Fish Hawk Living 7 18

Estrella Publishing - Fish Hawk Living magazine

July 2018

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Published by Estrella Publishing LLC, PO Box 6962, Goodyear AZ 85338.

Additional copies and article reproductions can be obtained for a fee by contacting info@EstrellaPublishing.com Catherine Uretsky, Publisher and Editor 623.594.9283 info@EstrellaPublishing.com Al Uretsky, Publisher and Sales Executive 623.594.9283 info@EstrellaPublishing.com All contents Š 2010-2018 Estrella Publishing LLC. All Rights Reserved.

Reproduction in any form, in whole or part, without written permission from Estrella Publishing LLC is prohibited. Estrella Publishing accepts freelance contributions, there is no guarantee that materials will be used or returned. Some content is provided by Brandpointe. Estrella Publishing is not responsible for the views of contributing writers and assumes no responsibility for errors appearing within. Opinions expressed are those of the writers and not necessarily those of the Publisher or Advertisers. Estrella Publishing reserves the right to restrict all advertisement to their proper classification and to edit or reject any copy at its sole discretion. Neither this publication nor Estrella Publishing is an agent of or in any way affiliated with the associated Developer nor Homeowners Association, or any of their respective affiliates.

This publication has not been approved by, sponsored by, or endorsed by the associated Developer nor Homeowners Association in any way.

Catherine Uretsky Publisher & Editor

Lisa Aber Assistant Editor

Al Uretsky Publisher & Sales Exec

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July 2018

From Me To You...

I pulled a crumpled lottery ticket from the bottom of my purse the other day and thought to myself, “I really should have won this by now.”

I have been plunking down $10 or so a week for the last quarter of a century and have very little to show for it. I follow all the rules, buying a ticket for all the big jackpots, I am ‘in it to win it’. And yet, no money. I take that back. There was that one time when we got 5 numbers. You would think that would get at least a few thousand dollars.

Sadly our big payout was a mere $121.

I know that if I had taken that $10 a week and deposited it at a rate of 5% I would have saved around $40,000. That is using my remedial math skills so I could be off by a few thousand.

In fact the more I try to do the math the bigger my headache is getting. So if anyone out there wants to figure it out and let me know, go ahead.

However you look at it, that is a big chunk of change.

So why do I do it? Well for me it is not really about the payout. Sure the money would be wonderful, but I am not crazy enough to believe I would actually win. No, what I get out of this game is a dream. For the whole 3 or 4 days between buying the ticket and finding out that I am yet again not a millionaire, I have a world of wonderful possibilities. I could fund my kids college anywhere they wanted to go, pay off their debts, pay off my debts, buy everyone a car, travel, travel some more, and live a life of freedom from the day to day drudgery. I would, of course, also save a large percentage so I would not join the ranks of lottery winning bankruptees.

That ending is not part of my dream.

So for a while my life is bright and shiny. Then I come back down to earth, turn on my computer and get back to work. I glance around my office and see pictures of my children graduating from college. My daughter’s wedding photo and information for my son’s wedding later this year. I see my dog curled up at my feet, legs twitching as he chases rabbits in his sleep. I remember that I need to take my son to football practice and plan for a date night with my husband. I have a pretty wonderful life right now.

The thing we need to remember is that while it is wonderful to dream and build castles in the sky, there is a real world right here in front of us. It can be bright and shiny too. I have great kids who are growing and achieving their goals, a husband who loves me and is always by my side, a roof over my head and clothes on my back. Not to mention a devoted, smelly dog. Not too shabby.

What playing the lottery actually does for me is make me appreciate all the wonderful things that exist in my life right now. My advice to you is to keep your eyes open and follow your dreams for sure, but it doesn’t hurt to buy a ticket occasionally. Someone’s got to win it, right?

Catherine Uretsky

Editor, Life on the Rim magazine info@estrellapublishing.com 623.594.9283

I could spend time with my parents, make their lives as stress free as possible. I would be able to make a difference in other people’s lives too, donating to charities and worthwhile causes.

Estrella Publishing - Fish Hawk Living magazine

July 2018

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July Calendar

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Note: National Parks Month, National Picnic Month, UV Safety Month Birthstone: Ruby and Onyx Fruits & Veggies: Papaya Mango, Garlic, and Nectarine Flowers: Larkspur & Water Lily Astrological Sign: Cancer (till 22nd) & Leo (23rd+)

• Nat’l Ice Cream Day

• Tisha B’Av • Parents’ Day

• Nat’ Lasagna Day

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Rockstar Fit Camp Zumba Gentle Yoga Tae-Kwon-Do Men’s Basketball

Rockstar Fit Camp Zumba Gentle Yoga Tae-Kwon-Do Men’s Basketball

Rockstar Fit Camp Zumba Gentle Yoga Tae-Kwon-Do Men’s Basketball

Rockstar Fit Camp Zumba Gentle Yoga Tae-Kwon-Do Men’s Basketball

• Nat’l Day of Friendship • Nat’l Cheesecake Day • Day Against Trafficking in Persons • Rockstar Fit Camp • Zumba • Gentle Yoga • Tae-Kwon-Do • Men’s Basketball

• Rockstar Fit Camp • Silver Strength • Tae-Kwon-Do

• Rockstar Fit Camp • Silver Strength • Tae-Kwon-Do

• Rockstar Fit Camp • Silver Strength • Tae-Kwon-Do

• National Tequila Day • Rockstar Fit Camp • Silver Strength • Tae-Kwon-Do

• Rockstar Fit Camp • Silver Strength • Tae-Kwon-Do

• Rockstar Fit Camp • Zumba • Gentle Yoga

• World Population Day • Rockstar Fit Camp • Zumba • Gentle Yoga

• Nat’l Hot Dog Day • Nelson Mandela Day • Rockstar Fit Camp • Zumba • Gentle Yoga

• Rockstar Fit Camp • Zumba • Gentle Yoga

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Rockstar Fit Camp Silver Strength SOS Club Tae-Kwon-Do

Rockstar Fit Camp Silver Strength SOS Club Tae-Kwon-Do

Rockstar Fit Camp Silver Strength SOS Club Tae-Kwon-Do

Rockstar Fit Camp Silver Strength SOS Club Tae-Kwon-Do

• Rockstar Fit Camp • Gentle Yoga • Tae-Kwon-Do

• Rockstar Fit Camp • Gentle Yoga • Tae-Kwon-Do

• Colombia Indep. Day • Rockstar Fit Camp • Gentle Yoga • Tae-Kwon-Do

• Rockstar Fit Camp • Gentle Yoga • Tae-Kwon-Do

• Men’s Basketball • Rockstar Fit Camp

• Bastille Day • Men’s Basketball • Rockstar Fit Camp

• Men’s Basketball • Rockstar Fit Camp

• Peru Indep. Day • World Hepatitis Day • Men’s Basketball • Rockstar Fit Camp

Fish Hawk Living magazine is a new publication for the residents of Fishhawk Ranch right here in Lithia. Send us any story ideas, photos you have taken of local events, baby announcements, people or clubs that want to be on a future cover, and anything else you can think of.

If you want to see it here send it in!

Do you own your own business and want to reach all the homes in Fishhawk Ranch to let them know you are here? Contact us for our low, low advertising rates and help with graphics.

We make it easy to advertise. We are a family owned and operated company that knows how hard it can seem to get noticed, let us help!

Send all your inquiries to info@estrellapublishing.com 4 Estrella Publishing - Fish Hawk Living magazine

July 2018

Money Matters How big is your retirement nest egg? Is there a chance you could outlive it? Even if you’re socking money into your 401(k) every paycheck like clockwork, that’s a question worth pondering.

Americans are living longer, more active, younger lives. They say that 60 is the new 40, and if you look around at who we used to call “senior citizens,” you’ll see people in their prime. That’s the good news.

It also presents a problem. We’re all facing a silent, growing crisis. Study after study, including financial research organization LIMRA’s 2016 Secure Retirement Study, shows that many Americans underestimate their retirement expenses. Today, retirement isn’t the end of your life, it’s a transition point. It’s about enjoying the fruits of your labors without the stress of your 9-to-5. Will you have enough money to do that for the rest of your life?

Kent Sluyter, president of Prudential Annuities, says the first step toward achieving that goal is to change your mindset. We’re all programmed to think about retirement savings, contributing to that 401(k) and accumulating wealth month after month and year after year. That’s important, no doubt, but it’s only one part of the retirement puzzle. It’s also about generating regular income during retirement, so you’re not simply depleting your accumulated retirement savings with nothing coming in to replenish the pot.

greater understanding of how annuities can protect retirement income and help grow retirement savings.

“Through the Alliance, we’re fostering clarity and simplicity, so consumers have confidence in lifetime income solutions such as annuities,” says Sluyter.

What are annuities, exactly, and how do they differ from other retirement savings? Here’s a short course in Annuity 101.

An annuity is an insurance product that guarantees income. Just like an insurance policy, you pay into it, often in a lump sum, and it guarantees you monthly, quarterly or yearly payouts for the rest of your life. There are three different types: Fixed annuity. These allow you to lock in a rate of earning that, even over lengthy periods of time, remain unaffected by market ups and downs.

Indexed annuity. This is tied to a stock index, giving the annuity the potential to grow if the index goes up. If it goes down, you still get any minimum rate of return you agreed to when you bought it.

Variable annuity. If you’ve got high risk tolerance, this may be the best choice for you. Your lump sum is invested, there’s no minimum interest rate guarantee and you may lose money.

One way to get a regular “paycheck” during retirement, Sluyter says, is with annuities. But they’re not top of mind for many people, and misinformation and confusion is floating around out there, even in financial advisors’ offices.

That’s why several companies, including Prudential, recently established the Alliance for Lifetime Income with the goal of promoting

Estrella Publishing - Fish Hawk Living magazine

July 2018

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Summer Fun From barbecues to sporting events and family vacations, summer can be the busiest time of year for families - but, there are some easy tips and tricks you can use to stay on top of a busy routine. Take it from busy mom, entrepreneur, philanthropist and lifestyle blogger Samantha Busch, who manages to juggle it all while traveling around the country with her husband, and their 3-year-old son, Brexton.

Here are five tips from Samantha to manage a busy routine this summer: 1. Plan ahead: If I know we have a busy week ahead, I do as much as I can to prepare in advance. If it’s before a trip, that might mean researching fun places to explore with my son.

2. Multitask during downtime: If you’ve ever seen me at a race, you know that I am usually on my phone - I love to watch Kyle’s races, but I also use that time to get things done - from updating my blog, to responding to emails and interacting with fans on social media no matter where I’m at.

3. Say no sometimes: Do you ever feel like you’re constantly on the move and there’s never enough time to get it all done? We’ve all been there. We get caught up in various activities and suddenly we look up and the summer is halfway over.

Remember that it’s OK to say no. Whether it’s an event you’ve been invited to or a nagging chore on your list, give yourself permission to say no and don’t give it a second thought.

4. Stay connected: Over the years, I’ve learned that communication is key when juggling a busy schedule and keeping in touch with family and friends on the road. Thankfully smartphones make it easy to keep loved ones in the loop by sending a group text or using photo sharing apps to share new memories together.

5. Take a family break: Summers are so jam packed that it’s hard to find time to spend as a family. Take a break from your daily to-dos and plan an activity or trip that allows you to stop and spend quality time together. Whether it’s one day or an entire weekend, try not to think about any responsibilities, just focus on relaxing and making special memories as a family.

This summer, focus your energy on adventures, making memories and sharing time with those you love most.

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July 4/19/18 20182:14 PM

Home Sweet Home Nothing transforms a home quite like a fresh coat of paint. In fact, painting your own house is one of the smartest and easiest DIY upgrades a homeowner can accomplish on their own.

Before reaching for a paintbrush, follow these paint preparation tips from the experts at DAP. Clean Up Your Act - Paint adheres better to a smooth, clean surface. While living room walls may only need a dry dusting, kitchens and bathrooms, where dirt, grease, oil or mildew can build up, need extra attention.

Scrape and Sand - Now that the surface is dry, smooth down the surface with a bit of finegrit sandpaper. This is particularly important if painting over a glossy finish, as paint applies more evenly to dull surfaces. In addition, going over the area with sandpaper will help uncover any cracks, holes or dents that could diminish the final look of your project. After you have sanded or scraped the area, wipe it down with a damp cloth to remove any dust or residue.

Estrella Publishing - Fish Hawk Living magazine

Don’t Forget the Details Anyone can paint over a wide, smooth surface, but it’s the attention to detail around windows and doors that truly separates a mediocre job from the pros. Use painter’s tape to protect window sills, molding, baseboards, door hinges and the ceiling perimeter, taking your time to ensure that every corner is properly protected.

Fill It Up - Now it’s time to tackle the main surface. Cracks, holes and dents will mar the finished project, so apply spackle to fill in these areas.

Paint with Precision - Make the job go easier and faster by having a variety of brushes and rollers on hand. Rollers are great for covering large, wide surfaces, but for a professional look around edges and corners, you’ll need smaller brushes for the right amount of detailed work. Moisten rollers and brushes in water beforehand, as this will help the paint glide more smoothly onto the surface. Allow the first coat of paint to completely dry, and then apply a second coat to ensure smooth, even coverage. Once the second coat is dry, carefully pull up any painter’s tape and voila!

Your space is transformed!

July 2018

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July 2018

Estrella Publishing - Fish Hawk Living magazine

July 2018

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Go Vintage

As environmentally aware Americans join the movement to reduce, reuse and recycle, many are turning to the past to find unique, well-made vintage pieces to complement their wardrobes.

Building a distinctive, one-of-a-kind vintage wardrobe can be fun and easy once you learn a few guidelines for finding and caring for your collection. Co-founder and chief creative officer at What Goes Around Comes Around, Gerard Maione, shares these tips to best maintain your vintage and hard-to-care-for pieces: 1. Aim for versatility with fabrics such as cashmere and silk that can be easily layered to work well through every season. Look for well-cut pieces that can transition from day to night with simple shifts in accessories.

2. Choose quality over quantity. Whether you’re opting for vintage or new clothing, pieces

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featuring high-quality fabrics and construction will stand the test of time - as long as they’re well treated.

3. Read and carefully follow cleaning recommendations, ensuring that you’re using appropriately gentle wash cycle or steam options.

4. Narrow wire hangers can create wrinkles, bumps and bulges in aged, delicate fabrics.

Instead, choose wider and/or padded hanger styles that better distribute the weight of each garment.

5. Care for your treasured vintage items between wearings by folding sweaters onto shelves or in drawers, storing handbags and shoes in dust bags, then freshening items up between cleanings.

Vintage clothing can be a unique, environmentally friendly and cost-efficient means to add flair to your wardrobe. Know how to care for your vintage pieces so you will continue to enjoy the past far into the future.

July 2018

Yum Yum!

Summer is upon us and that means one thing ... grilling. Gather your friends and family for a barbecue with your favorite recipes, including fresh pork! Chef Ernest Servantes officially kicked-off Grilling Season in Miami doing what he does best: cooking up something special on the grill. Chef Servantes has all of the tips and secrets to help you become the hero of your grill this summer!

Costillas de Tejas - Texas Ribs 2 racks Spareribs, membrane removed 1/4 cup packed dark brown sugar 1 1/2 tablespoons ancho chile powder 1 tablespoon smoked or sweet paprika 1 1/2 teaspoons onion powder 1 1/2 teaspoons kosher salt Pinch cayenne or chipotle powder Freshly ground black pepper Barbecue sauce 2 tablespoons canola oil 1 small sweet yellow onion, coarsely chopped 3 cloves garlic, coarsely chopped 1 cup ketchup 1/3 cup cold water 1 chipotle chile, chopped (from can of chipotle chiles in adobo) 2 tablespoons dark brown sugar 1 heaping tablespoon, Dijon mustard 1 tablespoon honey 1 tablespoon molasses 1 tablespoon red wine vinegar Estrella Publishing - Fish Hawk Living magazine

(or sherry vinegar) 1 tablespoon Worcestershire sauce 2 tablespoons ancho chile powder 1 tablespoon sweet Spanish paprika 1. To make barbecue sauce, heat oil in saucepan over medium-high until warm and shimmering.

Add onion and cook until softened, 3 to 4 minutes. Add garlic and cook 1 minute. Stir in ketchup and water; bring to boil, stirring frequently. Reduce heat to medium-low and simmer for 5 minutes.

2. Stir in remaining ingredients; bring to a simmer.

Cook, stirring occasionally, until thickened, about 10 minutes. Let cool for at least 10 minutes.

3. Scrape the barbecue sauce into bowl of food processor or blender; puree until smooth or desired consistency. Let cool to room temperature. Taste and season with salt and pepper. Can be used immediately, however flavors will be more complex if kept overnight.

Extra sauce can be stored in refrigerator for up to one week.

4. Heat oven to 200F. Place wire rack on aluminum foil covered baking sheet. Combine brown sugar, ancho chile powder, paprika, onion powder, salt, cayenne and black pepper in small bowl; mix well.

5. Place 2 sheets of heavy duty aluminum foil on counter. Place each rib rack on a piece of foil; sprinkle generous amount of spice rub over meaty side and massage into the meat. Turn over ribs and repeat on bone side. Seal ribs in foil and place, meaty side down, on rack on baking sheet.

6. Bake ribs at 200F for 4 hours; reduce oven temperature to 175F and bake an additional 2 hours, until ribs are very tender and just about falling off the bone.

7. Brush barbecue sauce over ribs; cut and serve.

Makes: 4 to 6 servings July 2018

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Senior Living

It’s a conversation no family wants to have, but one that can be vitally important - talking to a loved one about memory loss or cognitive decline. Mary Foss of Eagan, Minnesota, said she knew it was time to broach this sensitive topic with her husband Darrell when she noticed he was having difficulty doing the home improvement projects he had enjoyed all his life.

“We just told him that something is not right and you need to see a doctor and figure out what it is,” Foss said. “I thought maybe he had a ministroke. We were shocked when the diagnosis came back as, possibly Alzheimer’s.”

The Fosses’ story is not uncommon. Talking about memory or cognition problems with a family member can be daunting for many families.

Denial, fear and difficulty initiating conversations about this sensitive subject are common barriers.

The Alzheimer’s Association is offering these six tips to help families facilitate conversations about Alzheimer’s and other dementias:

friend or trusted adviser who holds sway, include them in the conversation.

3. Practice conversation starters - Be thoughtful in your approach. For example, consider an open-ended question such as, “I’ve noticed a few changes in your behavior lately, and I wanted to see if you’ve noticed these changes as well?”

4. Offer your support and companionship - Let your family member or friend know that you’re willing to accompany them to the doctor and offer your continuous support throughout the diagnosis process.

5. Anticipate gaps in self-awareness - Someone experiencing cognitive decline may be unaware of problems.

6. Recognize the conversation may not go as planned -They may get angry, upset or simply refuse to engage. Unless it’s a crisis situation, don’t force the conversation. Take a step back, regroup and revisit the subject in a week or two. ided an answer to what we’re facing,” Foss said.

For more information, visit alz.org/6Tips or www. alz.org.

1. Have the conversation as early as possible Addressing memory or cognition problems early offers an opportunity to identify the cause and take action before a crisis situation occurs.

2. Think about who’s best suited to initiate the conversation - If there is a family member, close

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July 2018

Living With Faith Fifty years ago a song was introduced that became an instant hit. “What the World Needs Now.” It caught on for several reasons, but I believe, the words ring true today, more than ever. Read the words, listen to the melody and you will find the accurate cry of the generations past and the hope, as well as the despair, of today.

“What the world needs now is love, sweet love It’s the only thing that there’s just too little of What the world needs now is love, sweet love No, not just for some but for everyone.”

by the actuality of the gory details.

We no longer think in terms of “Peace on Earth, good will toward men.”

Do we ever stop to think about the abundance of goodness that surrounds us? Have we really considered that the more fortunate need to be concerned about those with less? Why do we concentrate on helping others at certain seasons of the year, and then forget them the other days?

Is one life worth more than the other? Do some deserve to live and others die to satisfy the living? There is enough mercy and justice for all, not just a few. Look around, if you dare. What do you see?

Imagine the lament of a parent who witnesses the senseless death of a child caught in the quagmire of hate. Hear the cry of people taken from their homes and indiscriminately slaughtered because their beliefs differ from their murderers. Witness the world pontificating about issues that are so far removed from reality.

During the most heinous period in human history (World War II), the question was asked, “Where was God?” And the answer given, “where was man?” Where are we? Where are we going? We have forgotten that “What the world needs now is love, sweet love. It’s the only thing that’s there just too little of…No, not just for some, but for everyone.”

Today, more that ever, we sit in our comfortable homes and stare at pictures of atrocities only read about a generation ago. The glamour of conflict has disappeared and has been replaced

Rabbi Irwin Wiener, D.D. Sun Lakes Jewish Congregation National Chaplain, Jewish War Veterans, USA

Contact Us to Donate or Volunteer Today!

Please give the Gift of Togetherness

To Families

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Tel: (813) 258-6430 | RMHCTampaBay.org Estrella Publishing - Fish Hawk Living magazine

July 2018

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Puzzles & Games

Sudoku for July

Sudoku Solution

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Numbers from 1-9 must appear only once in each row, column and box. Good Luck! Solution is on our website www.EstrellaPublishing.com

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Color your best 4th of July Flag!

July 2018

Fourth of July Word Scramble Unscramble the words, then use the highlighted letters to write out the scrambled secret message. Solution is on our website www.estrellapublishing.com

Estrella Publishing - Fish Hawk Living magazine

July 2018

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MS causes

debilitating fatigue.

I will

knockout MS.

Yvette

Mom. MMA official.

Diagnosed in 2014.

Explore powerful stories of people doing whatever it takes at nationalMSsociety.org/yvette

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July 2018