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April 2019 1

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Catherine Uretsky, Publisher and Editor 623.594.9283 info@EstrellaPublishing.com Al Uretsky, Publisher and Sales Executive 623.594.9283 info@EstrellaPublishing.com All contents Š 2010-present Estrella Publishing LLC. All Rights Reserved. Reproduction in any form, in whole or part, without written permission from Estrella Publishing LLC is prohibited. Estrella Publishing accepts freelance contributions, there is no guarantee that materials will be used or returned. Some content is provided

by Brandpointe and Family Features. Estrella Publishing is not responsible for the views of contributing writers and assumes no responsibility for errors appearing within. Opinions expressed are those of the writers and not necessarily those of the Publisher or Advertisers. Estrella Publishing reserves the right to restrict all advertisement to their proper classification and to edit or reject any copy at its sole discretion.

Neither this publication nor Estrella Publishing is an agent of or in any way affiliated with the associated Developer nor Homeowners Association, or any of their respective affiliates. This publication has not been approved by, sponsored by, or endorsed by the associated Developer nor Homeowners Association in any way.

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April 2019

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Living, Working & Selling in PebbleCreek PebbleCreek Statistical Market Analysis – 270 existing homes sold from 01/31/2018 to 01/31/2019 233 existing homes sold from 01/31/2017 to 01/31/2018 2018 to 2019

# Listings

List Volume

Sold Volume

270

101,582,942

99,196,951

2017 to 2018

# Listings

List Volume

Sold Volume

233

82,232,605

81,110,491

Low Avg High

Low Avg High

List $

Sold $

List/Sold

SQFT

List Price Per SQFT

Sold Price Per SQFT

Agent Days on Market

Total Days on Market

225,000 376,233 849,000

200,000 367,396 779,000

0.89 0.98 1.02

1,136 2,018 3,442

102.91 188.65 293.88

96.49 184.46 288.70

0 73 796

0 81 767

List $

Sold $

List/Sold

SQFT

List Price Per SQFT

Sold Price Per SQFT

Agent Days on Market

Total Days on Market

200,000 357,221 740,000

185,000 348,114 700,000

0.87 0.98 1.04

1,136 2,000 3,401

81.67 179.85 293.88

81.67 175.38 278.43

0 82 534

0 96 527

Feb.4, 2019 – 79 Active Listings in MLS + 26 Homes Under Contract & Pending Sales The prices of available homes ranges from $252,900 to $1,199,718 The prices of the homes under contract range from $229,900 to $647,000 Market Reports indicate MLS sales reports of existing homes in PebbleCreek from 01/31/2018 to 01/31/2019 with a comparison to sales from 01/31/2017 to 01/31/2018. PebbleCreek Home sales continued the 8 year upward trend of homes sold in the first twelve months of 2018. Year over year increase in the sales volume of existing homes is 15.8% year over year increase.

Associated Press reports average long-term mortgage rates have stabilized since last month. The average rate on 30-year fixed rate mortgages leveled at 4.51%, average rate on 15 year fixed rate loans increased to 3.95%. Banking rules changed underwriting requirements creating the ability for larger loan limits for some borrowers. Phoenix is now last place in the list of the 25 cities with the most affordable housing. Price increases are now being driven by lack of inventory, increases in building material and lot premiums. Locally, Robson staff indicate they sold home #5000 in Pebblecreek in late 2018. Robson has had steady increases in lot premiums and home building prices, adding over 270 homes last year to the Pebblecreek Golf Resort community. Those numbers are reflected in the annual increase in number of homes sold. Local appraisers indicate Pebblecreek homes appreciated 6.6% in 2018.

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Refer Your Family & Friends April 2019 3

If you are currently working with an agent, this is not meant as a solicitation. The information is deemed reliable, but not guaranteed.

From Me To You...

Life stages are an interesting thing. I am constantly checking myself against some arbitrary scale as to where I am in my life.

Because let’s face it, although I am officially in Middle Age, I still feel like a late teen-early twenty something trying to figure out what to do every day of my life. I am constantly amazed to see my adult and almost adult children striking out into the world. Thinking that I had some small part to play in that amazing-ness is a sobering thought.

The latest life stage is one that I did not choose for myself and it has brought up many strange emotions. It has me balancing precariously on the edge of a wonderful precipice. I am soon to become a grandmother. Oh boy, there is that vertigo again. I am thrilled at the thought of a new baby in the family. I am beyond thrilled that there will be a new life to cuddle and love, I am even looking forward to the hard parts (non stop crying anyone?) So yes, a baby is a wonderful thing. Here’s the rub though. I am going to be shoved into becoming someone’s Grannie. Nana.

Bubbie.

when she whimpers. I do have the advantage of experience. I know what to do with babies and can help the parents as much as they want me to. I will be there for all the questions and ready to step in and let the parents sleep when they just can’t see straight anymore. But this is not my child and I think that is where the balancing on the edge feeling is coming in. I can’t be ‘all in’ in the way I have in the past with my own children.

I have to be able to step back and detach, enough to let my children become the amazing parents I am confident they will be. I want to be a wonderful gran, and I aim to be the best support for my children, even if that means finishing a project or two.

Now, who wants a Butterscotch? I am sure I saw one in my purse just a minute ago.

Catherine Uretsky Editor, Viva magazine catherine@estrellapartners.com 623-594-9283

What kind of grandmother will I be? Will I start knitting things and finding crinkly wrapped candy in my purse? Will I have to start calling it a pocket book? I am not crafty by nature, well I am capable of starting many crafts but finishing them, well, ahem... cross-stitch in the closet that I started at 16 and have not completed? Baby jacket I was knitting for a child who now has her own baby, still short one sleeve? Paint by numbers scene of a rainy day in London not even recognizable as London yet? Check, check and check again. So do I have to finish all those items and gift them to my granddaughter to be? I think it may be time to clear the decks and ditch all those half completed promises to myself.

A new baby brings a fresh start, and with this not being my baby I get to enjoy all the fun stuff and leave out the sleepless nights and panic at 3 am

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April 2019

On Our Cover The duo playing on the cover this month are The B Naturals.

Barbara Lee lives in Buckeye, and started playing guitar in 1969, when she was 12 years old. Entirely self-taught, she relied on listening to records over and over again in order to learn how to fingerpick (and ruined many LPs in the process). Largely influenced by the music of the late sixties, Barbara performed with a variety of rock bands in NJ before moving to the Phoenix Valley in 2018.

Howard Brodbeck lives in PebbleCreek. He bought himself a guitar as his retirement gift to himself in 2009. He has played guitar in several bands since then and also plays bass, banjo, and harmonica. Howard has played drums since he was 14. Now that he is retired, he plays drums in several rock and jazz bands around the valley.

You can find out more about the B Naturals Acoustic Guitar Duo by visiting their FB page (B Naturals Acoustic Duo), or emailing them at mynewbrainhb@gmail.com.

Estrella Publishing - Viva magazine

April 2019 5

One Tank Trips Are you planning a classic American road trip?

With a tank of gas, the right attitude and some smart supplies, you can explore amazing locales on a budget.

“The great American road trip is still very much alive, and we’re not just talking long endurance cross-country trips. Places you can go from your own hometown and return on just one tank of gas,” said Peter Greenberg, Emmy-awardwinning producer, writer, radio broadcaster and TV correspondent. “If travel can be defined as an experience that is absolutely meant to be shared, then the road trip is still very high on my list. It offers shared adventure, shared experience and shared storytelling.”

Start planning your next affordable road trip with these smart tips and tricks: 1) Discover one-tank destinations You only need one day to get away, so research destinations you can get to on one tank of gas.

This keeps fuel costs down, and because you don’t need to stay overnight, you won’t have to budget for a hotel. People tend to forget the beautiful spots just a few hours away from home,

so bring a map and see which direction catches your attention.

2) Fill up the tires

Of course you’ll want to check your fluid levels, wiper blades, and spare tire before you leave. One of the best ways to maximize your vehicle’s fuel efficiency is to make sure tires are properly inflated. According to the U.S. Department of Energy, you can improve your gas mileage by 0.6 percent on average and up to 3 percent in some cases simply by keeping your tires inflated to the manufacturer’s recommended pressure.

3) Create comfort Remember the journey should be as much fun as the destination. Clean out your car, make sure windows are sparkling clean to take in the views, pack car-friendly snacks and drinks, and bring along cozy pillows or blankets. Technology can create comfort, so charge those digital devices and utilize your vehicle’s features.

4) Pack smart Whether you’re on an impromptu or well-planned road trip, you can ease costs and streamline fun by packing wisely. Sunscreen, sunglasses and comfortable shoes are must-haves for any road trip. After all, you never know what adventures will come your way. Consider packing sandwiches - the ultimate road trip food - which are great for eating in the car or on a picnic so you don’t have to buy full meals.

“Some of my most amazing travel memories are from one tank road trips,” Greenberg said. “I think everyone should make these excursions part of their travel plans. They are fun, affordable and great for people of all ages.”

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April 2019

Car Seat Safety

facing car seat with a harness. One critical step for installing this car seat correctly is making sure to secure it with its tether, not just a seat belt. The tether is an adjustable strap with a hook that For many parents or grandparents, you buckle up can be found at the top of most forwardyour kids and off you go to day care, school or the facing car seats. When you secure the tether to park. You trust their car seat or booster seat will the tether anchor in your vehicle, it keeps the keep your child safe should something happen, car seat from moving forward in a crash, helping but are you sure the seat you installed months or protect your child from head and neck injuries. years ago is truly secure?

Additionally, always make sure the chest clip is secured across the chest rather than on the belly.

“I am deeply concerned that nearly half of all car These clips have a tendency to move down, so it’s seats are not used correctly,” says Heidi King, up to caregivers to align it properly. deputy administrator of the National Highway Traffic Safety Administration (NHTSA). “You don’t 8-12 years old (booster seat) have to be a parent to play a part in protecting After a child exceeds the age and size limits of children. I urge everyone to follow these simple their forward-facing seat, they can transition to a tips to ensure kids stay safe in the car at every booster seat. A booster seat lifts a child up and age.” helps their body properly align with the vehicle’s existing seat belt. That means the lap belt is snug Every 33 seconds, a child under 13 years old is across their upper thighs, not their stomach, and involved in a car crash, according to NHTSA data. the shoulder belt is snug across their shoulder and Even more startling: Car crashes are a leading chest, not their neck or face. cause of death for children ages 1-13. One of the most common mistakes parents and caregivers “Tweens” and preteens (seat belt) make is moving children to the next car seat too Once your child is big enough to ride safely without soon. No matter their age, you need to make sure needing a car seat or booster seat, keep in mind that the car seat you use is the right one for your the back seat is still the safest place. All kids 13 child’s age, as well as their size. and under should ride in the back, even if they try to convince you the front is the “cool” place to be.

Newborn to 3 years (infant and rear-facing car seat) For more advice and to find a car seat check The youngest passengers should remain in a location near you, visit NHTSA.gov/TheRightSeat. rear-facing car seat until they reach the maximum weight or height of their seat. This positioning better absorbs the force of an impact, making it a better option for small passengers whose necks and spines are still developing. Keep in mind, even if your child’s feet touch the back of the vehicle seat, that doesn’t necessarily mean they’re ready for a forward-facing seat. Parents shouldn’t move their toddlers into a forward-facing car seat until they’ve hit the maximum height or weight limit of their current car seat.

4-7 years old (forward-facing car seat) At this age your child will likely use a forwardEstrella Publishing - Viva magazine

April 2019 7

Tax Tips

We’re getting close to the tax-filing deadline.

For many of us, this means it’s that time of year when we get our biggest financial windfall – a tax refund. If you have recently received a refund, or are expecting to get one in the next few weeks, what should you do with it? Of course, you could just spend the money on something you want, but if you’d like to maximize the financial benefits from your refund, you might want to consider other options, including the following:

provide you with the same liquidity as you can get from investments such as stocks and bonds.

• Help build an emergency fund. By building an emergency fund containing six to 12 months’ worth of living expenses, you can help yourself avoid dipping into your long-term investments to pay for large, unplanned-for bills, such as a major car repair or an expensive dental procedure.

Your tax refund could help build such a fund, with the money ideally being placed in low-risk, liquid vehicles.

Clearly, you can help yourself make progress toward a number of your financial goals with your tax refund – so put it to good use.

• Invest the money. In 2018, the average tax refund was about $2,700. If you were to receive in the neighborhood of $2,700, you’d be almost halfway to the annual IRA contribution limit, which, in 2019, is $6,000. (If you’re 50 or older, you can put in up to $7,000). If you have already “maxed out” on your IRA, you could use your refund to fill in gaps you may have in other parts of your investment portfolio.

• Pay insurance premiums. Let’s face it – nobody really likes paying insurance premiums. Yet, if you have anyone depending on you, you will certainly need life insurance, and possibly disability insurance as well. Your tax refund could help pay for some of these premiums, boosting your cash flow during the months you would normally be making these payments.

• Contribute to a college fund. It’s never too soon to begin saving for college, which has grown increasingly expensive over the last several years. So, if you have grandchildren, you may want to think about investing some or all of your refund into a college-savings account, such as a tax-advantaged 529 plan.

• Pay off debts. You might be able to use your refund to pay down some debts – or perhaps even pay off some of your smaller ones. Keep in mind, though, that you might not want to look at all debts in the same way. For example, putting extra money toward your mortgage might help you pay it off faster, but you’ll also be funding an asset – namely, your house – that might not

8 Estrella Publishing - Viva magazine

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April 2019

Brain Health

From diet and exercise to making time for selfcare and relaxation, you might be taking steps to make your health a priority. But when it comes to overall wellness, don’t forget about your brain!

Simple lifestyle choices can have a profound impact on brain health. This Brain Awareness Week consider these expert tips to help brain better - at any age.

Exercise: Physical activity is as important for the brain as it is for the body. It changes the brain in ways that protect memory and thinking skills, while also improving mood and reducing stress. So, what are you waiting for? Whether it’s walking, dancing, yoga or even mopping the kitchen floor, find an activity that works for you.

It’s most important that you get your heart rate up and break a slight sweat.

Get your ZZZs: While you sleep, your brain is hard at work restoring information and memories and preparing you for another day. Sleep deprivation has been found to disrupt the brain cells’ ability to communicate with each other, leading to mental lapses and perception and memory problems. To ensure you get a good night’s sleep, stick with a routine and be sure to limit exercise, caffeine, alcohol and screen time close to bedtime.

variety of degenerative diseases affecting your heart and your brain.

Look for science-backed supplements: When choosing a dietary supplement, be sure to look for those with research-backed ingredients and demonstrated cognitive benefits. Certain supplements, such as fish oil rich in DHA, phosphatidylserine (PS), coffee cherry extract, B vitamins and folic acid, have shown potential brain health benefits. Neuriva is a new brand of brain health supplements using clinically proven natural ingredients to help fuel five indicators of brain performance: focus, memory, learning, concentration and accuracy. It will be available as of April 2019 in stores nationwide but you can pre-order on Neuriva.com or Walgreens.com. The supplement itself is part of a holistic eco-system, which includes assessments, exercises and educational materials, tailored to help your brain fitness.

Try new things: De-stress with activities you find enjoyable and find support in your loved ones and social network, but don’t get stuck in a rut. Becoming a life-long learner will enhance intellectual stimulation and help keep you - and your brain - healthier and happier. The most important thing to know is that no matter how old we are we can take simple, and even fun, steps to improve our brain performance.

Eat right: Emerging evidence suggests an association between dietary habits and cognitive performance. Research shows that a Mediterranean-style diet rich in fish, whole grains, green leafy vegetables, olives and nuts helps maintain brain health. Additionally, cutting back on foods high in saturated fats, such as red meat and butter, may help ward off a Estrella Publishing - Viva magazine

April 2019 11

Falls & Fractures As we age, we begin to learn - sometimes firsthand - how devastating a fall can be. It isn’t quite as easy as it once was to hop back up and continue on our way.

Each year, more than one in four Americans aged 65 and over experience a fall, which contributes to roughly 3 million emergency room visits and nearly 30,000 deaths per year, according to the U.S. Centers for Disease Control and Prevention.

can strengthen your legs and improve balance.

Medication - Any time you get a new prescription, ask your pharmacist or doctor about side effects like dizziness or drowsiness. These can affect your balance.

Footwear - Pay attention to foot pain as it may be a symptom of poor footwear. Make sure your shoes fit appropriately and are comfortable. Wear low-heeled shoes with rubber soles for good traction. Generally, avoid wearing slippers, shoes with leather soles or high heels. See a doctor if you are experiencing foot pain.

While the majority of falls are non-life-threatening, they can take a serious toll on quality of life and independence.

The good news, however, is that most falls are preventable.

“Being aware of the risk factors and taking the proper precautions can reduce your chances of serious injury, and help you maintain and improve the quality of your health and remain independent,” said Dr. James Metcalf, a medical director with UnitedHealthcare Medicare & Retirement.

Read on for important risk factors and tips for avoiding falls: Lower-body strength People who have weaker lower bodies or have trouble with balance and walking should take extra precautions. Do exercises that

12 Estrella Publishing - Viva magazine

Clutter - Most falls happen at home. Rugs or objects in your way can be problematic. Remove clutter, fix steps that are uneven and make sure there is adequate lighting throughout your home.

Physical support - If you don’t already have them, install grab bars and handrails in the bathroom and on stairways. Use a cane, walker, crutches or anything else that will help make walking easier.

Hearing and vision - Get your vision and hearing checked regularly. Problems with hearing or sight can throw off your balance and coordination. Ask your doctor if you could benefit from some vision or hearing aids. ”Falls are more common than many people think, and all of us are susceptible,” said Metcalf. “So be aware of risks from your medications, stay active, clear your home of trip hazards and talk to your doctor about strategies you could try to avoid a potentially devastating fall.”

April 2019

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April 2019 13

Freedom

14 Estrella Publishing - Viva magazine

April 2019

Puzzles & Games 2 Sudokus for April - Easy & Medium

Numbers from 1-9 must appear only once in each row, column and box.

Good Luck! Solutions are on our website www.EstrellaPublishing.com

Easy

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April 2019 15

Useful Numbers EMERGENCY SERVICES Emergencies (Police / Fire) Police Non-Emergenc Fire Department Non-Emergency Fire Dept. (Snake Removal) Poison Control Center

911 623.932.1220 623.932.2300 602.253.1190 800.222.1222

HOSPITALS - MEDICAL Banner Estrella Medical Center Cancer Center of America Abrazo West Campus

623.327.4000 800.268.0786 623.882.1500

CITY OF GOODYEAR 24-hr City Information Line City Hall Code Compliance Finance Department Graffiti Removal Public Relations Public Works

623.932.1716 623.932.3910 623.882.7815 623.932.3015 623.882.7815 623.882.7820 623.932.3010

POST OFFICES Avondale Post Office Goodyear Post Office Litchfield Park Post Office

623.925.2664 623.882.9148 623.935.2087

LICENSES Drivers & Plates Vehicle Emissions Station

602.255.0072 887.692.9227

PUBLIC UTILITIES APS - Electric Company Cox Communications Centuary Link Telephone Southwest Gas Company Trash Pick-up Water/Sewer

602.371.7171 623.594.1072 480.428.1290 877.860.6020 623.932.3010 623.932.3010

COMMUNITY SERVICES Eagle’s Nest Clubhouse Eagles Nest Fitness Center Eagles Nest Golf Club Expressions Gallery Kare Bears House PebbleCreek Main Gate Patrol Toscana’s Restaurant & Lounge Tuscany Falls Clubhouse Tuscany Falls Fitness Center Tuscany Falls Golf Club

623.935.6780 623.935.6783 623.935.6750 623.935.6744 623.536.1200 623.935.0387 623.935.0387 623.935.6753 623.935.6720 623.935.6740 623.935.6757

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April 2019

Business Directory ADVERTISING Viva magazine - Estrella Publishing

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AUTO SERVICES Daniel’s Total Car Care Desert Princess Car Service Earnhardt Auto Glass Litchfield Auto Repair

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FINANCIAL & LEGAL SERVICES 602.524.2421 Fairway Mortgage - D Santalucia State Farm Insurance - Tina Gremillion 623.386.7767 The Insurance Lady - Maureen Wilson 602.799.8410 HEALTH & BEAUTY Freedom Audiology Healthy Life Family Medicine Key Health Pharmacy Mariposa Point Assisted Living Massage Envy Permanent Make Up by Kari

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HOUSEHOLD SERVICES Al’s Plumbing Annihilation Pest Control Atlantic Relocation Systems Beckham Electric Century Glass & Mirror Desired Handyman J&H Appliance Repair

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LANDSCAPING & POOL CARE Buckeye Desert Landscape Pool & Landscape AZ

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PET CARE Gentle Hearts Animal Hospital See Spot Clean

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April 2019 17

CT IN 2

NTRA DER CO

UN

DAYS

3106 N 150th Dr., $276,500 – meticulously maintained Doral is completely TURNKEY! Karen Reuland, 623-262-4523

16962 W Granada Rd, $315,000: Why wait for new construction? Move in and enjoy your new Villa now!

2 bdrm, 2 bath. Maureen McCann, 623-882-6768

14828 W. Devlin Dr., $425,000: Golf, Mountain Views Pool & Spa, 2 Bed, 2 Bath, Den & 3 Car Garage.

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16107 W Fairmount Ave, $449,900: Exceptional ext Palmera on corner lot, 1,984 sq ft.

Apryl Fergus, 623-760-6946

2966 N 147th Dr: $248,900: Darling 2-bdrm, 2 bath 'Doral' floor plan with enclosed backyard.

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4007 N 163rd Dr: $302,000: Enjoy the low maintenance lifestyle with this stylish, upgraded Villa, 1489 sf. Move in ready! Karen Reuland, 623-262-4523

2136 N 164th Dr., $675,750 - IMPRESSIVE LUXURY estate series home, stunning upgrade. Furniture available separately. Karen Reuland, 623-262-4523

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16327 W Cheery Lynn Rd., $475,000 – Gorgeous Great Room floor plan with private fenced backyard.

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16768 W Berkeley Rd: $695,000: Exceptional home with incomparable golf course view; 2 ensuite bdrms, wine/TV room, home office/den. Karen Reuland, 623-262-4523

18 Estrella Publishing - Viva magazine

April 2019

16507 W Windsor Ave., $749,000. Amazing 2,800 sq ft home with stunning upgrades, beautiful pool, gorgeous lot.

Corrie Copple, 602-741-6446

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16463 W Piccadilly Rd, $378,500: Viva Villa on corner lot. Large backyard has ext patio. 2 bdrms, 2 baths, den 1,623 sq ft. Corrie Copple, 602-741-6446

3326 N 150th Dr. $489,000: Impressive home w/ fabulous SW golf views; remodeled Great Room highlighted by Dagr media wall, 2 bdrms, den, 2 baths. Karen Reuland, 623-262-4523

14735 W Piccadilly Rd., $499,000: POPULAR PALMERA w/Oversized Casita on golf course OWNED solar, $100K+ in upgrades. Mariann Murphy, 602-410-8919

TING

NEW LIS

3317 N 162nd Dr., $700,000 – Fabulous golf course & water views, gorgeous ‘Sienna’ with casita.

Corrie Copple, 602-741-6446

3754 N 164th Ave: $711,000: Beautifully appointed Montara + casita. 2 bdrm, 2 bath, den + casita 2,668 sf, OWNED solar. Corrie Copple, 602-741-6446

PENDING

3209 N 159th Ave: $499,975: Stunning home has been remodeled & upgraded; huge patio enjoys SE views of golf green & mountains. Karen Reuland, 623-262-4523

Estrella Publishing - Viva magazine

15743 W Roanoke Ave., $375,000 - Popular Great Room floor plan w/ custom media wall, SW facing back yard, impeccably maintained. Karen Reuland, 623-262-4523

16184 W Mulberry Dr., $408,500 - Open floor plan on quiet, beautifully landscaped lot on common area, 2 bdrms, 2 baths, 2-1/2 car garage. Corrie Copple, 602-741-6446

April 2019 19

SHRED-IT EVENT 3RD ANNUAL

Dispose of old documents safely and responsibly!

JOIN US

Saturday, April 20th 9:00am - 12:30pm

LIMIT 5 BANKER SIZE BOXES

2 TRUCKS ON LOCATION!

Shred-it will be held in the Parking Lot across from Eagle’s Nest Activites Office

Help us help the Agua Fria Food & Clothing Bank get desperately needed new trucks!

DONATIONS IN THE FORM OF CASH OR CHECKS WOULD BE MOST APPRECIATED! Checks to: Aqua Fria Food & Clothing Bank.

Thank you for your continued support with our Annual Shred-It Event!

DONNA M STRAND 623.271.0518

20 Estrella Publishing - Viva magazine

Sponsored by:

CARRIE STRAND 623.522.7105 April 2019