Issuu

�e Park A magazine for Litchheld Park residents

™

February 2024 From Your Neighbors, For Your Neighbors

Estrella Publishing - The Park magazine

February 2024

Love Your Roof! Financing available 9.9% APR*

financing for 15 months if paid in full *

*Subject to credit approval. Exclusions apply. Ask for details!

 New Construction, Repairs, Recovers, Maintenance  Installation of Gutters  Shingles, Tile, Built Up Single Ply, Foam & Coatings, Metal, Shake

WANT TO LOVE YOUR ROOF? GIVE US A CALL!

www.JBSroofingAZ.com

ROC #’s: 061127 - 287012 - 198009 - 082024 - 318282 ROC #’s: 061127 - 287012 - 198009 - 082024 - 318282

Estrella Publishing - The Park magazine

February 2024

Published by Estrella Publishing LLC, PO Box 6962, Goodyear AZ 85338. Additional copies can be obtained for a fee by contacting info@EstrellaPublishing.com Catherine Uretsky, Publisher and Editor 623.398.5541 info@EstrellaPublishing.com Al Uretsky, Publisher and Sales Executive 623.398.5541 info@EstrellaPublishing.com All contents © 2010-present Estrella Publishing LLC. All Rights Reserved. Reproduction in any form, in whole or part, without written permission from Estrella Publishing LLC is prohibited. Estrella Publishing accepts freelance contributions, there is no guarantee that materials will be used or returned. Some content is provided by Brandpointe. Estrella Publishing is not responsible for the content of contributing writers and advertisers and assumes no responsibility for errors appearing within. Opinions expressed are those of the writers and not necessarily those of the Publisher or Advertisers. Estrella Publishing reserves the right to restrict all advertisement to their proper classification and to edit or reject any copy at its sole discretion. Neither this publication nor Estrella Publishing is an agent of or in any way affiliated with the associated Developer nor Homeowners Association, or any of their respective affiliates. This publication has not been approved by, sponsored by, or endorsed by the associated Developer nor Homeowners Association in any way.

Can’t wait to enjoy the great weather outside? Let us help you get those bugs under control.

Call Larry, to schedule your appointment today! 623-680-6619 Quality Pest and Termite Control

Check out “The Bug Guy” article in your neighborhood Magazine! Your full service Pest and Termite control company. Veteran owned and operated

www.estrellamtnpest.com Estrella Publishing - The Park magazine

February 2024

From Me To You... Have you ever found yourself trying to pick a Netflix show to watch and an hour later, you’re still scrolling through an endless library, contemplating the implications of your choice on the space-time continuum? In a world filled with so many possibilities, you might think that having endless choices is a luxury. However, as a victim of choice paralysis, for me it’s more like navigating a buffet with a never-ending menu. Welcome to choice paralysis - where too many options leave us paralyzed, unable to make a decision.

As amusing as the Netflix scenario is, for some, choice paralysis can extend beyond leisurely activities to more essential decisions, such as career paths or major life milestones. The pressure to make the right choice can be paralyzing, leading to prolonged periods of indecision and anxiety. The paradox of choice, (as coined by psychologist Barry Schwartz) presents the idea that too many options can diminish the satisfaction derived from the final selection. Or as I like to say, it’s not fun anymore!

If any of you have jumped into the heady whirlwind of home building you have seen the answer to this conundrum. A well timed visit to the showroom has a designer with a limited selection of flooring, countertop and lighting available for you, making the process much easier. Give me three choices and I am happy, I will swoop in and masterfully decide the entire look for my environment in under half an hour. Having recently gone through the agonizing process of remodeling without help, I can say that it was much harder to make confident decisions by myself, and at times my brain felt like candy floss. In hindsight, once I broke through the idea that the wrong decision would be a disaster, making choices was much easier. So I challenge you to pick up that remote control, point it at the TV and make a choice. And if you cant seem to pick, there are endless reruns of Friends and The Big Bang Theory to keep you entertained long into the night.

Catherine Uretsky Editor, Estrella Publishing info@estrellapublishing.com 623-398-5541

Transform your home by changing your window coverings.

623-399-8809

Call for a free in home consultation Blinds • Shutters • Shades • Drapes • Home Automation

35% discount on motorization with Enlightened Style 4

Estrella Publishing - The Park magazine

February 2024

Bathroom Updates Today’s homeowner wants their bathroom to be a sanctuary for relaxation and self-care, so it’s no wonder that the bathroom redo has become one of the most popular renovation projects. Transforming your bathroom into a spa-inspired retreat will not only impact your overall wellbeing and comfort but can also boost the value of your home. Here are five tips to consider when expanding and enhancing your shower space: 1. Set a realistic budget Enlarging the size of your shower space is an investment. Prior to getting started, set a realistic budget that includes not only the construction costs but also the cost of materials such as the shower surround surface, fixtures, floor tiles and other design elements. It’s also smart to have a contingency fund ready for unforeseen expenses that are sure to pop up along the way. And don’t underestimate the power of DIY when it comes to cost-efficiency. Taking on tasks like painting or even assembling fixtures can significantly reduce labor expenses. 2. Choose the right materials Selecting the right materials is key for both functionality and style. For shower surrounds, select a surface with style that will stand the test of time and fit your lifestyle needs.

selections. While investing in high-quality bathroom accessories may add to your renovation’s bottom line, it can actually save you money in the long run since cheaper fixtures tend to be more prone to breaking or wearing out. 4. Maximize natural light Incorporating natural light into the bathroom can help enhance the room’s overall aesthetic and make the space feel larger. Consider adding a window or a skylight strategically placed to maintain privacy, while allowing natural light to enter the room. This extra light can enhance your mood while also saving money on electricity bills. 5. Incorporate smart storage solutions Having an organized shower can help streamline your morning routine while maintaining the visual appeal of the bathroom. Incorporating built-in storage niches helps create an elevated design aesthetic and optimizes convenience. Not only do these built-in bathroom storage ideas maximize square footage, but they also make a strong design statement. Transforming your shower can take your entire bathroom to the next level and create a tranquil place to start and end your day.

3. Invest in quality fixtures and features Give your new shower space the quality fixtures and features it deserves. Adding simple luxuries like a rainfall shower head or built-in shower seat will help turn any bathroom into a sanctuary. Today’s ontrend fixture finishes include matte black, aged bronze and brass, all of which are sure to add a touch of elegance while perfectly complementing your surface Estrella Publishing - The Park magazine

February 2024

Will You Be Mine? Valentine’s Day is right around the corner, and when we hear that our minds instantly jump to the typical ways to celebrate - a romantic dinner for two, breakfast in bed, flowers, and chocolate. These ideas are all amazing and make for a wonderful intimate time with your partner, but this year, let’s switch it up and show that special someone how much love you have for them with other ways to celebrate, rather than the cheesy classics. But whether you’re spending February 14 with your spouse, friends, or family, you can do so many amazing things on Valentine’s Day that can take the holiday from good to great, starting with this list of ideas.

Recreate your favorite or first date. Who doesn’t love a trip down memory lane? This is sure to put a smile on your partner’s face or even give them a good laugh. Have a photoshoot. Schedule some time to book a professional photoshoot for you and your partner or even the entire family. This is a great way to create long-lasting memories and will for

sure be appreciated by your partner. Take it a step further and get those photos framed and put on the wall in your beautiful home.

Sign up for a cocktail-making class. Skip the bar and drinks out, instead learn how to perfect your favorite drinks at home for years to come. Discover how to craft specialty cocktails like a professional and take those skills home with you when the evening ends. This is also a chance to show off your tasty work of art! Volunteer together. Spread the love this year and help out someone in need. Serving meals at a soup kitchen or cleaning up the local community can bring so much love into someone else’s heart as well as your own. Go for a bike ride. The weather in our sunshine state is still cool and crisp enough to enjoy a bike ride through your community. Take in the scenery alongside your significant other and have fun. From everyone at Estrella Publishing, we hope you have a lovely Valentine’s Day.

RESULTS THAT MOVE YOU

Your Local Real Estate Agent

Estrella Publishing - The Park magazine

I can not tell you how pleasurable it has been to work with Elizabeth. As a Realtor in Colorado, I recognize and appreciate her professionalism and knowledge of the market. Elizabeth has made me feel very comfortable and I completely trust her opinions and look to her guidance. She operates her business as I do mine and I’m very impressed. — Doug S

February 2024

EVs

If you are thinking about purchasing an EV for the first time, here are some questions to consider to make a smart purchasing decision: 1. What is the long-term cost? The initial price on the sticker doesn’t cover everything for any vehicle, and the same is true for EVs. Drivers must consider the cost of maintenance, insurance and, of course, fueling up. However, the cost difference to charge an EV is an incentive for many car shoppers. Hankook found that 24% of drivers are most likely to switch to an EV for a lower cost to charge rather than pumping gas.

4. What does my local charging infrastructure look like? Charging stations continue to pop up across the U.S., but is there a charging station convenient to your daily life? Hankook found that 30% of drivers are more likely to consider driving an EV if there were more charging stations near where they work or live. Knowing where the most convenient stations are will make the transition to charging even easier. There are many questions that new EV buyers should ask before making the shift, but thinking strategically and asking questions about factors that may impact you in the long run will set you up well for an electrified future.

2. What type of maintenance will my EV need? The general consensus among drivers is that EVs require less maintenance than their ICE counterparts, but understanding what is needed to keep the vehicle running at peak performance is still key. While there’s no oil to change in your EV, brakes, fluids and various air filters will still need to be maintained over the course of your vehicle’s life. As a new EV owner, it is important to be aware of the maintenance needs. 3. What tires come on my EV? Did you know that there are tires specifically made for EVs? EV tires are created with the change in road noise and increased weight of the vehicle in mind. If the tires on your vehicle are not EV-specific, consider purchasing new ones through rebates and other tire sale opportunities. And don’t forget to consider tire qualities that are important to both yourself and your driving habits. The Gauge identified performance (14%), safety (14%) and longevity (14%) as the top considerations for EV drivers when purchasing a new set of tires. Estrella Publishing - The Park magazine

February 2024

Heart Health

Valentine’s Day is a good time to remind ourselves that while heart disease is still prevalent in American men and women, it can be managed and in some cases, prevented altogether. The traditional risk factors for heart disease – such as high cholesterol, high blood pressure and obesity – affect women and men equally. It’s an equal opportunity condition, which is why annual health check-ups and screenings are so important, according to Tammy Querrey, Director of Clinical Cardiovascular Care for Abrazo Health. The most common forms of heart disease are coronary artery disease, arrhythmias, heart valve disease and heart failure, explained Querrey. • Coronary artery disease is a build-up of plaque that can decrease blood supply to the heart and

GRASS starting at $5.25

BACKYARD MAKEOVER

FRESH START PACKAGE

+tax (Reg. $7,999)*

+tax (Reg. $5,999)*

5,999

750 sqft Artificial Grass 100 LNFT Curbing 100 LNFT Irrigation 5 Tons of Gravel

FREE CURBING 100 LNFT Free Curbing – with purchase of 1500 sqft or more $99.00 SUNSCREENS Minimum of 10 screens does not include Installation Financing Available 18 months Same as Cash $50.00/ Month for a $2500 project Valley-Wide Service 15 Year Warranty No Fade No Fall Apart

3,999

450 SQFT of Artificial Grass 100 LNFT of Curbing 100 lnft Irrigation System 2 Sun Screens

THE WHOLE SHEBANG $

12,999

+tax (Reg. $14,999)*

1000 sqft of Artificial Grass 500 sqft Pavers patio or walkway 100 LNFT of Curbing 10 Tons of Decorative Gravel 100 LNFT Irrigation 3 (5gallon) Plants 5 Sun Screens *No substitutions on specials. Price does not

FREE IN-HOME ESTIMATE include costs associated with demo or disposal Call Or Text | Se Habla Espanol or upgrades for quality of products.

602.730.7003 • ArtificialGrassMasters.com Licensed | Bonded Insured | ROC#285231

Estrella Publishing - The Park magazine

may lead to a heart attack. The most common symptoms of a heart attack are chest pain/ pressure, or pain that occurs in the shoulders, arms, back, jaw, or it may also mimic indigestion. The pain may get worse with activity and decrease at rest. • Arrhythmias, also known as atrial fibrillation (Afib) or irregular heartbeat, are abnormal heart rhythms that occur when the electrical impulses in the heart are not working correctly. Common symptoms may include fluttering in the chest, sweating, fatigue and dizziness. • Heart valve disease is when one of the valves is not working correctly. Symptoms can include shortness of breath with activity, fatigue, swelling in the legs/feet, dizziness, or chest pain, and a heart murmur is typically heard. Treatment options for valvular disease include minimally invasive Transcatheter Aortic Valve Replacement (TAVR) or open heart surgery. • Heart Failure is when the heart cannot pump enough blood to meet the needs of the body. People may experience shortness of breath with activity, swelling in the legs, rapid weight gain, and increased fatigue, these are often dismissed as being age related or out of shape. This can often be treated with medication, or cardiac devices. • Healthy lifestyle choices can make a world of difference for healthy hearts, said Querrey. Stay active and try to get at least 30 minutes of moderate activity five days a week. Follow a healthy diet with more fruits and vegetables and less fast or processed foods, maintain a healthy weight, try to manage your stress, quit smoking, and get regular health screenings and physicals. Don’t hesitate to call 911 if you’re experiencing symptoms described above. The good news is that there are many treatment options for heart disease that not only allow patients to live longer, but also improve their quality of life. Being proactive about your health can help you enjoy time with your Valentine year after year. Submitted by Abrazo Health February 2024

The Bug Guy

Ah, February in Phoenix, a time when the cacti shiver and the sun decides to play hide and seek. But you know who’s always on time and never late for the party? Bugs! Yes, those tiny six-legged critters buzzing around like they own the place. Let’s take a closer look at the hilarious world of bugs in Phoenix during February. First up, we’ve got the ladybugs. They must have mistaken February for a fancy dress party because they show up in their vibrant red coats ready to strut their stuff. “Welcome to the Ladybug Fashion Week,” they seem to say as they pose on every green leaf they can find. After all, who needs a catwalk when you have a rose bush? Then there’s the caterpillars, inching along like they’ve had one too many Valentine’s Day chocolates. These little guys are on a mission to nibble their way through every green leaf in sight. Their motto? “Eat, sleep, and repeat.” It’s like they’re training for a leaf-eating competition, and they take their training very seriously. But wait, what’s that buzzing sound? Ah, it’s the bees! February seems to be their time to shine, and they’re zipping around like they’ve had one too many cups of coffee. They’re so busy collecting pollen that they seem to have forgotten it’s not summer yet. “We’re just

Estrella Publishing - The Park magazine

buzzing around, making early spring plans,” they say as they dart from flower to flower. Of course, let’s not forget about our little friends the ants. They’ve got their own February fitness routine going on as they march in perfect lines, carrying tiny breadcrumbs like they’re training for a strength competition. “One, two, lift! One, two, lift!” they chant as they navigate their way through the desert terrain. And who can ignore the grand entrance of the butterflies? They flutter around like they’re practicing for a synchronized flying competition. “Watch and learn, birds! We’ve got the moves,” they seem to say as they gracefully glide from one blooming flower to another. Now, you might be wondering what all these bugs are doing in February. Well, they’re simply adding some extra entertainment to our already quirky desert life. So, next time you spot a bug in Phoenix during February, just sit back, relax, and enjoy the hilarious spectacle of nature putting on a show. After all, where else can you find such a diverse and comical cast of characters performing right in your backyard? Submitted by Larry Cash, of Estrella Mountain Pest Control

February 2024

Love Yourself No matter your age or fitness level, experts agree that physical activity brings multiple benefits to your mind and body. If you wonder how being more active as you get older can help you live a happier, healthier life - and how to get started - taking small, simple steps to boost your activity level can make a big impact. Here are a few benefits of exercise that may inspire you to move a little more. 1. Protect your bones and joints Stronger muscles help protect your bones and joints as you age. But if you think lifting heavy weights is the only way to strengthen your muscles, you’re in for a pleasant surprise. If you haven’t been active, you can begin strength exercises by starting slowly, using little to no special equipment, and gradually improving your strength over time. 2. Help prevent falls About one in four Americans aged 65 and older will fall each year, according to the Centers for Disease Control and Prevention. Regular exercise that builds strength and improves balance is one of the best ways to help prevent falls or recover from a fall.

4. Enjoy socializing One valuable benefit of being active is finding a class or community of people you enjoy spending time with. Whether you’re taking classes in person or online, you’ll know everyone else in the class is also aiming to stay more fit and healthy. Taking classes together is a fun bonding activity that will help you stay motivated and may inspire you to create your own group of friends for walking or doing activities together. 5. Improve mindfulness and reduce stress Physical activity can reduce stress, help you stay more present throughout your day and enjoy your life to the fullest.

3. Learn about injury prevention Injuries can happen at any age, but a few simple precautions can help to keep you moving injuryfree. If you’re a beginner, choose instructors and exercise programs that start slow - even seated - and build your strength and flexibility gradually, so you can continue improving your fitness without risking injury.

Estrella Publishing - The Park magazine

February 2024

Legal Advice AVOID PROBLEMS WITH IRA DESIGNATIONS For 401ks, IRAs and other qualified retirement accounts, the designated beneficiary form directs how the funds will be paid on your death. Common problems that arise with beneficiary designations are: • When the “Estate” or no beneficiary is listed, so a probate is needed and the IRA will be not be stretched for 10 years and will be taxed at a higher rate. • When a beneficiary dies before you, the financial company rules apply to who gets the deceased beneficiary’s share. When a trust is listed as the beneficiary, your directions are applied. • When the designated beneficiary is a minor, not a trust for the minor, then a costly court conservatorship is need and deferred tax benefit is at risk.

• When your spouse, who is not your children’s parent, does not sign a spousal waiver, then your spouse is entitled to half or possibly all of funds. Remember, currently, an inherited IRA must be paid in 10 years, if the beneficiary is not a spouse. Leaving a portion or all of your qualified retirement account to charity can make sense, because the charity does not pay income taxes and will receive more funds than a family member. Other assets which are not taxable can be left to family or friends. Sharon Ravenscroft, M. Scott Rowan, Attorneys, The Cavanagh Law Firm, PA, Sun City and Phoenix offices, (623) 815-7451 or Sravenscroft@CavanaghLaw.com; legal practice focused on Wills, trusts, probate and trust administration. For more information www.sharonravenscroft.com.

• Faster than the ED with lower copays! • Open when your doctor is closed 5pm-1am • Register online to save the wait • Telehealth visits available • Easy access off 101 and I-10

623-643-9233

GoodNightPeds.com

10320 W McDowell Rd Bldg. L, Avondale

Family owned & operated traditional Butcher Shop. We carry USDA prime grade meats, with a minimum of 30 day aging. Our chicken & pork is all natural with no sodium, nitrates or added solutions. We also have sausage! 14960 W. Indian School Rd, Ste 380 (623) 248-1206 oothehookmeatshop.net

Estrella Publishing - The Park magazine

February 2024

Love Languages In the intricate tapestry of relationships, understanding the concept of love languages has become a key to unlocking profound connections. Developed by Dr. Gary Chapman, the idea behind love languages is that individuals express and perceive love in distinct ways. By recognizing and appreciating these differences, couples can enhance their emotional intimacy and fortify the foundation of their relationships. Love languages are categorized into five main types: Words of Affirmation, Acts of Service, Receiving Gifts, Quality Time, and Physical Touch. Each person has a primary love language, a mode through which they most keenly experience and express love. Words of Affirmation: For those whose primary love language is words of affirmation, verbal expressions of love and appreciation hold paramount importance. Simple phrases like “I love you” or acknowledging achievements can significantly impact their emotional well-being. Taking time to offer sincere compliments and positive feedback can go a long way. Acts of Service: Individuals with acts of service as their love Primary care • Psychiatry • Therapy • Botox and Dermal Filler • IV Hydration • Hormonal language value Optimization & Testosterone Replacement actions that In-home visits and telehealth demonstrate Insurance and cash pay options thoughtfulness One Free B12 Shot for New Patients and effort. Promo code FAITH23 Expires Jan 2024 Performing tasks that alleviate their partner’s burden, such as helping Tara Saenz Chuck De La Riva, Jr. Aesthetics Director Medical Director with chores or MSN, APRN, NP-C MSN, APRN, NP-C 602-699-6171 taking care of info@estrellafamilycareandaesthetics.com responsibilities,

communicates love in a tangible way. Recognizing and proactively addressing their needs through actions speaks volumes.

Receiving Gifts: For those who appreciate receiving gifts as a love language, the sentiment behind the gift carries immense weight. It’s not about the price tag but the thoughtfulness and effort put into selecting or creating a meaningful gift. Small gestures that reflect attentiveness to personal preferences can have a profound impact. Quality Time: Quality time enthusiasts prioritize undivided attention and shared experiences. Engaging in activities together, deep conversations, and meaningful connections during uninterrupted time create a sense of emotional closeness. Putting away distractions and focusing on each other fosters a deeper connection. Physical Touch: Physical touch as a love language emphasizes the power of physical connection. Simple gestures like hugs, kisses, or holding hands can convey love and affection more profoundly than words. Physical touch enthusiasts thrive on the warmth and comfort that physical contact provides. Understanding one another’s love languages requires open communication and a willingness to learn. Couples can take the online quiz developed by Dr. Gary Chapman to identify their primary love languages and share the results. Regular check-ins on each other’s preferences and expressing love in the way the other person receives it can lead to a more fulfilling and harmonious relationship. In the intricate dance of relationships, decoding love languages becomes a transformative tool, enriching connections and fostering a love that speaks uniquely to each heart.

www.estrellafamilycareandaesthetics.com

Estrella Publishing - The Park magazine

February 2024

Read On

The Seven Husbands of Evelyn Hugo by Taylor Jenkins Reid A forbidden love, numerous marriages, and incredible twists and turns that will knock you off your feet. This New York Times Best Seller is written from multiple perspectives, in different time periods. The book is set both in the era of old Hollywood glamour, which instantly makes you feel like a movie star stepping out on the red carpet, and the present day where Evelyn is realising that it is finally time to open her true self to the world. Gradually, throughout the novel, Hollywood movie icon Evelyn Hugo tells the truth about her glamorous and scandalous life. This includes her career and how she became one of the most famous actresses of all time, weaving in and around her seven marriages and how they play out. She reveals all this to magazine journalist

Estrella Publishing - The Park magazine

Monique Grant. But who is Monique Grant? And why would mega star Evelyn only disclose her story to a nobody working at an editorial magazine in New York City? Monique has landed her big break by being asked to write a biography about Evelyn, and she is determined to use this as an opportunity to jump start her career. I mean, what would you do if the bombshell actress, Evelyn Hugo who hasn’t been interviewed in many years, asked you specifically to write her biography? As we come to learn, Ms. Hugo has a big secret, maybe even more than one. She is determined that those secrets should be revealed to someone who is close to her and has an involvement in her life, whether she is aware of it or not. Monique Grant is not only that person, but as the tale develops she is in for a shocking revelation - and so are you!

February 2024

Ask Dr Jen Stop Living in Fear

“I seem to feel so anxious about putting myself out there in one way or another. I’m often afraid of doing things, whether it’s asking a question in a group, talking to new people at a party, going after a promotion or even trying something new. I feel like my ‘comfort zone’ is so small. I don’t want 2024 to be as limited as 2023. How do I stop living in fear?” - Janine R. When we are blocked from doing something, however big or small, it’s fear that’s in charge. Fear is generated by negative automatic thoughts, or NATs, as I call them, and they are just as annoying as the winged-variety. Check out these 3 steps to tackle your fear: 1. Start by asking yourself, “What are the selflimiting thoughts that are in my way right now?” Some examples: What if they don’t like me? I should just stick with what I know. I can’t do this. I’ve never done anything like this before.

I’m not good enough. What if it doesn’t work out? I don’t deserve it. I’m not worth it. 2. Next, ask yourself, “What is it that I am really afraid of here?” Common fears include abandonment, betrayal, rejection, failure, embarrassment and success. Then, there’s being afraid of being afraid. That’s known as anxiety. Anxiety can work for us or against us. It works for us when it comes in moderation. It works against us when it’s too high (choking) or too low (psyching out). Once you identify the true culprit, commit to overcoming it and make a plan of attack. It’s ok to ask for help in this process. 3. When you experience doubt, ask yourself, “What’s the worst thing that can happen?” or “What do I truly have to lose?” You can’t always guarantee success, but if no one is going to die or lose limb, you can get through it. This process will likely be anxiety-provoking, and there may be times you want to quit. If so, tell yourself this: “What I’m doing isn’t working, so it’s time to try something else.” It’s time to get unstuck! Have a question for Dr. Jen? Email it to AskTheDoc@EstrellaPublishing.com. DISCLAIMER: Material is for informational purposes and not intended to be a substitute for evaluation or treatment by a licensed professional. Material is copyrighted and may only be reproduced with written permission of Dr. Bellingrodt.

Estrella Publishing - The Park magazine

February 2024

Money Matters As we begin the new year, you may be receiving tax statements from your financial services provider — so it’s a good time to consider how your investments are taxed. To understand the tax issues associated with investing, it’s important to understand that investments typically generate either capital gains or ordinary income. So, when do you pay either capital gains taxes or ordinary income taxes on your investments? You pay taxes on capital gains when you sell an investment that’s increased in value since you purchased it. On the other hand, you pay ordinary income taxes on capital gains resulting from sales of appreciated assets you’ve held for one year or less. You also pay ordinary income taxes when you receive “ordinary” dividends, which are paid if you purchase shares of a company after the cutoff point for shareholders to be credited with a stock dividend. Because your ordinary income tax rate may be much higher than even the top long-term capital gains rate, you may be better off, from a tax standpoint, by focusing on investments that generate long-term capital gains. And the best

strategy for doing just that is to buy quality investments and hold them for the long term. By doing so, you could also reduce the costs and fees associated with frequent buying and selling.

The investment tax situation has another twist, because not all ordinary income is taxable — and if it is, it may not be taxable immediately. The most common example of this is tax-deferred accounts, such as a traditional IRA and 401(k). When you take money from these accounts, typically at retirement, you’ll pay taxes at your personal tax rate, but for the years and decades before then, your taxes were deferred. Finally, some investments and investment accounts are tax free. Municipal bonds are free from federal income taxes, and often state income taxes, too. And when you invest in a Roth IRA, your earnings can grow tax free if you don’t start taking withdrawals until you’re at least 59½ and you’ve had your account at least five years. Ultimately, tax considerations shouldn’t be the key driver of your investment choices. Nonetheless, knowing the tax implications of your investments can help you evaluate which investment choices are best for your needs. Submitted by Wayne Polk, AAMS, Financial Advisor, of Edward Jones

We Provide Care for the Entire Family

• John Monroe, MD • Jeremy Ficken, NP-C • Amanda Powers, PA-C • Sarah Jaspers, PA-C • Jessica Cooley, PA-C • Leslie Lattin, PA-C • Hailey Bethune, PA-C • Bruce Ploeser, PA-C

Serving the community Since 2007! Services: Acute Visits Newborn Exams Pediatric Care & Immunizations Sports/School Physicals Adult Preventative Exams

Evaluations: Diabetes Cholesterol High Blood Pressure Referral to Specialists Sports Related Injuries

W Roosevelt St Estrella Pkwy

Monday - Thursday 7:00am - 7:00pm Friday 7:00 am - 12:00 pm Saturday 8:00am - 12:00 pm

Walk-In Appointments available Most Major Insurance Accepted

W Van Buren St

623-889-3477

750 N Estrella Parkway, Suite 40 • Goodyear, AZ, 85338 In the Canyon Trails Professional Center located South of the I-10 & Estrella Pkwy

Estrella Publishing - The Park magazine

February 2024

Estrella Publishing - The Park magazine

will for sure be appreciated by your partner. Take it a step further and get those photos framed and put on the wall in your beautiful home.

February 2024

Yum Yum Strawberry and Nutella Crepes This recipe for thin and delicate crepes filled with chocolate hazelnut Nutella and fresh strawberries will be the perfect breakfast or dessert for your loved one this Valentine’s Day. The first time making crepes can seem a little intimidating as they can seem to be fussy (in a way that a lot of French pastry can be) or that flipping something so delicate would require great skill. But not at all. These basic French crepes are surprisingly easy to make. The ingredients are simple and the recipe is straightforward - you can even make it a family event with your kids. You can make the filling with any ingredients you desire but for this recipe, we’ll focus on strawberries and chocolate spread. Other popular fillings include lemon juice and sugar, berries and cream, bananas and chocolate, or cinnamon apples. Prep time: 5 mins | Cook time 10 mins | Total time: 15 mins Ingredients (6 servings) 3 eggs 6 tablespoons of flour 1 cup of milk

1 pint of fresh Strawberries (or any berries of your choice) Nutella Steps Wash and slice berries. In a large bowl mix together milk, flour, and eggs until smooth. Pour batter onto a lightly greased frying pan. Tilt and rotate the pan in a circular motion until the batter isn’t running anymore. I find a ¼ cup of batter works best for each crepe in an 8-9 inch frying pan. Flip over to cook the other side. Remove from pan. Spread a thin layer of Nutella over one-half of each crepe and top with strawberries. Fold the crepe in half, covering the Nutella and strawberries, and then fold again (into quarters) Garnish with powdered sugar. ENJOY! We love to see our neighbors’ delicious creations, so send us a picture of your beautiful crepes or tag us on social media @EstrellaPublishing.

LisaRyanHealthyFit.Com 22 Years Experience

Call or Text for a Consultation

916-5RE-AL99

Lisa Ryan Healthy Fit

Specializing in: Adult Fitness Injury Rehabilitation Parkinson’s Pickleball Conditioning Natural Healing Practices Protection from Falling Back Pain Relief Balance Improvement

Lisa Ryan Healthy Fit

Over 55 Online Training IN-HOME option available

*FREE* consultation - Let’s talk it over

Estrella Publishing - The Park magazine

February 2024

Puzzle Time This samurai sudoku puzzle is a great way to engage the brain and help develop logic skills. To solve this Samurai puzzle use standard sudoku rules for every 9x9 grid: each digit from 1 to 9 can only appear once in every row, column and 3x3 box. Try your hand at the word search and crossword too! Solutions are on our website www.EstrellaPublishing.com Difficulty: Moderate

Sunday, 14th January 2024

1 3

7 4

9 9

8 3 2

8 7

3 4

1 2

3 2

8 3

8 5

1 1

2 3 4

7 6

7 9

4 1

2 www.samurai-sudoku.com

Estrella Publishing - The Park magazine

February 2024

BE MINE LOVE FEBRUARY CHAMPAGNE BOYFIREND ROMANCE RED ROSES BOUQUET VALENTINE GIRLFRIEND CUPID SWEETHEARTS ADMIRER CHERUB DATE CHOCOLATES

Feb 2024 1

4 5 6 7

Across

Down

1. Emotion

1. 2/29 (4,3)

2. Traditional Valentine's gift

3. Baby with arrows

5. Fat Tuesday (4,5)

4. Be mine on the 14th

7. Flower Estrella Publishing - The Park magazine 8. Symbol of love

6. Rodent February that predicts the weather 2024 19

KEEPING YOUR LITCHFIELD PARK COMMUNITY COOL AND COMFORTABLE FOR OVER 28 YEARS.

Now

Offering Plumbing

49 0 0 . 3 3 623.2 y.com

$50 OFF

lit

ua CallAQ

any plumbing service

ET IT . WE G E E E. T N OR FRE UARA F G T I % X 0 I 10 EF OF THE TIME--OR W E M O H ST HE FIR T T H G RI

SYSTEM CHECK

$59

Full Heating System Check with Performance Report.

System tune-up. Regular maintenance: Keeps equipment warranties valid. Prevents major breakdowns. Extends the life of your system. Our 35-point tune-up checklist includes: Inspecting the entire system. Cleaning and lubricating all components. Adjusting parts for optimal efficiency. Cannot be combined with other coupon offers.

SCHEDULE YOUR FREE ESTIMATE AND LOCK IN

★ $1500 OFF new installations of new heating and coolin system. + $2000 manufacture rebate on all new heating and cooling system.

Call today to see why A Quality HVAC is different from the rest of the valley companies: Best guarantees in the business. 10-year parts and labor warranty. Lifetime warranty on compressors. Payment plans as low as $4.35 per day. Highest-rated A/C company in the valley with over 700 5-star Google reviews.

623.233.0049 20

Estrella Publishing - The Park magazine

Schedule your FREE Estimate and Consultation Today.

www.callAQuality.com

520 North Bullard, #43 February 2024 Goodyear, AZ 85338 ROC 255316, 255314, 255315