The Scottsdale Standard, May 2020

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May 2020

Vol. 2 • No. 4

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HOW TO HANDLE MARKET VOLATILITY IN THIS ISSUE Kids’ Corner ......................................................................................

8 City News.................................................................. 4-6

Real Estate...................................................................14

Kids’ Corner.................................................................. 7

Auto................................................................................16

Health......................................................................... 8-9

Business Directory ....................................................17

Jewelry..........................................................................12

Sudoku Puzzle............................................................18

Legal..............................................................................13

Must Watch..................................................................19

YOUR HYPER-LOCAL NEWS SOURCE / thescottsdalestandard.com

STATEPOINT CROSSWORD - THEME: MOTHER’S DAY ACROSS 1. “Ali Baba and the Forty ____,” sing.

6. Eureka!

9. Schools of thought 13. Sound of artillery 14. Car nut 15. Without illumination 16. Nosey one 17. Kind of trip?

18. Lasso loop 19. *Little Women’s mom 21. *Tracee Ellis Ross on TV 23. ____ o’ shanter 24. Quitter’s word 25. Like a fiddle?

28. Like Charles Dickens’ Tim 30. Quarantine state 35. *Egyptian goddess of fertility 37. Insane, in Spain 39. Mother or daughter, in Italy 40. *Biblical Rebecca’s son 41. Online reviews 43. Research facil.

44. Fisherman’s decoys 46. Daytime entertainment 47. Furniture wood 48. End of the road, pl.

50. Blatant promotion 52. Swedish shag rug 53. Yours and mine 55. Little squirt 57. *Mother’s mom 61. *She fought for Mother’s Day, then against it 64. In advance 65. *Bambi’s mom 67. Fancy tie 69. Less than fernier 70. I have 71. “Lifestyles of the Rich and Famous” host 72. Fairies 73. Galley equipment 74. Feed the fire

DOWN 1. Kitchen meas.

2. Stay out of its way!

3. Pelvic parts 4. Tennis great Chris ____ 5. Particular arrangement 6. Away from wind 7. *Mother’s favorite gift?

8. Ancient marketplace 9. Part of a scheme 10. No neatnik 11. Sushi restaurant soup 12. One-pot meal 15. Like the States 20. *One of the Gilmore girls 22. Hill dweller 24. One-eyed giants 25. *She played Forrest Gump’s mother 26. May edition, e.g.

27. *Worn atop the Queen Mother 29. Denials 31. Nike’s “Just ____ ____” 32. Private 33. “Take it back!”

34. *Mother in Krakow 36. Lard cousin 38. October birthstone 42. Plural of sputum 45. Rundown 49. Bottom line 51. Kind of ungulate, pl.

54. Where you’ll find AM 56. Living room centerpiece?

57. Gamecock’s spur 58. *Greek goddess of fertility 59. Bald eagle’s nest 60. *Mums’ mums 61. Opposite of cheer 62. International Civil Aviation Org. 63. Puppet precursor, possibly 66. *Female gametes 68. Cafe alternative

Solution on page 14.

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THE SCOTTSDALE STANDARD • May 2020 • 3

CITY NEWS

CITY HELP FOR SCOTTSDALE BUSINESSES THE CITY OF SCOTTSDALE IS DOING ITS BEST TO HELP LOCAL BUSINESSES OF ALL SIZES DURING THESE UNPRECEDENTED TIMES. We’ve rounded up some recent initiatives that help Scottsdale businesses and the customers that they serve.

SUPPORT SCOTTSDALE SITE OFFERS BUSINESS, RESIDENT RESOURCES The city of Scottsdale’s Tourism & Events and Economic Development departments, Experience Scottsdale and the Scottsdale Area Chamber of Commerce have partnered on a resource microsite to help businesses, employees, and residents navigate the COVID-19 outbreak.

If you are a business owner or employee, make SupportScottsdale.com your first stop to access city, statewide and national programs to keep your doors open and Scottsdale’s workforce strong.

The city is also collecting Instagram handles of businesses actively promoting offers or online shopping, as well as restaurants offering take-out, curbside or delivery, for the Shop Local and Meals To-Go pages of the site. If your business or restaurant fits these prerequisites, help support this initiative by using #supportscottsdale in your social media efforts.

SCOTTSDALE GOOD TO GO BUSINESS FINDER Scottsdale’s new interactive map puts local business information right at locals’ fingertips. The Scottsdale Good To Go Business Finder is a tool that allows users to locate open businesses. This new tool serves as a liaison between consumers and companies in terms of communicating their availability. Users can use their location to scroll through the map to see what restaurants, retail shops or hotels are open around them.

“This is a great tool for both the business community and our residents to utilize now during the COVID-19 crisis when so much information is changing daily,” says Cristal Rodriguez Economic Development Marketing Manager.

The Scottsdale Good To Go Business Finder was created by the City of Scottsdale’s Geographic Information Systems department. To use the tool or have your local business added to the map, visit choosescottsdale.com/media/ covid19/good-to-go.

SCOTTSDALE SMALL BUSINESS ASSISTANCE CENTER OFFERS GUIDANCE Scottsdale’s Economic Development Department has launched a new initiative aimed at assisting Scotts-

dale small businesses. The Scottsdale Small Business Assistance Center (SSBAC) will serve as the city of Scottsdale’s virtual one-stop shop for Scottsdale businesses looking for information on available business support programs and resources during the COVID-19 crisis.

The SSBAC looks to assist Scottsdale businesses with questions regarding federal, and other government funding programs and connect them with critical resources. Businesses can rely on the center to provide the most up to date information on assistance programs, step-by-step guides, and useful webinars. Upon contacting the virtual center, individuals will receive an email from the SSBAC team with valuable re-

sources and a commitment that a team member will follow up directly within one business day.

“Our Scottsdale businesses are working tirelessly navigating complex programs while at the same time trying to run their businesses and take care of their employees. The SSBAC is designed as a resource to get information and we look forward to helping our small businesses,” says Rob Millar, Economic Development Director.

The Scottsdale Small Business Assistance Center can be reached by texting 480-312-3111, emailing business@ scottsdaleaz.gov, or by visiting ScottsdaleAz.gov and searching “Small Business Assistance Center.”

HONORHEALTH PROVIDES MEALS TO SCOTTSDALE ELDERLY THROUGH MOBILE MEAL PROGRAM COMMITTED TO THE HEALTH AND WELL BEING OF THE COMMUNITIES, THE FOOD SERVICES TEAM AT HONORHEALTH SCOTTSDALE THOMPSON PEAK MEDICAL CENTER HAS PARTNERED WITH LOCAL COMMUNITY PROGRAMS TO HELP PROVIDE HEALTHY AND NUTRITIOUS MEALS TO HOMEBOUND ELDERLY NEIGHBORS. The initiative, called the Mobile

Meal Program, began back in 2015, as an attempt to develop interventions and improve nourishment for neighboring senior citizens. Studies show that providing a balanced intake of proper nutrition can support aging immune systems better, and can lead to quicker recovery times for those discharged from the hospitals, as well as reduce hospital admission rates.

“As a registered dietitian, the objective of our meal service program is to work with our chef, Christine Leo, on an approved monthly menu for nutritional adequacy to ensure that seniors are receiving fresh, hot and nutritious meals,” says Melissa Schmidt, network director, clinical nutrition and food services at HonorHealth. “This not only makes eating convenient for people, but can help improve nutrition outcomes as well.”

Many factors can account for inadequate nutrition and the impact plays out in many ways. Seniors who 4 • May 2020 • THE SCOTTSDALE STANDARD

are undernourished or don’t eat enough can impact their daily health, and in cases where people are healing after a hospitalization, nourishment helps them heal faster.

The HonorHealth team preps and packages an average of 700 meals a week, which arrive hot for immediate consumption, or refrigerated for later. Community volunteers deliver the meals, making sure that residents have a hot and well-balanced meal each day. Since March, the program has cranked out an additional 100 meals a week and increased services to three area senior centers in the Scottsdale area due to the COVID-19 pandemic.

“We love that we’re able to provide this service to our community,” Schmidt says. “It’s so rewarding to know that some of our homebound Scottsdale neighbors are able to receive a nutritious meal from us nearly every day.” thescottsdalestandard.com

CITY NEWS

SCOTTSDALE ARTS LAUNCHES NEW VIRTUAL ARTS PROGRAMMING VIA ITS WEBSITE IN RESPONSE TO THE CLOSURES OF ITS FACILITIES DUE TO THE COVID-19 PANDEMIC, SCOTTSDALE ARTS HAS LAUNCHED A SERIES OF NEW VIRTUAL ARTS PROGRAMMING VIA ITS WEBSITE, SCOTTSDALEARTS.ORG, AND THE WEBSITES FOR ITS FOUR BRANCHES. Recognizing that many of its patrons and other arts lovers are now spending more time using web-based platforms to view paintings, listen to music, explore photography and experience stories, Scottsdale Arts and its team of curators, performing arts programmers, public art managers, and arts learning facilitators have developed a new arts-based blogging initiative called Scottsdale Arts Connections.

“When, as humans, we are faced with crisis and catastrophe, we must turn inward and find resolve,” says Dr. Gerd Wuestemann, president and CEO of Scottsdale Arts. “We have a choice to make: Do we panic and fend

only for ourselves, or do we find a deeper level of compassion, care more honestly for others and reflect on our fellow human beings? Most of us have lived lives relatively free from major crises, and I believe that this moment prompts us to think about how incredibly connected we all are around this globe — how extraordinarily similar our basic needs are.”

Like Scottsdale Arts itself, Connections comprises four unique blogs for each of its four branches. The blogs introduce a variety of content that will include video conversations with artists, virtual exhibitions, artistic resource lists and more.

Amplify is the blog for Scottsdale Center for the Performing Arts. It is designed to form connections with local performing artists and nationally touring performers who have appeared at the Center. It will also promote new endeavors like the Virtual Scottsdale Arts Festival, which launched on April 2 after the physical

festival in March was canceled due to COVID-19 concerns.

Scottsdale Museum of Contemporary Art (SMoCA) programs the Inspire blog, which cultivates a space that inspires dialogue about contemporary art through curated conversations. It will also offer artistic how-tos, in-depth looks at SMoCA’s collection and other virtual experiences.

The Immerse blog from Scottsdale Public Art continues the organization’s mission to contribute to the community’s creative, cultural and economic vitality. Visitors will experience online exhibitions, digital journeys through the city of Scottsdale’s Public Art Collection and conversations with public artists and those who work behind the scenes at events like Canal Convergence.

Scottsdale Arts Learning & Innovation uses its Spark blog to promote mental, physical and social well-being for all ages. Its blog offers online resources

for arts educators and examines new movements that have sprouted from the pandemic, like #ChalkYourWalk. It will also promote the launch of Scottsdale Arts’ first fully online exhibition, “Scottsdale Sister Cities Association: Young Artists and Authors Showcase.”

“The arts are critical in a time like this,” Wuestemann says. “It is through this higher form of expression that we rise above, develop a deeper connection to our community and communities around the globe, ask how we can do more for others and find both enlightenment and solace for ourselves. At Scottsdale Arts we are committed to bringing our community and our world closer together through Connections. We hope this program will inspire you, bring you comfort and perhaps make you smile a little in this difficult time.”

The blogs for each branch of Scottsdale Arts will be collected as Scottsdale Arts Connections on the organization’s primary website at ScottsdaleArts.org/ connections.

RESOURCES FOR ABUSE VICTIMS DURING COVID-19 Compiled by Michelle Talsma Everson WHILE MANY ARE STAYING WITHIN THEIR HOMES AND SHELTERING IN PLACE DUE TO THE COVID-19 PANDEMIC, FOR SOME, HOME IS THE LAST PLACE THEY WANT TO BE. “Abuse is about power and control. When survivors are forced to stay in the home or in close proximity to their abuser more frequently, an abuser can use any tool to exert control over their victim, including a national health concern such as COVID-19,” according to the National Domestic Violence Hotline. “In a time where companies may be encouraging that their employees work remotely, and the CDC is encouraging social distancing, an abuser may take advantage of an already stressful situation to gain more control.”

And, it’s not just adult victims who suffer. “The Childhelp National Child Abuse Hotline is headquartered here in Arizona, but it’s the child abuse hotline thescottsdalestandard.com

for all of the U.S. and Canada,” shares Savannah Harrelson, a spokesperson for the hotline. “We saw a 31 percent increase in contacts to the hotline this March compared to March 2019, which is a result of the pandemic. We’ve received numerous calls about parental anxiety, concerns about staying at home with an abuser, and resource inquiries—all related to COVID-19.”

Below are some resources for victims of abuse that are available during the coronavirus epidemic. Of course, if it’s an emergency, call 911.

immediate barriers keeping people in unsafe, abusive environments. They provide emergency cab rides, hotel accommodations, meals, storage and moving companies.

National Domestic Violence Hotline thehotline.org/help 1-800-799-7233 For anyone who is experiencing domestic violence, seeking resources or information, or questioning unhealthy aspects of their relationship.

Chrysalis noabuse.org 24-hour crisis hotline: 602-944-4999 Services include: emergency shelter, transitional housing, counseling, mobile victim advocacy, and more.

New Life Center NewLifeCtr.org 24-hour crisis hotline: 623-932-4404 New Life Center is Arizona’s largest domestic violence shelter and serves more than 1,000 children and adults annually through an emergency placement and outreach support program.

Control Alt Delete dvcontrolaltdelete.org (contact form on website) An organization that helps remove the

Scottsdale Victim Services ScottsdaleAZ.gov/victim-services 480-312-4226 The Victim Services Department pro-

vides legally mandated victim notification services as well as professional level victim advocacy to misdemeanor crime victims in the city of Scottsdale.

The Childhelp National Child Abuse Hotline childhelphotline.org Calling or texting: 1-800-422-4453 Professional, degreed counselors offer crisis intervention, information, and referrals to thousands of emergency, social service, and support resources.

The Shelter Without Walls domestic violence program at Jewish Family & Children’s Service JFCSAZ.org/programs-services/domestic-violence-victim-assistance 602-452-4640 Addresses the unmet needs of Maricopa County survivors of domestic violence and their children, female or male, who are residing outside of a shelter setting, and are struggling to attain and/or maintain safety and independence, whether or not still living with their abuser.

THE SCOTTSDALE STANDARD • May 2020 • 5

CITY NEWS

CELEBRATIONS HONOR LOCAL TEACHERS, 2020 GRADUATES THIS SCHOOL YEAR WILL END UNLIKE ANY OTHER BEFORE IT. But that doesn’t mean it shouldn’t be memorable. At a time that families are usually marking Teacher Appreciation Week and graduations, typical celebrations will be cancelled or postponed and the future of them remain unclear.

To ensure that both educators and graduates have a memorable May, Expect More Arizona, a nonprofit, nonpartisan advocacy organization, is rallying the state behind two special days: • Tuesday, May 5, 2020 – Arizona Teacher Appreciation Day • Wednesday, May 20, 2020 – Arizona Graduate Recognition Day “Our teachers are amazing in normal times, but this spring has brought unique challenges,” says Christine Thompson, president and CEO of Expect More Arizona. “The sacrifices of time and emotional burden have been great as they adapted to distance learning.

We want every educator in the state to feel honored.”

School closures have placed new burdens on educators as they transitioned from teaching in classrooms to teaching online or through paper packets. They’re

“Graduation ceremonies are an important milestone in a student’s life, whether it’s kindergarten or a Ph.D.,” Thompson adds. “They’re a rite of passage, particularly for students who are first generation graduates, those who overcame unique burdens and those who accomplished their academic goals. The efforts shouldn’t go unnoticed.”

house with encouraging messages for grads and notes of appreciation for teachers • Orchestrate a block driveway party to celebrate graduates • Share messages of congratulations/recognition on social media using the appropriate hashtags (#AZTeachersRock and #AZClassOf2020) • Families (or graduating classes) could coordinate a virtual graduation party; create school-themed virtual backgrounds that all students can use • Make homemade yard signs or banners

To help the community rally behind local teachers and graduates, Expect More Arizona has compiled creative ways to get involved.

“We want communities to get creative,” says Thompson. “We love our teachers and we honor our graduates and we want them to know that.”

Whether it’s sharing messages of congratulations/recognition on social media or orchestrating a neighborhood parade of cars, there’s something for everyone.

Expect More Arizona has even included ideas on how teachers and graduates can identify themselves. Decorating homes or cars, homemade banners or caps and gowns are just a few suggested activities.

Find more suggestions for creative ways to celebrate at bit.ly/CelebrateAZ.

supporting students over the phone and through online resources, while helping to track their mental well being, safety and academic needs.

Some of these ideas include: • Chalk your driveway or the sidewalk in front of your

Put Your Graduate in the Whether it’s a preschool diploma or a Ph.D., this year’s graduates won’t be able to walk across the stage in front of classmates, family and friends. Because of this, we’re offering our loyal readers the chance to celebrate your graduates with a spotlight ad in our June/July issue.

Make a memorable keepsake for years to come!

STUDENT NAME Student School Congratulations to Nichole Smith who is graduating from Skyline High School!

Nichole was on the newspaper, making editor-in-chief by her sophomore year. She was also a photographer for Society. the National Honor the yearbook and in time at Skyline Elementary She volunteered her an her goal of becoming School, working on to teacher. She will go elementary school this fall. Nichole Northern Arizona University family to go to in her will be the first person of her for we are all so proud you college, a milestone we believe that whatever achieving. Nichole, can achieve. put your mind to, you

ts during her time at with several nonprofi She has volunteered shelter and food bank. is the local homeless Nichole Smith who time Skyline High, including Congratulations to has volunteered her High School! Mom junior year, Nichole In addition, since her aide, working on her graduating from Skyline School as a teacher’s of you! During high teacher. She earned at Skyline Elementary and dad are so proud an elementary school on the newspaper, be majoring in ultimate goal of becoming school, Nichole was University and will by her sophomore year. college, a ride to Northern Arizona making editor-in-chief in her family to go to for the yearbook, a full be the first person we believe education. She will She was also a photographer and was in the achieving. Nichole, plays, so proud of her for milestone we are all starred in three school can achieve. We know She is this year’s put your mind to, you see and we can’t wait to in you—whatever you National Honor Society. and exceed your plans than all of her academic you are going to meet valedictorian. More are friends and family you! where life takes achievements, her community service. proud of her for her

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STUDENT NAM Student School

all of her achieved. More than are freshman year and her family and friends academic achievements, too. She community service, her proud of her for her several nonprofits during has volunteered with homeless including the local time at Skyline High, junior In addition, since her shelter and food bank. her time at Skyline year, Nichole has volunteered working as a teacher’s aide, Elementary School of becoming an elementary goal ultimate her on did this all while working school teacher. She

Price includes Digital Shareable Edition and 15% Donated to the Graduate’s School

No matter whether they’re graduating kindergarten, college, or anything in between (preschool counts, too!). Simply share with us photos and a description of their accomplishments and we’ll take it from there. (Please note, editorial staff has final editing rights if needed.)

STUDENT NAME Student School

is Nichole Smith who Congratulations to dad High School! Mom, graduating from Skyline class so proud of you! Go and your sisters are on school, Nichole was of 2020! During high editor-in-chief by her the newspaper, making also a photographer for was sophomore year. She was in three school plays, the yearbook, starred of school, never missed a day on student council, is this Honor Society. She and was in the National set her as well—a goal she year’s valedictorian

Spotlight!

the retirement home, helping part-time at a local can-do most proud of is her elderly. What we are she set for her younger spirit and the example earned so proud of you! She sisters. They’re both (Go Arizona University a full ride to Northern education. will be majoring in Lumberjacks!), and to go to person in her family She will be the first of her for we are all so proud college, a milestone we believe in you—whatever achieving. Nichole, you can achieve. you put your mind to,

STUDE NT NAM E Student School

Honor your graduate today!

Congratulat ions to Nich School! Du ole Smith rin who is grad editor-in-ch g high school, Nich ole was on uating from Skyline ief by her High the newspa sophomor for the ye e year. Sh arbook an per, making e wa d the junior year , Nichole ha National Honor So s also a photograph ciety. In ad er s voluntee School as dition, sin a te red her tim ce he e at Skyline an elemen acher’s aide, work ing tary Elementary r Arizona Un school teacher. Sh on her ultimate go al of beco e earned a iversity an m ing d sc first person will be majo holarship to in proud of he her family to go to ring in education. Sh Northern college, a r for achie e will be th milestone ving. Nich put your m e ole, we ind to, you can achieve we believe in you— are all so whatever . you

Contact us at 888.313.7916 or advertising@egpublishing.com for pricing by May 15.

6 • May 2020 • THE SCOTTSDALE STANDARD

thescottsdalestandard.com

KIDS’ CORNER

VIRTUAL (AND FUN!)

Educational Offerings for Kids

Compiled by Michelle Talsma Everson

T

he kids have been indoors for more than a month now, and maybe you’ve run out of things to do. To help, we’ve rounded up some online adventures perfect for students of any age and interest. Better yet? The options are from Arizona-based sources, and are either free or low-cost.

• THE FRANK LLOYD WRIGHT FOUNDATION has launched a free online learning tool for K-12 students with the introduction of the Frank Lloyd Wright Virtual Classroom, a resource center developed by the Foundation’s education department for online learning and virtual engagement for families. franklloydwright.org/VirtualClassroom • PINSPIRATION is a Pinterest-inspired, DIY arts and craft studio. They have switched gears for the time being and are offering online DIY craft kits to-go options for both adults and

kids to keep you entertained at home. Their curbside boredom busters start at $7.50 per kit and include all the tools and accessories needed to complete the craft. pinspiration.com

• THE VIRTUAL STEM ACADEMY provides kid-friendly coding where children can learn fundamentals and master the concepts of programming code, access to a large collection premium educational games through a safe portal, and a complimentary IXL membership with individualized support. $19.99 a month; use promo code 1MonthOnUs for free 30 days. engineeringforkids.com/phoenix-metro • PHOENIX PUBLIC LIBRARY is now posting story times online on the Kids at Home page. These interactive video programs include play, singing, and dancing for you and your children. You can also find Tools for School sessions and STEAM activities. phoenixpubliclibrary.com • For parents with young children, SOUTHWEST HUMAN DEVELOPMENT offers lesson plans in both English and Spanish to do at home. swhd.org/at-home-lesson-plans-for-parentsand-caregivers-to-use-with-their-youngchildren • Paradise Valley artist Shanna Israel created ART FUN PARTIES, a 100 percent free online art class for kids hosted on Facebook Live every Monday at 3:30 p.m. Israel will continue hosting ART FUN PARTIES throughout the COVID-19 pandemic. Kids can use materials found around the house.

Facebook.com/artfunpartiesonline • THE ARIZONA CAPITOL MUSEUM offers at-home history lessons for children of all ages. azlibrary.gov/azcm/at-home-resources

thescottsdalestandard.com

• ODYSEA AQUARIUM is doing a lot right now to bring a little bit of the Aquarium and wildlife to kids and families at home. They do a Facebook Live Monday through Saturdays at 1:30 p.m. with a variety of topics. In addition, there are live animal cams, a virtual classroom, and more. odyseaaquarium.com • ASU FOR YOU offers learners of all ages, including caregivers and parents, educational resources to help at-home learning. asuforyou.asu.edu • THE DIGITAL SAFARI is the Phoenix Zoo’s way of keeping the community connected to the Zoo while they are closed.

They go live each day at 1 p.m. on their Facebook and Instagram channels, and they also have videos, photos, blog posts and activities for kids. phoenixzoo.org/digital-safari • ARIZONA PUBLIC MEDIA and ARIZONA PBS are partnering to offer state curriculum, home-based learning programming all day. The new 5 a.m. to 4:30 p.m. broadcast schedule includes specific blocks of time for students in pre-K through 12th grade and covers subjects including English language arts, social studies, science and math. azpbs.org • EXPECT MORE ARIZONA has an entire list of online activities for children of all ages. expectmorearizona.org/blog In addition to these local resources, Google offers many virtual museum tours and fieldtrips, and educational websites like Outschool.com offer free or low-cost classes on a variety of topics for at-home learning. Be sure to also check with your school or district for resources they recommend as well.

THE SCOTTSDALE STANDARD • May 2020 • 7

COMMUNITY Yesterday. Today. Tomorrow.

Community becomes even more important in uncertain times.

Stay healthy with us through J at Home virtual programming:

vosjcc.org/JatHome Gym. Community Center.

And, Much More.

JatHome@vosjcc.org

ALL FAITHS WELCOME.

on the Ina Levine Jewish Community Campus

8 • May 2020 • THE SCOTTSDALE STANDARD

Funded in part by the Jewish Federation of Greater Phoenix

HEALTH

TELEHEALTH TIPS CONNECTED TO COVID-19

By Dr. Anne Docimo, Chief Medical Officer, UnitedHealthcare

A

s the number of COVID-19 cases continue to mount, many Arizonans may be considering where to go for care if they develop potential symptoms. One important – yet potentially overlooked – resource is telehealth, which may enable people to connect 24/7 with a health care provider via a digital device and avoid potential exposure risks associated with in-person trips to health care facilities.

Telehealth may be especially helpful as an initial option for medical advice related to COVID-19 and to help evaluate other possible health issues, as well as to assist the 20% of the U.S. population that lives in rural areas. To help people more effectively take advantage of this technology during the evolving COVID-19 situation, here are three tips to consider: • Identify Available Resources: To find telehealth resources, check with your care provider group, health benefit plan or employer. Nearly nine out of 10 employers offer telehealth visits to their employees, as do many Medicare and Medicaid health plans (in some cases by telephone), and 76% of hospitals connect patients and care providers using video or other technology. In some cases, people can access telehealth visits without cost sharing. Since the outbreak emerged, some health plans are now encouraging patients to use telephone or live videoconferencing (if available) to connect people with local network medical providers, waiving all cost sharing for COVID-19 related visits. This is especially important for people with certain complex conditions, such as diabetes or Parkinson’s disease, as it may enable them to “see” their own physician for acute or follow-up care related to their condition and help avoid potential exposure to the coronavirus during an in-person visit.

• Understand Likely Next Steps: During a telehealth visit, care providers can give general medical advice to evaluate possible COVID-19 symptoms (fever, dry cough or difficulty breathing). While diagnostic testing services are not available through a telehealth

visit to help confirm a diagnosis for COVID-19 (if needed), care providers can help guide patients to a local care provider or public health authority for testing and follow-up care. Making these connections may help people take the appropriate steps in advance of an in-person test, which may help reduce the risk of your exposure and possible exposure to other patients and health care providers. For other illnesses (not COVID-19 related) that are treatable with medications, telehealth care providers can write prescriptions and discuss how to obtain them safely, such as using medication home delivery or drive-thru pickup at a local pharmacy. Due to the COVID-19 situation, it is important to note that people may anticipate potential wait times, as some care providers offering telehealth may be currently experiencing a surge in appointments.

• Access Other Health Services: While elective health care procedures may be delayed to help enable care providers to focus on COVID-19 cases, telehealth may help people more effectively manage other health issues without the need to go out and risk potential exposure to the virus. Telehealth can help address myriad medical issues, including allergies, pinkeye, fevers, rashes and the regular flu. In addition, so much time at home can also contribute to behavioral health issues, so people should consider telehealth as a resource to connect with a qualified psychiatrist or psychologist.

Importantly, people who experience a significant or serious medical issue should go to the emergency room.

By considering these tips, people in Arizona may be able to more effectively use telehealth resources to help stay safe during these challenging times. thescottsdalestandard.com

HEALTH

IMMUNE SYSTEM SUPPORT

By Dr. Jenna Dye, Naturopathic Physician

D

ue to our ever-changing health situation, now more than ever, we must protect and enhance our immune system. Our immune system can be hindered by preexisting illnesses, inflammation, stress, diet and nutrient deficiencies. There are simple ways to enhance your immunity to keep you and your family healthy during the entire year.

SLEEP Sleep is extremely important for the immune system and it is often sacrificed when we are busy with everyday life. I encourage at least eight hours or more of sleep per night. I also suggest eliminating electronic devices at least 30 minutes before bed. If you need to be on electronic devices, it is a good idea to invest in a pair of blue light blocking glasses to help block the stimulatory effects the light has on your brain. Find a healthy sleep routine for you and your family to ensure restful sleep.

DIET/NUTRITION Food can be a major source of inflammation or anti-inflammation depending on what you eat. I recommend fueling your body with nutrient dense food such as colorful fruits and vegetables. These colorful foods are high in antioxidants to help the strengthen immunity and provide proper nutritional support. Balanced meals, plenty of water and minimal processed foods are all excellent ways to enhance the immune system. Sugar can directly inhibit immunity and increase inflammation, so I always recommend low sugar diets, especially when we are trying to protect the immune system.

EXERCISE/STRESS Exercise can directly increase immunity by increasing circulation and stimulating immune cells. Regular, daily activity when you are not sick is essential for the immune system. Exercise can also help us relieve stress.

Stress has a negative impact on the immune system and directly decreases our immune response. Although it can thescottsdalestandard.com

difficult to eliminate stressful events in our life, it is important to learn how to properly manage the stress to keep us healthy.

NUTRIENT DEFICIENCIES Nutrient deficiencies are common and can play a big role on how our immune system responds to illnesses.

Common deficiencies I typically see are Vitamin D, Vitamin B12, Zinc and Vitamin C. It is important to discuss this with your physician or have certain nutrient levels checked. A healthy diet consisting of fruits and vegetables can help support nutrient deficiencies along with appropriate supplementation.

GASTROINTESTINAL SYSTEM SUPPORT Our digestive system is directly correlated with our immune system.

Constipation, diarrhea, gas and bloating can all decrease overall immunity.

Finding the underlying causes of these symptoms is the first step to decreasing inflammation and supporting the immune system. A high-quality probiotic supplement can be helpful to restore and balance beneficial bacteria in the gastrointestinal system once the underlying cause of any disruption is identified and supported. Food sensitivities and/or food allergies can also increase inflammation in the gut and cause decreased immunity and should be avoided.

P R E S C R I B E . P R E S E R V E . P R O T E C T.

P R E S C R I B E . P R E S E R V E . P R O T E C T.

Maintain your color in between salon visits.

P R E S C R I B E . P R E S E R V E . P R O T E C T.

SEE YOUR NATUROPATHIC PHYSICIAN See your naturopathic physician for more individualized support. Underlying health conditions can also affect your immune system. A naturopathic physician can offer a more personalized approach for your specific health care needs.

Dr. Jenna Dye is a licensed naturopathic physician. Her role is to support the body’s foundation to restore and maintain optimal health. Together with her patients, this is achieved by identifying and removing barriers that may be impacting health while creating a healing environment. For more information, visit drjennadye.com.

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THE SCOTTSDALE STANDARD • May 2020 • 9

COVER STORY

MARKET VOLATILITY

By Renee A. Hanson, Private Wealth Advisor Affinity Wealth Advisory Group, a private wealth advisory practice of Ameriprise Financial Services, LLC

T

he exhilarating anticipation of ticking up the roller coaster is quickly followed by the screams of the downward spiral to its eventual stop. We know the ride, yet we will stay the course because we know the ride will end – not just because we are locked in our seats for the duration. Understanding the outcome helps us tolerate the ride, and even enjoy most of it. But if you add uncertainty, the ride has a different feeling. No matter how often you tell yourself the ride will end, the uncertainty creates emotions.

As an investor you may read about the ups and downs of the stock market and it may feel like a roller coaster. History shows us that previous market corrections have ended. Yet even armed with the data, your emotions seem to contradict your good judgement.

This internal conflict may cause you to flip day to day from staying the course and ignoring uncertainty or selling off to reduce the risk. If we look at historical charts of the markets, we can project ahead to presume the outcome of the current correction. These rational thoughts of historical data somehow still may not communicate calm to the heart and stomach. Big market moves may seem less tolerable and there is no locking bar to keep us in place. The choice is ever constant - stay the course or stop the uneasiness. Will data or emotions rule your decision?

This is volatility. Volatility is a statistical measure of

standard deviation or dispersion of returns. What it means to you is the experience of the daily fluctuations of your holdings or your account balance. It creates emotions as we see what has happened and we project the uncertainty in our thoughts of what is yet to come. Did you know that the Chicago Board of Options Exchange (CBOE) created a volatility index (VIX), which is a measurement of the markets expected future volatility? Does your financial advisor discuss volatility with you and prepare you for market corrections?

To you, market volatility may be very strong emotions of the threat of losing something important to you.

Money helps provide a lifestyle and sense of security, which is important to most of us. When you feel threatened by the risk of reduced purchasing power or the ability to protect those people or things important to you, the feeling is real.

In the world of investments, volatility may challenge one’s ability to accept risk or tolerate the volatility. It is important to understand one’s own risk tolerance to identify how much to accept or how much risk to avoid. A common practice before developing an investment portfolio is to quantify your risk by completing a risk questionnaire or risk quiz to determine your personal risk tolerance. Your personal risk tolerance is the amount of volatility you are willing to accept.

Market volatility as we have recently experienced may cause you to rethink what you are truly willing to accept in relation to risk. A word of caution – risk tolerance should not be tied to short-term experiences or emotions. Risk tolerance is a representation of your willingness to accept risk, or volatility. During periods

10 • May 2020 • THE SCOTTSDALE STANDARD

of volatility, some are inclined to second-guess their risk tolerance. Financial experts encourage investors to make long-term decisions not market cycle decisions. If you find yourself always changing your risk to suit conditions, you are likely not investing toward your goals. You are allowing your emotions to act.

Time in the market has historically offered greater success than timing the markets.

What you may not know is that risk is something you can control. How? By aligning your values, goals, risk tolerance, and time horizon to develop a riskmitigated portfolio that is reflective of these in order to reduce your exposure to volatility.

Diversification – not having all your eggs in one basket - can help mitigate risk. What is diversification though? Is diversification having accounts at different institutions? Or is it having several managers? Or is diversification having different asset classes for asset allocation?

At the highest-level, diversification begins with a mix of stocks and bonds. A moderate investor, let’s call them Ed and Joan, may decide that a 50/50 allocation suits their risk tolerance, provides adequate return to maintain their lifestyle, and helps them stay aligned to their values (family, security, health, spirituality, and autonomy). In theory, having one stock and one bond would meet the 50/50 allocation. But common sense says that’s not enough “eggs.” To diversify the bonds, Ed and Joan may purchase Treasuries, Corporates, Municipals, or Emerging Market debt, to name a few.

To diversify stocks, they may purchase Large Capitalized companies (big companies), Mid Cap, Small thescottsdalestandard.com

COVER STORY

Cap, Foreign, or Emerging Markets for example. In addition, Ed and Joan may be interested in holding companies in different industries or sectors such as financials, utilities, healthcare, technology, healthcare, to name a few for further diversification.

“

Returning to the questions of appropriate diversification, it is not the number of institutions, because if

can help you diversify in a meaningful way. In addition, an adequate cash reserve can help you maintain the integrity of your well-diversified portfolio to ride through market corrections.

Cash reserves are meant to handle emergencies and, during your distribution phase of life, to provide comfort in knowing you won’t need to sell during downturns to meet your living needs. Being prepared for market corrections (there will be another one) can help you remember what is important to you and maintain your strategy for financial comfort during market volatility.

If you find yourself always changing your risk to suit conditions, you are likely not investing toward your goals. You are allowing your emotions to act.

each institution is doing the same thing, there is no diversification. As you can see, this also explains why simply using different managers may not meet your diversification needs. If they are all managing to a similar style, they are all doing the same thing just in different locations.

What does this mean to you? Having a clear understanding of what your money is meant to do for you

”

When thinking about risk acceptance consider what your goals are and what is important to you. Align those with your risk tolerance. As you look at managing your fears volatility, keep in mind that mindset can play an important role in your investment ride.

Find a trusted financial advisor who can balance emotional responses to market conditions, current events, and personal life changes with knowledge of past market responses and ways to manage risks. This will

help keep you focused on your long-term goals with increased confidence of success.

Affinity Wealth Advisory Group is a private wealth advisory practice of Ameriprise Financial Services, LLC. that focuses on helping clients navigate through major life transitions - such as divorce, retirement, career changes, and widowhood – to find their new normal. We help individuals clarify and prioritize what they need and want to do and what is important to do (now, soon and later). This tailored guidance approach, leveraging the experience, knowledge, and passion, helps clients transition in a way that is both comfortable and effective. Learn more by calling 602923-9800 or e-mailing renee.a.hanson@ampf.com.

Ameriprise Financial cannot guarantee future financial results.

Diversification and asset allocation do not assure a profit or protect against loss.

There are risks associated with fixed-income investments, including credit risk, interest rate risk, and prepayment and extension risk. In general, bond prices rise when interest rates fall and vice versa. This effect is usually more pronounced for longer term securities.

Stock investments have an element of risk. High-quality stocks may be appropriate for some investment strategies. Ensure that your investment objectives, time horizon and risk tolerance are aligned with stocks before investing, as they can lose value.

Ameriprise Financial Services, LLC. Member FINRA and SIPC. © 2020 Ameriprise Financial, Inc. All rights reserved.

As an Ameriprise private wealth advisory practice, we have the qualifications and experience to help navigate your complex financial needs. Whether you are anticipating a transition, experiencing a change, or settling into your new normal we can patiently and compassionately help you prepare financially for whatever life may bring.

Affinity Wealth Advisory Group A private wealth advisory practice of Ameriprise Financial Services, LLC. 7010 E. Chauncey Lane, Suite 200 Phoenix, AZ 85054 602.923.9800 renee.a.hanson@ampf.com affinitywealthadvisor.com CA Insurance #0E87143

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Advice for the expected and the unexpected.

Affinity Wealth Advisory Group Ameriprise Private Wealth Advisory Practice

The Compass is a trademark of Ameriprise Financial, Inc. Ameriprise Financial Services, LLC. Member FINRA and SIPC. © 2020 Ameriprise Financial, Inc. All rights reserved. (04/20)

THE SCOTTSDALE STANDARD • May 2020 • 11

JEWELRY

CELEBRATE MOTHER’S DAY WITH BIRTHSTONE JEWELRY

By Indra Jhaveri

T

he trials and tribulations of today do not change the fact that we will still be celebrating our mothers on Mother’s Day, this year taking place on May 10. An occasion to remember, our mothers are the ones who have given selflessly with their love, compassion, and energy.

In this time of celebration, jewelry has long been one of the gifts of love and appreciation. A mother’s ring or pendent with birthstones of her loved ones is especially beautiful.

Remember to include family members such as children, spouse, siblings, etc.

The following are highlights of birthstones for each month.

Different gemstones have different metaphysical properties and will provide not only different aspects of

beauty in the final piece but provide various long-lasting energies to help her throughout her life.

bliss and loyalty. It enhances unconditional love, unity and promotes friendship.

JANUARY Garnet – A stone of commitment.

Red garnet represents love.

JUNE Pearl – Pearls especially enhance personal integrity. It gives the wearer a sense of calmness. It promotes faith, loyalty, truth, and purity.

FEBRUARY Amethyst – A stone of healing powers to help with physical ailments, emotional issues, and energy healing.

MARCH Aquamarine – The stone of courage.

Its calming energies reduce stress and quiet the mind. It has an affinity with sensitive people.

APRIL Diamond – A stone to promote strength, invincibility, courage, creativity, and imagination.

MAY Emerald – A stone of domestic

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JULY (1) Ruby – A stone to shield against negative energy, physical attack, and energy vampirism. Especially true of the heat energy. (2) Alexandrite – A stone to help balance one’s emotional state. Helping to provide the confidence needed to increase self-esteem and to help bring about change.

crystal of joy, generosity, abundance, good health, and fortune.

Any of these stones, alone or paired, in a beautiful setting will create a gift to be remembered and passed from one generation to the next.

AMI Diamond’s staff of caring and creative professionals is here to help. Contact Indra Jhaveri by email (amidiamond@live.com) or by phone at 602-432-2920 to set up a private appointment or a phone consultation.

AUGUST Peridot – A stone of compassion.

Believed to bring good health, restful sleep and peace to relationships. It balances emotions and the mind.

SEPTEMBER Sapphire – Blue sapphire increases or enhances intuition, mental clarity, and spiritual power.

OCTOBER (1) Opal – Opals encourage freedom and independence. They stimulate originality and creativity.

(2) Tourmaline – Tourmaline, available in a variety of colors, is ideal for healing purposes. It is known for focusing healing energies and helping to remove blockages, providing physical vitality.

NOVEMBER (1) Citrine – Promoting motivation.

Citrine activates creativity and encourages self-expression. (2) Yellow Topaz – Yellow topaz manifests your intention to instill faith that you can bring all manner of good things into your life.

DECEMBER (1) Turquoise – The healing powers of turquoise can improve the mental state overall by increasing all mental characteristics. (2) Blue Topaz – The thescottsdalestandard.com

LEGAL

AVOIDING THE PAIN OF PROBATE

By Libby Banks, the Law Office of Libby Banks, PLLC

P

robate is a court proceeding used to settle the estate of someone who has no will. However, a person that has a will may also end up in probate court. That’s because a will doesn’t transfer a person’s assets to his or her heirs automatically – it only asks the court to appoint your executor to handle your estate and tells your executor how to distribute your estate.

Probate is time consuming and expensive for a personal representative or executor. It can be an agonizing and long, drawn out procedure. But it is avoidable – with the right estate planning tools, and specifically with the Revocable Living Trust.

On your death, your heirs must settle your estate, and unless you have the right plan in place, that may mean going to court to file probate. Probate can be very burdensome for the person you have chosen to take care of your affairs (called the personal representative in Arizona, but similar to the executor, as it’s named in many states). So what should you do if you want to avoid court and make things easier on those who will wrap up your estate?

The best way to avoid probate is to use a Revocable Living Trust for your estate planning. A trust isn’t just for the wealthy. Everyday people who want to simplify their affairs after death can do so with a trust. In addition to avoiding

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court on your death, it can avoid court proceedings when you are alive and can no longer manage your affairs because of incapacity. In the trust, you name the person who will step in to manage your trust (your successor trustee), and when you are incapacitated, or at your death, your successor steps in to manage the trust.

Another reason many want to avoid probate is that it’s a public proceeding.

I didn’t realize just how public and how easy it was to get information until I asked my administrative assistant to check on a case. A few minute later he came in and said, “Since it was only $2, I went ahead and got a copy of the will. The clerk will email it to me later today.” Wow. I don’t know about you, but I don’t want people to be able to get information about my affairs that easily!

In many cases, not only is the will public, but a list of assets and the appraised amount must also be filed. If maintaining your privacy and that of your heirs is important to you, you want to avoid probate with a Revocable Living Trust.

Call us today to schedule your

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ur Estate Planning in Phoenix and Scottsdale is highly customized to meet your unique family situation, assets, values, and personal goals. Our complimentary first meeting allows

you to get to know Libby, our Estate Planning attorney and talk about your unique situation and what plan will best fit your needs.

Remember, when you choose Libby you are not only hiring someone to prepare your Estate Plan, you are choosing a seasoned Estate Planning attorney to guide you through this often complex process and raise questions you might not have considered. You are choosing an experienced professional to create a plan that serves your family in the way that you want and, after you are gone, a trusted advisor that your loved ones can depend on.

Come see us in our new, convenient office located just down the street at

5010 E. Shea Blvd, Suite 205 Scottsdale, AZ 85254 602.375.6752 | www.libbybanks.com | libby@libbybanks.com

If you are ready to put a proper estate plan in place – one that avoids probate and makes it easier for someone to manage your assets if you are incapacitated – give me a call at 602-375-6752 or email me at Libby@libbybanks. com. As of this writing, we are offering our free initial consultations by Zoom, FaceTime, other online options, and by phone.

THE SCOTTSDALE STANDARD • May 2020 • 13

REAL ESTATE

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HOME SHOPPING: THE NEW NORMAL

By Joseph Callaway

F

irst, use a REALTOR® – Now, more than ever, your agent plays a vital role in your next home search. The best news is that your agent is paid by the eventual seller. You don’t pay a dime.

GO DIGITAL Before you physically go out to see homes for sale, you can view homes that meet your criteria online.

Your agent can do many things to facilitate your online search. Your agent can set you up on an automatic MLS feed so that you’re alerted to any homes meeting your criteria when they come on the market.

When you narrow your search to a manageable number of homes, your agent can “preview” them for you. This previewing can include a video chat from the property with an opportunity to see features in real time.

Many homes have videos or virtual tours that put you there digitally.

CROSSWORD SOLUTION FROM PAGE 2

All these options can narrow things down, but ultimately, you will want to tour the property in-person.

SUDOKU SOLUTION FROM PAGE 18

14 • May 2020 • THE SCOTTSDALE STANDARD

For physical showings, an agent can facilitate your seeing any home on the market and your agent can help protect you in these pandemic times. Your agent will do all the touching – the key, the doorknobs, light switches. In the case of an occupied home, your agent will deal with the sellers to arrange for their absence or orchestrate physical distancing.

Handshakes are a thing of the past.

Meet your agent at the property or, for multiple properties, follow in your own car. Be sure to discuss these procedures and precautions with your agent prior to your first home visit.

Put together your own home viewing

kit. Include a bar of soap or bottle of liquid soap. You can always wash your hands at the kitchen sink as you view the home. Remember to bring your own towel or paper towels.

Carry hand sanitizer for times when handwashing is inconvenient. Wear a mask and disposable gloves. This protects others as well as yourself.

GO PAPERLESS While everything in real estate should be in writing, you don’t have to put pen to paper, type it up, or even print documents out. Digital records are easy to create, easy to store and easy to share.

Use Texting. Like a running conversation, texting is time stamped and can include photos.

Use Email. More than a conversation, email can include attachments, photos, and documents.

Use Video. You can video conference with your lender, your agent, your title company, or everyone at once via video conferencing software.

FaceTime or Skype is great for oneon-one, face-to-face communication.

Use DocuSign. All the forms necessary to complete a real estate transaction reside in DocuSign. It is easy, convenient, and transferrable via email. You can buy or sell your next home right on your phone or laptop.

Your REALTOR® can walk you through these new technologies.

Who knows, maybe your next home purchase will happen without even leaving your favorite chair.

Joseph Callaway is co-owner of Those Callaways Real Estate, Arizona’s leading independent brokerage located in the magic 85254 zip code.

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THE SCOTTSDALE STANDARD • May 2020 • 15

AUTO

HOW TO MINIMIZE THE RISK OF CORONAVIRUS IN YOUR VEHICLE

By NuVinAir

W

hile the world seems to be spinning out of control around us, it is time we take back ownership of those things that are within our power to control.

Since so many of us are now working from and spending more time at home, we can make sure our environment is as healthy as we can make it, especially in our vehicles.

Experts have now determined that coronavirus can remain active on plastic and stainless steel for up to 72 hours, and we certainly know that our vehicles are made up of plenty of those surfaces. The good news is that the virus can be effectively inactivated if the surfaces are properly cleaned.

VEHICLE HOTSPOTS Kelly Blue Book suggests that car owners, dealerships, rental car companies and ride share entities use hand sanitizers and disinfecting wipes to wipe down the interior of a vehicle and any other area that could be considered a high-touch area such as steering wheels, door handles, control buttons, seat belts, mirrors and radios.

However, even if used correctly and frequently, these wipes are normally unable to reach far enough into porous surfaces such as upholstery and nooks and crannies to

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Also if you are in the market for a new, pre-owned vehicle, make sure it’s been FEATURED NuVinAir cleaned and the interior PARTNER: restored to pinnacle cleanliness!

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address the contaminants embedded in those materials and areas. The contaminants embedded in hard-to-reach areas can contribute to the residual less-than-clean smell of the vehicle.

PRODUCTS TO USE AND AVOID Alcohol solutions that contain at least 70 percent alcohol are effective against coronavirus, according to the CDC. Whatever you do, don’t use bleach or hydrogen peroxide on the inside of your car, as they will likely damage your car’s upholstery. Avoid using ammonia-based cleaners on car touch screens, as they can damage their anti-glare coating.

ASK YOUR DEALERSHIP OR LOCAL AUTO SERVICE-RELATED BUSINESS Check with your local dealership, auto detailer, service center or car wash to see if they are offering any type of healthy vehicle program or proprietary product line that is designed to clean both the air and surfaces inside your vehicle. Even during stay-at-home orders, they may be offering mobile detailing or cleaning services to meet your needs. You can trust that your local auto business has strongly vetted any product that it offers, which can give you confidence in a healthier commute for you and your family.

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THE SCOTTSDALE STANDARD • May 2020 • 17

ELECTION YEAR, CORONAVIRUS, STOCK MARKET TURBULENCE… OH MY!

J

ust in case you have had your head in the sand for the last month (which may be the safest place, actually!), let’s review the trifecta of issues that are currently making 2020 a one-of-a-kind year.

We all knew 2020 was slated to be a contentious election year. No matter where you are on the political spectrum if you remember what 2016 was like, making a conscious decision to not talk politics on Facebook or at family gettogethers for the rest of the year might be a good relationship-saving move.

The wild card that we didn’t see coming was the Coronavirus. The new virus, which was detected in China at the end of 2019, has spread across the globe. Health officials and governments started out talking to the public about “containment,” but the conversation has moved to “mitigation,” as the world grapples with quarantines and vaccines.

As the Coronavirus spreads, from country to country, its effects have also spread through the stock market. Oil and travel stocks have been hit hard as travel has been restricted and more and more people are staying home.

Concerts, sporting events, weddings, vacations and business travel have all ground to a halt. Meanwhile, we all have recently experienced the major turn that the stock market has made.

Solution on page 14.

So, what is a retiree or pre-retiree to do during turbulent times? We all know that when it comes to elections, pandemics and a topsy-turvy stock market, that these events WILL happen.

There is no question “if” these events

20 years of helping people plan for Retirement... and still going strong.

will happen. Warren Buffet, known for his pity comments that bring us back to the basics when the market sours: Predicting rain doesn’t count, building the ark does.

With that advice, now might be a good time to ask yourself how you can continue to build a stable financial ark for your retirement income plan. What are your future financial plans to help when the waters feel choppy and you start to get seasick?

Let DRStrategies help you in today’s uncertain world despite elections, viruses, and stock market risk. If you know you might not be able to ride the storm…should you continue to stay in the water? With successful strategies, where risk should never dictate your retirement or lifetime income plan, let us help you build that stronger ark.

Our team of private licensed professionals would love to talk with you about a protection plan that will include your specific goals for retirement. We can build you a customized strategy that will be managed for not “if”, but when that Tsunami hits.

Michele Diamond Diamond Retirement Strategies www.DRStrategies.com 480-750-2999 Licensed Insurance Professional.

Respond and learn how financial products, including life insurance and annuities can be used in various planning strategies for retirement.

ARE-7172 - 119902-2020/3/11

We’ve built our reputation by putting clients’ needs first every time.

At Diamond Retirement Strategies we help individuals, married couples and families plan for their retirement.

Whether you are already retired or are preparing for retirement in the next few years, we can help you through strategies to finally reach your ultimate goals.

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18 • May 2020 • THE SCOTTSDALE STANDARD

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MUST WATCH SHOWS AND MOVIES NETFLIX Tigertail A multigenerational story about a man who attempts to reconcile with his daughter. In order to do that, he will have to look into the mistakes he made as a young man in Taiwan and in his love life. Written and directed by “Master Of None” co-creator Alan Yang. Featuring a cast that includes Tzi Ma, Christine Ko, and Fiona Fu. *Streaming now The Midnight Gospel An R-rated animated series, it focuses on an individual who travels through dimensions. Not for research or discovery, but for his podcast.

What follows is a series of unique worlds, creatures, and questions about everyone’s role in the universe. There is a lot of blood and swearing, too. Based on the acclaimed podcast and co-created by Duncan Trussell and “Adventure Time” creator Pendelton Ward. *Streaming now The Eddy A night club owner in France has several issues to deal with: debt, his strained relationship with his daughter, and the various characters he meets every day.

Executive produced

by Damien Chazelle, who directs two episodes. Starring Andre Holland, Joanna Kylie and Amanda Stenberg. *Streaming May 8 HULU Mrs. America A story based on the rise of the Equal Rights Movement in the 1970s and the woman who opposed it: Phyllis Schlafly. A production of FX on Hulu, the series is nine episodes long with a new one each week. Featuring Cate Blanchett and Rose Byrne among many others. Executive produced by “Captain Marvel” directing duo Anna Boden and Ryan Fleck who also direct several episodes. *Streaming now thescottsdalestandard.com

Parasite Two families from different classes collide through deception and face disastrous consequences. The winner of four awards, including Best Picture at the 2020 Academy Awards. Directed by Bong Joon-ho, the man behind “Snowpiercer” and “Okja.” Starring Song Kang-ho and Lee Sun-kyun. *Streaming now Solar Opposites A family of aliens come to Earth to make a home for themselves in America. There they learn about the good, bad and the weird things about humanity. Co-created by Justin Roiland, co-creator of “Rick and Morty,” and Mike McMahan. *Streaming May 8 AMAZON PRIME

Blow the Man Down In a small fishing town, not much seems to happen. It’s the last place you would expect two sisters to try to hide a body. The debut feature of Danielle Krudy and Bridget Savage Cole. *Streaming now

The Vast of Night Two young kids host a radio show in the 1950s.

One night, they receive a signal that may not be of this world. The debut feature of Andrew Patterson. *Streaming May 29 HBO I Know This Much Is True Over several decades, two twin brothers' lives go in different but still connected ways. Both internally and externally, they face their demons and each other to try to keep what little family they have left. Starring Mark Ruffalo in a dual role leading an ensemble cast. Directed by Derek Cianfrance. *Streaming May 10 Bad Education A school superintendent’s long line of embezzlement comes screeching to a public halt. A true story with a supremely talented cast. Starring Hugh Jackman and Allison Janney. Directed by Cory Finley (“Thoroughbreds”). *Streaming now

Upload A future where people can upload their consciousness to a type of afterlife sounds ideal. But one couple may test the limits of that after one of them passes suddenly. Starring Andy Allo and Robbie Amell. Created by Greg Daniels, the man behind “The Office” and “Parks and Recreation.” *Streaming now

THE SCOTTSDALE STANDARD • May 2020 • 19

GOD BLESS AMERICA!

God bless our freedom to choose where we want to live and how we want to live. God bless our property rights and God bless our freedom to dream The American Dream. God bless our country of individuals who willingly sacrifice for our neighbors and the common good. We will all come out of this with a new appreciation of each other, our relationships, family and the value of human touch. We will shake hands again.

We will hug again and we will all say God Bless America.

At Those Callaways we are still selling homes. We are still showing homes (carefully) and we are still making dreams come true.

JUST SOLD................................ 5619 E Tierra Buena Lane..................................$380,000 JUST SOLD................................ 6233 E Blanche Drive .........................................$530,000 JUST SOLD................................ 5049 E Paradise Drive.........................................$533,000 JUST SOLD................................ 4828 E Charleston Ave .......................................$590,000 JUST SOLD................................ 5919 E Wethersfield Road ................................$637,500 What would your home sell for in today’s market?

Call or Click today: Ask for JoAnn

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