The Estates Magazine - Edition 42

EDITION FORTY TWO ESTATES MAGAZINE 1

Coral Cove is ...

my future supportive seaside home.

Penny Rey Coelen

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BY AUR IA SE N IOR L IV I NG

Coral Cove, a first-of-its-kind senior living estate in KZN, is nestled within the tranquil Zululami Luxury Coastal Estate on Sheffield Beach.

This extraordinary community will offer older adults a luxurious, retirement experience with access to stunning beaches and exclusive amenities.

With our extensive wellness programme and dream outdoor and social lifestyle among like-minded individuals, Coral Cove combines natural beauty and tranquility, making it the ideal place to discover the dream lifestyle

you deserve, every single day.

2 Bedroom Garden Villas 3 Bedroom Garden Villas Newly launched Maisonettes

from R3.8m from R5.3m from R2.9m

Contact us for a tour of Coral Cove and our show unit: 087 537 0539 or email coralcove@auria.co.za

This is not retirement.

This is living.

Coral Cove has been internationally awarded 20

19

www.auria.co.za

ESTATES MAGAZINE 3

Thriving Lifestyle Awaits

Limited Stands, Endless Potential! vacant stands starting from r260.000

SERENITY HILLS: A THRIVING COMMUNITY, READY FOR YOU Serenity Hills offers more than a home; it’s a lifestyle. With a focus on sustainability and community, this estate is a haven for those seeking modern living with a touch of tranquility.

THE PACKSHED RESTAURANT | CLUBHOUSE | WALKING, RUNNING AND MTB TRAILS 24H ACCESS CONTROL | ELECTRIFIED PERIMETER FENCE © 2024 Coastal Eco Lifestyle Development (Pty) Ltd t/a Serenity Hills. All rights reserved.

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serenityhills.co.za

22

SHEFFIELD HIDEAWAY Take a walk through this beautifully designed home in Loxley Estate with interior designer, Jonathan Avnon.

ESTATES MAGAZINE 5

035 562 7000 | 035 562 7001 | 082 7133 686 info@emdonenilodge.com | www.emdonenilodge.com 6 WWW.ESTATESMAGAZINE.CO.ZA

WELcOME

EdItOR's

W

NOTE hile reading Cristina’s ‘Essential

managing agents without recognising the broader skill

Guides’ article, I found myself

set required of estate managers, they risk undermining

reflecting on a letter I recently

their own brand and community spirit. Managing agents

received from the administration

may excel at transactional tasks, but estate management

team of the estate I call home. Their website proudly

demands a more holistic approach—one that prioritises

proclaims expertise in estate management, yet it

people as much as processes.

became clear that their foundation lies more in managing agent duties. The distinction may seem

For any estate to thrive, it must invest in leadership

subtle, but the implications are profound—especially

that embodies both competence and care. This is the

when the letter revealed issues in data management,

foundation upon which strong communities are built

professionalism, and process adherence. This is not

and sustained. As we delve into this edition, I invite you

a gripe but rather an observation that underscores a

to reflect on the qualities that define exceptional estate

critical truth: understanding the nuanced difference

management and the role each of us plays in fostering

between a managing agent and an estate manager is

communities we are proud to call home.

pivotal for an estate’s growth and success.

Back to this edition, we explore the beauty and innovation An estate manager is not merely an administrator; they

shaping estate living. From the sustainable luxury of Izinga

are the heartbeat of the estate. Their role extends far

Eco-Estate to the countryside charm of Windspur Estate,

beyond operational tasks—it is about fostering a living

we celebrate spaces that redefine modern lifestyles.

ethos that enhances both the lifestyle and investment

Discover a Sheffield Hideaway, where inspired design

potential of the estate. This requires a unique blend

meets personal expression, and journey to Three Tree

of traits, including discernment, attention to detail,

Hill Lodge for an unforgettable countryside escape. We

adaptability, and a deep well of empathy, alongside

also highlight Beaver Creek Coffee Estate’s dedication to

essential administrative skills. These attributes enable

crafting the perfect brew. As always, I’m grateful to share

an estate manager to navigate the diverse needs of

these stories and to celebrate the remarkable estates, their

homeowners, renters, and the estate itself with a

residents, and the dedicated professionals who bring these

steady hand and a clear understanding.

vibrant communities to life. Happy reading!

The right estate manager understands the importance

Till the next edition, God bless and happy holidays!

of clear and professional communication, the need for consistent enforcement of rules without alienating residents, and the value of personal relationships. They act as the bridge between the vision of the estate and the lived experiences of its residents, ensuring that every decision aligns with the community’s ethos.

Unfortunately, when estates lean too heavily on

JusTiN scOTT,

and the FabMags team

ESTATES MAGAZINE 7

the

estates magazine

A magazine focused on people living in gated estates and complexes.

Publisher | Lorinda Scott | lorinda@fabmags.co.za Editor | Justin Scott | justin@fabmags.co.za Graphic Designer | Evashini Naidoo | evashini@fabmags.co.za Sales Executives | Amy Jenkins | amy@fabmags.co.za | 082 777 5541 Natasha Minnaar | natasha@fabmags.co.za | 061 747 1093 Sales Director | Lucille Wendler | lucille@fabmags.co.za | 083 747 3694 OPerationS DIRECTOR | Sharlene Odayar | sharlene@fabmags.co.za In-House JournalistS | Cristina Govender | cristina@fabmags.co.za Kai Coates | kai@fabmags.co.za In-House copy Editor | Elvida Sydney | content@fabmags.co.za CONTRIBUTORS | Lea Wimble & Johan Kruger ADMIN AND Accounts | accounts@fabmags.co.za PRINTED BY | ROC Media Cover photo | Stephen Rowley

Sustainable coverings Sustainable| |Natural Naturalfibre fibre || Floor Floor coverings Gauteng: 083 616 0535 Dian KZN: 072 577 Lynda Dian Gauteng: 083 4242 616 0535 KZN: 072 577 4242 Lynda Overberg: 082 425 6850 Cate rebtex_carpets

Western Cape: 082 425 6850 Cate Garden Route: 078 581 3715 Anneline Cape Town: 083 271 1020 Sharon Garden Route: 078 581 3715 Anneline

www.rebtexrsa.com www.rebtexsa.com

HEAD OFFICE 032 946 0357 Suite 104, San Hall Office Park, Kirsty Close, Ballito, KwaZulu-Natal Connect socially @estatesmagazine.co.za @theestatesmagazine www.estatesmagazine.co.za www.issuu.com/fabmags While every effort has been made to ensure the accuracy of the contents FabMags Publications cannot be held responsible for any omission or errors, or for any misfortune, injury or damages that may arise therefrom.

The Estates Magazine is published by FabMags CC Suite 104, San Hall Office Park, Kirsty Close, Ballito, South Africa 4418.

Sustainable coverings Sustainable| |Natural Naturalfibre fibre || Floor Floor coverings

Copyright The Estates Magazine & FabMags Publications. All rights reserved.

Reproduction in whole or any part is prohibited without prior permission of the publisher. All products and services featured in this publication are subject to availability and are not stocked by FabMags.

KZN - Lynda | 072 577 4242 lynda@rebtexrsa.com | www.rebtexrsa.com Sustainable | |Natural fibre coverings www.rebtexrsa.com Sustainable Natural fibre || Floor Floor coverings www.rebtexsa.com @rebtex_kzn

Gauteng: 083 616 0535 Dian KZN: 072 577 Lynda Dian Gauteng: 083 4242 616 0535 KZN: 072 577 4242 Lynda Overberg: 082 425 6850 Cate rebtex_carpets

Western Cape: 082 425 6850 Cate Garden Route: 078 581 3715 Anneline Cape Town: 083 271 1020 Sharon Garden Route: 078 581 3715 Anneline

Gauteng: 083 616 0535 Dian Western Cape: 082 425 6850 Cate KZN: 072 577 Lynda Garden Route: Gauteng: 083 4242 616Visit 0535 ourDian Rebtex showroom at 078 581 3715 Anneline KZN: 072 577 4242 Lynda Cape Town: 083 271 1020 Sharon 15 Beacon Rock, Lighthouse Road, Umhlanga Overberg: 082 425 685021 Cate Garden Route: 078 581 3715 Anneline rebtex_carpets 8 WWW.ESTATESMAGAZINE.CO.ZA

www.rebtexrsa.com www.rebtexsa.com

#FABHOME

Patio Warehouse Crafted with durable rope woven around a sleek aluminium frame and supported by a sturdy powder-coated steel stand, the Georgia 2-Seater Hanging Chair is eye-catching and robust. Its unique bird-nest shape adds a whimsical touch, while the plush polyester fabric cushions ensure ultimate comfort. Priced at R9,990.00 www.patiowarehouse.co.za

ESTATES MAGAZINE 9

WHaT’s ON

iT’S MUSiC & LiGHTS

Durban Botanic Gardens Trail of Lights Celebrating eight years of brilliant awe and wonder,

this year’s luminous event

offers a double-whammy to

visitors – the Durban Botanic

Gardens is proud to mark their 175th-anniversary milestone, in collaboration with the

Durban Botanic Gardens Trust and the Trail of Lights, which is the Trust’s biggest annual

fundraiser. The Trail of Lights

Ballito LiVe

Featuring Jeremy Loops, Will Linley, and

Matthew Mole, 27 December at The Lawns, Ballito from 15:00 to 23:00 is the hottest

family festival of the year! With incredible

live music, chill-out zones, and fun activities, Ballito LIVE is the ultimate destination for

a holiday. As the year winds down for the holiday season, there's no better time to

embrace the joy of togetherness, sunshine, and making memories that will last a

lifetime. Whether it's the laughter shared

with family, the thrill of live music or simply

basking in the sun, KZN Summer is all about celebrating life's most beautiful moments.

And this December, they are bringing all of that and more to the North Coast with the incredible Ballito LIVE!

@kznsummer

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runs from 6 December 2024 to 3 January 2025 from 18:00-

22:00 each evening and will

be closed on 9, 10, 11, 25, and

31 December. Don’t forget the

Paws and Claus evenings in the mix for 2024, with the nights of

8 and 12 December earmarked

Hollow Coves

Internationally acclaimed indie-folk band from Australia, Hollow Coves, will be heading to South Africa for four live concerts next February, as part of their ‘’Nothing to Lose’’ Tour. This three-city tour will see the talented muso duo bring their organic sound to four of the country’s most iconic outdoor venues, creating an unforgettable experience for fans across the country – whether in a festival or intimate garden setting.

The “Nothing to Lose’’ Tour is to support the band’s latest album Nothing to Lose. You can catch them in Cape Town, Durban and Johannesburg, from 8 to 16 February.

Make sure to follow their pages to see when they’re in your city!

for when visitors can bring

along their ‘fur babies’ (sorry,

dogs only), to join in the festive fun! Ticket sales from these evenings go to Feeding the

Furballs charity. Tickets on the

Paws and Claus nights are R50 per pet when booked with a

full-paying adult ticket. Tickets are available from Webtickets or Pick ‘n Pay stores.

@dbntrailoflights

@abreakoutevent

KEARSNEY COLLEGE is within reach With over 100 years of experience, Kearsney offers an ideal boarding environment for boys.

Weekly buses from Ballito, Umhlanga, Zululand and Pietermaritzburg for returning boarders.

Be a part of one of SA’s leading independent traditional boys’ schools.

Seize the Day Enquiries: marketing@kearsney.com or 031 765 9600

ESTATES MAGAZINE 11 Founded in 1921

GOOD FOOD

TOP RESTAURANTS | SWEET SPOTS | HOT DISHES

uMhlanGa

Nestled within the vibrant Pearls Mall, Marbella Grand Café offers an idyllic escape with breathtaking beachfront views. This culinary haven is a testament to the fusion of flavours and sophisticated dining. The menu is a delightful exploration of global cuisines, showcasing simple ingredients elevated to gastronomic perfection. From tantalising seafood dishes to succulent meat selections, each plate is a masterpiece.

The curated cocktail menu, complemented by enticing Happy Hour specials, invites patrons to unwind and savour the moment. Whether you're seeking a romantic dinner, a family gathering, or a lively night out with friends, Marbella Grand Café provides the perfect ambience. Experience the essence of Umhlanga at this premier destination.

0 3 1 0 2 0 0 0 2 8 | 2 m C C a U S L a n D C R e S C e n t, S h O P C 1 , t h e P e a R L S m a L L , U m h L a n g a R O C K S 12 WWW.ESTATESMAGAZINE.CO.ZA

JohannesburG

THE SALT SLAB the Midlands This restaurant is a meat lovers paradise! From melt-in-your-mouth brisket and juicy lamb, pork, and beef ribs to tender pork belly and fabulous pulled lamb or pork, rack of lamb, and cheese and jalapeño sausages, they literally have something to satisfy every craving! Find your tribe or table, order your drinks from the lovely waitresses and get ready to feast to your heart’s content, whether you’re going big or just want a taste of everything! The food is exceptional, worth the wait and price! The cowboy look, feel, vibe and music allow for a really enjoyable afternoon! The forever view of the Midlands, the constant flow of people coming and going is lovely to see, it’s a true Texas BBQ experience!

42 Currys Post Road, Curry’s Post 063 450 5147

South Africa's first Chinese tea garden, founded by Jonsen Wang and NiNi Zhao, is dedicated to sharing the traditional Chinese tea culture and the unique cuisine of their hometowns, Qingdao in Shandong and Xi'an in Shaanxi. Within their picturesque garden, you can indulge in refreshing iced teas crafted from whole tea leaves or explore their variety of seasonal hot teas, each offering distinct benefits. They also feature specialities such as hot pot and braised oxtail rice, prepared with a blend of over a dozen traditional Chinese spices. Your dining experience will be surrounded by exquisite Asian antiques, making you feel as if you've travelled back to the grandeur of the Tang Dynasty. Their cosy venue offers an intimate ambience, ideal for romantic evenings, social gatherings, business meetings, and warm family dinners.

11 Park Street, Bedfordview, Germiston 078 652 5533

PLATO COFFEE ballito

Situated in Simbithi Office Park, this spot is perfect for grabbing that morning coffee and a sweet treat or making it your office for the day. The cafe’s design is simple and well-purposed for creating a relaxed atmosphere. With flavours sourced from Tanzania, Guatemala, and Brazil, Platō’s medium roast brand of coffee beans is a 100% Arabica coffee blend. Every Platō Coffee branch serves their very own signature drink range, where each drink is named after and inspired by mythical and historical figures from Ancient Greece, like Platō himself.

Unit 225, 1 Saligna Lane, Simbithi Office Park 071 555 4020

ESTATES MAGAZINE 13

FEaTuRED EsTaTE

Eco-Luxury

at Its BEst A jewel of the East Coast, Izinga Eco-Estate is a premier destination for upscale, sustainable living. We dive into some of the reasons that make it such a coveted estate.

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ESTATES MAGAZINE 15

U

mhlanga, with its mixture

drive away is King Shaka International

The two and three-bedroom apartments

of coastal town charm

Airport, and with easy access to the N2

available, with three-bedroom options

and urban skyscrapers, is

and M4 allows residents connectivity

starting from R2 999 900, with no

a sought after area both

not only to greater parts of Durban, but

transfer duty or bond costs payable.

as a holiday destination and for great

also the world. The Estate’s proximity

residency options. Izinga Eco-Estate,

to medical facilities like the Busamed

Boasting a welcoming space, Izinga

developed by Balwin Properties, is one

Gateway Private Hospital and Netcare

Eco-Estate caters for a diverse

of the premier residential communities

Umhlanga Hospital enhances that

range of residents. With the on-site

in South Africa. The Estate is designed

sense of surety should residents need

amenities, the Estate accommodates

with an emphasis on sustainability,

their services.

everyone, from young families to the older generation looking to spend

security and community well-being.

Surrounded by a lush greenbelt, the

Of course, with these great lifestyle

their golden years. Featuring scenic

Estate combines natural serenity with

offerings comes robust security

park areas, childrens’ playgrounds,

modern conveniences beautifully.

features to ensure peace of mind,

pet-friendly spaces, and a communal

whether your children are playing

garden, residents are encouraged to

Living in Umhlanga opens up

outdoors, you’re coming home a little

spend time outdoors and socialise in

opportunities for a vibrant and varied

late or locking up for some time away.

shared areas.

lifestyle with the vast attractions and

This secure estate offers two and

activities available. Izinga Eco-Estate

three-bedroom apartments that are

Adding to Izinga Eco-Estate’s amenities,

complements this aspirational lifestyle

Wi-Fi ready and equipped with eco-

the much anticipated Lifestyle Centre

with its prime positioning being a short

friendly appliances, prepaid electricity

will soon begin construction, as well as

distance from iconic locations such

metres, and ultra-modern finishes.

upcoming walking and mountain biking

as Gateway Theatre of Shopping, the

The inclusion of high-end appliances

trails. The fitness and entertainment

buzzing Umhlanga Village, Oceans Mall,

from brands like Samsung and SMEG,

areas in the Lifestyle Centre will provide

Umhlanga Beaches and Sibaya Casino

part of Balwin Properties’ Signature

private and communal environments

& Entertainment Kingdom. Also a short

Collection, adds a touch of luxury.

for relaxation and social interaction,

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FEaTuRED EsTaTE

commitment to preserving and protecting indigenous flora and fauna, the Estate nurtures wildlife and creates a sustainable balance between urban living and nature

fostering a feeling of inclusion and community for residents. Notably, the Lifestyle Centre will house a Discovery Vitality approved Training Science gym, indoor Padel courts, a swimming pool, wellness spa, and restaurant. While these facilities are still being developed, the Estate has established a relationship with Umhlanga Country Club so residents have access to Padel courts and not miss out on any action!

With a strong commitment to preserving and protecting indigenous flora and fauna, the Estate nurtures wildlife and creates a sustainable balance between urban living and nature. The Mediterranean-inspired architecture and African earthy colour palette of the homes are thoughtfully designed to blend harmoniously with the natural surroundings to maintain the connection to nature and still offer scenic views.

The beauty of residents living in Izinga Eco-Estate is that they can enjoy access to so many different activities and offerings on their doorstep within this quiet and secluded neighbourhood, while also still having the opportunity to be closely connected to the heart of vibrant Umhlanga.

www.balwin.co.za

ESTATES MAGAZINE 17

Nestled in the foothills of Alverstone, Stoneford Country Estate features open pastureland’s, sweeping green hills, bridle trails, dams, conservation areas, and wildlife, synonymous with KwaZulu Natal.

Stoneford Country Estate is a beautiful part of the world in which to live, located on the R103 just outside of Hillcrest, offering residents a modern country lifestyle without sacrificing the easy access to Hillcrest and Westown Square and their respective amenities alike.

A fresh and contemporary lifestyle, Stoneford strikes the perfect balance between scenic country and a modern living in the perfect setting. You can understand why the area is so sought after with close proximity to the top schools in the area. The perfect balance.

B

M TO P

FREEHOLD SITES FOR SALE Spectacular 1500 sqm to 2100 sqm freehold sites for sale, priced from R775 000 to R1 375 000 including transfer duty. Owners are free to use their own Architect or Contractor.

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03

R1

E

G LE

L

EY

CO

N RS

A

TO

KE

EXCITING DEVELOPMENT OPPORTUNITY Stoneford Country Estate has three high density sectional title development sites for sale, totaling 11 hectares with 100 units permitted. Services to boundary of sites included. Prices range from R5,2m to R6,5m excluding VAT, and are suitable for a Townhouse or Retirement Scheme.

DEVELOPMENT SITES

D D

C C

DEVELOPMENT SITES B B

A

A

DEVELOPMENT SITES A

200 m | Phezulu Game Estate 2.9 km | Rob Roy Retirement Village 3.8 km | Impala Ridge Farm 4.3 km | Kearsney College 5.9 km | Busamed Hillcrest Private Hospital

FOR MORE INFORMATION CONTACT CLAIRE@STONEFORD.CO.ZA | +27 82 213 6219 WWW.STONEFORD.CO.ZA

A FRESH AND CONTEMPORARY COUNTRY LIFESTYLE AWAITS YOU ESTATES MAGAZINE 19

TRaVEL

Adventure Awaits Saturday began with a hearty breakfast before we set off on a hike at the Royal Natal Reserve.

The Cascades trail led us to enchanting waterfalls, where we cooled off in natural pools and had a picnic under a tree. The lodge also offers activities like horseback riding, cycling, guided hikes, and a battlefield tour.

THREE TREE HILL LODGE words AMy JEnKins Leaving the chaos of city life behind, we travelled from the coast into the tranquillity of the countryside. The gravel road, fresh mountain air, and peaceful village set the tone for a serene escape.

A Warm Welcome Arriving at Three Tree Hill Lodge, we were warmly greeted by the staff and duty manager Melanie, who offered us refreshing iced tea and cool towels before a short tour. Our suite, overlooking the Spioenkop Nature Reserve and farm, was the perfect retreat. Later,

we enjoyed sundowners with international guests at a stunning viewpoint, watching the sunset over the Drakensberg Mountains.

Room with a View Our spacious suite, surrounded by trees, offered privacy and breathtaking views. The patio overlooked the nature reserve, and the luxurious bathroom featured a valley-facing bath and an oversized shower. For families, the lodge offers larger units, with great discounts available for lastminute bookings.

The lodge also offers activities like horseback riding, cycling, guided hikes, and a battlefield tour.

Dining & History Dinner began with a visit to the wine cellar, nestled beneath a library dedicated to anti-apartheid activist Molly Blackburn. The space, filled with over 3,000 books and historical artefacts, provided a unique glimpse into the past. For dinner, we savoured a delicious three-course meal of potato and leek soup, crispy chicken parcels, and crème brûlée. Guests could dine privately or join others for lively conversations.

A Farewell Walk Sunday included a guided walk with Cheryl Blackburn through Spioenkop Game Farm. Though we didn’t spot rhinos, we saw zebras, giraffes, and elands, and even witnessed a young giraffe nursing.

This unforgettable weekend at Three Tree Hill Lodge combined stunning views, delicious food, rich history, and heartwarming experiences - a perfect countryside escape! www.threetreehill.co.za

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CHOOSE A SALI MEMBER FOR YOUR NEXT PROJECT What are the benefits of using a SALI Member?

Professional

Recognised

Industry support

Reliable

Trained

Mediation Support

Experienced

Peer Reviewed

Undergoes Professional Development Training

Why Choose A SALI Member?

At SALI, we carefully screen and evaluate our members based on the quality of their work, company history, project experience, client satisfaction, and compliance with legal, tax, and insurance standards.

When you choose a SALI landscaper, you can trust that you’re supported by a responsible and reputable Institute. Our dedicated professionals transform outdoor spaces into stunning gardens, adding beauty and value to your property.

Experience peace of mind with SALI—where quality landscaping meets professionalism!

Contact SALI for more information Cape: TEL +27 67 828 0667

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Gauteng: TEL +27 83 516 0547

|

KZN: TEL +27 83 542 4266

Email: info@sali.co.za | Website: www.sali.co.za

ESTATES MAGAZINE 21

Take a walk through this beautifully designed home in Loxley Estate with interior designer, Jonathan Avnon. words JonAthAn AVon | Photos stEphEn roWlEy

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iNsPiRED DEsiGN

ESTATES MAGAZINE 23

iNsPiRED DEsiGN

T

ucked amongst the tranquil forest of Loxley Estate in Sheffield Beach, the brief for this home was a nature-inspired interior with a nod to the homeowner's love of Africa. Having previously decorated another property for the homeowners, Jonathan of Joseph Avnon Interiors was well-versed in what kind of interior style was required. Working closely with the homeowners, a colour palette of greens, neutrals, charcoals and natural textures was chosen, interspersed with vibrant prints and unique furniture pieces.

The home's interior begins with a stunning, newly designed classic shaker-style kitchen, crafted

by Coastline Kitchens. The space features a contrasting island, large Malawi pendants, and a playful touch of tropical foliage wallpaper, which beautifully frames a picture window overlooking the estate's lush greenery. The kitchen seamlessly transitions into the open-plan dining area, where a reclaimed Fir dining table takes centre stage. The table is paired with rattan side chairs, ethnic print slipcover head chairs, and a sisal rug, creating a harmonious blend of textures and styles.

A custom-designed wall unit with rattan webbing insert doors forms the focal point of the TV room, where a super comfortable corner couch and black Malawi chairs make for the perfect movie night viewing experience. The formal lounge's double

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volume height is anchored by a subtle textured weave wallpaper and a set of Binga wall baskets. A cabinet with sentimental value to the homeowners was given a new lease on life with a striking charcoal paint colour. Woven armchairs and a large oversized couch in a practical rich deep green colour are styled with custom-made beaded cushions and African print textiles.

In the main bedroom, the homeowners wanted a tranquil space, and so in keeping with the design brief, Jonathan enveloped the room in a textured grass cloth-inspired wallpaper with a linen weave headboard and calming green accents for scatter cushions and curtains. Crisp bed linen and oak side tables (GreenHaus) blend nature and comfort into an oasis of relaxation.

For the guest bedrooms, neutral colour palettes were chosen, emphasising texture and natural elements, balanced with vibrant scatter cushions and patterned wallpaper. Leading out onto the patio, where expansive views of the surrounding forest can be fully appreciated, a multi-use approach was taken for furniture placement, allowing for a dining, lounge, and work-from-home area. Large wicker couches, Nguni rugs, and bistro dining chairs create an eclectic mix to reflect the client's tastes.

The interior design of the house spanned three months, including a complete kitchen renovation.

ESTATES MAGAZINE 25

aDVERTORiaL

on a farm so nature and the outdoors always influence my design. There is nothing that brings more life into a home than big bunches of flowers, trees in woven baskets, and lots of pretty botanical/floral print accent pieces.

Do you have a signature style or element that clients often associate with your work?

Classic yet still contemporary interiors that feel warm and homely with pops of colour, beautiful patterns and lots of greenery.

What would it look like if you could design any dream space for yourself?

I'd love to design a small, charming boutique hotel with individually designed rooms. I'm very inspired by Kit Kemp and Firmdale Hotels and love the concept of hotels with a more curated decorating approach.

designer We enjoyed sitting with Jonathan Avnon to learn more about him and his journey as a talented new designer in KZN.

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After 10 years of running Joseph Avnon Interiors in Johannesburg, Jonathan recently moved to Ballito where he now operates.

Jonathan’s design aesthetic is classic-contemporary, focusing on creating both homely and functional living spaces. With a love of blending traditional and modern décor styles, he draws inspiration from nature and his travels while keeping an eye on what’s trending.

Do you have a go-to design element that you believe brings any space to life?

Greenery and florals! I grew up

How do you see the field of interior design evolving in the next 5-10 years?

There is more of a shift towards bespoke living spaces with personality and character, and less of a demand for cookiecutter, overly modern spaces.

Advances in AI technology will go hand in hand with interior design planning and will offer designers and homeowners more insight and customisation options in terms of what their home could look like. There will also be continued growth in the artisan field, with more demand for unique, hand-made pieces instead of mass-produced décor.

074 336 4565 www.josephavnon.com Suite 708, Workshop 17, Leonora Drive, Ballito

Visit www.ngunilodge.africa to book or WhatsApp us directly on 078 630 7176 ngunilodgesa

|

ngunilodgeza

|

@ngunilodgeafrica ESTATES MAGAZINE 27

Developing

in the Countryside Westown Square shopping centre and Windspur Estate are in the spotlight, reshaping the Midlands. Seamlessly blending countryside charm with energy-efficient designs, modern amenities, and convenient proximity to schools and medical facilities, creating a unique and unparalleled lifestyle destination.

westown

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DEVELOPMENT

Westown is reshaping eThekwini’s Outer West into a vibrant hub for thriving, working, and connecting. Since breaking ground in October 2022, nearly 75% of Phase 1, including Westown Square and major road upgrades, has been completed.

Focus now shifts to landscaping, parking, and essential infrastructure like bulk water mains and treatment works. With R2.5 billion already committed and a total investment of R15 billion projected over the next 10

to 15 years, Westown is poised to become a cornerstone of commerce, tourism, and retail in the region.

Designed by MDS Architecture and Boogertman + Partners KZN, Westown Square features lush walkways, pergola-covered seating, and vibrant greenery, prioritising people and outdoor spaces. Key highlights include the Town Centre, Gardens, an Amphitheatre, children’s play areas, and The Barn, offering

This ecofriendly ethos extends to Westown Square, fostering wellbeing and environmental responsibility

artisanal shops, boutique stores, and quality dining, creating a unique lifestyle destination.

Sustainability is central to Westown’s vision, showcased by the 6-star Green Star-rated Shongweni Eco Park, with energyefficient designs, green spaces, and outdoor activity trails. This ecofriendly ethos extends to Westown Square, fostering well-being and environmental responsibility.

As the region’s largest infrastructure investment since the 2010 FIFA World Cup, Westown is driving economic growth, creating jobs, and introducing essential services like the 100-bed West Private Hospital. Catering to 3,000 new residential units over the next eight years, this development is setting a new benchmark for modern urban living.

With Phase 1 nearing completion, Westown is paving the way for future precincts in the New City of the West, blending innovation and sustainability for a transformative urban future. leasingteam@westown.co.za www.westown.co.za

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PHOTOS Karen O'Donovan

F

ound in the charming village of Nottingham Road, Windspur Estate perfectly blends the tranquillity of country living with the convenience of modern amenities. Spanning 14 hectares of lush natural landscapes, this unique estate invites residents to embrace a lifestyle where space, privacy, and harmony take centre stage. With only 34 freehold plots, Windspur is a lowdensity development designed to create an intimate and serene environment where every homeowner can enjoy

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"space to breathe". Windspur Estate offers a range of amenities catering to its residents' diverse needs.

Families benefit from proximity to excellent schools, ensuring quality education from primary through to high school. For health and wellness enthusiasts, Nottingham Road offers a rich variety of options, including spas, gyms, medical practitioners, holistic healers, and physiotherapists, all within easy reach. Active lifestyles are wellsupported with access to mountain

biking trails, running tracks, fishing spots, golf courses, and the addition of nearby Padel courts, ensuring there’s something for everyone.

Sustainability lies at the heart of Windspur Estate’s ethos. Every new home incorporates eco-friendly features such as solar power, energy-efficient appliances, and sustainable building materials. This commitment to green living not only enhances the Estate's natural beauty but also ensures that homeowners can enjoy an environmentally conscious lifestyle.

Development

Windspur’s development has brought positive change to the local Nottingham Road community, boosting the economy and creating jobs. By promoting the use of local contractors and suppliers, the Estate reinforces the close-knit community spirit that defines the area.

This symbiotic relationship ensures Windspur contributes to Nottingham Road’s growth while maintaining its unique charm.

The Estate attracts a diverse range of homeowners, from young families seeking a secure, peaceful place to raise children to retirees who value calm surroundings and community engagement. It also appeals to working professionals looking to escape urban stress without

compromising connectivity. With reliable high-speed internet, residents can work remotely while soaking in the serenity of the countryside.

Designed with space, privacy, and adaptability in mind, Windspur Estate offers generous-sized plots that ensure ample distance between homes.

This layout fosters a strong sense of community while respecting the privacy of individual residents. The homes themselves reflect a contemporary country aesthetic, blending earthy tones and natural materials that harmonise with the environment. Light-filled spaces, modest scales, and sustainable design elements create residences that are both beautiful and eco-conscious.

As Windspur evolves, it remains committed to meeting the needs of its community. Flexible building plans and ongoing engagement ensure the Estate continues to be a place that people love to call home. For those who value privacy, open spaces, and a supportive community environment, Windspur Estate is an idyllic retreat that combines the best of country living with the convenience of a modern village.

079 527 1344 060 862 2338 ianspico@gmail.com

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by making shallow cuts all over.

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With so many activities and places to go in KZN, spending the holidays at home is not an option. We’ve put together some of our favourite spots for the whole family (or just parents) to try out!

Inspired Pretend Play Give your children an unforgettable experience at Kids Role Play Village at Cutie Patootie, Sage Centre, Salt Rock. This interactive play area lets kids become a policeman, doctor, vet or beautician, sparking creativity and learning while they have fun. For R140 per child, kids enjoy two hours of play, while parents can unwind at the coffee bar. Open daily from 9:00 a.m. to 4:00 p.m. during the holiday season (closed on Mondays outside this period). No bookings are taken during the festive season. @cutiepatootiekidssa

For hobbyists and fans of geek culture, The Big Bang Shop in Umhlanga is a must visit. This hub brings together trading card games, video games, and board games in an atmosphere that’s welcoming and inclusive. More than just a shop, it’s a community space where enthusiasts of all ages can dive into their passions and meet like-minded friends. Spend hours browsing their impressive collections, play a few games, and soak in the camaraderie that makes this spot so beloved. @bigbangshopsa 34 WWW.ESTATESMAGAZINE.CO.ZA

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Located within the Umhlanga Arch, The Baron offers a dining experience as elevated as its views. Its modern, open-plan design creates a vibrant yet relaxed atmosphere, ideal for everything from casual lunches to formal dinners. The menu features a mix of hearty classics and gourmet delights, including premium aged steaks, burgers, and fresh seafood, paired with their extensive wine and premium draught beer selection. A standout feature is the terrace, offering panoramic views that make any visit a special occasion. Whether for the cuisine, cocktails or stunning setting, The Baron is where taste meets breathtaking beauty. @thebaron_umhlanga

Food & Fun Nestled in the KZN Midlands along the Midlands Meander, Piggly Wiggly offers a charming escape into the heart of the country. This lifestyle destination boasts various shops, five dining spots, and activities for all ages. Located on Highgate Wine Estate, it offers beautiful vineyard views and fresh country air. Whether it’s a weekend getaway or a family day out, Piggly Wiggly makes for an enriching Midlands experience. @pigglywigglymidlands

The Hidden Forest Wildlife Sanctuary, located just 20 km inland from Ballito, is far enough to get out of town, but close enough to deter “Are we there yet?” questions.

This stunning 23-hectare forest provides a safe home for naturally occurring indigenous wildlife, rescued lemurs and exotic monkeys. Here, you can explore the forest with your family, and learn about the wildlife with a knowledgeable guide. As you explore, you may encounter capuchin and squirrel monkeys foraging for insects and ring-tailed lemurs soaking up the KZN sunshine. They also have a gift shop, a licensed pizza restaurant, a prayer room, a jungle gym, and toilet facilities. They are open from 8:30 a.m. to 4:00 p.m. every day, including weekends and public holidays. @saasa_hiddenforest

Mac Banana is the ideal family escape, combining adventure with relaxation. Located on the South Coast, this vibrant destination offers zip-lining, quad biking, mini-golf, and an interactive animal farm. The on-site restaurant and farm stall serve delicious local produce, and there’s a bounty of fresh treats to take home. Whether seeking adventure or a relaxing day in nature, Mac Banana guarantees a memorable day out. @macbananasouthafrica ESTATES MAGAZINE 35

We speak to a few expert financial services providers to discover diverse options to build wealth, achieve goals, and secure your financial future.

1 Going International Momentum Wealth International was established in Guernsey in 1999. Guernsey is a leading offshore investment centre that offers first-class infrastructure for the structuring, management, administration and custody of investment funds, offering valuable investor protection. This means that investments remain domiciled in Guernsey, regardless of where a client currently lives or decides to live in the future. Further protection is added through our nominee structure, where money is safely held in a separate segregated nominee, MWI Nominees Limited.

Momentum Wealth’s offshore investment platform, offers a wide range of investment funds designed to cater for varying market conditions

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and investor needs. Clients have the flexibility to choose from a range of more than 1 200 funds denominated in various foreign currencies.

Momentum Wealth International at the forefront of international investment solutions catering to every client’s offshore investing needs.

The platform offers a comprehensive range of products, including the International Investment Option (IIO) and the International Endowment Option (IEO). The IEO is available as the Life insurance bond or the Capital redemption bond, a sinking fund without insured lives. These products offer various structuring options to ensure that on death, the transfer of ownership or payment of the proceeds can be handled according to the client’s wishes.

Together, with your financial adviser, they can assist you with your offshore investing needs to build and protect your financial dreams on your investing journey to success. If you are looking for opportunities to diversify your investment portfolio by investing directly offshore, speak to your financial adviser to find out more or visit their website.

The comprehensive range of products, investment funds and other investment components, places

client.services@momentum.co.gg www.momentum.co.gg

Business

2 Live Locally, Invest Globally Established in 2010 on KwaZuluNatal's North Coast, The Robert Group (TRG) is a familyfounded, independent wealth management firm delivering exceptional investment strategies for individuals, family offices, and business owners. TRG provides personalised financial solutions tailored to each client's needs, with a global investment approach ensuring portfolios are diverse, dynamic, and built to thrive.

investment solutions have been nationally recognised for their award-winning risk-adjusted returns. TRG offers comprehensive strategies designed to grow, protect, and transfer generational wealth, including a diverse range of investment solutions such as cash management, funds, shares, and digital assets. TRG also keeps clients informed and empowered with initiatives like the 'TRG Money Minute,' available on YouTube.

TRG views each client relationship as a lifelong partnership, working closely with clients to develop bespoke strategies that align with their family and business goals, ensuring that each client's unique needs are always met.

For three consecutive years, TRG's

TRG is one of the first licensed Crypto Asset Service Providers in South Africa, integrating digital asset strategies seamlessly into its broader wealth management offerings. Notably, TRG's Global Fund is currently ranked #1 in South Africa for 1-year performance to

the end of November. This approach combines personalised portfolio management with the ability to integrate secure digital asset strategies, creating a diversified and resilient financial plan.

Live in the moment. Create the future. Leave a legacy with TRG.

032 947 1132 contact@robertgroup.co.za www.robertgroup.co.za Sugar Village, Old Main Road, Umhlali

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3 Expert Advice & Guidance As an offshore marketing company which has been in operation since 2008 with offices in South Africa and Cyprus, they are recognised and respected as an authoritative investment specialists successfully promoting Cyprus for property investment, immigration, retirement or relocation, and starting an EU-based business. They internationalise clients’ wealth and understand investors' needs.

Cyprus is an English-speaking country in The Med; and a full member of the EU. They are not a part of Greece, but an exBritish colony, and a very popular European destination for investors.

Also assisting with renting your property out both to long-term tenants as well as to short-term

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holiday makers, they facilitate the processes so that you can earn a decent Euro-based income.

Properties in Cyprus offer excellent value for money when compared to other European countries – especially homes right on or near to The Med. Not only will your asset generate income for you, but you have complete peace of mind that the property purchase is legitimate and your ownership is guaranteed.

Cypriot Realty organises personalised property inspection trips for investors to come to Cyprus to look at the property options and to experience the lifestyle on offer. They also arrange meetings with taxation and legal specialists, and support clients every step of the way. They

showcase the many property opportunities available in Cyprus, expose clients to the benefits of a superlative lifestyle, a thriving and stable economy and living or investing in one of the safest countries in the world.

Many countries have closed their permanent residency programmes, or increased the investment criteria to be more expensive. This means that there are less options for investors to be available to secure a Plan B, however, Cyprus is still open!

jenny@cypriotrealty.com www.cypriotrealty.com

Business

4 Expand Your Global Portfolio Believing in the power of collaboration and tailored solutions to meet the unique needs of each client, 12 Star Capital has over 70 years of combined experience and a dedicated team of over 100 industry leaders. 12 Star Capital provide specialised off-shore investment opportunities across multiple key regions, focusing on strategic destinations, which enables them to deliver consistent results with a 100% success rate in settling families and unlocking global investment opportunities.

In recent years, the demand for alternative citizenship or residency has surged. Families are seeking investment security but also better opportunities for their children, particularly access to world-class education. Studying abroad, especially in the U.S., offers students entry into top universities, cutting-edge research, and a global network of peers.

The U.S. also remains a major draw for global investors, particularly South Africans seeking a dollar hedge. South Florida is a prime investment destination thanks to its dynamic economic landscape, burgeoning development opportunities, and investor-friendly tax environment.

With 0% income tax and just 5.5% corporate tax, it’s an ideal location for those looking to diversify their portfolios.

With the 12 Star Legacy assessment, where they delve into your distinct investment criteria and appetite. This allows them to tailor the approach to each individual’s needs.

Alongside the U.S. and Mauritius, they provide investment opportunities in several European and Caribbean nations, including St Kitts and Nevis, Malta, and Grenada. Each region offers unique benefits.

Their global reach, strategic partnerships, and rigorous due diligence processes ensure clients make informed decisions and achieve the best possible outcomes. Extensive expertise and on-the-ground connections ensure that clients can navigate these opportunities with confidence. www.12starcapital.com info@12starcapital.co.za

From there, you have access to comprehensive services, expert transaction handling, and a unique CRM system that provides full transparency throughout the process.

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Petra Gevers

Jane diGby

GiFt dlaMini

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Transforming spaces and supporting local talent

A

rt breathes life into a home, turning plain walls into conversation starters and reflecting the unique personality of those who live within. Whether a bold abstract painting in the living room or a delicate sculpture gracing a sunlit corner, art has a transformative power that transcends aesthetics.

The Purpose and Benefits of Art in the Home Art acts as a visual narrative that speaks volumes about your identity and values. The art you choose becomes a part of your life’s backdrop, enriching the sacred moments and memories created within your space.

“When you invest in art, you are embracing the energy, emotion, and passion the artist has put into their work,” explains Sarah

O’Reilly, curator of The Gallery at Ballito’s Lifestyle Centre. This connection to the artist imbues your home with a sense of meaning and authenticity, turning your walls into storytellers.

Supporting local artists adds even greater significance to your collection. By purchasing locally, you not only contribute to the creative economy but also gain opportunities to engage directly with the artist, deepening your appreciation for their work.

Choosing the Right Artwork for Your Space Selecting artwork is an exciting process that should be guided by personal resonance rather than fleeting trends. Each piece in your home should evoke joy, awe or thought, aligning with your aesthetic and emotional needs.

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GiFt dlaMini

Consider the following factors when choosing and placing art in your home: Colour: A bold piece with vibrant hues can energise a room, while softer tones create a calming atmosphere.

Size: A large statement piece works beautifully in expansive areas like living rooms, while smaller pieces, make for a great collage wall or even for a small area in your home.

Lighting: Proper lighting, such as a picture light or warm spotlight, will emphasise the artwork’s nuances, creating a captivating focal point. Be attentive to how natural light interacts with your art throughout the day, as the changing light can enhance its impact.

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Art That Resonates or Custom Commissions?

Many art collectors prefer to discover an existing piece that resonates with them emotionally, something they are drawn to. These spontaneous connections often lead to artworks that feel deeply personal.

However, commissioning custom pieces is a growing trend, particularly among homeowners who admire a specific artist’s style and want something tailored to their space. While commissions come with some risk, the collaboration often results in a magical, one-of-a-kind creation.

Sarah O’Reilly says, “Clients are often surprised by what speaks to them when they visit The Gallery. We always encourage them to trust their instincts and choose

Jane diGby

pieces that feel meaningful to them.”

that provoke thought and celebrate connection.

elevate Your Home with Local Art If you’re looking for inspiration, The Gallery’s latest exhibition, “Unwrapped: An Art Exhibition Celebrating the Spirit of Giving,” offers a stunning array of works by talented local artists.

Running from 5 December 2024 to 2 February 2025, the exhibition explores the themes of giving and receiving, featuring paintings, sculptures, and mixed media

Visit The Gallery at Ballito’s Lifestyle Centre to find a piece that resonates with you or explore opportunities for custom commissions. By supporting local artists, you’ll not only enhance your home but also champion creativity and community.

After all, art isn’t just about what you see - it’s about how it makes you feel and the life it brings to your surroundings. @thegallerylifestyle

Experience World-Class Education Grades 000 - 12 & Boarding

Applications for 2026 Now Open!

Book a Tour | Spend the Day | Find Out More

www.crawfordinternational/northcoast

#CrawfordNorthCoast

ESTATES MAGAZINE 45

Beaver Creek Coffee Estate based in the South Coast, shares their heritage and brewing practises, telling us how they bring the best coffee brews to KZN! Could you share a bit about the estate's history and how it has evolved over the years?

Beaver Creek Coffee Farm was originally a banana farm on the South Coast purchased back in 1984 by Ed and Lin Cumming and Lin's parents, Doug and Sheila Tupper. They decided to plant coffee instead and a whole new adventure started. At the time, we were one of two coffee farms in South Africa.

Years later, Ed and Lin’s two sons, Dylan and Robby, and daughter Angy, joined the family business; a true family business with three generations personally involved. Our goal was to sell coffee directly to the consumer.

Over the years, our farm has undergone significant transformations, including the addition of a coffee shop on the premises. This has enabled us to

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become a popular tourist destination.

In addition, we are proud to have launched The Red Berry Collective, an initiative founded by Dylan Cumming.

This collective provides guidance and support to fellow farmers across South Africa, empowering them to cultivate coffee and contribute to the growth of the local coffee industry. The Red Berry Collective has been working with Vida Café to support the local South African coffee farmers. This is a seasonal collective blend from coffee farms in KwaZulu-Natal and Mpumalanga, and will be available at Vida Café while stocks last.

What inspired the choice of this specific area for growing coffee?

The climate on the South Coast of KZN is ideal for growing coffee. Though a

lot of emphasis is placed on altitude as a key factor in growing coffee, this is largely a myth. Mild, mean temperature is the most important factor in growing high-quality Arabica. Altitude, latitude, ocean currents and other micro-climate factors all influence temperature, making our farm's location particularly well-suited for coffee production.

Beaver Creek is situated at 31 degrees south, 200m above sea level, and nestled along the coastal belt next to the warm Mozambique channel, ideal for producing the world’s highestquality coffee.

Are there any unique challenges or benefits of growing coffee in this region?

Disease, drought, and increasing cost of labour are the challenges our family

Places

have faced over the years. These problems can be overcome with better farming practises, new technologies and systems.

What steps do you take to ensure that your coffee remains worldclass?

Coffee production is a very labourintensive process, each ripe coffee cherry is hand-picked, ensuring only the fully ripe, red cherries are selected. The harvest season, which is roughly from March to September, requires multiple visits to the same tree, as the coffee cherries ripen at different times. We have irrigation in place and pest control practises to look after our crops to ensure a successful harvest.

Do you use any particular farming techniques or sustainable practises to enhance your coffee's quality?

The quality of coffee is influenced by a number of factors, from field management to the post-harvest processing. It's not a single variable, but rather the combination of all these factors that ultimately

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Places determines the quality of the coffee. We have all the farming equipment that we need to process the coffee effectively and timeously. With new technology and practises becoming available, we are able to experiment with different methods.

Where can people find and buy Beaver Creek coffee?

Our coffee is available direct from our farm and Roastery, and on our online store. It is also available at select retail outlets.

What do you think sets Beaver Creek apart from other coffee producers in South Africa or globally?

We have been in the coffee industry since 1984, and for many years, we were one of two coffee farms in South Africa. With over 40 years of experience, we know and love coffee and having three family generations involved,

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coffee is in our blood. We are not simply a coffee roastery, we are a coffee farm, roastery and a mega coffee factory for other coffee growers too.

Do you offer any tours, tastings, or workshops about coffee cultivation or brewing?

We have the daily Crop to Cup Coffee tour which outlines how coffee is made and the processes involved. The tour includes a bottomless coffee tasting, or one can just order a bottomless coffee tasting at our coffee shop. We offer Barista and Café courses at different levels to assist the home barista or the coffee shop owner.

Dylan works closely with other local farmers to grow and harvest the best coffee crop as possible which we expertly process and roast on the farmers behalf.

www.beavercreek.co.za

aDVERTORiaL

Budgeting

FOR PROFIt In this feature, Melissa Jacobs explores the importance of your Annual Business Budget

W

ith most businesses approaching their financial year end at the end of February, it’s a great time to start thinking about and preparing your annual business budget for the forthcoming financial year. From experience, we have seen that very few businesses, especially those in the SMME sector, prepare a business budget.

We believe this is essential for the following reasons: • Your budget becomes your financial target, if you aim for nothing, you will likely get nothing.

• Your budget becomes your yardstick to measure yourself throughout the year to determine if you are ahead, in line or behind budget and take the necessary remedial action if you are behind.

• A budget is a great tool to restrict spending that is not part of the plan, i.e., when you prepare your budget, you plan the expenditure you expect to incur. When additional discretionary expenses pop up, you can rely on your budget to guide you.

• A budget is a great tool to link to staff incentives and bonuses.

087 821 7110 |

•

It helps to ensure that money is being allocated to resources that support the strategic objectives of the company.

The above highlights the importance of the budget which brings us to the next question which is how to go about preparing the budget. We would offer the following advice in this regard: • Start by deciding how much bottom-line profit you want to make for the year.

• Then start at the top with your sales/ revenue and budget for each month, taking into account your growth assumptions.

• Next, you budget for your Cost of Sales which would normally be a fixed or average percentage of your sales.

• Finally, for your fixed expenses, go through each expense line by line and budget accordingly. Certain expenses can be budgeted with a high degree of accuracy and others would need to be estimated.

• You now need to compare your profit as per the budget to the profit you decided on up front. If there is a big discrepancy, you need to go back up and tweak and adjust the various line items until you get closer to your desired profit. We call this the “Top Down, Bottom Up” approach.

www.mjacc.co.za |

sunÉ alexander (leFt) MELISSA JACOBS (RIGHT)

You must compare your monthly actuals (as prepared by your accountant) to your budget. Any variances must then be investigated and remediated.

“I just wanted to take the time to say a big thank you to you and your team.

The transition from your predecessor to us working with MJ was seamless and stress free and the way in which Dianne and Sune have picked up on our accounts, understood our business and attended to our needs, as well as acting swiftly and professionally to all our requests throughout the year has been truly remarkable. Both Theresa and I find it an absolute pleasure to work with you and your team and look forward to a long and prosperous relationship.”

- Brian Coles, Director at Colesdale.

For any queries please contact Melissa at melissa@mjacc.co.za

31 Edward Drive, Gillitts, 3610

MJ CHARTERED ACCOUNTANTS

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Essential Guidelines to Renting and Buying a Home

M

oving out on your own can be an exciting time.

Whether you’re renting or buying, there are some things everyone should know before they embark on this journey.

We spoke to experts in both of these fields, Local Real Estate and SA Home Loans, for everything you would need to know.

Renting

When looking for a home to rent, particularly for a first-time rental it’s important to devote enough time and research to finding the perfect option and to be mindful of certain major criteria.

A common starting point is the various online property portals because they offer easy access to property listing information.

However, when doing your searches be very mindful of bogus agents and fraudsters operating rental scams. “Just over three weeks ago, we received a desperate call from a young gentleman starting his first job in Ballito who was relocating to the area and had been scammed from a social media posting,” says Graham White, Managing Director of Local Real Estate.

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Six important aspects to consider: Understanding financial obligations and a realistic rental budget: It's crucial to know how much you can afford to pay in rent, and you need to be prepared for upfront costs which include a month and sometimes two month’s deposit, application fees, and ongoing expenses such as utilities. As a rule of thumb, when there is a combined

Local

your responsibilities, rent terms, and any restrictions. If anything is unclear, ask questions before signing.

Consider the property’s condition: During viewings, check that everything works, from the plumbing to the lighting and if you see any problems, ensure they will be fixed before you move in.

Ask for the body corporate or estate rules: Secure complexes and estates all have specific rules so familiarise yourself with those to ensure you are comfortable and would like to live according to those regulations which include noise levels, pet ownership, parking, visitors, and the use of shared spaces. Be aware that violating these rules could result in fines or other penalties.

income the rental figure should be approximately 30% of your monthly income. Be aware that Landlords/ Rental agencies must invest the deposit money in an interestbearing account for the benefit of the tenant. When the lease ends, the deposit, with interest, must be refunded, net of any outstanding rent or damage repairs.

Prepare for the application process: Landlords typically require personal and financial information, including proof of income and a credit check.

If you have little or no credit history, a co-signer (often a parent or guardian) may be necessary.

Review the lease carefully: Always read the lease agreement thoroughly. This document outlines

Once you have completed all the paperwork and have access disks and estate or complex access and are ready to move in also check the rules regarding removals companies’ admission.

Some estates and complexes have limitations and certain days where no access is allowed.

Once you have moved in, there are other things to consider like completing inspection and defect forms, paying your rental on time and reporting any maintenance issues.

Finally, when leaving a rental property there is also an outgoing responsibility with regards to cleaning the property and the outgoing inspection report, so check this with your agent/landlord especially as any damages may be taken off the deposit amount.

www.localrealestate.co.za

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BUYinG

Purchasing your first home is an exciting milestone, but it’s also a significant financial decision that requires careful planning.

Understanding the home loan application process and what to expect can help you make informed choices.

Here’s what you need to know when applying for a home loan! It’s essential to assess your financial situation. You will require proof of a stable income, a good credit history, and affordability based on your monthly expenses.

A clean credit record is crucial, so check your credit score and resolve any discrepancies before you apply.

Saving for a deposit can increase your chances of approval and reduce your monthly repayment amount. While some lenders offer 100% home loans, having a

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deposit shows financial responsibility and may help you secure better loan terms.

What you can expect during the process Once you’ve found a property you’re interested in, you’ll need to submit documents such as your ID, proof of income and bank statements. Your application will then be assessed based on your creditworthiness and affordability. Remember to take into consideration

bond costs, transfer fees and the importance of pre-approval. Preapproval gives you a clear idea of your budget, so you can house-hunt with confidence.

Making informed decisions As a first-time buyer, asking the right questions is essential to making smart choices. Pay close attention to factors such as the property’s

condition, its location, and the growth potential of the neighbourhood.

Thorough research is your best tool to ensure your investment is both wise and rewarding.

The dos and don’ts of home-buying Do: Plan your budget carefully and include costs like maintenance and insurance.

Don’t: Overextend yourself financially by committing to a home beyond your means.

Do: Seek advice from professionals, including bond originators, who can help you compare loan options.

Don’t: Skip essential inspections or rush into

making an offer without thorough research.

Buying your first home is a journey that combines excitement with responsibility. By preparing ahead, understanding the loan process, and seeking expert guidance, you’ll be well on your way to turning your homeownership dream into a reality.

At SA Home Loans, they not only help you with your home loan needs but they also turn your dreams of homeownership into a reality. If you’re looking to buy your first home, get in touch with them.

www.sahomeloans.com

2 A N D 3 - B E D R O O M F R E E S TA N D I N G H O M E S F R O M R 2 7 8 0 0 0 0

Family-inspired

NORTH COAST LIVING Lalela is your private neighbourhood in the heart of Sheffield, Ballito. Purchase freestanding homes or new land opportunities ranging from 350m² to 1 100m². Relax in nature in this warm, family-focused estate laid out over 104 hectares. Purchase directly from the developer and benefit from capital appreciation in this fast growing node.

Lalela is fast becoming a reality!

Construction is underway on road upgrades, entrances and individual homes. Book a site tour to discover the beauty of Lalela Estate.

KIDS’ CLUB

FAMILY POOLS

CRICKET NETS

SKATE PARK

TENNIS COURTS

GREEN PARKS

10% DEPOSIT

NO TRANSFER DUTY

COMMUNITY CLUBHOUSE

P E T F R I E N D LY

PUTT PUTT

B O O K A S I T E T O U R L A L E L A E S TAT E . C O M ESTATES MAGAZINE 53

Local

Plan, Prepare, Pack Your Moving Checklist

S

o you’ve recently made the decision to move into an estate and you’re preparing for it, but where do you begin? Of course, there’s the usual packing and organising that comes with every move, but when an estate is involved you will have to take into account any rules around moving they may have. This isn’t an exhaustive list, but rather a guide for some of the things you can expect during your move.

It starts with planning around the timeline you have to work with judging by when you are supposed to move into your new dwelling.

Some estates are very strict when it comes to times you are permitted to move into the estate, and even the time slots during the day which are allocated as appropriate for moving. For example, you can only move Monday to Friday between 8 a.m. and 4 p.m. Leave ample time for delays and unforeseen circumstances which might cause you to run late!

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An estate is a whole community within itself, so you will have to do some research about the area beforehand. Look up the rules of the estate. Some have very specific rules about home appearances, parking, pets, waste management, access control, noise and disturbance hours etc. Familiarising yourself with these guidelines can make your transition much smoother. Think of your new neighbours and ensure they are not disturbed, creating a great relationship with those around you starts with the first box being offloaded. There’s also looking up the amenities available to residents. Some estates have clubhouse facilities, parks, hiking/running trails and more, you won’t know about them unless you look! Being acquainted with the HOA, Board of Trustees and the relevant management personnel would be really helpful should you need any assistance with estate matters.

Make sure you also have all of the relevant permits and permissions for moving companies. Depending

on the size of the moving truck, they sometimes may not be allowed into the estate. Many estates would require those entering the area to carry their identification documents, so even if you have friends and family helping you out, make sure they all have access codes and the relevant documents to enter, ensuring a smooth process.

Before you settle in, especially if you’re renting a property, make sure you do a thorough inspection of the property and let the people in-charge of the property know to avoid later complications. The last bits of admin would be for you to inform your mail providers of your change of address so that they don’t get lost, estates will often have their own post boxes in a dedicated area for you if you want to use one of them.

Lastly, like in The Sims, get to know your neighbours with a “Welcome Wagon” (within the rules, of course) with everyone coming together to celebrate the move and enjoy being part of an estate community!

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approach to the role. Receiving the fantastic opportunity to join the dynamic team at Zululami has been nothing but phenomenal. I am grateful for this opportunity. As I continue my journey, I look forward to watching Zululami develop and establish itself as a leading estate.

Hi. I’m Your Estate Manager Tell us a bit about yourself and your estate.

I’m Maril Subban, the estate manager at Zululami Luxury Coastal Estate, and I’ve been in the industry for over 20 years. Zululami is more than just an estate – it’s a vibrant community where we aim to create a unique identity that stands apart from others. My role involves managing the Estate’s day-to-day operations, building relationships with the residents and my team, and fostering a transparent and empathetic environment.

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How did you end up being the estate manager for Zululami Luxury Coastal Estate?

My success is rooted in hard work, dedication, and a true passion for what I do. My journey here has been shaped by my extensive experience in building control and my work with contractors, architects, and engineers.

I wanted to bring this expertise to Zululami to help it flourish. When the opportunity arose, I saw it as the perfect chance to help create and shape the Estate’s personality while bringing a fresh, inclusive leadership

What do you love most about your job?

What I love most is the dynamic nature of my work – no two days are ever the same.

I could start my day with a clear plan, but by mid-morning, unexpected challenges often arise. Thriving in this dynamic environment keeps me engaged and motivated. I deeply value the relationships I build with the residents and my team, as these connections are the foundation of our success.

What challenges do you face as an estate manager?

Managing an estate of this size comes with many challenges, from handling diverse resident concerns to ensuring all operations run smoothly within budget constraints. Balancing professional responsibilities with personal commitments also requires careful attention. However, I embrace these challenges as opportunities to grow and improve both personally and professionally.

What makes Zululami Luxury Coastal Estate special to you?

Zululami is special because it offers the chance to create something truly unique, a community with personality and character. I’m driven by a vision to highlight what makes this estate exceptional and ensure it thrives. The sense of teamwork and the natural beauty here make it a place I’m proud to lead and represent.

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tatistics reveal an increase in immovable property sales at the end of each year and with estates becoming more and more popular, you might find yourself considering your own investment opportunities this festive season. Here are some helpful tips on aspects to consider when navigating your decision and conducting your due diligence: Mandatory disclosure Form Under the objective to create a just and equitable legal framework that protects sellers and purchasers alike, the Property Practitioners Act prescribes that Property Practitioners must obtain a completed Mandatory Disclosure Form from sellers, when accepting a mandate to sell. This form prompts a range of specific questions as to the condition of the property, lists defects and improvements and provides for specific comments. Make sure that you have familiarised yourself with the content of this document, prior to making any offers, as there is a duty on purchasers to satisfy themselves as to the condition of the property. Raise all your concerns relating thereto beforehand and make sure you have peace of mind before proceeding.

Rules and regulations Estate living comes with its own set of specific rules and regulations. In practice, we often find that clients sign agreements without reading through the content.

When purchasing a property in an estate, you will be provided with the set of rules and regulations that will be applicable. Take time to read through these and carefully consider whether you and your family would be willing to submit yourselves to these.

These rules can be as specific as to which pets (if any) and which plants are allowed on your property – these are all things that will directly affect your use and enjoyment, so make sure you know the dos and don’ts in advance.

Budget for extras There are many benefits to owning a property within a secure estate, but this luxury comes at a premium. Be sure to enquire as to all the costs involved when becoming a member of a particular estate. Although each estate is different, most costs will be payable as part of your conveyancing fees, e.g. levy stabilisation fund or club memberships, whilst others could be a monthly debit.

There are also instances where you will be charged an exit levy on disposing your property. Make sure you have counted the cost and that these fall within your budget. set realistic performance dates Once you have run through the above markers and are ready to sign on the proverbial dotted line, make sure you set realistic performance dates. If you will be applying for a mortgage bond, do take into consideration that public holidays and skeleton staff might slow down the application process considerably. In instances where you would need the assistance of a private banker to release investment funds, ensure that the person will be available to assist and deliver funds and guarantees timeously.

Finally, never forget that it is always a good time to purchase property!

lEa is the owner at Wimble attorneys, a specialised conveyancing practice with offices in Umhlanga and Ballito. She holds B.Comm Law, LL.B and LL.M degrees from the University of the Free State. lea@wimble-attorneys.co.za

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he concept of a Smart City has been around for many years and recently hit the news again in South Africa. Politicians like to create expectations and make promises of Smart Cities that will be developed in specific areas.

They then reference the Fourth Industrial Revolution Technology (4IR), AI Technology, Cloud computing, ChatGPT, etc.

During the Residential Estate property boom in the late 1990s and early 2000s, it was often referred to as the Battle of the Gates as developers built bigger and better entrance gates than their neighbours. 25 years later, I predict that the race is on for Estates to claim a Smart City status. We are certainly not back to the era of the bigger gates, but the lifestyle enhancement of being a Smart City for Estate and HOAs will be the next investment for owners and developers. The main driver for property values was location, location, location! Now it’s technology.

Load shedding has forced Estates to be energy-sufficient and invest in solar solutions to be less dependent on Eskom. The Estates in Gauteng recently experienced the throttling of the water supply from the City of Jo’burg to the City of Tshwane, and not long ago, even Cape Town had a loss of water supply.

Sustainability, off-the-grid, and energy efficiency form part of a Smart City concept.

siMBithi Eco-EstAtE

Photo chris AllAn photogrAphy

Many Estates managed to achieve this goal, but more important is how Estates and HOAs will embrace technology in the future.

Various tech companies market their products to Estates and can transform older Estates into Smart Cities/Smart Estates of the future. Community management is at our fingertips or in the palm of our hand, with the various community management functions in a Community App – the technology does exist and is in use.

The willingness of Management, Directors, Owners, and service providers to embrace Smart Technology the same way we did with investment in reducing load shedding will speed up the process of becoming a Smart Estate. All the elements of a Smart City are found in Community Management, HOAs, and residential estates.

We are used to all of this, on a daily basis, on a smaller scale with banks, health care, and communications and it is time to transform the beautiful Estates in South Africa and transform to real Smart Cities/Smart Estates.

The lifestyle enhancement of being a Smart City for Estate and HOAs will be the next big investment for owners and developers

JOHan is the CEO of Association Management Solutions (AMS), has a BCom degree, and holds the Professional Community Association Manager (PCAM) designation. johan@amsza.com

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WHERE SECURITY AND DESIGN MEETS

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