FEBRUARY 14, 2 0 2 2 - february 21, 2022
The power is now
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FIRST BANK MORTGAGE WEBINARS.
IN ASSOCIATION WITH GSFA AND CALFHA
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PROGRAM GUIDE
MORTGAGE WEBINAR | FIRST BANK DAY 1 Golden State Finance Authority DPA and CCA - Learn about Golden State Finance Agency DPA and Closing Cost programs up to 5% - Learn about the general underwriting guidelines for the programs - Learn about the advantages and disadvantages of using GSFA’s program. MORTGAGE WEBINAR | FIRST BANK DAY 2 CalHFA - Learn about the State of California Housing Finance Agency My Home DPA up to 3.5% and ZIP Program for Closing Cost up to 3% Assistance - Learn about the general underwriting guidelines for programs - Learn about the advantages and disadvantages of using DPAs and Closing cost MORTGAGE WEBINAR | FIRST BANK DAY 3 FB Professional Loans - Learn about Loan programs for Doctors, CPA, Ph.D.’s, Attorneys - Learn about the general underwriting guidelines for programs - Learn about the advantages and disadvantages of using the Professional program. MORTGAGE WEBINAR | FIRST BANK DAY 4 - Learn about the construction loan program and the building process. - Learn about the general underwriting guidelines for construction loans - Learn about the advantages and disadvantages of construction loans. MORTGAGE WEBINAR | FIRST BANK DAY 5 - Learn about FB Portfolio Alternative Income Doc and Interest Only Loans 5/1 7/1, 10/1 and 15/1 - Learn about general underwriting requirements for Portfolio and I/ loans - Learn about the advantages and disadvantages of interest-only loans. MORTGAGE WEBINAR | FIRST BANK DAY 6 FHA Loans - Learn about general underwriting requirements for FHA - Learn about the advantages and disadvantages that FHA buyers have. - Learn how to buy a 4 Unit Apartment Building with an FHA loan. MORTGAGE WEBINAR | FIRST BANK DAY 7 VA Loans - Learn about general underwriting requirements for VA - Learn about the advantages and disadvantages that VA Buyers have - Learn how to buy a 4 Unit Apartment Building with a VA Loan MORTGAGE WEBINAR | FIRST BANK DAY 8 USDA Loans - Learn about underwriting requirements for USDA - Learn about the advantages and disadvantages that USDA Buyers have.
Your PATHWAYto HOME OWNERSHIP DOWN PAYMENT ASSISTANCENOW AVAILABLE!
Program Highlights • No first-time homebuyer requirement • 620 FICO’sscore minimum • Down Payment and ClosingCost Assistance Available
You may be able to purchase your dream home with little-to-no money out of pocket! CALLTODAY TO LEARN MORE Toll Free: (855) 740-8422 E-mail: info@gsfahome.org Website: gsfahome.org
$350,000 $339,500
$23,765 Total Assistance
*A d v e r t i s e m e n t co n t a i n s g e n e ra l p ro g ra m i n fo r m a t i o n , i s n o t a n o f fe r fo r e x te n s i o n o f c re d i t n o r a co m m i t m e n t to l e n d a n d i s s u b j e c t to cwhi tahnoguet n o t i c e . E x a m p l e b a s e d o n 9 7 % C o n v e n t i o n a l Fi r s t M o r t g a g e Lo a n c o m b i n e d w i t h 7 % i n d o w n p a y m e n t a n d c l o s s i n g c o s t a s s i s t a n c e . Fo r co m p l e te p ro g ra m g u i d e l i n e s , l o a n a p p l i c a t i o n s , i n te re s t ra te s a n d a n n u a l p e rce n t a g e ra te s ( A P R s ) co n t a c t a G S FA Pa r t i c i p a t i n g Le n d e r. G o l d e n S t a te Fi n a n ce Au t h o r i t y (G S FA ) i s a d u l y co n s t i t u te d p u b l i c e n t i t y a n d a g e n c y. C o p y r i g h t © 2 0 2 1 .
SELECTA VIP AGE Adrian Bates Los Angeles
Adriana Montes Florida
Ameer Elahee Fontana
Briana Frazier Los Angeles
Cornelius Jackson Irvine
Danon Burnside San Bernardino
Emerick A. Peace Maryland
Jenny Gonzalez Corona
JTBurnside Las Vegas
JuliusCartwright Ohio
Joe L. Fisher Richmond
Kamesha Keesee Corona
Candace Thrower San Diego
Denise Matthis San Diego
Johnnie Morine Texas
Kate Nash Long Beach
NT IN YOUR AREA
Kenneth Session Bay Area
Marisa & Demarco Fletcher
Inland Empire
Monica Hill Menifee
Peggie Simmons Arizona
Robert Langston Fairfield
Ruby Frazier Riverside
Steve Peterson Oakland
SuccessMoney LA Area
Yvonne McFadden Arizona
Norman Green San Francisco
Sharon Bartlett Texas
Homelessness by the numbers
On a single night in January 2020, there were more than 580,000 individualswho were homeless in the United States.
Nearly 6 of every 10 people experiencing unsheltered homelessness did so in an urban area.
-25 On a single night in 2020, 34,000 people
under the age of 25
e x p e r i e n ce d h o m e l e s s n e s s on their own as “unaccompanied youth.”
African Americans and indigenous people
remained considerably overrepresented among the homeless population compared to the U.S. population.
What you can do if you’re experiencing homelessness The ContinuumofCare(CoC)program is the “front door” for homelessness services across the country. Contact your community’s CoC to learn about access to shelter, housing, and other resources. CONTACT THE COC IN YOUR AREA (after entering an address, click the map to fi nd contact information for your local CoC)
A 2-1-1hotlineisavailable in many communities and offers trained staff 24/7 to help residents access services like shelter, health care, food, and other social services programs. FIND YOUR COMMUNITY’S 2-1-1HOTLINE Feeding Americaoffersa food bank locator to help you find a bank in your community. LOCATE A FOOD BANK
Sources:
food