Estrella Publishing - Mountain View magazine
March 2019
1
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Published by Estrella Publishing LLC, PO Box 6962, Goodyear AZ 85338. Additional copies and article reproductions can be obtained for a fee by contacting info@EstrellaPublishing.com Catherine Uretsky, Publisher and Editor 623.594.9283 info@EstrellaPublishing.com Al Uretsky, Publisher and Sales Executive 623.594.9283 info@EstrellaPublishing.com All contents Š 2010-present day Estrella Publishing LLC. All Rights Reserved. Reproduction in any form, in whole or part, without written permission from Estrella Publishing LLC is prohibited. Estrella Publishing accepts freelance contributions, there is no guarantee that materials will be used or returned. Some content is provided by Brandpointe and Family Features. Estrella Publishing is not responsible for the views of contributing writers and assumes no responsibility for errors appearing within. Opinions expressed are those of the writers and not necessarily those of the Publisher or Advertisers. Estrella Publishing reserves the right to restrict all advertisement to their proper classification and to edit or reject any copy at its sole discretion. Neither this publication nor Estrella Publishing is an agent of or in any way affiliated with the associated Developer nor Homeowners Association, or any of their respective affiliates. This publication has not been approved by, sponsored by, or endorsed by the associated Developer nor Homeowners Association in any way.
Catherine Uretsky Publisher & Editor
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March 2019
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From Me To You... Every now and then I find myself scrolling through an online newspaper from my youth. It is a well known and respected piece of journalism, but I don’t usually go there to read the news. I gravitate towards a piece called ‘A Letter To...’ in which ordinary people write letters that they would never send to the intended recipient.
There is another side to reading these letters too. The sneaky side of superiority. That feeling you get when you read an advice column or watch Reality TV.
I suppose it is a catharsis for them, and me in a way. It allows me to explore and validate (in some instances) feelings I have had about some situations.
And let’s face it, Reality TV is the train wreck of humanity. I do love to watch it, sampling the lives of people I would never meet in real life. Realizing that no matter how much money or fame these fabulous people accumulate, they have problems too. Their grass may seem greener on the other side of that fence, but they still have to mow it.
Some of the letters are scandalous “A letter to the wife of my boyfriend.” Or “A letter to the couple who died in my house.” Others are more humorous, “A letter to my lazy spouse.” Then there are the ones that tug on your heart. “A letter to my brother who passed away.” And “A letter to our surrogate, who had second thoughts.” Reading these letters, I feel a sense of completion for the authors. they have been able to say their piece and get those feelings out in a healthy way.
“My life may have problems but thank goodness it is not as bad as this!”
Catherine Uretsky Editor, Mountain View Magazine info@estrellapublishing.com 623.594.9283 If you have a photo you think is cover-worthy send it to me at catherine@estrellapartners.com
We have all been in situations that were left unfinished. The witty comeback you wished you had thought of at the time but now it would be too late, perhaps even petty, to say out loud. These letters allow the writers to speak those thoughts and feel those feelings in a safe way. Of course they are all anonymous and I am sure the recipients don’t ever read them, but sometimes just putting things on paper is enough. I am sure you have been told in the past that when your feelings are at a boiling point you should write an e-mail then delete it. I have written many quick, emotion filled e-mails then thought better of them and hit the delete button. These letters are an extension of that - the ability to blow off steam and get your point across without hurting anyone else’s feelings. 4 Estrella Publishing - Mountain View magazine
March 2019
On Our Cover On the cover and continuing on this page we are showcasing art work by members of the Trilogy Art League. You can see these pieces and more in person at the Trilogy Art Show on March 17th at the Kiva Club here in Vistancia. Everyone is welcome and it is free to attend.
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March 2019
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Yum Yum!
Instant Pot Minestrone Soup with Ricotta Pesto Crostini Ingredients: For the minestrone 4 ounces thick cut bacon, small dice 1 teaspoon each fresh or dried rosemary, thyme & sage 1 yellow onion, chopped 2 medium size carrots, medium dice 1 red bell pepper, medium cu 1/4 teaspoon red pepper flakes 3 cloves garlic, minced 1 medium sweet potato, peeled & medium dice 2 tablespoons tomato past 1/2 bunch of kale, stems removed & choppe 28-ounce can crushed tomatoe 3 quarts beef stock or broth 1/2 cup dried white beans Small rind of Parmesan cheese 1 dried bay leaf 9-ounce package of Buitoni Three Cheese Tortellini Olive oil 1 teaspoon kosher salt Fresh pepper For the crostini: 1/4 cup Buitoni Pesto with Basil 1 small baguette 1/2 cup ricotta cheese 1 cup cherry tomatoes Olive oil 1/4 teaspoon kosher salt Fresh pepper Instructions: Pre-heat instant pot to the saut√© “normal” setting along with 1 teaspoon of oil. Add the bacon and cook for 5 minutes, then add the 6 Estrella Publishing - Mountain View magazine
rosemary, thyme and sage. Cook for 3 more minutes or until the bacon is golden in color, then add the onions, carrots, bell peppers, red pepper flakes, 1/2 teaspoon of salt and a few cracks of pepper. Mix well and turn the saut√© setting to “more” on the instant pot and cook for 8 minutes. Add the garlic and cook another 6 minutes, or until the veggies are soft and have wilted down by a good amount. Add the tomato paste and cook for 1 minute, then add the kale, crushed tomatoes, beef stock, dried beans, Parmesan rind, bay leaf, 1/2 teaspoon salt and a few cracks of pepper. Make sure you don’t add liquid past the max line on the instant pot. Mix well and check for seasoning; you will likely need a bit more salt. Press cancel on the instant pot, put the lid on, and set to pressure cook on high for 40 minutes. Once the cook time is done, let the instant pot sit for 10 minutes, then carefully release the pressure manually. Make sure to remove the bay leaf and Parmesan rind. When the soup is ready, bring a 4-quart pot of water to boil and cook the Buitoni Three Cheese Tortellini according to package instructions. Drain well and add the tortellini to the pot of soup and stir. Make the crostini by seasoning the tomatoes with 1 teaspoon of oil, 1/4 teaspoon salt and a couple cracks of pepper, and roast in a 400 F oven for 15-20 minutes. Once the tomatoes start to burst they are ready. Toast the bread, schmear on some ricotta cheese, spread on the Buitoni Pesto with Basil and top with roasted tomatoes. Serve the soup with the crostini and enjoy! Soup will keep for 3 days in the fridge or can be frozen for 3 months. March 2019
Peace On Earth
How do you know when spring is here? Is it the flowers on the shrubs? We in Arizona had flowers on the shrubs all winter! Is it the green grass? Well, we had that too. Is it warmer temperatures? Maybe. In Alaska, the people know it is spring because there is more daylight. On March 21, the sun will rise at 7:43am and set at 8:11am. Imagine, they will already enjoy 12 ½ hours of sun in March! My husband and I have been to Alaska in March and it is a magical time. It doesn’t particularly matter if it is ‘warm’ or not. People come out and enjoy the sunlight and the many great activities. We watched sprint dog sled races that ran through the streets of Fairbanks and down the frozen river and back. There is great enthusiasm from both viewers and the barking dogs who love to run. I was bundled in my coat, hood and gloves while the Fairbanks regulars had open jackets, bare hands and heads. We also enjoyed the International Ice Sculptures. These are amazing displays from mythical characters to popular cartoon characters to realistic scenes. Go twice, first during the day to see the sculptures in the glistening sunlight and again at night when they are spotlighted with colorful lights. Truly beautiful!
castles and mazes, and don’t miss the ice train and sled run. Bring your own toboggan. See the giant ice tea cups that children sit in and are spun around and around!Yes, it is spring even when all is frozen and snow remains. How do people know? Because of the sunlight! When we think of spring, we think of new life; new spring calves and lambs and little chicks. We think of eggs and Easter. (Oh, wait, Easter is a full month later this year!) We think of getting out and increasing our activity. We think of picnics, boating and camping. It is a time of new beginnings.
We don’t have to wait until spring for God’s love. It isn’t new just in the spring. It is new every morning. “Because of the Lord’s great love we are not consumed, for his compassions never fail. They are new every morning; great is your faithfulness.” (Lamentations 3:22-24) Each season keeps us looking forward to different activities. But, when it comes to God’s love, we enjoy newness every day. Head to church and enjoy the buildup to God’s amazing display of love at Easter! Submitted by Valerie Fairchild, pastor of Spirit Song church in Vistancia
And, don’t miss the ice parks where all the play equipment is made of ice from ice block stairs leading up to ice slides, ice play houses, ice
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March 2019
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Decorators Corner Now is the perfect time to plan updates to outdoor living areas so you’re ready to enjoy your outdoor space to the fullest. Joe Raboine, director of residential hardscapes at Belgard, offers his expert insight into top outdoor design trends of the year.
Home designs are truly blending indoor and outdoor areas thanks to features like folding walls and collapsible screens. Imagine a family room that opens up completely to an outdoor patio for easy entertaining, made possible by retractable walls plus smart lighting and strategic heating and cooling sources for seasonal comfort. These types of integrated spaces make the backyard a one-of-a-kind extension of the home. Contemporary style with clean lines, textures and shapes have taken over more traditional styles, particularly among younger homeowners. Modular, large-format pavers embrace this trend and are expected to continue to increase in popularity, with smoother textures gaining traction.
The contemporary trend also leans toward monochromatic color schemes. These muted hues blend seamlessly with the landscape, plus they allow homeowners to use strategic pops of color with furniture and flowers to create customized spaces that reflect their personalities perfectly. In an effort to make outdoor spaces an authentic extension of the home, livability is a priority. That means outdoor kitchens and fire features continue to be a top trend. Kitchen additions like pizza ovens are reflective of the foodie movement, while fire features using gas fuel rather than wood are reflective of the desire for convenience, plus they are a good fit for many municipal regulations. Water features are growing in popularity, used to add a tranquil element to outdoor spaces while masking unwanted sounds, such as traffic or other noise pollution. These 2019 outdoor living trends will prove to create outdoor projects that fit the needs of every homeowner.
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THESOCIALAZ.US
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Estrella Publishing - Mountain View magazine
March 2019
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Credit Health Taking the first step towards financial wellness can provide a sense of empowerment as you get rid of everyday financial stressors, which is why many see a positive connection between financial control and self-perception. Though increasing your credit score might seem daunting, following these healthy credit behaviors can help you make positive changes to your financial health and even your personal well-being. Understand your credit: W A great place to start is with your Annual Credit Report, which provides one free credit report each year from all three nationwide credit reporting agencies. The information in these reports directly impacts credit scores, so it’s important to carefully review for any factors that could cause your score to be lower than it should be. Review your report and take action: While assessing your credit report, carefully review for any inaccuracies or problem areas that may negatively affect your credit score. For instance, high accumulations of debt such as maxed out credits cards and unpaid bills will likely be reflected in your credit report. Unpaid collections are also commonly reported delinquencies that can cause a big hit, even when as low as $100 or less. Inaccurate information caused by identity theft can also lower your credit score and should be disputed online. 10 Estrella Publishing - Mountain View magazine
Create a plan for better credit: After resolving any outstanding issues identified while reviewing your credit report, create a plan towards improving your financial health, which should include: 1) On-time payments: Paying your bills on time and in full each month is key as it builds a positive history of on-time payments and responsible credit use. 2) Credit utilization: It is recommended to maintain a low credit utilization ratio, that is, how much of your available credit you’re using at any given time. It is recommended that you use no more than 30 percent of the available credit, otherwise, your score could be suffering 3) Evaluate your credit cards: Before opening or closing any credit cards, do your research on the different types of credit cards and the benefits they have. Do one or more of your cards have an annual fee that you could live without? Strategize which cards you use regularly and keep daily spending concentrated to one or two cards total. However, don’t close an old account just because you aren’t using it. Longstanding credit accounts are vital for building credit as this demonstrates a responsible credit history. Remain vigilant about credit monitoring and protection: Once you’re in control of your credit, the next step is to be diligent about monitoring your credit and cautious about your personal information, which includes fraud protection. If you think your information has been compromised, you can protect your credit by freezing it at all three credit reporting agencies. Understanding and managing personal information is vital to achieving life goals such as owning a home, financing your education or having the convenience of credit cards for everyday purchases. With responsible financial behaviors, discipline and consistency, you’ll be on your way to improving your credit, and in turn, feeling more confident about your overall financial health. For more information, visit TransUnion.com March 2019
Not Just The Flu “I’m not the same person. The person before just kind of took life for granted. And now I cherish every moment I have because I know it can be taken away very quickly.” Lisa Pellerin, a mother and a nurse, shared these words as she recounted an experience so devastating to her health that it changed her entire perspective on life. It wasn’t cancer. It wasn’t a heart attack. It was the flu. According to the CDC, about 70 percent of adults ages 50 to 64 have at least one chronic illness. Lisa is among this group, living with both asthma and diabetes. All it took was one day for the flu to land her in the hospital. “I just kept getting worse. I was in the hospital for three weeks. Everyone thought I was going to die,” she said. Lisa continues to struggle with shortness of breath and a persistent cough, but she’s grateful to be alive.
Flu vaccination helps protect more than just the people who receive them - they help prevent the spread of influenza to their family, friends, colleagues and communities, and especially those more vulnerable to the flu such as infants and young children and those with weakened immune systems. JoJo O’Neal’s bout with the flu turned into a family issue, infecting not only JoJo, but her sister who has COPD, and her niece. “I started to realize my health decisions can impact others,” she said. Now, she does everything she can to help protect herself and others from the flu, which always includes getting her annual flu vaccination. If you or someone you love is 50 years of age or older, go to GetMyShot.org to learn more and speak with your healthcare provider about flu vaccine options that may be right for you.
Vaccination is the best way to help protect people, including older adults, from the flu and help reduce the risk of flu-related hospitalization and death. That’s why the American Lung Association created the MyShot campaign in collaboration with Sanofi Pasteur. The campaign helps educate adults 50 years of age and older about the potential dangers of flu and the critical importance of getting a flu shot every year. The CDC recommends that people get a flu vaccine by the end of October. However, getting vaccinated later can still be beneficial and vaccination continues to be offered throughout flu season. For adults, it’s important to know that there are multiple options depending on your age and whether you have one or more chronic health conditions. A doctor can advise which option may be right for each individual, taking into consideration age and other factors such as chronic health conditions.
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Take Care of Yourself 4 steps for a healthier you
3. Treat the small stuff
When focusing on personal transformation, many hit the gym or focus on eating right and losing weight. Instead of taking on large, difficult-tomaintain goals, there are smaller, simpler steps and habits that can be embraced, resulting in lasting change and a healthier you.
If you feel that something is off with your body, no matter how small it may seem, acting from the start can go a long way in preventing bigger issues. Treating minor health conditions can be just as important for overall health as visiting the doctor for more serious concerns, like the flu or chronic pain.
1. Self-care isn’t selfish When too many obligations and plans with family and friends become a burden, it’s OK to take a pass. If needed, spending a night at home or retreating to the comfort of your bed can help keep unintended stress at bay. Everyone needs a break from their social life on occasion. 2. Bring on the breakfast Busy mornings might leave you feeling short on time and skipping out on breakfast altogether. Though it might feel like a huge time saver, skipping breakfast is detrimental to your day. Quick breakfast options that you can prepare ahead of time, like veggie egg muffins or overnight oats, provide energy and nutrients, like fiber, that you need to keep you and your body moving all day long.
Estrella Publishing - Mountain View magazine
4. Work, walk, work. Repeat. Remaining sedentary all day can lead to several physical effects and pains. To help steer clear of these, set a timer and get up for a five-minute lap around the office or house every hour or so. Not only will you minimize potential aches but moving throughout the day can also make you more productive. With these tips in mind you can be more on top of your health without making any drastic changes.
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Know Your Health Plan
Do you know how your health plan works? If not, now is an ideal time to learn how to make it work for you. Rebecca Madsen, chief consumer officer of UnitedHealthcare, offers the following tips that may lead you to better health and even help save you money. 1. Understand your plan. Learn what your health plan covers - including medical, pharmacy and preventive benefits. When in doubt, call the number on your health plan ID card to get the most up-to-date information. 2. Ask about lower-cost prescriptions. Talk to your doctor about the cost of your medication. You may be surprised to learn that generic medications are often more affordable than their brand-name equivalents. In addition, some pharmacy benefit plans now offer discounts at the point of sale in the form of rebates, also known as a partial refund, from pharmacy manufacturers. These discounts could potentially lower your out-ofpocket costs on select medications. 3. Stay in-network. You can help keep costs down by staying in-network for your health care
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services. Your insurance company has contracted with certain health care providers to pay a certain amount of money for your visits, usually at a discounted rate. Because of those discounts, you pay less when you see a health care provider within the network versus one who’s outside the network. For out-of-network providers, your insurance may cover only a fraction of the cost of care - or none at all depending on your plan. Before you make your next appointment, check with your health plan to make sure the provider or facility is in network. 4. Know your care options before you go If your health issue isn’t an emergency, it’s usually best to go to your primary care doctor for care. If it’s not possible to visit your regular doctor, you may be able to receive fast, professional and lower cost care at an urgent care center, a convenience care clinic or an online doctor visit. Online doctor visits are a great option for treating conditions such as colds, migraines and allergies. For more tips and easy-to-understand information about health care, visit the UnitedHealthcare Newsroom at newsroom.uhc.com.
March 2019
Take advantage of the new 2018 tax laws before they expire POWER AND PROTECTION / AVOIDING 10 PITFALLS MADE BY RETIREES!
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WEDNESDAY MARCH 13 at 5pm THE MITA CLUB Trilogy at Vistancia 30500 North 131st Avenue Peoria, AZ 85383 SEATING IS LIMITED
Call to RSVP 1-800-915-2502 Nothing will be sold at this FREE workshop!
CONSERVATIVE RETIREMENT & TAX PLANNING STRATEGIES
20542 N. Lake Pleasant Rd. #111 Peoria, AZ 85382 www.bergenfinancialgroup.com
This is not intended to be a sales seminar. The purpose of this seminar is to provide you with general information on retirement planning. Neither Bergen Financial Group nor any agents acting on behalf of Bergen Financial Group should be viewed as providing legal, tax or investment advice. Consult with and rely on your own qualified advisor. Annuities: “A surrender during the surrender charge period could result in a loss of premium. Surrender charge structure may vary by state. Please consult your Disclosure Statement for details specific to your state. However, some products have a Return of Premium Guarantee. Issuing companies that have Return of Premium products are Midland National, EquiTrust, National Western and Sagicor. Life Insurance: “Income and growth on accumulated cash values is generally taxable only upon withdrawal. Adverse tax consequences may result if withdrawals exceed premiums paid into the policy. Annuities grow tax deferred and life insurance is tax free under certain circumstances. Withdrawals or surrenders made during a Surrender Charge period will be subject to surrender charges and may reduce the ultimate death benefit and cash value. Surrender charges vary by product, issue age, sex, underwriting class and policy year. 1 Interest is based on 11.08% effective July 5, 2018 and is subject to change without notice. 11.08% First-Year Yield reflects 8% Premium Bonus plus a 3.25%, Fixed Account Rate, and assumes no withdrawals, net of fees. This yield applies only to premiums in the Fixed Account. The Fixed Account Interest Rate is based on current rates and subject to change at the Company’s discretion and based on $250,000 premium. 2 Daniel Mazza is our Attorney for Wills and Trusts. His license number is 029570. Insurance products may be presented by Bergen Financial Group, a company that provides insurance products for clients. Fixed annuities that your money will earn at least a minimum interest rate. Fixed annuities may earn interest at a rate higher than the minimum but only the Estrella Publishing - Mountain Viewguarantee magazine March 2019 minimum rate is guaranteed. The issuer of the annuity sets the rates. All guarantees are based on the financial strength and claims paying ability of the insurance company, who is solely responsible for all obligations under its policies.
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Useful Numbers EMERGENCY SERVICES Emergencies (Police / Fire) Police Non-Emergency Fire Department Non-Emergency Fire Dept. (Snake Removal) Poison Control Center Rattlesnakes & Gila Monsters
911 623.773.8311 623.773.7279 602.253.1190 602.253.3334 480.894.1625
HOSPITALS - MEDICAL Arrowhead Hospital Cancer Center of America John C. Lincoln - Deer Valley Banner Hospital - Del E. Webb Banner Hospital - Boswell
623.561.1000 800.268.0786 623.879.6100 623.214.4000 623.977.7211
CITY OF PEORIA City Hall Water/Trash Main Library Sunrise Mountain Library Parks and Recreation
623.773.7000 623.773.7160 623.773.7555 623.773.8650 623.773.7137
POST OFFICES Glendale Post Office Peoria Post Office Sun City West Post Office
623.572.0288 623.979.8533 623.546.3990
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LICENSES Drivers & Plates Vehicle Emissions Station PUBLIC UTILITIES APS - Electric Company Cox Communications Qwest (Voice & Internet) ZONA Communications (Internet) Southwest Gas Company SCHOOLS Peoria Unified School District Lake Pleasant Elementary School Vistancia Elementary School Liberty High School Sunrise Mountain High School MISCELLANEOUS Trilogy Golf Club Trilogy HOA Office Vistancia HOA Office Community Patrol
602.255.0072 887.692.9227 602.371.7171 623.594.1072 800.244.1111 623.455.4555 877.860.6020 623.486.6040 623.773.6575 623.773.6500 623.773.6525 623.487.5125 623.328.5100 623-215-6258 623.215.8646 480.313.2685
March 2019
Puzzles & Games 2 Sudokus for March - Breezy & Medium
Breezy 8
5
Numbers from 1-9 must appear only once in each row, column and box. Good Luck! Solutions are on our website www.EstrellaPublishing.com
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9 1 9
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Medium
6 1
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7 4
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Business Directory ADVERTISING Mountain View - Estrella Publishing
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FINANCIAL & LEGAL SERVICES Bergen Financial Group Health Markets - Vince LaRocca Michael Sweet, CPA Succentrix Business Advisors
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HEALTHCARE & BEAUTY Alycan Design MedispaZ Haven Assisted Living
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HOUSEHOLD SERVICES Al’s Plumbing Atlantic Relocation Systems Beebe Plumbing Services Dirt Busters House Cleaning General Exterminating Green Leaf Pest Control ProSkill Plumbing The Window Cleaner AZ Younger Brothers Exterminating
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Younger Brothers Plumbing Zona Communications
623.487.3130 623.455.4555
POOL & LANDSCAPE Lakeside Pools Vistancia Pool Care
623.565.4934 623.521.2825
REAL ESTATE Friedman Realty Associates
623.476.2491
RECREATION & RESTAURANTS 623.486.4343 Social on 83rd RETAIL SERVICES Budget Blinds of Peoria Estrella Ordnance Pure Patio
623.251.5988 623.262.2154 623.299.8000
WORSHIP Spirit Song Church
623.824.1357
March 2019
Lucky for You INTERNET IS ON SALE IN MARCH In celebration of St. Patrick’s Day, you’ll save some green when you sign up for a new or faster internet plan during March. Get $10 off each month for your first three months plus free installation.* With download speeds up to a GIG, your new internet plan may make your friends green with envy.
CALL 623-455-4555 TO SIGN UP AND SAVE
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March 2019
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*Service availability and internet speeds will depend on location. $10 off applies to new customers and to existing customers that upgrade speed plans. Call us for complete details.
Cornerstone Group © 2019
MENTION PROMO CODE LUCKYAD
Your Neighborhood Real Estate Company With Global Reach
Established in Vistancia May 2005.
Office: 623-476-2491 Call/Text: 623-986-0987 BirdieGolfHomes.com Ted Friedman
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IT’S A GREAT TIME TO SELL YOUR HOME! IT’S A SELLER’S MARKET! INVENTORY IS LOW IN TRILOGY!
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LIST PRICE:
$470,000
28415 N. 130th Dr., Trilogy Civitas, 2193 SF/2BR+Den/2BA/2-Car Garage
WE ARE YOUR TRILOGY COMMUNITY EXPERTS! We established our Trilogy real estate business in May 2005 and have an A+ rating with the Better Business Bureau. We have been your Trilogy at 20 Estrella Publishing - Mountain View magazine March 2019 Vistancia neighbors since 2004. We live, work & play in Trilogy year-round.