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Estrella Publishing - Surprise Living magazine

February 2024

Published by Estrella Publishing LLC, PO Box 6962, Goodyear AZ 85338. Additional copies and article reproductions can be obtained for a fee by contacting info@EstrellaPublishing.com

Catherine Uretsky, Publisher and Editor Talia Uretksy, Associate Editor 623.398.5541 info@EstrellaPublishing.com Al Uretsky, Publisher and Sales Executive 623.398.5541 info@EstrellaPublishing.com All contents © 2010-present day Estrella Publishing LLC. All Rights Reserved. Reproduction in any form, in whole or part, without written permission from Estrella Publishing LLC is prohibited. Estrella Publishing accepts freelance contributions, there is no guarantee that materials will be used or returned. Some content is provided by Brandpointe. Estrella Publishing is not responsible for the views of contributing writers and assumes no responsibility for errors appearing within. Opinions expressed are those of the writers and not necessarily those of the Publisher or Advertisers. Estrella Publishing reserves the right to restrict all advertisement to their proper classification and to edit or reject any copy at its sole discretion. Neither this publication nor Estrella Publishing is an agent of or in any way affiliated with the associated Developer nor Homeowners Association, or any of their respective affiliates. This publication has not been approved by, sponsored by, or endorsed by the associated Developer nor Homeowners Association in any way.

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Estrella Publishing - Surprise Living magazine

February 2024

From Me To You... Have you ever found yourself trying to pick a Netflix show to watch and an hour later, you’re still scrolling through an endless library, contemplating the implications of your choice on the space-time continuum? In a world filled with so many possibilities, you might think that having endless choices is a luxury. However, as a victim of choice paralysis, for me it’s more like navigating a buffet with a never-ending menu. Welcome to choice paralysis - where too many options leave us paralyzed, unable to make a decision.

As amusing as the Netflix scenario is, for some, choice paralysis can extend beyond leisurely activities to more essential decisions, such as career paths or major life milestones. The pressure to make the right choice can be paralyzing, leading to prolonged periods of indecision and anxiety. The paradox of choice, (as coined by psychologist Barry Schwartz) presents the idea that too many options can diminish the satisfaction derived from the final selection. Or as I like to say, it’s not fun anymore!

If any of you have jumped into the heady whirlwind of home building you have seen the answer to this conundrum. A well timed visit to the showroom has a designer with a limited selection of flooring, countertop and lighting available for you, making the process much easier. Give me three choices and I am happy, I will swoop in and masterfully decide the entire look for my environment in under half an hour. Having recently gone through the agonizing process of remodeling without help, I can say that it was much harder to make confident decisions by myself, and at times my brain felt like candy floss. In hindsight, once I broke through the idea that the wrong decision would be a disaster, making choices was much easier. So I challenge you to pick up that remote control, point it at the TV and make a choice. And if you cant seem to pick, there are endless reruns of Friends and The Big Bang Theory to keep you entertained long into the night.

Catherine Uretsky

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February 2024

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If you are thinking about purchasing an EV for the first time, here are some questions to consider to make a smart purchasing decision: 1. What is the long-term cost? The initial price on the sticker doesn’t cover everything for any vehicle, and the same is true for EVs. Drivers must consider the cost of maintenance, insurance and, of course, fueling up. However, the cost difference to charge an EV is an incentive for many car shoppers. Hankook found that 24% of drivers are most likely to switch to an EV for a lower cost to charge rather than pumping gas.

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3. What tires come on my EV? Did you know that there are tires specifically made for EVs? EV tires are created with the change in road noise and increased weight of the vehicle in mind. If the tires on your vehicle are not EV-specific, consider purchasing new ones through rebates and other tire sale opportunities. And don’t forget to consider tire qualities that are important to both yourself and your driving habits. The Gauge identified performance (14%), safety (14%) and longevity (14%) as the top considerations for EV drivers when purchasing a new set of tires. 4. What does my local charging infrastructure look like? Charging stations continue to pop up across the U.S., but is there a charging station convenient to your daily life? Hankook found that 30% of drivers are more likely to consider driving an EV if there were more charging stations near where they work or live. Knowing where the most convenient stations are will make the transition to charging even easier. There are many questions that new EV buyers should ask before making the shift, but thinking strategically and asking questions about factors that may impact you in the long run will set you up well for an electrified future.

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Estrella Publishing - Surprise Living magazine

February 2024

Love Languages

to personal preferences can have a profound impact.

Quality Time: Quality time enthusiasts prioritize undivided attention and shared experiences. Engaging in In the intricate tapestry of relationships, activities together, deep conversations, and understanding the concept of love languages meaningful connections during uninterrupted has become a key to unlocking profound time create a sense of emotional closeness. connections. Developed by Dr. Gary Chapman, the idea behind love languages is that individuals Putting away distractions and focusing on each other fosters a deeper connection. express and perceive love in distinct ways. By recognizing and appreciating these differences, Physical Touch: Physical touch as a love couples can enhance their emotional intimacy language emphasizes the power of physical and fortify the foundation of their relationships. connection. Simple gestures like hugs, kisses, or holding hands can convey love and affection Love languages are categorized into five main more profoundly than words. Physical touch types: Words of Affirmation, Acts of Service, enthusiasts thrive on the warmth and comfort Receiving Gifts, Quality Time, and Physical Touch. Each person has a primary love language, that physical contact provides. a mode through which they most keenly Understanding one another’s love languages experience and express love. requires open communication and a willingness to learn. Couples can take the online quiz Words of Affirmation: For those whose primary developed by Dr. Gary Chapman to identify their love language is words of affirmation, verbal primary love languages and share the results. expressions of love and appreciation hold Regular check-ins on each other’s preferences paramount importance. Simple phrases like “I and expressing love in the way the other person love you” or acknowledging achievements can receives it can lead to a more fulfilling and significantly impact their emotional well-being. harmonious relationship. Taking time to offer sincere compliments and positive feedback can go a long way. In the intricate dance of relationships, decoding love languages becomes a transformative tool, Acts of Service: Individuals with acts of enriching connections and fostering a love that service as their love language value actions speaks uniquely to each heart. that demonstrate thoughtfulness and effort. Performing tasks that alleviate their partner’s burden, such as helping with chores or taking care of responsibilities, communicates love in a tangible way. Recognizing and proactively addressing their needs through actions speaks volumes. Receiving Gifts: For those who appreciate receiving gifts as a love language, the sentiment behind the gift carries immense weight. It’s not about the price tag but the thoughtfulness and effort put into selecting or creating a meaningful gift. Small gestures that reflect attentiveness

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Estrella Publishing - Surprise Living magazine

February 2024

Legal Advice TRUSTING YOUR TRUST WILL WORK

Estate planning does not need to be complex or confusing. You deserve to have your questions answered when they arise. Our documents are drafted to provide the benefit of avoiding obstacles and disputes, whether you have multiple beneficiaries or one special heir.

The proper use of a trust will allow your estate to avoid a court probate. Probates add administrative requirements such as giving notice to all heirs–even heirs you may be omitting from your estate plan. A trust allows one person to have centralized control to collect your assets, pay last bills and make the distributions the way you plan. A revocable trust can be amended and changed over time – as your goals for family or friends change. Trusts avoid the need for a court conservatorship when leaving money or property to minors, whether children or grandchildren. A court conservatorship is more costly and burdensome than a probate. Also, trusts can provide incentives for minors for education and employment.

Sharon Ravenscroft & M. Scott Rowan, Attorneys, The Cavanagh Law Firm, PA, Sun City and Phoenix offices, (623) 815-7451 or Sravenscroft@ CavanaghLaw.com; legal practice focused on Wills, trusts, probate and trust administration. For more information visit www.sharonravenscroft.com.

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Estrella Publishing - Surprise Living magazine

February 2024

Yum Yum

Strawberry and Nutella Crepes

This recipe for thin and delicate crepes filled with chocolate hazelnut Nutella and fresh strawberries will be the perfect breakfast or dessert for your loved one this Valentine’s Day. The first time making crepes can seem a little intimidating as they can seem to be fussy (in a way that a lot of French pastry can be) or that flipping something so delicate would require great skill. But not at all. These basic French crepes are surprisingly easy to make. The ingredients are simple and the recipe is straightforward - you can even make it a family event with your kids. You can make the filling with any ingredients you desire but for this recipe, we’ll focus on strawberries and chocolate spread. Other

Estrella Publishing - Surprise Living magazine

popular fillings include lemon juice and sugar, berries and cream, bananas and chocolate, or cinnamon apples. Prep time: 5 mins | Cook time 10 mins | Total time: 15 mins Ingredients (6 servings) 3 eggs 6 tablespoons of flour 1 cup of milk 1 pint of fresh Strawberries (or any berries of your choice) Nutella Prep Wash and slice berries. Steps In a large bowl mix together milk, flour, and

eggs until smooth. Pour batter onto a lightly greased frying pan. Tilt and rotate the pan in a circular motion until the batter isn’t running anymore. I find a ¼ cup of batter works best for each crepe in an 8-9 inch frying pan. Flip over to cook the other side. Remove from pan. Spread a thin layer of Nutella over one-half of each crepe and top with strawberries. Fold the crepe in half, covering the Nutella and strawberries, and then fold again (into quarters) Garnish with powdered sugar. ENJOY! We love to see our neighbors’ delicious creations, so send us a picture of your beautiful crepes or tag us on social media @EstrellaPublishing.

February 2024

The Bug Guy Ah, February in Phoenix, a time when the cacti shiver and the sun decides to play hide and seek. But you know who’s always on time and never late for the party? Bugs! Yes, those tiny six-legged critters buzzing around like they own the place. Let’s take a closer look at the hilarious world of bugs in Phoenix during February. First up, we’ve got the ladybugs. They must have mistaken February for a fancy dress party because they show up in their vibrant red coats ready to strut their stuff. “Welcome to the Ladybug Fashion Week,” they seem to say as they pose on every green leaf they can find. After all, who needs a catwalk when you have a rose bush? Then there’s the caterpillars, inching along like they’ve had one too many Valentine’s Day chocolates. These little guys are on a mission to nibble their way through every green leaf in sight. Their motto? “Eat, sleep, and repeat.” It’s like they’re training for a leaf-eating competition,

and they take their training very seriously. But wait, what’s that buzzing sound? Ah, it’s the bees! February seems to be their time to shine, and they’re zipping around like they’ve had one too many cups of coffee. They’re so busy collecting pollen that they seem to have forgotten it’s not summer yet. “We’re just buzzing around, making early spring plans,” they say as they dart from flower to flower. Of course, let’s not forget about our little friends the ants. They’ve got their own February fitness routine going on as they march in perfect lines, carrying tiny breadcrumbs like they’re training for a strength competition. “One, two, lift! One, two, lift!” they chant as they navigate their way through the desert terrain. And who can ignore the grand entrance of the butterflies? They flutter around like they’re practicing for a synchronized flying competition. “Watch and learn, birds! We’ve got the moves,” they seem to say as they gracefully glide from one blooming flower to another. Now, you might be wondering what all these bugs are doing in February. Well, they’re simply adding some extra entertainment to our already quirky desert life. So, next time you spot a bug in Phoenix during February, just sit back, relax, and enjoy the hilarious spectacle of nature putting on a show. After all, where else can you find such a diverse and comical cast of characters performing right in your backyard? Submitted by Larry Cash, of Estrella Mountain Pest Control

Estrella Publishing - Surprise Living magazine

February 2024

Money Matters As we begin the new year, you may be receiving various tax statements from your financial services provider — so it’s a good time to consider how your investments are taxed. So, when do you pay either capital gains taxes or ordinary income taxes on your investments?

You pay taxes on capital gains when you sell an investment that’s increased in value since you purchased it. On the other hand, you pay ordinary income taxes on capital gains resulting from sales of appreciated assets you’ve held for one year or less. You also pay ordinary income taxes when you receive “ordinary” dividends, which are paid if you purchase shares of a company after the cutoff point for shareholders to be credited with a stock dividend. Because your ordinary income tax rate may be much higher than even the top long-term capital gains

rate, you may be better off, from a tax standpoint, by focusing on investments that generate long-term capital gains. And the best strategy for doing just that is to buy quality investments and hold them for the long term.

The investment tax situation has another twist, though, because not all ordinary income is taxable. The most common example of this is tax-deferred accounts, such as a traditional IRA and 401(k). When you take money from these accounts, typically at retirement, you’ll pay taxes at your personal tax rate, but for the years and decades before then, your taxes were deferred. Ultimately, tax considerations probably shouldn’t be the key driver of your investment choices. Nonetheless, knowing the tax implications of your investments can help you evaluate which investment choices are appropriate for your needs. Submitted by Wayne Polk, AAMS, Financial Advisor, of Edward Jones

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Estrella Publishing - Surprise Living magazine

February 2024

Love Yourself No matter your age or fitness level, experts agree that physical activity brings multiple benefits to your mind and body. If you wonder how being more active as you get older can help you live a happier, healthier life - and how to get started - taking small, simple steps to boost your activity level can make a big impact. Here are a few benefits of exercise that may inspire you to move a little more. 1. Protect your bones and joints Stronger muscles help protect your bones and joints as you age. But if you think lifting heavy weights is the only way to strengthen your muscles, you’re in for a pleasant surprise. If you haven’t been active, you can begin strength exercises by starting slowly, using little to no special equipment, and gradually improving your strength over time.

precautions can help to keep you moving injuryfree. If you’re a beginner, choose instructors and exercise programs that start slow - even seated - and build your strength and flexibility gradually, so you can continue improving your fitness without risking injury.

4. Enjoy socializing One valuable benefit of being active is finding a class or community of people you enjoy spending time with. Whether you’re taking classes in person or online, you’ll know everyone 2. Help prevent falls else in the class is also aiming to stay more fit About one in four Americans aged 65 and older and healthy. Taking classes together is a fun will fall each year, according to the Centers for bonding activity that will help you stay motivated Disease Control and Prevention. Regular exercise and may inspire you to create your own group of that builds strength and improves balance is one friends for walking or doing activities together. of the best ways to help prevent falls or recover from a fall. 5. Improve mindfulness and reduce stress 3. Learn about injury prevention Injuries can happen at any age, but a few simple

Physical activity can reduce stress, help you stay more present throughout your day and enjoy your life to the fullest.

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Estrella Publishing - Surprise Living magazine

February 2024

Heart Health Valentine’s Day is a good time to remind ourselves that while heart disease is still prevalent in American men and women, it can be managed and in some cases, prevented altogether.

The traditional risk factors for heart disease – such as high cholesterol, high blood pressure and obesity – affect women and men equally. It’s an equal opportunity condition, which is why annual health check-ups and screenings are so important, according to Tammy Querrey, Director of Clinical Cardiovascular Care for Abrazo Health. The most common forms of heart disease are coronary artery disease, arrhythmias, heart valve disease and heart failure, explained Querrey. Coronary artery disease is a build-up of plaque that can decrease blood supply to the heart and may lead to a heart attack. The most common symptoms of a heart attack are chest pain/ pressure, or pain that occurs in the shoulders, arms, back, jaw, or it may also mimic indigestion.

Specializing in:

I N V I S A L I G N

The pain may get worse with activity and decrease at rest. Arrhythmias, also known as atrial fibrillation (Afib) or irregular heartbeat, are abnormal heart rhythms that occur when the electrical impulses in the heart are not working correctly. Common symptoms may include fluttering in the chest, sweating, fatigue and dizziness. Heart valve disease is when one of the valves is not working correctly. Symptoms can include shortness of breath with activity, fatigue, swelling in the legs/feet, dizziness, or chest pain, and a heart murmur is typically heard. Treatment options for valvular disease include minimally invasive Transcatheter Aortic Valve Replacement (TAVR) or open heart surgery. Heart Failure is when the heart cannot pump enough blood to meet the needs of the body. People may experience shortness of breath with activity, swelling in the legs, rapid weight gain, and increased fatigue, these are often dismissed as being age related or out of shape. This can often be treated with medication, or cardiac devices. Healthy lifestyle choices can make a world of difference for healthy hearts, said Querrey. Stay active and try to get at least 30 minutes of moderate activity five days a week. Follow a healthy diet with more fruits and vegetables and less fast or processed foods, maintain a healthy weight, try to manage your stress, quit smoking, and get regular health screenings and physicals.

B R A C E S G I N G I V A L

Our Emotional Support Dog, Vader

L A S E R

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C O N T O U R I N G

3 - D

I M A G I N G

P I T T S

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( H O L L Y W O O D

S M I L E )

Don’t hesitate to call 911 if you’re experiencing symptoms described above. The good news is that there are many treatment options for heart disease that not only allow patients to live longer, but also improve their quality of life. Being proactive about your health can help you enjoy time with your Valentine year after year. Submitted by Abrazo Health

Estrella Publishing - Surprise Living magazine

February 2024 11

Read On

The Seven Husbands of Evelyn Hugo by Taylor Jenkins Reid

A forbidden love, numerous marriages, and incredible twists and turns that will knock you off your feet. This New York Times Best Seller is written from multiple perspectives, in different time periods. The book is set both in the era of old Hollywood glamour, which instantly makes you feel like a movie star stepping out on the red carpet, and the present day where Evelyn is realising that it is finally time to open her true self to the world.

Gradually, throughout the novel, Hollywood movie icon Evelyn Hugo tells the truth about her glamorous and scandalous life. This includes her career and how she became one of the most famous actresses of all time, weaving in and around her seven marriages and how they play out. She reveals all this to magazine journalist Monique Grant. But who is Monique Grant? And why would mega star Evelyn only disclose her story to a nobody working at an editorial magazine in New York City? Monique has landed her big break by being asked to write a biography about Evelyn, and she is determined to use this as an opportunity to jump start her career. I mean, what would you do if the bombshell actress, Evelyn Hugo who hasn’t been interviewed in many years, asked you specifically to write her biography? As we come to learn, Ms. Hugo has a big secret, maybe even more than one. She is determined that those secrets should be revealed to someone who is close to her and has an involvement in her life, whether she is aware of it or not. Monique Grant is not only that person, but as the tale develops she is in for a shocking revelation - and so are you!

Estrella Publishing - Surprise Living magazine

February 2024

Will You Be Mine?

Valentine’s Day is right around the corner, and when we hear that our minds instantly jump to the typical ways to celebrate - a romantic dinner for two, breakfast in bed, flowers, and chocolate. These ideas are all amazing and make for a wonderful intimate time with your partner, but this year, let’s switch it up and show that special someone how much love you have for them with other ways to celebrate, rather than the cheesy classics. But whether you’re spending February 14 with your spouse, friends, or family, you can do so many amazing things on Valentine’s Day that can take the holiday from good to great, starting with this list of ideas.

Recreate your favorite or first date. Who doesn’t love a trip down memory lane? This is sure to put a smile on your partner’s face or even give them a good laugh. Have a photoshoot. Schedule some time to book a professional photoshoot for you and your partner or even the entire family. This is a great way to create long-lasting memories and will for

sure be appreciated by your partner. Take it a step further and get those photos framed and put on the wall in your beautiful home.

Sign up for a cocktail-making class. Skip the bar and drinks out, instead learn how to perfect your favorite drinks at home for years to come. Discover how to craft specialty cocktails like a professional and take those skills home with you when the evening ends. This is also a chance to show off your tasty work of art! Volunteer together. Spread the love this year and help out someone in need. Serving meals at a soup kitchen or cleaning up the local community can bring so much love into someone else’s heart as well as your own. Go for a bike ride. The weather in our sunshine state is still cool and crisp enough to enjoy a bike ride through your community. Take in the scenery alongside your significant other and have fun. From everyone at Estrella Publishing, we hope you have a lovely Valentine’s Day.

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Estrella Publishing - Surprise Living magazine

February 2024 13

Puzzle Time This samurai sudoku puzzle is a great way to engage the brain and help develop logic skills. To solve this Samurai puzzle use standard sudoku rules for every 9x9 grid: each digit from 1 to 9 can only appear once in every row, column and 3x3 box. Try your hand at the word search and crossword too! Solutions are on our website www.EstrellaPublishing.com Difficulty: Moderate

Sunday, 14th January 2024

1 3

7 4

9 9

8 3 2

8 7

3 4

1 2

3 2

8 3

8 5

1 1

2 3 4

7 6

7 9

4 1

2 www.samurai-sudoku.com

Estrella Publishing - Surprise Living magazine

February 2024

BE MINE LOVE FEBRUARY CHAMPAGNE BOYFIREND ROMANCE RED ROSES BOUQUET VALENTINE GIRLFRIEND CUPID SWEETHEARTS ADMIRER CHERUB DATE CHOCOLATES

Feb 2024 1

4 5 6 7

Across

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1. 2/29 (4,3)

2. Traditional Valentine's gift

3. Baby with arrows

5. Fat Tuesday (4,5)

4. Be mine on the 14th

7. Flower Estrella Publishing - Surprise Living magazine 8. Symbol of love

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Estrella Publishing - Surprise Living magazine

February 2024