December 2021
Estrella Publishing - Up The Hill magazine
Cookies! Drinks! Tasty Treats! Scan here to Pre-order your Holiday pies! - pg 6 December 2021 1
2 Estrella Publishing - Up The Hill magazine
December 2021
Catherine Uretsky Publisher & Editor
Al Uretsky Publisher & Sales Exec
Published by Estrella Publishing LLC, PO Box 6962, Goodyear AZ 85338. Additional copies and article reproductions can be obtained for a fee by contacting info@EstrellaPublishing.com Catherine Uretsky, Publisher and Editor 623.594.9283 info@EstrellaPublishing.com Al Uretsky, Publisher and Sales Executive 623.594.9283 info@EstrellaPublishing.com All contents © 2010-present Estrella Publishing LLC. All Rights Reserved. Reproduction in any form, in whole or part, without written permission from Estrella Publishing LLC is prohibited. Estrella Publishing accepts freelance contributions, there is no guarantee that materials will be used or returned. Some content is provided by Brandpointe and Family Features. Estrella Publishing is not responsible for the views of contributing writers and assumes no responsibility for errors appearing within. Opinions expressed are those of the writers and not necessarily those of the Publisher or Advertisers. Estrella Publishing reserves the right to restrict all advertisement to their proper classification and to edit or reject any copy at its sole discretion. Neither this publication nor Estrella Publishing is an agent of or in any way affiliated with the associated Developer nor Homeowners Association, or any of their respective affiliates. This publication has not been approved by, sponsored by, or endorsed by the associated Developer nor Homeowners Association in any way.
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Estrella Publishing - Up The Hill magazine
December 2021 3
From Me To You... ‘Tis the season. Just not the season you are thinking of. Sure the holidays are upon us, but the season I am talking about is the “let’s tighten our belts and make do” season.
I am sure you are well aware of the supply chain restrictions. Couple that with the massive number of people who have left their jobs and you see a gap in the market that is unprecedented. That is a word that has been used far too much lately but it is, again, true. Have you noticed the emptying shelves at your local supermarket? The items ‘out of stock’ when you try to order them online? This is all due to that pesky supply chain problem. I watched a news segment the other day and I was shocked to find that, on top of all the containers sitting at ports waiting to be unloaded and trucked to their destinations, there is another problem. The ports are limiting which color of container can be returned empty to the yard. So, say you are a truck driver with an empty green container and you wait 8 hours or more in line to return your ‘empty’ and pick up a ‘full’ in exchange. You get to the front of the line and a supervisor says,”Sorry mate, we are only taking red containers today. Back of the line!”
public transportation, I knew that trains were the way to go. So I booked an around-the-country train ticket on Amtrak. I packed a backpack and set out with a friend to see the sights. We started in New York and headed south for the first leg of our trip. Things were ticking along smoothly as we sat sandwiched between commuters and children on school field trips. Then we got south of D.C. and things ground to a halt. Well not completely, but they may as well have. The trains outside of metro areas travel at approximately 30 miles an hour. And the dinging. Oh my goodness! That noise is one I still hear in my nightmares. Ding, ding, ding! It went on for hours. Despite the noise and the lack of speed I managed to see a good amount of the country, in fact there are only 9 states I have yet to visit. Now if the price of gas ever goes back down, then I may go on a road trip and finally see those last few states.
Catherine Uretsky Editor, Up The Hill Magazine info@estrellapublishing.com 623.594.9283
It seems to me that the problem goes further than infrastructure, at this point it is organization that is needed. Either that or someone needs a good kick in the pants. You decide. So that is the first problem but let’s add another one to the pile. Gas prices are rising, and that is never a good thing. Especially in a state where we have to drive for everything. Growing up I was used to a robust train and bus network. If you didn’t drive and needed to get around, there was a bus or train that could get you where you had to go. When I was 22 I decided that I wanted to see the country, and having been raised on reliable 4 Estrella Publishing - Up The Hill magazine
December 2021
REALTRENDS TOP TEAM We were honored, once again, to be recognized in 2021 as the top 14th team in the US by volume.
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On Our Cover
When I look at the drinks on our cover it makes my mouth water! They are just some of the offerings from your local destination for tasty treats, Soda Bomb. I sat down with the owners recently for an interview. Take a read and be sure to visit their store, right here in Goodyear! How did you come up with the idea for Soda Bomb? Our family has always been soda and treat lovers. Soda shops have been around for a long time, but most in Arizona are in the East Valley. Being West Valley natives, we wanted to bring that same goodness to the West Valley. We wanted to set ourselves apart from many of the other soda shops so we decided to include homemade half pound cookies, milkshakes, ice cream (all the way from BYU in Utah), and macarons - a local favorite. What prompted you to branch out when you already had a successful business? As a family of entrepreneurs, we are always
looking for something new and exciting. We enjoy working with and teaching the youth in the area, and are able to offer employment opportunities for them that they can enjoy and learn good work ethic. What do you sell? We sell made from scratch cookies, macarons, sodas, infused waters, milkshakes, and freeze-dried candy. We will also sell fresh baked pies around the holidays. Where are you located? We currently have one location in Goodyear at 633 S Estrella Parkway, Suite 15 and two other locations are under construction. One in Avondale, AZ and one in the Las Vegas, NV area. How can people get in touch with you? Our social media sites is one of the best ways to get in contact with us! Facebook and Instagram @SodaBombGoodyear and on the web at www.sodabombshop.com What are your specials for the holidays? We will have a large variety of gift baskets as well as homemade pies. Go to our website to pre order for the holidays!
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December 2021
Money Matters During your working years, you’ve probably met the costs of living through your salary. But once you retire, where will the money come from? Is there a way to give yourself a “paycheck” for retirement? There is indeed – but you’ll have to do a good job of managing your available income sources. Here are some moves that can help:
Accept dividends and interest payments. Instead of automatically reinvesting all your dividends and interest payments you might want to begin receiving these payments as part of your income. Keep in mind, though, that companies can lower or discontinue dividends at any time. Choose an appropriate withdrawal rate. Once you’re retired, you’ll likely need to begin withdrawing from your investment accounts.
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But you’ll need to avoid taking out too much early in your retirement – you don’t want to risk outliving your portfolio. For many people in their mid-60s, a 4% annual withdrawal rate is a good starting point, but everyone’s situation is different, and your ideal rate will depend on several factors: your age, the size of your portfolio, other sources of income, and so on. Maximize your Social Security. You have significant control over the amounts you’ll receive from Social Security. You can begin taking these payments at age 62, but they will be much larger if you wait until your full retirement age, which will likely be between 66 and 67. (You will receive the maximum amount if you wait until you reach 70.) So, if you think you have enough income from other sources, you might decide to delay taking Social Security – but if you need the money, you may not be able to wait. Consider an annuity. You might want to consider purchasing an annuity that provides lifetime payments. Some annuities are even indexed for inflation, meaning payments will increase or decrease each year, keeping pace with the Consumer Price Index. Annuities are not suitable for everyone, though, so, before investing in one, you should consult with a financial professional who is familiar with your situation.* Finally, don’t rule out the possibility of earned income. Just because you’ve retired from your full-time job doesn’t mean you can’t work in some capacity, perhaps by doing some part-time work or consulting or even opening your own small business. Look at all these ideas when thinking about putting together an income plan for your retirement. You may find that your diligence will pay off. Submitted by Chris Carlton, of Edward Jones This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.
Estrella Publishing - Up The Hill magazine
December 2021 7
The Bug Guy
Winter in the West Valley is the best place to be! I don’t know about you, but I am ready for the comfortable days and cool nights. It’s a perfect time to get together and enjoy quality time with friends and family. The holiday season is around the corner and another opportunity to reconnect with old friends you haven’t seen in a while, maybe someone that lives out of state or even in your neighborhood. We have seen significant growth in the West Valley in the last couple of years, even with Covid concerns. As our community continues to grow, so does construction which displaces wildlife in the area. This means that the potential interactions with bugs and wildlife also increase in those active construction zones. You know those four, six, or eight legged creepy crawly critters we all love to hate.
bobcat activity also picks up and both can easily jump a 6-foot view or concrete block fence. It is especially important to be mindful of your small pets when these predators are active. · Rodent activity is also up during this time of year. With reports of pack rats, kangaroo mice and an assortment of other rodents running amuck, ensure that you keep an eye out for water and food sources that are accessible to them in your back yard. Another reason to keep your screen doors shut. · On the upside, with our nights getting cooler and below 50° F rattlesnake activity should decrease significantly! Enjoy your Arizona winter! Information provided by Estrella Mountain Pest Control
As our weather cools down, we are all eager to open our houses. While it is great to have your patio door open, just remember that you need to be diligent and keep your screen doors closed if you don’t want the flying and crawling creepies coming in! Here are a few things to remember while enjoying our great weather: · The lace wings and an assortment of flying bugs are out and are quite prolific in some areas. With the flying bugs come the spiders which means you may see an increase in their activities. So, keep an eye out for webs! · If you live on a wash or natural area, keep an eye out for predators. Great horned owls hunt at night. Every winter we hear them on the peak of our roof and have watched them hunt in the wash. We recently had one swoop over our back yard early in the morning. Other large birds of prey are also out and about. Coyote and 8 Estrella Publishing - Up The Hill magazine
December 2021
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December 2021 9
Giving Back
The holiday season has arrived, and with it the hunt to find the perfect gift for everyone on your list. The holidays are also a great time to give back to local communities and to those in need. From supporting small businesses and charitable organizations to shopping sustainably, here are four convenient ways to give back while you shop this season. Support charitable organizations. Help deliver smiles and holiday cheer to those in need by shopping at smile.amazon.com. AmazonSmile offers the same products and the same low prices, with the added bonus that AmazonSmile will donate a portion of the purchase price of eligible products to a charity of your choice. You can also donate directly to charities by purchasing requested items from the thousands of AmazonSmile Charity Lists available, which are managed directly by the charities themselves. Support small businesses. Support small businesses this holiday by shopping Amazon’s Small Business Gift Guide, which includes womanowned, military family-owned, and Black-owned
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businesses, and top gift picks from celebrities Gabrielle Union, Drew Barrymore, and Billy Porter. You can also discover one-of-a-kind handcrafted goods and unique gifts by local Makers on Amazon Handmade. Gift (RED). For the fifth consecutive year, (RED) and Amazon are teaming up to provide customers a destination to shop gifts that give back. Every purchase on the Amazon (RED) storefront supports the fight against global health emergencies like COVID and AIDS and funds life-saving programs in communities most in need. Shop sustainable. Reduce environmental impact this season by searching for Climate Pledge Friendly products. The Climate Pledge Friendly label recognizes products with improvements in at least one aspect of sustainability. Eligible products are certified by sustainability certifications, including Amazon’s Compact by Design certification, as part of Amazon’s commitment to reduce its carbon footprint and become net zero carbon by 2040. To find more ways to shop and give back this holiday season, visit amazon.com.
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December 2021
Home Sweet Home
sweater will make your furry family member really stand out for the family photos.
The Christmas holiday is a time to fill your home with love and cheer. This includes fun celebrations for every family member… even the furry ones! Here are a few ideas pet parents can use to include their dogs into their Christmas celebrations.
Allow Your Dog to “Help Out” – Let your pooch “deliver” gifts to others if he can do it without destroying them. A little treat would be a good incentive to get him to carry the package to the other person.
Christmas Dog Treats- These can be homemade doggie Christmas cookies or ones shaped like a candy cane and purchased from the store, either way this is a fun holiday treat your pup doesn’t receive on a daily basis.
Give Awesome Doggie Gifts - Purchase some gifts for your pup to open along with everyone else at the Christmas celebration. There are so many to choose from! Such as, treat dispensing dog toys that can keep your pup entertained while guests are enjoying the holiday meal.
Holiday Haircut – Give your pup a special bath or haircut so they are fresh and clean for the holiday celebrations. Take them to the groomer while you are out buying the last-minute Christmas gifts. Bring them home with a festive bow or scarf for an extra holiday touch.
Your furry friends may have been naughty once or twice, but I’m sure they were mostly nice. Look at this list… and check it twice and pick your favorite ways to include your furry friend in your home Christmas celebrations.
Dress Up for the Occasion - Even if you don’t normally dress up your pup, the holiday season can be a great reason. A festive green & red collar, reindeer antlers, or even a Christmas
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Yum Yum
2 tablespoons unsweetened cocoa powder 1-2 tablespoons almond milk
Peppermint Bark Mini Cupcakes
For a party, family get-together or weekday dessert, enjoy the iconic holiday flavor combo chocolate and peppermint. Ingredients 1/3 cup almond flour 2 tablespoons coconut flour 1 scoop Quest Chocolate Milkshake Protein Powder 2 tablespoons zero calorie sweetener 2 tablespoons unsweetened cocoa powder 1/2 teaspoon baking powder Pinch salt 1 Peppermint Bark Quest Bar, chopped 1/2 cup almond milk 1 egg 1 egg white 1 tablespoon melted butter Frosting 1 cup low fat ricotta cheese 2 tablespoons powdered zero calorie sweetener 1 scoop chocolate milkshake protein powder
Instructions Preheat oven to 350 degrees F and prepare two cupcake tins with 14 mini liners. In bowl, stir together almond flour, coconut flour, protein powder, sweetener, cocoa powder, baking powder and salt, then set aside. In microwave safe bowl, add chopped bar and almond milk and cook on high for 1 minute. Stir until smooth. Let cool 5 minutes before whisking in eggs and melted butter. Add dry ingredients to wet and stir until batter forms. Distribute batter between liners and bake cupcakes 12-14 minutes. Let cool. For frosting, use handheld mixer to beat ricotta, powdered sweetener, protein and cocoa powder until smooth. Add almond milk 1 tablespoon at a time for smoother consistency. Transfer frosting to piping bag and add dollop of frosting onto each cupcake and smooth with knife. Top with sprinkles if desired. Makes 14 mini cupcakes.
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December 2021 13
Buyer Beware Today’s online marketplaces - where anyone can buy or sell new items - are numerous, offering a wide variety of products. But buyers should be aware there are risks involved when buying from these types of marketplaces including ending up with stolen or counterfeit merchandise, receiving an item that’s different from what you ordered, or never receiving it at all.
Unscrupulous sellers can show up on any of the many legitimate marketplaces. Because these sellers often hide behind fake accounts with fake names, and they aren’t required to provide or verify their contact information, it’s extremely difficult for law enforcement to catch them. Being aware of potential red flags can help you avoid problems. For example, here are signs that may mean you could be buying a stolen or counterfeit item: * It seems too good to be true - such as a new, brand-name item on sale for a drastically lower price. * The product is described as “brand new,” “new in box” or “new with tags.” * Large quantities of the same item/ brand are available at the same time. * The seller indicates they can “get other products upon request.” * There are signs of box tampering or 14 Estrella Publishing - Up The Hill magazine
removal of security devices when you receive the item.
While just one of these is not a sure sign the item is stolen or counterfeit, these red flags should cause you to ask questions before buying and proceed with caution. How can you protect yourself? You can buy more safely online by following these tips. 1. Purchase from the retailer directly, even for gift cards. 2. Check out the seller. Ratings, reviews and comments from other buyers can help you sense if they are legit. 3. Research the item. Does their pricing seem too good to be true? Check the photo carefully to see if it appears to be a real item or stock photo. 4. If you have a problem, contact the seller, the marketplace and your credit card company. seller regarding the purchase. Your credit card company may be able to withhold payment if there is a problem. Armed with these tips and a little caution, you can enjoy your online holiday shopping safely.
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December 2021
Revenge Travel After a year and a half of not traveling or taking smaller, local trips, everyone is itching for the vacations the pandemic put on hold. This feeling of being hungry for travel is what some are calling “revenge travel”: the idea that people are more eager to travel after being homebound for so long and want to go big - whether splurging or finally heading to a bucket list destination. Here are some top tips to help you organize the ultimate return to travel adventure. Earn more now, enjoy more later As you embark on planning, get started by working on a budget to narrow down options. One way to maximize spending, and even unlock destinations that felt out of reach, is to take advantage of credit card miles. These cards offer earning on purchases so you’re able to rack up points now and redeem them for future travel. Set your travel intention After a year without travel, we might feel pressured to pack our first trip with as much adventure as possible. Just remember that
vacations are best enjoyed when rest and resetting are part of the plan - and this can look different for all of us. Setting a trip intention can help your trip take shape, giving you an idea of which activities you and any travel companion(s) want to prioritize, but make sure to leave a little wiggle room to relax. Travel safe, travel smart Even if your next big trip isn’t for a while, it’s important to stay up to date on safety and travel requirements. For example, if you don’t have a passport or if it’s expiring soon, it’s recommended to start that process as soon as possible given recent delays in passport processing. It’s also helpful to look into what safety and cancellation accommodations your selected airlines have in place to help you travel with more peace of mind. Most importantly, planning “revenge travel” gives us something to look forward to. Many travel booking sites and services make it possible for you to book well in advance, with low or no fees for cancellations. Plus, if you follow the few tips we’ve outlined, it’s sure to be smooth sailing (or flying!) for your future travels. After a massively unpredictable year, it’s never felt more empowering to plan for the future.
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Estrella Publishing - Up The Hill magazine
December 2021 17
Protect Yourself Strange texts and curious emails requesting personal information. Unauthorized purchases on your credit card. New online accounts being opened in your name. Digital crime can vary greatly and is increasingly concerning as criminals get more sophisticated every day.
“Today, Americans lose more money to digital crime than to home burglary,” said Hari Ravichandran, CEO and founder of Aura. A proactive approach is the best way to keep you and your family safe. Ravichandran shares six simple ways to keep yourself, your information and finances secure. 1. Use complex passwords Update passwords so they consist of a random combination of letters, numbers and symbols. Use a password manager to store and remember
them. Set up two factor authentication for your accounts and, when possible, opt to use an authentication app.
2. Check financial and medical statements monthly Your financial and medical statements are often the first signs that you’ve been involved in a breach. Set transaction alerts to flag large purchases and check your monthly bank statements for fraudulent activity. 3. Monitor your credit Stay familiar with what’s in your credit reports. Order a free annual report from all three credit bureaus to make sure that data in each credit report is accurate and matches the others. 4. Don’t ignore software updates Hackers exploit security flaws in phone and computer operating systems in order to steal consumers’ data. 5. Tighten social media privacy settings Many people provide personal information like their name, birthday, job and hometown on their social media profiles. Remove personal information from online profiles and update your user settings to increase privacy.
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December 2021
Samurai Sudoku for December This samurai sudoku puzzle is a great way to engage the brain and help develop logic skills. There are 5 overlapping grids with one unique solution. Each of 4 corners are shaded. To solve thisSamurai Samurai puzzleSudoku use standardPuzzle sudoku rules for every 9x9 grid: #25 each digit from 1 to 9 can only appear once in every row, column and 3x3 box. Good Solutions are on www.EstrellaPublishing.com This samurai sudoku puzzle Luck! is a great way to engage the our brainwebsite and help develop logic skills. There are 5 overlapping grids with one unique solution. Each of 4 corners are shaded. To solve this Samurai puzzle use standard sudoku rules for every 9x9 grid. Each digit from 1 to 9 can only appear once in every row, column and 3x3 box.
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7 Samurai sudoku grid, symmetric, beginner No 25 Created: https://www.sudoku-puzzles-online.com
Estrella Publishing - Up The Hill magazine
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TRINITY
AUTO GLASS
Family Owned & Operated Office: 623-536-2519 Fax: 623-888-6715 trinityautoglass8065@gmail.com Approved by all Major Insurance Companies
22 Estrella Publishing - Up The Hill magazine
December 2021
FORGING FRIENDSHIPS AT ROBSON RESERVE AT PEBBLECREEK
15833 W. Clubhouse Drive Goodyear, AZ 85395 623.440.6800 l RobsonReserve.com
Life was meant for great adventures and close friends. At Robson Reserve at PebbleCreek, you can have both. With planned outings and adventures, there is always something new to enjoy and someone new to enjoy it with.
Call today for fall specials! Call 623.440.6800
Schedule your personal tour today. 623.440.6800 l RobsonReserve.com December 2021 23
Photographs courtesy of L Kopis and Hollywood Company Productions All residences must be occupied by at least one resident 55 years or older. Services provided are limited to those described in the Lease or Residency Agreement. The community is not a hospital or nursing home. All dimensions and measurements, including without limitation square footages, ceiling heights and window sizes, styles and locations, are approximate and may vary per floorplan. Measurements in model residences may vary slightly without incurring any obligation or liability. Actual residence measurements will vary. Terms are subject to change without notice. 19RC150 10//20
Estrella Publishing - Up The Hill magazine
24 Estrella Publishing - Up The Hill magazine
December 2021