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Moneysaver News | 03/30/31

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March 30, 2021

Home improvement projects can help homeowners transform their homes. Such projects are costly, but many homeowners save money by doing some, if not all, of the work themselves. The Electrical Safety Foundation International, a nonprofit organization dedicated to promoting electrical safety, recommends that homeowners leave electrical work to the professionals. Licensed electricians are well-trained, whereas homeowners may not be skilled enough to avoid accidents or injuries, which can prove fatal when working with electricity. Homeowners who take the do-it-yourself route with electrical work should consider these safety tips, courtesy of the ESFI, before beginning a home electrical project. • Learn your home electrical system. Home electrical systems may include power lines, electric meters, service panels, subpanels, wiring, and more. These systems are complex, and homeowners who intend to do some DIY electrical work should familiarize themselves with their home electrical systems prior to beginning any work. The ESFI notes that knowledge of their home electrical systems can help homeowners more safely navigate them and make maintenance easier. • Honestly assess your skills. An honest assessment of skills is absolutely necessary prior

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NEWS

Pa. residents, businesses reminded to prepare for new 582 area code

HARRISBURG — The Pennsylvania Public Utility Commission (PUC) emphasized that mandatory 10-digit dialing for all telephone calls in the current 814 area code begins April 3. The beginning of mandatory 10-digit dialing on April 3 marks the next major step toward the arrival of a new “overlay” area code — 582 — which will eventually serve side-

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by-side with the current 814 area code. The 582 area code will be assigned to new telephone numbers once the available supply of numbers in the current 814 area code is exhausted. Now is the time to confirm that one’s family, business and devices are ready for the switch to 10-digit dialing, so there is a smooth transition on April 3 — especially things like medical alert systems, alarms, and any other systems that automatically

make calls. As of April 3, anyone attempting to make a call in the 814 area code using only seven digits (without the area code) will receive a recorded message prompting them to hang up and redial the call using the full 10-digit number (area code plus seven-digit phone number). To prepare for 10-digit dialing, consumers and businesses are encouraged to check devices that store telephone numbers — including cell phones and

other devices with “speed dial” functions — to be certain that all the stored contacts include the area code. Moving forward, when adding any new numbers to those devices, be sure to include the area code. Devices that should be checked to verify they are configured for 10-digit dialing, include: • Mobile phones, landline phones and tablets and fax See Area Code on page 3...

From the icebox to the ’Burg: Kane woman has penguin namesake

Penguin chick in honor By JOELLEN WANKEL of my mother, Margaret Caruso, and I would like to Kane is known as the thank the National Aviary “icebox of Pennsylvania.” for their exemplary work It seems only fitting then saving birds and protecting that the newest endangered their habitats,” Rich Caruso African Penguin chick at said in a release issued by The National Aviary in the National Aviary. Pittsburgh shares her name When contacted via — yes, it’s a girl! — with a phone Tuesday, Margaret Kane resident. Caruso was happy to talk The National Aviary about the Aviary’s new in Pittsburgh Tuesday addition. She explained her announced the sex and son had called and told her name of the newest of his intentions while the addition to the flock: DNA test was in progress. an endangered African “He has sent me pics of Penguin chick that hatched the penguin, it’s a cute little on Jan. 3. A DNA feather girl,” Margaret Caruso said. test was performed, the “I’m a penguin fan, and I results of which revealed have always been a bird that the chick is female. lover. I do appreciate him The penguin’s name is giving me that honor.” Marge, in honor of Kane’s She said that she was Margaret “Marge” Caruso. invited to Pittsburgh for the Rich Caruso, a Kane name unveiling but opted native currently living to stay home. in Pittsburgh who also “In a couple months I am happens to be a member of going to be 100, that was the board for the Aviary, going to be quite a trip,” was given the honor of Margaret Caruso said. choosing a moniker for the Margaret Caruso said penguin. she has visited the Aviary in the past with her son. “If “I am pleased to work you’ve never been there, with the National Aviary to name their new African

See Penguin on page 2...

Safety first with DIY electrical work to working on an electrical system. According to the National Safety Council, injuries relating to electrical incidents typically fall into one of four categories: electrical shock, electrocution, falls, and burns. Each of these injuries is significant. For example, electric shock, which occurs when electrical current passes over or through a person’s body, involves burns, abnormal heart rhythm and unconsciousness. Given the potential for serious injury, the ESFI urges homeowners to make an honest assessment of their skills before they begin working on their home’s electrical systems. Little or no experience working with electrical systems should be considered a significant hurdle to any DIY project. • Turn the power off. It’s essential that the power to the circuit that will be worked on be

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turned off prior to starting any work. This can be accomplished by switching off the circuit breaker in the main service panel. Similarly, when working on appliances or lamps, make sure the products are unplugged prior to working on them. • Do not touch plumbing or gas pipes when doing electrical work. The experts at the Indiana Electric

Cooperative note that the risk for electrocution is significant when water comes in contact with electricity. It’s imperative that homeowners do not touch plumbing and gas pipes when performing a DIY electrical project. Professionals know how to work around such pipes while minimizing their risk for electric shock or worse, and homeowners must familiarize themselves with

the techniques professionals rely on to stay safe if they intend to begin DIY electrical projects. Homeowners are best served by leaving electrical work to the professionals.

However, those who insist on doing such work themselves should do their homework and get to know their systems and safety protocols prior to beginning a project.

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Photo provided Marge the African Penguin chick is a new resident at The National Aviary in Pittsburgh. She received her name courtesy of Rich Caruso, who named her in honor of his mother, Kane resident Margarest Caruso

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genetically diverse and demographically stable for the long-term future. The National Aviary is also the leader of the Saving Animals From Extinction (SAFE) program for African Penguins. SAFE is a collaborative, international effort to identify and address conservation challenges faced by African Penguins across their range. For a short time, National Aviary visitors may be able to see Marge, who will make appearances in the Avian Care Center window, daily from 12:30 to 2 p.m. The National Aviary has enhanced safety protocols in place that align with CDC and Allegheny County Health Department guidelines.

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it’s worth the trip. I’ve seen birds I’ll never see again. I couldn’t get over how many species they have that we aren’t familiar with.” Aviary officials explained that Marge is the eleventh African Penguin to hatch at the National Aviary, and the first to hatch to parents Buddy and Holly. With only 13,000 pairs remaining in the wild in South Africa, African Penguins are endangered, and their populations have experienced precipitous declines. Every hatching represents progress for the future of this charismatic species. The National Aviary participates in the Species Survival Plan® (SSP) for African Penguins. A collaborative effort among Association of Zoos and Aquariums accredited institutions, SSPs work to enhance conservation of the species and ensure the entire population of African Penguins remains

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Attn: Jim Bonn 43 Main Street, Bradford, PA 16701 or email jbonn@oleantimesherald.com Bradford Publishing is an EOE employer.

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How financial planners can help you every day Financial planning and retirement go hand in hand. Without effective planning, many people would never be able to retire, while others might have to work much longer than they hope to. While financial planning is essential to achieve long-term goals, planning also can make it easier for people to meet their everyday financial needs. Managing money is a big responsibility, and it’s one that many people may need help with. A recent survey from Pew Charitable Trusts found that 55 percent of Americans spend as much or more than they earn. That’s not only compromising their financial futures, but also making daily life more stressful, as the American Psychological Association’s annual “Stress in America” survey routinely finds that money is a top cause of stress among millions of Americans.

Adults who are finding it difficult to manage their money on a dayto-day basis may benefit from the services of a financial planner. Financial planners can help people create effective long-term financial plans, and they also can be vital resources for people who need help managing their money every day. • Planners can look at things from an unbiased perspective. An honest assessment of monthly expenses is essential when creating a monthly budget. However, many people tend to be biased when it comes to their monthly expenses. For example, some may feel that three streaming service subscriptions are something they cannot live without. That can make it difficult to trim some of the fat from their monthly expenditures. A financial planner will begin by examining your

monthly expenses and may or may not make unbiased suggestions regarding where you can save. • Planners have the time.

The average household is a hectic place. Adults with commitments at work and home often cite a lack of time as one of the reasons

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they aren’t more on top of their finances. A 2018 survey from Bankrate.com found that 16 percent of respondents aren’t saving

more money because they haven’t gotten to it. Financial planners have the time to help clients save, and over time a planner can be an expense that pays for itself if families are saving more as a result of enlisting the services of a planner. • Planners have the expertise many people lack. One of the reasons people struggle financially is that it can be hard to navigate the world of investments, insurance and taxes. Planners have the financial literacy necessary to navigate those waters successfully and can help people realize both their short- and long-term financial goals. Financial planners don’t just help people plan for retirement. Many planners are equally effective at helping clients achieve their daily financial goals as well.

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March 30, 2021

Several structures, acres damaged in Potter County wildfire

AUSTIN — A wildfire Sunday evening in Wharton Township damaged seven structures and burned between 6 and 8 acres of land. The Austin Volunteer Fire Department shared on social media details of how firefighters battled the blaze. They reported that a camp and garage were destroyed, and several other structures — two camps, two outbuildings and a pavilion — were damaged. Department officials did not indicate that anyone was injured. At 7:27 p.m. Sunday, Austin and Coudersport firefighters were dispatched to a fully involved garage fire in Wharton Township. By 7:32, Chief J. Burgett was on scene establishing Austin command and reporting there was a second structure fully involved, multiple exposures and a wildfire. A full company response was requested from Port Allegany and Emporium

fire departments, too, along with a Roulette tanker. The crews battled the fire from several angles. When Austin crews started arriving at the scene on Big Bear Lane, “crews immediately pulled multiple lines and went to work,” Austin firefighters reported. “They attacked the initial structure (garage) knocking the fire down and protecting an adjacent camp less than 10 feet away.” They stretched hose over the embankment, and crews attacked an unoccupied camp on Hogback Mountain lane. Meanwhile, crews worked to “get to the head of the quickly moving wildfire that threatened additional structures. Crew were able to catch the fire at a roadway and contain it and began extinguishing.” Hemlock Campground allowed firefighters to use ponds for water supply and helped shuttle manpower to the scenes. Coudersport and Emporium crews assisted

on Hogback Mountain Lane to battle the fully involved camp and provide water, as well as to extinguish the wildfire moving up that road. Their actions protected another camp with outbuildings in that area. More volunteers from Coudersport and Emporium assisted with the wildfire on Big Bear Hollow, where Port Allegany firefighters supplied water and helped to extinguish fires in the garage and a small shed. Port Allegany assisted on Hogback Lane, too. Roulette staged on Route 872. All structural fires were out by 9:24 p.m., and all fires were reported out by 10:05 p.m. Several fire stations were also on standby. Roulette covered Austin, Ulysses covered Coudersport, Smethport covered Port Allegany and St. Marys covered Emporium. The fire department did not indicate what caused the blaze.

Area Code

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machines that can save/store phone numbers. • Life-safety and medical alert systems. • Alarm/security systems and security gates. • Call-forwarding settings and voicemail services. • Internet dial-up systems. • Automatic dialing equipment and software. • Speed-dialers. • Any other device that can save, store and automatically dial phone numbers. Consumers or businesses with questions about the compatibility or programming of their devices should contact their equipment or service providers. To help consumers and businesses in the region adjust to the area code change, the PUC approved a timetable to implement the new overlay: • Oct. 3, 2020 – Beginning of voluntary 10-digit dialing for calls in the 814 area code. • April 3 – 10-digit dialing

will be required for all calls. • May 1 – The new overlay area code will be placed into service. The use of an overlay area code preserves existing phone numbers for residents and businesses in the region, while also ensuring that a supply of new numbers will be available after 814 number combinations are no longer available. The 814 area code was established in 1947 and is one of Pennsylvania’s four original area codes. It includes cities such as Altoona, Erie, Johnstown and State College, and covers all or parts of 27 counties, including Armstrong (northeastern portion only); Bedford; Blair; Cambria; Cameron; Centre (majority of the county); Clarion (all except portions of west); Clearfield; Clinton (small portions); Crawford (all except southwestern portion); Elk; Erie; Fayette (small portions); Forest; Fulton (western portions);

Huntingdon (except Kishacoquillas Valley); Indiana (northern and eastern portions only); Jefferson; McKean; Mercer (extreme northeastern portion); Mifflin (extreme southwestern corner); Potter; Somerset; Tioga (western portions only); Venango (all except southeastern corner); Warren; and Westmoreland (extreme northeastern corner only). 814 is the largest area code in the state, geographically, and the only area that hasn’t already received an additional area code overlay to replenish its dwindling supply of phone numbers. The 582 area code designation was selected by the North American Numbering Plan Administrator (NANPA), Somos Inc., the neutral third-party which administers telephone resources across the United States.

Otto-Eldred Jr/Sr High School Spring Sports Schedule 2021

*ALL DATES AND TIMES ARE SUBJECT TO CHANGE WITHOUT NOTICE.

Date 04/06/21 04/13/21 04/20/21 04/27/21

Date 04/01/21 04/06/21 04/08/21 04/12/21 04/14/21 04/16/21 04/21/21 04/26/21 04/28/21 04/30/21 05/01/21 05/03/21 05/07/21 05/10/21 05/11/21 05/12/21 05/13/21

BOYS VARSITY BASEBALL

GIRLS VARSITY TRACK & FIELD

Opponent Tri Meet Home Cameron County HS Multiple Opponents Kane Area HS

Home/Away

Opponent Cameron County HS Smethport Area Jr-Sr HS Port Allegany Jr-Sr HS Northern Potter Jr-Sr HS Oswayo Valley HS Galeton Area School Coudersport Area Jr/Sr HS Northern Potter Jr-Sr HS Smethport Area Jr-Sr HS Oswayo Valley HS Bradford Area HS Galeton Area School Cameron County HS Bradford Area HS Port Allegany Jr-Sr HS Coudersport Area Jr-Sr HS Coudersport Area Jr-Sr HS

Home/Away Away Away Away Away Home Away Home Home Home Away Away Home Home Home Home Away Away

Away Away Away

GIRLS VARSITY SOFTBALL

Time 4:00pm 4:00pm 4:00pm 4:00pm

Time 4:30pm 4:30pm 4:30pm 4:30pm 4:30pm 4:30pm 4:30pm 4:30pm 4:30pm 4:30pm 11:00am 4:30pm 4:30pm 4:30pm 4:30pm 4:30pm postponed

Date Opponent 04/01/21 Cameron County HS 04/06/21 Smethport Area Jr-Sr HS 04/08/21 Port Allegany Jr-Sr HS 04/14/21 Oswayo Valley HS 04/16/21 Galeton Area School 04/21/21 Coudersport Area Jr-Sr HS 04/23/21 Bradford Area HS 04/28/21 Smethport Area Jr-Sr HS 04/30/21 Oswayo Valley HS 05/01/21 Bradford Area HS 05/03/21 Galeton Area School 05/07/21 Cameron County HS 05/11/21 Port Allegany Jr-Sr HS 05/12/21 Coudersport Area Jr-Sr HS 05/13/21 Coudersport Area Jr-Sr HS Boys Varsity Track & Field Date Opponent 04/06/21 Tri Meet 04/13/21 Cameron County HS 04/20/21 Multiple Opponents 04/27/21 Kane Area HS

Home/Away Away Away Away Home Away Home Home Home Away Away Home Home Home Away Away

Time 4:30pm 4:30pm 4:30pm 4:30pm 4:30pm 4:30pm 4:30pm 4:30pm 4:30pm 11:00am 4:30pm 4:30pm 4:30pm 4:30pm postponed

Home/Away Home Away Away Away

Time 4:00pm 4:00pm 4:00pm 4:00pm

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March 30, 2021

MONEYSAVER SHOPPING NEWS

The Auto Club Please visit these local Auto Club locations for all your Automotive needs.

The 5 most expensive vehicles to insure Buyers must consider a host of factors before purchasing a new vehicle. While the make, model and color of the vehicle may garner the bulk of buyers’ attention, the cost of the vehicle bears consideration as well. The sticker price is important, but the cost of insuring a vehicle also can determine just how much a vehicle will cost buyers each month. Insurance premiums are determined after providers consider various factors, including the age of the driver, his or her accident history and how much he or she drives. The make and model of the vehicle also goes a long way toward determining just how much drivers will have to pay to insure their cars and trucks. The insurance comparison site The Zebra (www. thezebra.com) notes that the following were the five most expensive vehicles to insure in 2020. 1. BMW i8: Getting behind the wheel of this high-performance sports car cost drivers an average of $4,303 in insurance premiums. That’s a relatively small price to pay for a vehicle with a

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manufacturer-suggested retail price (MSRP) of $147,500. 2. Maserati Quattroporte: A luxury sports sedan with an MSRP just under $100,000, the sleek Maserati Quattroporte cost drivers an average of $4,062 in annual insurance premiums. 3. Nissan GT-R: As a manufacturer, Nissan might not be associated with the world’s most expensive automakers. But its GT-R, a high-performance sports luxury vehicle with an MSRP of $113,540, will cost drivers a luxury-like $3,864 in annual insurance premiums. 4. Maserati GranTurismo: With the highest MSRP ($150,380) of any car in the top five, the Maserati GranTurismo might be seen as a relative bargain to insure, costing drivers an annual average of $3,735. 5. Mercedes-Benz S-Class: The S-Class is a classic Mercedes-Benz luxury sedan with an MSRP of $94,250. Drivers can expect to pay an annual premium of $3,684 to insure this sleek and stylish example of classic luxury.

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