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Things To Do

STATEPOINT CROSSWORD - THEME: FOOTBALL ACROSS DOWN

1. Tax evader’s fear 1. Maple tree and laptop brand 6. “You betcha!” 2. Pakistani language 9. Fill to satisfaction 3. *First ____! 13. Crocus, pl. 4. Cupcake topper 14. Reef dweller 5. Smaller than tiny 15. Freeze off 6. Safecracker 16. Buzz Aldrin’s first name 7. Poetic “even” 17. Wildebeest 8. On D’Artagnan’s hat 18. Reduced, often paired with down 9. Practice in the ring 19. *____ back 10. Certain sensation 21. *#1 NFL pick in 2019 11. *NFL Primetime and NFL Draft host 23. Precedes whiz Wingo 24. Bald eagle’s nest 12. *Type of zone 25. Summer sandwich? 15. More spry 28. Past tense of reave 20. Must-haves 30. Bee’s favorite drink 22. Funerary vase 35. German currency 24. What opposites do? 37. Shower with affection 25. *Soldier Field’s team 39. Africa’s horned herbivore 26. “____ di Lammermoor” 40. Battery fluid 27. Do-re-do-re-do-re-do-re, e.g. 41. Bad-tempered 29. *Blindside block, e.g. 43. All over again 31. Burn to a crisp 44. Ticked off 32. Fork prongs 46. Cut with a beam 33. Beside, archaic 47. Rip or pull 34. * “All my ____ friends are coming over 48. Pico de gallo and such tonight...” 50. Abe’s coin 36. Words from Wordsworth, pl. 52. Hog haven 38. Other than what is 53. Refuses to 42. Gossipmonger 55. Likewise 45. Waste time 57. *Team gathering 49. La precursor 60. *Common play on 3rd and long 51. *A game that could go either way 64. Committee of judges 54. Very recently 65. One of the five W’s 56. Port city in Japan 67. Ranee’s wrap 57. Possess 68. Sheep-like 58. Windows alternative 69. Auction set 59. *Football Hall of Famer Richard 70. Romanov’s edict 60. Cooking vessels 71. Type of message 61. Turkmenistan’s neighbor 72. Aye-aye 62. Egg holder 73. *Worn atop thigh pads 63. #23 Across, pl. 64. Winner’s take 66. Gardening tool

Solution on page 23.

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Scottsdale LIVING IN

YOUR SCOTTSDALE REAL ESTATE SOURCE

Then vs. Now One of our Real Estate sources has reported on the 2004 Market in comparison to 2019. The reality is we ’ re not afraid to repeat 2004, it ’s the rapid 45% appreciation of 2005 that sparks fear. Many industry changes have been put into place since that time to avoid repeating history. That ’s what makes this time interesting to watch going forward. Things NOT similar to 2004: Demand— 6% above normal today & 26% above normal in 2004. New Construction—builders aren ’t overbuilding as they were in 2004. Appreciation Rates — Annual appreciation rates per sq.ft are modest today at 5.9% vs. 11.3% in 2004. Appreciation rates in Greater Phoenix

are forecasted to be positive for the rest of the year and into 2020.

Dave Fernandez

26% ABOVE NORMAL 27,561 11.3%

DID NOT HAVE MUCH 6% ABOVE NORMAL 12,028 5.9% NOT CONSIDERED HOUSING DEMAND

VERY PRESENT

Helping you Buy & Sell Your Home As If It Were Our Home!

AS OF SEPTEMBER 12TH, 2019

JOIN OUR FACEBOOK GROUP

You can often find my wife and I taking our three boys to school and activities in 85254. I have been in the mortgage business as owner and president of a mortgage company for over 20 years. My years of experience and the fact that you get to work with myself and my processor John throughout the entire process is what sets us apart from the rest. It ’ s a personal touch with big time service!

C a l l C a l w i t h a n y H o m e P u r c h a s e o r R e f i n a n c e n e e d s . NMLS# 182448 AZ MB-0910246

Cal Carlson,

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