.letourneau@wellsfargo.com NMLSR ID 404642

Lud Gillespie 1925-2011

Page 6 Real Estate Guide

August 2013

WANT A LOWER MORTGAGE PAYMENT? ACT NOW WHILE RATES ARE LOW! See the Profinium mortgage staff for an appointment to lower your payment or shorten your mortgage term!*

328 North Cedar Ave.

OWATONNA LOAN PRODUCTION OFFICE

507-444-0101

Jennifer Svien

www.profinium.com Member FDIC *Qualifications may apply.

Equal Housing Lender

NMLS # 663481

Matt Walerius NMLS # 663358

BUYER’S & SELLER’S FIRST CHOICE Realtors®

,900 7 $17

$2,995 $115 ,90 0

$324,900

328 Glendale Place, Owatonna

622 Academy Street

319 Sunshine Lane

MLS # 4047076 Your Place For Everything. Newer Roof, Windows, New Kitchen, Newer Finished LLevel, Master Bedroom w/full master bath & private deck, 3 bedrooms on one floor, corner lot, fireplace, AND 3 stall garage. Easy access to everything you need in and around Owatonna. Affordability at it’s best. Contact Jennifer today for your own tour of this home.

WHERE WE’LL SELL YOUR HOME FOR

MLS# 4045703

MLS# 4045776 Breathtaking backyard offering peace & tranquility, 1 owner home, 4 bd, 3 ba, 922 sf heated garage, Lower: Theatre room, rec room, wet bar, 2 bd, 1 ba, craft room. Main: open flr plan, laundry, master bed & bath…much more.

Inviting you to come & tour.

WASECA, STEELE, RICE COUNTIES & SURROUNDING COMMUNITIES. For All MLS Listings: local and surrounding areas WWW.ASSIST2SELLMN.COM CHOOSE TO SAVE WITH ASSIST2SELL BUYERS: work with knowledgeable agents who have experience with all your real estate needs.

Introducing Charm & Charisma: newer Roof and Windows. Egress window in basement allows you to finish the basement to your taste and add a 3rd bedroom. Very large back yard waiting for your personal design & projects. Nice natural light in this home. Enjoy the lack of bustle in this neighborhood. Easy commute to Rochester, Blooming Prairie, or Highway to commute north.

CALL TO VIEW THESE OR OTHER LISTED HOMES. Want to sell? Call me today to set up your appointment.

Jennifer Fisher

Realtor®, GRI, Broker Associate Fishrealestate@yahoo.com

507-213-6324

August 2013

Real Estate Guide Page 7

If your home isn’t listed with a Realtor,

it might as well be You have a home for sale but no one is seeing it. Maybe because it isn’t listed with a professional Realtor. Realtors make it easy for you to buy or sell your home. They have access to a pool of serious home buying prospects... and a Multiple Listing Service that can offer buyers the affordable home of their choice. They do the legwork, the paperwork, and the hard work to help you sell your home quickly.

Look for the Realtor logo to find the commitment and full services of a real estate professional.

REALTOR

®

Page 8 Real Estate Guide

August 2013

Nancy Sletten Cell: 507-363-9368 nancy@erahome.com 122 N. Cedar • Owatonna 507.451.7488 • 800.658.7056 Broker Associate Realtor, GRI, SRES www.erahome.com NEW LISTING

$247,000

$154,900

Save Money… Save Time… Simplify Your Life EQUAL HOUSING

OPPORTUNITY

$189,900

$260,000

VISUAL TOUR #3088209

VISUAL TOUR #3079116

VISUAL TOUR #2957071

VISUAL TOUR #3054481

MAINTAINED TO PERFECTION! UPSCALE AMENITIES! • 3 bedroom, 3.5 bath two story with open floor plan • Granite countertops, ceramic floor, stainless appliances • Main floor family room with fireplace • Formal & informal dining • New landscaping, deck, aggregate patio, nice yard • Walk to Mineral Springs Park, golf course & trails MLS #4046345

BUILT IN 2006 - AFFORDABLE! • 3 bedrooms, 2 baths, 2 car garage • Stainless steel appliances, breakfast bar, center island • Master bath, walk-in closet • Large new deck, heated & sheeted garage • Future 4th bedroom & 3rd bath options MLS #4046069

BRAND NEW TOWNHOME!

HIDDEN TREASURE CLOSE TO TOWN!

$189,000

VISUAL TOUR #3056379

$114,900

VISUAL TOUR #3019241

RANCH STYLE! 3 BEDROOMS! 2 CAR GARAGE! • 3 bedrooms on main floor • 9+ acres with 7 tillable acres • New furnace & water softener • Built in 2007, handicap accessible • Newer roof and seamless rain gutters • Heated floors, open floor plan • New deck, 2 car attached garage, utility shed • Shaded & fenced backyard • Convenient NE location • Brand new well • Near parks, schools and churches MLS #4045340 MLS #4044147

NOT READY FOR CITY LIFE? HERE IS EASY COUNTRY LIVING!

• Close to completion • Open floor plan with 9’ ceilings, sun room & 1516 sq ft • Kitchen appliances included • No special assessments, association fee $150 • 2 car insulated, sheeted & painted garage MLS #4042311

$112,500

VISUAL TOUR #3037171

UP TO DATE...NOTHING TO DO! • Completely remodeled • Central AC new in 2013 • 3+ bedrooms, 1.5 baths • New kitchen with stainless steel appliances • New 2 car garage • Main floor laundry & huge front porch MLS #4044709

• Enjoy country living only 1-2 miles from Owatonna • 3.44 acres, ranch style home • 3 bedrooms, 2.5 baths • Oversized 2 car attached garage • Separate pole building MLS #4045257

$175,000

VISUAL TOUR #3063108

AWESOME COUNTRY LOCATION!

• Approx. 3 miles from town on a paved road • Build new or restore big old house • Private treed setting • Numerous outbuildings • Enjoy nature, wild life, and country life!

MLS #4045585

Mortgage Rates Are Low Stop into Wells Federal Bank today and visit with Jeff about financing options for your new home.

Member

FDIC

496 W North St, Owatonna • 444-0010 www.wellsfederal.com