Shop Local Guide - July 2022

YOUR HYPERLOCAL SOURCE BROUGHT TO YOU BY NEWS EG PUBLISHING

May 2022

Vol. 5 • No. 5

July 2022

READ STORY ON PAGE 18

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In This Issue

SAVAGE

5

City News .......................................................... 4-15

Kids’ Corner ........................................................... 23

Entertainment ...................................................... 28

Neighbors ............................................................. 16

Health.................................................................... 24

Puzzles ............................................................. 30-31

Real Estate .............................................................17

Legal...................................................................... 25

SEE OUR AD ON PAGE Business Directory ............................................... 32

Education .........................................................20-22

Happenings...................................................... 26-27

Getaway................................................................ 34

HOME IMPROVEMENT

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2 • July 2022 • SHOP LOCAL GUIDE

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Notes: This publication is offered free of charge in an effort to keep our neighbors informed, as well as to support the local business owners who make up our community. Without their support, this publication would not exist. Please support their business, and let them know you saw them in this newspaper.

Every effort is made to avoid errors, misspellings and omissions. If, however, an error comes to your attention, please accept our sincere apologies and notify us.

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Copyright 2022. All rights reserved. No part of this publication can be printed or reproduced without the publication’s permission. EG Publishing assumes no responsibility for unsolicited material.

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SHOP LOCAL GUIDE • July 2022 • 5

I

Inflation – The Real Thief

nflation sometimes seems like one of those afflictions of an era long since passed into the history books. While it’s true that double-digit inflation has been absent for the last 30 years or more, you may remember the high inflation years of the 1970s.

Will the levels of U.S. public debt and loose monetary policy revive the inflation rates of yesteryear? No one really knows.

However, one thing is certain—even low inflation rates over an extended period of time can impact your finances in retirement.

A simple example will illustrate.

An income of $50,000 today at an inflation rate of 3% would have a purchasing power of just over $32,000 in year 15—a 35% erosion. Said differently, to maintain the desired lifestyle that a $50,000 income would provide requires $77,900 of income after 15 years of 3% inflation.

Here’s something else to consider, Healthcare inflation. Retirees may be subject to a higher rate of inflation as healthcare inflation has outstripped Consumer Price Index (CPI) inflation by as much as 3% in recent years. So those already in retirement may expect to spend more on medical expenses than those who are still in the workforce.

Inflation is a thief; it steals the purchasing power of your retirement savings.

Are My Investments Affected by Inflation?

They sure are. As inflation rises and falls, three notable effects are observed.

First, inflation reduces the real rate of return on investments. So, if an investment earned 6 percent for a 12-month period and inflation averaged 1.5 percent over that time, the investment’s real

6 • July 2022 • SHOP LOCAL GUIDE

rate of return would have been 4.5 percent. If taxes are considered, the real rate of return may be reduced even further.

Second, inflation puts purchasing power at risk. When prices rise, a fixed amount of money has the power to purchase fewer and fewer goods.

Third, inflation can influence the actions of the Federal Reserve. If the Fed wants to control inflation, it has various methods for reducing the amount of money in circulation.

Inflation, The Market, More Income…Oh My! In the first quarter of 2020, the S&P 500 lost nearly 20% of its value, over $5 trillion, due to market volatility. When financial markets turn volatile, some investors show their frustration by fleeing the markets in search of alternatives that are designed to offer stability.

As with your other possessions, there are distinctive strategies that may help you from being robbed of your purchasing power.

For individuals looking for a way off Wall Street’s roller-coaster ride, consider another alternative that may offer that attractive strategy. One with a solution to safeguard your retirement, while providing guaranteed principal protection, along with the ability to offer an additional income stream that you could never outlive.

While we can not change the fact that inflation does exist, we can provide some alternatives to make sure it doesn’t rob you of your much needed income for future retirement years. With guidance from our team of licensed professionals at Diamond Retirement Strategies, we can help create a plan, especially designed just for you, that could offer you a lifetime of additional income based on your unique situation. One that you can never outlive during retirement. To learn more about us, and these options, please visit drstrategies.org or feel free to call our offices at 480-750-2999.

Successful Strategies for Successful Planning

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At Diamond Retirement Strategies we help individuals, married couples and families plan for their retirement. Whether you are already retired or are preparing for retirement in the next few years, we can help you through customized strategies to finally reach financial freedom.

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SHOP LOCAL GUIDE • July 2022 • 7

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Scan this QR code to learn more about this unique program! *Conditions apply. Must show teaching contract for 2022-2023 school year.

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Call us today to schedule your

FREE Estate Planning Consultation

O

ur Estate Planning in Phoenix and Scottsdale is highly customized to meet your unique family situation, assets, values, and personal goals. Our complimentary first meeting allows

you to get to know Libby, our Estate Planning attorney and talk about your unique situation and what plan will best fit your needs.

Remember, when you choose Libby you are not only hiring someone to prepare your Estate Plan, you are choosing a seasoned Estate Planning attorney to guide you through this often complex process and raise questions you might not have considered. You are choosing an experienced professional to create a plan that serves your family in the way that you want and, after you are gone, a trusted advisor that your loved ones can depend on.

Come see us in our new, convenient office located just down the street at

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SHOP LOCAL GUIDE • July 2022 • 9

Are you paying too much for your HOME and AUTO INSURANCE? We are standing by to help you with your insurance needs

AUTO • HOME • BUSINESS • PROPERTY • BONDS We offer solutions and pricing with over 15 different insurance carriers to fit your needs!

• Travelers • Foremost • Liberty Mu- • Kemper • BTIS • Stillwater • Mutual of Enumclaw tual • Hagerty • Chubb • Safeco • Progressive • Nationwide • CBIC • The Hartford

Call your neighborhood agents, Mark & DeDe, anytime for a free quote!

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: t s i L o To D Ce ili n g fa n s, light, etc.

Ele ct rica l e rs w o h s , s t e c Fa u g n i b m u l P ms e it y r t n e p r Ge n e ra l ca s r i a p e r d l o eh S m a ll h ou s e e n T V i n bed roo m s cr t a l f t n u o M m o o r s d i k n i lve s e h s l l a ts t n s e n m I t a e r t ow d n i w w e n u re I n st a ll it n r u F A E K rI u o e l b m e s As ESS !

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American Family Mutual Insurance Company, S.I. & its Operating Companies, Life insurance underwritten by American Family Life Insurance Company, 6000 American Parkway, Madison, WI 53783 ©2021 019569 — Rev. 1/22 — 16566223 * Customers who bundle auto and home insurance policies with American Family Insurance may save up to 23% on both policies together (as of October 2021). Discounts may not apply to all coverages on an auto or property policy. Discounts do not apply to a life policy.

FLASH GORON ROOFING & REPAIR LLC

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NEW OUTDOOR COLLECTIONS Poly Lumber Outdoor Furniture

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Our Poly Outdoor Furniture is safe, fade-resistant, eco-friendly and tough enough to stand the outdoor weather from the Arizona summer sun exposure. Made in the USA and available in a wide variety of colors.

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SHOP LOCAL GUIDE • July 2022 • 13

48” 5-PIE MODEL RA48 Dual Fuel Range

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KB-48 Wall Mount Hood

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MWD-1 Micro Drawer

$1,34995

RFM-36 FD Refrigerator

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DWV-24 Dishwasher

$1,14995

TOTAL

Price e g a k c Pa 78

$12,79975

$11,699

More packages, options and models av

arizonadiscountappliance.com | (6

Monday-Friday 9-5 p.m. | Saturday-Sunday 10-4 p.m.

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KB-48 Wall Mount Hood

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MWD-1 Micro Drawer

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TOTAL

Price e g a k c Pa 78

$11,789

vailable online at

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Since 2012, we wanted to focus on the simple idea that the customer is our priority. We are committed to meeting the needs and budgets of our customers with a large and ever-changing inventory of new and new open-box appliances. We also offer a warranty with every appliance as well as after-sale service. Come check out our everchanging inventory at highly liquidated prices!

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Emotional pain and baggage have also been known to cause physical pain and can leave you feeling like: you are on the outside looking in? you have barriers from receiving and giving love? you are blocked from moving forward in life? you have mystery pain and no answers why?

Take a step into living a life of LOVE, EMPOWERMENT and FREEDOM by: recognizing areas of self doubt easing emotional wounds working through past and present trauma breaking negative cycles Energy Healing Services Available: Emotion Code - Body Code - Reiki - Pranic Healing Gemstone & Crystal Healing - Animal Healing

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480-712-4741 16 • July 2022 • SHOP LOCAL GUIDE

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2 Colon Hydrotherapy Sessions for $150.00 For best results it is suggested two sessions, two days in a row.

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TEMPE 2034 East Southern Ave Suite B

SCOTTSDALE/PHOENIX 4744 E Thunderbird Rd Suite 4,

FOUNTAIN HILLS 16178 E. Avenue of the Fountains #100

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SHOP LOCAL GUIDE • July 2022 • 17

YOU DREAM. WE BUILD.

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SHOP LOCAL GUIDE • July 2022 • 19

COMMERCIAL & RESIDENTIAL

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20 • July 2022 • SHOP LOCAL GUIDE

Keeping your lights on since 1998

Our electricians are highly trained and ready for any emergency electrical situation.

CALL TODAY FOR A FREE QUOTE! 623-810-9788 • LakeElectricAZ.com lakeelectrician@gmail.com

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Free Estimates • Bundle & Save

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SHOP LOCAL GUIDE • July 2022 • 21

SPECIALIZING IN:

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POOL RENOVATION Including coping, waterline tile and water features

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MASONRY Fence, Pony & Retaining Walls • Barbecues & Outdoor Kitchens • Fireplaces & Firepits • Brick, Stone & Paver Patios

VIEW MORE PHOTOS:

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For a project more than $13,000. Must mention this ad.

AZ TITLE & REGISTRATIONS

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602-482-7100 Hours: Monday – Friday 7:00a.m. to 5:30p.m.

See our reviews on Like us on 22 • July 2022 • SHOP LOCAL GUIDE

mention this ad for a

WHERE CHARACTER COUNTS! • Vehicle Inspections • Air Conditioning Services • Diagnostic Testing • Alignments • Brake Services • Oil Changes • Suspension Services • Radiator Services • Electric & Hybrid Repair • Express Services

• Fuel System Cleaning • Transmission Fluid Change • Vehicle Electrical Repair • Headlight & Tai ight Services • Ba ery Services • Diesel Engine Repair • Engine Repair • Gearbox Fluid Replacement

convenience fees shall apply

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SHOP LOCAL GUIDE • July 2022 • 23

Transform your current home into your DREAM home!

Dedicated to Quality We offer a wide range of products that will save you time and money!

Our high quality crafted cabinetry and countertops will compliment any lifestyle and home.

Don’t wait! Call for consultation today!

602-551-8000 platinumcabinetsandstone.com 20811 N. Cave Creek Rd., Ste 102, Phoenix AZ 85024

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PERMANENT MAKEUP AND PARAMEDICAL TATTOOING

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Family owned and operated since 1984 and our employees appreciate your support!

STYLES TO FIT ANY BUDGET Veteran Owned Empowered ink specializes in concealing stretch marks and scars with permanent ink. Empowered Ink provides surgical scar revisions and cover up tattoos, stretch mark camouflage, areola reconstruction, lip blush and ombre powder brows, permanent eyeliner and Li-FT saline tattoo removal.

Niamh Davis is a Certified Paramedical and Permanent Makeup Artist. She holds permanent cosmetic insurance and is in compliance with all zoning regulations and health ordinances.

Empowered Ink only uses high-quality, 100% disposable and hypoallergenic tools and materials to ensure client safety!

24 • July 2022 • SHOP LOCAL GUIDE

8040 East Morgan Trail, Ste 24 Scottsdale, Arizona 85258 480-738-3211 Learn more: empoweredink.com Book Now: empowered-ink-llc.square.site

Garage Cabinets so nice you’ll want to leave the door open!

FREE in-home estimates SUMMER SALE $100 OFF CABINETS 16 feet or more. Expires 8/31/2022

480-456-6667 www.tritoncabinets.com ROC #336087

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Create Your Dream Home! with this beautiful piece of the Sonoran Desert located in Desert Hills!

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The Sakala Group Real Estate Team

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SHOP LOCAL GUIDE • July 2022 • 25

J O H N S O N ’S C L E A N I N G THE TOTAL CLEANING SPECIALIST! RESIDENTIAL & COMMERCIAL Have you given up on cleaning your house, and would like to see it emerge from under the dirt again?

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26 • July 2022 • SHOP LOCAL GUIDE

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WELCOME TO PARADISE YOUR ACADEMIC JOURNEY CONTINUES AT PVCC

Located in north Phoenix, Paradise Valley Community College (PVCC) serves a broad group of students in a welcoming, inclusive and supportive environment.

Our students experience active and engaged learning, opportunities to enhance critical, creative and entrepreneurial thinking, and ways to positively impact today’s societal issues..

Whether you’re attending college for the first time, taking a class to transfer to a university, expanding your skill set, or wanting to explore a new interest, PVCC can help.

We provide an array of services to ensure your success, such as academic advising, career counseling, early college, financial aid (for those who are eligible), a learning support center, and Veteran resources.

What’s more, we are the only community college in Arizona recognized as one of the nation’s Top 150 Community Colleges by the Aspen Institute, the nation’s signature recognition for America’s community colleges.

Paradise awaits….contact us for a campus tour today!

PARADISE VALLEY COMMUNITY COLLEGE

Union Hills - Main Campus

Black Mountain Campus

18401 North 32nd Street Phoenix, AZ 85032 paradisevalley.edu 602.787.7000

34250 North 60th Street, Building A Scottsdale, AZ 85266 paradisevalley.edu/blackmountain 602.493.2600

The Maricopa County Community College District (MCCCD) is an EEO/AA institution and an equal opportunity employer of protected veterans and individuals with disabilities. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, age, or national origin. A lack of English language skills will not be a barrier to admission and participation in the career and technical education programs of the District.

The Maricopa County Community College District does not discriminate on the basis of race, color, national origin, sex, disability or age in its programs or activities. For Title IX/504 concerns, call the following number to reach the appointed coordinator: (480) 731-8499. For additional information, as well as a listing of all coordinators within the Maricopa College system, visit http://www.maricopa.edu/non-discrimination.

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SHOP LOCAL GUIDE • July 2022 • 27

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