HELLO!
INTRODUCING YOUR PRIVATE CLIENT EXPERIENCE
Your wealth and well-being require time, care, and attention.
That’s why Private Client Services at Elements Financial assigns you a private client representative who handles your personal financial affairs. We know you need more time to dedicate to the things you enjoy most. Freeing up that time is exactly what we do for you.
Elements uniquely combines the superior service of a credit union with resources and products comparable to a much larger institution. We offer concierge-level service beyond regular business hours. Private Clients receive personalized solutions based upon our knowledge of your assets, goals, and unique situation.
BETTER RATES FOR YOUR CHECKING
Get more from your money.
HIGH INTEREST CHECKING ACCOUNT
• Unlimited transactions and first 40 checks free
• No maintenance service charge when enrolled in electronic statements and no minimum balance
• Visa® debit card with convenience of paying at retailers with a tap, a swipe, or a chip
• Check deposits from your mobile app
• Free access to your credit score
SAVE FOR WHAT MATTERS
Make your money work for you.
PRIVATE CLIENT HIGH YIELD SAVINGS
This special product, only offered to our Private Client members, provides greater flexibility with paper statements mailed quarterly and no minimum number of transactions.
CERTIFICATES
Give your savings a boost when you purchase certificates from Elements. Enjoy a dividend rate that doesn't change during the term of the account, giving yourself the ability to estimate your earnings over time. Choose a term from 6 months to 5 years and enjoy no fees when you hold your account to maturity.
TRADITIONAL & ROTH IRAS
Save for retirement at any age in a tax-advantaged way. Choose between tax-deductible contributions (Traditional) or tax-free withdrawals (Roth), and contribute up to $7,000 per tax year.
THE RIGHT LOAN FOR YOUR HOME
Upsize, downsize, or refinance your mortgage.
We provide personalized guidance to make the homebuying process seamless. Your Private Client Officer will partner with your Mortgage Loan Originator to provide a collaborative and streamlined experience for you. Our locally based processing and underwriting teams work under the same roof. We offer the ability to finance a home in all 50 states.
POPULAR MORTGAGE PROGRAMS
• Traditional Fixed-Rate and Adjustable-Rate Options
• Jumbo Mortgages
• Bridge/Swing Loans
• Land/Lot Loans
• Construction Loans
• Home Improvement Loans
PUT YOUR VALUE TO WORK
Use your equity to your advantage.
HOME EQUITY LINE OF CREDIT
Use it for home improvements, new cars, tuition, vacations or just for a safety net. You’ll have access to as much or as little as you need whenever you need it — up to the credit limit established at closing.
• Access up to 95% of the equity in your home
• Enjoy interest-only payments for up to 10 years
HOME EQUITY LOANS
Borrow funds using your home as collateral. You’ll receive the money you need up front in a lump sum single payout.
• Lock in a fixed rate for the loan term with a fixed monthly payment
• Never worry about the possibility of rising interest rates
• 10-year and 15-year loan options
LET’S GET GOING
Enjoy products that keep you on the move.
AUTO LOANS
Explore options for new and used vehicles.
• Closings typically in as quick as one business day
• Flexible terms to fit your budget
• Auto loan refinancing available
BOAT LOANS
Your weekends could get a lot more fun.
• Good toward new and used sailboats, motorboats, and yachts
• Finance up to 90% of your boat’s value with flexible terms
• Boat loan refinancing available
RV LOANS
Perfect for when the open road is calling.
• Good toward all classes of motorhomes, travel trailers, large fifth wheels, pop-up campers, and truck campers
• Finance up to 90% of your RV’s value with flexible terms
• RV loan refinancing available
LET’S GET DOWN TO BUSINESS
Explore our commercial services.
We work with you to provide the specific solutions your business requires. Elements offers competitive fixed and variable rate options for our loans.
COMMERCIAL LOANS
• Commercial Term Loan
• Commercial Real Estate
• Business Line of Credit
PRODUCTS & SERVICES
• Business Checking
• Business Premium Money Market Savings
• Treasury Management Services
• Business Visa® Credit Cards
ELEMENTS WEALTH MANAGEMENT
WHAT SERVICES DO YOU PROVIDE?
Our team starts by looking at each client’s overall finances including savings for education, taxes, estate planning, and retirement contributions. Then they work to craft a personalized plan that leads each individual, couple, or family toward their goals.
WHO BENEFITS FROM YOUR SERVICES?
Whether you’re getting started or you’re a seasoned investor, we’ve got the tools to a support you on your journey. We don’t have account minimums, so our advisors are here to support all investors.
WHERE ARE YOU LOCATED?
Our LPL Financial Advisors operate from Indianapolis and Lafayette, Indiana, and they serve clients nationwide. We’d love to chat, no matter where you call home. We help you pursue your dreams.
