EU Property Debt Specialists

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Ov er s eas Pr oper t yDebt Spec i al i s t s


About Us EUPr oper t ySol ut i onss pec i al i s ei nas s i s t i ngbor r ower ss uf f er i ngOv er s easPr oper t y Debt i s s ues . Thebus i nes swasf or medont hebac kof as uc c es s f ul pr oper t ydebt negot i at i onc ompanyes t abl i s hedi nBel f as t f ol l owi ngt he2008+Fi nanc i al Cr i s i s . WeopenedourSpani s hof f i c ei nSanPedr o3y ear sago. Ouref f or t sont hegr ound i nSpai nhav el edt ot hedev el opment of ex c el l ent l egal k nowl edgeandat eam who c anas s i s t des pi t ef or ei gnl egal c hal l enges . Fur t her mor e, ours k i l l s et hasal l owedus t oac hi ev eex c el l ents et t l ement si nCy pr us ,Por t ugal ,I t al y ,Fr anc e,USA,I r el and, CanadaandCapeVer de, f ormanys at i s i f edc l i ent s . Our pr i mar y ar ea ofwor ki s wi t h Negat i ve Equi t y debtnegot i at i on. EUPr oper t ySol ut i ons ’ ex per i enc eal l owsust ot ai l oradv i c et oy ours i t uat i onandwe hav edev el opedCount r yandBanks pec i f i cmodel st oens ur eef f ec t i v edebtwr i t e downsandUKas s et pr ot ec t i on.

Wh oWeAr e

Weal s oas s i s ti nv es t or swr ongedi nSpai nwhol os tmoneyondepos i t spai donof f pl anpr oper t y .

Ar e a so f Spe c i a l i s m

Ov er s easLender Char f Pl anSpani s h Negat i v eEqui t y gi ngOr der s Of c at i onI s s ues onUKPr i t Rec l ai ms Pr oper t ySol ut i onsCommuni oper t i es Depos


Ne g a t i v eE qui t yThePr obl e m: •Negat i v eequi t yi swher et hel oanout s t andi ngont hepr oper t yex c eedsi t s c ur r ent mar k et v al uat i on. •Ev eni f y ouc hoos et os el l t hepr oper t y , i t c anonl ybes ol dbas edont hec ur r ent v al uat i on, andy ouwi l l bel ef t l i abl ef ort heout s t andi ngdebtbal anc e. •Thi sl eav esmanypr oper t yowner sf eel i ngl i k e" mor t gagepr i s oner s , "t r appedby Negat i v eEqui t yandunabl et os el l . •Whent hi ss t r es si sc oupl edwi t hmont hl yr epay ment s , t ax es , c ommuni t yc os t s andupk eept hent hes i t uat i onc anf eel ov er whel mi ng. EUPr oper t ySol ut i onsc anas s i s tanddev i s es t r at egi est oei t hers el l t hepr oper t y wi t hc ooper at i onf r om t hel ender , ors ur r endert hepr oper t ybac kt ot hel enderand negot i at eont hemor t gagebal anc e. Wer egul ar l ys av eourc l i ent st ens , i f not hundr edsoft hous andsofeur os ,dependi ngont hei rc i r c ums t anc es .Wec anal s o hel pbor r ower swhohav es hor t f al l debt sf ol l owi ngpr oper t yr epos s es s i on.

Spa ni s hDe pos i t Re c l a i ms

Th eSp a n i s hSu p r e meCo u r t p a s s e dJ u d g e me n t d a t e d 2 1De c e mb e r 2 0 1 5s t a t i n g Ba n k sa r et or e f u n dd e p o s i t s p a i do no f f p l a np r o p e r t y p u r c h a s e swh e nt h ep r o p e r t y wa sn e v e r c o mp l e t e d .

Ou r S e r v i c e s

I f y ouf i ndy our s el f i nNegat i v eEqui t y , r es t as s ur edt hat t her ear es ol ut i onsav ai l abl e t hat wewoul dbehappyt oas s i s t y ouwi t handens ur et hat y our as s et si nt heUKc an bepr ot ec t ed.


Ca s eS t udi e s Spa ni s hDe b t Wr i t eDo wn Twogent l emenappr oac hedEUPr oper t ySol ut i onswi t hapr obl empr oper t ynear LaDuques a. •Thepr oper t yhadamor t gageout s t andi ngof €120, 000andav al ueof j us t €50, 000. •Themai ni s s uewast hel ongt er mt enant wasl eav i ngt hepr oper t y . •Bot hgent l emenhads i gni f i c ant as s et st hat neededt obepr ot ec t ed. •Wes uc c es s f ul l ynegot i at edt hev ol unt ar ys ur r enderof t hepr oper t yanda s i gni f i c ant s av i ngof €67, 000. •Ourt i mef r amef orat y pi c al Spani s hs et t l ement i s312mont hs .

Swi s sF r a ncMor t g a g ei nCy pr us

Wh a t WeDo

Agent l emanappr oac heduswi t hapr obl emat i cCy pr i ot pr oper t y . I t wasat y pi c al mor t gages ol di nCy pr us dur i ngt heboomandt hec ur r enc ywast hepr obl emat i c Swi s sFr anc . •Swi s sFr ancmor t gageswer es ol dbas edont he ex c hanger at eat t het i mewhi c hi nc l udedav ar i abl e i nt er es t r at e. Thec l i ent owed1, 100, 000Swi s sFr anc s whi c hequat est o€955, 000, andt hepr oper t yv al ue wasonl y€240, 000. •Hewasi nar r ear sof ov er€100, 000andUKdebt c ol l ec t i onagent swer e t hr eat eni ngl egal ac t i onagai ns t hi mi nt heUni t edKi ngdom. Thi swasast r essf ul si t uat i on. •Fi r s t l y , wes ol v edt hei s s uewi t ht heUKDebt Col l ec t orandbeganf oc us i ngon t hei s s uei nCy pr us . Thec as et ooks i gni f i c ant t i mebut r es ul t edi ns av i ngsof €450, 000t ot hec l i ent whowasdel i ght ed. •Aswehav es eenwi t hmanyc l i ent s , ov er s easbor r ower swi t hSwi s sFr anc Mor t gagesar es t r uggl i ngt of i ndar out eout of t hi si s s ue. Thank f ul l y , howev er , t her e ar enowopt i onsav ai l abl ei f t hec or r ec t appr oac hi st ak en.


Our T e a m

Ter r yBel l Chai r man

NoelO’ Har e Mar ket i ngManager

AmandaBel l Di r ect or

Chr i sHaddock Busi nessDevel opment

JamesBel l Managi ngDi r ect or

RachaelGor don Mar ket i ngExecut i ve

Whe r et oF i ndUs

Vi s i t ourwebs i t et of i ndmor eex ampl esof s uc c es f ul c as es t udi es , v i deot es t i moni al s andac c es sourl i v ec hat .

www. eupr oper t ysol ut i ons. com

OurOf f i ces: Par kHous e, Par kSquar eWes t LeedsLS12PW Ar t hurHous e, 41Ar t hurSt r eet , Bel f as t , BT14GB Cal l eMar quesdel Duer o76, 3ºC, SanPedr oAl c ant ar a, 29670Mal agaSpai n

Co n t a c t Us

Cal l ust odayon: +44( 0)3301241230


Ov er s easPr oper t yDebt Spec i al i s t s