Estrella Publishing - The Park magazine
October 2018
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Published by Estrella Publishing LLC, PO Box 6962, Goodyear AZ 85338. Additional copies and article reproductions can be obtained for a fee by contacting info@EstrellaPublishing.com Catherine Uretsky, Publisher and Editor 623.594.9283 info@EstrellaPublishing.com Al Uretsky, Publisher and Sales Executive 623.594.9283 info@EstrellaPublishing.com All contents Š 2010-2018 Estrella Publishing LLC. All Rights Reserved. Reproduction in any form, in whole or part, without written permission from Estrella Publishing LLC is prohibited. Estrella Publishing accepts freelance contributions, there is no guarantee that materials will be used or returned. Some content is provided by Brandpointe and Family Features. Estrella Publishing is not responsible for the views of contributing writers and assumes no responsibility for errors appearing within. Opinions expressed are those of the writers and not necessarily those of the Publisher or Advertisers. Estrella Publishing reserves the right to restrict all advertisement to their proper classification and to edit or reject any copy at its sole discretion. Neither this publication nor Estrella Publishing is an agent of or in any way affiliated with the associated Developer nor Homeowners Association, or any of their respective affiliates. This publication has not been approved by, sponsored by, or endorsed by the associated Developer nor Homeowners Association in any way.
Catherine Uretsky Publisher & Editor
Al Uretsky Publisher & Sales Exec
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October 2018
From Me To You... I have found that as we get older it is hard to lose weight and sadly even easier to gain it. We also tend to gain it in more unhealthy areas - did you know that if you hold onto weight in their stomach you are more likely to have heart problems, diabetes and cancer?
So my husband and I decided that we were going to head this situation off at the pass, so to speak. We bought the shakes and used the step trackers but the weight was not really shifting. There was a funny quote on the internet that sums up my problem. It goes something like this: “Diet: Breakfast - 2 egg whites, Lunch - Caesar Salad, dressing on the side, Snack - cheese crisps, Dinner - large pizza, family size bag of Dorritos, gallon of vanilla Ice cream.” That was becoming more and more like my daily routine. I was chock full of good intentions until I sat down at night to watch tv and boom, I ate everything I could grab. Realizing that we needed help we brought in a professional who would keep us accountable. Not only does he train us twice a week, he also helps with food choices and motivation. I am not
a happy exerciser. I don’t like to sweat, or even move too much to be honest, and Ben is great at making it ... fun? Yes I can admit that exercise can be fun. We play games and laugh and sweat. A lot. Now on to the most annoying part of this experience. We do the same exercises, eat healthy food and limit our calories. My husband has lost over 10 pounds in three or so weeks and I can see he is becoming more healthy. Me? I have gained weight. I know that muscle weighs more than fat and I think I am losing inches but it is quite demoralizing to see the fat melt off someone else and not experience that myself. We had all our measurements taken before we started this and I am holding on to the idea of seeing those numbers go down when we get measured again in a few weeks. I do feel stronger and that was one of my goals so I guess I am getting something out of this. I just have to stay away from the pint of vanilla ice cream stashed under the broccoli in the freezer.
Catherine Uretsky
Editor, The Park Magazine info@estrellapublishing.com 623.594.9283 On our cover this month we have the winners of the Cutest Kids in the Park competition. Congratulations Ryan (9), Luke (7), Audrey, Brooke, and Calli (4) Sindelir! You have won tickets to the Wildlife World Zoo and Aquarium & Safari Park.
Estrella Publishing - The Park magazine
October 2018
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Home Sweet Home Did you know that many police departments have a community affairs officer whose primary goal is to build a strong working relationship with the community? That means you have access to a trained safety expert who wants to give you ideas to keep your home and neighborhood safe. Read on for simple home security hacks from a recent home safety evaluation conducted by a police officer. 1. Change the locks When was the last time you changed the locks? How many previous owners have there been and how many keys have been given out to neighbors, friends, family or delivery people? You never know who has a second copy, and for less than $100 at Home Depot, you can change your locks immediately. 2. Replace outdoor lightbulbs If you don’t have outdoor flood lights, get them. If you have them, make sure the bulbs are in working order. 3. Place an alarm sign in your yard
Many would-be thieves won’t approach a house if they think it has an alarm. You can get an alarm sign online.
4. Buy an indoor camera Cameras can capture a suspect in the act and let homeowners check the footage from anywhere. FunLux indoor cameras offer high-quality images and night vision, and they’re motion activated and affordable. You can get them on Amazon for about $25 each. 5. Get out the garden shears Every bush outside of your windows should be below the window line, usually 2-3 feet in height, to maximize your visibility from the inside of your house to the outside, so that means you must trim your bushes. You can get garden shears at your local hardware store for $15. 6. Bake some cookies One of the best ways to stay safe is to work together as a neighborhood. We all need to keep an eye on each other and what better way to start that relationship than with a plate of cookies? 7. Protect your neighborhood There are many measures you can take to improve your community safety, with varying levels of affordability. Outdoor security cameras, can reduce crime and prevent would-be criminals from entering the neighborhood. 8. Ask for a security survey Officers will walk around your house, inside and out, to assess its safety and could reveal some surprising tips. They want to help, and they are motivated to solve and prevent crime. For more information on keeping your home and neighborhood secure, visit www.flocksafety.com/ securityhacks.
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October 2018
Hear Hear!
If you love a good podcast, you’re not alone. According to Podcast Insights, 73 million Americans listen to podcasts regularly. You can find a podcast about virtually any subject that strikes your fancy, so if you’re looking for a new show to engage and delight you, there is no shortage of fun, information, news, controversy and commentary out there for you to choose from. But where do you start? Here are some wildly entertaining, addictive podcasts that are definitely worth a listen. All you need is a pair of earbuds, and you’re good to go. How Did This Get Made? This laugh-out-loud podcast features the hosts and other guests talking about current movies. If you’ve seen the movie, you will love hearing their thoughts about it, but even if you haven’t caught the film yet, this show will have you laughing anyway. Pet Parents, Oversharing
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Do you have a pet you call your fur baby? Do you secretly watch cat or dog videos on company time? There’s a new podcast aimed squarely at you. Hosted by two comedians and now available for streaming, “Pet Parents, Oversharing” explores all of life’s moments we share with our best furry friends, from the endearing to the embarrassing and hilariously awkward, reminding us of the bond that pet parents share. Keep It Daily Beast culture critic Ira Madison III and co-hosts Kara Brown and Louis Virtel are joined each Wednesday by comedians, journalists and others for a discussion of pop culture, politics, terrible celebrity tweets, events like the Oscars and more. These three hosts are talking about what everyone is thinking. It’s the ultimate virtual water cooler discussion. This Is Love You’ll hear individual, real-life stories of true love, sacrifice and even obsession. Listening to the love stories of real people will make you feel that anything is possible when we bet everything on the one we love. Whatever you chose to listen to these ideas will get you started on your Podcast journey.
October 2018
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Positive Parenting Orange pumpkins on doorsteps and orange candy corn in buckets are iconic staples of Halloween, but the season can be about more than fun and treats. Since 1950, generations of children in the United States have gone door-to-door on Halloween with the iconic orange coin collection boxes calling out, “Trick-or-Treat for UNICEF!”
With nearly $177 million raised Trick-orTreat for UNICEF has evolved into a monthlong celebration of the power of kids helping kids. Throughout October, kids, parents and teachers across the country can be “scary good” and add purpose to Halloween by supporting the organization’s work for children around the world. In fact, donations as small as 50 cents can contribute to lifesaving change. When kids participate, they can learn about global issues and feel empowered to make a difference.
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This year, Key Club International will continue to participate by raising funds for The Eliminate Project, which seeks to eliminate maternal and neonatal tetanus, a deadly disease that claims the lives of thousands of babies and mothers each year. For more information, visit TheEliminateProject.org or KeyClub.org. Sony Pictures Entertainment will also support the campaign with “Goosebumps 2’s” very own Slappy hosting Trick-or-Treat for UNICEF’s daily treats calendar, available at TrickorTreatforUNICEF.org throughout the month of October. Start making big change and remind family and friends to pick up their own little orange boxes and share your Trick-or-Treat for UNICEF story on social media using the hashtags #BeScaryGood #TOT4UNICEF #KidsHelpingKids and tagging @ UNICEFUSA. Visit TrickorTreatforUNICEF. org all month long for daily surprises as well as downloadable DIY donation boxes and additional resources.
October 2018
Medicare Part D Medicare Annual Enrollment runs from Oct. 15 to Dec. 7, so now is the time for a refresher on key words to inform your coverage decisions for 2019.
Deductible, copay and coinsurance A deductible is the amount you pay out of pocket in a given year for eligible prescription drugs before your plan’s coverage kicks in. The deductible can vary from plan to plan. Some plans charge a copay, a flat fee, each time you fill a prescription. For example, a plan may require you to pay $2 when you fill a prescription for generic drugs and a higher amount for brandname drugs. With coinsurance, you pay a set percentage of the cost of the drug instead of the flat fee associated with a copay. Formulary Part D plans are offered by private insurance companies, and each plan has what’s known as a formulary, a list of the prescription drugs covered under the plan. “When considering a Part D plan, review the formulary to make sure your medications are covered,” said Kent Monical, of UnitedHealthcare Medicare & Retirement. And keep in mind that plan formularies can change from year to year, so don’t assume that the drugs covered under your current plan will carry over in 2019.
Drug tiers A Medicare Part D plan’s formulary is made up of tiers, depending on the cost of the medications. The lower tiers generally include preferred generic drugs, and many plans cover these medicines with low or no copay or coinsurance.Higher tiers generally include brand-name drugs and specialty medications and tend to have higher copays or coinsurance. So, talk to your doctor to see if you can take a generic version. Preferred pharmacy network A Part D plan may designate a preferred network of pharmacies, and if you use these pharmacies, you can save money on prescriptions. The donut hole The majority of Part D plans have a coverage gap known as a “donut hole.” For example, in 2019, you enter this donut hole once your outof-pocket costs for prescription drugs reach $3,820. While you’re in the donut hole, you will pay a percentage of the cost of the drugs. In 2019, once your out-of-pocket costs reach $5,100, you exit the donut hole and pay a smaller coinsurance. But, the days of the donut hole are numbered. Beginning in 2019, the maximum you will pay in the coverage gap for a branded drug is 25 percent of a drug’s cost. For generic drugs, it is 37 percent, but in 2020, that will be reduced to 25 percent as well. To learn more about Medicare or Medicare Annual Enrollment, visit UHCOpenEnrollment. com.
Anne King Realtor®
480-363-6301 anne@annekingrealtor.com
Estrella Publishing - The Park magazine
October 2018
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Yum Yum :)
The school year is underway once again and for you the race is on. If you’ve been down this road before, then you know these nine months feel like a full-blown sprint where you are constantly running from one obligation to the next. And that doesn’t leave a lot of room to prepare meals and eat good-for-you foods, does it? If all of this sounds familiar, you’ll be relieved to know that it is possible to create a delicious lunch for yourself and your children in no time flat during the school year. Included below is a recipe for a pizza sandwich with fresh mozzarella your kids are sure to love - and will make them the envy of the school lunchroom. Caprese Pizza Sandwich Ingredients: 1 Arnold Honey Wheat Sandwich Thins Roll 2 tablespoons pizza sauce 4 slices fresh mozzarella 8-10 pepperoni slices 5 basil leaves Salt and pepper
half. 2. Top with fresh mozzarella and add a sprinkle of salt and pepper. 3. Add pepperoni and basil and place the top on the sandwich. Keep refrigerated until ready to eat.
This sandwich is easy and fun to make and will have you rethinking what’s possible during your busy school year schedule. So, what are you waiting for? Start creating your own sandwich favorites today. For more great ideas, visit www.arnoldbread. com.
Directions: 1. Open Arnold Sandwich Thins Roll and smear the pizza sauce onto the bottom
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October 2018
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October 2018
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October 2018
Money Matters Are Americans saving enough for retirement?
It might surprise you to know that Americans have accumulated seven times more retirement resources per household today than we had just over four decades ago - after accounting for inflation. As a nation, we’ve gone from $500 billion in defined benefit plans, defined contribution plans, IRAs, and annuities in 1975, to nearly $30 trillion today. Those assets are widely spread too - eight in 10 near-retiree households have retirement resources, and retired Americans are more likely to get income from a retirement plan today than they were in the 1970s. IRAs, 401(k) plans, and other DC plans account for a large portion of the increase in retirement assets. Americans have now amassed $17 trillion in hard assets in these accounts. Combined with Social Security, resources from employer-sponsored plans and IRAs are helping retirees keep up their standards of living. At FactsOnRetirement.org, ICI points to a groundbreaking analysis of tax data that
shows most workers transitioning into retirement maintained or even increased their spendable income after claiming Social Security.
We often hear that the decline of the traditional DB plan has driven seniors into dire straits - but that’s not true. Remember, those traditional pensions are designed to reward workers who stay for decades with the same company and end their careers at that company. With 401(k) style plans, benefits accrue more evenly over a worker’s career and continue to grow as a worker moves from job to job - which makes them particularly well suited to America’s mobile workforce. The research shows that IRAs, 401(k)s, and similar plans can provide the resources workers need to live comfortably throughout their golden years. That’s one reason nearly eight out of 10 U.S. households have confidence these plans will help people reach financial security in retirement. In general, our retirement system works, but it can be even better if policymakers work to build on its strengths. You can get the facts - along with tips to make sure your own savings are on the right track - at www.FactsOnRetirement.org.
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October 2018
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School Zone Finding the support teachers need during the school year
The school year has begun, and while the backto-school expenses of many parents are done for the summer, students will still have ongoing needs throughout the year. But parents are not the only ones who spend their own hard-earned cash to make the school year a success, and they are not the only ones that can expect the costs to continue throughout the year. According to Bankrate, the average teacher spends roughly $530 of their own money to pay for supplies, snacks and other items for use by their students during the school year. These supplies often include things like paper, rulers, scissors, notebooks, pencils, glue and poster boards, and while they must be purchased at the beginning of the year, they often must be replaced throughout the year as well. While these expenses can quickly add up, teachers are rarely compensated for these costs, and yet still cover these in order to create the best educational
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experience for their students all year long. Saving money on your expenses For teachers, the example above is probably all too familiar. Additional expenses small or big can take a toll, so minimizing costs here and there is crucial. It all begins with shopping at the right places with the right prices. Staples, the back-to-school specialty store, always offers a diverse collection of name-brand and exclusive supplies, services and resources to meet the demands of any classroom. In addition, Staples offers a 110 percent price match guarantee within 14 days. Perhaps most importantly, Staples offers instore specialists that are always available to help you with your needs, ensuring you get the best support you possibly can and have all of your questions answered. Staples also carries supplies all year long, at competitive prices whether it is the second week of school or the second semester. It is the one-stop destination for this school year and beyond. Visit Staples.com or your nearest Staples store to find solutions for your classroom today.
October 2018
Thought Habits What quote motivates you the most? We as humans are aspirational by nature and many quotes appeal directly to our nature, helping us see something in ourselves we want to change. Quotes serve as a reminder about who we want to become.
We have what we call thought habits; habitual ways of thinking that allows us to either talk ourselves into opportunities or out of opportunities on a daily basis. Thought habits also impact whether one’s thinking is mostly positive or negative. The words of Henry Ford, “Think you can or think you can’t, either way you will be right,” became an important mantra for life that instilled confidence within me, especially when trying new things. A quote by W. Clement Stone, “To every disadvantage there is a corresponding advantage. Find it!” became an important belief and driving force in my life. Maybe I saw the “find it” as more of a challenge. No matter the reason why, I am grateful that this quote has become an important part of my life. When I heard Tony Robbins say, “Success
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leaves clues,” my realization was that there was no need to reinvent the wheel. Learn from the masters. Take what you learn and use it to go further, faster and easier through life.
Here’s an idea for success. It is what I call setting up the game to win. Where is the first place you go to when you get out of bed in the morning and the last place you go to at night before going to bed? Put a book of quotes in that room and read one or two quotes to start and end your day. Do this daily for 30 consecutive days (keyword consecutive). I must caution you: this will turn into a daily habit and an easy way to begin changing or reinforcing your thought habits. Got kids? Imagine if this became one of their daily habits for success…such as a daily breakfast and bedtime routine. As we say in parenting for prevention and success; start early and often. Now is a perfect time to start. Author Larry Tracey, is Executive Director of Youth4Youth.org and Program Director of the Way Out West Coalition, which is focused on creating a safe and unified, drug-free community. Email leadership@youth4youth.org to request additional information or visit http://www. youth4youth.org and http://www.WOWcoalition. org
October 2018
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October 2018
Furry Friends As you’re filling the candy buckets and assembling the perfect costumes, be sure to heed these tips from the experts at PetSmart for a Halloween filled with petfriendly fun:
Out and about Make sure pets have proper identification by microchipping and registering your pet’s microchip, and keeping identification and registration tags on their collars. This is especially important around Halloween, when open doors offer more opportunity for escape. If your pet will be joining the family while trick-or-treating, be sure they are visible to motorists by using a reflective collar, harness or leash. Costume concerns Just like with children, there are safety issues to consider when costuming your pets. Not all dogs like wearing clothes and some may become stressed or agitated while wearing a costume. However, many dogs just need a little coaxing and positive reinforcement. * Start with a simple accessory, like a bandana, working your way up to a costume. * Make sure costumes include eye and ear holes, and if they don’t, consider removing whole portions of the costume to ensure your pet’s ability to see, hear and breathe. Make sure there isn’t anything that could be a tripping hazard. Also, be sure to check the costume for little parts within biting or chewing distance. * Dogs can overheat easily, so ensure your dog’s clothing is not too bulky or heavy if the weather is warm. * In the end, the top priority should be your pet’s comfort level. Estrella Publishing - The Park magazine
“It’s fun to include our pets in our celebrations, but it’s also important to be aware of the dangers associated with Halloween to ensure their safety,” said Jennifer Freeman, DVM, PetSmart’s resident veterinarian and pet care expert. Keep the Halloween fun going by establishing some rules for your family and any guests joining the festivities: * Xylitol a sugar substitute found in candy, gum, mints and baked goods can be extremely dangerous to pets, even in small amounts. Just 1/8 teaspoon can cause dangerously low blood sugar in dogs and 1/2 teaspoon can cause liver damage. If xylitol is consumed by your pet, take him or her to a veterinarian immediately. * Natural stimulants in chocolate can cause a range of symptoms like vomiting, diarrhea and abnormal heart rhythm. * Raisins may cause a toxic reaction in dogs from vomiting to kidney failure. * Cellophane, plastic and paper from candy wrappers and lollipop sticks can cause gastrointestinal upset. * As an alternative to sharing dangerous snacks, stock up on some seasonal dogfriendly treats and set out a pet-specific bowl. Find more tips and tricks for keeping your pets safe this Halloween at PetSmart.com.
October 2018
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Puzzles & Games Sudoku for October
Numbers from 1-9 must appear only once in each row, column and box. Good Luck! Solution is on our website www.EstrellaPublishing.com
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Sudoku Solution 9
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October 2018
Fall Into Fitness Fall is notorious for comfort foods like pumpkin spice lattes and game day nachos. Despite the enticement to indulge, you can keep your active lifestyle going or even kick off a new fitness regime. This year, take advantage of the winds of change when the seasons switch and commit to smart habits for a healthy fall. Stay hydrated. You may not feel as thirsty when you exercise in cooler weather, but it’s just as important to keep your body well hydrated. When you sweat, you lose more than just water. An option like Propel Electrolyte Water helps you replace what’s lost in sweat through its key electrolyte - sodium - and supports hydration by stimulating thirst and aiding in fluid balance. Learn more at propelwater.com. Opt for early workouts. When dark comes early, it can trick your mind into thinking it’s time to wind down for the night.
Estrella Publishing - The Park magazine
Avoid that motivation pitfall by planning your workout earlier in the day, such as first thing in the morning or during your lunch break.
Find exercises you enjoy. Forcing yourself through exercises you despise will only backfire in the long run. If you’re not a runner, look for other ways to get your cardio pumping. Look at ideas like kickboxing or aerobics that you can have fun with while working up a sweat. Indulge in moderation. Virtually every expert agrees that an occasional indulgence is perfectly acceptable, but use caution when the fall goodies start tempting. Those warm, rich desserts and drinks are filled with empty calories that can make all your hard work go to waste. Set realistic goals. Having a long-term goal is a good idea, but be sure to set attainable expectations for yourself, including some milestones you can celebrate along the way to keep your motivation strong. Be realistic about how much time you can dedicate to fitness with your other life demands so you can set your goals accordingly.
October 2018
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October 2018
MS tried to
silence me.
But
I won’t let it. Kim
PML survivor. Mom. Diagnosed in 2000. Explore powerful stories of people doing whatever it takes at nationalMSsociety.org/ kim
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October 2018
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