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Estrella Publishing - Mountain View magazine

January 2024

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Invessng involves risk, including the potennal loss of principal. Any references to proteccon benefits, safety, security, lifeeme income, etc.]generally refer to fixed insurance products, never securiies or investment products. Insurance and annuity product guarantees are Estrella Publishing View magazine January 2024 3 backed-byMountain the financial strength and claims-paying ability of the issuing insurance company

Published by Estrella Publishing LLC, PO Box 6962, Goodyear AZ 85338. Additional copies and article reproductions can be obtained for a fee by contacting info@EstrellaPublishing. com Catherine Uretsky, Publisher and Editor 623.398.5541 info@EstrellaPublishing.com Al Uretsky, Publisher and Sales Executive 623.398.5541 info@EstrellaPublishing.com All contents © 2010-present day Estrella Publishing LLC. All Rights Reserved. Reproduction in any form, in whole or part, without written permission from Estrella Publishing LLC is prohibited. Estrella Publishing accepts freelance contributions, there is no guarantee that materials will be used or returned. Some content is provided by Brandpointe. Estrella Publishing is not responsible for the views of contributing writers and assumes no responsibility for errors appearing within. Opinions expressed are those of the writers and not necessarily those of the Publisher or Advertisers. Estrella Publishing reserves the right to restrict all advertisement to their proper classification and to edit or reject any copy at its sole discretion. Neither this publication nor Estrella Publishing is an agent of or in any way affiliated with the associated Developer nor Homeowners Association, or any of their respective affiliates. This publication has not been approved by, sponsored by, or endorsed by the associated Developer nor Homeowners Association in any way.

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January 2024

From Me To You... Welcome to 2024! We made it once more around the sun on our journey through time - a rollercoaster ride that we’re all strapped into, and Father Time is the mischievous carnival barker, egging us on with his relentless ticking. He’s the ultimate stand-up comedian, dropping punchlines in the form of birthdays, deadlines, and unexpected plot twists. The New Year, with its glittering ball drop and champagne toasts, is just Time’s way of saying, “Hey, buckle up for another lap around the sun!”

Now, let’s talk resolutions. The New Year’s resolutions are the punchlines we come up with to counter Time’s relentless jesting. We promise ourselves to hit the gym, eat more greens, and finally learn that elusive salsa dance. But let’s be honest, Father Time is sitting in the audience, snickering at our well-intentioned attempts to outwit him. “Oh, you think a gym membership is going to stop me?” he chuckles, adjusting his scythe. As the clock strikes midnight, it’s as if the universe is delivering its own punchline— “Surprise! You made it to the next level!” We cheer, we hug, and we sing “Auld Lang Syne” with gusto, as if by sheer celebration, we can slow down Time’s relentless march.

Year is our chance to join the laughter, to embrace the absurdity of resolutions, and to revel in the unpredictable hilarity that time throws our way. It’s a reminder that we have the power to find joy in the journey, to laugh at life’s quirks, and to share a good-natured guffaw with the ultimate timekeeper himself. So, here’s to another year in the cosmic comedy club! May your New Year be filled with laughter, resilience in the face of cosmic jokes, and the wisdom to appreciate the punchlines that make this wild ride worthwhile. Cheers to Time’s standup act, and may we all be VIPs in this celestial comedy club of existence! Catherine Uretsky Editor, Mountain View Magazine info@estrellapublishing.com 623.398.5541

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January 2024

Wine Tasting 101

Wine tasting is a sophisticated and enjoyable activity that allows enthusiasts to explore the diverse world of wines. Whether you are a seasoned connoisseur or a novice eager to learn, adhering to certain dos and don’ts can enhance your experience and help you appreciate the complexities of each sip.

Firstly, one should approach wine tasting with an open mind and a willingness to explore. Do take the time to observe the wine’s color, noting its intensity and clarity. Swirl the glass gently to release the aromas, allowing you to delve into the nuances of the bouquet. Take your time to savor the aroma before moving on to the tasting stage. This sensory journey contributes significantly to the overall enjoyment of the wine. Do cleanse your palate between tastings. Water and unsalted crackers are ideal for neutralizing your taste buds and preparing them for the next wine. This practice ensures that each wine is experienced in its truest form, without lingering flavors from the previous sample influencing your perception. When tasting, focus on the fundamental elements of wine: acidity, tannins, sweetness, and body. Don’t be afraid to express your thoughts and impressions, but remember that taste is subjective. Embrace the diversity of opinions

within your group, as it adds depth to the collective experience.

It’s crucial to handle the glass properly to preserve the wine’s temperature. Hold the glass by its stem to avoid transferring body heat to the wine, which could alter its characteristics. Additionally, don’t overcrowd your tasting area with too many glasses, as it can be overwhelming and distract from the individual characteristics of each wine. While tasting, refrain from wearing strong fragrances, as they can interfere with the subtle aromas of the wine. Similarly, don’t rush through the tasting process. Take your time with each wine, allowing it to unfold on your palate and appreciating the craftsmanship that went into its production. Wine tasting is an art that demands mindfulness and appreciation. By following these dos and don’ts, you can elevate your wine tasting experience, developing a deeper understanding and connection with the captivating world of wines.

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January 2024

The Do Not Do List As the new year unfolds, we find ourselves immersed in the timeless tradition of seeking a fresh start—a cultural practice that has spanned over 200 years in our Western society. Many Americans embrace the spirit of selfimprovement, often manifested in the form of New Year’s Resolutions. As the calendar pages turn, we must introspectively inquire: Is this a refined and enhanced version of ourselves, or are we simply adhering to the status quo of yesteryear? Do our aspirations mirror those familiar hopes from the past – the desire to shed weight, contribute more to our communities, adopt healthier eating habits, quit smoking, consume less alcohol, escape the clutches of debt, and amass savings? If your answer aligns with maintaining multiple unfulfilled resolutions, welcome to the Procrastinators Club, the world’s largest organization, boasting a membership of 98% of the population. The comfort lies in the fact that you’re not alone.

impulsive purchases? Oversleeping or battling sleep deprivation? Chronically tardy? Lacking a consistent exercise routine?

Recognize that these habits bear consequences, hindering the pursuit of life’s dreams and goals. It’s time to break free from the allure of the Procrastinators Club. Begin with the first resolution on your “Do Not Do List”: DO NOT renew my membership in the Procrastinators Club. Elevate yourself beyond procrastination, embrace positive change, and let this be the year you stride confidently toward success. Author Larry Tracey is the Executive Director of Youth4Youth, author, speaker, and member of the 3PC (Peoria Primary Prevention Coalition). Our mission is to help Peoria’s youth make positive life choices and choose to live a drugfree lifestyle. Learn more at https://3pcoalition. org/

Perhaps it’s time to reconsider the frequency of fresh starts. Beyond the grandeur of a new year, opportunities abound every month, every week, and even every day. The dawn of each morning and the commencement of each hour provide us with a chance for renewal. The abundance of opportunities invites us to break free from the Procrastinators Club’s grip. So, let’s entertain a revolutionary concept to kickstart the new year – craft a “Do Not Do List.” Constrain this list to 10 items, contemplating habits and behaviors that hinder personal growth. Are you spending excessive hours in front of the television? Indulging in postdinner snacking on sweets? Overcommitting by perpetually saying yes to others? Hitting the snooze button habitually? Drowning in social media or texting? Succumbing to Estrella Publishing - Mountain View magazine

January 2024

Resolutions

The tradition of making New Year resolutions has a long and diverse history. The concept of setting goals for self-improvement and reflecting on personal growth as the year comes to a close is a common thread that weaves through different societies and time periods. One of the earliest recorded instances of New Year resolutions can be traced back to ancient Babylon, around 4,000 years ago. The Babylonians celebrated the New Year with an 11-day festival called Akitu, during which they made promises to the gods to repay debts and return borrowed objects. These promises were considered a way of starting the year with a clean slate and ensuring the favor of the gods. In ancient Rome, citizens would make promises to the god Janus, the deity of beginnings and transitions, at the start of the year. These resolutions were seen as a way to seek Janus’s blessings for the year ahead and to foster personal and moral development. During medieval Christianity, the practice of making resolutions became intertwined with the concept of repentance. As the Feast of the Circumcision, a Christian holy day, fell on January 1st, believers would reflect on their sins and resolve to lead a more virtuous life in the coming year. This religious association with New Year resolutions persisted through the centuries. The tradition evolved further during the 17th and 18th centuries in Europe. Early Puritans in America embraced the idea of self-examination and resolution-setting, emphasizing the importance of self-discipline and improvement. The secularization of New Year resolutions gained momentum in the 19th century, as people began to focus on personal development and secular goals rather than strictly religious ones.

In the modern era, the tradition of making New Year resolutions has become a global phenomenon, with people from various cultures participating in the practice. While the resolutions themselves may vary, common themes include health and fitness, financial stability, personal relationships, and career advancement. The tradition has also been influenced by the rise of self-help literature and the wellness movement, which promote the idea of continuous self-improvement. Despite its long and varied history, the concept of New Year resolutions remains a powerful and enduring tradition. It reflects a universal human desire for growth, improvement, and the opportunity for a fresh start as a new year begins. Whether rooted in ancient religious practices or modern secular ideals, the tradition of making resolutions continues to be a meaningful and culturally rich way for individuals to set intentions and strive for a better future.

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January 2024

Adopt or Shop? The decision to welcome a new pet into your life is a significant one, and the choice between adopting from a shelter and buying from a breeder comes with its own set of merits. Understanding the strengths of each option can help potential pet parents make an informed decision based on their preferences, values, and lifestyle.

Adopting a pet from a shelter is a compassionate choice that can bring immeasurable joy to both the adopter and the adopted. Shelters provide a haven for animals in need, offering a second chance to those who may have faced neglect or abandonment. By choosing adoption, individuals not only give a loving home to a deserving pet but also contribute to the broader effort to address the issue of pet overpopulation and reduce the number of animals in shelters.On the other hand, purchasing a pet from a breeder can appeal to those seeking specific traits, appearances, or lineage. Reputable breeders follow responsible practices, ensuring the health and well-being of the animals they raise. This

Estrella Publishing - Mountain View magazine

option may be suitable for individuals with particular preferences or those who require predictability in terms of size, temperament, and potential health issues associated with specific breeds.

Financial considerations also play a role in the decision-making process. Adoption fees from shelters are typically more affordable and often include vaccinations, spaying or neutering, and other essential veterinary care. Conversely, buying a pet from a breeder can be more expensive, considering the initial purchase cost and potential additional expenses related to veterinary care and other necessities. The choice between pet adoption and buying from a breeder is a personal one that depends on individual preferences, values, and circumstances. Both options offer the opportunity to provide a loving home for a pet, and each comes with its own set of merits. By carefully weighing the factors that matter most to them, potential pet parents can make a choice that aligns with their values and ensures a fulfilling and harmonious companionship.

January 2024

Estrella Publishing - Mountain View magazine

January 2024

Family Security Amidst the many New Year’s Resolutions families set at the top of the year, creating household safety habits and ensuring preparation in an emergency should be at the top. This year check out these five important actions to help keep your family safe.

1. Create a home safety checklist The checklist should include checking smoke and CO detectors, including changing out batteries, locking windows, ensuring fire extinguishers are readily available in the kitchen and other shared spaces, and properly storing household chemicals like cleaning products. 2. Enroll in hands-free safety services Did you know only 28.7% of U.S. households have a landline? Without a landline, it can be difficult to contact emergency services, especially for young children. Alexa Emergency Assist allows anyone in the home to use their voice to call for help, giving more peace of mind with fast access to urgent response agents 24/7 365 days a year. When you say, “Alexa, call for help” you

will be connected to a dedicated, professionally trained agent who can request dispatch of police, fire, or ambulance.

3. Teach personal safety habits Emphasize the importance of staying aware of surroundings, exercising caution when speaking with strangers, and practicing basic self-defense techniques. Underscore the importance of paying attention to smoke and carbon monoxide alarms, and to never ignore them. 4. Develop a trusted network Cultivate relationships with neighbors, friends, extended family, and community members to build a strong mutual support network. A network of trusted individuals is an invaluable resource that can help provide assistance during times of need. 5. Create an emergency plan Sit down with your family to discuss evacuation routes, emergency contact numbers, and designated meeting points. Talk about each family member’s responsibilities during different types of emergencies. By preparing for unexpected moments, you’ll foster a sense of security and resilience.

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January 2024

Money Matters

Saving money for retirement is a critical financial goal that requires careful planning and discipline. Here are some key strategies to help you effectively save for retirement: • Start Early: The sooner you begin, the more time your investments have to grow. Even small amounts saved consistently over time can accumulate into a significant retirement fund. • Set Clear Goals: Determine how much money you’ll need for a comfortable retirement. Having a clear target will guide your savings strategy. • Create a Budget: Track your income and expenses to identify areas where you can cut costs. Allocate a portion of your income specifically for retirement savings. Creating and sticking to a budget ensures that you prioritize saving for the future. • Take Advantage of Employer-Sponsored Plans: If your employer offers a retirement savings plan, such as a 401(k). These plans often include employer contributions and provide tax advantages that can boost your savings. • Maximize Contributions: Contribute as much as you can to retirement accounts.

• Diversify Investments: Spread your investments across different asset classes, such as stocks, bonds, and real estate, to reduce the impact of poor performance in any one area. • Take Advantage of Catch-Up Contributions: If you’re age 50 or older, you may be eligible for catch-up contributions to retirement accounts, allowing you to contribute additional funds beyond the regular limits. • Regularly Review and Adjust: Periodically review your retirement plan and adjust your contributions and investment strategy as needed. • Emergency Fund: Maintain an emergency fund to cover unexpected expenses, so you’re not forced to dip into your retirement savings during unforeseen financial challenges. • Seek Professional Advice: Consider consulting with a financial advisor to ensure your retirement plan aligns with your goals and risk tolerance. Professional advice can help optimize your strategy and address any unique aspects of your financial situation. Remember, saving for retirement is a longterm commitment. Consistency, discipline, and informed decision-making are key to building a solid financial foundation for your retirement years.

Estrella Publishing - Mountain View magazine

January 2024

Legal Advice

TRUSTING YOUR TRUST WILL WORK

The proper use of a trust will allow your estate to avoid a court probate. Probates add administrative requirements such as giving notice to all heirs–even heirs you may be omitting from your estate plan. A trust allows one person to have centralized control to collect your assets, pay last bills and make the distributions the way you plan. A revocable trust can be amended and changed over time – as your goals for family or friends change. Trusts avoid the need for a court conservatorship when leaving money or property to minors, whether children or grandchildren. A court conservatorship is more costly and burdensome than a probate. Also, trusts can provide

incentives for minors for education and employment. Estate planning does not need to be complex or confusing. You deserve to have your questions answered when they arise. Our documents are drafted to provide the benefit of avoiding obstacles and disputes, whether you have multiple beneficiaries or one special heir.

Sharon Ravenscroft & M. Scott Rowan, Attorneys, The Cavanagh Law Firm, PA, Sun City and Phoenix offices, (623) 815-7451 or Sravenscroft@ CavanaghLaw.com; legal practice focused on Wills, trusts, probate and trust administration. For more information visit www.sharonravenscroft.com.

Estrella Publishing specializes in marketing local businesses to affluent master-planned communities. Estrella Publishing has provided Urgent Air with great results by utilizing their publications. Not only do I get business from the magazines I get referrals directly from them. Wow! I can’t say I know too many companies of this caliber. ~ Urgent Air Estrella Publishing has always been there for me for my advertising and web design/development... I have made changes on many occasions and Estrella Publishing immediately took the lead and accomplished what I needed from them. They have also provided me with great pricing throughout our partnership as well... I highly recommend Estrella Publishing to anyone for all of their advertising. ~ Desired Handyman I just wanted to thank you and your team for your work on our website. We should have done this a long time ago. It is actually fun working with this site. Thanks! ~ Jackrabbit Nursery Estrella Publishing have been amazing publishers who have exceeded my expectations. They truly understand the communities they serve and have proven to be trustworthy business partners. It has been such a pleasure working with them that we’ve referred them to our colleagues. Thank you Estrella Publishing. ~ Banner Health Center I absolutely love that Estrella Publishing is my one and only when it comes to advertising. I love everything about them. ~ Skincare Extraordinaire

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January 2024

Puzzle Time This samurai sudoku puzzle is a great way to engage the brain and help develop logic skills. To solve this Samurai puzzle use standard sudoku rules for every 9x9 grid: each digit from 1 to 9 can only appear once in every row, column and 3x3 box. Good Luck! Solutions are on our website www.EstrellaPublishing.com Difficulty: Moderate

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Estrella Publishing - Mountain View magazine

January 2024

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January 2024

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