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From Me To You... Welcome to the April edition of Mountain View magazine.
During a recent conversation with my Mum I found out that my childhood home is up for short term rent. For the next 6 months I could rent my memories. Let me tell you it was very tempting. Due to the location of this house it would probably cost more to get there than it would to rent, and I really could not take advantage of it this year as my summer is ridiculously overbooked already. Plus it is unfurnished and England in the summer is not exactly comfortable to start with.
people not know how to use an Aga anymore? Even if you don’t know, you can learn. One of my fondest memories was cooking pancakes on the griddle of that Aga. Sure it could be tricky cooking a cake in an oven that was powered with coal but where is your sense of adventure? I noted that with an energy rating of ‘F’ they had not decided to improve the heating or insulation in the house. Now that I could have got behind. Every room had a fireplace to provide heat, and for that reason I can now win the fire starting challenge if I ever make it onto Survivor. Also the eaves over my sister’s bedroom would collect snow every winter, only to release it in a beautiful waterfall in the spring. In front of her doorway. Inside. I am guessing that may still be a problem.
I flipped through the online pictures and immediately a sense of outrage overtook me. They had cut down nearly every tree that had surrounded my home. The cherry tree that I lay under reading Tess of the D’Urbervilles - gone. The oak I learned to climb and hide in - gone. The broad limbed beauty my siblings and I built a tree house in - gone.
Despite all these glitches it is still the home I grew up in and it holds a special place in my heart. The indoor shutters are still there - 19th century insulation at it’s best. The amazing staircase that wraps around the outside of the entrance hall reminds me of decorating trees at Christmas. And sliding down the banister, to my parent’s horror. The long driveway where I learned how to use a stick shift and had the horrible job of shoveling when it snowed still winds past fields and around the front of the house.
What else had changed? Well it seemed they had removed one bathroom only to relocate it on the opposite side of the house. Why? Beats me. In the kitchen there was an addition. A stove. Do
Yes, the house has changed but my home is still there, peeking out behind the improvements that subsequent owners have made. Anyone want to go in on a temporary house share with me?
But still. It made me think, can you ever really go home?
Catherine Uretsky
Editor, Mountain View Magazine info@estrellapublishing.com 623.594.9283
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Catherine Uretsky Publisher & Editor
Al Uretsky Publisher & Sales Exec
Published by Estrella Publishing LLC, PO Box 6962, Goodyear AZ 85338. Additional copies and article reproductions can be obtained for a fee by contacting info@EstrellaPublishing.com
Catherine Uretsky, Publisher and Editor 623.594.9283 info@EstrellaPublishing.com Al Uretsky, Publisher and Sales Executive 623.594.9283 info@EstrellaPublishing.com All contents Š 2010-present day Estrella Publishing LLC. All Rights Reserved. Reproduction in any form, in whole or part, without written permission from Estrella Publishing LLC is prohibited. Estrella Publishing accepts freelance contributions, there is no guarantee that materials will be used or returned. Estrella Publishing is not responsible for the views of contributing writers and assumes no responsibility for errors appearing within. Opinions expressed are those of the writers and not necessarily those of the Publisher or Advertisers. Estrella Publishing reserves the right to restrict all advertisement to their proper classification and to edit or reject any copy at its sole discretion. Neither this publication nor Estrella Publishing is an agent of or in any way affiliated with the associated Developer nor Homeowners Association, or any of their respective affiliates. This publication has not been approved by, sponsored by, or endorsed by the associated Developer nor Homeowners Association in any way.
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Mountain View
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Peace On Earth Studies reveal that people are seeking two things; to know their purpose and to make a difference in the world. We aren’t really surprised by this. We can feel it in ourselves. We want our lives to have meaning and to contribute to the good of others. “Each of you should use whatever gift you have received to serve others, as faithful stewards of God’s grace in its various forms.” (1 Peter 4:10) We were gifted both to make a difference for others and to reveal God’s grace in the world. Sadly, we don’t always exercise our gifts. We get excited when someone tells us about a great way to help in the community, but when it comes to signing up and committing, well, we sometimes back off. There are other things we’d like to do. We have a lot on our plate right now. Have you reacted this way? I admit I have. Let’s face it, serving others is an interruption. However, we can look at this as an opportunity. Serving others is an opportunity. It is also a ‘divine appointment.’ It is God who invites us to take part in making a positive difference in this world, serving as God’s hands, feet and heart, as the slogan of Spirit Song church reads.
for the better. I am in awe that God lets me partner with him in great adventures. Even when I don’t see the outcome, I still know peace at having contributed to the good of others.
Last year, Spirit Song church sponsored a 6K Walk for Water in the community of Vistancia to raise funds to help a village without access to clean water receive a deep water well providing both a clean and dependable water source. (6K is the average distance countless women and children typically walk daily to find clean water in developing countries.) Many people joined in the walk and others chose to sponsor this great cause. We funded an entire well with installation! We are excited to announce that we are sponsoring another 6K Water Walk on May 19 beginning at 8:00 a.m. in the community of Vistancia (Happy Valley and 303). Be a hero. Join us in this great opportunity and make a positive difference. Register online at teamworldvision. org/6K and form a team or search “Vistancia Water Walkers” to donate to ours. Keep your eyes open for the many great opportunities to make a difference! Submitted by Valerie Fairchild, pastor of Spirit Song church in Vistancia
I’ve found that ‘divine appointments’ have a surprising flip side. Even though the timing never seems optimal, something amazing happens. I find joy and energy in jumping into the opportunity. I enjoy seeing lives impacted
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Moments Of Zen From work to working out, kids’ activities to household tasks and so much more, modern life has never been busier. The problem is hectic schedules can lead to unnecessary stress.
If you’re one of the many people who feel frazzled on a regular basis, you’re probably longing for a vacation or a day at the spa. Fortunately, there are plenty of easy ways to cut stress that you can sneak into everyday life. From mealtime to bedtime, if you start embracing small moments to be more mindful, you’ll be surprised how fast you can cut down on overall stress. Here are five simple examples of how you can find your own moments of Zen today: 1. Take a 5-minute walk. Whether it’s getting fresh air or just getting yourself moving, a change of place and pace can reduce stress and give you a few moments to relax, especially during hectic times. For example, take a 5-minute break while dinner’s cooking to walk around the block. Weather not right for a walk? Give your body a quick stretch with an at-home yoga session. 2. Find quick-and-easy solutions. If making dinner for your family seems like a daunting task, choose quick-and-easy options Mountain View
designed to take the hassle out of meal prep, like SeaPak’s Shrimp Scampi or Popcorn Shrimp. The frozen food aisle is a great place to begin your journey toward finding your happy place in the kitchen. Here, you can find a variety of products that taste great and require minimal prep work, so you can dedicate more time to doing the things you love, like spending quality time with your family. 3. Choose quality over quantity. Make the most of your time each day by being intentional with your activities. Whether it’s playing a new board game with the kids after dinner or watching a TV show with your spouse, small quality moments can help you relax and enjoy yourself and your family when at home. 4. Take time to reflect. When using great-tasting, low-hassle products like SeaPak to make dinner, you’ll be spending way less time in the kitchen. Take those extra moments to reflect on everything you accomplished during your day or week. This will help give you a sense of pride and is a real confidence-booster. 5. Break from technology. Take a break from technology, even if it’s only for 5 minutes. Set down your phone, turn off the television and step away from all electronics. Just giving your mind a break from the active world of technology can reduce stress and help you mentally reset, especially during mealtimes, where being present is particularly important. These are just five simple examples, but moments of Zen can be found anywhere if you take the time to look for them. Remember, the little moments are what make the biggest impact in life, and by embracing mindfulness, you’re setting the stage to be able to focus on what really matters.
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Living With Faith
I would venture a guess that nobody will remember the forty-fifth anniversary of the end of the undeclared Viet Nam War. Nowhere will we find mention of it, nor the tremendous affect it had on the conscience of this country. Nowhere will we find mention of the close to 60,00 of our finest, who perished in this fiasco of unparalleled proportions. Nowhere will we find mention of the trillions of dollars expended to execute the disaster that ensued.
In the early years of this undeclared war the list of those killed in action were published daily. Day after day, the list became so numerous that the media neglected to remind us of the tragic end to so many who could have become husbands, or fathers, or entrepreneurs, or laborers, or teachers. Their dreams and aspirations destroyed in an instant. There was a song written that contained the phrase, “Where have all the young men gone, longtime passing?� The ground they cherished and fought for, this America, has now received their remains. The Valley of the shadow of death has consumed our beloveds and now cries out for us to remember.
abandoned them, mocked them, spit on them, and made them feel ashamed. Shame on us!
Perhaps it was our collective failing that caused us to turn our backs on those forgotten martyrs. Perhaps when we saw a veteran and a person in uniform we showed our disdain because we could not face them and explain why – why they sacrificed so much for so little. Perhaps their offering of body and soul dimmed our memories. A monument is all we have to offer. Memories of a time that left us bereft fill our hearts. A nation that once adored its military and lifted them to enormous heights cannot fathom the tragedy of defeat. We need to pause and remember. We need to remind ourselves that they did not die in vain. We need to gather this year, more than ever, and stand proudly behind all who serve. We need to pray that God will continue to bless us all because of them. May all merciful God continue to grant them eternal peace in His loving arms as they reap the reward of everlasting life. Rabbi Irwin Wiener, D.D. Sun Lakes Jewish Congregation National Chaplain, Jewish War Veterans, USA
America has lost but two wars in its long history: the War of 1812 and of course, Viet Nam. In both instances we felt ourselves to be invincible. Since the end of World War ll we considered ourselves to be the savior of the world. Viet Nam changed all that and showed the world and us that conflict with no purpose is an exercise in futility. Our hearts are laden with guilt. When we see a person in uniform we rush to thank him or her for service rendered. Remember when our heroes returned from Viet Nam? We treated them we disrespect and even disgust. We 8 Mountain View
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Digital Payments Modern digital technology has replaced landlines, television antennas, VCRs, CDs and many other things that were once part of our daily lives - and the next thing to go may well be cash. A few years ago, the idea that we would no longer use cash would have seemed outlandish, but it’s happening right before our eyes. A 2016 Gallup poll found only 24 percent of Americans made all or most of their purchases with cash, compared to 36 percent five years ago. Plus, according to a recent U.S. Bank Cash Behavior Survey, more consumers say they prefer the use of digital apps to make payments versus cash. Digital payments, specifically person-to-person (P2P) payment technologies, have made it fast, safe and convenient to send and receive money from a mobile device. Where once people exchanged cash, they are increasingly sending money to one another via P2P technology services like Zelle(R), which connects the nation’s leading financial institutions to enable consumers to send fast payments to friends, family and people they trust.
in the U.S. - whether you’re using your banking app on your phone or the online banking portal on your laptop, you can pay friends back or request money from family wherever you are and without ever looking for an ATM. * Safety - Make sure you only send money to people you know and trust, and make sure you type in their phone number or email address accurately when you send funds. By only sending money to people you’re already familiar with, you help to mitigate your chances of falling victim to scams. Are the days of wrinkly dollar bills and trips to the ATM over? Maybe, maybe not - but as more people switch to mobile payments, the convenience, security and ease will revolutionize the way people exchange money.
If you haven’t already joined the 100K consumers, on average a day, who are signing up to use P2P payments, the experts at Early Warning Services, the network operator of Zelle(R) - offer three ways to be “Money Smart” in a Digital World: * Speed - When rent is due, or someone’s birthday is coming up, time and money are critical! Don’t send money that will take days to get to someone or could get lost/stolen at the post office. With Zelle you can safely send money, typically within minutes when both parties are already registered. * Simplicity - Using Zelle makes it easy to send money to friends and family with a bank account Mountain View
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Volunteer
You have been told today is the day you get to visit with your parent that you haven’t seen in months. You’re nervous, you’re a bit excited, and you are a tad scared. You have been told you are going to see your parent at a place called Arizonans for Children. Hmmmm…. you wonder what this place is. You tuck your feelings in your pocket and wait to find out. Put yourself in those tiny shoes and join a team of individuals that smile, are creative, and passionate about ensuring every child that walks through the doors at Arizonans for Children feels welcomed and loved. We have Visitation Centers with an environment that is homelike and inviting to all children and parents that need time to bond. The children we serve are in foster care or have been away from one parent for a variety of reasons including a divorce, domestic violence, or substance abuse. Our staff invites you to join
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the team and spend time helping families heal. From checking in and greeting families, to leading a session of yoga or creating new memories through art, to learning how to supervise a family’s visit, there is a role for you. The Visitation Center offers a variety of play rooms, a kitchen to cook a meal in, books, air hockey, and comfy couches to watch movies. You’ll hear families battle in a game of foosball, singing along with the karaoke machine, or squealing as they chase one another on our playground. You are bound to hear laughter and will see many shed tears. We have opportunities for you to put your strengths to use or gain new skills. If you want an opportunity to make a difference, reach out and schedule a tour of Arizonans for Children. Our schedule flexible, including weekends, allow for a quick application process and the option to jump in to show the children we serve that they matter. To become a volunteer that helps families heal during their time in foster care apply online at www.arizonansforchildren.org or email az4children@gmail.com
April 2018
Streaming 101 WHAT IS STREAMING? How do you “cut the cord”? It’s a big buzz right now…but what the heck is it and how do I do it? Can I watch the shows and channels that I want to? Can I watch live tv? Can I get sports channels?
With so many questions surrounding streaming, it is easy to feel overwhelmed. Don’t let it scare you off – it isn’t as hard as you may think to begin streaming. With a few clicks you can enjoy the freedom from increasing cable prices, ditch the 200 channels that you never watch and still watch live tv and sports! Streaming services are just like cable or satellite subscriptions, complete with live broadcasts and a variety of familiar channels, except they come over the Internet rather than through analog cables or satellite signals. The streaming services offer an all-you-canwatch buffet of streaming content, often at a price well below what most of us spend each month for pay TV. Plus, you can watch TV programming through a streaming app on any internetconnected device, such as a laptop or tablet, anywhere you go. Streaming is not tied to your home’s location.
device to make your TV internet-ready with many apps built in for easy access. The devices may also be installed on Smart TVs to take advantage of the device’s faster processors and updates. Each TV in your home will need a way to stream your applications. No matter what streaming app or device you use to display the content, your viewing experience will only be as good as the quality of your internet service. If you have a weak link, then you’ll stew over dropped signals, frequent buffering pauses in your programs, pixelated images and garbled audio. Fast, reliable internet is key to a successful streaming experience. With strong reliable internet, you can minimize these problems, but even the best streaming systems stall out from time to time. Remember that all of these services and technologies are still young and evolving. If you want to learn more about how to stream, stop by Zona’s office or call and ask for Jackie to make an appointment. Zona is also offering mini classes on streaming – call to sign up. Submitted by Jackie Urdahl, of Zona Communications
Your internet-delivered video experience on any device — phone, tablet or TV — will revolve around apps, not channels. You are probably already comfortable using apps on your smartphone and tablet, which are built for them. To take advantage of streaming, you’ll need a way to display the content on your TV. Those capabilities might already be built in to your smart TV or you may need to add a streaming device. They are available under a $100 for a small smart Mountain View
April 2018
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College Costs The last year of high school is a whirl of activity, and it’s no different when it comes to the final leg of college selection. Once the acceptance notifications arrive, it will soon be time to sit down with a different stack of mail: financial aid letters. As you undoubtedly know, the cost of college is no small investment. In the 2017-18 academic year, the average tuition and fees for four-year public colleges is $25,620, while for private colleges, the costs are $33,520, according to the College Board. At the same time, the College Board reports that more than 70 percent of students receive grants to help pay for college. Hopefully, those financial letters contain some good news. For most families, analyzing the letters is a process of uncovering the college that can offer the best education at the best value for your student. One way to get there is to parse the
details of the letter itself so you understand the net cost of your student’s education. Still, it’s critical to look at other factors and opportunities around higher education costs. Taking a deeper look at these can help you and your student reach the best possible decision. Deciphering free aid vs. other options: Take a close look at each line in the aid column. Key words, such as scholarships, grants and fellowships, signal no-strings money for school. Work-study and student loan packages are options that will need students to find a job or pay the money back. Cost-of-living expenses: Think about those extra costs that come up over the weeks and months of any college year. Don’t forget entertainment. After all, they’re not going to spend all their time studying in their dorm room. Does the campus and community offer plenty of low-cost and nocost attractions and entertainment so they can have fun with their friends without breaking the bank? Ongoing costs: The financial aid letter describes the student’s first year. As much as you can, do some forecasting for the next three to four years. It’s especially important to understand whether awards are renewable, or if they’re available only to first-year students. Negotiation: If the college isn’t coming through with enough aid to make college affordable for your student and family, don’t give up. You might be able to negotiate more aid. Submit a letter and ask for a follow-up appointment. Be specific about what you are requesting, and be sure to explain if you have specific circumstances such as medical costs or a job loss that may have affected your ability to meet the expected family contribution. If you find the amount of financial aid provided isn’t enough (including the amount offered in federal loans), families may want to research and explore private student loans option to cover the additional expenses.
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MS broke my body.
I will
never stop, never quit.
Kevin
Dad. Veteran. Diagnosed in 1999. Explore powerful stories of people doing whatever it takes at nationalMSsociety.org/kevin
Mountain View
April 2018
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Bergen Financial Group Presents Power & Protection Strategies For Retirees - - Avoid 10 Pitfalls Made By Retirees!
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This entitles the holder to RSVP for up to 4 people A COMPLIMENTARY MEAL Trilogy at Vistancia Tewa Ballroom 27980 N. Trilogy Blvd., Peoria, AZ 85383 Thursday, April 5th at 5 PM followed by Dinner NOTHING WILL BE SOLD AT THIS FREE WORKSHOP! Your Speakers: Darcy L. Bergen AZ License #155178 Darcy L Bergen is a fiduciary and the founder of Bergen Financial Group. Darcy is an experienced television and radio personality, having hosted radio shows including “Smart Money” and “Safe Money & Income Radio Show with Darcy & Heather.” He has presented hundreds of seminars dealing with all aspects of money, and now focuses on matters associated with retirement. Darcy is a Certified Retirement Financial Advisor (CRFA) and is a NAFA member (National Association for Fixed Annuities).
Bryan Little AZ License #23626 Bryan Little is a fiduciary and specializes in retirement and income planning. Since 1995, Bryan has had a goal in helping his clients achieve their ideal financial retirement. Bryan is a licensed insurance agent, licensed to sell life insurance and annuities. Being an independent advisor, he strives to find the best companies and products to help clients achieve their goals.
Seating is Limited... Call to RSVP 1-800-915-2502 Bergen Financial Group • 20542 N. Lake Pleasant Road, Suite 111 • Peoria, Arizona 85382 This is not intended to be a sales seminar. The purpose of this seminar is to provide you with general information on retirement planning. Neither Bergen Financial Group nor any agents acting on behalf of Bergen Financial Group should be viewed as providing legal, tax or investment advice. Consult with and rely on your own qualified advisor. Annuities: “A surrender during the surrender charge period could result in a loss of premium. Surrender charge structure may vary by state. Please consult your Disclosure Statement for details specific to your state. However, some products have a Return of Premium Guarantee. Issuing companies that have Return of Premium products are Midland National, EquiTrust, National Western and Sagicor. Life Insurance: “Income and growth on accumulated cash values is generally taxable only upon withdrawal. Adverse tax consequences may result if withdrawals exceed premiums paid into the policy. Annuities grow tax deferred and life insurance is tax free under certain circumstances. Withdrawals or surrenders made during a Surrender Charge period will be subject to surrender charges and may reduce the ultimate death benefit and cash value. Surrender charges vary by product, issue age, sex, underwriting class and policy year. 1Interest is based on 10.46% effective August 22, 2017 and is subject to change without notice.” 10.46% First-Year Yield reflects 8% Premium Bonus plus a 2.9%, Fixed Account Rate, and assumes no withdrawals, net of fees. This yield applies only to premiums in the Fixed Account. The Fixed Account Interest Rate is based on current rates and subject to change at the Company’s discretion and based on $250,000 premium.” 2Tax-free refers to income tax3Daniel Mazza is our View April 2018 free life insurance. Mountain Attorney for Wills and Trusts. His license number is 029570. 4Secure income annuity offered through Security Benefit Life. Insurance products may be presented by Bergen Financial Group, a company that provides insurance products for clients. Fixed annuities guarantee that your money will earn at least a minimum interest rate. Fixed annuities may earn interest at a rate higher than the minimum but only the minimum rate is guaranteed. The issuer of the annuity sets the rates.
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Eat Healthier What better time than now to take a look at your diet? If you’re indulging in too many break room snacks or swinging by the drive-thru after work, you’re not alone. With such a busy life, it’s easy to grab something quick and unhealthy on the go. But, the good news is, it’s also easy to make changes in your diet that will reap powerful health benefits in no time. Here are some easy ways to eat healthier: Start small. You don’t have to completely overhaul your diet in a day. Start with small things, like taking your lunch to work instead of eating out, cutting down on soda or getting a new cookbook of healthy recipes to inspire you. Plan your meals. On the weekend, plan your breakfasts, lunches and dinners for the upcoming week, and then head out to the grocery store, and do your shopping so you’ll have everything you need on hand. Cook at home. When you eat out, even when opting for the “healthy” items on the menu, you could be getting hidden doses of salt, sugar and fat. When you cook at home, you can control exactly what you’re eating, down to the nutrient. It’s healthier for your pocketbook, too. Explore your health insurance discounts. Many health plans offer resources, discounts and incentives for leading a healthier life. Members
can save everyday on online deals, including discounts on Retrofit private weight-loss programs, Jenny Craig, Nutrisystem, healthy cookbooks by Holly Clegg, and more. Eat the rainbow. Colorful foods are packed with nutrients. Red foods help heart health and improve memory. Orange foods are good for your eyes, yellow foods help with digestion and brain function, purple foods are powerful antioxidants and green foods are good for your eyes, musculature, bones and teeth. All fight cancers. And they’re pretty on the plate. Win-win! Slash the sodium. Lowering your sodium intake can help lower your blood pressure and get rid of water weight. But it’s not as easy as putting down the salt shaker. Sodium lurks in places you’d least expect it. Some surprisingly high-sodium foods: raw chicken (if it’s been pumped up with a solution), pre-cooked frozen shrimp (usually processed with salt), condiments like ketchup and mustard, smoked anything and cottage cheese. Watch your sugar. Too much sugar leads to weight gain, abdominal obesity, low HDL and high LDL, elevated blood sugar and a whole host of other problems. But like salt, sugar can hide in foods you might think are healthy, including instant oatmeal, jarred pasta sauce, smoothies, flavored yogurt and salad dressing. A good rule of thumb: Read the label, and if it has a double-digit sugar count, ditch it. Meatless Mondays! Going vegetarian one day a week is a great way to get more veggies into your diet. Just don’t pack on the refined carbs like white bread, pasta or potatoes in place of the meat. Practice mindful eating. Go all Zen with your food. Focus on what you’re eating, how you’re nourishing your body, and how much you enjoy the taste of the food. Eating at your desk, in the car or in front of the TV makes it more likely you’ll overeat.
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Life As A Caregiver
with that. So when the day finally came when I could visit her, I was so excited and anxious to see her. I came through the beautiful living room and found I knew the day would come when I could no her sitting in the family room. Her face lit up when longer care for my mom in the manner it took to she saw me. It was wonderful. There wasn’t too keep her comfortable. I knew it because I had much to talk about since she doesn’t remember read about it over and over. I knew it because much of what happens during her day, but we the support group I attend spoke about it. I knew laughed and hugged….that was all we really it because that is the progression of Alzheimer’s needed. I left after about an hour…and would disease. I knew it because all the people I know whose loved ones are victims of the disease have return in two days. experienced it. Here is a perfect example of logic That day wasn’t as positive. She was still in bed and intellect colliding with emotion. I knew the when I arrived in the afternoon because she was day would come….but when it did, I just couldn’t suffering from one of her horrible chronic headbelieve it. aches. But when I work her up, she was happy to I delivered mom to her new care facility: I brought see me. I could see the pain on her face, but she smiled and decided to have some lunch. So, they what little stuff she had from my casita, helped brought it to her and we sat together while she arrange her new room the way she liked, gave ate. Then she said she needed to lie down, so I her a big hug & told her I loved her with all my kissed her and said goodbye. heart…and left. I wasn’t allowed to return for two weeks. It honestly felt like someone had socked me in the stomach, but I also felt an enormous amount of relief.
The kind people at her new home said their job was to take care of her…and MY job was to enjoy her. That sounded like a good plan. I could deal
Putting our precious cargo in the caring hands of others is exactly the right thing to do as Alzheimer’s patients decline. These professional caregivers are emotionally removed from the horrible reality of the disease and can care for our loved ones efficiently and without hesitation. The constant reminder of how mom is declining surrounds me mentally but not visually like it did when she lived here. That is the healthy ‘break’ that people speak about when warning family members who are caregivers…the ‘break’ from the visual picture we get of our loved ones in discomfort and decline 24/7…the frustration and sadness that we feel all of the time while trying to enjoy them. I continue to work on getting over the guilt and the powerless feeling of not being able to control the situation. I am slowly getting my life back, but it is a new life. Life with my mom in a care facility. The reality of this is that I will have to go through this loss again when she passes away. Hopefully, I will be stronger and better prepared. Hopefully. Submitted by Kathy Linton, West Valley Resident
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April 2018
Tax Refund
It’s that time of year again when you may find a little bit of extra money in your pocket, thanks to your annual tax refund. There are plenty of practical ways to spend it, such as putting it toward paying off credit cards, loan payments or even starting a college fund, but there is always something tempting about taking that money and putting it toward something just a little bit more fun. Instead, consider something that is both practical and fun that you will use every day and will help you save money throughout the year. 1. Learn something new: Maybe you have been meaning to learn a new skill or explore a subject that you have taken interest in. Your refund is the perfect solution to fund a new hobby. Look into your local community college, dance studio, art center, etc. and check out the various classes offered to find one that piques your curiosity. If you are lucky, these courses could turn into something far more fruitful that will last far beyond tax season. 2. Be on the cutting edge: Haven’t you always wanted to be the first among your friends with one of the latest smartphones? Often though, it becomes too expensive between the phone, the update charge and the data fees. This year, use your tax refund to purchase one of the latest smartphones and a new wireless plan that allows you to save in the long-term. While you reward yourself with the latest technology and unlimited data, you’ll also give yourself the gift of saving on your phone bill all year long.
waterparks, etc. offer discounted year-round family memberships, too. Even though your staycation may end once the weekend is over, the new membership will allow for family fun to continue throughout the year. 4. Get fit: Have you faltered on that New Year’s resolution to spend a few more hours a week at the gym? Your tax return is your second chance at getting into better shape this year. If the gym isn’t for you, put it toward trying a new exercise class, or better yet, do it with a friend or partner! Many workout studios give discounted classes for your first session, so you’ll have the opportunity to “try before you buy” - and if you love it, pick up a package of classes to reduce longer-term costs. 5. Cook a homemade family feast: While you could take your hard-earned tax return to a fancy restaurant, you could also make a fancy dinner right at home. Use your extra spending cash to revamp your kitchen with new appliances and ingredients that will allow for more exciting inhome dining. Splurge on a homemade pasta maker or a brand-new mixer, then work as a family to cook up your very own secret recipe. These purchases and new creations will result in a fun night of cooking for the whole family, but also will be around for years to come! You work hard all year and deserve to reward yourself with something fun and practical that can bring a little more balance to your emotional and financial health.
3. Plan a staycation: Planning a vacation can be tough with a hectic family schedule. Between working out the details and packing, the planning process can become overwhelming. Why make it complicated when you can instead vacation from the comfort of your own home? Use your refund to have family-based experiences in your hometown - many museums, zoos, Mountain View
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Positive Parenting Children and teens experience some of the most important moments of their lives at school. It’s where they spend two-thirds of their waking hours. Of course, school can be stressful, too and not just because of pop quizzes and science projects. “Stress isn’t the same for all children, and it impacts every one differently,” said Dr. Cheryl S. Al-Mateen, medical director of the Virginia Treatment Center for Children. “In fact, in some cases this stress can even be traumatic. If left unnoticed, it can lead to real mental health concerns, including depression, anxiety, selfharm and even substance abuse.” Everyone deserves to feel comfortable talking about mental health - it plays an important role in a child’s overall health. Sometimes, however, topics around mental health can feel overwhelming or confusing for parents. Many may find it difficult to spot the difference between traditional school stress and the possibility of potential trauma. Fortunately, there are many resources available to help. As a start, Dr. AlMateen has five recommendations to support parents in understanding school issues, helping children cope and tackling potential problems. * Check in about school. It can be difficult in our go-go-go world, but give your child your undivided attention for 5 to 10 minutes every day. Talk about their friends, teachers and classes. Open yourself to hearing the good and the bad, and ask what they find difficult - like feeling too nervous to talk or being teased for talking too much. These conversations help you identify problems as they arise, teach your child problemsolving skills and reinforce how deeply you care about their wellbeing. * Strengthen your lines of communication. Your child may be more open about school if you have Mountain View
frequent conversations about other things as well. Talk to them about the little stuff, and they’ll be more apt to tell you about the big stuff.
* Work with your school. If your child is showing signs of stress that concern you, don’t be afraid to reach out to their teacher(s) or school principal. Your child’s teacher may be able to shed light on what’s causing the stress and, if nothing else, can help watch out for your child during the school day. * Establish a routine at home. Children thrive in stable, consistent environments. Creating a predictable schedule is helpful, if you can, but sometimes that’s just not possible. Make a big family calendar and keep it where everyone can access it. This empowers children to know what’s coming up and helps provide the solid foundation they crave at home. They’ll be better prepared to deal with changes and unexpected situations they may face at school. * Seek help when you need it. How do you know if your child needs help beyond what you or the school can provide? Look for warning signs. For example, young children may complain about stomachaches and headaches that have no physical explanation. When depressed, a child may say that they’re angry, rather than sad, so listen for both - especially when their eating or sleeping patterns also change dramatically, they seem to have low energy or they aren’t taking pleasure in things they enjoyed before. These may be signs of a larger problem that needs to be addressed immediately with help from mental health professionals. The school years are exciting, important times for your children, but they can be tough. Check in with your child daily and don’t downplay the stress they may feel. Recognizing potential issues quickly can help prevent larger problems down the road.
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Vaccines
Childhood and adolescent vaccination is considered by many to be one of the greatest public health accomplishments of the 20th century, but based on the results of a new study by the Blue Cross Blue Shield Association (BCBSA), there is still more work to do to ensure children and teens are protected against the diseases vaccines were developed to eradicate. The report shows childhood vaccination rates climbed 12 percent among young commercially insured members. Data shows 69 percent of young BCBS members born in 2010 were up-todate on their CDC-recommended vaccinations by the age of 2 years and 3 months compared to 77 percent of children born in 2013. The study also found that the rate of documented vaccine refusal - in other words, doctors charting parental refusal of vaccines for their children went up by nearly 70 percent for children born in 2013 compared to those born in 2010. The result of vaccine refusal can be dangerous, not only for the child who is vulnerable to diseases like measles and diphtheria, but for the community at large. It played itself out in Minnesota last year, when a measles outbreak in the Twin Cities exceeded
the total number of cases reported in the entire U.S. the year before. Health officials didn’t have to look far for the cause. Spread of the highly infectious disease started in the state’s Somali-American community. According to the Minnesota Department of Health, the vaccination rate among Somali-American children dropped from the high 80s to a low of 42 percent last year in response to the anti-vaccine movement’s targeting efforts, fueling the outbreak. But the disease wasn’t confined to the Somali community. It spread throughout the Minnesota public school system as well, infecting non-vaccinated children. The disease is nothing to take lightly. At the low end, it causes fever, runny nose, cough, sore throat and a rash, but it can be deadly, spawning pneumonia, blindness and even encephalitis. One especially alarming complication lurks in the brain for years after a person has recovered and mysteriously reawakens, causing seizures, coma and death. No one who has contracted that complication has survived. It’s not just childhood vaccines that parents are refusing. According to the BCBSA report, only 29 percent of adolescents received a first dose of the human papilloma virus (HPV) vaccine before their 13th birthday. The HPV vaccine rates lag far behind other adolescent vaccines, meningococcal and Tdap, which have rates of 72 percent and 82 percent, respectively. And that’s a problem. According to estimates from the Centers for Disease Control and Prevention, 31,500 people die every year from cancers caused by HPV. It’s a heartbreaking statistic, especially because the American Cancer Institute estimates that, if all teens were vaccinated against HPV, cervical cancer would be eliminated within one generation. The key to protecting children and teens from diseases like measles, rubella and HPV is vaccination, according to the CDC. Talk to your child’s doctor about the safety and benefits of vaccination, if you have any doubt.
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Furry Friends Pet parents know that there’s nothing like the love of furry family members. Keeping your pets healthy is a priority because you want them to live as long as possible. However, health care costs for pets are expensive, and if you are dealing with additional expenses such as prescriptions for chronic conditions, it can become a burden to your budget. Fortunately, there are several things pet owners can do proactively to keep pets healthy and save money on health care costs.
them at higher risk for health concerns like diabetes, osteoarthritis and ligament injuries. These health concerns not only risk the quality of life for Fluffy or Fido, but also can deeply impact your pocketbook. Pets, just like humans, require exercise and proper nutrition to stay healthy and feel their best. Whether that’s letting your rabbit out of the cage to run or going on a walk with your dog, be sure to make regular exercise a part of your fur family’s routine. If you’re unsure what is appropriate for your pet, call your veterinarian or bring it up at a wellness visit.
“An ounce of prevention is worth a pound of cure” is just as applicable to pets as it is to their human caregivers. One of the most important things a pet parent can do to ensure the ongoing health of any animal is to bring them in for annual checkups whether they are experiencing health issues or not. During wellness checkups, veterinarians can screen for a variety of health conditions. They provide insight on diseases, age-related concerns, dental health, nutritional considerations and so much more. Plus you’re able to provide your pet with important vaccinations. Regular checkups help vets identify problems sooner rather than later, and this can translate to more affordable health care costs to pet parents in the long run. Costs for managing your pet’s health can be a bear with pet owners spending more than $8 billion on prescription and over-the-counter medications annually. The Inside Rx Pets program offers savings on commonly prescribed medications such as insulin and antibiotics, as well as seizure, glaucoma and anti-inflammatory drugs. Obesity is a growing concern for many pets. Poor nutrition paired with limited exercise causes pets to put on additional weight. This weight can put Mountain View
Choosing between a pet and an unexpected health expense is something no one wants to experience. Being prepared can make a big difference when facing difficult decisions Some people are starting pet health savings accounts (HSAs) that are similar to the accounts that people hold for themselves to pay for medical expenses. Whether you choose that path or a traditional savings account, when you have an emergency fund you won’t have to worry about any unexpected expenses, so you can simply focus on getting your pet well again. Being proactive is important for keeping your pets healthy for many years. From scheduling annual wellness visits to taking advantage of the Inside Rx Pets discount card, there are many easy actions pet parents can take today to reduce costs so furry family members stay well. April 2018
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Puzzles & Games Sudoku for April
Numbers from 1-9 must appear only once in each row, column and box. Good Luck! Solution is on our website www.EstrellaPublishing.com
4
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Sudoku Solution 2 6 1 9 8 5 7 3
3 1 7 2 4 9 8 6 5
6 9 4 5 8 3 7 1 2
5 8 2 7 6 1 4 3 9
2 4 9 8 1 6 3 5 7
1 5 3 9 7 2 6 4 8
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7 6 8 4 3 5 9 2 1
Useful Numbers EMERGENCY SERVICES Emergencies (Police / Fire) Police Non-Emergency Fire Department Non-Emergency Fire Dept. (Snake Removal) Poison Control Center Rattlesnakes & Gila Monsters
911 623.773.8311 623.773.7279 602.253.1190 602.253.3334 480.894.1625
HOSPITALS - MEDICAL Arrowhead Hospital Cancer Center of America John C. Lincoln - Deer Valley Banner Hospital - Del E. Webb Banner Hospital - Boswell
623.561.1000 800.268.0786 623.879.6100 623.214.4000 623.977.7211
CITY OF PEORIA City Hall Water/Trash Main Library Sunrise Mountain Library Parks and Recreation
623.773.7000 623.773.7160 623.773.7555 623.773.8650 623.773.7137
POST OFFICES Glendale Post Office Peoria Post Office Sun City West Post Office
623.572.0288 623.979.8533 623.546.3990
Mountain View
LICENSES Drivers & Plates Vehicle Emissions Station PUBLIC UTILITIES APS - Electric Company Cox Communications Qwest (Voice & Internet) ZONA Communications (Internet) Southwest Gas Company SCHOOLS Peoria Unified School District Lake Pleasant Elementary School Vistancia Elementary School Liberty High School Sunrise Mountain High School MISCELLANEOUS Trilogy Golf Club Trilogy HOA Office Vistancia HOA Office Community Patrol
602.255.0072 887.692.9227 602.371.7171 623.594.1072 800.244.1111 623.455.4555 877.860.6020 623.486.6040 623.773.6575 623.773.6500 623.773.6525 623.487.5125 623.328.5100 623-215-6258 623.215.8646 480.313.2685
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Business Directory FINANCIAL & LEGAL SERVICES Bergen Financial Group Kramer Legacy Documents Michael Sweet, CPA Succentrix Business Advisors
800.915.2502 623.300.1227 631.987.8989 623.594.9615
HEALTHCARE & BEAUTY Alycan Design Medispa A Tender Dental Care Z Haven Assisted Living
602.368.8413 623.937.1888 623.628.9310
HOUSEHOLD SERVICES Al’s Plumbing Atlantic Relocation Systems Cluff Mechanical Heating & AC Dirt Busters House Cleaning Green Leaf Pest Control The Window Cleaner AZ Vistancia Pool Care Younger Brothers Exterminating Younger Brothers Plumbing Zona Communications
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623.329.5170 602.352.6683 602.765.COOL 623.977.6725 623.399.9970 623.738.6064 623.521.2825 623.487.3147 623.487.3130 623.455.4555
REAL ESTATE Coldwell Banker - M & J Morin Friedman Realty Associates
623.262.2870 623.476.2491
RECREATION & RESTAURANTS Haymaker Restaurant Co. KNFX 1100AM Radio
623.566.1515 602.277.1100
RETAIL SERVICES Budget Blinds of Peoria Estrella Ordnance Pure Patio Steel Shield Security Doors
623.251.5988 623.262.2154 623.299.8000 623.977.3277
WORSHIP Spirit Song Church
623.824.1357
April 2018
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Cornerstone Group © 2018
no reason to get your internet from anyone else.
Your Neighborhood Real Estate Company With Global Reach
Office: 623-476-2491 Call/Text: 623-986-0987 BirdieGolfHomes.com
IT’S A GREAT TIME TO SELL YOUR HOME!
IT’S A SELLER’S MARKET! INVENTORY IS LOW IN VISTANCIA! As of 3/15/18, in Vistancia, per ARMLS (Arizona Regional MLS) statistics:
Trilogy: 49 resale homes for sale. Vistancia Village: 44 resale homes for sale. Blackstone: 15 resale homes for sale.
is sponsoring the Putting Contest
at the SINGLETON MOMS CHARITY GOLF OUTING Supporting single parents with cancer.
Monday, April 9 Blackstone Country SAVClub E THE www.SingletonMoms.org
Call or text Friedman Realty Associates at (623) 986-0987 for your listing appointment today!
SE OU LL R ER ! LIST PRICE:
$498,000 13041 W. Black Hill Rd., Trilogy at Vistancia
Serenitas w/Casita, 2334 SF/3BR+Den/3BA/Ext. 2-Car Garage
FRIEDMAN REALTY ASSOCIATES’ RECENTLY SOLD SE OU LL R ER !
FRIEDMAN REALTY ASSOCIATES
FRIEDMAN REALTY ASSOCIATES’ UNDER CONTRACT IN 3 DAYS!
SOLD PRICE:
$478,000
12768 W. Desert Vista Trail, Trilogy at Vistancia
Genova, 2308 SF/2BR+Den/2.5BA/2-Car Garage | Closed Date: 3/13/18
RECENTLY PURCHASED BY OUR BUYER! BU OU YE R R!
Staci Lor is originally from Charlotte, North Carolina and has over 7 years of real estate experience. She lives in Vistancia Village where both of her children are students at Vistancia Elementary. Staci loves helping people and would love to help with your real estate needs, whether 623-282-6940 in Vistancia Village, Blackstone or Trilogy.
Your Neighborhood Real Estate Company With Global Reach
We get results – we make it happen FOR YOU! 28 Mountain View If your home is currently listed for sale, this is NOT intended as a solicitation for business.
SOLD PRICE:
$435,000
28435 N. 127th Ln., Trilogy at Vistancia April 2018
Nice, 1925 SF/2BR+Den/2BA/3-Car Garage | Closed Date: 3/5/18