The Election and a Fresh Obamacare

THE ELECTION AND A FRESH OBAMACARE CHALLENGE LOOM OVER NEW SUPREME COURT TERM

Obamacare is not a new or unfamiliar word amongst Americans. It is a term used alternatively for the Patient Protection and Affordable Care Act (ACA) of 2010. This act is aimed to reduce the cost of Healthcare for those who can’t afford them. Its introduction has helped many Americans who can’t afford quality Healthcare access such service at a more affordable price. Therefore, middle-class and lowclass Americans don’t have to spend so much before accessing the quality Healthcare they desire. However, as the US election is fast approaching, there seems to be a fresh Obamacare Challenge Loom over the new supreme court term.

A case will be argued a week after the election, and the outcome of the argument will determine whether Obamacare remains or not. There have been two challenges in the past regarding the Affordable Care Act, and the outcome of those challenges were 5-4 and 6-3. Thus, it remains. Should the argument be lost this third time, it may be an end to Obamacare.

WHY THE ARGUMENT?

Obamacare was introduced under the Barack Obama administration, but it is now being challenged by the Trump administration and a coalition of red states. They argue that three years ago, the Republican Congress zeroed out the monetary penalty for Americans not covered by insurance. Therefore, the whole law should be void.

WHAT IS THE IMPLICATION OF ABOLISHING OBAMACARE?

According to Ben Sommers, a professor of health policy

If your illness requires expensive treatment, you may be affected by the repeal. One of the purposes of Obamacare is to help people who need costly treatment get such treatment without paying much.

and economics at Harvard University, Obamacare impacted every portion of the health-care system. Thus, if the whole act is void without a better replacement proposal, there may be confusion and chaos in the system.

WHO’LL BE AFFECTED IF OBAMACARE IS REPEALED?

Under Obamacare, employee’s children below 26 years are covered by the employers of their parents. Thus should the act be repealed, young adults covered by their parents may lose their coverage. Perhaps you don’t know how many young adults we’re talking about. It was reported in 2016 that there are two million young adults who are covered under their parent’s plans. However, should the law be repealed, some employers may continue offering the coverage, but it will be optional.

Other sets of people who may lose their coverage are those with pre-existing conditions. Insurance companies will be allowed to deny coverage for anyone with pre-existing conditions. They may also decide to charge higher premiums. When this happens, it’ll become difficult for people to afford coverage.

If your illness requires expensive treatment, you may be affected by the repeal. One of the purposes of Obamacare is to help people who need costly treatment get such treatment without paying much. Hence, repealing the act will mean that people will have to fend for their full payment by themselves. For instance, if not for the ACA, 165 million people in the US suffering from conditions like hemophilia or cancer would have been required to pay hugely for their treatment, which many may not be able to afford. In that case, patients will face two options, with the first being to go bankrupt or stop the required treatment.

Nonetheless, as the election is knocking at the door, and the argument to determine whether the Obamacare act should remain or not is also fast approaching, Americans are waiting to see the outcome. However, If it is repealed, there’s a likelihood of it being replaced by another act to ease the medical affairs of Americans. On the other hand, if it is repealed and not replaced with a better plan, then the above implications are some of the consequences Americans will have to face.

References

https://en.as.com/en/2020/10/15/latest_ news/1602789409_116559.html https://www.npr.org/2020/10/05/919704165/the-electionand-a-fresh-obamacare-challenge-loom-over-new-supremecourt-term

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