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Mountain View

November 2017

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BENJAMIN J. KATZ Owner/Broker

2 Mountain View

(480) 272-5158 BJ@LakePleasantRE.com www.LakePleasantRE.com

28451 N Vistancia Blvd Suite D-103 November 2017 Peoria, AZ 85383


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From Me To You... Welcome! to the November edition of Mountain View magazine.

I am by no means what you would consider overweight, however if I put myself on the recommended weight chart, you all know the one, I come out right at the top edge of normal. To look at me you would probably not guess that. I am 6 feet tall and 173lbs. True stats. I maintain that I am ‘big boned’ but that apparently does not fly medically. In fact my doctor even told me that I need to lose some weight to improve my health. So I was bound and determined to lose a few pounds. And I did. Want to know my secret? Eat less and move more. It is that simple, and that hard. I always want to choose desert and soda, so now I try to eat them less frequently and in smaller quantities. Then there is the exercise. I am not a fan. So walking is my go to and I do try to get those elusive 10,000 steps every day. Did you know that according to Web MD the average American is 23 pounds heavier that his or her ideal body weight? Also a loss of only 5 percent of your weight lowers your risk for diabetes and cardiovascular disease? Both good reasons to try. If you were anything like me as a teenager and young adult, weight was not an issue. I used to eat anything and everything and never gain a pound. I actually ate chocolate cake for breakfast most mornings before school and

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again when I got home later that day. Now however, things are certainly not the same. I look at a piece of cake and gain a pound or more. I had a terrible bout of stomach flu a couple of years ago. I mean it was terrible. I actually googled ‘Dysentery” at one point it was that heinous. Anyway, I lost a good 6 pounds over a couple of days and decided that on balance I would take the weight loss as payment earned. Still feeling a little delicate I decided that a bowl of chicken noodle soup would be a good entrance back into the world of solid food. I was in the bathroom after eating the soup (don’t worry the flu was long gone) and stepped on the scale out of curiosity. 5lbs! 5lbs!!! How is it possible to eat less than a pound of food and gain 5? Good grief! Maintaining a healthy weight is a very important thing to ensure you have a long, happy life. As long as that includes the occasional piece of chocolate cake, count me in!

Catherine Uretsky

Editor, Mountain View Magazine info@estrellapublishing.com 623.594.9283 Don’t forget to visit our website for puzzle solutions, restaurant reviews, coupons and business directories! www.EstrellaPublishing.com

November 2017


Catherine Uretsky Publisher & Editor

Al Uretsky Publisher & Sales Exec

Published by Estrella Publishing LLC, PO Box 6962, Goodyear AZ 85338. Additional copies and article reproductions can be obtained for a fee by contacting info@EstrellaPublishing.com

Catherine Uretsky, Publisher and Editor 623.594.9283 info@EstrellaPublishing.com Al Uretsky, Publisher and Sales Executive 623.594.9283 info@EstrellaPublishing.com

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All contents Š 2010-present day Estrella Publishing LLC. All Rights Reserved. Reproduction in any form, in whole or part, without written permission from Estrella Publishing LLC is prohibited. Estrella Publishing accepts freelance contributions, there is no guarantee that materials will be used or returned. Estrella Publishing is not responsible for the views of contributing writers and assumes no responsibility for errors appearing within. Opinions expressed are those of the writers and not necessarily those of the Publisher or Advertisers. Estrella Publishing reserves the right to restrict all advertisement to their proper classification and to edit or reject any copy at its sole discretion. Neither this publication nor Estrella Publishing is an agent of or in any way affiliated with the associated Developer nor Homeowners Association, or any of their respective affiliates. This publication has not been approved by, sponsored by, or endorsed by the associated Developer nor Homeowners Association in any way.

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Peace On Earth Giving Thanks “Rejoice always, pray continually, give thanks in all circumstances; for this is God’s will for you in Christ Jesus.” (I Thessalonians 5:1618) Give thanks in all circumstances. That is a tall order and quite a challenge. The book, The Hiding Place, by Corrie ten Boom, gave me a whole new understanding of this scripture. Corrie’s family were Christians who sheltered Jews during Hitler’s reign. They were caught and placed in labor camps along with the Jewish people. Corrie and her sister shared space in a dorm room with many other women. As they laid down on their bunk, they discovered the bedding was infested with fleas. As they prayed before bed, Corrie’s sister gave thanks for the fleas. Corrie refused even when her sister told her that it was God’s will for them to give thanks for everything.

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The sisters had managed to smuggle a Bible into the camp, something for which Corrie did give thanks, and they, together with the other women, read from the Bible and shared each evening. They were amazed that the guards never came in to break up the group or to confiscate the Bible. Later, Corrie’s sister was sick and Corrie tried to get the guard to enter the room to help, but the guard would not enter because of the fleas. The fleas had protected the women and their secret! Corrie finally gave thanks for the fleas. We often consider those things for which we are thankful during the Thanksgiving season. This year we are particularly aware of people within our own nation who have lost everything in the hurricanes and or through senseless violent acts. We gain perspective and realize just how blessed we are. And when we compare our ‘stuff’ with people around the world, we realized we live in abundance.

These perspectives help each of us to really consider what is truly important in our lives. May we give thanks for our families, our friends, our places of worship, God’s grace and love, our health, jobs, and our freedoms and rights. Let’s give thanks for these before listing our belongings and homes. This perspective can eliminate our constant desire to covet what others have. May we take joy in the beauty of creation and the laughter of shared fun and the ability to speak and hear. May we give thanks for those things we’ve taken for granted. May we not overlook our blessings. And in all of that, may our thankfulness spill out in our giving to help others. Our blessings are not our own. They are for sharing. Let’s be intentional about sharing this season. Submitted by Rev. Valerie Fairchild, pastor of Spirit Song church meeting in Vistancia

November 2017


On Our Cover Our cover models this month are members of the Trilogy Roadrunners Car Club. From left to right: Joe Petter standing beside his ‘84 Ferrari 308 GTS, Andy Polana next to a stunning 1936 Ford Model 68 and Doug Bowman with his beautiful 2015 Corvette! The Trilogy Roadrunners Car Club was formed by car enthusiasts who wanted to share their joy of the Arizona open roads with others with similar interests. “We welcome all car enthusiasts, regardless of the make, model, or year of your car(s). Owning a special car is not a requirement. If you love to drive and enjoy fellowship with other enthusiasts then we invite you join the FUN!” They mean it too. The members own everything from a Kia to

a Lamborghini and it doesn’t matter. If you have a love of cars you are welcome in this club! Members just have to be Trilogy Residents. Almost half the membership are women which is also very different from most car clubs. The Trilogy Roadrunners Car Club currently has 225 current members and it is still growing.

fun places, where points can be earned by completing challenges.

The Club supports multiple charities including The Glaucoma Research Foundation and Veterans Furniture Center (a program of United For Change). They also glady lend a hand when other clubs need assistance.

Date: January 13th, 2018 Saturday 10am-2pm Location: Trilogy at Vistancia Kiva Club parking lot

There are two sides to this club, the social side with trips and fun and games, and ‘Garage Time’ with hands-on demonstrations of car maintenance techniques. Some of the fun and games include monthly rides with a social activity incorporated into the day. For example there is a ride out to Bisbee in the coming months with a stay at the Copper Queen Hotel once there. A high point in the calendar is the annual Scavenger Hunt around Peoria. Teams dress as favorite characters (Sherlock Holmes showed up last year) and the clues lead them to

Mountain View

There are also Nascar and NHRA race trips and Go Cart racing trips. This is one club where you will never be bored! Coming up in January is the 8th Annual Trilogy Roadrunner Car Show:

There will be 80 vehicles on display with a special appearance by Phoenix International Raceway’s Nascar “Show Car”. Pre-registration on-line starts November 1st at www.trilogyroadrunners.com There will be music, door prizes, and demonstrations of car maintenance techniques. Food and drink is also available by the Cafe Solaz inside the Kiva Club. Registration is open to all Vistancia area residents Spectators are free, show participants are asked for a $10 charitable donation per show. Checkout the club’s website for more information at www.trilogyroadrunners.com or follow their Facebook page https://www.facebook.com/ TrilogyRoadrunners/ When talking to Joe , Andy and Doug the thing I came away with was that these are fun people who like to have a great time, raise money for worthwhile causes, and help out their fellow residents all at the same time. This is a club to look into for sure.

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Living With Faith Who would have imagined? In George Orwell’s Book 1984, written in 1949, he depicts a time when things will certainly be unrecognizable or even possible. “Every record has been destroyed or falsified, every book rewritten……every statute and street building has been renamed……” Could anyone have imagined what was penned 68 years ago would become reality? Listen to the laughter as people then read the words. Listen to the pundits on radio as they proclaimed then the insanity of such prophecies. Today, 2017 we are living these pronouncements. Today, 2017 we are watching on our television screens scenes that indicate our nation seems to be imploding from the hate and venom uttered by the few to the many. Today, 2017 we are reminded very vividly of the prophetic words of George Santayana, “Those who do not learn from the past, are doomed to repeat it.” Perhaps the year 2017 will surely be remembered as the year of infamy, and it is not even over yet. We ask ourselves, “Why are these things happening?” We search for answers. The right tells us it is because we are to liberal, and the left screams that we are too conservative. Everyone is determined to label our difficulties, but nowhere do we hear or see solutions, just recriminations. The darkness we experience during a solar eclipse will never sufficiently engender the darkness that will permeate our lives for the foreseeable future. In 1776 we proclaimed that our lives should be determined by us, not by others. We gathered numerous times to create a document that would declare our independence, and at the

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same time, our dependence on each other and our creator. Painstakingly we debated and argued, and even screamed at each other, the results of which produced the envy of the world to be emulated time and again by so many craving for their right to live in peace and harmony. The one issue that would have destroyed the concept of nationhood lay within the framework of slavery. Economics was the motivation for the disagreement. The concept of slavery was not brought to the forefront, rather the benefit of individual states to determine their future for themselves. Finally, to reach a consensus, the assembly of representatives decided to sweep this one issue under the rug for the greater good, the formation of a nation. Finally, 85 years later, the rug was lifted and the dust brought to the surface. This time, however, no longer could it be ignored (slavery) and a bitter, destructive, Civil War ensued, or as it was referred – the War betweenthe-states. We seem to have embarked on a new civil war, not for territory or economic gain, but for the heart and soul of a nation dedicated to the human spirit. The struggle that has lasted for these many years has now become an obsession.

a new attempt at destruction from within. All the blood soaked battlefields in the world will pale in comparison to the destruction that will result if this country, the United States of America, will no longer remain a beacon to the world because the flame of our message and mission will have been extinguished. Is this the legacy we want to leave those that follow? Is this what will become of the “light unto the nations?” Are we prepared to ensure that George Orwell’s predictions will become reality? NO, a thousand times NO. We need to stand for the values we inherited. We need to right the wrongs, not with slugfests, but with steadfastness. We need to send a message to our leaders, and the world, that America is alive and well. In the words of the American General, Christopher Gadsden during the American Revolutionary War, “Don’t tread on me” is the message we send to all, domestic and foreign. Let us all pray that God, who, in the past, delivered us from the hands of the tyrants, will deliver us to a brighter new day together. Rabbi Irwin Wiener, D.D. Sun Lakes Jewish Congregation National Chaplain, Jewish War Veterans, USA

Civility and reason are no longer visible. We now resort to destroying the very essence of our existence, our history, with all its faults are in fragments. Our understanding of nationhood, which could not be destroyed from without, is now witnessing November 2017


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Gifting

Student-friendly apps that beat any college care package Soon after back-to-school season ends, a new one begins for parents of college-age kids: “send-mesomething” season lasts for the whole school year. This year, instead of sending your college kid yet another care package filled with cookies, why not give them these college-friendly apps? * Course Hero. Students can search the app’s more than 18.5 million educational resources by their college and course names to find material that’s specific to their courses. Students can also interact with a worldwide educational network of 20 million students and educators, ask tutors for personalized homework help, share study resources and find the best information for hard-to-complete projects. Learn more at www.coursehero.com, or download the free app in Google Play Store. * Flipboard. Between multiple social media accounts, cable news and newspapers, there’s a lot of information out there. Flipboard combines all the feeds from a user’s social media networks and curates news stories in an up-to-date, personalized magazine to help students get rid of the clutter and read the news that matters to them. Find more information at flipboard.com. * Alarmy. College kids can find it hard to drag themselves out of bed in time for that 8 a.m. class. Sometimes an ordinary alarm just won’t cut it - it’s too easy to keep hitting “snooze” and go back to sleep. Alarmy forces students to get out of bed by requiring them to take a specific action - such as using their mobile device to take a picture of an item in their living room, or solving a math problem - to turn off the alarm. The app is available at https://alar.my. * MyFitnessPal. “The freshman 15” is not a myth. Busy schedules, sleep deprivation, convenience foods and lack of exercise can undermine students’ good health. This app helps students track key health factors such as nutrition, diet and exercise. It’s available at www.myfitnesspal.com for either Android or IOS devices. Fortunately, there’s an app for virtually every aspect of college life. And while no one has yet made an app that can replace a parent’s love, gifting your college student with a digital care package is a great way to show your support throughout the school year. November 2017


Health & Wellness

Understanding how medications interact with vitamins

Technology, science and research are offering a personalization powerhouse at our fingertips, including products made specifically for us delivered to our doorsteps. We wear personal fitness trackers to track our steps, sleep and heart rates. Personal trainers design fitness routines made just for us. We understand that our family history, lifestyle choices and even genetics are predictive of our health needs and this information is integrated into our health care plans. But with all of this personalization, nutritional supplement options still deliver the same cookie-cutter solutions. According to New Nutrition Business and its report “10 Key Trends in Food, Nutrition and Health 2017,” personalized nutrition is the next big nutrition movement, as people want individually tailored diets. When creating a personalized nutrition plan, it’s important to take into account holistic well-being; however, deciding what is truly right for you can be confusing. “Personalized nutrition shouldn’t be taken lightly. It’s not a catchy-named pack of vitamins or nutrition plans curated from a few questions about how you want to feel; it needs to include everything that makes you unique, down to the medications prescribed by your doctor,” said Dr. Michael Roizen, original chief wellness officer at the Cleveland Clinic, co-author of the new book “Age-Proof: Living Longer without Running Out of Money or Breaking a Hip” and Vitamin Packs science advisory board member. “Technology is creating amazing advances in personalized Mountain View

nutrition, but it’s only as good as the data it can collect and the information you are willing to share.” Medication and nutrition interactions Nearly 50 percent of the U.S. population is taking prescription medications, according to the Centers for Disease Control and Prevention, and 68 percent of Americans are taking dietary supplements, based on Council for Responsible Nutrition (CRN) estimates.

With several new personalized vitamin subscription services launching, it’s important to select one that takes into account your diet, physical fitness, sleep patterns, lifestyle habits and family health history as well as medication use. Some drugs can deplete nutrients while others add nutrients to the body. One subscription service, Vitamin Packs, delivers customized vitamins and nutritional supplements in daily packs based on what it learns during a free nutritional assessment. Its technology cross-examines more than 650 possible medication interactions and recommends only what an individual’s body needs.

blood plasma decreases within 30 days by an average of 50 percent.

* Taking a medication for allergies or inflammation? Consider adding vitamin D and calcium. These types of medications may reduce calcium absorption, which can lead to unnecessary bone loss. Supplementing with vitamin D and calcium together may support bone health and calcium absorption. * Taking a blood pressure medication? You should know that taking an iron supplement two hours before or after taking this type of medication can decrease its absorption rate. * Taking a synthetic thyroid hormone? Look at your supplement facts to be sure you’re avoiding soy, iron and calcium. Soy, iron and calcium, if taken within four hours of a synthetic thyroid hormone, may reduce the absorption rate. Personalized nutrition should be focused on the whole person. Be sure to consult your health care practitioner before starting any dietary supplement regimen.

Mixing meds and nutritional supplements * Taking a statin? You will want to add Coenzyme Q10 (CoQ10) because the average blood concentration of CoQ10 in November 2017

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Peoria 411 Peoria Fire-Medical Department: Serving with Strength, Honor, and Compassion

If there is anything we know to be true by watching the news these days, it is that emergencies come in all forms, strike at all hours, and show no mercy. It is indeed comforting to know that in Peoria and across our nation, there are courageous men and women who are willing to put their lives on the line to serve as our first responders in these desperate times of need. With a deep understanding that the safety of our residents is our most important priority, and with a never-ending desire to improve, the Fire-Medical Department has implemented three new and innovative initiatives this year, bringing our emergency medical response to the next level. In February, the Peoria FireMedical Department celebrated the historic launch of our own ambulance service. The previous model of ambulatory care was based on a private, for-profit system that was no longer able to meet the high level of service and expectations that we have for our community. By utilizing our own ambulances, we keep this core service—a vital life safety

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service—under our own control, ensuring our citizens will get the help they need, when they need it. Fire Chief Bobby Ruiz and the Fire-Medical team did not stop there. They are always striving to find new ways to use our resources in the most efficient way possible. Earlier this year, Peoria put another new vehicle on the streets, the Alternative Response Vehicle. Sending this two-person vehicle, loaded with medical equipment, to non-lifethreatening emergencies, frees up the Ladder Truck and Engine Company to respond to fires and other life-threatening emergencies. Finally, Peoria Fire-Medical began an innovative new program called Community Paramedicine. This proactive healthcare model has our paramedics reaching out to residents, making house calls and providing in-home health assessments. The goal is to help provide the care that can reduce their reliance on emergency medical services. This has the added benefit of lowering hospital readmission rates, emergency room visits, and 9-1-1

calls. Interceding on behalf of our residents who need it most, Community Paramedicine touches lives and instills confidence that their health is important in our community. This level of work couldn’t be done without the selfless professionalism of those who serve Peoria residents every single day. We are also extremely proud to see their expertise recognized outside of the borders of our city. Although we can’t predict the next crisis, I hope residents find reassurance in knowing that the Peoria Fire-Medical team is ready to provide each of us, and our loved ones, with the best care possible, in any situation. For additional information about the Peoria Fire-Medical Department, visit www.peoriaaz.gov/ fire. Submitted by Cathy Carlat, Mayor of Peoria

November 2017


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November 2017

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Weeds are commonly identified as unwanted plants but also complex plants that produce tens of thousands of seeds and can even be harmful to your health. What most people don’t know is that weeds actually attract pests including snakes, scorpions and rodents.

Because most insects tend to hide under cool, damp, shaded areas, certain weeds, such as the London Rocket, would provide a more than sufficient living

Bug Guy

environment.

Mice are attracted to these comfy homes, especially since they provide a flourishing food source. Because mice are omnivorous, they not only eat vegetation, they also like meaty insects like crickets and centipedes. Yes, it’s a vicious cycle. Mice are attracted to the vegetation and insects, snakes are attracted to mice, and scorpions are attracted to other small insects such as crickets etc. Now that we have established weeds are more than just unwanted plants and ideal homes for pests, we can talk about preventing them. The most effective course of action consists of using a post and pre emergent herbicide. Although it is most effective, certain landscapers are not licensed to use a pre emergent herbicide. This may be why you continue seeing weeds after treatment. Make sure you confirm with your weed control company that they do use a post and preemergent when treating.

weeds before they germinate is an ideal way to prevent weeds from popping up. So, when is the right time? Rain, Rain, Go Away! You guessed it! When it rains, it causes the soil to drop in temperature. When it reaches 50 to 60 degrees Fahrenheit, you are most likely to see weed activity. Weeds usually pop up right after the fall season or right after spring when it rains the most. Due to these temperatures, now is the perfect time to treat your home with post and preemergent herbicides.

It’s All About Timing. It’s also important to know the best time to take action. Annual grassy weeds such as bluegrass and crabgrass grow, produce seed and die within one season. They return the following year if this cycle is not interrupted. Treating your Mountain View

Contact your local Pest and Weed Control Company to review their process. Remember, not all landscapers are licensed in this area so it’s important to make sure your company is licensed to use pre-emergent for the best results. Submitted by Aaron Workman Owner, Greenleaf Pest Control

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Life As A Caregiver Caregiver “Rules” They say (“they” being some of the experts) there are about “10 Absolutes” of communicating with an Alzheimer’s patient. I read these “absolutes” when our journey first began and felt that they seemed ‘one-size-fits-all’, but decided I would try to abide by them as best I could anyway. Now I have come to learn that all Alzheimer’s patients are NOT the same…at least in the beginning. My mom and I had a discussion about (and still discuss) some of those “absolutes”. And the one thing we both agreed on (as I mentioned in an earlier article) was that I would ALWAYS tell her the truth…even if it meant it was something she didn’t quite believe or want to hear. It will be the truth, but I would (and do) work very hard on the manner in which I deliver the truth. For example: One of the ‘absolutes’ is: “Never argue; agree instead”. Well, we DO argue from time to time….because I am telling her something that is different from what she believes is true. I have learned to speak calmly, but sternly, about what that truth is….and she accepts, and trusts, that I am telling her the truth. Two of the “absolutes” I totally agree with: “Never say “remember”; reminisce instead.” And “Never say “I told you”; repeat instead.” I was very guilty of these two missteps in the beginning, as most people are. Then it occurred to me….if they remembered in the first place, they wouldn’t be asking again or doing something and reacting like they never heard of it before.

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One of the books I read early-on, was entitled “Learning to Speak Alzheimer’s”, by Joanne Koenig Coste. It is clearly a roadmap through this journey and it helps people like me understand and prepare for what is coming. One of the best pieces of advice the book gave me was the following:

bathroom door. Thank you for not mentioning it.”

‘In talking to a person with Alzheimer’s, the goal is to stimulate conversation and win trust on a personal level before expecting them to open up, because they often stay quiet. The particular subject isn’t all that important; talking about movies we’ve seen, or parties I’ve been to are good. (Sports, weddings, gardening and certainly animals are also good subjects that seem to have impact). Maintain eye contact to assure them you are truly listening. Be aware of the expression your face is conveying. Every chance you have to nod or pat their arm in affirmation will encourage confidence and help them not be as tentative about speaking.’

I know my mom gets scared. And sometimes sad. I know she wonders what is happening to her. I try and tell her, but it is not from truly understanding what is inside her or what she’s feeling.

“I can no longer make apple strudel, but I can chop pecans or roll the dough or peel the fruit. I am here. I’ve not yet gone.” “I am seeking. I am not lost. I am forgetful. I am not gone!

She thinks and talks about her mother (my Nana) a lot. More about her mother than my father. Her face lights up when she sees me. And Buddy. And her caregiver, Rose. We are her world; her tribe. She trusts me implicitly! And so I try my best! Each day. That’s all I can do. Submitted by Kathy Linton, West Valley Resident

She also shares various quotes which I still read as a reminder: “I’ve danced; I’ve sung; I’ve given birth; I’ve laughed; I’ve succeeded. Why is everyone so sad? “I wish there were Cliff Notes to help cheat my way through this disease!” “Thank you for hanging a picture of a toilet on the November 2017


Bergen Financial Group Presents Power & Protection Strategies For Retirees - - Avoid 10 Pitfalls Made By Retirees!

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Keep your retirement dollars safe with proven strategies Benefit from market ups without any risk to your principal Potentially earn double-digit returns with NO market risk and zero loss of principal Reduce RMD’s on your IRA Earn tax deferred and/or income tax-free2 earnings on your savings Stop or reduce taxes on your social security checks Get long term care and/or home health care without writing a check for it Increase your heirs benefits by 10%, 30% or even 100% Differentiate annuities: The Good, The Bad & The Ugly Avoid common mistakes made with wills & trusts3 Get payout rates on annuities as high as 6.75 % and compound rates as high as 6.75% 4 by using income riders

IRA Rollover 10.25%1 gtd. 1st year

This entitles the holder to RSVP for up to 4 people A COMPLIMENTARY MEAL Trilogy at Vistancia Tewa Ballroom 27980 N. Trilogy Blvd., Peoria, AZ 85383 Thursday, November 9th at 5 PM followed by Dinner NOTHING WILL BE SOLD AT THIS FREE WORKSHOP! Your Speakers: Darcy L. Bergen AZ License #155178 Darcy L Bergen is a fiduciary and the founder of Bergen Financial Group. Darcy is an experienced television and radio personality, having hosted radio shows including “Smart Money” and “Safe Money & Income Radio Show with Darcy & Heather.” He has presented hundreds of seminars dealing with all aspects of money, and now focuses on matters associated with retirement. Darcy is a Certified Retirement Financial Advisor (CRFA) and is a NAFA member (National Association for Fixed Annuities).

Bryan Little AZ License #23626 Bryan Little is a fiduciary and specializes in retirement and income planning. Since 1995, Bryan has had a goal in helping his clients achieve their ideal financial retirement. Bryan is a licensed insurance agent, licensed to sell life insurance and annuities. Being an independent advisor, he strives to find the best companies and products to help clients achieve their goals.

Seating is Limited... Call to RSVP 1-800-915-2502 Bergen Financial Group • 20542 N. Lake Pleasant Road, Suite 111 • Peoria, Arizona 85382 This is not intended to be a sales seminar. The purpose of this seminar is to provide you with general information on retirement planning. Neither Bergen Financial Group nor any agents acting on behalf of Bergen Financial Group should be viewed as providing legal, tax or investment advice. Consult with and rely on your own qualified advisor. Annuities: “A surrender during the surrender charge period could result in a loss of premium. Surrender charge structure may vary by state. Please consult your Disclosure Statement for details specific to your state. However, some products have a Return of Premium Guarantee. Issuing companies that have Return of Premium products are Midland National, EquiTrust, National Western and Sagicor. Life Insurance: “Income and growth on accumulated cash values is generally taxable only upon withdrawal. Adverse tax consequences may result if withdrawals exceed premiums paid into the policy. Annuities grow tax deferred and life insurance is tax free under certain circumstances. Withdrawals or surrenders made during a Surrender Charge period will be subject to surrender charges and may reduce the ultimate death benefit and cash value. Surrender charges vary by product, issue age, sex, underwriting class and policy year. 1Interest is based on 10.25% effective June 7, 2017 and is subject to change without notice.” 10.25% First-Year Yield reflects 8% Premium Bonus plus a 2.7%, Fixed Account Rate, and assumes no withdrawals, net of fees. This yield applies only to premiums in the Fixed Account. The Fixed Account Interest Rate is based on current rates and subject to change at the Company’s discretion and based on $250,000 premium.” 2Tax-free refers to income tax-free Mazza is our Attorney may be presented by Bergen Financial life insurance. 3Daniel Mountain Viewfor Wills and Trusts. His license number is 029570. 4Secure income annuity offered through Security Benefit Life. Insurance products November 2017 Group, a company that provides insurance products for clients. Fixed annuities guarantee that your money will earn at least a minimum interest rate. Fixed annuities may earn interest at a rate higher than the minimum but only the minimum rate is guaranteed. The issuer of the annuity sets the rates.

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November 2017


Zona Communications has relocated its headquarters to Vistancia. They will celebrate their Open House on November 8th at the new location at 28620 N El Mirage Road. Founded in 1995 as Accipiter Communications, the company started doing business as Zona Communications in 2007. Zona Communications offers state-of-the-art high-speed Internet, telephone, and digital television services to residents and businesses within an 1100 square mile area of northwest Phoenix. Their service footprint area includes 700 square miles surrounding Lake Pleasant and Castle Hot Springs as well as a 400 square mile area northwest of the White Tank Mountains along the Sun Valley Parkway corridor. The territory includes the communities of Vistancia, Lake Pleasant, Whispering Hills and Sun City Festival, and more. There has been a lot in the national media over the years regarding “Google Cities�, places where Google has built

Mountain View

Internet Info

fiber-to-the-home and residents and businesses enjoy fabulous technology opportunities as a result. Generally, the customers in these cities (Kansas City, Austin, Provo, Atlanta, etc.) receive a gigabyte of service at their location and more than 1100 cities applied to be the first to receive Google Fiber. Zona Communications started offering a gigabyte of internet to its customers in 2014 and its network of fiber-to-the-home is exactly the same as the Google network. What does having a gig of internet at home mean to a consumer? It means multiple users can work from home, game, and download and upload large data files, all at the same time.

It means customers can download movies, watch online streaming video content, and work remotely, even if they need significant bandwidth to do their jobs. It means that customers in some of the more remote areas of

the Valley have access to the most robust, modern networks available anywhere in the greater Phoenix area.

To celebrate its new headquarters, a Zona Communications Open House will held Thursday, November 8th at its new office and the celebration is open to the public. Since the Open House falls the week of Veterans Day, the company will be honoring the service of local veterans and active military during the open house ceremonies. Everyone attending the open house is encouraged to consider bringing a small household item such as a toaster, coffee maker, kitchen items, dishes, silverware, etc., to donate to the Trilogy Veterans Club. The Trilogy Veterans Club connects those items with veterans making a transition into small studio apartments Submitted by Jackie Urdahl, Director of Sales and Marketing, Zona Communications

November 2017

19


Puzzles & Games Sudoku for November

Thanksgiving Cryptogram

Numbers from 1-9 must appear only once in each row, column and box. Good Luck! Solution is on our website www.EstrellaPublishing.com

8 3 9

5

5

7

6

2

7

6

7

9 8

6

5 4

6 3

Break the code to solve the list of Thanksgiving words. Two letters have been provided for you. Solution is on our website www.EstrellaPublishing.com

9

2 7

6

7

8

5

3

2

9 4

20 Mountain View

5 4 6

November 2017


EMERGENCY SERVICES Emergencies (Police / Fire) Police Non-Emergency Fire Department Non-Emergency Fire Dept. (Snake Removal) Poison Control Center Rattlesnakes & Gila Monsters

Useful Numbers 911 623.773.8311 623.773.7279 602.253.1190 602.253.3334 480.894.1625

HOSPITALS - MEDICAL Arrowhead Hospital Cancer Center of America John C. Lincoln - Deer Valley Banner Hospital - Del E. Webb Banner Hospital - Boswell

623.561.1000 800.268.0786 623.879.6100 623.214.4000 623.977.7211

CITY OF PEORIA City Hall Water/Trash Main Library Sunrise Mountain Library Parks and Recreation

623.773.7000 623.773.7160 623.773.7555 623.773.8650 623.773.7137

POST OFFICES Glendale Post Office Peoria Post Office Sun City West Post Office

623.572.0288 623.979.8533 623.546.3990

Mountain View

LICENSES Drivers & Plates Vehicle Emissions Station PUBLIC UTILITIES APS - Electric Company Cox Communications Qwest (Voice & Internet) ZONA Communications Southwest Gas Company

602.255.0072 887.692.9227 602.371.7171 623.594.1072 800.244.1111 623.455.4555 877.860.6020

SCHOOLS Peoria Unified School District Lake Pleasant Elementary School Vistancia Elementary School Liberty High School Sunrise Mountain High School MISCELLANEOUS Trilogy Golf Club Trilogy HOA Office Vistancia HOA Office Community Patrol

623.486.6040 623.773.6575 623.773.6500 623.773.6525 623.487.5125 623.328.5100 623-215-6258 623.215.8646 480.313.2685

November 2017

21


Business Directory AUTO SERVICES Baron Auto Mobil Detail

623.755.3465

CONSULTING Estrella Partners Group

623.594.9283

FINANCIAL & LEGAL SERVICES Bergen Financial Group Michael Sweet, CPA Kramer Legacy Estate Planning Succentrix Business Advisors

800.915.2502 631.987.8989 623.974.1966 623.594.9615

HEALTHCARE & BEAUTY Active Life Pain Center Alycan Design Medispa A Tender Dental Care Legacy Smiles Dentistry

623.535.9777 602.368.8413 623.937.1888 623.223.7589

HOUSEHOLD SERVICES Cluff Mechanical Heating & AC Dirt Busters House Cleaning General Exterminating Green Leaf Pest Control The Window Cleaner AZ Younger Brothers Exterminating Younger Brothers Plumbing Zona Communications

602.765.COOL 623.977.6725 623.977.2100 623.399.9970 623.738.6064 623.487.3147 623.487.3130 623.445.4555

22 Mountain View

REAL ESTATE 623.262.2870 Coldwell Banker - M & J Morin 623.476.2491 Friedman Realty Associates 480.272.5158 Lake Pleasant Real Estate RETAIL SERVICES Estrella Ordnance Foot Solutions Pure Patio Steel Shield Security Doors

623.262.2154 623.536.6676 623.299.8000 623.977.3277

WORSHIP Spirit Song Church

623.824.1357

November 2017


Were ’ Thankful T O H AV E C U ST OM E RS LI K E Y OU ! We’re thankful for the opportunity to serve you. We’re thankful for our ability to bring you the fastest Internet speeds. We’re thankful for the joy of living and working in this community. We’re thankful for your continued patronage.

JOIN US AT OUR OPEN HOUSE ON NOVEMBER 8TH, 3-6 PM AT OUR NEW OFFICE AT 28620 N EL MIRAGE ROAD

Mountain View

28620 N El Mirage Road, Suite 101 Peoria, AZ 85383 623-455-4555 www.zonacommunications.com

November 2017

23

Cornerstone Group © 2017

Use the promo code: THANKS and receive a free month of Internet service when you upgrade your service or order new service!


Linda DePaolo, Ted Friedman, Lana Friedman, Staci Lor | 623-476-2491

Friedman Realty Associates established in Vistancia, May 2005.

Your New Arcadia Specialists!

Yes…we will LIST your home for 1.5%!*

YOU CAN $AVE THOU$AND$!

Here’s what we provide with a 1.5%* listing: • Listing in the MLS • Social Media Marketing • Custom Marketing Brochures • Realtor Tours • Professional Photography • Listing on our website, BirdieGolfHomes.com, & other websites including Realtor.com, Homes.com, Zillow, & Trulia • Our experience, knowledge, and negotiating skills.

Want more?

We offer these additional services with higher commission rates: • Your home featured in full color ads in the Arizona Republic and in magazines including Mountain View Magazine • Open Houses • Drone photography, professionally narrated virtual tours, 3D virtual tours • Special Marketing Events • Direct Mail • Staging & Window Washing

Choose Friedman Realty Associates!

Call or text today to list your home! (623) 986-0987 We get results – we make it happen!

24 Mountain View Your Neighborhood Real Estate Company With Global Reach

*Seller is responsible for paying buyer’s agent commission. November 2017 Limited time offer. 1.5% offer subject to change.

If your home is currently listed for sale, this is NOT intended as a solicitation for business.


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