Value Added Benefits

LONG TERM DISABILITY INSURANCE (Post Tax)

Disability coverage can be one of the most important benefits you have. It provides you and your family with financial protection if you are ever unable to work due to an illness or non-work related injury. This is a voluntary benefit and paid 100% by employees.

SUPPLEMENTAL LIFE/AD&D (Post Tax) To purchase Supplemental Life/AD&D during Open Enrollment, employees are required to complete evidence of insurability and be approved. Employees may be underwritten for the following amounts.

Employee: $10,000 up to $250,000; not to exceed 3 times salary Spouse: $10,000 up to $50,000; not to exceed 50% of employee amount Child(ren): $10,000 Waiting Period: 30 days Benefit Amount: $1,000 per month Benefit Period: 24 months

If you do not elect within 31 days as a new hire, you may be turned down as you will be required to complete an evidence of insurability form.

New Hires may purchase up to the following guarantee issue limits without evidence of insurability when you elect within 31 days of your hire date.

If you do not elect within 31 days as a new hire, you may be turned down as you will be required to complete an evidence of insurability form.

Employee: $150,000 Spouse: $30,000 Child(ren): $10,000

This is a voluntary benefit and paid 100% by employees.

AFLAC SUPPLEMENTAL PLANS (Pre Tax and Post Tax)

American Family Life Assurance Company (Aflac) is pleased to offer Sonoran Medical Centers employees the opportunity to elect a variety of Aflac policies. A few things to remember about these policies:

■ An Aflac policy is separate from other policies listed in this guide and does not replace your medical insurance coverage. ■ Aflac pays you directly, no matter what other insurance you may have. ■ You can enroll in one or all of the policies.

To enroll in these policies, you must meet with an Aflac representative. A representative will be on site during Open Enrollment to provide enrollment assistance and answer any questions. If you are a new hire, please speak with HR to arrange an on-site meeting. Short Term Disability Plan: This plan pays a percentage of your weekly income while you are not working.

Accident Advantage Plan: This plan pays cash benefits in the event of an accidental injury that needs emergency treatment.

Hospital Choice Plan: This plan pays cash benefits in the event of a hospitalization.

Cancer Care Plan: This plan pays cash benefits for an individual diagnosed with internal cancer.

Term Life Plan: This plans pays a cash benefit if you are no longer living.