NPHS campaign for homeownership

NPHS LAUNCHES 2020 CAMPAIGN FOR HOMEOWNERSHIP NPHS LAUNCHES 2020

Ameer Elahee

Part of the American dream is homeownership, and because of that, most Americans have accepted that owning a home is the right thing and even an obligatory thing to do. A home is an attractive long term investment in that, while the real estate prices are cyclical, and homeowners should not expect the property value to increase overnight, staying in that home for a while there is a good chance that you will sell your home for a profit because of the appreciation in the future.

Despite the few dramatic recession, the country has faced in the past, with the most recognizable one being the financial crisis of 2008, residential real estate tends to rise in value. According to the Federal Reserve Bank of St Louis, the average price of the sold houses in the U.S. rose from $340,400 in Q3 2014 to $380,300 in Q3 2019, which is a 10 percent increase in just five years. If we go back further, in Q3 2009, homes fetched about $274,100, which means a 28 percent increase in value.

Additionally, owning a home is a quick way of building equity. Home equity is the difference between how much you still owe on your mortgage and the market price of your home. This is true because, over time, your home value will grow, which also means that the equity of your home will also grow. As you pay your mortgage, the equity of your home will also grow, with less of the payments going towards the interest and more towards lowering the balance on your loan.

Understanding some of these benefits will help you make sense of why we encourage people to buy homes. That is why in January this year, the Neighborhood Partnership Housing Services launched the “Just Click HOME” campaign that aims to connect households from diverse backgrounds to services that help build awareness that homeownership is possible. Given the current economic times, it is so much easy to think getting into a home is impossible, than accepting that it is.

The Just Click HOME campaign is dedicated to increasing homeownership rates and addressing related barriers, especially for the minority and vulnerable communities across the region. NHPS serves the counties of San Bernardino, Riverside, and Eastern Los Angeles, helping these areas build resilient and healthier communities. The campaign

by NHPS also aims to inform the broader home buying community that starting the homeownership process just got a lot easier within the NHPS’ online resources.

To achieve this goal, NHPS has dedicated much of its resources advertising through the online space, across all its social media outlets, through its “Just Click HOME” campaign. With just a couple of clicks, a homebuyer can find out how much they can afford to purchase, prequalifying for a home loan, and even request a Realtor. A dedicated home buying advisor will guide them every step of the way.

“We want people to know there are resources out there to help them become successful homeowners. We want to show them how to start their journey to homeownership,”

says Carlos Tena, Vice President of Programs and Services. “Signing-up takes under 5 minutes. It’s that easy,” says Tena.

Through your mobile phone, you can start your home buying journey by first creating a personal profile. The homebuyers will then work with their home buying Advisor to get prequalified, secure a home loan, inquire about the down payment assistance resources, sign-up for homebuying workshop, and finally select a realtor.

The NHPS and its partners have combined their resources and outreach efforts to raise awareness and also to reach more potential homebuyers, many of whom have self-selected themselves out of ownership.

“The most important thing is not to get caught up in that ‘We can’t be a homeowner’ myth. NPHS is here dispel myths about homeownership, and information and resources are available to them,” said Tena. Indeed, these are not ordinary times in case you are wondering whether to buy your home now. Essentially the best time to buy a home is in the late summer or early fall, but with the pandemic, most buyers are worried. The NHPS has provided you with a unique opportunity, but you are being held back by fears. Also note that the FED has slashed down the interest rates to counter the economy-crippling effects of the pandemic, which makes much sense to buy right now. Still nervous? Talk to one of the masterminds behind this campaign, Ameer Elahee, who also is a member of the VIP Agents, a program run by The Power Is Now Media. Find out more about the program here.

Mr. Ameer Elahee is a very successful realtor, consultant, international speaker, and motivational life coach. One of Ameer’s true passion is real estate sales, first-time homebuyers, and homeownership education. Currently, Ameer is fulfilling his lifelong passion in real estate at Keller William’s, where he has achieved every milestone he could as a market leader in the organization where he is very involved. Talk to Ameer today and learn more about the Just Click HOME campaign. To find out more about Ameer, go to https://thepowerisnow.com/ vipagentsservices/test/. Or find an agent near you here.

Sources & Work Cited

https://nphsinc.org/just-click-home/ https://nphsinc.org/2020/02/14/nphs-community-landtrust-jpm/