Up The Hill
August 2017
1
From Me To You... Welcome
to the August edition of Up The Hill magazine!
Growing up, my father’s favorite phrase was “Silence is golden!” I guess it was his polite was of telling us to shut up, but we blew it off as just one of those funny things Dad said. Although silence is a wonderful thing now, when my children were young silence meant trouble. I knew to fear those moments, especially when the silence was followed by an “Uh oh...” That one usually involved calling a handyman. A family friend once told me that when her 5 children were young she made them sing the whole time they were in the bath. That way she could tend to other things while they played (and got clean). Silence in that situation meant Danger! I must point out that these children were over 4 at this time and several of them went on to become professional musicians. Perhaps she was onto something.
PUMPS ARE IN! As an adult I recognise the beauty of silence.
OW AVAILABLE 24still HOURS! Just being in the moment is such a rare
commodity nowadays. With the onslaught of
social media and the accessibility of our lives we are constantly being sucked in to the FOMO - Fear Of Missing Out. So we check our phones every few minutes - or seconds. The life that we are watching on our devices is mostly not enriching us, it is distracting us, as real life whizzes by unnoticed. Now that the monsoons are in full swing and some of our mornings are cooling down, I love to sit outside with a cup of coffee and listen to the silence. It is never really silent, there are birds chirping, the occasional car driving past and a dog barking. But in that moment silence truly is golden.
Catherine Uretsky Editor, Up The Hill Magazine info@estrellapublishing.com 623.594.9283
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August 2017
The perfect match. Published by Estrella Publishing LLC, PO Box 6962, Goodyear AZ 85338. Additional copies and article reproductions can be obtained for a fee by contacting info@EstrellaPublishing.com
Catherine Uretsky, Publisher and Editor 623.594.9283 info@EstrellaPublishing.com Al Uretsky, Publisher and Sales Executive 623.594.9283 info@EstrellaPublishing.com All contents Š 2009-2017 Estrella Publishing LLC. All Rights Reserved. Reproduction in any form, in whole or part, without written permission from Estrella Publishing LLC is prohibited. Estrella Publishing accepts freelance contributions, there is no guarantee that materials will be used or returned. Estrella Publishing is not responsible for the views of contributing writers and assumes no responsibility for errors appearing within. Opinions expressed are those of the writers and not necessarily those of the Publisher or Advertisers. Estrella Publishing reserves the right to restrict all advertisement to their proper classification and to edit or reject any copy at its sole discretion.
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Catherine Uretsky Publisher & Editor
Up The Hill
Al Uretsky Publisher & Sales Exec
August 2017
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August
Calendar
August 2017
◄ July
Sun
Mon
Tue
1
• Tisha B’Av • National Girlfriend • • • •
6
• National Sster Day • Chess Club 4:30p
7
• Bridge 12:45p • Mahjong 3p • Games Club 6p
8
Day Estrella Business Group 8a Sisters in Stitches 10a Cards & Games 1p EMR Social Committee 5p
• Sisters in Stitches
• Int’l Left-Handers
Day • Estrella Motorcycle Riding Group 11a • Chess Club 4:30p
20
• Chess Club 4:30p
27
• Chess Club 4:30p • MTV Music Awards
14 • • • •
Bridge 12:45p Mahjong 3p Games Club 6p LESD Board Meeting 6:30p
21
15
28
• Bridge 12:45p • Mahjong 3p • Budget Committee
4p
• EMES/WES 1st • • • • •
3
4
9
10
Playgroup 9:30a • Hugs & Stitches 9a Book Club 10a • Photo Group 7p Poker 1p EMES/WES Early Release • Bridge 1p • City Planning & Zoning Meeting 6p • Photo Group 7p
16
10a
Release
• Cards & Games 1p • Art Gallery • City Water Meeting Committee 3p • Bridge 6p 6p
22
29
• Day against
Nuclear Tests
• Sisters in Stitches
10a
23
• Playgroup 9:30a • Poker 1p • EMES/WES Early
Release • City Youth Meeting 5:30p • Bridge 6p
30
• Playgroup 9:30a • Poker 1p • EMES/WES Early
Release
• Games Club 6p • Cards & Games 1p • Bridge 6p • City Council Meeting • Photo Group 7p
Fri
• Coffee w/ a Cop 8a • Int’l Beer Day • Hugs & Stitches 9a • Life Adjustments • EMR Group 6p
Day of School Playgroup 9:30a Ladies of the Lake Communications 1p Committee 4:30p Poker 1p • Bunco 7p EMES/WES Early Release Bridge 6p
• Assumption of Mary • Playgroup 9:30a • Indian Indep. Day • Poker 1p • Sisters in Stitches • EMES/WES Early
Bridge 12:45p • Sisters in Stitches Mahjong 3p 10a Games Club 6p • Cards & Games 1p City Council Meeting • HOA Board 6p Meeting 6:30p • Genealogy Group 7p • • • •
2
Thu
11
• • 10a • Cards & Games 1p • • New Resident •
Orientation 6:30p
13
Wed
September ►
17
• Edward Jones
Sat
5
• National Mustard
Day
• Estrella Motorcycle
Riding Group (Badlanders) 11a
12
• Int’l Youth Day • Estrella Mountain
Car Club 9a
18
19
• National Avaiation
Day
Financial Group 9a • Hugs & Stitches 9a • Bingo 6p
• World
Humanitarian
• Estrella Has Talent
6p
24
• St Bartholomew • Hugs & Stitches 9a • Photo Group 7p
31
• Hugs & Stitches 9a
25
26
• National Dog Day • Women’s Equality
Day
Notes: National Immunization Awareness Birthstone: Peridot Fruits & Veggies: Peaches, Eggplant, Nopales Cactus, Celery, Cactus Pear, Prickly Pear, Okra, Fennel Flowers: Poppy & Gladiolus Astrological: Leo (til 22nd) & Virgo (23rd+)
6p
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August 2017
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3 Bed I 2 Bath I Garden Lakes I Spool I 1,754 Sq. Ft. I $185,000
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4 Bed I 2.5 Bath I Palm Valley I Golf View I 3,020 Sq. Ft. I $359,000
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www.JenniferPolansky.com
August 2017
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6 Up The Hill
August 2017
On our cover this month we have members of the EFHS Student Body putting their heads together and mapping out the year ahead. These teens are full of enthusiasm for their upcoming year and they have exciting plans for their fellow students and our community. EFHS Student Government is hosting their inaugural homecoming parade and carnival this year on Saturday September 23rd. These events will kick off an exciting week of homecoming events for the entire community! Many of us raised in other states remember the parades of our youth. The community rallied around their students and everyone from young to the young at heart enjoyed the spectacle. The Student Body is asking for your help to get this off the ground. In addition to the time and energy that our students and volunteers are investing, these activities require a tremendous financial investment (several thousand dollars). EFHS Student Govt. is an entirely self-funded club and does not receive funds
Up The Hill
On Our Cover
from the school or district, so we depend solely on fundraising and donations from our community to support their efforts.
donate to the general fund) and get your logo proudly displayed on the float. You can donate as an individual, family, or business.
You can help us achieve our goal by donating to the Estrella Foothills Student Government so that we can make this an exciting and fun-filled event for the whole community!
We used the Tax Credit Donation program last year and it was easier than I thought. And, yes, I did get the whole amount back from the government. You can’t beat that!
We need money to purchase float decorations, pay for police safety officers, traffic control & road closure company, etc. For the Carnival we need money for rental of bounce houses, dunk tanks, and carnival games.
Please write your check to: EFHS Student Government Tax ID#:866000526
Any amount is appreciated but as a thank you for donating $100 or more to our Homecoming events, they will post your business logo/family name on signage, provide shout-outs during events, and have your information on spirit items given out during homecoming week. Thousands of eyes will see your name and know you are proud supporter of your community! For a tax credit donation of $400 (which you can get back in your taxes) you can sponsor a float (or
Mail to: Estrella Foothills High School, Attn: EFHS Student Government, 13033 S. Estrella Pkwy, Goodyear, AZ 85338. You can also type the link below into your browser to donate online using your credit card (Choose EFHS School and EFHS Student Government in the selection boxes). http://buhsd.org/Parents-andStudents/Make-a-Tax-CreditDonation Questions? Contact Matt Lees Estrella Foothills Student Government Advisor mrlees@buhsd.org 623-512-7343
August 2017
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Home Safe Burglaries peak in summer: Is your home secure? Whether you’re planning a day trip or a month-long extravaganza, summer is full of opportunity for you. But what about your empty house while you’re away? Unfortunately summer months are also peak periods for home burglaries. Seasonal patterns exist in household burglary rates, according the U.S. Department of Justice, with these crimes happening more frequently in the summer than during other seasons of the year because people are traveling more and are away from their homes. Give yourself peace of mind no matter where you are by taking a few proactive steps to protect your home today. Step 1: A smart home is a secure home Law enforcement agencies agree that one of the best ways to protect a home is with a security system. Something as simple as a sign noting an alarm system is onsite can be enough to deter a potential theft. Closing and locking all doors and then setting an alarm dramatically decreases burglary odds. Step 2: Avoid signs that show your home is vacant An empty home is an easy target for break-ins. It can be pretty obvious when homeowners are away, especially if they’ve been gone for a while. Stop your mail and newspaper delivery when traveling, and hire a homewatch company to gather these items for you so they don’t accumulate on your property. Keep in mind social media has become a rich resource for criminals. Keep profile settings to private and never post photos or other messages on social media about your vacation while still away. Travel posts are like news alerts that your home is empty. Step 3: Rid your property of hiding spots and easy points of entry Homes with lots of overgrowth and natural coverage provide hiding spots that make break-ins simpler. That means now is the time to trim bushes, hedges and trees, especially around entrance points in the home. Summer should be a time of relaxation instead of worry. These three steps can help you be smart about securing your home so you can actually enjoy that vacation.
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August 2017
The Sound of Neighborhood Silence
Goodyear 411 Department’s website Neighborhood Block Watch page at http:// www.goodyearaz.gov/ government/departmentsdivisions-a-z/police/ community-policing/ neighborhood-block-watch
Ahhh, the “sound of silence,” what does that mean to you? Some things that may come to mind include: peace, solitude, comfort and safety… but, what do you do when that silence is broken with a suspicious sound? Goodyear Police want you to call them! It is important to keep in mind that the department’s social media is NOT monitored 24/7, so don’t pause to message them on Facebook, don’t post on Nextdoor. com. Instead, immediately call 911 if it is an emergency and if not an emergency, call the nonemergency line to report activity that just doesn’t seem right. Another way to help keep your neighborhood peacefully silent is to start a neighborhood block watch.
Up The Hill
A block watch is simply a dedicated group of neighbors who come together for the purpose of maintaining that sweet sound of silence in their neighborhood by looking out for one another. This is a great way for neighbors to get to know one another and get to know who belongs in the neighborhood and who doesn’t. Getting started is as simple as 1, 2, 3… 1. Visit the Goodyear Police
2. Register your neighborhood group with the Goodyear Police Department 3. Contact Ofc. Jamie Benker at 623-256-2778 and follow his direction. It is that simple! Goodyear Police encourage communities to start a neighborhood block watch and keep the sweet sound of silence going in your neighborhood. So what are you waiting for? Act now! Submitted by Goodyear Police
August 2017
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Are you looking for a meaningful experience?
VOLUNTEERS NEEDED AT BENEVILLA! Benevilla is looking for volunteers Monday-Friday during the day to provide assisted transportation, grocery shopping, friendly visits and more to homebound seniors in your neighborhood!
PLEASE CALL 623-584-4999 TODAY! VISIT WWW.BENEVILLA.ORG FOR MORE INFORMATION.
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August 2017
Up The Hill
August 2017
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Furry Friends One of a pet owner’s biggest fears will always be losing their beloved pet. Back in New Hampshire, I can still remember when my own 16-year-old pup wiggled out of his collar in our backyard. One moment he was lounging in a shady spot enjoying the summer breeze, and just a few moments later there was a secured leash and collar, but no dog! Knowing he was partially deaf as well, this put me into a state of panic for sure. I was lucky to find him a short while later strolling down the middle of our quiet road like nothing had even happened. While even the most responsible pet parents cannot always prevent the worst from happening, you can take some general precautions to make sure that your reunion is a happy one. · Ensure that your pup has a collar on with up-todate tags. There have been instances within our Community where a pet has been found, yet the tag info was outdated. You can also write your phone number on the collar itself.
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· Please make sure your pet’s microchip info is current as well. If your pet sneaks out of his collar, this is the next best option for a speedy reunion. · Make sure your dog knows simple commands such as “Come” and “Stay” as this may be helpful in preventing your dog from running off if spooked or chasing a lizard. · Be diligent about the safety of your backyard. Do not leave dogs unattended for long periods of time outside, especially if you will not be home. There have been plenty of coyote and bobcat sightings in backyards, even with high walls or fences. · When on vacation, please err on the side of caution. Your dog may love to explore a new area, yet it is also an unfamiliar one for him. If someone is caring for your pet while you
are away, make sure they know how to enter and leave your home without letting your pup escape unexpectedly. · Even though the Fourth of July is behind us, there are still many outdoor festivities and loud, crowded events that may not be the best place for a pup. Consider leaving your dog at home with some soft music, a Kong-filled treat and the AC. Did you know? If you have lost your pet, place a yard sign in front of your house with a photo of your missing pet and your phone number. People who find a lost pet will often walk or drive around the area trying to find the pet’s owner. If you’d like to get involved with Community Paws, please visit: www.communitypaws.org. Thank you! Submitted by Kristin Robinson, of Community Paws
August 2017
Take A Chance The Quiet Ones Do quiet people make history? Mother Teresa is an historic figure, but she wasn’t the inyour-face, media-hogging buffoon we see too often today. Keanu Reeves is a well-known, successful actor. There have been news stories and reports that he’s a quiet and humble person. To see for yourself, search for the video where Keanu gives his seat on the subway to a woman who was standing. It does seem like the quiet ones making history are more infamous than famous. Like Ted Bundy. He was shy in his childhood years. You get the idea, so let’s change to happier thoughts. Is it only the loud and proud who get the attention? Martin
Up The Hill
Luther King Jr. spoke many words of wisdom. Even Gandhi wasn’t completely passive. Nikita Khrushchev had his shoe in his hand pounding it on the podium during his United Nations speech in 1960. History is not only about the world, it’s about you. The world might not care that a teacher gave extra attention to a struggling student. It matters to the student and the student’s parents. The neighbor who pulls weeds out of your yard so the association doesn’t fine you will never find their name in a history book. Who are the quiet people in your life who make the world a better place? I bet there are many; even more than the ones who popped into your head after reading the question. Back in the day, I lived
in several cities with metered street parking. I’m one of many people who put money in expired parking meters for strangers. I still do that today in the few places that still have parking meters. My actions are miniscule compared to how much Mother Teresa accomplished. The person saved from a parking ticket might be grateful for the actions of a stranger. It became part of their history even for a brief moment. The quiet ones in your life might never be recorded in history books, but they’ve made a difference in your life. Remember: there’s at least one person who thinks you’re the quiet history maker, too. Submitted by John Safin, Southwest Valley Chamber of Commerce.
August 2017
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THE BUG GUY Bugs, Bugs, and more Bugs!
Pest control…bugs aren’t always visible so why do we need bimonthly home pest control? Due to our year round climate in Arizona we have an abundance of bugs and pests. Just because we don’t see them, doesn’t mean that they are not in and around our homes. None of us want to live with bugs in our home. It doesn’t matter if it’s an ant, cricket, spider, or even a scorpion! Pests are not only a nuisance, but can be a health risk as well. It’s important to exterminate them fast as well as consistently using proactive treatments to make sure they do not re-infest. Regularly scheduled bi-monthly pest control services, will greatly reduce the amount of insect activity around and inside your home, and in most cases completely eliminate it.
Use these guidelines to find the right company to perform bimonthly pest control: *Fully implements the principles of Integrated Pest Management. *Connected to your service area with a strong commitment to providing very effective pest control service within our community. *Protect your rights as a consumer. *Ask about licensing as all pest control companies must maintain licensing with the state and the City of Goodyear. *The best companies hold a “Quality Pro Certification” from the National Pest Management Association. When evaluating a pest control company you should ask questions about what is included in the service. Pest control maintenance programs should consist of the following: *Perform an inspection of your property to determine if there are any special areas
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that need addition applications. *Perimeter application of liquid pesticide to the foundation wall, with special attention to the weep screed. *Perimeter application of a pesticide dust to void areas along the foundation wall and any points of entry, gas line, water line, or even the AC line. *Installation of monitoring devices on both sides of the garage doors, and in other potential entry points. *Removal of exterior spider webs with a web brush. It is important to remember that pest control technicians are dealing with a live insect population and treatment may take more than one application to get under control. After careful consideration and evaluation in selecting a pest control company, you can expect to see a significant reduction in pest activity, or possibly no pest activity with bi-monthly pest control services. Submitted By Larry Cash, of Estrella Mountian Pest Control, Estrella Resident
August 2017
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Up The Hill
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August 2017
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August 2017
School Zone
The ABCs of back-toschool budgeting
It’s natural to pack all you can into those few precious summer months, but inevitably they’re gone before you know it. As summer vacations, sleepovers and outdoor grilling come to a close, it’s time to start thinking about going back to school. In a recent survey conducted by Coinstar, about half of U.S. parents with kids between ages five and 18 believe school expenses are increasing. To ease rising school costs, here are five budgeting tips that will help you get more for your back-to-school dollar: Create a budget. One of the best ways to spend wisely is to create a budget. If you don’t already have one, open a new spreadsheet on your computer
or get out a pen and paper. Consider all the potential back-toschool expenses and not just the obvious ones, such as school supplies and clothing. For example, you’ll want to factor in extracurricular or after-school activities, tutoring, special school trips and even lunch costs.
Collaborate with other parents. Consider joining parent groups, either through your school or community. These groups can offer a great support network to share ideas and information. They also serve as a fantastic resource for meeting parents who have items such as sports equipment their kids have outgrown or even musical instruments their children no longer play. This can lead to some serious money-saving deals. Tap your coin jar. With rising school costs, the old saying that every penny counts really is true. You can literally put this into practice by collecting all the loose change around your house or tucked away in your coin jar and bringing it to a Coinstar kiosk. At the kiosk, you can turn your coins into cash.
Up The Hill
- Sponsored by Chris Carlton of Edward Jones
Make a shopping list. Most schools provide a back-to-school list to help you plan and shop for your child. Use this as a starting point to make your own list and then stick to it! Retailers are set up to encourage impulse buys, but checking to see if something is or is not on your list is one of the most effective ways to avoid purchasing non-essential items and blowing your budget. Embrace the three Rs. Your kids will probably learn about the three Rs in school: reduce, reuse, recycle. This is a great principle to keep in mind when getting them ready for school, especially for back-to-school clothes. Choosing quality basics such as a jacket, skirt, sweater or jeans that can be combined with other clothing in your child’s closet will reduce the need for quantity purchases. In addition, consignment stores and online retailers are very popular and offer gently used items that check the “reuse” box. Going back to school should be an exciting time for you and your kids. With these five budgeting tips, you can help cut the financial stress out of the process and kick the school year off to a great start.
August 2017
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Home Ec. 4 laundry personalities: Where do you fit?
Do you know your laundry personality? How you wash the clothes you wear is every bit as personal and unique to you as the clothes themselves. Knowing your laundry personality could help ease the load and make the chore easy and fail-proof. Recognizing your laundry personality and choosing products that cater to your unique style will make doing laundry an easy, and perhaps even enjoyable, affair! Here are four common laundry personalities: The light loader Does your desire to separate and preserve clothes, including those delicate special care items, ever leave you with the only option of running the washer with just one or two items? You’re not alone. According to a recent survey commissioned by LG Electronics, 60 percent of Americans admitted to running a full load of laundry for six items or less.
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The super sorter Does the thought of washing dark jeans and a pink blouse in the same load leave you lightheaded? You and 20 percent of Americans prefer to avoid mixing items of different colors in the same load. Facilitate your separation efforts by using multiple baskets or hampers in your laundry room. Label them - darks, whites, delicates, workout, etc. - and encourage family members to drop their dirty clothes in the appropriate basket. The dumper Do you do minimal separation? You’re joined by a majority of Americans that load up their washer. A recent survey concluded that 80 percent of Americans have purposely overloaded their washer to avoid doing a second load of laundry. Plus, 22 percent of Americans have deemed clothes not properly cleaned because of an overloaded washer.
The habitual dry cleaner Summer is a busy - and sticky time. And refreshing that summer wardrobe between pool parties is key to the habitual dry cleaner looking and feeling their best. Whatever your laundry personality, you can find a washer, dryer and detergent that will make your chore easier and less time consuming. High-efficiency front-load washing machines alleviate these problems. Unlike traditional top-load washing machines with agitators, front-load washers offer greater capacity while using much less water, which actually cleans clothes better! Then, you can spend that time on other things. In fact, Americans surveyed say if they could cut their laundry time in half, they’d spend that extra time hanging out with their kids, watching TV or doing other things they enjoy.
August 2017
Up The Hill
August 2017
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Health News This simple test can set you on the road to a lifetime of better health
steps toward potential better health appear to exist regardless of the actual screening results.
Here’s a sobering statistic for you: 20 percent of all deaths in the United States can be attributed to poor lifestyle factors and behavioral choices. It’s difficult to swallow, but fortunately new research also finds that those who take the time to establish a simple screening routine improve their chances of modifying their behavior toward a healthy lifestyle.
Participants were predominantly over 50 years of age and mostly women. The survey respondents were divided into two groups: those who were surveyed after they had their cardiovascular screening and those who had yet to undergo a cardiovascular screening. Once the surveys were completed, results from the two groups were then evaluated to determine a participant’s motivation to modify their lifestyles.
The research, appearing in the Journal of Community Medicine and Health Education, shows that individuals who had undergone a cardiovascular screening were more likely to take action to modify their lifestyles after the screening. In addition, these
Results of the research show a significant difference between those who had been screened and those who hadn’t with regards to modifying future behavior. These behavior modifiers included healthy initiatives such as enjoying a healthier diet or adding exercise to a person’s daily lifestyle. Perhaps more interesting, researchers found participants were more interested in improving their healthy lifestyle
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after the screening regardless of their individual screening results. In addition, patients who tested normal, abnormal or even critical during their screening were all more likely to make health changes after the screening when compared to their prescreening counterparts. Those who recorded abnormal or critical results also reported being more likely to follow their doctor’s exact directions and take all of their medications on the predetermined schedule. Heart disease remains the No. 1 killer of men and women in the United States, accounting for roughly one quarter of all deaths according to the Centers for Disease Control and Prevention. Yet despite this shocking statistic, many people remain unaware of their current cardiovascular health. Enrolling in a cardiovascular screening is a fast, easy way to understand your current cardiovascular health and provide you a basis for future health care decisions. It’s an important first step and one that can ultimately lead to a healthier, longer life. To learn more about cardiovascular screening and to find screening options in your area, visit www.lifelinescreening. com.
August 2017
Can You Save for College and Retirement? Few of us have unlimited financial resources — which means that almost all of us need to prioritize our financial goals. Consequently, you’ll have some decisions to make if you’d like to help pay for your children’s college educations someday while, at the same time, saving for your own retirement. Your first step in addressing these objectives is to maintain realistic expectations. Consider the issue of paying for college. Right now, the average four-year cost (tuition, fees, room and board) is about $80,000 for in-state students at public universities and approximately $180,000 for private schools, according to the College Board. And these costs are likely to keep rising in the years ahead. Can you save this much for your kids’ education? Instead of committing yourself to putting away this type of money, take a holistic approach to saving for your children’s higher education. After all, you probably won’t be the only one to help pay for college. Depending on your income and assets, your family might be eligible for some needs-based financial aid awarded by the college. Also, you should encourage your children to apply for as many scholarships as possible — but keep in mind that most scholarships don’t provide a “full ride.” Here’s the bottom line: Don’t assume you will receive so much aid that you don’t need to save for college at all, but don’t burden yourself with the expectation that you need to pick up the full tab for your children’s schooling. On a practical level, you may Up The Hill
MONEY MATTERS
want to commit to putting a certain amount per month into a college savings vehicle, such as a 529 plan. You can generally invest in the 529 plan offered by most states, but in some cases, you may be eligible for a state income tax incentive. Also, all withdrawals from 529 plans will be free from federal income taxes, as long as the money is used for a qualified college or graduate school expense of the beneficiary you’ve named. (Withdrawals for expenses other than qualified education expenditures may be subject to federal and state taxes and a 10% penalty on the earnings.)
every time your salary increases. At the very least, always put in enough to earn your employer’s matching contribution, if one is offered. And once your children are through with college, you can discontinue saving in your 529 plan (although you may want to open another one in the future for your grandchildren) and devote more money to your retirement accounts.
By starting your 529 plan early, when your children are young, you’ll give the investments within the plan more time to grow. Plus, you can make smaller contributions on a regular basis, rather than come up with big lump sums later on. And by following this approach, you may be in a better financial position for investing in your IRA and your 401(k) or other employersponsored retirement plan. Obviously, it’s to your benefit to contribute as much as you can to these plans, which offer tax advantages and a wide range of investment options. If you’re investing in a 401(k) or similar employer-backed plan, try to boost your contributions
This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Chris Carlton
It can certainly be challenging to save for education and retirement – but with discipline and perseverance, it can be done. So, give it the “old college try.”
August 2017
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22 Up The Hill
August 2017
Is it so difficult to believe? Faith moves in cycles. When there is trouble we all turn to faith to guide us through the difficult times. When things are great we tend to forget our blessings. Such is the nature of human beings. Such is the essence of randomness as described by Fran Lebowitz, it is scary and yet religion helps explain randomness – the thought that chance is how we arrive at certain destinations in our lives. There is an old folk saying that states: “What God does is best – probably.” I think that says it all. We want to understand the nature of God. We attempt to make sense of death and destruction, sickness and disease. We search for meaning in our lives even when we are at our lowest. So yes, God does the best – we think. Is it no wonder that there is so much doubt? There is a famous essay written by Margaret Fishback Powers titled “Footprints” that speaks to these questions:
Up The Hill
Living With Faith “One night I dreamed a dream. I was walking along the beach with my God. Across the sky flashed scenes from my life. For each scene, I noticed two sets of footprints in the sand, one belonging to me and the other belonging to God. When the last scene of my life flashed before me, I looked back at the footprints in the sand. There was only one set of footprints. I realized that this was at the very lowest and saddest times of my life. This really bothered me, so I questioned God.
It is so difficult to believe because of troubled times and yet it is this belief that sustains us and gives us the courage to go on. How is this belief fortified? It is present when friends offer their comfort. It is visible when a hand is outstretched to lift us when we fall. It is apparent when communities join together to pray for guidance. This is the faith and hope and solace that God extends to each of us. His hand is there guiding those who give us the confidence to look forward to another day. This is God.
‘God, you told me when I decided to follow You that You would walk and be with me all the way. But I have noticed that during the most troublesome times of my life, there is only one set of footprints in the sand. I don’t understand why, when I needed you the most, You would leave me.’
Sometimes we look for miracles – some extraordinary occurrence that will show the might of God. We don’t understand that God does not work that way. He works through us. That is why we are here – not one single person, but all of us together climbing that ladder that will determine our destiny. Is it so difficult to have faith? It’s there when we need it and there even when we don’t.
And God said, ‘My precious child, I love you and will never leave you. During your times of trial and suffering, when you see only one set of footprints, it was then that I carried you.’”
Rabbi Irwin Wiener, D.D. Sun Lakes Jewish Congregation National Chaplain, Jewish War Veterans, USA
August 2017
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Life As A Caregiver Stress-relief & the Kindness of Others
I talked about taking care of YOU in my last article as it related to finding a good caregiver to help give you a respite from caring for your loved one. There are other things that can help you find ways to take care of yourself, as well. One is fairly obvious. Working-out is probably the best stress-reliever we have. But that doesn’t mean you have to join an expensive gym or go crazy working-out for hours and hours. Around-the-house remedies are also very effective: a brisk walk around the block, lifting hand weights in your living room while watching tv, practicing yoga, using a hula hoop or jump rope in the garage, dancing to your favorite fast-paced music, or (like I just did) purchasing a mini trampoline & bounce around. Any one of these can help clear your mind and refresh your body. Craft projects (if you are so inclined) can also relieve stress. I enjoy creating something with my hands (as long as I have a picture or directions to follow) and have done numerous projects which have brought me enormous amounts of pleasure, healthy frustration, and positive reinforcement. You must choose wisely and not overdue it, but using your creative mind is a very healthy way to release stress. As is reading! Nothing says stressrelief like immersing yourself in a good book!!! But the most important thing when going through this Alzheimer’s journey is to let those around you know. People can’t help you if they don’t know what you’re going through. In my case, I really do need help from time to
24 Up The Hill
time because I am an only child, unmarried and without children. While it’s not a bad thing to be in this on my own, there are times when it would be nice to have someone to lean on when making tough decisions. NOTE: That is only the case if I were to have a harmonious family. I am thankful that I don’t have to fight or argue with siblings or a spouse on how to care for my mother as some people have to endure. This new Arizona community of mine has been wonderful in offering their support. Many have offered to come and care for mom for a day so I can have some personal time. The ONLY upsides to mom & Buddy staying in her casita most of the day is that she is safe, she is as comfortable as she can be, and it allows me to do fun things with friends. But I’m never too far from home, unless Rose is there.
do that. When they told me about their plan, I was speechless…and filled with emotion. What a kind, wonderful and selfless gesture… and probably one of the dearest things I have ever had anyone say to me. And who knows….I just might take them up on it! The point here is….find things to do that make you happy and will mentally & physically give you a break. And reach out for help when you need it. The stronger and calmer you are, the better caregiver you will make and the healthier you will be! Submitted by Kathy Linton, West Valley Resident
I recently had an amazing offering from one of my favorite Rotary friends and his wife. They knew I had been lamenting about wanting to do a bit of traveling, so they discussed among themselves about creating a plan to have several Rotarians and friends signup to care for my mom for a couple of weeks so that I could August 2017
Puzzles & Games Sudoku for August
Sudoku Solution
Numbers from 1-9 must appear only once in each row, column and box. Good Luck!
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