Minnesota

Homeownership May be Closer than You Think

The GSFA OpenDoors® Program, provided by Golden State Finance Authority (GSFA), provides down payment and closing cost assistance (DPA) in conjunction with 30-year fixed rate home financing.

The DPA (up to 7%) is provided in the form of a zero percent interest rate Second Mortgage combined with a Gift.

On a $300,000 Mortgage Loan, 7% in assistance = $21,000.

Only the amount of assistance provided as a Second Mortgage has to be repaid and not until the home is sold or the First Mortgage is paid off. Any assistance that is provided as a Gift is forgiven as soon as escrow closes.

You may be able to purchase a home with little-to-no money out of pocket and maybe much sooner than thought possible.

Achieve the Dream with the help of the GSFA OpenDoors® Program

Down Payment Assistance up to 7% of the First Loan amount

Available to First-time or Repeat Homebuyers

FHA, VA, USDA and Conventional Loan Financing

Purchase of an owner-occupied primary residence

Minimum FICO 620 required

Flexible Income Limits (low-to-moderate income) Call to Learn More or To Get Started

Eric L. Frazier MBA

Vice President and Mortgage Advisor Office: (800) 261-1634 ext. 703 Fax: (314) 264-0211 eric.frazier@fbol.com www.applytobuynow.com

LIST PRICE: $399,900

10825 FAIRWAY ROAD SW PINE CITY, MN 55063

Welcome home to this amazing property with 10 acres! From the moment you enter the property, you will fall in love with this beautiful hobby farm featuring a 3 bedroom, 3.5 bath home with 2236 fsf that was constructed in 2003, a huge, historic barn, a newer, 1024 fsf heated shop, several sheds, and abundance of privacy and wildlife. The beautiful home has a newly finished walkout basement with high ceilings, a large family room, a den, a bedroom, and a bath. The fourth level could be finished for additional square footage.

CALL ME FOR INFORMATION

D: (612) 868-9344 C: (651) 797-4219 francine@nhmres.com https://www.nhmres.com/ 7309 Lake Dr, Lino Lakes, MN 55014 229 Jackson St, Ste B, Anoka, MN 55303

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LIST PRICE: $270,000

1535 Carriage Ln S Cambridge, M N 55008

Property Information

Great split-level home with a large, private backyard. This terrific home features new carpet, a two-tiered deck, a heated and insulated garage, a large 16x10 storage shed, a newer a/c unit, a large foyer, three bedrooms, and 2 full baths - one with a jetted tub! It is located in a wonderful location near parks and bike trails. If you are looking for a move-in-ready home with privacy, this is the home for you!!

D: (612) 868-9344 C: (651) 797-4219 francine@nhmres.com https://www.nhmres.com/ 7309 Lake Dr, Lino Lakes, MN 55014 229 Jackson St, Ste B, Anoka, MN 55303

CALL ME FOR INFORMATION

Mississippi