The Power Is Now Real Estate Magazine | December 26, 2022

Navigating the complex lending market!

Know where your money is coming from

The real estate market is changing rapidly so is every facet of this diverse market.

The l; ending market has seen gradual changes over time in terms of policy, criteria, affordability, and accessibility to the mortgage market. The pandemic also played a huge role in expediating several changes across a range of borrowing needs, personal finances, employment statuses, and income-generating opportunities. Factoring all these issues, you find that the lending landscape has become extremely complex and the mortgage market even more so.

In retrospect, the pandemic has changed the normal course of our lives over the last two years, and the lending landscape was not spared. In fact, during this period, many investors familiarized themselves with many concepts of the lending market- loan processes and muchmore than they ever did before the pandemic. Ever since the new reality, banks seem to be pushing their goalposts more frequently in

response to the recent actions by the FED, and even before the FED stepped in, the market was already somewhat unique- due to the nearhistoric low rates. This increased demand for loans, and the banks had to adjust appropriately; now that we are experiencing increased rates, lenders are forced to cope with this new reality.

In the spring season of 2020, some lenders felt that the market was headed to the rocky ground, so most did ‘abandon ship,’ leaving active investors in a bind and closing their doors. Some even stopped lending just to understand the complexities of the market. Two years down the road, the market is still experiencing some dynamic changes, which is making many investors cautious, not to experience what they experienced in 2020. While we do not expect the rates to increase, many investors have taken their eyes off the real question: the possibility of closing on a loan.

PHOTO FROM 123RF

One thing that has changed quite rapidly is the underwriting criteria. Many lenders are not making many or any exceptions to the lending guidelines and lowering the loan to value midstream in the escrow process. Before the pandemic hit, capital wasn’t the main issue for many investors; the concerning part was getting through the underwriting process and getting approved to close. In fact, many investors were uninterested in what happened in the lending process as long as the money made it to the closing tables.

This was the case for a while until lenders decided to suddenly turn off the spigot to

cheap capital. This has since seen many investors struggle to save deals in any way, shape or form. In our last month’s issue (November Issue of the Power Is Now Magazine), we featured an article where we sought to answer the question of why many buyers and investors are preferring riskier loans, which is a trend we’ve seen pick momentum mostly in the second half of the year. Investors today are trying their luck with private lenders with their own capital to lend to the forefront in the hunt for leverage.

What you need to understand is that private lenders have more control. Many have strings attached to the capital they lend out, which are pulled by forces outside the lender’s control.

Large institutional lenders usually get their money from

(oftentimes) lines of credit from banks or sell their loans on the secondary market. In both cases, an entity usually sets the rules of engagement, clearly dictating to them what they lend and the prices of the loans. These private lenders require a line of credit to stay open or the capital markets to continue purchasing loans. Hence, they have enough liquidity to keep new loans coming into the pipeline.

So what does this mean for the buyer? It means that at any one time, the rates and the terms you get may suddenly change, or the funding, in general, may be stopped at a moment’s notice. The only way that you can protect yourself from this chaos is by start asking questions about how the lender acquires their capital and diversifying lending sources based on where they get their capital.

PROPERTY

Expect the luxury at Grayhawk with golf courses, more high-end eateries and resorts nearby. The Scottsdale 85255 area is next to the majestic McDowell Mountain range and offers both desert and city views. Scottsdale consistently ranks as one of the best-run cities in America. Scottsdale’s high-end amenities frequently draw many to the area.This 4 Bedroom Split Floor plan Home offers much to be desired. Exquisite Backyard.

PROPERTY INFORMATION:

This wonderful 2 bedroom 2 bathroom home has many nice appointments throughout. There is a Den or potential 3rd bedroom off of the Large Living room. Kitchen has lots of cabinet space with Island bar and good counter space. Separate Laundry room and spacious bedrooms make this home perfect for full or part time living. The exterior includes a covered carport, shed and two nice covered decks to enjoy the fresh mountain air of Payson Arizona. Hud Stickers are present. The property has a very nice sized yard with tall pines and so much more. Take a look at this one today!

PROPERTY INFORMATION:

Great price for this 2 bedroom one full bathroom, single level home in Gisela. Just 20 minutes South of Payson. The home has mountain views and is just a few blocks from the creek. Hiking, fishing, UTV, off roading, and more just outside your front door. All electric home with a metal roof. The home is currently rented for $1100/mo and the lease is good through 3/2023. Great rental property or after the lease it can be a primary or second home! 48hrs required to show. Please do not disturb tenants.

Beautiful Tall Pine Trees surround this

and Beautiful Country Cabin located just outside of Alpine AZ. Many consider Alpine and Nutrioso the Yellowstone of Arizona. This spacious cabin sits on one acre and is within a short distance of Luna Lake! Fishing, Hunting, Hiking, and Exploring are all within the area. The homehas many nice appointments throughout including an open kitchen with lots of cabinet space, a brick surround wood stove in the living room, and spacious bedrooms.

PROPERTY INFORMATION:

A rocky bluff on the northside of this 47.5 acre parcel provides an exquisite backdrop creating the perfect property for privacy and seclusion. The rocky bluff extends as a natural wall along the north side of a large, open meadow area that is bound by the local road and a wash which travels along the south side and through a section of the property, leaving approximately 13 open acres on the southeast side of the wash. The Arizona artist who owns this land has used the wash sand many times in her sand impressions. Amazing pieces of petrified wood are continually being found and the diversity of plant life gives credit that the soil is potentially suitable for growing a variety of plants. Owned by one family since 1983, Well can be drilled.

A m a z i n g l y b e a u t i f u l 0 . 8 3 l o t i n P i n e C a n y o n H o m e s i t e ! B u i l d y o u r l u x u r y c a b i n o f y o u r d r e a m s i n t h i s h o m e s o n l y g a t e d p r e s t i g e c o m m u n i t y . C l o s e t o B l u e R i d g e R e s e r v o i r f o r c o n v e n i e n t f i s h i n g , k a y a k i n g , p a d d l e b o a r d t r i p s ! E n j o y t h e a b u n d a n t w i l d l i f e o f t u r k e y , e l k , d e e r a s y o u e s c a p e t o y o u r m o u n t a i n r e t r e a t . H a v e a w h i t e C h r i s t m a s a t y o u r c a b i n i n t h e w o o d s w i t h y e a r a r o u n d a c c e s s . D r i v e u p t o S n o w b o w l S k i a r e a f o r a d a y o f s k i i n g a n d r e t u r n t o t h e c o m f o r t o f y o u r m o u n t a i n h o m e . Y o u w i l l e n j o y t h e s u m m e r t e m p e r a t u r e s h e r e a n d w i l l h a v e s o m u c h t o e x p l o r e C l u b h o u s e h a s p i c k l e b a l l , & t a b l e s h u f f l e b o a r d C o m e s e e t h i s l o t t o d a y !

PROPERTY INFORMATION

This wonderful 5 bedroom 2 bath home has many nice appointments throughout including a split floor plan, spacious kitchen with lots of cabinet space and storage. Fenced backyard with beautiful mature shade trees with storage sheds and wonderful large covered front and back deck make it country living at its best. Upstairs sun room overlooking the property with a upper wash room and separate entry. All 5 bedrooms are very spacious with storage areas. The property is fully fenced on a sprawling .32 acres. Great family home or retreat. Enough room for entertaining, toys, and more.

Stunning 3 acre lot in the beautiful Santa Cruz Mountains. Lots of previous work and efforts have been put into this property and now it’s just waiting for the next owner to build it into their dream home. A well engineered driveway leads past a forgotten gem of a zinfandel vineyard, up to the existing garage and building pad with gorgeous mountain views. Septic tank was installed but not put into operation. Public water already on site. Power pole is already on the property. Just a short drive to Scotts Valley, Santa Cruz and the Silicon Valley, this lovely property provides peace and tranquility.

Spacious Berryessa condo in the heart of the Silicon Valley. With lovely hard surface flooring throughout, this desirable first floor unit boasts an amazing large patio for relaxing and enjoying the year round Northern California weather. Upgraded bathroom and a great layout make this the ideal place for the first time buyer, down-sizer, or traveling executive to work, live and play. Complex has a great pool and access to a community clubhouse . Conveniently located near 280, 880, and 237, almost any part of the valley is just a short drive away. Schedule your showing today!

PROPERTY

Peppermint Ridge?

We provide a community of loving homes and empowering support services for individuals with intellectual and developmental disabilities.

Wesupport and encourage our residents to live their lives and fulfill their dreams by fully embracing their indvidual abilities and interests. With 24-hour specialized care and staffing, we provide comfortable, secure homes and recognize that everyone feels a sense of belonging when they have familiar places in which to spend time with family and friends.

There

is a true sense of family at Peppermint Ridge. Of the 94 adults who live at The Ridge, 38 have lived here for more than 20 years, with 10 of those calling The Ridge home for 40 years or more. Residents have the opportunity to flex their muscles of independence while developing rich lives of their own away from their loved ones. About 30% of our residents have no family, so other Ridgers and our staff have become their family.

Manycaring companies, organizations and individuals in the community enjoy getting to know The Ridge by helping on small projects, hosting fundraisers, lending a hand at events, volunteering in our office, and assisting residents in activities such as arts and crafts, pool days, horseback riding, music and piano lessons and exercise classes.

Garage has cabinets and hanging storage racks. Backyard has a Fenced dog run, Built in BBQ Island, Fire pit and a wonderful view off both the backyard and off the balcony upstairs. Paint has recently been done outside this home will not disappoint! Buyer has the option to buy furnished negotiations will direct with Sellers. Floor plans are attached as supplements and virtual tour is attached.

This home is located in a great area of Paradise Hills on a corner lot with a large back yard and close to freeways and shopping. The community shows pride of ownership and is well maintained. This home is priced below the homes in the immediate area because this home is a cosmetic fixer which will give you the opportunity to get immediate equity with some minor repairs, paint and polish. The home has a nice living room with a fireplace and a separate family room/ dining room directly off the kitchen. Opportunities like this do not come often so it will not stay on the market long.

Property Information

This fabulous home with an open floor plan is right on the canyon rim overlooking the entire valley with views to the ocean in the exclusive gated community of Emerald Heights. This home features 2 story cathedral ceilings, balconies from every bedroom, Modern kitchen with a 5 burner range, combination microwave double oven combo, a large expansive master suite with Jacuzzi tub, walk in closets and panoramic views. The community offers Tennis, Basketball, Playground, Pool, Hot tub, Club house, and much more.

Come take a look at this well lived in Country Property Located in Wilton on almost 10 Acres!!! Lots of character in the Mediterranean style with a tile roof, beautiful arches featured both instead and out, and lots of woodwork. This expansive home offers 3 Large Bedrooms, 2.5 Bathrooms, a Formal Living Room, Family Room, Formal Dining Room, Spacious kitchen with a Breakfast Area and Both an Island and Dining Bar, 2 Car Garage, a Large Barn, a Year Round Pond and plenty of space for your horses and toys!!!

PROPERTY DESCRIPTION

BIG And BEAUTIFUL!! This Impressive 2-Story Home Was Built In 2017 And Features An Open Floor Plan With An Oversized Great Room Right Off The Spacious Kitchen. The Private Bedroom And Bath Downstairs Are Ideal For Your Guestroom Or Home-Office. Upstairs Features A Large Roomy Loft Area That Is Perfect As A Family Room, And 3 Additional Bedrooms Including A Spacious Master Bedroom With A Walk-In Closet And Upgraded Bathroom. The Large Separate Laundry Room Is Also Located Upstairs For Convenience. The Huge Backyard And Concreate Patio Are Level, And Ready To Be Transformed Into The Perfect Dream Entertainment Oasis. This Home Is A Must See!

C o s t a M e s a

DECIRA PIMENTAL

1st Time on the Market, check Opportunity Zone special financing , also Unincorporated Los Angeles County area ( not City) tenant occupied, large home, large yard, 2 story ,Offers are subject to interior inspection, Craftsman home, lots of hardwood, and fair condition, to be sold with tenant in place. Tenant pays all utilities ,Section 8 County program, $2781 per month rent. Owner pays gardener. bonus room in the garage.

CALL NOW!!! MOTIVATED SELLER!!! Looking for an investment opportunity? Here it is! This is an PRIME investment opportunity located minutes away from Downtown Los Angeles. Across the street from the new beautiful stadium Banc of California and the famous Coliseum. Property is being sold in current As-Is conditions, dont let this opportunity pass you by!!! Please drive-by only. Do NOT disturb the tenants. Buyer/ Buyers Agent to do their due diligence in investigating the property. There is on-site parking in the rear in addition to ample street parking. This location also has a great walking score of 85.This offering will attract an investor looking for an income producing multi-family property in a densely populated area, just south of USC & the Coliseum. It is also just south of Exposition Park; which consists of the California Science Center, Natural History Museum, California African American Museum, and the future George Lucas Museum. It is easily accessible, being just west of the 110 Freeway on ramp and less than

Attention all Investors & developers! Don't Miss out on the opportunity to renovate this 1909 vintage 3 story 2 bdrm & 1bath home.This GEM of a home with so much potential for that perfect Buyer, Investor or Developer to make the home their own or an investment. It does require TLC. This delightful, bright 2 bed, 1 bath craftsman style home is a must see! Enter this home into a bright and airy enclosed patio that leads to a charming living room with wood flooring and a cozy fireplace, alongside an enclosed music room, garden room, craft room or your office, if you so choose. The zoning of this property is LAR3. Significant potential to rent the downstairs and side unit. Did I mention there is a charming front porch, SPACIOUS low maintenance FRONT YARD and a LARGE STORAGE/WORKSHED downstairs. With your vision it can be whatever you

want it to be (unit, art studio, office, etc.,) This property is near Lafayette Park Place which has numerous condos that recently sold. Located minutes from the eventful projects in up & coming Echo Park, Downtown LA. If rents are high in DTLA why miss out on the opportunity to have multiple condos or apartments which awaits you to build on this property. Easy access to Bus transportation, 101 & 10 fwy, schools, stores, minutes from Hollywood. Buyers do their own investigation to satisfy themselves. Walking distance to national eateries such as; Original Tommy's Burger, Subway, Winchell's Donuts and 7/11. Just a few minutes away from Echo Park, Local Bars and eateries; Monty's, Guisados, Mohawk Bend...and so much more!! TO BE DELIVERED VACANT AT CLOSE OF ESCROW.

B U Y I N G O R S E L L I N G A H O M E ?

L i c e n s e d R e a l E s t a t e B r o k e r w i t h o v e r 3 5 y e a r s e x p e r i e n c e w o r k i n g w i t h b u y e r s a n d s e l l e r s o f s i n g l e - f a m i l y h o m e s , l a n d , d u p l e x e s , t r i p l e x e s a n d f o u r p l e x e s . W a s f i r s t B r o k e r i n W a s h i n g t o n S t a t e t o o f f e r h o m e w a r r a n t i e s f o r b u y e r s o f e x i s t i n g h o m e s a n d f i r s t b r o k e r i n W a s h i n g t o n S t a t e t o o f f e r g u a r a n t e e d h o m e s a l e s b a c k e d b y a N a t i o n a l F r a n c h i s e .

' S W O R K T O G E T H E R !

F O R S A L E $530,000

A B O U T P R O P E R T Y

2-story home with great curb appeal in Sumner Close access to schools, freeway access, shopping, parks, and walking trails 3 bedrooms, 2 ½ bathrooms, oversized 3 car garage (769 sf) Entry has vaulted ceilings with a loft area above Kitchen with stainless steel appliances; gas range, French door refrigerator (all included!) Family room with gas fireplace Master Suite with walk-in closet, view of Mt. Rainier & the river. The open loft area provides options - office, playroom, exercise area? Home needs cosmetic updates so great opportunity for sweat equity Private, spacious, level fenced yard Fantastic location right next to a quiet green area Come take a look at this one today!

E x c e l l e n t h o m e o n a l e v e l f u l l y f e n c e d l o t T h e l o t f e e l s b i g g e r b e c a u s e t h e s t r e e t t o t h e e a s t t h e c i t y h a s n o t i m p r o v e d a n d i t i s j u s t g r a s s . B e h i n d t h e l o t i s a n a l l e y . T h e h o m e d e s i g n h a s t w o b e d r o o m s w i t h t h e f u l l b a t h r o o m t o t h e W e s t s i d e a n d a b i g l i v i n g d i n i n g c o m b o r o o m w i t h h a r d w o o d f l o o r i n g . T h e k i t c h e n i s g a l l e y s t y l e w i t h s t a i r s g o i n g u p t o t h e r e c r o o m . T h e u t i l i t y r o o m i s o n t h e e a s t s i de w i t h a d o o r t o t h e c o v e r e d p a t i o a n d t h e l a r g e b a c k y a r d . T h e r e a r e a l s o s t a i r s f r o m t h e u t i l i t y r o o m d o w n t o t h e 2 - c a r g a r a g e T h i s i s a f l o o r p l a n t h a t i s v e r y e a s y t o e n j o y l i v i n g i n

Beautiful two-story in South Hill Puyallup Conveniently located close to schools, shopping, restaurants, and easy freeway access The main floor includes a living room with a gas fireplace, dining room, kitchen with breakfast bar and stainlesssteel appliances, half-bath, and a laundry room with sink and cabinets The second floor features three bedrooms and two bathrooms The primary bedroom suite has a walk-in closet, a private balcony, and a five-piece bathroom One of the two additional bedrooms also features a private balcony

A B O U T P R O P E R T Y

This is a home that truly feels like you have found where you want to live If you are looking for a lot of space, not just a lot of rooms, then you want to see this home! The large family room, formal dining, and formal living room, each feels huge. On the lower level, there is a recreation room, a hobby room, and a utility room each seems gigantic. Even when you first walk into the entry you will be surprised it is inviting and big. For a home, this size the flow throughout the home is well designed The primary bedroom and bathroom are on the opposite side of the home from the other bedrooms and bathrooms Big windows on the east side of the home allow a lot of natural light to flow into the home which enhances the size of the rooms

Mid-Century Modern Contemporary ready to move in! This updated home features an open floor plan, 4 bedrooms and 2 bathrooms, wood laminate flooring, stainless steel appliances and quartz countertops in the kitchen. New HVAC system and water heater. All new vinyl dual pane windows, new doors, and French doors that lead out to the backyard with the perfect room and spot to put in a pool! This home would be great for a short term vacation rental, seasonal vacation home or as a full time primary residence! Enjoy the beautiful mountain views on a very quiet street. This beautiful property has no HOA's! Located near Demuth Park that has Pickleball, Tennis Courts, soccer and ball fields, playground and a dog park. Downtown Palm Springs is about 3 miles away and easy to get to where you have access to the finest restaurants, shopping and entertainment!

69461 Parkside Dr Desert Hot Springs, CA 92241 This beautiful, well maintained 3 Br/ 2 Ba manufactured home in Desert Crest Country Club only seasonally lived in! You walk into this home and you feel comfortable! The master bedroom has sliding glass door that leads to your own patio overlooking the backyard and the San Jacinto Mountains to the west! Two other rooms for entertaining family or guests. Nice low maintenance private backyard with lovely water feature! Detached garage for more storage and vehicle storage. Desert Crest Country Club, a 55+ senior, or ‘active adult’, own-your-own-land subdivision.

Home in Landers on a 4.34 acre lot! Lots of potential and opportunities for this large lot. Fully fenced, garage, kitchen open to the living room with fireplace. The lot has several mature trees and beautiful views of the desert and mountains. All financed buyers required to prequalify with PEMCO Mortgage. Priority is given to owner occupant buyers.

Come see this beautiful, elegant and modern Mount Carmel gem, recently renovated with beautiful finishes, perfect for a growing life. The 1800+ square foot floor plan includes 3 bedrooms, two and one half baths that includes a private primary bedroom suite. Included is a living room with fireplace, a large and airy living room with cathedral ceiling, brick fireplace, recessed lighting and open floor plan. The newly appointed kitchen spares nothing with granite counters, stainless appliances, and lots of storage. Kitchen opens back to dining room and attaches to extended rear slider and deck for an expanded living area. Lovely view from rear deck to yard to private area. Your home is close to Quinnipiac University and Sleeping Giant State Park as well as the Farmington Canal Trail for hiking and biking. STEVEN RIVKIN Planet Realty, Llc 26 BROOKLAWN CIR, NEW HAVEN, CT, 06515

Quiet and private contemporary home located North of RT 67 near to Transylvania Pond and Radey Pond. Perfect get-away or condoalternative. Large natural stone fireplace is a central feature in the great living room. Home office/den setup, cathedral ceiling in living and dining room, open floor plan. Great yard for gardening and entertaining. Stately stone walls appear in yard and offer sitting areas and natural barriers. Some TLC will make this shine! Bring your ideas and offer today :-)

Great opportunity to own this four bedroom colonial with over 1600 square feet in the desirable Hamden area! Traditional and comfortable floorplan with living/great room with brick fireplace for Winter retreat. Attached sunroom for reading and games. Formal dining room and hardwood flooring throughout. Upstairs are four bedrooms and full bathroom. There is a separate walkup attic for storage and potential space. Located in walking distance to local restaurants, library and shops. Short commute to university. Great home needs only your touches to make better. Put this on your list come see today

Mississippi

North Carolina

North Carolina

Where Starting Over happens every day!

We’re Starting Over, Inc. - a 501(c)(3) organization dedicated to supporting and uplifting people experiencing the effects of mass incarceration, systemic racism, housing insecurity, substance addiction, and mental health issues. We believe that people impacted by these issues are the ones closest to the solutions, which is why we are a Black-led and criminal justice-impacted organization engaged in this work. From experience, we’ve learned that housing is critical, but alone, it is not enough to support those exiting prisons or the streets We not only provide transitional housing, but also include holistic services such as peer support, case management, employment, wellness, and reentry services We also work to address the root causes of our houseguests’ difficult situations, leading grassroots organizing and policy initiatives in the Inland Empire region and statewide. Established in 2009, we’ve served over 1,400 men, women, and families in Riverside and Los Angeles Counties through the reentry and transition process.

We believe that the past does not define our future. We’re invested in creating safe and equitable opportunities for all members of our community, and especially those with past convictions Housing opportunities are crucial for our community members and directly affect their ability to thrive.

Starting Over, Inc. is committed to reducing and eliminating the many barriers to life after incarceration. We have a deep commitment to identifying and implementing evidence-based approaches to strong communities and families. We seek to creating program/project solutions where the need exists in our community We do lots of things at Starting Over, Inc - but our primary goal is to address the immediate effects and root causes of incarceration, be it through housing, employment, legislation, or community organizing

T t i l d ith i itiatives, access our services, or support our work through donations, you can or office@startingoverinc.org.

Transitional Housing

We currently operate eight homes in LA and Riverside Counties open to men, women, and children, with options for sober living or harm-reduction housing All of our services are available to our houseguests, many of whom have been unable to obtain housing after being released due to their conviction histories

Case Management Peer Support

Our Case Management specialists provide support to our guests with obtaining necessary documents/identification and accessing insurance, education, healthcare, clothing, food, & more.

Our houseguests are not alone - our support specialists, having experienced incarceration, addiction, and homelessness themselves - understand our guests' needs and the barriers they face. We’re here to meet our guests wherever they are in their journeys and to support them moving forward through empowerment, support with recovery, referrals, and mentorship

Family Reunification, Equity

,

& Empowerment (FREE) Project

Mass incarceration affects not just individuals, but families - many of our community members and guests experience family separation at the hands of the child welfare system. The FREE Project is system-impacted led and organizes parents and family members in a non-judgemental space, advising on best practices and dependency court procedures We recently sponsored and passed statewide bill that eliminates major barriers to child placement and allows family members with criminal convictions unrelated to caring for children to be considered as placement options allowing for suitable family members with criminal convictions to step up in times of crisis

Employment

Through our Path to SEED program, we connect guests and community members with employment opportunities and provide training & support regarding obtaining and retaining employment, often a major hurdle for formerly incarcerated individuals.

Marshall Legal Clinic

Our free clinics provide relief for expungements, wills/trusts, immigration, and more with the support of local legal organizations

Policy Advocacy

In the past year, we’ve co-sponsored and/or supported nearly a dozen statewide bills to reduce the scale of mass incarceration and its collateral consequences We’ve also worked locally to influence Riverside County to reduce criminal history look-back periods from 7 years to 3 years in 2017 and to enable youth coming out of probation to be able to stay with their family members in subsidized housing

Grassroots Organizing & Civic Engagement

Our Participatory Defense organizing model (based on Silicon Valley De-Bug) empowers family and community members in the courtroom to positively impact their loved one’s outcome and to bring them home. As fiscal sponsor and start-up organization of Riverside All of Us or None (a chapter of a national initiative of formerly incarcerated people, family members, and allies advocating for the rights of the currently and formerly incarcerated people) we ensure that system impacted leadership remains at the center of the fight to keep our community together and address the social problems that incarceration purports to solve Our community outreach team also disseminates voter registration and public health information regarding COVID-19, and we organize food and clothing relief for community members in need.

PROPERTY INFORMATION:

Multiple Offers Received. Highest and Best due by 8:00 PM on Friday, April 22nd. Walk to Lake Lavon in minutes. This home is located in a small & quiet lake area. The home features 3 bedrooms and 2 full bathrooms, living room and eat-in kitchen. Lots of updates and special features inside. The backyard is a gardeners dream and features a large wooden deck, greenhouse, storage building, raised garden beds, and water collection system. Last but not least, cool off on hot summer days in the stock tank pool. At the end of the street is Avalon Park and the shores of Lake Lavon.