ONLINE MORTGAGE WEBINAR www.first.bank
CLOSE MORE DEALS with little to no money down!
SPEAKER:
SEPTEMBER 19 -23, 2022
11:00 AM - 12:30 PM
Register at https://bit.ly/realtor-seminar ERIC L. FRAZIER MBA
NMLS ID: 461807 Vice President and Mortgage Advisor First Bank
DAY 1: GOLDEN STATE FINANCE AUTHORITY DPA AND CCA • Learn about Golden State Finance Agency DPA and Closing Cost programs up to 5% • Learn about the general underwriting guidelines for the programs • Learn about the advantages and disadvantages of using GSFA’s program
DAY 4: FB CONSTRUCTION LOANS • Learn about the construction loan program and the building process. • Learn about the general underwriting guidelines for construction loans • Learn about the advantages and disadvantages of construction loans.
DAY 2: CALIFORNIA HOUSING FINANCE AGENCY DPA AND CCA • Learn about the State of California Housing Finance Agency, My Home DPA up to 3.5% and ZIP Program for Closing Cost up to 3% assistance • Learn about the general underwriting guidelines for programs • Learn about the advantages and disadvantages of using DPAs and Closing Cost
DAY 5: FB PORTFOLIO LOAN PROGRAMS • Learn about FB Portfolio Alternative Income Doc and Interest Only Loans • 5/1 7/1, 10/1 and 15/1 • Learn about general underwriting requirements for Portfolio and Interest Only loans • Learn about the advantages and disadvantages of Interest Only loans.
DAY 3: FB PROFESSIONAL LOANS • Learn about Loan programs for Doctors, CPA, Ph.D.’s, Attorneys • Learn about the general underwriting guidelines for programs • Learn about the advantages and disadvantages of using the Professional program.
VISITOR REGISTRATION
SCAN & REGISTER
ONLINE MORTGAGE WEBINAR www.first.bank
CLOSE MORE DEALS with little to no money down!
DAY 6: FHA LOANS • Learn about general underwriting requirements for FHA • Learn about the advantages and disadvantages that FHA buyers have. • Learn how to buy a 4 Unit Apartment Building with an FHA loan. DAY 7: VA LOANS • • •
SEPTEMBER 26-30, 2022
11:00 AM - 12:30 PM
Register at https://bit.ly/realtor-seminar SPEAKER: ERIC L. FRAZIER MBA NMLS ID: 461807 Vice President and Mortgage Advisor First Bank
Learn about general underwriting requirements for VA Learn about the advantages and disadvantages that VA Buyers have Learn how to buy a 4 Unit Apartment Building with a VA Loan
DAY 8: USDA LOANS • Learn about underwriting requirements for USDA • Learn about the advantages and disadvantages that USDA buyers have DAY 9: FNMA/FHLMC CONVENTIONAL LOAN PROGRAMS • Learn about Home Ready and Home Possible first-time homebuyer programs that can make a difference for your clients. • Learn about down payment requirements of as little as 3%. • Home Possible and Home Ready now offer more options to increase homeownership for more of your borrowers. The flexible underwriting is amazing and it’s all on a conventional mortgage.
DAY 10: HOME EQUITY LOANS AND LINES OF CREDIT FOR PURCHASE TRANSACTIONS • Learn about Home Equity Loans and Lines of Credit and how they work. • Learn about underwriting requirements for HEL/HELOCs. • Learn about the advantages and disadvantages of HEL and HELOCs.
VISITOR REGISTRATION
SCAN & REGISTER