Chew On This

The Four Stages of Transition (part 1)

By Renee A. Hanson, CFP®, CEP®, CDFA®, don’t survive? These are normal thoughts CFS®, ChFC®, APMA® during the anticipation stage. I repeat, normal. These thoughts do not to diminish the concern

Years of working with people experiencing you have about your loved one’s health; rather change in their lives has revealed to they acknowledge the additional concerns of me that most life transitions are of a transition that you may feel. personal nature, and that these events often Recognizing this first stage of transition can have significant financial impact. This is because help provide clarity around our own periods of life transitions - health issues, new family transition and perhaps increase compassion for members, divorce, death, and retirements - can those around us experiencing life changes. create financial uncertainty. That uncertainty can Are you or someone you care about trigger a transition response. experiencing change? As a financial advisor,

I believe people experience Four Stages of I can help. What I have discovered is that no Transition. While there isn’t a timeline for each matter the life changes or transition, the event stage, there are commonalities that provide an generally leads to some contemplation around opportunity to apply time-tested tools to work finances. Call me at 602.923.9800 for your through each stage. Today we will explore Stage complimentary initial consultation, where we can 1 – Anticipation. talk about your financial situation and concerns

The word anticipation is often associated with in detail. something exciting. However, it’s important to note that difficult events can also be THIS IS A PAID ADVERTISEMENT. experienced in this stage. If we change the word to expectancy you can see where anticipation is Renee Hanson CFP®, BFA™, CEP®, CDFA®, CFS®, Private really the expectancy of an action or an event. Wealth Advisor, Certified Divorce Financial Analyst® with Affinity Wealth Advisory Group, a private wealth advisory practice of During anticipation we often try to forecast Ameriprise Financial Services, Inc. located at 7010 E Chauncey outcomes and what they mean to us. Ln, Ste 200, Phoenix, AZ 58054.

A pregnancy can offer the excitement of a The views expressed here reflect the views of Renee A. Hanson as of July 9, 2019. These views may change as market or other new bundle of joy, as well as reveal underlying conditions change. Actual investments or investment decisions concerns regarding the child’s health and potential cost of health care, education and the made by Ameriprise Financial and its affiliates, whether for its own account or on behalf of clients, will not necessarily reflect the views expressed. This information is not intended to provide investment potential cost of education, aptitude for athletics advice and does not account for individual investor circumstances. and the potential cost of activities, etc. You get the idea. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP (with flame design) in the U.S.

The more difficult anticipatory periods are those The initial consultation provides an overview of financial without definite endings, such as health. When planning concepts. You will not receive written analysis and/or recommendations. faced with a family member’s health concerns Investment advisory products and services are made available our minds can shift to the what ifs. What if they through Ameriprise Financial Services, Inc., a registered Putting the needs of clients first is the approach I believe in. I’ll work with you to find the right financial solutions to help you plan for your unique goals. And together, we’ll track your progress over time, adjusting your plan along the way to help get you where need full-time care? What if this is prolonged and care is outside insurance? What if they investment adviser. Ameriprise Financial Services, Inc. Member FINRA and SIPC. © 2019 Ameriprise Financial, Inc. All rights reserved. you want to go.

Renee A. Hanson CFP®, CEP®, CDFA®, CFS®, ChFC®, APMA®

Private Wealth Advisor

Affinity Wealth Advisory Group

A private wealth advisory practice of Ameriprise Financial Services, Inc.

602.923.9800

7010 E. Chauncey Ln Ste 200 Phoenix, AZ 85054 renee.a.hanson@ampf.com affinitywealthadvisor.com

Ameriprise Financial Services, Inc. Member FINRA and SIPC.

CHEW ON THIS

YOUR GUIDE TO LOCAL DINING

LIBERTY STATION By Susie Timm St. Louis Spareribs: With a Kansas Knife & Fork Media Group City style glaze, they have a nice tang, solid chew (again, not falling off the

In 2007, I worked for a bank with bone) and are meaty enough to satisfy headquarters in Kansas City, any BBQ lover’s appetite. Missouri. Instead of an annual company “picnic,” this bank hosts a Pulled Pork: I have tried with and BBQ competition. My boss suggested without sauce—and undeniably, I find a “ringer” in Arizona who could Liberty Station’s pulled pork is tasty. help us do well at this competition, It works well in one of their signature so we could make a good impression entrees, the Smoked Pork Bucatini— as Arizona was a new market for this and as a sandwich topped with Carocompany. So, I packed up my business lina (vinegar based) BBQ sauce and banker, my husband, and two legit cheddar. Or if you’re a purist, enjoy it BBQ dudes, and we set off for the as part of the Tavern BBQ Plate. Midwest. A few other menu items that are not We smoked, we basted, we created BBQ per say, but deserve a lot of perfect parsley beds, and we learned a kudos include: ridiculous amount of info on minimal sleep in a very short weekend. The • Green Chili Pork Stew which is best part? We won the competition— braised pork shoulder with a lot of and my ongoing obsession with good melty cheese and served with fresh BBQ was born. tortillas (aka heaven). • Both burgers; the Tavern Burger and To that end, I am ridiculously picky the Liberty Burger are both unique about BBQ. I critique it from an array and scrumptious. of angles—meat quality, smoke rings, • Grilled Salmon with an orange BBQ sauce or no sauce. glaze, roasted potatoes and green beans - this entrée is perfect for a Liberty Station Tavern opened a guest who may not love BBQ as much second location at DC Ranch late last as you do. year, and I have had the opportunity to • And the Red Bird Fried Chicken try many of their menu items. In short, - likely the best fried chicken in the their BBQ is delicious. state, this is smoked AND fried and truly, epic. My favorite items on their meat menu (in order) are: brisket, ribs, pulled pork. The ambiance is cozy and welcomThey also smoke chicken wings that ing, the cocktail program, wine list reside on the “shareables” menu that and beer options are plentiful, and the are worth a strong honorable mention. service is outstanding.

Brisket: It’s tender without falling apart (and truly, fall-apart brisket means it’s over-cooked), has a nice smoke ring, and a very rich beefy flavor. It stands up without any sauce, which to me, is imperative. Hot Tip: Try it in the quesadilla starter or in the grilled cheese sandwich…thank me later. You’ll catch owners Paul and Matt Keeler there many-a-night. Say hello and thank them for bringing quality smoked meats to Scottsdale North.

All in all, Liberty Station hits all the marks for a neighborhood BBQ joint— even the ones set by this BBQ snob.