Do you have enough insurance? What would happen if you were unable to work for a period of time due to sickness or injury, would you be able to meet your living expenses and family commitments? Worse still, could your family cope financially with your unexpected disablement or death, how would you meet your day to day expenses and maintain your standard of living? Protecting your most important asset is critical to the financial wellbeing of you and your family. We recognise the risks associated with working in the energy and construction industries, and we believe that insurance cover is essential for the protection of our members, their future and families.
Did you know that approximately 83% of Australians insure their car but only 31% insure their ability to earn an income with Salary Continuance Insurance?
By joining EISS Super, you automatically receive a basic package of insurance called Default Cover which includes Death and Total
What happens if you are injured or worse?
and Permanent Disablement (TPD) cover.
Do you need additional cover? There are many factors that can affect the level of cover you need such as how many kids you have, how much you earn and how much you spend. To assess how much additional cover you may require, you can use our handy online insurance calculator available at eisuper.com.au or you can speak to one of our financial planners.
Have you considered Salary Continuance Insurance? Salary Continuance Insurance provides you with the ability to meet your ongoing financial commitments in situations where you are unable to work. It helps cover your living costs, such as mortgages and car repayments
We understand that if you are injured or worse this will be an incredibly stressful time for you and your family. If you are a member and something happens to you, please call us and we will help you through the claims process. You will be given a single point of contact to fast track your claim.
We are here to help If you would like to discuss your insurance needs with an EISS Financial Planner, please call (02) 9046 1920 or email firstname.lastname@example.org.
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until you are ready to return to work and earn an income again.
*lifewise.org.au The information in this document is current as at the date of issue. It is of a general nature and does not contain financial advice. This document is issued by Energy Industries Superannuation Scheme Pty Limited ABN 72 077 947 285, RSE Licensee L0001373 and AFS Licence 441877 (the Trustee) as trustee for Energy Industries Superannuation Scheme Pool A ABN 22 277 243 559, RSE R1004861 Pool B ABN 64 322 090 181, RSE R1004878 (the Scheme). Throughout this document the Trustee is referred to as ‘EISS’, ‘EISS Super’, ‘EISS Advice’, ‘EISS Financial Planning’, ‘we’, ‘us’, or ‘our’. All financial products offered by the Trustee have a Product Disclosure Statement (PDS) which is available at eisuper.com.au. Before making any decisions about an EISS product you should read and consider the relevant PDS.
Publication of the Electrical Trades Union, NSW Branch