VIVAÂŽ A magazine for PebbleCreek residents
Estrella Publishing - Viva magazine
October 2020
1
FULL SERVICE AUTO REPAIR
Al Uretsky Publisher & Sales Exec
Catherine Uretsky Publisher & Editor
Published by Estrella Publishing LLC, PO Box 6962, Goodyear AZ 85338. Additional copies and article reproductions can be obtained for a fee by contacting info@EstrellaPublishing.com Catherine Uretsky, Publisher and Editor 623.594.9283 info@EstrellaPublishing.com Al Uretsky, Publisher and Sales Executive 623.594.9283 info@EstrellaPublishing.com All contents © 2010-present Estrella Publishing LLC. All Rights Reserved. Reproduction in any form, in whole or part, without written permission from Estrella Publishing LLC is prohibited. Estrella Publishing accepts freelance contributions, there is no guarantee that materials will be used or returned. Some content is provided by Brandpointe and Family Features. Estrella Publishing is not responsible for the views of contributing writers and assumes no responsibility for errors appearing within. Opinions expressed are those of the writers and not necessarily those of the Publisher or Advertisers. Estrella Publishing reserves the right to restrict all advertisement to their proper classification and to edit or reject any copy at its sole discretion. Neither this publication nor Estrella Publishing is an agent of or in any way affiliated with the associated Developer nor Homeowners Association, or any of their respective affiliates. This publication has not been approved by, sponsored by, or endorsed by the associated Developer nor Homeowners Association in any way.
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October 2020
Exquisite Properties Exceptional Presentation Extraordinary Results If you are selling your home, CALL ME NOW for a Free Market Analysis of your property.
See all MLS listings at www.MaryAnnEvans1.com
Best Listing Discount – Great Service – Awesome Results
Mary Ann Evans
PebbleCreek Residential Specialist
(602) 526-3709 : Direct Info@MaryAnnEvans.com
Experience - Work Ethic - Cutting Edge Technology
Living, Working & Selling in PebbleCreek PebbleCreek Statistical Market Analysis – 274 homes sold between 09/01/2019 to 09/01/2020 287 homes sold between 09/01/2018 to 09/01/2019
2019 to 2020
# Listings
List Volume
Sold Volume
274
112,384,233
110,099,735
# Listings
List Volume
Sold Volume
287
111,941,536
109,325,042
Year Over Year Sales
2018 to 2019 Year Over Year Sales
Low Avg High
Low Avg High
List $
Sold $
List/ Sold
SQFT
List Price Per SQFT
Sold Price Per SQFT
Agent Days on Market
Total Days on Market
210,000 410,161 890,000
212,000 401,824 870,000
0.90 0.98 1.05
1,136 2,048 3,503
107.56 201.85 332.08
101.23 197.88 325.00
0 77 421
0 81 597
List $
Sold $
List/ Sold
SQFT
List Price Per SQFT
Sold Price Per SQFT
Agent Days on Market
Total Days on Market
150,000 390,040 1,099,000
200,000 380,923 1,085,000
0.83 0.98 1.68
1,136 2,035 3,700
69.64 194.20 324.00
102.82 189.94 319.87
0 72 477
0 74 459
Sept 7, 2020 PebbleCreek - 37 Active Listings $279,594 to $640,000 31 Homes Under Contract & Pending Sales from $245,000 to $695,000 Amazon is delivering 1000 jobs to West Valley with two major facilities in Goodyear including a 855,000 sq ft four story robotics fulfillment center plus a store in Avondale. The Valley continues to be in the top 5 American metro areas for population growth. Low mortgage rates and high rental rates are spurring many first time buyers. The new need for home offices is causing many buyers to look for larger homes. Our local real estate market has rebounded. 82% of the homes being sold in the valley are primary homes, not investment properties. Sales Activity is fast paced, new homes sales are breaking records & Home Inventories are low. If you are considering selling your home, this is an excellent time to proceed. Covid 19 protection procedures are used while showing your property. If you have questions, are selling or buying a home, please call or email me. I live here. I am available any time. I have a complete support team of lenders, inspectors, repair vendors, title specialists & moving companies - everyone you need to support your transaction. Covid Virus is still here and will be part of our life for some time. We are meeting the challenges of navigating and surviving the dangers associated with the pandemic second wave and the flu season. We are finding a new normal in daily activities with masks, safety measures & safe distancing. There will new public health guidelines & new vaccines. Stay Safe, Healthy, Wear A Mask, Wipe Down Everything You Bring Home, Practice Social Distancing. Call, text or email me anytime, I am here for you.
International Internet Marketing • Print Advertising • Active Daily Marketing Call NOW (602) 526-3709
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Ranked # 2 Producer out of 400 Agents WestUSA Realty Goodyear October 2020 3
If you are currently working with an agent, this is not meant as a solicitation. The information is deemed reliable, but not guaranteed.
FALL EVENTS SEPTEMBER 2020 Area Farmer’s Markets
www.visitphoenix.com/blog/post/phoenix-farmers-markets/
Downtown Phoenix Farmer’s Market 14 E. Pierce St., Phoenix
Open Saturday 8 a.m. – 12 p.m. (May through September) 8 a.m. to 1 p.m. (October through April) Masks encouraged, not required www.shopthefarmersmarket.org/
Tempe Farmer’s Market 805 S. Farmer Ave., Tempe Open Daily 8 a.m. – 11 p.m. www.tempefarmersmarket.com/
Chandler Farmers Market
25 S. Arizona Ave., Suite 330, Chandler Open Saturday 7 – 10:30 a.m. Masks encouraged, not required www.facebook.com/ChandlerFarmersMarket/
Paradise Valley
3502 E. Cactus Road, Phoenix Open Saturday 7 – 11 a.m. (June through September) 8 a.m. – 1 p.m. (October through May)
Cruise the Zoo
602-286-3800 455 N. Galvin Parkway, Phoenix The Phoenix Zoo is hosting a once-in-a-lifetime opportunity to drive your car through its grounds for an up-close and personal (but safe) outing for the entire family. The cruising route offers guests views of a variety of the zoo’s inhabitants including flamingos, giraffes, elephants and more — while maintaining social distancing measures. Admission includes a guided, educational audio tour. Please note: Only 450 tickets will be sold per day and tickets must be pre-purchased (online in advance). Summer hours: Friday through Monday from 7 a.m. to 11 a.m. Vehicles can line up beginning at 7 a.m., and the last vehicle must be in line at 11 a.m. www.visitphoenix.com/blog/post/art-events-exhibitions-to-seephoenix-this-fall/
Sonoran Hot Air Balloon Adventure
800-725-2477 | 480-299-0154 715 E Covey Lane #100, Phoenix, AZ 85024 Sunrise Balloon Ride •
Private Sunrise Balloon Ride
•
Sunset Balloon Ride – begins November – February
•
Private Sunset Balloon Ride – begins November – February
Masks not required www.facebook.com/RoadrunnerParkFarmersMarket/
Momma’s Organic Market Saturdays 9 a.m. – 2 p.m.
7700 west Arrowhead Towne center, Glendale
Sundays 9 a.m. – 2 p.m.
17193 W Montpelier St, Surprise
Safety Precautions •
Temperature scanners for everyone
•
Face masks provided for guests
•
Balloons and equipment are sanitized before & after use
•
Staff has personal safety protection
rainbowryders.com/locations/phoenix/
Masks not required getlocalarizonaevents.com/Saturdaymarket/
Mary Ann Evans “Your Neighborhood Real Estate Specialist”
West USA Realty Direct Line 602-526-3709 info@maryannevans.com
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www.MaryAnnEvans1.com
Estrella Publishing - Viva magazine
This information is provided for general informational purposes only, should not be solely relied upon, and is subject to change without notice.
October 2020 © 2020 Stewart. All rights reserved. | 091520
From Me To You... “Welcome to the new normal!” How many times have you heard that recently? And what does your ‘new normal’ look like? Is it much the same as before Covid came crashing into our lives? Are you back to work and socializing, or are you confined to your home, sheltering in place?
I think most of us are somewhere in the middle of those options. Back to work, absolutely, but perhaps being more mindful of who you see and how you take part in social gatherings. Many of you have taken on the role of substitute teacher. I know that is the biggest change in my daily life. My son is enrolled in an online version of high school which involves watching a very dry, pre-recorded, ancient (I am talking early 1990’s) presentation for each subject and participating in tests and quizzes to show his grasp of the knowledge. The problem is that it just doesn’t work. What teenager do you know that can learn effectively this way? Oh, and to add a cherry on top, there are many times when he has answered a question correctly (for example using the word one instead of the numerical value 1) but it was marked incorrect. Frustration is high in our household on those days. I am sure many of you have similar stories to tell and I sympathize with you.
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So to help him as much as I can, I have been auditing his classes. As he watches the Power Point presentation, I take notes and think of ways I would have presented that information. I try to explain the lesson in a way that a teenager will understand and absorb. I can do this in some subjects with ease. History? Love it! Sociology? Not a problem. Physics???? Oh dear lord, physics. I purchased Physics for Dummies to help me and I have come to the conclusion that I am indeed a dummy in physics. Not because of the Physics but because of the Math! I have discovered glaring holes in my Mathematical education, in particular Trigonometry and Algebra. Turns out you need a sound grasp of Trig and Algebra to solve the many, many, many equations in Physics. Who knew? So off I went and purchased Algebra for Dummies. I should probably get Trig for Dummies while I am at it ... Turns out that my ‘new normal’ consists of realizing how many gaps I have in my education and trying to prevent that from becoming my son’s reality too. Good luck to you all, whatever your ‘new normal’ is throwing at you! Catherine Uretsky Editor, Viva magazine catherine@estrellapublishing.com 623-594-9283
October 2020
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Medicare Part B Medicare Part D, which helps cover prescription drug costs, has its own terminology. Medicare Annual Enrollment runs from Oct. 15 to Dec. 7, so now is a good time for a refresher on key words to inform your coverage decisions for 2021.
Deductible, copay and coinsurance A deductible is the amount you pay out of pocket in a given year for eligible prescription drugs before your plan’s coverage kicks in. The deductible can vary from plan to plan. Some plans charge a copay, a flat fee, each time you fill a prescription. For example, a plan may require you to pay $2 when you fill a prescription for generic drugs and a higher amount for brandname drugs. With coinsurance, you pay a set percentage of the cost of the drug instead of the flat fee associated with a copay.
Formulary Part D plans are offered by private insurance companies, and each plan has what’s known as a formulary, a list of the prescription drugs covered under the plan. And keep in mind that plan formularies can change from year to year, so don’t assume that the prescription drugs covered under your current plan will carry over in 2021. Drug tiers A Medicare Part D plan’s formulary is made up of tiers, depending on the cost of the medications. The lower tiers generally include preferred generic drugs, and many plans cover these medicines with low or no copay or coinsurance. Higher tiers generally include brand-name drugs and specialty medications and tend to have higher copays or coinsurance. So, talk to your doctor to see if the brand-name prescription you take can be replaced with a generic version. Preferred pharmacy network A Part D plan may designate a preferred network of pharmacies, and if you use these pharmacies, you can save money on prescriptions. The donut hole The majority of Part D plans have a coverage gap known as a “donut hole.” For example, in 2020, you enter this donut hole once your out-ofpocket costs (including deductibles, copays and coinsurance) for prescription drugs reach $4,020. Once you’re in the donut hole, you will pay 25% of the cost of your drugs. In past years, this percentage was higher. In 2020, once your outof-pocket costs reach $6,350, you exit the donut hole and pay a smaller coinsurance. Your Part D plan tracks your out-of-pocket spend progression and should be accessible on your plan website and monthly statements. Visit GetToKnowMedicare.com to access resources to help you prepare and make confident choices.
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October 2020
Memory Boost
same sequence simultaneously.
A wave of new research has demonstrated that implementing practices like meditation can increase mind-body awareness/mindfulness, raise self-esteem, improve concentration, strengthen memory and prevent depression.
•When you chant Sah, touch the index fingers of each hand to the thumbs. •On Tah, touch your middle fingers to your thumbs. •On Nah, touch your ring fingers to your thumbs. •On Mah, touch your little fingers to your thumbs.
Since yoga and meditation techniques can be done at home, it’s something that anyone can do to support their mental wellness. To make Kirtan Kriya meditations part of your mental hygiene routine, follow these steps:
Sing the sounds “Sah, Tah, Nah, Mah” while performing the mudras sequence with the fingers of both hands. At the same time, visualize the sound flowing in through the top of the head and out the middle of the forehead.
Sit comfortably in a chair with feet flat on the floor or sit on the floor with legs crossed. The key is to be comfortable with the spine straight. Keep eyes closed and breathe naturally as the meditation unfolds.
•For one minute, sing the sounds out loud. •For one minute, use a loud whisper. •For the next two minutes, repeat the sounds silently to yourself. •Then whisper the sounds for one minute and then sing out loud for one minute, for a total meditation time of six minutes.
The chant uses the basic sounds, “Sah, Tah, Nah, Mah”, taken from the Sikh words “Sat Nam,” meaning “my true identity.” The thumb is touched to each of the other four fingers in sequence. Both hands perform the
To come out of the exercise, inhale very deeply, stretch hands above the head while stretching the fingers wide. Stretch the spine and take several deep breaths. Relax. Come see us at our new store!
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October 2020
Senior Pets
As members of the family, we love our pets unconditionally. We would do anything to ensure they live long and happy lives with us. That’s why as they age it is important to be aware of the different ways to care for our pets to help them remain healthy and energized as they reach senior status. Purina has answers to these common questions about aging pets to help you be the best pet parent for your furry family member. 1. When are pets considered “senior”? Cats and dogs are generally considered senior when they reach the age of 7 years. No matter what age your pet is, make sure they get regular veterinary checkups and necessary preventive care, like required vaccinations. Watch for signs of aging that could need attention. You may notice changes in their skin and coat, their appetites may diminish, or their activity level may slow down. “Changes in appetite and behavior may indicate underlying health concerns, so it’s worth sharing your observations with your vet,” said Dr. Kurt Venator, DVM, Ph.D. and chief veterinary officer at Purina. “Dogs may also experience hearing, vision or cognitive changes as they age that are hard to detect, so pay attention if your dog responds less promptly to voice commands, bumps into things as they Estrella Publishing - Viva magazine
walk or seems to have trouble doing activities he once enjoyed.” 2. Do pets need special nutrition as they get older? While most people know puppies and kittens have different nutritional needs than adult dogs and cats, few owners realize that senior animals also need food tailored to them. An effective senior pet food formula can help control chronic health conditions, manage a pet’s weight and improve their mental focus. 3. How can you keep an older pet active and alert? Dr. Ragen McGowan, Ph.D., a Purina pet behavior scientist, notes that “just like people, older pets can become set in their ways and naturally slow down as they age. Keeping your senior pet active is a simple, fun and effective way to help them stay healthy and nimble. Remember, that it is just as important to keep your pet’s mind active as it is to keep their body active.” Try out a couple of these activities with your pet: * Play with new toys and games - When was the last time you got your pet a new toy, or played a game of fetch? Puzzle feeders and games can go a long way to keeping your pet mentally active. * Introduce variety to your pet’s life - Vary your walking route by visiting an unfamiliar park or drive to a walking trail to give your dog a new place to discover. Introduce your cat to the outdoors by taking her on a walk on a harness and leash. * Train your pet - Yes, even older pets can learn new tricks. * Spend time with your pet - Petting, talking to and playing with your pets can help keep them happy and alert. Grooming them regularly will also give you a chance to bond as well as look for changes in their skin, toenails, ears and coat that your vet may need to know about. With regular care, proper nutrition and loving attention, aging pets can live a long, enriching life and enjoy every moment they have with you. October 2020
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Business 411 When A Recession Comes, Don’t Stop Advertising.
There have been a number of studies going back nearly one century that point out the advantages of maintaining or even increasing ad budgets during a weaker economy. Those advertisers that maintained or grew their ad spending increased sales and market share during the recession and afterwards. As a popular adage says, “When times are good you should advertise. When times are bad you must advertise.”
don’t give cost incentives, they can change the ad message to being expensive but worth it. Another creative strategy is pointing out the value the brand provides. Although the natural inclination for advertisers is to cut back on advertising during a recession, those brands that maintain their ad budget and/ or change their messaging can get a long-lasting boost in sales and market share. Perhaps the best quote about advertising in a recession came from Sam Walton, the founder of Wal-Mart. When asked, “What do you think about a recession?” he responded, “I thought about it and decided not to participate.” -----------------------------We at Estrella Publishing are open for business and here working overtime to support our clients and potential future clients with their marketing strategy.
There are several reasons to advertise during a slowdown. • The “noise level” in a brand’s product category can drop when competitors cut back on their ad spend. It also allows for Call / text 623-594-9283 with any questions advertisers to re-position a brand or introduce a new product. • Brands can project to consumers the image of corporate stability during challenging times. • Studies have shown that direct mail advertising such as community magazines, which can provide greater short-term sales growth, increases during a recession. • When marketers cut back on their ad spending, the brand loses its “share of mind” with consumers, with the potential of losing current – and possibly future – sales. An increase in “share of voice” typically leads to in an increase in “share of market.” An increase in market share results, with an increase in profits. Another strategy used by marketers is changing the ad message and using short-term price incentives to match the economic climate with consumers who are seeking a good deal. Some advertisers will offer interest-free loans, coupons or special promotions to boost sales and market share. When the economy bounces back, regular pricing can return. For some advertisers that 10
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October 2020
155,000 People are looking at this space call us to put your ad here
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October 2020
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Flu Vaccine
Flu causes millions of illnesses, hundreds of thousands of hospitalizations, and tens of thousands of deaths in the United States yearly. This year, because of the COVID-19 pandemic, it is more important than ever to get a flu vaccine to protect yourself, your family and your community from flu and its potentially serious consequences.
Reducing the number of people who are sick with flu also can reduce the burden on our medical systems. More people getting vaccinated can mean that fewer people will need to go to doctors’ offices for flu treatment and testing, and fewer people will need to seek urgent medical care or be hospitalized with flu. These reductions in doctor visits and hospitalizations can help save medical resources needed for the care of COVID-19 patients.
CDC recommends everyone 6 months and older get their flu vaccine in September or October, or as soon as possible after that. Both flu and COVID-19 are respiratory illnesses Talk to your healthcare provider, pharmacy, that are thought to spread mainly by droplets or health department about getting your flu when people who are infected cough, sneeze vaccine. Doctors, pharmacists and other health or talk. Both flu and COVID-19 can be spread to professionals are putting new procedures in others before infected people know they are sick. place to keep people safe from COVID-19 during vaccination. There are also some key differences between flu and COVID-19. COVID-19 seems to spread It’s also important to continue social distancing, more easily than flu and causes more serious wearing a mask and washing hands often - all illnesses in some people. It can also take longer these actions help slow the spread of respiratory before people show symptoms and people can illnesses, including COVID-19 and flu. be contagious for longer. Another important difference is there is a vaccine to protect against Not sure where to get a flu vaccine? Visit flu. There is currently no vaccine to prevent vaccinefinder.org to find a vaccination location COVID-19. The best way to prevent infection is near you. to avoid being exposed to the virus. While what will happen this fall and winter is uncertain, CDC is preparing for flu and COVID-19 to spread at the same time. Besides making people sick, this could result in a dangerous public health situation because both diseases can cause serious illness that might require hospitalization. Getting a flu vaccine provides the best protection against flu and is particularly important this year. Flu vaccines help reduce the risk of developing potentially serious flu complications. This is especially important for people with certain long-term health conditions like diabetes, asthma and heart disease. Flu vaccines are also important for people who are 65 years or older who are more likely to get very sick from flu.
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October 2020
Non-Stress Beneficiary Deed To Aviod Probate If you want one or two adults to receive your home or real estate upon your death, a Beneficiary Deed can be a non-stress way to avoid probate. A Beneficiary Deed is in essence a “pay on death designation” for real property. A Beneficiary Deed avoids probate without giving up any present ownership interest in the property, like joint tenants with right of survivorship does. The Beneficiary Deed is fully revocable. Where there are co-owners, the surviving owner can revoke the Beneficiary Deed. The owner retains control. The owner does not need to consult the beneficiaries or be concerned about the beneficiaries’ creditors (unlike joint tenants). The Beneficiary Deed is a great tool for people who have all other assets in accounts that have a “pay on death” designation of some type. The Beneficiary Deed is not a good tool if you want to leave your real property to more than two
people, to minors or to adults with special needs receiving government assistance. In those instances, a trust is the best non-stress way to avoid probate Estate planning does not need to be complex or confusing. You deserve to have your questions answered when they arise. Our documents are drafted to provide the benefit of avoiding obstacles and disputes, whether you have multiple beneficiaries or one special heir. Sharon Ravenscroft, Esq., The Cavanagh Law Firm, PA, Sun City and Phoenix offices, (623) 815-7451 or Sravenscroft@CavanaghLaw.com. Sharon’s practice focuses on Wills, trusts, probate and trust administration. For more information www. sharonravenscroft.com. Ask us about our telephonic conferences or in-person meetings with social distancing protocols. We address the safety levels and concerns of each client.
Health Insurance Annual Plan CheckUp
s Drug ption i r c s e Pr age isits Dr. V n Us a t l P cke efit o of p out s d i isit Pa al V t i sp Ho rk wo Net
Ben
Medicare Annual Enrollment Oct. 15 - Dec. 7
Individual & Family Nov. 1 - Dec. 15
Plans can change! Let’s make sure you’re covered for next year. Call for an appointment or email kevin@lloydandsonsinsurance.com. Appointments available in-person, by Zoom or over the phone.
Kevin Lloyd
Licensed Insurance Agent
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855-724-7244 (TTY: 711) www.lloydandsonsinsurance.com Estrella Mountain Resident
October 2020
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Yoga 4 Sleep
These Kundalini Yoga techniques can help if you have recently begun to suffer from poor sleep or you struggle with an ongoing sleep disorder. According to “Yoga Can Help With Insomnia” by Psychology Today, “Researchers at Harvard Medical School investigated how a daily yoga practice might affect sleep for people with insomnia and found broad improvements to measurements of sleep quality and quantity.” First, it’s critical to maintain good sleep hygiene. These are the habits that put you in the best position to have a full night of quality sleep. Signs your sleep could use improvement include taking too long to fall asleep, waking multiple times with difficulty falling back asleep, overall light and restless sleep, and drowsiness during the day. While each person must adopt consistent sleep hygiene practices that work for them, here are some guidelines that you can follow to sleep better. * Avoid bright screens and stimulants like caffeine, alcohol or nicotine close to bedtime. * Exercise during the day so the body is ready
51 Years
to rest later. Be mindful of timing; exercising too late in the day can disrupt sleep. * A light snack is OK, but avoid heavy meals or spicy food before bed. * Drink a glass of water before sleep since dehydration can disturb the sleeping mind. Waking up to use the bathroom is less disruptive to a whole night’s sleep than dehydration. * Practice a restful activity before getting into bed. For example, do gentle yoga and slow breathing exercises, read a book, pray or meditate. * If your nighttime sleep is poor, avoid napping during the daytime. The 3HO Foundation recommends using these Kundalini Yoga techniques to quickly achieve deep sleep in just a few minutes: Step 1: A busy mind has difficulty sleeping. Quiet your thoughts by first visualizing all your worries, ideas and problems, wrapping them up in a package, then placing that package on a shelf in your mind. You’ll be amazed at how many are gone, solved or improved by the time you wake up. Step 2: Lie on your stomach, turn your head so your right cheek is on the pillow. This automatically opens your left nostril to bring in cooling, calming energy. Practice long, deep breathing in this position. Then block your right nostril completely with your hand and continue long, deep breathing through the left nostril. Step 3: Once you feel drowsy, turn to your preferred sleeping position on your back or side. Continue long, deep breathing until asleep. Sleep is always an important component to health and wellness. During stressful times, quality sleep is difficult to achieve. These steps will help you refine your sleep routine and discover better rest. To learn more, visit kundaliniresearchinstitute.org.
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October 2020
Useful Numbers EMERGENCY SERVICES Emergencies (Police / Fire) Police Non-Emergenc Fire Department Non-Emergency Fire Dept. (Snake Removal) Poison Control Center
911 623.932.1220 623.932.2300 602.253.1190 800.222.1222
HOSPITALS - MEDICAL Banner Estrella Medical Center Cancer Center of America Abrazo West Campus
623.327.4000 800.268.0786 623.882.1500
CITY OF GOODYEAR City Hall Code Compliance Finance Department Graffiti Removal Public Relations Public Works
623.932.3910 623.882.7815 623.932.3015 623.882.7815 623.882.7820 623.932.3010
POST OFFICES Avondale Post Office Goodyear Post Office Litchfield Park Post Office
623.925.2664 623.882.9148 623.935.2087
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LICENSES Drivers & Plates Vehicle Emissions Station
602.255.0072 887.692.9227
PUBLIC UTILITIES APS - Electric Company Cox Communications Centuary Link Telephone Southwest Gas Company Trash Pick-up Water/Sewer
602.371.7171 623.594.1072 480.428.1290 877.860.6020 623.932.3010 623.932.3010
COMMUNITY SERVICES Eagle’s Nest Clubhouse Eagles Nest Fitness Center Eagles Nest Golf Club Expressions Gallery Kare Bears House PebbleCreek Main Gate Patrol Toscana’s Restaurant & Lounge Tuscany Falls Clubhouse Tuscany Falls Fitness Center Tuscany Falls Golf Club
623.935.6780 623.935.6783 623.935.6750 623.935.6744 623.536.1200 623.935.0387 623.935.0387 623.935.6753 623.935.6720 623.935.6740 623.935.6757
October 2020
15
Puzzles & Games
Name ______________________________
A crpytolist is similar to a cryptogram, except that it is a list of coded words, and not a quote or sentence. The text below has been written in code. Use the hints in the decoder at the top of the page to help break the code (the letters on top are the correct answers, the letters on the bottom are the code). Then fill-in the correct letter in the blank space above each code letter in the text.
A B C D E F G H I
Y Q L O K
J K L M N O P Q R S T U V W X Y Z
Z O L R A
Y Q X A O Y R A L V K Y M U L V K S P A Y V I P K I M A Q Z R L R Y P A R K R A O R L Y Q K K O R X O P Q K Q U O W W Q A O V K K P A X P L K
16 ŠEstrella Publishing - Viva magazine www.puzzlebookninja.com
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October 2020
Samurai Sudoku for October Samurai sudoku puzzles consist of five overlapping sudoku grids. The standard sudoku rules apply to each 9 x 9 grid. Place digits from 1 to 9 in each empty cell. Every row,is every and every 3 xand 3 box shouldlogic contain ofare each digit. This samurai sudoku puzzle a greatcolumn, way to engage the brain help develop skills.one There 5 overlapping grids with one unique solution. Each of 4 corners are shaded. To solve this Samurai puzzle use standard sudoku rules Good Luck! Solutions are on our website www.EstrellaPublishing.comfor every 9x9 grid:
Samurai Sudoku Puzzle #11
each digit from 1 to 9 can only appear once in every row, column and 3x3 box.
7
8
5
6 7
4
1
5 8
8
6
9
3 4
2
1
2
9
9
6
1
7
5 7
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3
9
9
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2
1
6
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6
8 7
2
5
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3
7
7 8
6
7 3
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9
1
7
3 6
3
8
2
9
4
2
8
9
1
5
7
5
3
2
1
8
9 4
4 5
Samurai sudoku grid, symmetric, beginner No 11 Created: https://www.sudoku-puzzles-online.com
Estrella Publishing - Viva magazine
4
5 3
3
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5
6
2
5
4
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9
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1
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2 7
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2 8
2
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9 8
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7 3
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6 9
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5 1
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7 9
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October 2020
17
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October 2020
Mariann Murphy 10/15/48 ~ 8/20/20
FOR SALE
FOR SALE
16107 W Piccadilly Rd - $499,000 Beautiful Sienna with 2 bdrms, 3 baths, den + casita. Expansive views of lovely backyard on common area. Apryl Fergus, 623-760-6946
PENDING
15978 W Sheila Ln - $549,000 Beautiful upgraded Sienna on the golf course with pool, solar. 2 bdrms, 2 baths + den. Apryl Fergus, 623-760-6946 We celebrate the life of our friend and team member. Mariann was a well respected, experienced and knowledgeable agent but best of all, a good friend with a great humo We will especially miss her sense of humor. beautiful smile that lit up a room when she entered and while we are profoundly sad, we know she is dancing with the angels now and out of pain. Our lives are richer for having known and worked with her.
15755 W Fairmont Ave - $370,000 So. exposure; 'Topaz' model with den, beautiful upgraded master bath. Karen Reuland, 623-262-4523
PENDING 16136 W Indianola Ave - $382,900 2 bdrm, 2 bath, den, 2,238 sf Gale Baldasare, 623-688-4430
PENDING 3961 N 164th Dr - $370,000. Upgraded 'Lago' model with beautiful tile ooring, 2 bdrm, 2 bath + den. Maureen McCann, 623-882-6768
Under Contract in 1 Day! 2668 161st Ave., $373,000 Impeccably maintained Palmera is move in ready! 2 bdrms, 2 baths + den. Karen Reuland, 623-262-4523
Estrella Publishing - Viva magazine
PENDING 16184 W Mulberry Dr - $375,000 Lovely home ; 2 bdrm, den, 2 bath, 2.5 garage. Corrie Copple, 602-741-6446
October 2020
19
Call Donna 623-271-0518 or Carrie 623-522-7105
If you are considering a move, please call us NOW for a "Complimentary Market Analysis"!
JUST LISTED
15441 W Piccadilly Rd - $414,900 2Bed/2Bath + Den Topaz Looking over the 2nd hole of the Eagles Nest course. Vaulted ceilings, replace and great views.
16906 W Almeria Rd $494,900
2Bed/2Bath + Den Alora extended model is in pristine condition inside and out! Open great room oor plan.
SOLD
3730 N 150th Court $315,000
2Bed/2Bath+den remodeled Augusta model is situated on a quiet cul-de-sac .
SOLD
16265 W Cambridge Ave $549,900
3Bed/2.5Bath+den Terraza model looks like a HGTV ‘after’! Elegant curb appeal, hardwood oors, supersized kitchen.
SOLD
SOLD
SOLD
SOLD
16705 W Virginia Ave $699,000
14717 W Avalon Dr $324,900
15431 W Piccadilly Rd $389,900
16911 W Alvarado Dr $409,900
2Bed/2.5Bath+den Tesoro extended model offers over 2500 sq ft of elegant living.
20
PENDING
2Bed/2Bath+den Extended Greenbriar model.
Extended Palmera Model Remodeled 2Bed/2Bath+den
2Bed/2.5Bath +Den Prada model. As close to “New” as you can get!
SURROUNDING AREA LISTINGS
Recieved 11 offers in 3 days!
Sold in 1 Day!
Sold in 2 Days!
8258 N 111th Ln PEORIA - $240,000
26491 W Mohawk Ln SUN CITY FESTIVAL - $405,900
1343 E Desert Broom Way AWHAUTUKEE - $660,000
Estrella Publishing - Viva magazine
October 2020