Mountain View
September 2017
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BENJAMIN J. KATZ Owner/Broker
2 Mountain View
(480) 272-5158 BJ@LakePleasantRE.com www.LakePleasantRE.com
28451 N Vistancia Blvd Suite D-103 September 2017 Peoria, AZ 85383
Mountain View
September 2017
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From Me To You... Welcome! to the September edition of Mountain View magazine.
I heard a comment the other day spoken in a sarcastic tone, “Ah, the joys of getting older!” swiftly followed by a litany of this particular person’s ailments. The sore back, the aching joints, hair growing in mysterious places... I am sure many of you can relate. In an attempt to retain what physical abilities I still have, I recently signed our family up for a fun run. I do not do this lightly, let me tell you, I have participated in one of these before and there was nothing “fun” about it... It was billed as a 5K with 17 obstacles. I thought, “I can do that!” I mean really, how hard could it be to run 5 kilometers (a mere 3ish miles) with 17 obstacles interspersed along the route? Even I could stagger between them and make it all the way, raising money for charity at the same time. I resolved to train so that I could get to the end in good time. Of course life got in the way and there was very little training, but again, how hard could it be? Once I got to the starting line I realized my folly. This was no leisurely Sunday activity, these people were battle hardened warriors! Oh, and in case I forget to mention it, the race was set out as a 5k up a narrow track into the mountains where it was “Run or Die!” followed by at least another 5k of obstacles designed to show me just how unfit I was.
behind me. The obstacles only got worse. A wall to climb, surfaces covered in soap, because why not? At last I saw the finish line! To get to the end of this torturous day I had to jump over a fire. Yup, real flames. Why not? I couldn’t feel my legs anymore anyway. I still have the participation medal they gave me, it hangs in my office as a warning to be aware of my limitations. So why am I doing this again? Well it has been several years since the last race and one of those aging things I forgot to mention? Forgetfulness. So yes, in a moment of careless folly I forgot my past pain and let my enthusiastic children sway me into signing up again. Still, I have plenty of time to train, and how hard could it be? Don’t forget to visit our website for puzzle solutions, restaurant reviews, coupons and business directories! www.EstrellaPublishing.com
Catherine Uretsky
Editor, Mountain View Magazine info@estrellapublishing.com 623.594.9283 Estrella Publishing is a proud member of the Surprise & Peoria Chambers of Commerce and Local First Arizona.
I managed to get to a point in the track where I could step to the side and wait for my heart to stop pounding in my ears. Then I took the rest of the race at a jog/walk pace. By the time the obstacles came around I was looking forward to some fun. Nope. The first thing I saw was an above ground pool filled with ice water. Brrrrrr. Next up was a pyramid of hay bales, set up in a quagmire of mud. My legs turned to jelly on that one. My favorite of all the obstacles was the underground tunnel, where I lay down and rested my head for a few seconds, only to hear the grunts of someone
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September 2017
Catherine Uretsky Publisher & Editor
Al Uretsky Publisher & Sales Exec
Published by Estrella Publishing LLC, PO Box 6962, Goodyear AZ 85338. Additional copies and article reproductions can be obtained for a fee by contacting info@EstrellaPublishing.com
Catherine Uretsky, Publisher and Editor 623.594.9283 info@EstrellaPublishing.com Al Uretsky, Publisher and Sales Executive 623.594.9283 info@EstrellaPublishing.com
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All contents Š 2010-present day Estrella Publishing LLC. All Rights Reserved. Reproduction in any form, in whole or part, without written permission from Estrella Publishing LLC is prohibited. Estrella Publishing accepts freelance contributions, there is no guarantee that materials will be used or returned. Estrella Publishing is not responsible for the views of contributing writers and assumes no responsibility for errors appearing within. Opinions expressed are those of the writers and not necessarily those of the Publisher or Advertisers. Estrella Publishing reserves the right to restrict all advertisement to their proper classification and to edit or reject any copy at its sole discretion. Neither this publication nor Estrella Publishing is an agent of or in any way affiliated with the associated Developer nor Homeowners Association, or any of their respective affiliates. This publication has not been approved by, sponsored by, or endorsed by the associated Developer nor Homeowners Association in any way.
Mountain View
September 2017
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Peace On Earth Live Today
“Forget the former things; do not dwell on the past. See, I am doing a new thing!” (Isaiah 43:18-19a) We have a creative God who is always ready with something new. This scripture passage is a prophecy about the coming of Jesus. However, it is also applicable to our willingness to embrace the new thing God is doing in our lives when things fail to remain constant. Stuff happens and our loving God guides us into the new. Just when we believe we’ll remain in our current position until retirement, the job is relocated or eliminated. Just when we think we’ve purchased our final home, we must move. When we think we’re set financially, the market changes. When we find the new club or activity, the facilitator moves. Life is about moving into ‘new normals’. Little stays constant and we resist every change. If we aren’t careful, we begin to live in the past – longing for ‘the way things were.’ However, if I had remained a teacher, I would have missed the joy of pastoring a church! If my children had remained little, I would not have the joy of
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grandchildren. If my daughter had not moved to Alaska, I would not have the excuse to take vacations there. If I had remained in Flagstaff, it’s true I wouldn’t have to live in the heat of Phoenix, but I also would not have made all the great new friends to add to the friends I still have in Flagstaff. If my first perfect dog had lived forever, I would not have enjoyed three remarkable dogs since. Change stretches us and causes us to grow. We become more adaptable, more resilient, more willing to try something new, more willing to start the conversation with a new person, more willing to volunteer, more eager to see what’s around the next corner, more spontaneous, because we discover we can embrace and thrive with change. This is true if we don’t get stuck in the past. Don’t spend your energy on what is past. Enjoy the memories and look forward.
Live in today. Embrace the new normal. Choose to be open to the best in the new normal. Pray asking God to show you the good parts in the change. What new thing is God calling you into? Is it time to try out a new ministry? Is it time to be bold and embrace your gifts? Is it time to step out of your comfort zone? God is not in a rut. As a creative God, He is always turning our challenges into something new. Let’s join Him! Submitted by Rev. Valerie Fairchild, pastor of Spirit Song church meeting in Vistancia
September 2017
Trilogy at Vistancia Women’s Club Thanks Residents Trilogy at Vistancia residents never say no when the Trilogy at Vistancia Women’s Club asks them to join with them to help the agencies the club supports: Faith House, Justa Center and Free Arts of Arizona. Faith House is a 72-bed, 24-hour emergency shelter for women and children in crisis. It provides refuge, care and education for women and children, annually serving approximately 200 domestic violence victims and their children. In addition to financial support Women’s Club and Trilogy residents help the agency in many other ways. Collections of back-to-school supplies for the kids and toiletries for the women are held annually. Volunteers make and serve Sunday suppers once a month. They host Easter breakfasts (complete with the Easter Bunny), celebrate Mother’s Day with the residents, have fun with makeup, play with the children, and so much more.
Mountain View
On Our Cover Justa Center is another agency supported by the Women’s Club. It is a day resource center for homeless seniors age 55 and over. Of the roughly 130 people they see each day nearly 50 percent of them are veterans, 42 percent of whom are women. Justa Center also moves hundreds of the people they serve into their own housing each year. To fill a need, Trilogy at Vistancia residents filled two trucks with donations of new and used clothing for homeless seniors in Maricopa County this Spring. The executive director of Justa Center described the donation as “phenomenal.” Free Arts uses the healing power of the arts to help abused and homeless children build resiliency and trust and heal from their past. It helps them use their new artistic skills to make positive changes, overcome their past, and dream about a better future. Along with Faith House and Justa, Free Arts receives financial help from Trilogy at Vistancia Women’s Club.
In the past six years, Women’s Club has donated more than $150,000. Nearly all the money came from Trilogy residents at its fundraising events. The rest came from businesses who contributed at various sponsorship levels during our major fundraisers. Women’s Club’s major fundraiser is in December. This year’s Mistletoe Magic Dec. 10-12. It includes a dinner dance and silent auction. To make a cash donation, become a business sponsor or donate something for the silent auction please contact Jackie Goodman at jgoodman1950@ gmail.com. Bidders at the silent auction especially like activities such as tickets to sports and cultural events or a few days in a timeshare or cabin. They also like the opportunity to bid on items such as golf packages and other outings. The board and 300+ members of Women’s Club thank Trilogy residents and nearby businesses for their support!
Submitted by Sandy Beheyt
September 2017
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Living With Faith A glimpse into the future
Recently I watched a movie in which a man took 4000 pictures (photos) of the same street scene over a period of 4000 days. At first I thought that this was strange. But after reviewing in my mind that particular scene I began to realize that even though the picture was of the same street scene the characters changed because different people walked in front of the camera. What does this have to do with the future? – A lot! Year after year we repeat the same mistakes, look for kindness from a caring and loving God, hope that our lives will be less complicated. We so want peace and justice. And it seems that the picture remains the same – different characters appear in each snapshot of life, but basically we are the same as our ancestors before us and if we could fast forward we probably would see the same ahead. Every time we read the Scriptures indicating the beginning of everything, we realize that life can take strange turns and sometimes requires another look so to make sense of it all. As we read we learn that Abraham is asked to submit to the will of God and present his son Isaac as the ultimate offering of fealty. Can anyone here imagine answering such a call? If we know anything about who we are as a people, we surely accept the fact that we bend over backwards to offer our children the best that we can and attempt to shield them from harm and danger. We are the first to show pictures of our children and grandchildren ad nausea. Can anyone really believe that we would take our child and kill him or her in the name of God?
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Well, neither could Abraham, and for that matter, Sarah – she dies soon after this encounter – not clear in her mind as to what was happening or why or how God, who so lovingly granted her wish for a child, would want to retake that which was given. So much has been written about this chapter and the opinions vary. But the one clear message, to me, is that while God may not really require such obedience, it is evident that our mind can suggest ways for us to exonerate ourselves from our misgivings and in so doing cast the burden on our progeny. We do it all the time – we scapegoat instead of taking responsibility – we blame others for our shortcomings. Then there is the belief that we learn from this episode that we have a responsibility to a higher calling. And as we learn from the ancients, we must understand that our conscience should be the deciding factor in our dealings with one another. We all have the potential to do good which rates higher than the actual deed. Another part of Genesis relates to the creation of existence, as faith would have us believe. It emphasizes God’s role in history. It sets forth our views and values on civilization. It describes God as wholly sufficient, independent of nature – the unchallenged sovereign of the world who is involved in human affairs. He is the God of history and He is the God of creation – the creation of the human spirit. God and the spirit of humanity are woven together to complete the event of creation. The lesson we learn from the “Beginning” is that we are born with free will, moral responsibility and accountability.
There is no free ride. If, however, we want to be a partner with God in perfecting that which He put before us, then we need to accept the duty that is incumbent upon us. On the one hand, we are asked to make sacrifices. On the other, we are asked to take responsibility. They are in fact connected sometimes being responsible requires sacrifice. This involves acknowledgement and willingness, admitting that we are who we are and therefore must answer for our actions and be eager to submit to the task of saying we are sorry. God does not really want us to complete the deed – just make the attempt. Maybe then we will not be so hard on ourselves and our supplications and contrition will have meaning for us. Yes, it is the same picture year after year, but while the scenery does not change, the people in the foreground do – each new generation seeking to find the answer – each generation seeking the understanding of God. A story I once read described a teacher wishing to instruct a small boy on God’s ability to be everywhere, asked him to show every place that God can be found and he would be rewarded with a penny. The boy looked at the teacher and suggested that if he would show him a place where God is not his (the teacher’s) reward would be two pennies. Is there a better answer? Submitted by Rabbi Irwin Wiener, D.D. Sun Lakes Jewish Congregation National Chaplain, Jewish War Veterans, USA
September 2017
Mountain View
September 2017
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Please Join Us for an Informative and Interactive talk on “Maintaining Control with a Living Trust”
• •
• •
Already have documents? Are your POA’s older than 3 years? Are they fully funded? Do you have Community Property language?
Life Starts and Ends with Family...How do I Protect Mine? What do I need?
Hampton Inn & Suites Tues. September 19th, 2017 at 11:00 a.m. & 5:00 p.m.
14783 N Grand Ave Surprise, AZ 85374 ALDP #81403
Where to Begin? Seating is limited so register today!!!
Meal Provided
Why Plan?
Mita Club at Vistancia Wed. September 13th, 2017 at 5:30 p.m.
30500 N 131st Ave Peoria, AZ 85383
To Attend Register Online…
at www.premieraz.net/events/ Or Call 602.371.8898
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September 2017
It’s now 2017. Make the most of your dental benefits. Did you know most dental insurance policies and Flexible Spending Accounts renew with the New Year? Or that Health Savings Accounts roll over? Now is the perfect time to schedule an appointment to maintain a healthy smile. Book your appointment today.
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Mountain View
Letters
Called to Stand Against Racism
Words are not enough. There is nothing I can write here to express how very wrong and antiChristian racism is. As Americans and/or Christians, we cannot ‘look the other way’ from the racial travesties that occurred in Charlottesville, Virginia. These events have impacted our non-white brothers and sisters across the nation. May Romans 12:17-18 speak to us, “Do not repay anyone evil for evil. Be careful to do what is right in the eyes of everybody. If it is possible, as far as it depends on you, live at peace with everyone.” Let’s stop ranking - you know; who is more worthy/ less worthy, who is more deserving/less deserving, who is more privileged/less privileged, - more ‘white’/less ‘white?’ God created all of us and we are called to live together in unity. Let us be peacemakers. May we reach across these false ‘barriers’ and discover the beauty, gifts, and blessings of diverse humanity. May we speak up in love and actions. Racism is wrong and we have a call to speak to and demonstrate our faith - that the gospel of Jesus came to liberate all of us from all oppression and sin. Where are you being called to be a peacemaker today? Pray and open yourself up to be God’s hands, feet, and heart for unity today. Pray for the people of Charlottesville and all those affected in the aftermath. Pray for those who would harm others based on race. Pray for more peacemakers. May we all be thoughtful concerning our actions and our words, written and spoken. I am inadequate to address this in words. But, the one we follow, our Lord and Savior, is more than adequate. May we answer the call. Valerie Fairchild, pastor of Spirit Song church in Vistancia
September 2017
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Peoria 411 Open Space: Here Today, Gone Tomorrow Peoria’s population has grown 50 percent since the year 2000 and while there are many reasons residents are drawn to our community, access to 740 acres of public open spaces and parks, 27 miles of trails, and the natural beauty of the Sonoran Desert is certainly one of Peoria’s greatest appeals. With purposeful planning, City Council and I work daily to ensure that as we grow, we hold on to the characteristics that set us apart. This is all the land we will ever have and we have only one opportunity to do it right. Peoria’s Sonoran Preservation Program was developed in 2015, with the guidance of Peoria residents and land agencies who participated in more than 20 community meetings. This allinclusive plan details Peoria’s natural assets and specifies how to balance desert lands and cultural amenities with future growth. By outlining 15 key land areas that are ecologically,
culturally, and historically significant, we can better assess how to maintain a healthy balance between passive and recreational open space areas, and residential and commercial needs. A well thought-out, strategic plan shows potential businesses and homeowners that we have a longterm vision for our community. In fact, open space is a significant asset to property values and by maintaining a strong balance between land uses, the value of each grows exponentially. The Palo Verde Park and Ruins is an excellent example of the incredible and sensitive history that exists right in our backyards. By understanding the culture of these lands, the City of Peoria developed an educational, reflective, and recreational asset that honors how the earliest settlers of the Hohokam Tribe used these lands, and the remarkable ruins that remain today. This area is now listed in both the Arizona and National Registers of Historic Places.
Recognizing that the vast majority of open space and other sensitive areas are not owned by the City of Peoria, this plan was created with respect for private property rights and individual, state, or federal landowners. It helps us understand what assets exist, so when development is impending, we can have the right conversation with the landowners, before it is too late. As the pressures of growth continue to mount, we must commit to ensuring our most precious lands and cultural areas are safeguarded and accessible for future generations. In doing so, we will help keep our property values high; and we will be better positioned to manage growth, all while doing our part to preserve Arizona’s heritage – Peoria’s heritage – for generations to come. Peoria’s General Plan Update is underway – to share your feedback about the future of our community, including open space opportunities, visit www. planpeoriaaz.com. Submitted by Cathy Carlat, Mayor of Peoria
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September 2017
Pets help seniors stay healthier and happier, wherever they live, studies show French novelist SidonieGabrielle Collette once said, “Our perfect companions never have fewer than four feet.” Pets provide meaningful social support for owners, and they can be especially beneficial for seniors. Ample research shows pet ownership delivers physical and mental health benefits for seniors, regardless of whether they’re living on their own or in a senior living community. However, many older Americans still mistakenly believe moving into a senior living community means they’ll have to leave their pets behind. In fact, the fear they’ll have to give up a beloved pet is among the top emotional reasons seniors don’t want to move into senior living, according to author and senior real estate specialist Bruce Nemovitz. In an informal survey by Nemovitz, seniors ranked losing a pet as emotionally jarring as having to leave their familiar homes and possessions. For many senior citizens, pets are an important part of their lives. It makes sense to preserve the bond between pet and senior owner whenever possible. Physical benefits Pet ownership benefits senior citizens in multiple ways, research shows. Older people who own dogs are likely to spend 22 additional minutes walking at a moderately intense pace each day, according to a recent study by The University of Lincoln and Glasgow Caledonian University. Published in BioMed Central, the study also found dog owners took more than 2,700 more steps per day than non-owners. Mountain View
Furry Friends
Multiple studies have also concluded that pet ownership can help lower blood pressure, contribute to improved cardiovascular health and reduce cholesterol. Mental health
Interacting with pets also has many mental health benefits, especially for seniors. Spending time with pets can help relieve anxiety and increase brain levels of the feel-good neurochemicals serotonin and dopamine. Pets can help relieve depression and feelings of loneliness. The online journal Current Gerontology and Geriatrics Research reports multiple studies indicate dementia patients who interact with animals become more social, are less agitated and have fewer behavioral issues. Pets in senior living settings “For too long, some senior living communities didn’t recognize the value of allowing residents to bring their pets with them,” Cummings says. “That has definitely changed.” For seniors looking for a community that will accept their pets, Cummings suggests a few questions to ask: * What is your pet policy and what type of animal do you consider a pet? Generally, small dogs, cats, birds, rabbits, rats, hamsters, fish, turtles and other small companion animals qualify for pet policies. Seniors should check to be sure their pet meets the standards of the community. * What is your pet health policy? Typically, senior living
communities that accept small pets will want them to be current on all vaccinations and have regular exams by a licensed veterinarian. Pets will also need to have any required state- or county-issued licenses. * What, if any, kind of training do you require pets to have? Requiring dogs to be housetrained and cats to be littertrained is standard. Communities will also want to know your pet is well-behaved and not aggressive. They may ask you to have pets obedience trained. * Do you offer any assistance with pet-related tasks? Most communities will require residents be able to care for pets themselves, including feeding, walking, potty needs and health needs. “Moving into a senior living community is a big change, one that most residents find positive,” Cummings says. “They gain freedom from home maintenance tasks and household chores, a socially rewarding environment, and as-needed support for healthcare and daily care. As long as seniors are still able to care for their pets, there’s no reason they shouldn’t be allowed to bring their best friends with them to their new homes.
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Bug Guy
Scorpions!
If you live in Phoenix, Arizona, especially in the outer cities like Surprise, you have probably seen a scorpion or two, or even three. Although these creepy crawlers are visually frightening, their armor-like bodies and Edward Scissor Hand pinchers, (only a small part of their naturally intriguing existence), make them one of the coolest looking creatures on earth. Scorpions glow under UV light, which makes scorpion hunting an actual thing. Because these creatures are nocturnal, you can usually find them hiding in the cracks and crevices of walls, underneath rocks, and under the bark of trees during the day.
Scorpions tend to live in areas with temperatures ranging from 68 to 99 degrees but they can handle much more extreme temperatures. Researchers have even frozen scorpions overnight, only to put them in the sun the next day and watch them thaw out and walk away. Tough little guys to say the least! Scorpions are also excellent parents. They allow their babies to ride on their backs for protection. Although it is very rare to find a large group of scorpions hanging around, they do enjoy the company of others and sometimes spend the winter months with masses of their own. There are approximately 2,000 species of scorpions. All scorpions are technically considered poisonous; but fewer than 25 species can actually kill humans. I think we can all agree that is a relief. However, it’s always a good idea to be aware of your surroundings.
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Aggravating this creature can result in a very painful sting. Small children and elderly people are more susceptible to allergic reactions from scorpion stings. So be very careful if you happen to spot one in your home. Scorpions have an evolutionary history that dates back to 430 million years! Yes, you read that correctly. They have been around forever and have earned some major respect. These interesting creatures not only look cool but they are tough as well. That said, you would not want to live with them. Keeping your home free of other bugs which attract scorpions will prevent invasion. If you already have a scorpion problem, make sure the pest control company you contact, uses a high-quality solution with residual effects. Submitted by Aaron Workman, of Greenleaf Pest Control
September 2017
Mountain View
September 2017
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Age ferociously with this eating game plan A healthy diet and lifestyle are our best weapons against agerelated diseases, and for staying healthy and active throughout life. Becci Twombley is sports dietitian for USC Athletics and Angels Baseball. The healthy practices she employs to keep her athletes fighting strong also apply as preventative measures for staying fit and active as we age. “It’s vital at any age to adopt good habits to live a long and healthy life,” says Twombley. Diet has a profound impact on two of the leading causes of age-related illnesses and conditions: inflammation and being overweight, according to Twombley. “Maintaining a healthy heart and blood vessels are two of the most important things anyone can do, along with keeping one’s weight under control.” Eating a healthy diet does not need to be a chore, she claims. It is all a question of smart choices.
Picking the right foods not only makes a difference in health risks, but also positively affects performance throughout the day at work and at home. While the answer is not in a single food, or even a handful, adding nutrientrich foods like these Twombley recommends, and calls the “All Americans” of the functional food group, is part of a winning game plan. Pistachios are a multitasking nut that has proteins and healthy fats, as well as three types of antioxidants. Those antioxidants help to decrease blood pressure and allow for good muscle recovery. Large population studies show that people who regularly eat nuts, such as pistachios, have a substantial lower risk of dying from heart disease or suffering a heart attack. They’re also good for the eyes and skin, and have been found to positively promote weight maintenance. Twombley serves tart cherry juice to her athletes after their workouts as its targeted antioxidants help with muscle recovery, improving recovery time. In addition, it boosts sleep quality to help prevent anxiety and stress later on in the day. Plain Greek yogurt is a nutrientpacked snack that has many health benefits. High in protein, it can boost
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energy and muscle mass, which decreases as we age. It can also benefit digestive health if it contains probiotics. Check the label to see if it contains live and active cultures. The deep red root vegetable increases the size of blood vessels, thereby improving the flow of oxygen that can get to muscles and tissues. For anyone with high blood pressure or suffering from cardiovascular disease, this is a good food to include. A good hydration beverage that has protein, vitamin D and calcium like we often hear, milk also contains electrolytes for good muscle contraction. Both of these are high in omega-3, which is a really good healthy fat profile for overall heart health. They also decrease inflammation in the long term. Inflammation causes a lot of the diseases we fear as we age, whether it’s diabetes or cardiovascular health. Beyond these foods Twombley identifies, the noted nutritionist has more tips for healthy eating. * Look for different colors of foods at different times. Make sure they’re incorporated throughout the day. * Eat often and in a good portion size. * Shop for high quality whenever possible and pay attention to ingredients. * Maintain balance. Make sure your plate has carbohydrate, protein and healthy fat in the correct amounts. Add fruits and vegetables to that to get the antioxidants. * And finally, have a plan. Plan out what you’re going to eat that day and stick to it. September 2017
Money Matters New ways to comparison shop for health care As our nation seeks solutions to help improve the health care system, there is at least one goal we can all agree on: the importance of making health care quality and cost information more accessible to all Americans. This is an important effort that has the potential to help improve health outcomes and make care more affordable - laudable goals considering the nation’s health care system ranks among the least efficient in the world, according to a recent Bloomberg analysis. More widespread use of health quality and cost resources may be part of the solution. Providing health care prices to consumers, health care professionals and other stakeholders could reduce U.S. health care spending by more than $100 billion during the next decade, according to a 2014 report by the Gary and Mary West Health Policy Center. That is in part because there are significant price variations for health care services and procedures at hospitals and doctors’ offices nationwide, yet a study by Families U.S.A. concluded that higher-priced care providers do not necessarily deliver higher-quality care or better health outcomes.
Americans have used the internet or mobile apps during the last year to comparison shop for health care, up from 14 percent in 2012, according to a recent UnitedHealthcare survey. These resources are far more accurate and useful than those of past generations, and in some cases provide people with estimates based on actual contracted rates with physicians and hospitals, including likely out-of-pocket costs based on their current health plan benefits. Some resources also include quality information about specific physicians, as determined by independent standards. There are many resources people can consider when shopping for health care. In addition to online and mobile resources, people can call their health plan to discuss quality and cost transparency information, as well as talk with their health care professional about alternative treatment settings, including urgent care and telehealth options. Public websites, such as www.uhc.com/ transparency and www.guroo.
com, also can help enable access to market-average prices for hundreds of medical services in cities nationwide. These resources can help people save money and select health care professionals based on objective information. A UnitedHealthcare analysis showed that people who use online or mobile transparency resources are more likely to select health care providers rated on quality and cost-efficiency across all specialties, including for primary care (7 percent more likely) and orthopedics (9 percent more likely). In addition, the analysis found that people who use the transparency resources before receiving health care services pay 36 percent less than non-users. As people take greater responsibility for their health care decisions and the cost of medical treatments, transparency resources are becoming important tools to help consumers access quality care and avoid surprise medical bills.
Fortunately, there are many new online and mobile resources that help enable people to access health care quality and cost information, helping them to comparison shop for health care as they would with other consumer products and services. And people are starting to take action: nearly one third of Mountain View
September 2017
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This entitles the holder to RSVP for up to 4 people A COMPLIMENTARY MEAL Trilogy at Vistancia Tewa Ballroom 27980 N. Trilogy Blvd., Peoria, AZ 85383 Thursday, September 7th at 5 PM followed by Dinner NOTHING WILL BE SOLD AT THIS FREE WORKSHOP! Your Speakers: Darcy L. Bergen AZ License #155178 Darcy L Bergen is a fiduciary and the founder of Bergen Financial Group. Darcy is an experienced television and radio personality, having hosted radio shows including “Smart Money” and “Safe Money & Income Radio Show with Darcy & Heather.” He has presented hundreds of seminars dealing with all aspects of money, and now focuses on matters associated with retirement. Darcy is a Certified Retirement Financial Advisor (CRFA) and is a NAFA member (National Association for Fixed Annuities).
Bryan Little AZ License #23626 Bryan Little is a fiduciary and specializes in retirement and income planning. Since 1995, Bryan has had a goal in helping his clients achieve their ideal financial retirement. Bryan is a licensed insurance agent, licensed to sell life insurance and annuities. Being an independent advisor, he strives to find the best companies and products to help clients achieve their goals.
Seating is Limited... Call to RSVP 1-800-915-2502 This is not intended to be a sales seminar. The purpose of this seminar is to provide you with general information on retirement planning. Neither Bergen Financial Group nor any agents acting on behalf of Bergen Financial Group should be viewed as providing legal, tax or investment advice. Consult with and rely on your own qualified advisor. Annuities: “A surrender during the surrender charge period could result in a loss of premium. Surrender charge structure may vary by state. Please consult your Disclosure Statement for details specific to your state. However, some products have a Return of Premium Guarantee. Issuing companies that have Return of Premium products are Midland National, EquiTrust, National Western and Sagicor. Life Insurance: “Income and growth on accumulated cash values is generally taxable only upon withdrawal. Adverse tax consequences may result if withdrawals exceed premiums paid into the policy. Annuities grow tax deferred and life insurance is tax free under certain circumstances. Withdrawals or surrenders made during a Surrender Charge period will be subject to surrender charges and may reduce the ultimate death benefit and cash value. Surrender charges vary by product, issue age, sex, underwriting class and policy year. 1Interest is based on 10.25% effective June 7, 2017 and is subject to change without notice.” 10.25% First-Year Yield reflects 8% Premium Bonus plus a 2.7%, Fixed Account Rate, and assumes no withdrawals, net of fees. This yield applies only to premiums in the Fixed Account. The Fixed Account Interest Rate is based on current rates and subject to change at the Company’s discretion and based on $250,000 premium.” 2Tax-free refers to income tax-free Mazza is our Attorney be presented by Bergen Financial life insurance. 3Daniel Mountain Viewfor Wills and Trusts. His license number is 029570. 4Secure income annuity offered through Security Benefit Life. Insurance products may September 2017 Group, a company that provides insurance products for clients. Fixed annuities guarantee that your money will earn at least a minimum interest rate. Fixed annuities may earn interest at a rate higher than the minimum but only the minimum rate is guaranteed. The issuer of the annuity sets the rates.
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Music and Dogs….
Life As A Caregiver
One of the frustrations a caregiver experiences is that there isn’t much you feel you can do to improve your loved-one’s situation. Things that work for one patient may not work for another. But my motto is….’it’s worth a try’! One thing that is helpful to Alzheimer’s patients…and to my mom…is music. Here’s what some experts have said: “Music has power—especially for individuals with Alzheimer’s disease and related dementias. And it can spark compelling outcomes even in the very late stages of the disease. When used appropriately, music can shift mood, manage stressinduced agitation, stimulate positive interactions, facilitate cognitive function and coordinate motor movements. This happens because rhythmic and other well-rehearsed responses require little to no cognitive or mental processing. A person’s ability to engage in music, particularly
rhythm playing and singing, remains intact late into the disease process because, again, these activities do not mandate cognitive functioning for success.”
Music therapists who work with Alzheimer’s patients describe seeing some people “wake up” when the sounds of loved and familiar music fills their heads. It seems to be somewhat true for my mom. As far back as I can remember, she was always singing around the house. And even now, she will sing while she’s in the bathroom or when the house is quiet. No telling why she picks out a certain song, but she usually remembers the lyrics…and when the doesn’t, she hums it anyway with “dee-dee”s and “duh-duh”s. Her voice is still quite good and she’s even on tune most of the time. It’s funny, because it’s just like many of us. We can’t remember things we did last week, but we can hear an old rock ‘n roll song on the radio that we probably sang a thousand times when we were oh so much younger, and we remember every word like it was yesterday!!! Another positive stimulation for Alzheimer’s patients is a pet. Particularly a dog; our furry friends; our canine companions; our service champions. I can speak from experience here when I say that my dog Buddy has been the BEST medicine for my mom’s Alzheimer’s
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disease than anything else we could have possibly administered to her. Most of us dog lovers and owners have known for years that dogs are great reducers of stress, anxiety and depression, they can ease loneliness, encourage exercise and playfulness, and add real joy and unconditional love to our lives. So imagine the impact they have on someone with Alzheimer’s? Studies have shown that when therapy dogs have made visits to the Alzheimer’s unit, patients often respond and speak to the dogs while being unable to do the same to a human being. The reasons continue to be studied, but more than any other animal, dogs have evolved to become acutely attuned to humans and our behavior and emotions. While they are able to understand many of the words we use, they’re even better at interpreting our tone of voice, body language and gestures. A loyal dog will look into your eyes to gauge your emotional state and try to understand what you’re thinking and feeling….and will react accordingly. Buddy loves his “grandma” and watches over her in a much different way than he does me. It’s like he knows that she is indeed special cargo and ‘needs him’. And when she talks to him (and she does often….but she talks to me, often, too!), he listens intently. So do I. So…the lesson here is: let music AND dogs help both you and your Alzheimer’s family member. Because you both will benefit immensely! Submitted by Kathy Linton, West Valley Resident
September 2017
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School Zone 5 hassle-free tips for protecting your child’s valuables at school From phones and tablets, to computers and headphones, technology has quickly become an integral component within the daily lives of students of all ages. A departure from the contents of students’ backpacks as little as 10 years ago, these pieces of technology have, on the one hand, made students’ lives easier - including communication and access to necessary information - but also have made the cargo in their bags much more valuable and, consequently, attractive to potential thieves. Low-level theft is an unfortunate reality for schools across the nation. In fact, a recent study from the National Center for Education Statistics found that more students experience incidents of theft and violence at school than away from school. The crime rate works out to roughly 33 victimizations per 1,000 students at school per year. And with backpacks carrying more expensive tech, these thefts at school have left more at stake for students. To make sure your child’s valuable electronics, books
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and other essentials are safely stored away this school year, the security solutions experts at Master Lock have collected a handful of easy-to-follow safety measures to protect the belongings students - and their parents - value most. * Is it necessary: A natural first step in helping to protect your child’s valuable belongings is to establish if the item is a musthave in school. While they might love their new tablet, so might potential thieves. Having an open discussion about responsibility and what’s necessary will go a long way in keeping their belongings safe. * Quick change: By the time they hit middle school, many students are required to navigate the halls between classes with speed. To make sure they are not late to class while still securing their belongings, try the Master Lock Speed Dial Padlock. With up/down/left/right directional movements, the Master Lock Speed Dial Padlock provides students unparalleled quickness and convenience when opening their lockers in-between periods. * Security on-the-move: Depending on the age, juggling a phone, keys, debit cards and other small valuables is a reality for many students walking the halls at school or paths on
campus. The Master Lock Portable Personal Safe is an ideal solution for students looking to securely lock up their belongings between classes or in their dorms at college. * Hide in plain sight: Larger electronics such as laptops, tablets and cameras can often come with their own carrying cases, and when thieves are looking for an item to steal, they look for the cases themselves, trusting the contents will be inside. To help protect your student’s possessions, mix it up and find some other bag or transportation method to house their tech. If thieves don’t see your student walking around with the case in their hands, they’ll be less likely to realize there is something for them to steal. * No key, no problem: While protecting from unwanted intruders, securely locking up a locker at school or in gym class can also accidentally keep out the owners themselves due to a forgotten combination or lost key. Master Lock’s awardwinning Indoor Bluetooth Padlock offers students a new way to keep their items safe via a Bluetooth-enabled padlock which turns their phones into the key. This eliminates the hassle of a forgotten combination and gives students a lock only they or authorized users can open. As your child heads back to school this fall, following these simple safety tips can help ensure their valuables don’t fall into the wrong hands. To learn more about protecting your child’s belongings at school with the innovative security solutions from Master Lock, visit Masterlock. com/personal-use/school-gymhealth-club.
September 2017
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September 2017
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September 2017
Home Sweet Home Shared housework may be the true language of love, survey says The key to a better relationship may not be in long walks on the beach or romantic dinners, it may actually be in discovering how your partner values chores. According to recent studies, chores have a direct impact on relationships more than previously thought. For example, a recent survey of 1,000 Americans age 18 and older, commissioned by home appliance leader LG Electronics, found 58 percent believe someone who’s good at chores, like folding sheets, is also more likely to be better between the sheets. Cleaning is caring Would you feel more appreciated when your partner does household chores or buys you a gift? Among Americans with a
live-in partner, nearly half (48 percent) would rather receive a free pass from chores for a month than designer jewelry or tickets to a big game (52 percent). To improve your relationship with chores, consider delegating according to your priorities. For example, if one partner hates the sight of dishes in the sink while the other can’t stand spots on the bathroom mirror, the sink-minder can load the dishwasher while the spot-hater takes care of wiping up the bathroom vanity. There’s no better way to say “I love you” than a sink free of dishes and a spotless mirror. Sorry with suds Do you prefer to come home to a clean house after a feud rather than to a romantic dinner? Clean dishes, vacuumed floors and folded laundry are preferred over an apology by most Americans. In fact, nearly one in five Americans would rather have a
partner do household chores after a fight than apologize. Good, clean flirting Have you ever bragged to your partner about cleaning the bathroom or doing the dishes? Women (57 percent) are more likely than men (46 percent) to get turned on when their partner does a chore. Couples should discuss division of housework and establish a plan for who will do what. Don’t focus on a 50-50 split. Instead, emphasize working together as a team, and looking at chores as teamwork, rather than “your work” and “my work.” This can also be a way to spend time together while having some good, clean fun. Payback is a dish Have you ever purposely mixed your partner’s laundry after a fight? Surprisingly, you’re not alone. One in four admit to messing up their partner’s laundry intentionally when angry with their significant other. While seeking revenge through household chores may seem like a relatively harmless way to express anger, try more constructive ways to communicate. While every couple is unique, it turns out the love of shared chores is fairly common - and it may just be that housework is the true language of love.
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September 2017
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Puzzles & Games Sudoku for September
Sudoku Solution
Numbers from 1-9 must appear only once in each row, column and box. Good Luck!
This month we have a super easy puzzle. Try teaching your kids how to solve this puzzle, or if you are a beginner then give it a try!
4
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9
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5 9 8 3 4 1
2 3
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4 2 8 6 1 3 7
1 9 6 5 4 2 3
6 7 1 3 5 8 9
5 8 2 4 7 1 6
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1. What is easy to get into, but hard to get out of? 2. A boy fell off a 100 foot ladder. But he did not get hurt. Why not? 3. You go at red, but stop at green. What am I? 4. The more you take, the more you leave behind. What am I? 5. You can see me in water, but I never get wet. What am I? 6. What has cities, but no houses; forests, but no trees; and water, but no fish? 7. What belongs to you but others use it more than you do? 4. 5. 6. 7.
1. Trouble 2. He was only on the first step 3. Watermelon! You eat the red part, and you stop eating at the green part. Footsteps A reflection A map Your name
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September 2017
USEFUL NUMBERS EMERGENCY SERVICES Emergencies (Police / Fire) Police Non-Emergency Fire Department Non-Emergency Fire Dept. (Snake Removal) Poison Control Center Rattlesnakes & Gila Monsters
911 623.773.8311 623.773.7279 602.253.1190 602.253.3334 480.894.1625
HOSPITALS - MEDICAL Arrowhead Hospital Cancer Center of America John C. Lincoln - Deer Valley Banner Hospital - Del E. Webb Banner Hospital - Boswell
623.561.1000 800.268.0786 623.879.6100 623.214.4000 623.977.7211
CITY OF PEORIA City Hall Water/Trash Main Library Sunrise Mountain Library Parks and Recreation
623.773.7000 623.773.7160 623.773.7555 623.773.8650 623.773.7137
POST OFFICES Glendale Post Office Peoria Post Office Sun City West Post Office
623.572.0288 623.979.8533 623.546.3990
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LICENSES Drivers & Plates Vehicle Emissions Station PUBLIC UTILITIES APS - Electric Company Cox Communications Qwest (Voice & Internet) ZONA Communications Southwest Gas Company
602.255.0072 887.692.9227 602.371.7171 623.594.1072 800.244.1111 623.455.4555 602.861.1999
SCHOOLS Peoria Unified School District Lake Pleasant Elementary School Vistancia Elementary School Liberty High School Sunrise Mountain High School MISCELLANEOUS Trilogy Golf Club Trilogy HOA Office Vistancia HOA Office Community Patrol
623.486.6040 623.773.6575 623.773.6500 623.773.6525 623.487.5125 623.328.5100 623-215-6258 623.215.8646 480.313.2685
September 2017
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Business Directory AUTO SERVICES Baron Auto Mobil Detail
623.755.3465
CONSULTING Estrella Partners Group
623.594.9283
FINANCIAL & LEGAL SERVICES Bergen Financial Group Michael Sweet, CPA Premier Documents Kramer Legacy Documents
800.915.2502 631.987.8989 602.371.8898 623.974.2272
HEALTHCARE & BEAUTY Active Life Pain Center Alycan Design Medispa A Tender Dental Care Legacy Smiles Dentistry
623.535.9777 602.368.8413 623.937.1888 623.223.7589
HOUSEHOLD SERVICES Cluff Mechanical Heating & AC Dirt Busters House Cleaning General Exterminating Green Leaf Pest Control The Window Cleaner AZ Younger Brothers Exterminating Younger Brothers Plumbing Zona Communications
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602.765.COOL 623.977.6725 623.977.2100 623.399.9970 623.738.6064 623.487.3147 623.487.3130 623.445.4555
REAL ESTATE Friedman Realty Associates Lake Pleasant Real Estate
623.476.2491 480.272.5158
RETAIL SERVICES Estrella Ordnance Foot Solutions Pure Patio Steel Shield Security Doors
623.262.2154 623.536.6676 623.299.8000 623.977.3277
WORSHIP Spirit Song Church
623.824.1357
September 2017
IT PAY$ TO REFER A FRIEND EARN A FREE MONTH OF INTERNET FOR EACH NEW CUSTOMER YOU REFER TO ZONA*
The more friends you refer, the less you pay for your Internet service! Just make sure your friend tells us your name when signing up for a new service with us and uses promo code FRIEND. When your friend becomes a Zona customer, you’ll receive a free month of your current Zona Internet service. You can earn up to six months of complimentary service per year!
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28620 N El Mirage Road, Suite 101 Peoria, AZ 85383 623-455-4555 www.zonacommunications.com
*Referral customer must purchase the Z50 plan or greater. Promotion ends October 31, 2017. Limit of six referral credits per year.
September 2017
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Cornerstone Group © 2017
CALL 623-455-4555 FOR DETAILS
Your New Arcadia Specialists!
Yes…we will sell your home for 1.5%!* Here’s what we provide:
• Listing in the MLS • Social Media Marketing • Custom Marketing Brochures • Professional Photography • Listing on our website, BirdieGolfHomes.com, & other websites including Realtor.com, Homes.com, Zillow, & Trulia • Our experience, knowledge, and negotiating skills
WANT MORE? We offer these additional services with higher commission rates:
• Your home featured in full color ads in Mountain View Magazine & Arizona Broadway Theater playbill. • Drone photography, professionally narrated virtual tours, 3D virtual tours. • Open Houses. • Special Marketing Events, Direct Mail. • Staging & Window Washing.
Choose Friedman Realty Associates! We are your Vistancia Specialists!
• A+ rating with Better Business Bureau. • We established our real estate company in Vistancia in May 2005. • Ted Friedman, Designated Broker, REALTOR®, CRS®, ABR®, SRES®, Trilogy resident, has 33 years real estate experience; Lana Friedman, REALTOR®, M.A., Trilogy resident, has 12 years real estate experience; Linda Depaolo, Broker Associate, REALTOR®, Vistancia Village resident, has 17 years real estate experience; Staci Lor, REALTOR®, Vistancia Village resident, has 4 years real estate experience.
Call or text Friedman Realty Associates today to list your home! (623) 986-0987 We get results – we make it happen! Between 8/11-8/15, three of our listings went under contract!
*Offer valid on new listings only. Seller is responsible for paying buyer’s agent’s commission. This offer subject to change. If your home is currently listed for sale, this is NOT intended as a solicitation for business. 28 Mountain View
Your Vistancia Real Estate Resource with Global Reach
Your Real Estate Specialists…with Global Reach September 2017