Main Street by Estrella Publishing

Main Street

May 2021

A magazine for the residents of Verrado & Victory

From your neighbors, for your neighbors Estrella Publishing - Main Street magazine

May 2021

Under Contract

Superior Service & Results Under Contract

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20403 W Calle Encorvada MLS #620212

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4236 N Verrado Way, Suite A104 Buckeye, AZ 85396

Catherine Uretsky Publisher & Editor

Al Uretsky Publisher & Sales Exec

Published by Estrella Publishing LLC, PO Box 6962, Goodyear AZ 85338. Additional copies and article reproductions can be obtained for a fee by contacting info@EstrellaPublishing.com Catherine Uretsky, Publisher and Editor 623.594.9283 info@EstrellaPublishing.com Al Uretsky, Publisher and Sales Executive 623.594.9283 info@EstrellaPublishing.com All contents © 2010-present day Estrella Publishing LLC. All Rights Reserved. Reproduction in any form, in whole or part, without written permission from Estrella Publishing LLC is prohibited. Estrella Publishing accepts freelance contributions, there is no guarantee that materials will be used or returned. Some content is provided by Brandpointe and Family Features. Estrella Publishing is not responsible for the views of contributing writers and assumes no responsibility for errors appearing within. Opinions expressed are those of the writers and not necessarily those of the Publisher or Advertisers. Estrella Publishing reserves the right to restrict all advertisement to their proper classification and to edit or reject any copy at its sole discretion. Neither this publication nor Estrella Publishing is an agent of or in any way affiliated with the associated Developer nor Homeowners Association, or any of their respective affiliates. This publication has not been approved by, sponsored by, or endorsed by the associated Developer nor Homeowners Association in any way.

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Estrella Publishing - Main Street magazine

May 2021

4 Estrella Publishing - Main Street magazine

May 2021

From Me To You... I have always considered myself somewhat of a successful amateur gardener. As a young girl I grew plants in pots, I bred spider plants for years, taking the ‘babies’ from the parent plant and re-potting them. I lived in a house with a large garden and there were always veggies to pick and beds to weed. The fact that I was not actually growing or tending anything on a regular basis didn’t bother me at all, I was learning. Once I became a teenager there were bulbs to plant in the fall followed by the joy of seeing flowers pop up in the early spring. As an adult I managed to conquer an entire garden of flowers and even established a raised bed of veggies. That vegetable garden was my pride and joy. I experimented with tomatoes, zucchini and herbs, learning how to use other plants as pest deterrents, and enjoying the bounty of my labors. When we moved to Arizona I set about replicating my successful relationship with the earth. It took me about 2 years of failure to realize that I was not going to be able to garden as I had hoped. My old standbys did not thrive in this climate, or in this soil. I did have a raised bed for a while, which was mostly capable of producing crops, but the climate and my lack of consistency stymied me at every turn. I did grow the most amazing artichokes and tomatoes - but there are only so many of those you can eat in one season. In the 16 years we have been here almost all of the original plants have died and been replaced with more suitable drought tolerant varieties.

Honeysuckle by the front door, and as luck would have it, that is the perfect place for it to thrive. It has shade and just the right amount of water, and I get to murmur positive words to it as I pass by everyday. Not sure what effect the words have but I am not stopping now. As I write this, spring has well and truly sprung and the Honeysuckle is in full bloom. Even though the combination of circumstances that led to this green thumb moment have very little to do with my abilities, I am still able to pat myself on my back for the next week or so. I get to believe that I can grow things out here in this unforgiving climate, at least for a little while. Of course the Arizona summer is looming and that will knock the confidence right out of me again. The desert will reassert it’s dominance, and I will have to wait another year to be proud of my green thumb.

Catherine Uretsky Editor, Main Street magazine info@estrellapublishing.com 623-594-9283

The one great success I have had is something I always wanted to grow but ironically was never too successful with. A Jasmine, or Honeysuckle plant. Honeysuckle is a climbing creature that seems to be nothing more than a mass of green leaves for most of the year. Then for two glorious weeks in the spring it explodes with tiny white flowers and the smell is heavenly. I planted my Estrella Publishing - Main Street magazine

May 2021

On Our Cover

You may recognise our May cover model from a previous edition of Main Street, or perhaps you have frequented her amazing spa right here in Verrado. Axelle graced the cover of our magazine last year when she opened La Vie Aesthetics and Health Suites in Verrado. Not surprisingly, business has been growing steadily since then. Even during the pandemic, Axelle’s beautiful spa catered to residents with the utmost care and compassion. La Vie prides itself on providing the best treatments right here with no need to travel to Scottsdale.

La Vie is excited to introduce the newest innovations in laser technology. As the world’s only solid-state laser producing both 589nm and 1319nm wavelengths, ADVATx has over 15 FDA/CE cleared treatments including vascular conditions, acne, scars, warts and wrinkles. This particular laser is from Denmark and is one of only 3 machines in Phoenix, putting La Vie on par with any spa in the valley. The ADVATx laser is much safer than other such machines with no risk of laser burns and

multiple strengths to provide treatment for many skin issues. On the lower level Axelle can treat Rosacea, Melasma, Acne and sun damage amongst other conditions. A higher level provides collagen renewal, plumping of facial tissue, removing fine lines and wrinkles, producing amazing rejuvenating results. Axelle would be delighted to talk to you herself about the skin benefits of the ADVATx laser - call 623.232.9080 to make an appointment so you can see the results for yourself! In addition to the many services already available at La Vie Aesthetics, Raquel Fannell (owner of Units) has joined the team. With over 30 years experience, Raquel is a licensed cosmetologist and instructor specializing in custom wigs, hair extensions, hair replacement and toupees. She is not limited to those items, you can also book Raquel for weddings and special occasions as her updo, color and hair styling skills will make your day complete. Raquel loves to make people confident in their appearance. “If we are not comfortable with our hair, we are not comfortable with ourself.” She wants to let people know that she can help you with your hair problems. “People’s hair falls out and I can replace it. I can fix that for them, it will be OK.” Call Raquel at 928.421.2777 for a consultation and mention this article for 20% off your first appointment!

6 Estrella Publishing - Main Street magazine

May 2021

(623) 439-2525 Monday - Friday 9am-5pm & by appointment 4252 N Verrado Way, Ste B201 www.GanyoInsurance.com Welcome@GanyoInsurance.com

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COVID-19 We are fortunate that both the state and federal governments have identified Pest Control as an essential service; therefore, we are able to continue keeping you safe from infestations. We take your health, seriously and will continue to utilize the accepted rules of “social distancing”.

Call Larry Cash, to schedule your appointment today!

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May 2021

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May 2021

The Bug Guy While pest control professionals are well known for their bug-zapping abilities, many homeowners attempt to handle pest infestations by themselves to save money. This is a mistake because there are many reasons why hiring a professional exterminator from the start is the smart choice. 1. You may save money in the long term. Many do-it-yourselfers purchase treatment after treatment in a vain attempt to eliminate pests. Individually the treatment costs may be low, but the total amount spent often exceeds the cost of an exterminator visit. 2. Professional exterminators are trained to safely use chemical pesticides. All chemicals, whether available to consumers or only to professionals, carry certain hazards and risks. If pesticides are applied or stored improperly, it can lead to

property damage, ill health effects, or death. The professional-grade pesticides are more powerful and effective than consumer products. They begin to kill and/or repel pests quickly, often within a few hours. 3. Professional pesticides last longer. They provide residual protection for as much as six weeks to five years, depending on the type of pesticide applied. 4. An exterminator can identify the pest that has invaded your home and create a treatment program to target that exact pest. 5. Some pests pose a danger to humans through bites or stings. A homeowner may not be aware of how to protect their safety when applying treatments. 6. Professional pest control companies often provide an effectiveness guarantee that their treatment efforts will keep pests at bay for at least 60 days. If pests should return during that time, the exterminator will come back and treat the home again at no charge. 7. When dealing with chemical pesticides, accidents may sometimes occur and damage to property can result. A professional exterminator carries insurance to cover potential damages. 8. Using the services of a pest control professional saves you time and effort. Applying liquid insecticides, placing baits and setting traps are all time-consuming endeavors. Call your pest control professional and let us take care of the work so you can attend to the people and activities that matter most to you. Submitted by Larry Cash, of Estrella Mountain Pest and Termite Control

Estrella Publishing - Main Street magazine

May 2021

Catch Me

lifeline. Sometimes, just knowing you heard me, someone understands me, someone cares about me, makes all the difference.

How scary would it be to think that you have no family or friends you can count on in times of need? I cannot imagine the loneliness one would feel, which over time would lead to hopelessness. If a child has no one there to catch them when they are falling, how far will they fall? Unfortunately, this is where many youth start using substances like alcohol or drugs to escape their current reality or ease their pain—resulting in a tragic expression of an unmet need. Having a support system in place is essential for the growth children need to be the best version of themselves—a support system to help them understand and healthily deal with emotions. Here is what we know; research shows it only takes one caring adult in a child or teen’s life to make all the difference. Anyone can be a caring adult, a parent, grandparent, aunt, uncle, or neighbor. As a counselor, I always ask youth, who is that one caring adult in your life? I have known many youths who mention the lunchroom ladies at school, teachers, school custodial staff as their

· · · · · · · ·

As a positive influence in a child’s life, I challenge you to be that support system in their lives. This is not about saying, if you ever need to talk, let me know. It is about taking a proactive approach to developing a relationship that allows truthful communication without receiving criticism about how they feel. If we encourage the child in our lives to acknowledge and learn to regulate their emotions, helping them learn how to respond rather than react to the triggers in their life, you will be the one to catch them when they are falling. Whatever your path in life, know you can make a difference, and most of the time, you will never know. Are you the one to catch me? Author Joe Tracey, is Youth4Youth Program Director and member of the WOW Coalition; a prevention association that promotes safe and healthy choices and responds to problems caused by alcohol, marijuana and Rx abuse by implementing strategies to prevent and reduce youth substance use. For additional information visit http://www.wowcoalition.org or contact him at info@wow.coalition.org

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May 2021

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REVERSE MORTGAGE FAQ'S Will the government or lender own my home?

Can my family member have ownership in my home if I should pass?

NO! The homeowner(s) who occupy the property will remain on title and have full ownership. The reverse mortgage is simply a lien recorded against the property, just like any other mortgage.

Yes! The owner(s) may add other family members or place the home in a trust, so family automatically has ownership in the property and equity as well.

Will my family be responsible for the debt?

If I take out a reverse mortgage, does that mean I will leave nothing to my family?

NO! A reverse mortgage is a non-recourse loan, so if your value ever falls below what you owe, your family will never have to pay the deficiency.

You must own your home outright in order to do a reverse mortgage! FALSE! You may already have existing mortgage, which can be refinanced and paid off with the reverse mortgage. A reverse mortgage could Estrella Publishing - Main Street magazine be just what you need!

NO! Reverse mortgages have insurance automatically built in to protect the family. Most homes continue to increase in value over time leaving even more equity for family. Even if the property value should decrease below what is owed, the family can acquire the property for 5 percent less than market value regardless of how much is owed or how low the value may be.

May 2021

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May 2021

Preventing Summer Learning Losses As the school year comes to a close, it is natural for kids to look forward to the leisurely nature of the summer season. Keeping particular elements of a child’s day consistent throughout the summer months keeps the brain focused and helps prevent learning losses. Below are some habits to help maintain a routine throughout the summer: • As much as possible, children should adhere to a regular bedtime each night and wake up at the same time each day to ensure proper rest. • It is important that children brush their teeth, get dressed and perform any other tasks that they normally would before a school day. This will help them start the day with positive selfesteem for a fun and productive day. • Keeping a child on a consistent meal schedule

is critical to maintaining a sharp body and mind. • If a child partakes in a scheduled nap time while at school, then he or she should be allotted time at home for regular rest as well. • A morning chore and an afternoon chore can convey a sense of responsibility and supply a sense of rhythm to the day. In addition to providing consistency, routines can present children with security and comfort as they adjust to the changes that come along with their new summer schedules. The purpose is not to create rigidity but to provide a flexible structure that establishes a sense of purpose kids need to grow and mature. Submitted by Nicole Bigham, On-site Owner, The Goddard School in Buckeye-Verrado

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Estrella Publishing - Main Street magazine

May 2021

Pandemic Pounds While childhood obesity has been plaguing the United States for years, pediatricians have seen a stark increase in abnormal rates of weight gain over the past year, and it may have lasting effects on children. According to the Centers for Disease Control and Prevention, children who put on excess weight face a greater long-term risk of health issues, such as high blood pressure, type 2 diabetes, depression, high cholesterol, asthma and sleep disorders such as sleep apnea. Ways to keep your child active and healthy Replace screen time with family time With the shift to virtual learning, it’s not uncommon for children to sit idle for hours staring at a screen. To combat this, set a daily limit on screen time for all members of the household. Then use that extra time to engage in activities that keep your family physically and mentally active. Encourage healthy nutritional habits When kids are at home all day, they’re more prone to excessive snacking. Curb those cravings

MAKE YOUR HOUSE A HOME!!

by limiting snacks in general. Making healthy options visible and unhealthy options invisible using a ‘this not that’ approach such as carrots and hummus instead of chips or cookies will help set patterns and habits for building healthy choices that have the potential to last a lifetime. Reestablish a family routine Reestablishing a set of patterns and routines in the new normals as they continue to evolve helps everyone in the household feel a sense of control and understanding of expectations. The bonus is, not only will a bedtime and meal routine help children stay focused during the day, it will also help them maintain a healthy weight. Supporting your child - no matter what While you help your child on their journey to a healthier lifestyle, remember to demonstrate compassion and understanding to your children as well as yourself. How you approach your child’s weight challenges will ultimately define how they view themselves. Be sure to provide daily encouragement, pointing out what your child is doing well. If you maintain a positive and supportive approach, the results will follow.

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14 Estrella Publishing - Main Street magazine

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May 2021

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Are you a senior who’s made a recent move to Victory at Verrado? Welcome to your new home! With your recent decision to move, your Medicare options may vary greatly and could be difficult to deal with as you settle into your new home. I’m a licensed Medicare advisor and would be honored to serve you as your new neighbor! I’m local to the community and can assist with any questions you may Craig Jones have regarding your Senior Healthcare Consultant coverage options. (602) 432-6314 TTY:711

Estrella Publishing - Main Street magazine

May 2021

Furry Friends Most of us realize now how the pandemic has changed our lives and habits. But have you ever thought about the impact stress and isolation have had on our pets? Just as our routines have changed, our pets’ worlds have been turned upside down, too. We’ve all had difficulty processing what has happened, so imagine the trouble dogs and cats have had to figure out how to adapt. Experts agree that being home and interacting with our pets more has been a good thing, but our pets need mental stimulation, social contact and exercise during the day to be happy, too. Creating a consistent daily routine will help them cope, so veterinarians recommend that you stick to regular meal and walk times and schedule social interaction opportunities. Verrado’s recently opened dog park may be just what the vet ordered! The Verrado dog park is located at 20950 West Cypress Street and is open to residents and their furry friends from 6 a.m. to 8 p.m. May through August and 7 a.m. to 7 p.m. September through April. To enter, you will need to request a code by logging in to the resident page on Verrado’s website (residents/ verrado.com) and submitting a short form. Be sure to review the dog park rules before going for the first time. Then, watch your inbox for an email that will contain the code (for residents’ use only). Verrado will automatically notify you when they periodically

change the code. Please observe all current CDC guidelines regarding social distancing and mask-wearing when you visit. Above all, please, please clean up after your dog so that everyone can continue to enjoy this resident amenity.  To create the best experience possible, we strongly suggest walking your dog to the park to take the edge of your pet’s excitement, which is especially important if your dog has not been in a social situation for a while. If you don’t live close enough to walk, consider parking and walking from the Heritage Swim Park. We hope to see and your pooch at the park soon! Notice: Junior Division’s monthly meetings have been temporarily suspended. Submitted for Community Paws by Lyndie Mason Warner, a Verrado resident.

Is Your Investment Portfolio taking on too much risk? Contact us to find out.

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Securities and Advisory Services Offered Through Prospera Financial Services | Member FINRA, SIPC

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May 2021

Dorothy Lockard 311 N Miller Rd | Buckeye (623) 935-6209 Dorothy.Lockard@fbfs.com www.dorothylockard.com

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Estrella Publishing - Main Street magazine

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May 2021

20 Estrella Publishing - Main Street magazine

May 2021

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Estrella Publishing - Main Street magazine

May 2021

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22 Estrella Publishing - Main Street magazine

May 2021

Money Matters Being self-employed has some benefits: You get to choose your own hours, you don’t have to count “vacation days” and you’ll never worry about getting downsized. On the other hand, you’re truly on your own – there’s no employersponsored retirement plan and no benefits package. So, if you’ve recently started a business or become a “gig worker,” what can you do to get on the road to financial security? There are several steps you can take, including the following: • Establish a budget. When you’re selfemployed you need to keep tight control over where your money is going. So, establish a budget and stick to it. • Open a retirement plan. As a self-employed individual, you can choose a retirement plan, such as a SEP-IRA, a SIMPLE-IRA or an “owner-

Wayne Polk, AAMS®

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edwardjones.com Member SIPC

Estrella Publishing - Main Street magazine

only” 401(k). You may want to consult with a financial advisor to determine which plan is best for your needs. • Build an emergency fund. When you work for a business or other organization, your income is predictable – but that’s usually not the case when you’re self-employed. And when your earnings are uneven, you can be vulnerable to financial stress when you face an unexpected expense. To help protect yourself from these threats, try to gradually build an emergency fund containing a few months’ worth of living expenses, with the money kept in a liquid, low-risk account. • Pay down your debts. Some debts, such as loans to help your business, may be unavoidable – and even productive. But other debts, especially those that can’t be deducted from your taxes and carry a high interest rate, are far less useful, so you may want to set up a repayment plan. With your other expenses, you might not be able to whittle these debts down as fast you’d like, but, over time, your efforts can pay off. • Put money aside for taxes. Because no employer is withholding taxes from your paychecks, you will likely have to make quarterly estimated payments. Plus, you’re responsible for all your Social Security taxes, which, if you worked for someone else, would be split between you and your employer. To make sure you’ve got enough money available to pay your taxes, you might want to set up a special account – one that’s not used for any other purpose. • Get proper insurance. Depending on the nature of your work, you may or may not need some type of business insurance, but if you have a family, you should certainly consider the need for life insurance, and you may also want to consider disability insurance. Self-employment can be quite fulfilling – and you’ll find it even more rewarding when you make the right financial moves. Submitted by Wayne Polk, of Edward Jones Investments, Verrado resident

May 2021

Puzzles & Games

24 Estrella Publishing - Main Street magazine

May 2021

Samurai Sudoku for May Samurai Sudoku Puzzle #03

This samurai sudoku puzzle is a great way to engage the brain and help develop logic skills. There are 5 overlapping grids with one unique solution. Each of 4 corners are shaded. To solve this Samurai standard rules every each digit logic fromskills. 1 to There 9 canare only appear once This puzzle samurai use sudoku puzzle issudoku a great way to for engage the9x9 braingrid: and help develop 5 overlapping gridsin with one unique solution. Eachand of 4 3x3 corners areGood shaded.Luck! To solve this Samurai puzzle standard sudoku rules for every 9x9 grid: every row, column box. Solutions are on ouruse website www.EstrellaPublishing.com each digit from 1 to 9 can only appear once in every row, column and 3x3 box.

9 2

2 8

9 7

1 1

3 2

9 5

3 3 2

1 8

3 2

5 4

3 6

9 4

5 5

Samurai sudoku grid, symmetric, beginner No 3 Created: https://www.sudoku-puzzles-online.com Estrella Publishing - Main Street magazine

6 8

5 9

1 5

4 5

7 1

9 4

3 6

4 6

7 3

4 5

1 4

1 May 2021

Business Directory

ADVERTISING Main Street magazine

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26 Estrella Publishing - Main Street magazine

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REAL ESTATE Adair Fine Homes Group - C Adair Berkshire Hathaway - S MacAfee Impressa Real Estate Main Street Property Mgmt - K Pellerin Realty One Group - A King Realty One Group - M Summers Robson Reserve at PebbleCreek TK Luxury Group

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RESTAURANTS & RETAIL Estrella Ordnance Off The Hook Meat Shop Pure Patio The Money Rose Wallbeds N More

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Family owned & operated traditional Butcher Shop. We carry USDA prime grade meats, with a minimum of 30 day aging. Our chicken & pork is all natural with no sodium, nitrates or added solutions. We also have sausage! 14960 W. Indian School Rd, Ste 380 (623) 248-1206 oothehookmeatshop.net May 2021

EXCEEDING YOUR EXPECTATIONS Our commitment to exceeding residents’ expectations goes beyond their health and safety. During these trying times, Robson Reserve has adapted with additional measures so residents can still enjoy our delicious dining and engage in activities. Call us today at 623-535-1613 to learn more about the lifestyle at Robson Reserve and our outstanding independent and assisted living residences.

15833 W. Clubhouse Drive Goodyear, AZ 85395 623.535.1613 l RobsonReserve.com

n Maintenance-Free Living n Exceptional Services n Resort-Style Amenities n Wellness Programs n Gourmet Dining n Salon & Barbershop n Scheduled Transportation n Wellness Programs

Call 623.535.1613 today to schedule a visit. 623.535.1613 • RobsonReserve.com Estrella Publishing - Main magazine May All residences must be occupied by at leastStreet one resident 55 years of age or older. Services provided are limited to those described in the Lease or Residency Agreement. The community is not a hospital or nursing home. Terms are subject to change without notice. 9/20 20RC061

2021

WE’VE MOVED TO

Tim Klimek

TK Luxury Group | Keller Williams Realty Elite Associate Broker | Verrado Resident 623-688-4447 | www.TKLuxuryGroup.com

Same Office Location on the SWC of Verrado Way and Main Street 4236 N Verrado Way Ste 102, Buckeye, AZ 85396 If your property is currently listed, this is not meant as a solicitation. Prices and property availability remain subject to change. Each office independently owned and operated. © 2021 TK Luxury Group

28 Estrella Publishing - Main Street magazine

May 2021