�e Park A magazine for Litchheld Park residents
Estrella Publishing - The Park magazine
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September 2019
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Published by Estrella Publishing LLC, PO Box 6962, Goodyear AZ 85338. Additional copies and article reproductions can be obtained for a fee by contacting info@EstrellaPublishing.com Catherine Uretsky, Publisher and Editor 623.594.9283 info@EstrellaPublishing.com Al Uretsky, Publisher and Sales Executive 623.594.9283 info@EstrellaPublishing.com All contents Š 2010-present Estrella Publishing LLC. All Rights Reserved. Reproduction in any form, in whole or part, without written permission from Estrella Publishing LLC is prohibited. Estrella Publishing accepts freelance contributions, there is no guarantee that materials will be used or returned. Some content is provided by Brandpointe and Family Features. Estrella Publishing is not responsible for the views of contributing writers and assumes no responsibility for errors appearing within. Opinions expressed are those of the writers and not necessarily those of the Publisher or Advertisers. Estrella Publishing reserves the right to restrict all advertisement to their proper classification and to edit or reject any copy at its sole discretion. Neither this publication nor Estrella Publishing is an agent of or in any way affiliated with the associated Developer nor Homeowners Association, or any of their respective affiliates. This publication has not been approved by, sponsored by, or endorsed by the associated Developer nor Homeowners Association in any way.
Catherine Uretsky Publisher & Editor
Al Uretsky Publisher & Sales Exec
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September 2019
From Me To You... I am no longer allowed to throw balls in the house. Apparently my family is tired of dodging random missiles, picking up broken items and occasionally getting winged themselves. In fact as soon as I reach for a dog toy people duck for cover. I find it a little insulting to be honest. My aim is not that bad, most of the damage is caused by rebounds and people walking into the line of fire. That is the line I am going with anyway. It is amazing how many things I aim for in life and get a near miss, but it is not about the ones you miss. As I try to instill in my children, you learn more from failing than success. Sure success is more fun, but failing builds resilience, tenacity and drive. Learning that lesson young is preferable as it can be a hard lesson to learn as an adult.
He always knows the answer, always did. Then he went to high school and hit a wall. He stopped loving math and took a couple of years to come back to it. But he did, and pretty spectacularly at that, completing his college math before even starting his finance degree. He fell, figured out that if you fail at something you learn, pick yourself up and do it differently next time - and he learned it when he was young. That is a skill which makes him able to roll with the punches in his adult life. Many people never learn that lesson, repeating their mistakes over and over again. “The definition of insanity is doing the same thing over and over and expecting different results.” ~ Albert Einstein We see it all the time, in parenting, business, even politics, (don’t worry I am not going there...) and it rarely pays off for anyone. We all see the pizza joint that goes out of business only to be replaced by yet another pizza joint. There has to be a reason it is not successful in that location!
One of our children is good at math. I mean he just gets it. When I hear a problem that starts As for my pitching skills, I am not giving up just with “A train leaves the station at 10am...” my head starts to throb and the world fades to black. yet. Practice makes perfect is another phrase I am hanging on to - perhaps I should just take it outside for a while.
Catherine Uretsky
Editor, The Park Magazine info@estrellapublishing.com 623.594.9283
Estrella Publishing - The Park magazine
September 2019
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4 Estrella Publishing - The Park magazine
September 2019
Protect Your Devices
Resourceful thieves and cyber criminals continue to find new ways to hack U.S. consumers’ sensitive personal information. Dumpster diving, stolen or lost wallets and mail fraud should still be concerns, but the digital age of tablets, smartphones, PCs and Wi-Fi networks leaves people even more vulnerable than ever.
Think about it: Have you ever stored credit card information on your phone for added convenience to make payments in a checkout lane? Do you ever store passwords in apps to transfer funds between accounts? And what’s to keep hackers from accessing a wireless network you check your email on while you’re grabbing a quick cup of coffee? “More than 15.4 million people a year will experience identity theft, with an average loss of more than $1,000,” said Jane Li, Mercury Insurance’s director of product management. Keeping aware of the latest schemes and ensuring members of your household, friends and others you care about have the right tools helps stop criminals in their tracks.
accessed on an open network, including email passwords and sensitive bank information, is fair game for hackers. Don’t make their jobs easier. Turn off Wi-Fi access on your devices unless it’s a password-protected network you trust. * Do monitor your children’s device usage. It’s a good idea to limit use of computers, tablets and phones to public areas within the home like the living room or kitchen. This makes it easier for parents to keep an eye on who their kids are communicating with, especially on social media or gaming sites, to help prevent the sharing of sensitive information like full names, addresses or other things that can be used for identity theft or other potentially dangerous activities. * Do install recommended updates. Smartphone, computer, tablet and smart TV manufacturers, among other providers of connected devices, offer periodic software updates to protect against potential security breaches. Chances are, if an update is recommended, hackers have already discovered a way to access your personal property and information, so keep your software up-to-date.
Following are five do’s and don’ts to help protect your connected devices, as well as your electronic identity, from hackers. * Do power down your devices. This disables the internet connection, cutting off access to any personal information stored on your computer, tablet or phone. Unattended machines, especially if you’re asleep or you leave them at home while on vacation, are easy targets for hackers. * Don’t connect to unsecured wireless networks. Information Estrella Publishing - The Park magazine
September 2019
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Minimal Decor The latest trends in home decor reveal a desire for a feeling of tranquility and calmness, perhaps as a response to today’s overly busy and distracted lifestyles. From Marie Kondo’s decluttering craze to a return to natural materials in home design, everyone is looking for a way to create a peaceful, less hectic inner space. When it comes to home decor, less is definitely more. How can you tap into this yen for a little more Zen? 1. Simplify your design strategy When revamping your room to create a more minimalist effect, choose one to three colors at most. Select mostly more muted or neutral colors, though you can use one vivid color in a piece of furniture or art to grab the spotlight. Let the textures of the materials that you use for the floors, walls, ceilings and furnishings create the room’s visual interest. 2. Declutter your spaces Decide what items you really want and need to be in each room and get rid of the rest - or find a way to store it neatly, preferably out of sight.
3. Choose furnishings with clean lines When you’re selecting new furniture look for high-quality pieces designed with clean lines, with no fussy design details or busy patterns. Make one exceptional, stylish piece of furniture be the focal point for each room, and don’t over-furnish or over-decorate the space around it. Then avoid the urge to smother the couch or sectional with tons of blankets and throw pillows. Let the furniture speak for itself. 4. Streamline artistic expression Instead of filling every wall with pictures, choose just one accent wall, eliminating excessive decor elements around it. Let one work of art dominate that space, reducing any competition for attention. 5. Leave plenty of open space It’s the open space, unencumbered by any visual clutter, that creates the feeling of calm and tranquility you’re craving. And if you’re lucky enough to have a great view out the window, install only simple, streamlined window treatments to highlight that view. Minimalist decor is all about making careful choices you can turn any room into a beautiful showcase that you’d be happy to live in.
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September 2019
Online Scams Scammers are always cooking up creative new ways to separate people from their money. The sad reality is that it often works. The latest schemes involve so-called “money flipping,” and it’s showing up in consumers’ newsfeeds on Twitter, Instagram, Facebook and even via text messaging. Keep these things in mind when you see an enticing post or are randomly approached by someone about any form of money flipping or “get rich quick” schemes:
1. Trust your gut If it sounds too good to be true, it probably is. You can ignore the testimonials with photos of big piles of cash, the fancy cars and the flashy jewels they displayed with captions of their “success” - scammers may tell you that they work for a money transmitter and have “tricks” on how to double your money. Cons claim they will keep a percentage of the profit as commission, but as soon as a victim sends the upfront investment money, they will unfriend or block you on social media, not answer texts or calls and disappear with your dough without a trace. 2. Don’t be fooled by a text from a “friend” Even if a text or SMS appears to be from someone you know, if someone’s asking you for money for any reason, you should think twice before taking action. If you really think it’s from a friend or a social media acquaintance, contact them directly by phone, via email or in person
to confirm the situation. Chances are that it’s really a hacker who is masquerading as someone you really know to try to convince you to take the bait. 3. Use your head Does it seem realistic that someone could turn your $200 into $2,000 by the end of the day? If it were that easy, surely everyone would be doing it. If it doesn’t make sense to you, that’s because it’s nonsense. In this instance, there is no logical, legal way that such a scam could be effective and legitimate. Never let your emotions blind you to these facts. Even if it were possible to modify the amount of a transfer, it would be criminal to defraud a legitimate business by participating in this scheme. Never invest in something you don’t totally understand. 4. Remember that you don’t really know who you’re talking to. Even if the person posting on social media or messaging you says that they work in the financial industry, or that they’ve successfully made wads of cash and are just sharing their good fortune out of the kindness of their heart, remember that you have no idea who that person really is, even if they insist they want to get you a good deal or help you get rich quick. 5. Never click any links or give out personal information Someone trying to scam you on Instagram or any other social media site will often lure you into a continuing conversation over text or SMS, then try to get you to click a link to a compromised site - or may even try to get you to reveal personal info like your bank account or Social Security number. Anyone asking you for your money or sensitive financial details is not a giver, they’re just a taker. Never give money to anyone promising to make you quick and easy money. There is no such thing as free money. For more tips and awareness information about consumer fraud, visit: wu.com/fraudawareness.
Estrella Publishing - The Park magazine
September 2019
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Celebrate A Teacher A recent survey commissioned by Staples found that three out of four Americans reported having had a favorite teacher, and over 83% said that a teacher had a meaningful impact on their life. The survey also found that, since graduating, nearly one-third of respondents said they hadn’t thanked an important teacher, but wished they had.
If there’s a teacher who made a difference in your life, or the life of your child, here are some ways you can thank them. 1. Express yourself. Take a moment to write an email or handwritten note to express your appreciation for what they’ve done for you or your child. Include enough detail so they really know what they mean to you and your family. 2. Enjoy a blast from your past. Look for your teacher on social media sites so you can send them a message to thank them, no matter how many years have gone by.
3. Contribute. Many teachers use their own money to enhance the classroom, or to help students who can’t afford supplies. Not sure what to get? Buy a few extra items from your child’s supply list, or pick up a gift card so the teacher can select what would be most useful for the classroom. Through Staples Classroom Rewards program, parents can contribute 5% (in the form of Staples rewards) of their back-to-school purchases to a teacher or school of their choice, up to $250. Teachers or schools can earn $5 in rewards just for enrolling in the program. 4. Make your appreciation public. Share your appreciation for a teacher with the world by posting a message, photo or video on Twitter or Instagram. If you upload your post with the tag @StaplesStores and include the hashtags #ThankATeacher and #Sweepstakes, you can enter the teacher’s school for a chance to be one of 10 lucky schools that will win $10,000 in Staples gift cards for school supplies.* Take the time to thank the important teachers in your life and the lives of your children!
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Estrella Publishing - The Park magazine
September 2019
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Disconnect Life is hectic, full of demands at work and home. Add digital distractions like computers, cell phones, tablets and more, and it’s no wonder many people are experiencing recordhigh levels of stress. One simple solution is to shift your perspective by spending more time outdoors. When you do an enjoyable activity outside, stress begins to melt away as you bask in the fresh air, sunshine and beauty of nature. If you feel the draw of the outdoors, consider these five ideas for disconnecting and enjoying activities outside: 1) Try something new When you challenge yourself by trying a new outdoor activity, you gain confidence and build lasting memories. You might also find new connections with a shared perspective. Curious about fishing? Look for local opportunities and guides. Want to learn how to rock climb? Research local classes and clubs. 2) Take a hike One of the easiest ways to explore the outdoors is something that virtually anyone can do: hiking. Put on comfortable, sturdy athletic shoes and have fun discovering the parks and forests around you. Whether you opt for paved trails or a more challenging path through the forest, it’s a wonderful way to have fun by yourself or with others. Make a day of it by packing lunch or other snacks for mid-hike picnics where you can
take in the grandeur of Mother Nature. 3) Explore the open road There’s something freeing about the open road and exploring the nation’s highways, byways and hidden winding roadways. The fresh air and breeze in your face is second only to the sights and sounds of the new surroundings you experience as you explore cities, towns and country sides. 4) Head off road Find endless possibilities beyond the pavement. Few things can compare to traveling off road and discovering hidden spots and new places. Pack up your gear and head out knowing you’re in a machine made to journey through the forests, deserts, mountains and beyond. Go at your own speed and see where it takes you. 5) Wander the water Whether it’s a pond, lake, river or ocean, the water is equal parts soothing and exhilarating. It provides countless opportunities to spend time outside, depending on your personal preferences. Fish from the shoreline. Rent a canoe or kayak to discover bays and sandbars or plan a beach day with a group of friends or the whole family. As life continues to pull people in every direction, it’s more important than ever to take a moment and spend time outside. With these ideas, it’s easier than ever to enjoy connecting with others and the outdoors.
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September 2019
Financial Personality When it comes to managing your finances, are you more likely to be spontaneous and optimistic or stick to a formal plan? Understanding your financial personality can be important on the journey to reaching your financial goals, whether it’s something short-term like buying a home or longer term like your dream retirement. For some of us it’s simply about finding a better balance between spending and saving.
Here are some key themes the quiz explores to determine your money personality and provide tips to help you achieve your goals:
According to Charles Schwab’s Modern Wealth Quiz, designed to help people get a better grasp on their saving, spending and investing habits, about 43 percent of Americans are “Dreamers” when it comes to their finances - they tend to live in the moment but can also feel unprepared for certain life events.
Once you’re invested, it’s important to stay engaged to stay on track. Keep an eye on your investment fees and make sure to rebalance about once a year, added Kallsen.
Only 10 percent are considered financial “Architects” - they not only imagine the future but take pen to paper and map out a plan to make it a reality. Other personality types, according to the quiz, are Improvisers (18 percent), Organizers (11 percent), Mavericks (10 percent) and Philosophers (8 percent).
1) Is juggling your monthly bills a breeze or a tornado? 2) Do you set goals or go with the flow? 3) Are you an engaged investor or a sideline saver?
Take Charles Schwab’s Modern Wealth Quiz and learn more about your money personality and tips and tricks to help reach your financial goals.
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Estrella Publishing - The Park magazine
September 2019
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Ready, Set, Prepare! Arizona’s Monsoon season is here. These storms can be far more serious than many people realize. They are caused by air currents activated by temperature differences between the hot ground air and cooler atmosphere. A monsoon consists of heavy rain, high winds, blowing dust, lightening, and flooding. Stay indoors and be sure and have the following items available for safety: coolers with ice, candles (matches or lighter), cell phones and chargers, batteries, battery powered radio and a dust mask. If you experience electrical problems or outage, call SRP at 602-236-8811. AZ homes and buildings rely on electrical power to help keep indoor conditions acceptable to the people inside. Without electricity, controlling indoor temps. may be difficult or impossible, and if the ventilation system in the home or building doesn’t work without power, the amount of pollutants inside could increase. Carbon Monoxide Alarms will help track and maintain air quality without the use of electricity. This invisible, odorless gas can come from a variety of combustion appliances, like gas stoves, ovens or barbeque grills. CO can build up quickly and at elevated levels can cause significant harm. Every home should have CO alarms on each level outside each sleeping area.
Individuals should know ahead of time where you would run a generator. Place them outside well away from doors, windows, and vents. A generator should not be used inside the home as carbon monoxide can build up quickly and can linger. Have a battery-powered radio to keep you informed and have access to a telephone in case of emergency. If you are in a car during a monsoon, you should pull off to the side of the road or highway, keep seat belt secured and set your parking brakes. Also, and this will sound counter- productive, but keep your headlights off. Keeping them on might indicate traffic to follow the light and crash into you. Haboob is a fancy term for a giant dust storm. Common in the desert during monsoon season, they can bring daily thunderstorms to the region. Haboobs are formed by winds rushing outward from thunderstorms and can travel hundreds of miles, wreaking havoc, churning up dust. The dust storms form through a series of storm cells that intensify as they move. AZ weather cells merge in what appears to be a solid wall of dust. Haboobs are cool to watch from afar but can be dramatic. Be safe and be prepared! Submitted by Pat Redfield and Holly Nott, of Redfield Realtors
WHAT’S YOUR HOME WORTH IN TODAY’S MARKET? CALL US TO FIND OUT! PAT REDFIELD - 203.912.3995 Pat@RedfieldRealtors.com HOLLY NOTT - 203.981.5731 Holly@RedfieldRealtors.com 12 Estrella Publishing - The Park magazine
September 2019
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September 2019
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Unused Opioids Some things in your medicine cabinet are more dangerous than others. When it comes to prescription drugs, opioid pain medicines can be addictive and even deadly. Keeping unused prescription opioids is risky and can result in overdose and death in children, teens, and even pets. The Remove the Risk campaign from the U.S. Food and Drug Administration (FDA) provides easy-to-follow steps that any adult can take to immediately remove unused prescription opioids from their homes and help save lives. Prescription opioids are powerful painreducing medicines; they include oxycodone, hydrocodone, morphine, and others. Doctors prescribe opioids after surgeries and for injuries; however, these medicines can have serious risks if they are accidentally or intentionally misused.
Many people who misuse prescription opioids say that they got them from a friend or relative. Curious kids and teens may explore medicines in your home and accidentally or intentionally take them. Prevent potential misuse by removing unused opioids from your home, especially if children or teens live with or visit you. You can protect your family and be part of the solution to the opioid crisis by visiting www. FDA.gov/DrugDisposal to find answers to these questions: 1. Is a medicine take-back option readily available? Medicine take-back options are the preferred way to dispose of most types of unneeded medicines safely, including opioids. Authorized locations may be in retail pharmacies, hospital or clinic pharmacies, and law enforcement facilities. Some authorized collection sites may also offer mail-back programs or “drop-boxes” to help people safely dispose of their unused medicines. 2. If not, is the medicine on the FDA “flush list”? The FDA flush list tells you which medicines you should flush when they are no longer needed. Medicines on this flush list may be especially harmful and, in some cases, fatal with just one dose if they are used by someone other than the person for whom they were prescribed. 3. Can you throw it away in household trash? If no medicine take-back option is available, and the medication is not on the FDA flush list, you can: * Mix medicines with an unappealing substance such as dirt, cat litter, or used coffee grounds; * Place the mixture in a container such as a sealed plastic bag; * Throw away the container in your trash at home; and * Remove all personal information on the prescription label of empty medicine bottles or medicine packaging, then trash or recycle the empty bottle or packaging.
Estrella Publishing - The Park magazine
September 2019
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September 2019
Dad
For children, having an engaged dad makes a huge difference - fathers play a critical role, and research tells us just how important that role is. In fact, studies show that children who feel close to their fathers are two times more likely to go to college or find a job after high school How can you spend more meaningful time with your children? Here are some simple ideas from the National Responsible Fatherhood Clearinghouse and the Ad Council that can help you make a moment with your children: 1. Read to your children. A bedtime story is a meaningful bonding activity that is not only fun and comforting for children, but dramatically increases their ability and interest in reading over the years. For older children, take turns reading chapters or pages aloud to each other, and enjoy making up funny voices for the characters.
or going to soccer practice. All these crucial activities are ways to strengthen that connection with your child. 4. Be a positive role model. Share something that you love to do or care about with your children. Introduce them to a hobby you enjoy, take them to a park or other location you have an attachment to and share your memories with them. Volunteer together for a cause that’s important to you. Show your children what you are passionate about in life, and they will learn a lot about you. 5. Dance like a dad. Let yourself play and be silly together sometimes. Turn on your child’s favorite upbeat music and #DanceLikeADad with your kids. Fathers are important to their children’s lives and well-being. Research shows children who feel close to their fathers do better in school and show higher self-esteem and empathy. Whether you live with your children or not, it’s the time you spend together and the memories you create that have made the biggest difference.
2. Stay connected. Find ways to stay connected when you’re unable to see your child in person. Text often, video chat or call. Find creative ways to connect, like playing an online game together. Lastly, don’t forget the power of something you can hold in your hand - send an occasional handwritten letter or postcard your child can treasure. 3. Use errands as an opportunity to bond Fathers are less likely to take children to necessary appointments, such as dental and medical checkups. Making the effort to be the comforting presence during a possibly stressful appointment can really strengthen the bond with your child. Other types of necessary errands to share include going for a haircut together Estrella Publishing - The Park magazine
September 2019
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Puzzles & Games 2 Sudokus for September - Medium & Easy
Numbers from 1-9 must appear only once in each row, column and box. Good Luck! Solutions are on our website www.EstrellaPublishing.com
Easy
Medium
7
3
5
9
4
4 3 4
9
8
2
9
6
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3
1
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1 8
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September 2019
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THANK YOU
to all skilled trade workers who keep America great!
from Your Residential & Commercial Roofing Contractor!
New Construction, Repairs, Recovers, Maintenance Installation of Gutters & Attic Insulation Shingles, Tile, Built Up Single Ply, Foam & Coatings, Metal, Shake
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20 Estrella Publishing - The Park magazine
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September 2019