White Tanks View

White Tanks View® A magazine for Sierra Montana, Surprise Farms, Waddell Hacienda & Sterling Grove residents

Estrella Publishing - White Tanks View magazine

July 2022

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Published by Estrella Publishing LLC, PO Box 6962, Goodyear AZ 85338.

Additional copies and article reproductions can be obtained for a fee by contacting info@EstrellaPublishing.com Catherine Uretsky, Publisher and Editor 623.398.5541 info@EstrellaPublishing.com Al Uretsky, Publisher and Sales Executive 623.398.5541 info@EstrellaPublishing.com All contents © 2010-present day Estrella Publishing LLC. All Rights Reserved.

Reproduction in any form, in whole or part, without written permission from Estrella Publishing LLC is prohibited. Estrella Publishing accepts freelance contributions, there is no guarantee that materials will be used or returned.

Some content is provided by Brandpointe. Estrella Publishing is not responsible for the views of contributing writers and assumes no responsibility for errors appearing within. Opinions expressed are those of the writers and not necessarily those of the Publisher or Advertisers. Estrella Publishing reserves the right to restrict all advertisement to their proper classification and to edit or reject any copy at its sole discretion.

CREATING BEAUTIFUL SMILES

Neither this publication nor Estrella Publishing is an agent of or in any way affiliated with the associated Developer nor Homeowners Association, or any of their respective affiliates. This publication has not been approved by, sponsored by, or endorsed by the associated Developer nor Homeowners Association in any way.

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July 2022

From Me To You...

As a child summertime was full of endless possibilities. Playing with friends, reading, going on long family walks, visiting relatives, vacationing, sleeping in, and just relaxing. As a parent it seems to be full of finding things to do with the kids. Summer camps, activities, swimming, travel, more swimming, organizing school supplies for next year, day trips, museums, and more swimming. Also in Arizona the importance of staying cool either at home or anytime we have to leave the house is at the top of the list - hence all the swimming.

This year my summer is being dubbed “The Summer of Moving Out” and with 3 kids going on to college or the start of their own independent lives, we have a busy time ahead.

As I write this I am in Tennessee with one kid (ahem adult), buying furniture and helping her set up her life here. There are so many things to help her organize that it sometimes makes my head spin, I really think moving from state to state is more complicated than moving to America here from abroad.

Estrella Publishing - White Tanks View magazine

Once this one is settled, it is on to the next location for a college drop off. I am looking forward to that one because of the weather.

Summer in Washington state sounds a heck of a lot better than braving the Arizona heat. I can go for walks outside without applying factor 70 sunscreen, I will have to apply bug repellent though, so there is a trade off.

After that we go to Hawaii. I know these kids have made some interesting choices... but who am I to argue with a week spent floating down a lazy river or touring a volcano?

Although this summer is packed with exciting trips and activities, what I am really looking forward to is the fall. I can read, sleep in, go for long walks and reconnect with friends and family.

As I think about it, it is beginning to sound a lot like the summers of my childhood, but thankfully without the specter of a new school term ahead of me!

Catherine Uretsky

Editor, White Tanks View Magazine info@estrellapublishing.com 623.398.5541

July 2022

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Giving Back

When disaster strikes, many people are moved to help, however, most people don’t realize that not all donations actually help, and some may even hinder the relief effort. Unsolicited material donations, like food, water and clothing, are well-meaning but are not always appropriate or necessary, depending on the situation on the ground. In addition, shipping material goods overseas can be expensive, and the goods then require sorting and storage by those providing disaster relief efforts, which can slow down efforts and divert staff and resources.

On the other hand, monetary donations like cash, credit card or online direct donations are fast and flexible. Aid groups on the ground can use the cash to buy exactly what they need, when they need it, which is important as the needs on the ground are constantly changing

4 Estrella Publishing - White Tanks View magazine

after a disaster. Cash is best isn’t just a tagline.

It is the most economical, efficient and effective way to support aid groups working on the ground.

Cash donations also: * Avoid transportation delays, shipping and administrative costs * Enable relief groups to quickly purchase food and safe drinking water locally for those in need * Boost local economies by allowing what is needed to be purchased locally * Allow for flexibility to respond to changing needs * Can require less energy and generate fewer carbon emissions by purchasing items locally “I was recently at the Polish border where I saw well-meaning donations piling up.” said Sarah Charles, Assistant to the Administrator of USAID’s Bureau for Humanitarian Assistance.

To learn how to best help surrounding international disasters, visit Cidi.org.

July 2022

Legal Advice

HEALTH CARE POWERS OF ATTORNEY

The medical healthcare power of attorney identifies an agent, such as a trusted family member or friend, who can give consent to medical treatment if you cannot. If insurance requires transfer to a skilled nursing facility before going home from the hospital, your agent can arrange that for you.

Different from other states, the Arizona allows you to authorize your health care agent to follow your instructions for burial or cremation.

Otherwise, when there is no surviving spouse, all of the children or other family members may have to be consulted.

Another difference from other states is the mental healthcare power of attorney which helps avoid costly court intervention when there is mental illness, brain injury, dementia or Alzheimer’s.

If a person does not have these healthcare powers of attorney, the court must give authority to act. An attorney is needed for the patient and a different attorney for the petitioner. After a court investigation, a hearing is held in open court—in about 45 days after a petition is filed.

Time, money and privacy is saved by appointing an agent through healthcare powers of attorney.

Submitted by Sharon Ravenscroft, Esq., The Cavanagh Law Firm, PA, Sun City and Phoenix offices, (623) 815-7451 or Sravenscroft@CavanaghLaw.com.

Sharon’s practice focuses on Wills, trusts, probate and trust administration. For more information sharonravenscroft.com.

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July 2022

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July 2022

Yum Yum Musings from a Desert Mermaid

Before moving to Scottsdale almost 10 years ago (and then Victory at Verrado in 2020!), I enjoyed living on Cape Cod and operating a quirky gourmet food shop called Mermaids Pantry.

2 small Zucchini, diced (or combo of green & yellow summer squash) 1 lb Butternut Squash, cubed ½ C Red Bell Pepper, diced ½ C Currants ½ C Dried Cranberries OR Pomegranate Arils ½ Red Onion, diced ¼ C Italian Parsley, rough chop

Dressing: 1/3 C White Balsamic Vinegar 2/3 C Olive Oil Whether you find yourself by a beach or here 2 tsp Honey in the desert, summer means turning off the 2 T Pomegranate Juice oven and exploring refreshing, cool recipes!

1 tsp Dijon Mustard One of my more versatile and popular salads is 1 tsp Kosher Salt Pomegranate Couscous, bursting with vegetables ½ tsp Black Pepper and a sweet bite of honey vinaigrette. It works great as side to grilled meat and seafood or as a Pour boiling water over couscous and olive oil. main dish with the addition of a few slices of goat Allow to bloom, approx 30 minutes. Allow to cheese over baby greens. If you can’t find the cool. Toss butternut squash with 1 T olive oil, add larger pearl couscous in your local supermarket, salt & pepper to taste. Saute over med-high heat it can be easily ordered through Amazon ~ Geten until beginning to brown; turn off heat and cover.

Israeli Pearl Couscous/3-pack for $8.79.

Let it steam until tender. Allow to cool. Combine the salad components, whisk together vinaigrette Mermaids Pantry Pomegranate Couscous Salad ingredients, then toss. Serve at room temp or chilled ~ can be refrigerated up to 3 days.

3 C Large Pearl Couscous 3 C boiling water Submitted by Maureen Woods 2 T olive oil

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July 2022

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Safe Travels

It’s time to start looking forward to your summer travel plans. As you make your packing lists and research the sites and activities for your destinations, don’t forget to review digital safety rules. Check out these five tips to avoid security risks and keep you and your family safe.

1. Public Wi-Fi is great for staying connected on the go, but it also allows bad actors the opportunity to place malware on your device and access your identity and finances. Be proactive and use a virtual private network (VPN) when connecting to public Wi-Fi. 2. While it might be reassuring to carry physical copies of your important documents like your passports and vaccine cards, you’re leaving yourself and your kids vulnerable to identity theft. Instead of carrying paper copies, store copies of your important documents online digitally in a secure app. Since you’ll likely be accessing these documents on your phone, make sure your phone is locked with a complex password.

3. It’s fun to share your fun moments from your vacation with friends and family, but what you share on social media may make you vulnerable to cyberattacks and even physical ones. For example, sharing where you’re planning to travel or announcing your location while on vacation creates opportunities for someone to find you or break into your home while you’re away.

4. There are plenty of travel scams on the internet. As you look for flights, rental cars and accommodations, do so through a legitimate, trusted site. Remember, you’re entering sensitive information about your family’s identities and financial information.

5. When making purchases during your vacation, use your credit card instead of your debit card. Credit cards tend to offer more financial protection than debit cards, and if you spot a suspicious purchase on your recent transactions or latest statement, you’ll likely be able to get your money back.

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July 2022

Campus Checklist

Whether you’re moving into a first-year dorm on campus or sharing an apartment or house with your closest friends, making sure you have what you need ahead of time is key. Home discount retailer, Big Lots, has created a campus living checklist for everything you need to stock up on so you can save your brainpower for more important things.

1) Furniture - Think outside the “dorm” If you’ve ever slept on a mattress away from your home, you know that there’s none quite like your own. Bringing a mattress of your choice to campus is a game-changer that will help you maximize those coveted college naps. If you’re in an apartment, you’ll also need to be sure to bring a bed frame, a desk and desk chair, couches, tables, small appliances and more. And if you’re in a dorm, loft your bed and put a nice comfy futon or chair below it for lounging.

Some fun lighting is a fundamental way to set the study mood, and comfy throw pillows help soften up the space. Throw rugs keep your feet off the cold floors and can also serve as an accent piece. Framed photos and wooden signs show off your personality in a variety of ways and a colorful bedding set can pull it all together.

3) Cleaning and storage essentials A little organization goes a long way The best way to make cleaning convenient is to build a cleaning caddy by filling a basket with disinfectant cleaners, sponges, gloves, spray bottles and more to place under a sink for easy access. When it comes to organization, you’ll want to find storage containers that fit into your theme so they blend in as they hold all your odds and ends neatly under the bed. And don’t forget to add a live or faux plant to make the space feel more like home.

4) Snacks and drinks - School fuel is essential to avoid running on empty

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What’s a college dorm room without a plethora of snacks? Grab one of those aforementioned storage containers and keep all your favorite candy, chips, trail mix and shelf-stable meals like mac ‘n’ cheese within arm’s reach. You’ll also want to keep your mini fridge stocked with water and caffeinated drinks to fuel the all-nighters on the horizon. Maybe mom will also send a special care package of your favorite treats from home!

July 2022

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Outdoor Fun Are your kids getting enough time outside? A survey commissioned by the makers of Claritin of 5,000 American parents of children aged 5-13 found that 81% agreed their children are excited to be outside - yet 55% are worried their kids aren’t spending enough time outside. Getting outside isn’t just good for your kids’ mental and physical health - it’s an excellent way for families to bond and create memories together. Not sure where to start? The Outsideologist Project, from the makers of Claritin, offers many ideas to encourage children to spend more time playing outside - whether it’s in your own backyard, local park, or anywhere in between. Below are five tips on how you can make your outdoor space more exciting and engaging with fun activities the whole family will enjoy.

1. Sports Many kids develop a passion for sports from their parents. You can nurture their interests by regularly playing different sports with them.

While you may not have enough people to play teams, you can teach your kids the fundamentals and help improve their skills. Turn your lawn, backyard, or even the park into a mini training camp.

a plant or flower and explain how they grow and thrive. Don’t have a green thumb? Depending on your kids’ ages, do some research and have an interactive science lesson on photosynthesis, the plant lifecycle or how the outdoors engages all five senses.

4. Art Arts and crafts aren’t just indoor activities. You can have your child look for natural materials in your backyard to incorporate into their art projects. For example, they can paint a rock or press flowers to use as decorations for bookmarks.

5. Camping No list of outdoor recreation would be complete without camping. You don’t need to plan for a long weekend at a state park to enjoy camping.

Simply set up a tent in your backyard, break out the sleeping bags and make sure you have bug spray and sunscreen. If you don’t have a tent, grab some blankets and get creative!

For more ideas and inspiration on making the most of your outdoor space, including a fun expert-guided curriculum of activities to do with your kids this summer, follow @ outsideologistproject on Instagram and Facebook. To learn more about the project, visit Claritin.com/The-Outsideologist-Project.

2. Games The tried-and-true classics like tag, water balloon fights and hide and seek are always a hit, but you can also try fun creative games as well.

You can create a backyard obstacle course with cones, pool noodles, hula hoops or any other materials you may have. Bend the pool noodles or cardboard boxes to make tunnels or hurdles, and place hula hoops, or use chalk to create hopscotch-like obstacles.

3. Gardening It’s never too early to get children involved in gardening. Teach them which plants grow best in which seasons, show them the different parts of 10 Estrella Publishing - White Tanks View magazine

July 2022

Cool It!

infiltrating into the conditioned part of the home.

Closing curtains and blinds or installing awnings can also help keep heat out of a home.

As the summer cooling season gets underway, there are several practical and low-tech steps that homeowners can take to help improve the comfort of their indoor environment. Following are five tips that can help homeowners stay cool, get more value from their home’s cooling dollars and care for their home’s air. * Consider the heat source. The two most common paths for external heat to infiltrate a home are through the windows and via problems with attic ductwork. “Solar heat gain through windows is a primary source of heat gain, closely followed by attic ductwork,” says Tom Casey, an Owens Corning AirCare Contractor. “But when it comes to bang for the buck, attic issues are easier to resolve, are more affordable and may have a faster payback.”

Assuring that a home’s attic has an adequate amount of attic insulation Like Us On FACEBOOK for local can help info, news and connections guard against White Tank Mountains Matters warm attic air

* Size matters. Bigger is not better when it comes to a home’s HVAC system. Proper sizing of a home’s comfort system refers not only to the condenser unit that powers air through the home, but the system of ducts that deliver air to each room. A high-efficiency system will not deliver its value if ducts in the attic are leaky, loosely connected or have developed holes and tears. * Service regularly. Regular maintenance by a qualified technician can help protect the longevity of a homeowner’s investment in a highefficiency system. During the visit, the technician should ask the homeowner about any unusual noises or smells, as well as any comfort issues such as a room that is always too warm or cold.

It’s essential that the technician measures airflow through a home’s ductwork because inadequate airflow is a major culprit when it comes to efficiency. “If the airflow isn’t right, nothing else will be right,” says Casey.

* Consider a home’s age. Homes built even a few decades ago were not built to the same energy codes as today’s homes. The result is a gap between today’s high-performance heating and cooling equipment and the home’s attic ductwork. While homes must be built to code, the building code represents the Open every night from 5 pm to 1 am bare minimum requirement for Every child seen by a pediatrician Faster than the emergency room system performance.

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* Avoid making equipment work harder than necessary.

Don’t plant landscaping near the outside condenser unit. The area around and atop the unit should be free of obstacles. And be sure to replace your HVAC system’s air filter as directed by the manufacturer.

July 2022

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Burden of Debt

One of the biggest factors impacting mental health is the burden of debt. The Hidden Cost of Debt survey by National Debt Relief revealed that 70% of people believe that debt makes them feel like a black cloud hangs over them, in addition to one-in-three people reporting debt has led to an increase in anxiety and stress. What’s more, 69% of people said being in debt has made them withdraw from the things they love.

“It’s time to break the stigma and normalize having conversations about debt and its toll on mental health,” said Dr. Regine Muradian Psy.D. and National Debt Relief Financial Wellness Board Member. “Feeling isolated and alone is common for people facing financial problems, despite it being an experience shared by many Americans.

People lose sleep, detach from friendships and feel hopeless.”

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Dr. Muradian shares tips on the best ways to cope with and ultimately overcome the mental impact of debt.

1. Create a master plan and celebrate the steps along the way The first step to regaining control over your finances is establishing a plan that allows you to take ownership of your path to becoming debtfree. Evaluate your total debt owed and break down the micro-steps you need to take to get to your goal of paying it all off.

2. Prioritize yourself by practicing self-care It’s important to remember that your debt does not define who you are. Carve out time for self-care that helps you feel happy and healthy. Some of the best self-care options don’t cost anything, so you simply need to dedicate time in your week to prioritize these activities. Consider walking in a local park, reading a book, taking a long bath, meditating, drawing or calling a friend for a casual conversation.

3. Have transparent conversations with partners and family While conversations around having babies or the prospect of marriage are commonplace at the start of serious relationships, debt and finances are often taboo. Being transparent and open to conversations about finding solutions can help build your relationship up rather than tear it down.

4. Don’t do it alone, find tools to help Asking for help and finding a supportive community can build confidence and provide direction that makes a positive impact on your finances and mental health.

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For support in navigating debt, please visit nationaldebtrelief.com or call 800-919-0828 to learn more.

July 2022

Online Deals

Shopping online can help make summer fun more affordable. You can find great online deals on beach and pool accessories, warm-weather clothing and more. However, to make sure you’re getting the best deals, you’ll need to follow some online shopping strategies.

Check out these five tips to help you save time and money this summer.

1. If you’ve ever bought something during a Black Friday sale, you know how rewarding it can be to wait and get a big-ticket item at a bargain price. According to NerdWallet, if you’re looking for fitness equipment for your home gym or TVs and electronics, then take advantage of discounts in January. If you need to replace your old mattress, wait and buy in September around Labor Day. Make a list of items you’d like to purchase this year and research the best times to shop so you can get the best deal possible.

2. There are numerous shopping apps and tools that help ensure you’re getting what you need at the lowest price. Some even offer cash back for simply using the savings tool when you complete your purchase.

Estrella Publishing - White Tanks View magazine

3. Have you ever gone to buy a plane ticket and realized that the price has gone up within a matter of hours? Dynamic pricing is to blame.

This strategy allows companies to adjust the price of an item in real time based on supply and demand. To avoid markups, delete your browser’s cookies or shop in a private window, especially when buying airline tickets or booking a hotel room. Also, if you don’t need an item urgently, leave it in your cart. You’ll likely get an email within a day or two that the item you were thinking of purchasing has had a price drop.

4. Are you using your cash-back rewards? If you have a cash-back credit card, you make back some of what you spent on your regular purchases like gas, groceries and household products. While it may not seem like a lot for individual purchases, cash-back rewards can quickly add up, so you can put that money in the bank or apply it toward other purchases.

5. You’ve probably been asked at grocery stores, clothing retailers and gas stations about joining the store’s loyalty and rewards program. These programs are generally free to sign up for, and you can even do it at checkout in most places that offer them. Simply input your phone number and/or email address and you’ll earn reward points or receive coupons and discounts for future purchases.

July 2022

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mplete the puzzle by filling the empty squares.

Division Sudoku for July

e rules are the same as with sudoku: The numbers you can use are from 1 to 9.

In each row and in each column each number can appear only once.

This division sudoku is a greatsee way the to engage brain and help develop logic In a region (an area of puzzle 3x3 fields boldthe lines) each number can skills. only appears To solve this Samurai puzzle use standard sudoku rules for every 9x9 grid: once. each digit from 1 to 9 can only appear once in every row, column and 3x3 box.

In some cells youaget a clue, usethe the answer of the to finish In some cells you get clue.

Use answer ofclue the clue the to puzzle. finishGood theLuck! puzzle.

Solutions are on our website www.EstrellaPublishing.com

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15/5

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July 2022

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July 2022

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July 2022