Estrella Publishing - Viva magazine
February 2022
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Published by Estrella Publishing LLC, PO Box 6962, Goodyear AZ 85338. Additional copies can be obtained for a fee by contacting info@EstrellaPublishing.com
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Catherine Uretsky, Publisher and Editor 623.398.5541 info@EstrellaPublishing.com Al Uretsky, Publisher and Sales Executive 623.398.5541 info@EstrellaPublishing.com All contents © 2010-present Estrella Publishing LLC. All Rights Reserved. Reproduction in any form, in whole or part, without written permission from Estrella Publishing LLC is prohibited. Estrella Publishing accepts freelance contributions, there is no guarantee that materials will be used or returned. Some content is provided by Brandpointe and Family Features. Estrella Publishing is not responsible for the views of contributing writers and assumes no responsibility for errors appearing within. Opinions expressed are those of the writers and not necessarily those of the Publisher or Advertisers. Estrella Publishing reserves the right to restrict all advertisement to their proper classification and to edit or reject any copy at its sole discretion. Neither this publication nor Estrella Publishing is an agent of or in any way affiliated with the associated Developer nor Homeowners Association, or any of their respective affiliates. This publication has not been approved by, sponsored by, or endorsed by the associated Developer nor Homeowners Association in any way.
51 Years
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Estrella Publishing - Viva magazine
SENIOR CITIZEN & MILITARY DISCOUNTS
623-873-0949
Family Owned & Operated
www.DanielsTotalCarCare.com
Family owned & operated traditional Butcher Shop. We carry USDA prime grade meats, with a minimum of 30 day aging. Our chicken & pork is all natural with no sodium, nitrates or added solutions. We also have sausage! 14960 W. Indian School Rd, Ste 380 (623) 248-1206 oothehookmeatshop.net
February 2022
Best Listing Discount – Great Service – Awesome Results
Exquisite Properties Exceptional Presentation Extraordinary Results If you are selling your home, CALL ME NOW for a Free Market Analysis of your property.
Mary Ann Evans
PebbleCreek Residential Specialist (602) 526-3709 : Direct
See all MLS listings at www.MaryAnnEvans1.com
Info@MaryAnnEvans.com
Experience - Work Ethic - Cutting Edge Technology
Living, Working & Selling in PebbleCreek PebbleCreek Statistical Market Analysis
2019 to 2020
# Listings
List Volume
Sold Volume
290
121,007,204
118,990,146
# Listings
List Volume
Sold Volume
369
175,646,824
176,882,488
Year Over Year Sales
2020 to 2021 Year Over Year Sales
Low Avg High
Low Avg High
290 Homes Sold from 12/31/2019 to 12/31/2020 369 Homes Sold from 12/31/2020 to 12/31/ 2021
List $
Sold $
List/ Sold
SQFT
List Price Per SQFT
Sold Price Per SQFT
Agent Days on Market
Total Days on Market
210,000 417,266 884,999
212,000 410,311 875,000
0.91 0.98 1.04
1,136 2,071 3,503
107.56 204.14 332.08
101.23 200.80 325.00
0 70 397
0 73 597
List $
Sold $
List/ Sold
SQFT
List Price Per SQFT
Sold Price Per SQFT
Agent Days on Market
Total Days on Market
269,000 476,008 1,550,000
279,900 479,356 1,475,000
0.88 1.01 1.24
1,136 2,005 4,044
107.32 240.29 445.53
104.38 242.38 423.97
0 30 351
0 30 351
11 Active Home Listings Priced from $384,900 to $597,000 26 Homes Under Contract & Pending Sales from $434,000 to $924,900 Jan 10, 2022 – Local Market Snapshot The market has shifted with a higher percentage of i-buyers & investment buyers now competing with Phoenix Valley residential home buyers. Investment Buyers purchased 21% of the homes sold in September & 15% of the homes sold in October. PebbleCreek inventory levels are still very low especially factoring in the new homes added this year. New home sales have been robust due to the shortage of existing homes. Home prices are up 29% year over year. Forecasts call for the Valley to draw 90000 new people a year until 2030 and indicate we will have another 18 months before housing demand exceeds supply. Buyers using mortgages have a very difficult time competing with cash buyers. The lack of home inventory, low interest rates, builder’s supply chain shortages plus lack of local construction workers have pushed home sales & prices here to new records. Robson has over 200 new homes under construction. The Valley’s strong population & job growth is driving this market of monthly price increases. The ability to work from home is bringing many people to the valley for our cost of living, tax structure, amenities, beautiful weather & lifestyle. The demand for home offices has many buyers needing larger homes. Companies now hiring new workers have employees housed in local hotels due to the shortage of apartments. Sales Activity for existing homes is still fast paced, interest rates & inventory levels are low. TODAY THERE ARE ONLY 15 HOMES ON MLS ACTIVE LIST IN PEBBLECREEK. CALL ME if you are considering selling. I will be happy to give you a free market analysis with the best LISTING DISCOUNT for your home. Unlike companies advertising on television, I have NO HIDDEN FEES. I know this market because I LIVE here. I am dedicated to working with you to get TOP DOLLAR for your home with no gimmicks. If you are considering selling your home, have real estate questions, need information or assistance, please call or email me. If you are moving into an independent living facility, I have full service support to help you with your transition. I am a full time career realtor, I LIVE & WORK here. I am readily available with a complete support team of lenders, inspectors, repair vendors, title specialists & moving companies - everyone you need to support your transaction. Call, text or email me anytime. I am here for you & I would love to work with you. It is my goal to use my expertise & experience to help you maximize the return on your real estate investment. I provide the BEST Listing discount, full service and specific data so you can price your home to CURRENT market trends & I provide boots on the ground local personal service. Call Me Anytime.
International Internet Marketing • Print Advertising • Active Daily Marketing Call NOW (602) 526-3709
Estrella Publishing - Viva magazine
Ranked # 1 Producer out of 400 Agents WestUSA Realty Goodyear February 2022 3
If you are currently working with an agent, this is not meant as a solicitation. The information is deemed reliable, but not guaranteed.
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Estrella Publishing - Viva magazine
February 2022
From Me To You... Have you ever sat in the space between? That moment you know your world is going to change. Perhaps you are waiting for news of a loved one, or anticipating a test result. I know many of you recognize that grey space. I sit here now. Nothing to be done. Everything I can do has been accomplished and the world turns on the actions of others. Others who will change my future for good or ill. This is the space where mothers of sick children pray for mercy. Children of ailing parents count the blessings of a life well lived. Those waiting for news of family and friends, or loved ones far away in known danger, pace a well-worn track in the floor. This space is one many of us know and reluctantly return to time after time. It is a place to sit in. A place to remember the good and accept what will come. No matter what that voice on the phone may tell us come morning. This is the place we come to after we have done all the things available to us. Accepted that there
is nothing more to be done but wait and pray. This is the longest night, and I have a sense of time rushing ahead and yet, at the same time, crawling at a snail’s pace. The future whizzing towards me, fizzing with possibility and dread, and yet turning to molasses, as time seems to gum up and halt in its tracks. I want to plan, to prepare, but for what? Until I have answers I am stuck, unsure of which direction to plant my foot, which path to follow. There will be a busy time soon enough. Tasks to complete and processes to follow. Accepted paths I will take, depending on the news to come. Either way the fates choose, I will be able to move forward again. Until then I pause and try to be serene, calm, until I know for sure. I feel the fellowship of this space. It calms me, holds me safe and cradles my raw nerves. The knowledge that multitudes have been here before me is comforting. I am not alone, no matter how lonely the situation feels. I am taking a well worn path and I sense others who bide their time nearby, traveling on their own journey and yet standing sentinel beside me. I gather strength from their presence, knowing we share this burden, melded together by our mutual desire for relief. We all carry hope, we all cherish a life, we all pause together in the space between.
Catherine Uretsky
Editor, Viva magazine catherine@estrellapublishing.com 623-398-5541
Estrella Publishing - Viva magazine
February 2022
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Money Matters With prices on the rise, nearly everyone is looking for ways to make their money go further. In fact, the latest Google Search data shows that individual searches for “monthly budget template” increased a whopping 350 percent in the last five years in the U.S. alone. While there’s no silver bullet when it comes to managing your money, you can build healthier financial habits that help you move toward your goals. Here are four tips for taking more control of your money: 1. Know where your money is going The first step toward any goal is starting with a clear-eyed view of where you are. Digital personal finance apps like Google Pay and others make it easy to see exactly how much money you have, what you’ve spent and where you’ve spent it - all from your mobile phone. You can quickly see how much you’ve spent by category or by business. The detailed view can help you identify which expenses you can cut back on without feeling it too much.
Call now and Save!
2. Try the 50/30/20 rule of thumb The general idea is that about 50 percent of your money should go toward essentials (housing, transportation, medical costs, groceries, etc.), 30 percent toward wants (dining out, new clothes, entertainment, etc.) and about 20 percent toward paying off debt or saving for the future. 3. Take advantage of special deals and offers Online offers and deals are the modern-day coupons without all the clipping and sorting. With personal finance apps like Google Pay, all of the deals available to you are accessible and searchable through your mobile app. 4. Aim for progress, not perfection Just as overly restrictive diets don’t usually work for long, the same is true for restrictive budgets. Both fail because they aren’t sustainable and can lead to counterproductive splurging. Rather than aiming for perfection, small, consistent steps can make a real difference. The goal of taking control of your finances is not to deprive yourself of living an enjoyable life - it’s to create better habits, one step at a time, to set yourself up for a more secure and prosperous future.
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Monday - Friday 9am-5pm & by appointment 4252 N Verrado Way, Ste B201 www.GanyoInsurance.com Welcome@GanyoInsurance.com
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Greg Ganyo
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Ganyo Insurance Agency We are Independent with 35 companies to meet your needs Our Priority is YOU! Doing it Right since 1984 Why go to many agents with one company? When you can go to one agent with many companies!!
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Estrella Publishing - Viva magazine
February 2022
Sweet Dreams Do you get enough sleep each night? Or are you a “short sleeper,” someone who routinely sleeps less than seven hours per 24-hour period. The American Academy of Sleep Medicine and Sleep Research Society both recommend that adults aged 18 to 60 sleep at least seven hours each night to promote optimal health and wellbeing. Increasingly, researchers are finding that poor sleep quality and duration is associated with a slew of negative health conditions such as diabetes, obesity, stroke and Alzheimer’s. So, how can you improve sleep in the face of daily stresses and work-life demands? 1) Establish a sleep routine including wind-down rituals and a consistent bedtime. These could include bathing at night, turning down lights, setting your devices to nighttime mode or Do Not Disturb, relaxing with a weighted blanket, and cutting off eating and drinking several hours before your established bedtime. 2) Incorporate small, realistic changes, like adjusting your immediate environment with
cooler nighttime temperatures, new bedding or limiting evening screen time, versus more drastic changes that may be hard to maintain, like cutting out coffee cold turkey.
3) Tie your new routine to existing habits. Behavioral scientists say we are more successful adopting new healthy habits when they are tethered to existing ones. If you watch TV or read to unwind before bed, adding a weighted blanket that elicits a calming sensation through the application of deep touch pressure can compound the relaxing effect. If you work out in the evenings, adding a few minutes of gentle yoga, breathwork or meditation to the end of your session can help prep your mind and body for sleep. 4) Give yourself time to settle into your new routine. There will be days where family, social or work obligations disrupt your new pattern, and cutting off screen time or eating and drinking well in advance of bedtime is an impossibility. This is where a meditation routine or weighted blanket can come in handy, helping to quickly quiet a busy mind or body close to bedtime. Eventually, you’ll be reaping the health benefits of consistent, quality sleep.
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Estrella Publishing - Viva magazine
February 2022
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Brain Fitness Aging brings about many changes. Beyond graying hair and wrinkles, your brain is also changing as you grow older and wiser. The good news is that these changes don’t have to be a normal passage of aging. You may find that you can combat some cognitive decline through exercise. Physical activity improves cognitive function as people age through neuroplasticity, which allows the brain to compensate for injury and disease and adjust in response to new situations. Exercise also helps alleviate stress and depression. Here are three ways you can stay physically active and reap the mental benefits. 1. Take a walk Daily walks are incredibly beneficial and easy to incorporate into your routine. You can start small by taking a walk around your block. As you continue to build your walking stamina, you may find that you can go farther and farther. While walking, you can also enjoy listening to an audiobook or podcast. Learning about new subjects is another excellent way to keep your mind healthy as you age. Walking doesn’t have to be a solitary activity. Ask a friend or family member to come along on your daily walk. Your neighborhood may have local walking groups. Joining a group allows you to stay active, provides community and allows you to make new friends.
2. Join a fitness class Your local gym or community center is likely to have group fitness classes several days a week. Whether you’re going back to a familiar activity like swimming and water aerobics or learning a new form of exercise like yoga and dance, a fitness class allows you to have a repeating, consistent physical activity in your weekly schedule. 3. Keep stretching As you age, you tend to lose some muscle strength and elasticity and your joints weaken. A gentle way to incorporate movement into your life is to do daily stretches. Stretching provides several benefits, including increased circulation and blood flow, enhanced muscle strength and improved range of motion and flexibility. You may also find that stretching relieves lower back pain and stiffness associated with arthritis. No matter what type of physical activity you decide to do, invest in your mind and body and get moving today.
SHERI SPIREK
480.316.0016 SHERISPIREK.COM
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Estrella Publishing - Viva magazine
February 2022
Cookies!
The goal is to provide a safe experience for Girl Scout Cookie customers, sellers, and create a successful sale for local girl members.
For six weeks each year, Girl Scouts in Arizona participate in the largest girl-led entrepreneurial program in the world: The Girl Scout Cookie Program. This year, the cookie season will take place Jan. 17 to Feb. 27, 2022. As in year’s past, all the Girl Scout Cookies’ proceeds stay local to help girls fund impactful projects to benefit the community; embark on amazing girl-led troop adventures; provide programs in STEM, the outdoors, life skills and entrepreneurship; maintain and improve four camp properties; and provide financial assistance that keeps Girl Scouting available and affordable for all girls. “As we continue to find our new normal and navigate the COVID-19 pandemic, many girl entrepreneurs will utilize digital sales in the upcoming cookie program. Cookie entrepreneurs are planning on a safe and fun season by opting into in-person and/or digital sales through Digital Cookies, Girl Scout’s e-commerce platform available for each girl to build and manager her own website,” says Mary Mitchell, interim CoCEO for GSACPC.
“The Girl Scout Cookie Program is more than a sale. It provides girls the skills they need to become successful women. Girl Scouts learn to invest in themselves, their troops, and their community. Encouraging girls’ interest in entrepreneurship prepares them for any future career pathway,” says Christina Spicer, interim Co-CEO for GSACPC. Bigger and better than ever, here is a snapshot of everything you need to know for the 2022 cookie season, from a NEW cookie, the first-ever family friendly 5K, and the return of the Girl Scout Cookie Dessert Challenge after taking a year off amid COVID-19: GSACPC Cookie Lineup • NEW!! Adventurefuls: Brownie-inspired cookie with caramel-flavored crème and a hint of sea salt. $5 • Lemon-Ups: Crispy lemon cookies baked with inspiring messages. $5 • Thin Mints: Mint flavored with a delicious chocolaty coating. Vegan. $5 • Tagalongs: Layers of peanut butter with a rich, chocolaty coating. $5 • Samoas: Caramel and toasted coconut-covered cookies. $5 • Trefoils: Iconic and delicious shortbread cookies. $5 • Do-si-dos: Crisp and crunchy oatmeal outside and creamy peanut butter inside. $5 • Girl Scout S’mores: Crunchy graham sandwich cookies with creamy chocolate and marshmallowy filling. $6 • Toffee-tastics: Buttery (and gluten-free) cookies with sweet, crunchy golden toffee bits. $6
LICENSED, BONDED & INSURED - LOCALLY OWNED FRANCHISE
Estrella Publishing - Viva magazine
To order your cookies visit www.girlscouts.org and find a girl scout near you! February 2022
9
Winter Fires
According to the National Fire Protection Association (NFPA), home fires occur more in the winter than during any other season. It’s important that you take the proper steps to ensure your family and home are protected from the unexpected. Test, maintain and replace. If you can’t think of when you last installed your smoke alarms, chances are, it’s time to replace them. Smoke alarms need to be replaced at least every 10 years. When it’s time to replace your alarms, install alarms with a 10-year sealed battery that eliminates battery replacements for a decade. Plan and practice your escape plan. Involve everybody in your household when developing an emergency escape plan. Identify two exits out of each room, including windows and doors, and set a dedicated meeting spot outside. Once outside, stay outside and call 911. Be sure to practice your escape plan with your entire family at least twice a year.
Identify your exit. Before opening a door, feel the doorknob or higher on the door with the back of your hand. If it is hot, or if there is smoke coming around the door, leave it closed and use your second way out. If you decide to open a door, do it slowly and be ready to shut it quickly if heavy smoke or fire is present. If you can’t get out, cover vents and cracks around the door with clothing, towels or newspapers to keep smoke out. Call 911, stay where you are and signal for help at the window with a light-colored cloth or flashlight. Stay low. Heavy smoke and poisonous gases collect first along the ceiling, so if you must escape through smoke, drop to the floor, crawl on your hands and knees and keep your head 12 to 24 inches above the floor. Close windows and doors. Before bed or when leaving home, you should always close windows and doors as a preventative measure. This is important because oxygen will allow fires to continue to grow if a fire does start. If a fire breaks out when you are home, focus on your escape plan rather than closing windows and doors. This allows you a better chance to escape.
623-466-7655
www.ArizonaSunControl.com Licensed • Bonded • Insured • Residential & Commercial • ROC# 215020
WE WILL NOT BE UNDERSOLD! 10 Estrella Publishing - Viva magazine
February 2022
5 Health Changes The last year and a half has been a strong reminder of the importance of good health. Statistics show that 73% of Americans consider their health and wellness a priority and are reevaluating their own lifestyle habits. Wondering what you can do to make a lasting change in your overall wellness? Here are five ways you can start improving your health habits today, with insight from Dr. Kent Bradley, chief health and nutrition officer at Herbalife Nutrition: 1. Eat with nutrition in mind Improving health habits often starts in the kitchen, but maybe you need a few ideas to inspire you. Learning new recipes is easier than ever, with options just a keyword search away. 2. Skip the junk food Along with eating healthy foods, it’s also important to cut down on, or remove, junk food from your diet. It’s easy to reach for that bag of chips or find yourself in line at the drive-through when you haven’t planned a healthy, delicious and filling meal at home. Take a few minutes to plan out at least a few meals for the week ahead.
Not only will you be more likely to eat healthier, but you’ll save money by avoiding takeout.
3. Take vitamins or supplements Supplements can help fill nutritional gaps yearround and some support your immunity. 4. Exercise more Starting a new fitness routine can be a little daunting. Consider joining a local, outdoor running or walking group. Not only will you meet new people but working out with friends or likeminded people will help keep you accountable and on track to meet your goals. Whatever you do, choose an activity you enjoy and you’ll be more likely to stick to it. 5. Prioritize sleep Your sleep schedule plays a big role in weight maintenance and mental alertness. A lack of sleep can lead to an increase in appetite, which can quickly derail your wellness goals. On the flip side, getting the proper amount of sleep can increase your metabolism, helping to burn off those extra calories throughout the day. No matter where you are on your health and wellness journey, know that making improvements starts with small steps.
$517,298
Average Sales Price
Active Listings by Month
Sales Price Up 17.3% Solds Down 12.5% Contracts Down 12.7%
5/20194/2020
5/20204/2021
16628 15206 13882 13540 13852 14662 13815 12566 11836 10568 13691 14088
11389 9015 8286 8115 8260 8195 7378 6502 5580 5015 5278 5281
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
9,301
Under Contract
8,781
Properties Sold
8,081
Active/Coming Soon
30
Average Days on Market Market data - ARMLS 11/3/21
5/20214/2022
5835 6653 7478 8077 8572 8081
2022. Supply of Homes Remains Low & Buyer Demand Continues, & Priced Right is Critical!
Estrella Publishing - Viva magazine
February 2022
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Stair Safety “You may never think of safeguarding your stairs, but falls are the No. 1 reason for emergency room visits,” said Thom Disch, author, fall prevention expert and owner of Stop the Slip anti-slip products. Every second of every day, an adult age 65 or older suffers a fall in the United States, according to the Centers for Disease Control and Prevention. This makes falls the leading cause of injury and injury death in this age group. Slipping and falling on stairs can dramatically alter someone’s quality of life because injury can be painful and recovery complex. To help protect your family, consider these stair safety tips: • Start by looking at all indoor and outdoor stairs for repair needs. Nails and screws should be flush with the surface. Boards should be strong without cracks or breaks, evenly spaced and level. Concrete and other materials should be free of divots and debris. Make repairs if necessary to prevent trips and falls. Additionally, remove all clutter from stairs, even if decorative.
12 Estrella Publishing - Viva magazine
• Outdoor stairs can be dangerous for your family as well as visitors, especially during winter when rain can make stairs slippery. A smart solution is non-slip stair treads and non-slip nosings. • Although not impacted by the elements, indoor stairs can be slippery as well. Common stair materials like wood, tile and stone can be slick. ClearGrip Tape can dramatically improve traction on slippery stairs and floors throughout your home. • Sturdy handrails are a necessity so people can easily grip on to them to assist in balance while navigating stairs. If possible, having railings on both sides can be even safer than just one. Make sure railings are properly installed and secured well. • Make sure to illuminate stairs properly to help prevent trips and falls. Outside, porches and entryways should be well-lit. Indoors, light switches should be easily accessible at the top and bottom of stairs. For more information and additional ideas for making your home’s stairways safer visit www. StopTheSlip.com.
February 2022
Furry Friends If you’re one of the more than 90 million American households with a pet congratulations! No matter which breed you’ve adopted or rescued, it’s likely your furry friend is an important member of the family. In fact, studies have shown that pets can help keep you healthy because they offer companionship, unconditional love and a motivation to exercise. If you’ve already added a pet to the family or are considering adopting one, the rewards of pet parenthood are many, but it’s also important to understand the realistic costs of lifelong pet care and be financially prepared. Just like human members of the family, pets need routine wellness checks to stay healthy and can also get sick or injured unexpectedly. And that can impact your budget. Rather than
be surprised by the cost of your pet’s care, you can prepare for potential health care expenses before they become a reality. Two budget-friendly solutions for both routine and unexpected costs are pet financing solutions, like CareCredit, and pet health insurance, like Pets Best. The two solutions work independently or together as a comprehensive safety net. Being proactive about your pet’s routine and preventative care not only keeps them healthy, but it can also help keep costs down. Dr. Chris Roth, DVM recommends: * Scheduling yearly veterinary examinations. * Keeping your pet current on recommended vaccinations to avoid preventable disease. * Ensuring proper use of preventive medications to avoid Heartworm, intestinal parasites, Tickborne disease, and flea infestation. * Neutering or spaying your pet to avoid unwanted, and expensive, pregnancies. * Feeding your pet the right nutritional mix with a side of exercise to maintain a healthy weight. * Offering affection and play with your pet to help protect its physical and emotional health. * Outfitting your dog or cat with an ID tag or microchip with its name, address and phone number in case it gets lost. As you embark on pet parenthood, take some simple steps to ensure that you can cover pet costs through every stage of life. Start an emergency fund just in case the unthinkable happens. It’s all about having peace of mind that you’re prepared to care for the family member you love.
Estrella Publishing - Viva magazine
February 2022
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Fill In The Words
3 Letters hug 4 Letters poem gift only like 5 Letters heart
6 Letters plants deeply letter 7 Letters ribbons adoring sharing admirer forever
8 Letters exciting precious faithful I Love You quantity 9 Letters carnation celebrate ravishing
14 Estrella Publishing - Viva magazine
lovebirds wonderful
12 Letters appreciative
10 Letters passionate fourteenth fall in love 11 Letters St. Valentine considerate
February 2022
Samurai Sudoku for February This samurai sudoku puzzle is a great way to engage the brain and help develop logic skills. There are 5 overlapping grids with one unique solution. Each of 4 corners are shaded. To solve this Samurai puzzle use standard sudoku rules for every 9x9 grid: each digit from 1 to 9 can only appear once in Samurai Sudoku Puzzle #25 every row, column and 3x3 box. Good Luck! Solutions are on our website www.EstrellaPublishing.com This samurai sudoku puzzle is a great way to engage the brain and help develop logic skills. There are 5 overlapping grids with one unique solution. Each of 4 corners are shaded. To solve this Samurai puzzle use standard sudoku rules for every 9x9 grid. Each digit from 1 to 9 can only appear once in every row, column and 3x3 box.
5 7
5
9
6
3 7
9
9
3 3
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1
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Samurai sudoku grid, symmetric, beginner No 25 Created: https://www.sudoku-puzzles-online.com
Estrella Publishing - Viva magazine
February 2022
15
Legal Advice NON-STRESS ESTATE PLANNING Estate planning does not need to be complex or confusing. You deserve to have your questions answered and have documents that help you when you need it most. On-line services and computer forms simply do not address the variety of issues that might arise.
However, you need the correct power of attorney – whether it be for finances; medical health or mental health. Inheritances for minors, whether children or grandchildren, can be bogged down by a court conservatorship, if a trust is not used. A court conservatorship is more costly and burdensome than a probate. A good estate plan provides centralized management for your assets whether you are incapacitated or upon your death and can avoid obstacles and disputes when there are multiple disputes.
The court process of probate can be avoided with a revocable trust for some but others can utilize a beneficiary deed with more ease.
Submitted by Sharon Ravenscroft, Esq., The Cavanagh Law Firm, PA, Sun City and Phoenix offices, (623) 815-7451 or Sravenscroft@CavanaghLaw.com.
Privacy laws can prevent you from being assisted by your spouse or trusted friend or family member. Powers of attorney can be give the right person the legal authority to help you.
Sharon’s practice focuses on Wills, trusts, probate and trust administration. For more information www.sharonravenscroft.com.
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February 2022
Useful Numbers EMERGENCY SERVICES Emergencies (Police / Fire) Police Non-Emergency Fire Department Non-Emergency Fire Dept. (Snake Removal) Poison Control Center
911 623.932.1220 623.932.2300 602.253.1190 800.222.1222
HOSPITALS - MEDICAL Banner Estrella Medical Center Cancer Center of America Abrazo West Campus
623.327.4000 800.268.0786 623.882.1500
CITY OF GOODYEAR City Hall Code Compliance Finance Department Graffiti Removal Public Relations Public Works
623.932.3910 623.882.7815 623.932.3015 623.882.7815 623.882.7820 623.932.3010
POST OFFICES Avondale Post Office Goodyear Post Office Litchfield Park Post Office
623.925.2664 623.882.9148 623.935.2087
LICENSES Drivers & Plates Vehicle Emissions Station
602.255.0072 887.692.9227
PUBLIC UTILITIES APS - Electric Company Cox Communications Century Link Telephone Southwest Gas Company Trash Pick-up Water/Sewer
602.371.7171 623.594.1072 480.428.1290 877.860.6020 623.932.3010 623.932.3010
COMMUNITY SERVICES Eagle’s Nest Clubhouse Eagles Nest Fitness Center Eagles Nest Golf Club Expressions Gallery Kare Bears House PebbleCreek Main Gate Patrol Toscana’s Restaurant & Lounge Tuscany Falls Clubhouse Tuscany Falls Fitness Center Tuscany Falls Golf Club
623.935.6780 623.935.6783 623.935.6750 623.935.6744 623.536.1200 623.935.0387 623.935.0387 623.935.6753 623.935.6720 623.935.6740 623.935.6757
FEATURED LISTING
$624,900
2077 N. 164th Ave.
“Experience a Higher Standard of Service”
3 Bed & 3.5 Bath | 2,367 sqft. Popular Fiesta model has been expanded with separate oversized Casita. Home has been immaculately maintained and move-in ready to begin enjoying the amazing PebbleCreek lifestyle!
PEBBLECREEK RESIDENT REALTORS®
SUE BURKHARDT
623.853.5878 | BurkhardtTeam@gmail.com
JESSICA BURKHARDT
623.695.7776 | jbb.azrealty@gmail.com
VIEW ALL PEBBLECREEK LISTINGS AT www.BURKHARDTTEAM.com TODAY!
Dominick Santalucia Branch Manager - Team Leader NMLS ID 204938 (602) 524-2421 dominicks@fairwaymc.com (623) 321-5816 www.SantaluciaTeam.com Download the FAIRWAYNOW app to apply now
Estrella Publishing - Viva magazine
FIMC NMLS #2289 AZ License #BK-0904162 20359 N. 59th Ave., Suite 100 | Glendale, AZ 85308
February 2022
17
Business Directory ADVERTISING Viva Magazine
623.594.9283
AUTO SERVICES Daniel’s Total Car Care Earnhardt Auto Glass Litchfield Auto Repair
623.873.0949 623.463.4371 623.882.8700
FINANCIAL & LEGAL SERVICES Cavanagh Law Firm - S Ravenscroft Fairway Mortgage - D Santalucia Ganyo Insurance Agency Kramer Legacy Documents State Farm Insurance - Tina Gremillion
623.815.7451 602.524.2421 623.439.2525 623.974.2272 623.386.7767
HEALTH & HOME Goodnight Pediatrics Healthy Life Family Medicine Massage Envy Off The Hook Meat Shop
623.643.9233 623.889.3477 623.935.5494 623.248.1206
Since 2003
18 Estrella Publishing - Viva magazine
HOUSEHOLD SERVICES Al’s Plumbing Atlantic Relocation Systems Arizona Sun Control Century Glass & Mirror College Hunks Hauling Junk Countywide Plumbing J&H Appliance Repair JBS Roofing Screen Mobile The Window Cleaner AZ Yourson Contracting
623.329.5170 602.352.6683 623.592.0174 623.444.6204 480.263.3044 623.800.6869 623.925.5427 623.247.9252 602.438.8485 623.738.6064 623.582.4477
LANDSCAPING & POOL CARE Buckeye Desert Landscape West Valley Rock
602.527.2818 623.386.8777
PET CARE Gentle Hearts Animal Hospital
623.298.4200
REAL ESTATE Homesmart - Sheri Spirek Realty One Group - Burkhardt Team Realty One Group - Mary Couzens Team Realty One Group - Sophie Shrum Realty One Group - Donna Strand West USA Realty - Mary Ann Evans West USA Realty - Annette Midboe
480.316.0016 623.853.5878 480.797.1111 816.718.2621 623.271.0518 602.652.3709 480.826.3187
February 2022
NOW
T HEN
“Let Our Family Cover Yours” • New Construction, Repairs, Recovers, Maintenance • Installation of Gutters • Shingles, Tile, Built Up Single Ply, Foam & Coatings, Metal, Shake
623.247.9252
Estrella Publishing - Viva magazine
Financing available 9.9% APR*
0
for % financing 15 months if * paid in full
*Subject to credit approval. Exclusions apply. Ask for details!
www.JBSroofingAZ.com February 2022 19 ROC #’s: 061127 - 287012 - 198009 - 082024 - 318282
Save The Date! HAPPY VALENTINE’S DAY FROM OUR HOME TO YOUR HOME
Shred-It Event 2022
3/12
9am -12pm
(Tentative date, stay tuned for updates!)
PENDING
14949 W Crenshaw Dr $575,000
20 Estrella Publishing - Viva magazine
February 2022