Mountain View
April 2017
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April 2017
Bergen Financial Group Presents Power & Protection Strategies For Retirees - - Avoid 10 Pitfalls Made By Retirees!
Using Different Insurance Options Learn How To: ◆ ◆ ◆ ◆ ◆ ◆ ◆ ◆ ◆ ◆ ◆
Keep your retirement dollars safe with proven strategies Benefit from market ups without any risk to your principal Potentially earn double-digit returns with NO market risk and zero loss of principal Reduce RMD’s on your IRA Earn tax deferred and/or income tax-free2 earnings on your savings Stop or reduce taxes on your social security checks Get long term care and/or home health care without writing a check for it Increase your heirs benefits by 10%, 30% or even 100% Differentiate annuities: The Good, The Bad & The Ugly Avoid common mistakes made with wills & trusts3 Get payout rates on annuities as high as 6.75 % and compound rates as high as 6.75% 4 by using income riders
IRA Rollover 9.07%1 gtd. 1st year
This entitles the holder to RSVP for up to 4 people A COMPLIMENTARY MEAL Trilogy at Vistancia Tewa Ballroom 27980 N. Trilogy Blvd., Peoria, AZ 85383 Thursday, April 13th at 5 PM followed by Dinner NOTHING WILL BE SOLD AT THIS FREE WORKSHOP! Your Speakers: Darcy L. Bergen AZ License #155178 Darcy is a well-known television and radio personality, having hosted “Smart Money” and “Senior Money Matters” radio shows along with “The Money Doctor” television show where he taught listeners how to save money, accumulate assets and reduce taxes. Darcy has presented hundreds of seminars dealing with all aspects of money. He now focuses only on matters associated with retirees. Darcy is a licensed insurance agent licensed to sell life insurance and annuities. Darcy and his wife, Heather, currently co-host “The Safe Money & Income Radio Show”; a local financial talk radio show heard every Saturday at 10:00 AM on 1100 AM KFNX.
Bryan Little AZ License #23626 Bryan Little specializes in retirement and income planning. Since 1995, Bryan has had a goal in helping his clients achieve their ideal financial retirement. Bryan is a licensed insurance agent, licensed to sell life insurance and annuities. Being an independent advisor, he strives to find the best companies and products to help clients achieve their goals.
Seating is Limited... Call to RSVP 1-800-915-2502 This is not intended to be a sales seminar. The purpose of this seminar is to provide you with general information on retirement planning. Neither Bergen Financial Group nor any agents acting on behalf of Bergen Financial Group should be viewed as providing legal, tax or investment advice. Consult with and rely on your own qualified advisor. Annuities: “A surrender during the surrender charge period could result in a loss of premium. Surrender charge structure may vary by state. Please consult your Disclosure Statement for details specific to your state. However, some products have a Return of Premium Guarantee. Issuing companies that have Return of Premium products are Midland National, EquiTrust, National Western and Sagicor. Life Insurance: “Income and growth on accumulated cash values is generally taxable only upon withdrawal. Adverse tax consequences may result if withdrawals exceed premiums paid into the policy. Annuities grow tax deferred and life insurance is tax free under certain circumstances. Withdrawals or surrenders made during a Surrender Charge period will be subject to surrender charges and may reduce the ultimate death benefit and cash value. Surrender charges vary by product, issue age, sex, underwriting class and policy year. 1Interest is based on 9.07% effective November 21, 2016 and is subject to change without notice.” 9.07% First-Year Yield reflects 8% Premium Bonus plus a 1.55%, Fixed Account Rate, and assumes no withdrawals, net of fees. This yield applies only to premiums in the Fixed Account. The Fixed Account Interest Rate is based on current rates and subject to change at the Company’s discretion and based on $250,000 premium.” 2Tax-free refers to income tax-freeMountain life insurance. 3Daniel Mazza is our Attorney for Wills and Trusts. His license number is 029570. 4Secure income annuity offered through Security Benefit Life. Insurance products be presented by View Aprilmay 2017 Bergen Financial Group, a company that provides insurance products for clients. Fixed annuities guarantee that your money will earn at least a minimum interest rate. Fixed annuities may earn interest at a rate higher than the minimum but only the minimum rate is guaranteed. The issuer of the annuity sets the rates.
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From Me To You... Welcome! to the April edition of Mountain View magazine.
On our cover this month we have David Wallace, Trilogy resident. David not only created these amazing wood art pieces, he also holds classes for those suffering from Parkinson’s Disease. It has come to my attention that many of you don’t know how we choose our cover models. Well let me explain the process... I get a call, or an e-mail (sometimes even a text) from someone who a) wants to be on a cover, b) knows someone who has done something worthy of recognition or c) wants to let the community know about a local club or group for the residents. I will get in touch with them and as long as they live here (or occasionally have a strong connection to our community) I will arrange the photo shoot and cover interview. The whole process is relatively painless, no husbands have been harmed in the photo sessions, and it takes under an hour altogether. Some months I have many covers “in the bag” and other months I am scrambling to find people willing to share their lives with us.
to get the word out there that you exist! As always, our magazines are not associated with any HOA and are not produced using any of your fees. Please patronize our advertisers, after all they are the reason you get this magazine for free every month! Don’t forget to visit our website for puzzle solutions, restaurant reviews, coupons and business directories! www.EstrellaPublishing. com
Catherine Uretsky
Editor, Mountain View Magazine info@estrellapublishing.com 623.594.9283 Estrella Publishing is a proud member of the Surprise & Peoria Chambers of Commerce and Local First Arizona.
There have been instances when a company has requested to purchase the cover as advertising space. It happens, but not very often. In that case it is obviously an advertisement, for example if a political candidate has a cover it says on there that it is ‘paid for by ...’ Which leads me to the question of price for residents. There is none. If you are a resident and want to pose for my camera it costs you nothing but time. And of course you will be stopped from time to time when someone recognizes you as the star that you are! I hope that clears up the great mystery of “How to get on a cover” and that perhaps some of you feel inspired to get in touch and become a future cover model yourselves. It is also a great way for fledgling clubs and groups
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Where To Look Published by Estrella Publishing LLC, PO Box 6962, Goodyear AZ 85338. Additional copies and article reproductions can be obtained for a fee by contacting info@EstrellaPublishing.com
Catherine Uretsky, Publisher and Editor 623.594.9283 info@EstrellaPublishing.com Al Uretsky, Publisher and Sales Executive 623.594.9283 info@EstrellaPublishing.com All contents Š 2009-2017 Estrella Publishing LLC. All Rights Reserved. Reproduction in any form, in whole or part, without written permission from Estrella Publishing LLC is prohibited. Estrella Publishing accepts freelance contributions, there is no guarantee that materials will be used or returned. Estrella Publishing is not responsible for the views of contributing writers and assumes no responsibility for errors appearing within. Opinions expressed are those of the writers and not necessarily those of the Publisher or Advertisers. Estrella Publishing reserves the right to restrict all advertisement to their proper classification and to edit or reject any copy at its sole discretion. Neither this publication nor Estrella Publishing is an agent of or in any way affiliated with the associated Developer nor Homeowners Association, or any of their respective affiliates. This publication has not been approved by, sponsored by, or endorsed by the associated Developer nor Homeowners Association in any way.
Money Matters ~ pg 7 Home Swet Home ~ pg 9 Furry Friends ~ pg 10 Life As A Caregiver ~ pg 13 Living With Faith~ pg 15 Peace On Earth ~ pg 16 Fit For Life ~ pg 19 Puzzles And Games ~ pg 20 Sudoku & Solution Useful Numbers ~ pg 21
Catherine Uretsky Publisher & Editor
Mountain View
Al Uretsky Publisher & Sales Exec
Business Directory ~ pg 22
April 2017
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Money Matters 4 tips to help protect your identity this tax season Tax season is a busy time for everyone. From accountants and small business owners to families and individuals, especially as more people choose to file their taxes themselves. Unfortunately, it’s also a busy time of year for cybercriminals who use the flurry of activity to swindle sensitive personal information from unsuspecting victims. In fact, the Norton Cyber Security Insights Reports revealed that online crime has become so prolific, 36 percent of U.S. consumers believe it’s only a matter of time before a criminal steals their identity. Take for example, Melissa, a marketing manager from Chandler, Arizona, who last year received an alert from her online tax filing service that her account password had been changed. But she dismissed the notification as a mistake. “Two days later I got an alert from LifeLock about a credit card that I hadn’t opened.” Thinking this was strange, Melissa followed up with her tax filing service and found that a criminal had accessed her account, stolen enough personal information to open a credit account in her name and redirected her tax return to another account. Fortunately, Melissa was able to resolve her case but she is just one of a staggering number of individuals who’ve fallen victim to criminals lurking the web. According to research from Symantec, cybercriminals launched more than 1 million web Mountain View
attacks against internet users every day in 2015. While this statistic may seem shocking, there are things you can do to help protect yourself and your identity from cybercriminals. Start by applying these four simple tips to keep your personal information away from cybercriminals this tax season: 1. File your taxes as early as possible. The sooner you file your taxes, the harder it will be for criminals to file taxes on your behalf for a refund, which a thief can do with only your date of birth and Social Security Number. (And don’t think this information is difficult to find, it could already be for sale on the Dark Web if you were impacted by a data breach.) If you want some extra protection this tax season, consider contacting the IRS to see if you’re eligible for an Identity Protection PIN. It’s a six-digit code that is assigned to you by the IRS to help prevent misuse of your SSN on fraudulent federal income tax returns. 2. If you’re filing your taxes online, use a secure Wi-Fi connection or a Virtual Private Network (VPN). One of the best ways you can help protect yourself when e-filing is to use a secure internet connection and not a public Wi-Fi network. If you are not sure about the security of your internet connection, use a VPN - an easy-to-use technology that ensures a secure connection.
3. Remember the Internal Revenue Service (IRS) only communicates through the United States Postal Service. They will never request personal and/ or financial information through email, text messages or social media sites. If you receive a letter in the mail and you’re not sure if it’s legitimate, use the IRS lookup tool to find your letter: www.irs.gov/individuals/ irs-notice-or-letter-for-individualfilers 4. If you receive a phone call from someone claiming to be from the IRS, ask for their name, badge number and call back number. Report the call to the U.S. Treasury Inspector General for Tax Administration (TIGTA) at 1-800-366-4484 and provide this information to confirm the authenticity of the caller’s request. If the caller isn’t willing to provide this information, hang up and report the incident to the IRS. If you believe you’ve been the victim of an IRS scam, you may also report this to the TIGTA at their website: www.treasury.gov/ tigta/contact_report_scam.shtml. Don’t delay in doing so. After all, it’s your identity and it is up to you to protect it every single day. April 2017
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Home Sweet Home 7 home improvements to tackle before you move in You found the perfect home, so it’s not surprising that you want to move in as quickly as possible. However, there are some projects that are best done when the house is still empty. So, consider completing the following seven items before the moving trucks arrive. * Painting. A fresh coat of paint can instantly update a room, and it’s common to buy a home knowing you will need to paint several rooms or the entire house after the sale. However, painting is best done while every wall is accessible and there are no worries about getting paint on furniture or rugs. * Changing locks. Now is the time to change the locks on your new home to eliminate the risk of any former keyholders accessing your new space. Do this even if you know the former keyholders
because you never know who they shared keys with. This fix is quick, inexpensive and it provides you with peace of mind. * Flooring updates. Redoing a floor is always easier when the floor is empty. Whether you’re choosing to redo wood floors or lay tile before you move in, tackling this process now also allows you to keep wood and tile dust off of furniture and collectables. * Roof repairs. Roof repairs are a must. If the home inspection revealed any damage to the roof, make the necessary repairs before moving in. Choose a contractor experienced with the type of shingles your home requires. Several of the largest shingle manufacturers have programs for contractors who meet certain qualifications, like TAMKO Building Products’ Pro Certified Contractor program. Homeowners can easily locate a TAMKO Pro at www.TAMKO. com/find-a-pro to get their project started. * Removing popcorn ceilings. No one likes these. We’re not sure anyone ever did, but alas, they are a common sight, especially in older homes. Popcorn ceilings (and walls) are easy to remove, but messy. Use a spray bottle to moisten an area, then
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scrape the texture off with a towel. Clean-up will be much easier if you complete this project before introducing your furniture to the space. * Fix leaks. If left untreated, water leaks can do serious damage to furniture, rugs, flooring and other valuables. Leaks can also lead to secondary problems like rotting wood, mold and mildew. And let’s be honest, no one wants to live in a house where you can’t use the water, so address plumbing issues before you move in. * Child and pet proofing. Careful child and pet proofing can protect your babies (furry or otherwise). Gates at the top and bottom of stairs, outlet covers and locks on cabinets, drawers and any other place chemicals or medicines are kept, can help make your new home a safer place. As difficult as it can be, sometimes delaying your move-in by a few weeks can save months of frustration in the long run. So don’t wait, because the sooner you start, the sooner you can start your new life in your new home.
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Furry Friends Leptospirosis
You may have heard the chatter at your local dog park or doggie playgroup about a new virus that is running rampant amongst our beloved four-legged friends. The reports boast some alarming numbers, dog fatalities, and signs of a possible outbreak. Much like the childhood game of telephone, as the story passes along the content become more and more misconstrued. So, let’s stick to the facts. What is it? Leptospirosis is a virus caused by bacteria called Leptospires. This bacterium lives in fresh water, soil, and mud. It is more commonly found in areas with tropical climates and high annual rainfall. The first case was documented in the 1800’s so it’s been around for some time. Leptospirosis can affect farm animals and dogs but is rare in cats. The most common way that leptospirosis is spread is through the urine of infected animals, which can get into water or soil. Animals can become infected when they come into direct contact with this contaminated water or soil. The bacteria enter through cuts in the skin or through mucous membranes (eyes, nose or mouth). Drinking contaminated water may also infect animals. Is my dog at risk? Awareness and prevention are key. As a pet owner, you know your pet best. You know your pet’s personality, energy level, hunger and thirst levels. If you begin to notice that your pet is acting differently, it would make sense to monitor any signs and symptoms closely, such as:
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• Drinking more than usual • Urinating more than usual • Lack of urination • Redness in the eyes • Severe weakness and depression • Reluctance to eat • Fever over 103.5° F • Vomiting • Diarrhea • Stiffness or severe muscle pain In terms of prevention, keep a close eye on your dog to ensure he is not drinking from puddles or community water bowls – easier said than done for sure! According to the CDC, dogs may pass the virus to each other; however this is rare. Not all dogs that come into contact with leptospirosis will contract it either.
safety and health of your beloved fur-friend. If you think your pet may have leptospirosis, contact your veterinarian immediately. There are specific tests to diagnosis this virus, which is treatable with antibiotics. All in all, it is unclear as to the exact source of where the leptospirosis virus is coming from, or if the dogs in question have traveled into Arizona from another tropical climate where this bacteria tends to thrive. Submitted by Kristin Robinson, of Community Paws, W Valley resident
Vaccines and Treatment There are vaccinations available for Leptospirosis. Whether or not that is the best choice for your dog is a personal choice. Please speak extensively with your veterinarian about the best option for your dog based on his/her age, present health and any underlining medical conditions. Be sure to ask about the potential risks and side effects so that, together, you can make the best decision in the present moment for the April 2017
It’s now 2017. Make the most of your dental benefits. Did you know most dental insurance policies and Flexible Spending Accounts renew with the New Year? Or that Health Savings Accounts roll over? Now is the perfect time to schedule an appointment to maintain a healthy smile. Book your appointment today.
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Mountain View
April 2017
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Yum Yum! Tips for hosting a better brunch
the house, identify what decorations are needed.
Love the idea of hosting a brunch, but begin to regret it the moment you’re toiling over a pan of bacon grease while your friends are chatting over mimosas? You’re not alone. Whether you’re planning a simple brunch for a small group or an Easter brunch to wow a crowd, these simple tips and ideas are guaranteed to get you out of the kitchen and into the action.
Picture the scene the night before. Figure out how to serve the food, decide where to put the drinks, gather extra seating and put all the plates, cups, cutlery and napkins on the table. Also, don’t forget the mugs or cocktail glasses if you plan to serve coffee or mimosas. While it might seem obvious, these little details can easily be overlooked. Last-minute jobs are bound to happen, so conquering the planned details ahead of time will help keep you sane.
Prepare a game plan. Developing a checklist will prevent you from feeling overwhelmed with to-do’s. Once you know how many people will be attending the brunch, start planning the menu, gather recipes and make a grocery list. Take inventory of your cooking supplies, serving dishes and tableware. While cleaning
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Create a menu full of make-ahead recipes. From drinks to dessert, make sure your menu allows you to spend more times with friends and family and less time in the kitchen. Sure, everyone loves a good omelet, but you’re not a short order cook. Instead, opt for low-maintenance recipes that can be prepared the night before and popped in the oven the next morning. You can never go wrong with classic egg-based dishes such as quiche, strata and casserole. If your culinary skills aren’t up for the task of cooking for a crowd, don’t be afraid to choose store-bought or catered dishes. This will help
alleviate any unnecessary stress and allow you to enjoy the event. Ditch the pile of dirty dishes in favor of disposable tableware. Instead of standing over the sink cleaning, spend the extra time relaxing with family and friends. Try a line of products that offer the total solution for your tableware needs, including a variety of plate and cup sizes and a serve and store container of cutlery. The Chinet Cut Crystal collection makes entertaining easy with tableware that complement one another and also earn compliments from guests. All the dishes can be tossed once people are done eating, keeping post-brunch cleanup to a minimum. Plus, all Chinet Cut Crystal products are recyclable - leaving you to only feel guilty about that second scone. Set the table in style. Make sure your brunch is as stylish as it is tasty. For a “hare-raising” reaction from your friends and family, fold Chinet Classic White napkins into the shape of bunnies and display in the center of each plate. A bunny napkin fold can also double as a place setting card. Simply write the name of the guest on one of the bunny ears. It’s a pretty and practical way to add personality to the table. April 2017
Take care of YOU
Life As A Caregiver
In my last article, I wrote about long-term health care and that all of us should have it. I applied for it (and got it) when I first moved to Arizona. But let me prepare you for the process I experienced (in case it will be the same for you) because it can be a bit intimidating, which I didn’t know until the time of the interview. A nurse came to my home for an hour-long interview, which included learning about my health history, taking my vital signs (height, weight, blood pressure, temperature) and giving me an oral memory test! Yes….a MEMORY TEST!!! And that’s when I began to freak out. What if I can’t remember anything? What if I flunk the test? What if they don’t give me the insurance? Now, I was there when the doctor tested my mom for dementia. Her memory test included being asked to remember three words and to draw the face of a clock with the time showing 10:30 on it. To this day, I remember those three words (table, apple and penny). But, I digress. So now the nurse explains to me about the memory test. She’s going to tell me 10 words (10 words!!) to remember. Then we
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will chat. Then she will ask me to repeat the 10 words. Then we will chat again. Then she will ask me to repeat the words again…and so on for three times!
member’s needs, but you also need to be aware of your own. Not just getting enough sleep and exercise, and eating right, and taking time for yourself, and developing interesting things to occupy your body & mind apart from the task at hand. But for long-term preparation, as well.
So we begin. I remembered eight of them the first time. That’s good… and a little aboveaverage. Then I remembered seven of them the second time. As I mentioned in an earlier That was pretty average. Then I article: make sure YOU have a remembered seven of them again will and a health care directive, the third time, but a different make sure YOU have long-term seven. THEN she says she’s health care, make sure YOU going to say a list of words and have a Power of Attorney in case I’m supposed to tell her if any of something happens to YOU. those were among the original Because, what if it did? What if 10. I got those ALL correct!! So it did and your family member is the interesting part here is that still alive? Who would take care of it is easier for us to distinguish them? the right words from the wrong words rather than having to recall Submitted by Kathy Linton, the whole list of words on our West Valley Resident own. This entire word process lasted about 30 minutes…. and I passed!!! But I was SO nervous. I guess I’ve always hated tests! 10451 W. Palmeras Dr. Suite 126A | Sun City, AZ 85373
CHAD STANLEY FINANCIAL
So what does all this really mean? It means, as a caregiver, you not only need to be focused on your family
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YOU’RE INVITED TO… Estate Planning workshop that will cover frequently asked questions and misconceptions on:
W T vs
ills
rusts
Life Starts and Ends with Family...How do I Protect Mine? What do I need?
Babbo Italian Eatery Wed. April 19th, 2017 at 2 p.m. or Thur. April 20th, 2017 at 10:30 a.m. or 5:30 p.m.
Where to Begin? Seating will be limited so call us today!!! Complimentary Meal Provided
Why Plan?
Trilogy at Vistancia Tues. April 18th, 2017 at 10:00 a.m. ALDP #81403
To Attend Please Call… 602.371.8898
or Register Online at www.premieraz.net
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April 2017
America In August of 1945, we celebrated VJ Day. After much bloodshed and sacrifices, we finally defeated Japan in a war that still reverberates to this day. The relief that followed also served as a reminder that even in victory there is sadness. The needless waste of resources and humanities’ disdain for the values of life’s gifts caused us to pause and wonder about our purpose. During these difficult times, we Americans came together as never before. The blood drives, the collection of fat, the rationing of things we once took for granted, the purchase of savings bonds, the entertaining of the troops, all taught us that when a nation is in need its citizens rise to the occasion. It certainly was a different time. One thing that stood out, in my mind, was a simple song made famous during that infamous time in our history – “The House I live in.” The house I live in reminded us of all we hold dear and find precious in this experiment called America. The words resonate with us because they speak to our values and ideals. The entertainers that performed and sang these lyrics of patriotism gave meaning to their significance. They enabled us to realize that only as one people can we ever hope to accomplish the dreams of all the generations that preceded us. The house I live in A plot of earth, the street The grocer and the butcher Or the people that I meet The children in the playground The faces that I see All races and religions That’s America to me Mountain View
Living With Faith As we examine the simple words of everyday occurrences we are left to understand that America is so diverse and yet so connected. It is the diversity that was and remains the secret strength of this great nation. It is as though God gazed at this creation of young and older, white and black, Jew, Gentile, Muslim, and Hindu – on and on the differences are clear, but the bonds are unbreakable. The place I work in The worker by my side The little town the city Where my people lived and died The howdy and the handshake The air of feeling free And the right to speak your mind out That’s America to me We have just completed a most exhausting and agonizing election. Things have been said that may never be forgotten, but it is over. What is not over is the fact that we are all Americans with the right to speak our minds. We are Americans enjoying freedoms that few in the world can truly understand. Now is the time to join together in building an even stronger America. Two hundred forty years has taught us that only as one can we truly benefit from the many different opinions and solutions. Only as one can we overcome the vitriol that seems to have settled in our hearts and minds. Together, we succeed, separate, we fail. It really is that simple. The lyrics end with a startling reminder – “Especially the people, that’s America to me.” Stand next to a friend or relative and look at your reflection in the mirror. The only resemblance
is that each has a nose and two eyes, two ears, a mouth. This is where the similarities end because if we look closer we see two different people. This is the strength of America – similar, but different. Now is the time to join with one another and know that through the tears, and the dreams, and the growing, we have developed a country that has never been duplicated, nor will it ever be.
August 1945 may have been a different time, but the messages of those offerings are no different today. As we journey into a new chapter in our history perhaps it is appropriate to also remember that by the Grace of God do we flourish. Rabbi Irwin Wiener, D.D. Sun Lakes Jewish Congregation National Chaplain, Jewish War Veterans, USA
Dan VanderVen Owner
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www.CanCleanPros.com April 2017
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Peace On Earth Take Part in an Amazing Gift!
Imagine our community helping a community in Africa receive a water well through World Vision! It’s real. It’s possible. Join with the “Vistancia Water Walkers” on May 6 for the 6K Water Walk. (Out of town? Register and walk wherever you are!) 6K represents the average distance women and children in African villages walk daily for water. Imagine the difference a well in the village means! Spirit Song Church in Vistancia is sponsoring this event and all are welcome to take part and make this dream a reality. The walk begins at 8:30 a.m. at Westland Park next to Lake Pleasant School, 31656 N. Westland Road in Vistancia. Walk with your
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families and neighbors. Your $50 registration fee provides clean water for one person in Africa. Sign up your children for $25. A major donor is matching every child’s registration! Imagine walking with our readily available water bottles while helping bring life transforming clean water to the families in Africa. Betty saw firsthand the difference clean water makes. She helped support the drilling of a well near an orphanage in Kenya. She remembers little Carol who was considerably underweight and frequently hospitalized. Carol sat in the sun to warm her cold listless body. Two years after the village received the well, Carol had gained weight and was a smiling active child who had not been in the hospital since. That is the power of clean water. Marty has been onsite for the drilling of three wells. The first was in Joska, Kenya near another orphanage. Three months after, she was amazed to see how healthy the children were. Their skin was clear and not flaky and their eyes sparkled with life. The second well was drilled in Nairobi. Children had walked three kilometers and paid for contaminated water next to a
slaughter house. After receiving their own well, the village chief wrote, “In the three months since our community has had a source of clean water, we have not had one death related to a water born disease.” The third well was drilled in Obaga, Kenya, where villagers got their water from a pond that was used by herds of cows. With the well, cases of cholera dropped dramatically and now the people have clean water even during drought. Contact team captain, Karol, 623-455-4699, with questions. To register, go to: www. teamworldvision.org/6K. Click ‘register’, then ‘individual’ or ‘kid.’ Scroll down to “role” and click ‘join a team’ and search “Vistancia Water Walkers.” Let’s make a difference together! Submitted by Valerie Fairchild, pastor of Spirit Song church at Vistancia School. Celebrate Easter with us, Sunday April 16, 9:00 a.m. followed by an egg hunt for children. Submitted by Rev. Valerie Fairchild, pastor of Spirit Song Church in Vistancia
April 2017
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Spring Cleaning Shortcuts to make your home sparkle We all know that one person who just adores cleaning. But for the rest of us, it’s a necessary evil that gets old very quickly! Before you tackle that long list of spring cleaning tasks, try some of these cleaning hacks designed to make these chores faster and easier. When cleaning is fun and even effortless, you’ll feel more energized and gain the momentum you need to knock out your list of chores. Afterward, your house will sparkle from top to bottom, which is its own reward! 1. Try natural solutions Commercial cleaning solutions can add extra costs to your deep cleaning session, not to mention the harsh chemicals can leave behind unpleasant odors. Why
not experiment with everyday pantry items? These often cost less and are just as effective in their cleaning power. A simple solution of warm water and vinegar removes built-up grime from your floors, while leaving a clean, rinse-free finish. Just add a half cup of distilled white vinegar to a gallon of warm water and start mopping. If you dislike the smell of vinegar, add a couple drops of your favorite essential oil - the fresh scent will be like a small reward! 2. Shortcut to shining windows If you want streak-free mirrors and clean windows without the hassle, Cas Aarssen, author of “Real Life Organizing: Cleaning and Clutter-Free in 15 Minutes a Day” has this expert tip: Add a teaspoon of cornstarch to your favorite glass cleaner and
shake until dissolved. Cornstarch improves the cleaning power of the solution and makes streaks a thing of the past, so you’ll get the job done more quickly. 3. Clean up top Dust can collect on those high, hard-to-reach places, such as decorative molding and ceiling fans, making cleaning day more difficult. To clean your ceiling fan without showering dust bunnies everywhere, an old pillowcase is your best tool. Spritz the inside of the pillowcase with a vinegar and water solution and slip it over the blades of the fan, pulling it back to trap the dust. For those tough to reach moldings and corners, use a sturdy rubber band to wrap a microfiber cloth around the end a broom, and give those hard-toreach areas a clean sweep!
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State Route 303 and Northern Ave. in the West Valley April 2017
Fit For Life 3 steps to reach 100 feeling youthful and healthy
eating well and maintaining a healthy weight.
What will your life be like when you turn 100? A century ago the question seemed almost flippant, a needless consideration for most people, but today it’s very real. The percentage of people living to 100 has grown almost 66 percent in the last 30 years, according to U.S. News and World Report.
The key to greater longevity is prioritizing your health now - when you’re well - to prevent problems later on. You can start today by asking three questions:
The MDVIP Health and Longevity Survey reveals that more than half of Baby Boomers and Generation Xers want to live past the age of 90. More than a quarter want to live beyond 100. The majority from both generations also believe advances in science and technology are going to keep more people alive past the age of 100. However, these findings come at a time when the life expectancy of Americans has declined for the first time in two decades and one in two adults is living with at least one chronic disease. “To reach their longevity goals, Americans can no longer afford to put their health on the back burner,” says Dr. Andrea Klemes, chief medical officer at MDVIP. “Most people don’t wait until they’re 60 to start saving for retirement. The same should go for their health, where making small investments today can pay big dividends many years down the road.” Many chronic conditions, such as high blood pressure, heart disease and Type 2 diabetes, are preventable through simple lifestyle changes. Still, nearly two out of three Boomers and Gen Xers admit they could be doing a better job of exercising regularly, Mountain View
What’s your number? When’s the last time you had your blood pressure or cholesterol levels checked? Maintain a current record of your vitals and lab results along with your family history. Make sure you discuss these details with your doctor, who can help identify your risk for certain conditions and suggest lifestyle changes based on the results. These data points serve as an important guide in managing your health and can be the difference between preventing an issue and treating it. What’s up, doc? Going to the doctor is an essential component of maintaining good health but choosing the right doctor directly affects the benefit of each visit. Surprisingly, the survey revealed that one out of three Gen Xers avoid going to the doctor out of fear of finding something wrong. It’s important to find a primary care doctor you trust, who makes you feel at ease and takes the time to know you and your medical history. “Having Dr. Gassner on my side has been the best medicine,” says Rose Demitrack, a 101-year-old patient of Dr. Lawrence Gassner in Phoenix, Arizona. “He spends time with me and makes sure I’m doing the right things. Plus he
always makes me laugh, which is one secret to staying young. I may be older than most, but I still feel young on the inside.” In the current healthcare environment, an appointment with a doctor is usually scheduled weeks in advance, and after a long wait in the waiting room, patients often feel rushed through the visit. Patients deserve better and you should shop around for a doctor whose goal is to build a relationship and keep you well. What’s the plan? Whether your goal is to lose 10 pounds or to lower your blood pressure, you need a plan to get you there. “I tell my patients to think of it as a business plan for their health,” says Dr. Steven Wilson, a family practitioner in Redlands, California. Once you have your plan established, it’s up to you to execute it. Many people don’t stick with a plan because it’s hard to stay disciplined and easy to fall back into old habits. So don’t be afraid to consult your doctor along the way. Your doctor is your partner in your health journey, and working together could give you a better chance at seeing exactly what your life will be like when you reach 100.
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Puzzles & Games
Sudoku for April
Sudoku Solution
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Numbers from 1-9 must appear only once in each row, column and box. Good Luck!
6
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April 2017
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22 Mountain View
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April 2017
Mountain View
April 2017
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Your Trilogy, Vistancia and Blackstone Specialists.
Serving You with Integrity, Knowledge & Results Lana & Ted Friedman | Ted@BirdieGolfHomes.com | Direct: 623-986-0987
Friedman Realty Associates established in Vistancia, May 2005.
Ted Friedman, Designated Broker, REALTOR®, ABR, SRES, CNE, CDPE and Lana Friedman, REALTOR®, M.A., CNE, CDPE are dedicated, full-time REALTORS®. We established our Arizona real estate company in Vistancia in May 2005.
FRIEDMAN REALTY ASSOCIATES’ NEWEST LISTING
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• Complimentary Staging & Window Washing • Full color ads in the Arizona Republic, Mountain View magazine, and Arizona Broadway Theater playbill. Professional photography & virtual tours. Ask us about our 3D tours. • Websites including Realtor.com, Homes.com, AZcentral.com, Zillow.com, Trulia.com, Craigslist.com as well as our own BirdieGolfHomes.com • Social Media such as Facebook, Twitter, LinkedIn & Pinterest • Open Houses, Full Color Brochures, RealtorTours and E-mail Blasts • 5 licensed agents, all of whom live in Vistancia • We get results – we make it happen!
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