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Vol. 3 • No. 8
READ STORY ON PAGE 16
Uptown Psychiatry
Removing the Stigma of Mental Health Treatment
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In This Issue City News........................................................... 4-10 Business .................................................................11 Education................................................................12 Family.................................................................13-14 Kids’ Corner.............................................................15
Real Estate............................................................. 18 Gift Guide............................................................... 20 Legal....................................................................... 21 Getaway................................................................. 22 Health................................................................ 24-25
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Business Directory........................................... 26-27 Crossword Answer................................................ 27 Must Watch............................................................ 28 Crossword.............................................................. 30 Bites........................................................................31
Upcoming Community Event at Shadow Mountain Memory Care
Tuesday, December 8th from 9:00am – 11:00am FREE Seminar: “Plan or Panic? Why an Estate Plan is Essential for Everyone”Advice on creating an Estate Plan or updating an existing plan with Brandon White, Elder Law Attorney
Private tours daily from 10am -2pm
480.923.7979 10030 N 32nd St | Phoenix, AZ 85028 www.shadowmountaincare.com Please RSVP to Shadow Mountain events at ncastillo@shadowmountaincare.com or 480.923.7979
Toy Drive: Make a difference this holiday season by participating in our toy drive benefiting Arizona Helping Hands. Bring an unwrapped, new gift to place under our generosity tree. See their Amazon wish list at www.azhelpinghands.org. Please do not donate play guns, latex balloons, or candy
Happy Holidays from our Shadow Mountain Team 2 • December 2020 • NORTH 32ND NEWS
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New FundPHX Tool Allows Residents to Participate in the City Budget Process By Councilwoman Debra Stark, District 3 THE CITY OF PHOENIX IS ALREADY PLANNING FOR NEXT YEAR’S CITY BUDGET—AND WE NEED YOUR INPUT TO HELP SHAPE A BUDGET THAT REFLECTS THE PRIORITIES OF PHOENIX RESIDENTS. FundPHX is an interactive online tool that was launched earlier this year to help residents better understand how the budget is created, to provide the opportunity to engage in the City’s annual budget process, and to promote transparency. The City of Phoenix’s $1.4 billion General Fund operating budget funds services that residents in the nation’s fifth-largest city depend on daily. These services include police, fire, libraries, parks, streets, senior centers, public works, and so much more—all services that affect residents’ daily lives. Every year, the City of Phoenix must pass a balanced budget, as required by City Charter. Phoenix’s participatory budget process includes ample opportunities for public comment and engagement. Now, the process is even more accessible with the FundPHX tool, which is available in English and Spanish. FundPHX allows residents to try their hand at balancing the City’s $1.4 billion General Fund operating budget. With the interactive tool, residents can see for themselves what each service costs and how much it would cost (or save) to change service levels. Residents can also give feedback on current funding levels and share community priorities with staff.
4 • December 2020 • NORTH 32ND NEWS
As residents interact with the tool, more information is available at their fingertips. Each area in the tool is also linked to the citywide inventory of programs to provide more detail by department. Residents can also access previous publications, budget documents, budget process calendars, and more by visiting phoenix.gov/budget. With the FundPHX tool, engaging in the City’s annual budget process is something residents can do safely at home. The Budget and Research Department will gather feedback monthly and share it with the City Council, city management, and departments to help guide development of the 2021-22 operating budget. We want to know what is important to you. Try the FundPHX tool today at phoenix.gov/fundphx.
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City News
Inspiring Community Through Connection
A Festive Community By Allison J. Barnett THIS YEAR WAS A YEAR FOR THE BOOKS IN SO MANY WAYS. One of the highlights is just how our vibrant North 32nd community came together to create magic and happy memories throughout the year despite the challenges we faced. While celebrating has certainly been different this year, there is so much gratitude knowing that we live in a community that will strive to come together to celebrate holidays and special events in new and different ways during uncertain times. Early in 2020, our community rallied with chalk art throughout the neighborhood done by incredible artists, friends and family alike. Then we found ways to bring shamrocks and Easter egg hunts in new ways, which gave families something to look forward to as they engaged in their evening walks. There were many birthday car parades too, including one for a wonderful car aficionado named Ryken. Our community was so creative in rallying to support each other by making masks, and delivering food and other essentials to those that needed them. We created new business ideas, including selling kids’ homemade delicious treats, and so much more. We also enjoyed an online citrus map with neighbors sharing with neighbors some of their bounty. With citrus coming back in season, we would love for this to be a map that updates each season in the nature of sharing and caring. Visit http://bit.ly/N32ndCitrus to learn more.
Halloween even though trick-or-treating was a bit different. As we head into what is one of the most festive seasons in our community, let’s see just how bright we may make this season of light. We encourage you to share in the festivities in the way that is most comfortable for you and your family. Although we will not be hosting an “official” Sheaborhood Festival of Lights this year, we encourage you to post where you see the best lights on this map (https://bit.ly/N32ndLights) and go out for a bike ride as a family or a car ride.
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We would love to see photos of how you light up this holiday season, so please be sure to use #north32ndcelebrates when you post photos on social media now and throughout the year.
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“My greatest joy is helping people find a safe and comfor table place to call home.”
3
Allison Barnett is an Ambassador for Nor th 32nd, which brings revitalization with strategic par tnerships with the City of Phoenix as well as local businesses. Allison is also a licensed REALTOR® in Arizona and California as well as a Registered Yoga Teacher (RYT).
Realty ONE Group | 11211 N Tatum Blvd #120, Phoenix, AZ 85028
AZBR 654152000 | CABRE 01849212
AllisonJBarnett.com
An update on community meetings: we will be hosting them quarterly rather than monthly. We will have the first meeting on January 21, 2021 at 6:30 p.m. and it will be virtual. Details will be shared via our email list as well as on social media, so be sure to sign up at north32nd.com. Allison Barnett is an Ambassador for North 32nd, which brings revitalization with strategic partnerships with the City of Phoenix as well as local businesses. Allison is also a licensed REALTOR® in Arizona and California as well as a Registered Yoga Teacher (RYT). Find out more at North32nd.com and AllisonJBarnett.com.
For decades, North 32nd residents have decorated our homes for the various holidays to the delight of people of all ages. These decorations will continue to bring us together as we delight in celebrating in new and sometimes unfamiliar ways. Did you get to enjoy the Halloween decorations? It certainly felt like there were even more decorations out this myhyperlocalnews.com
NORTH 32ND NEWS • December 2020 • 5
City News Street Repair and Pavement Updates STREET TRANSPORTATION CREWS HAD A BUSY AND PRODUCTIVE STREET PAVING SEASON. In District 3 alone, crews have completed 85.4 miles of mill and overlay work, 102.9 miles of preservation treatments, and 126.6 miles of crack seal (from July 1, 2018 to Oct. 31, 2020). Street transportation crews generally stop resurfacing projects in late October
or early November when the temperatures drop, as treatments are best applied when temperatures are higher. Crews will now turn their attention to prep work for the next paving season, which is expected to begin in early March. To find out which streets are included in the five-year pavement maintenance program, visit the Pavement Maintenance Dashboard at phoenix.gov/pavement. “The condition of our streets is one of the issues we hear about the most from constituents,” says Councilwoman Debra Stark. “Well-maintained streets are important to Phoenix residents. Through the Accelerated Pavement Maintenance Program, Phoenix is repairing and repaving some of our most-heavily travelled roads to improve our city’s infrastructure.”
North 32nd Community Comes to Support a Dignity Drive LARGEST LOCAL NEWS SOURCE! Together us to place donation boxes at their By Michelle Talsma Everson ADVERTISE WITH THE NORTH VALLEY’S PRST STD ECRWSS US POSTAGE PAID Phoenix, AZ PERMIT NO.1714
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Real Estate ......................................................................................15 Ask The Expert ..............................................................................16 Family ............................................................................................... 17 Wellness ..........................................................................................18 Health ...............................................................................................19 Things To Do ........................................................................20 & 21 Movies .............................................................................................22 Business Directory .......................................................................23
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Charity ................................................................................ 3
Auto ...................................................................................14
City News .............................................................. 4, 5 & 6
Residential Real Estate .................................................16
Pets ......................................................................................7
Safety .......................................................................18 & 19
Health ..........................................................................8 & 9
Movies ..............................................................................20
Hi, My Name is ................................................................10
Business Directory .........................................................21
Education ..........................................................................11
Things To Do ........................................................22 & 23
HYPER LOCAL NEWS FOR THE NORTH VALLEY / scottsdalenorthnews.com
Crossword Puzzle .......................................................................... 2 Charity ............................................................................................... 3 City News ............................................................................. 4, 5 & 6 Community ........................................................................................7 Hi, My Name is ................................................................................ 8 Business ........................................................................................... 9 Education ................................................................................10 & 11 Kids’ Corner ....................................................................................12
Home ................................................................................................ 17 Real Estate ......................................................................................18 Ask The Expert ..............................................................................19 Local .......................................................................................20 & 21 Health ....................................................................................22 & 23 Movies .............................................................................................24 Business Directory .......................................................................25 Things To Do .......................................................................26 & 27
HYPER LOCAL NEWS FOR THE NORTH VALLEY / thescottsdalestandard.com
Crossword Puzzle .......................................................................... 2 Charity ............................................................................................... 3 City News ............................................................................. 4, 5 & 6 Community ........................................................................................7 Hi, My Name is ................................................................................ 8 Business ........................................................................................... 9 Education ................................................................................10 & 11 Kids’ Corner ....................................................................................12
Home ................................................................................................ 17 Real Estate ......................................................................................18 Ask The Expert ..............................................................................19 Local .......................................................................................20 & 21 Health ....................................................................................22 & 23 Movies .............................................................................................24 Business Directory .......................................................................25 Things To Do .......................................................................26 & 27
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Each issue Eculeus Group direct mails our community newspapers to over 120,000 homes and businesses.
RECENTLY, AFFINITY WEALTH ADVISORY GROUP TEAMED UP WITH COMMUNITY MEMBERS FOR ITS SECOND ANNUAL DIGNITY DRIVE. A Dignity Drive is where an organization collects gently used and new bras for women exiting homelessness and unsafe environments. “Our goal was 2,000 bras and, with the help of a grant from the MDRT Foundation of $2,500, we exceeded our goal for a total of 2,868,” according to the Affinity Wealth Advisory Group team. Our publishing group, Eculeus Group Publishing (EGP), teamed up with local businesses to collect 377 bras to help in the effort. We would like to say thank you to 32 Shea, Uptown Medispa, Jabz Boxing and DUO Salon for allowing
locations.
This year’s Dignity Drive doubled the number of bras collected last year. For 2021, Affinity Wealth Advisory Group has an even bigger goal. “Next year our goal is 4,000,” according to the organization. “Believe it or not, it takes about 150 bras a week to meet the needs of women in the Valley.” “Many people don’t think about bras when it comes to donations for women in need, but dignity in appearance is important when attending interviews or reporting to work,” explains Natasha Beal, publisher at EGP. “Our team is so grateful for all of the local businesses and community partners who allowed us to place donation boxes at their locations and to community members who donated.”
For more info call: 888-313-7916 or email advertising@egpublishing.com 6 • December 2020 • NORTH 32ND NEWS
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Financial Developments to be Thankful for in 2020 This year has been a rollercoaster ride. COVID-19 has dominated the headlines and impacted every aspect of our lives. It has shut down businesses, schools, and workplaces. It’s changed the way we interact and socialize. And of course, it has deeply impacted the economy and the financial markets. It can be hard in 2020 to find the good news, but there actually are a few economic developments for which we can be grateful. There’s also quite a bit of uncertainty ahead of us. As we approach the end of 2020, now may be a good time to reflect on what has transpired over the past 11 months, and what steps you may need to take to prepare for what comes next. Below are positive developments that you may want to consider as you prepare for 2021:
THE MARKET’S REBOUND
WOMEN, WINE & WEALTH SEMINAR
COVID-19 ended the longest bull market and longest economic expansion in history. The previous bull market started in 2009 and lasted for nearly a decade before crashing in just a few short weeks over February and January of this year. Between February 19 and March 23, the S&P 500 fell 33.93%. Since that point, though, the markets have surged. From March 23 through October 29, the S&P 500 is up 47.94% and is nearly back to its pre-COVID levels. As mentioned, though, there is still uncertainty ahead. The COVID-19 pandemic is far from over. There’s also uncertainty about how the results of the election will impact the markets, the economy, and the country’s COVID-19 response. While the market’s rebound is a fortunate turn of events, there’s no guarantee that it will continue. Now is a good time to evaluate your strategy and lock-in any gains before another potential downturn occurs. A financial professional can help you explore options.
CARES ACT FINANCIAL FLEXIBILITY The COVID-19 pandemic and its economic fallout have created financial challenges for millions of Americans. While the government is still debating a second round of stimulus, the first round, known as the CARES Act, continues to provide financial flexibility for those facing difficulties. As part of the CARES Act, you can withdraw up to $100,000 from your 401(k) or IRA without facing early distribution penalties. The taxes on the distribution can even be spread out over a three-year period. Granted, withdrawing money from your 401(k) or IRA isn’t the best strategy for your retirement. However, it is an added measure of flexibility that didn’t exist prior to this year and it could be a blessing if you’re struggling due to the COVID-19 pandemic. The end of 2020 is approaching. It’s been a rollercoaster ride, but there have been some positive developments, especially in the second half of the year. Let’s talk about how to protect what you have and limit your exposure to future risks and uncertainty. Contact us today at Diamond Retirement Strategies and let’s start the conversation.
Diamond Retirement Strategies
drstrategies.org 480-750-2999
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People’s perception of financial planning is that it is boring, confusing and not at all fun. Michele Diamond of Diamond Retirement Strategies changes all of that with her unique approach to seminars: Via Zoom, women only and fun! WHAT TO EXPECT: • Made for women, by women • Raffles for free prizes during the seminar • Fun and educational • Hosted by a spunky, experienced professional • No cheesy sales/no obligations to purchase anything • Casual open forum to ask questions Date and Time: Call for details Location: Zoom 40 spots available. Call 480-750-2999 or go to www.drstrategies.org to register. Links will be emailed to all registered participants within 1 week of the event.
When you hire Michele as your financial planner you pay nothing to her out of pocket. We’ve built our reputation by putting clients’ needs first every time. At Diamond Retirement Strategies we help individuals, married couples and families plan for their retirement. Whether you are already retired or are preparing for retirement in the next few years, we can help you through strategies to finally reach your ultimate goals. NORTH 32ND NEWS • December 2020 • 7
City News Over 70 Years Selling Trees! No sales tax on tree purchased 501(3)(c) 100% tax deduction on donations While supplies last, FREE tree care kit with presentation of this ad. HOURS: Monday-Friday 5pm-9pm Saturday & Sunday 9:30am-9pm Open daily starting Black Friday
1104 E Northern Ave.
One block West of 12th St/Northern Ave. Fresh cut Noble and Douglas Fir trees from Oregon available.
Scouts learn valuable skills in the process while suporting community holiday spirit
@BSATroop41AZ @BSATroop41AZ
Local Boy Scout Troop Hosts 71st Annual Christmas Tree Sale By Michelle Talsma Everson IF YOU’RE PURCHASING A FRESH-CUT CHRISTMAS TREE THIS YEAR, CONSIDER HEADING OVER TO THE CHRISTMAS TREE SALE RAN BY BOY SCOUT TROOP 41. The annual sale, located at 1104 E. Northern Avenue, is a long-time tradition more than 70 years in the making and features fresh cut trees from Oregon. “Many boys from our troop come from all over the Valley to take part in this longstanding tradition while earning merit badges, serving the community, and learning skills that they carry with them for life,” says Angela Hutchinson, a parent volunteer with BSA Troop 41. “Our grower has a 200-acre Christmas tree farm that is located within a mile of the rampant wildfires in Oregon, but it was
saved from the chaos due to the efforts of many volunteers and trained firefighters.” According to the troop, there are no sales taxes on purchased trees. Because of the pandemic, they will be implementing masks and social distancing guidelines, and ask that all customers do the same. “Our primary fundraiser continues to be the selling of Christmas trees,” according to the troop’s website. “The boys benefit from this experience by being able to go on a week long summer trip outside the state of Arizona. Some of the trips that we’ve done recently are hiking in and around Yellowstone National Park and the Grand Tetons, exploring Southern Utah, and surfing in Ventura, California.” To learn more, visit BSAtroop41AZ.org.
@BSATroop41AZ
For more information about our troop and this sale please visit http://bsatroop41az.org
Now Enrolling for Winter Classes!
Shop for the Holidays at the Neighborhood Artisans Network Arts and Crafts Show By Gwen Jorgenson THE NEIGHBORHOOD ARTISANS NETWORK ARTS AND CRAFTS SHOW IS OPEN FOR BUSINESS. This month we are showing on December 5 and 19 at 32nd Street and Thunderbird Road from 8 a.m. to 1 p.m. We have something for everyone on your list.
We offer quality handmade arts and crafts made by talented people in our wonderful North 32nd neighborhood. We formed the group to elevate the pop-up marketplace with only approved vendors with unique items. It’s important to us to provide a venue where we can market our arts and crafts affordably. Our vendors are all ages and backgrounds, all sharing a passion for creativity. We have jewelry to dazzle you, custom laser engraved items, textiles, woodworking, and other artwork. We encourage you to come on over and meet the artists and hear what inspired their creations.
Our program includes 2, 3- and 5-day schedules with Half Day or Full Day options. We are a Quality First school with scholarships available 3030 E Thunderbird Rd. Phoenix, AZ 85032 Call us at:
602-992-1980 or email
kgrandprey@stmarkphx.org for more info 8 • December 2020 • NORTH 32ND NEWS
The Southwest Diamond Duo often entertain at the event with guitar and vocals. The musicians in the duo are neighbors who began singing together after they met at the craft show last season. This spontaneous duet sparked a new direction for them; now they perform at local venues and private parties. The marketplace is steps away from the Original Breakfast House in The Rock parking lot. If you miss the event this month, it happens the third Saturday of every month through April. Admission is free and vendors and customers are asked to wear masks to be good neighbors to each other. To learn more, e-mail gwensart@cox.net or send a message through Facebook at Neighborhood Artisans (@NEPhoenix). myhyperlocalnews.com
City News A 40-year North 32nd Tradition of Giving Continues with Christmas Trees By Jenna-Lee Neff FOR MORE THAN 40 YEARS, HELEN ANDERSON HAS MADE IT HER MISSION TO DELIVER GIFTS FOR THE CHILDREN AT SAINT PETER INDIAN MISSION SCHOOL AT CHRISTMAS. Now she is bringing together the spirit of giving with the excitement of Christmas trees to take the cause to a new level. For Anderson, the call to generosity began in 1979, when she came into work one day and found a woman crying in the reception area. “She was crying because she had been out all day looking for broken or discontinued toys from storekeepers who slammed doors in her face,” Anderson shares, describing the conversation with the nun from Saint Peter Indian Mission School. In that first year, Anderson helped provide Christmas for 13 children at the
school. The following year, she started shopping for gifts in January and provided for children at Saint Peter Indian Mission School and Saint John’s Indian Mission School. Anderson’s dedication to the cause continued, and even though Saint John’s closed many years ago, she continued her work with Saint Peter. Now, Anderson’s contributions help bring gifts to more than 300 children every holiday season, but at 84-years-old, Anderson admits that it’s getting harder to collect the large number of gifts and get them to the mission each year. “Right now, I have five huge construction bags in my garage that have to be brought to the mission,” she says. “The nuns will grab them because I don’t drive anymore. So, I’ve had to change a few things since then.” Over the years, Anderson has also decorated and developed an extensive collection of Christmas trees. The trees
were originally used to help get her in the Christmas spirit early to give her the inspiration she needed to keep putting hard work into collecting mission gifts. Once they were on display each year, Anderson says people would stop just to see the trees. She recalls fondly how excited children were to see them up early, realizing that Santa would come their way soon.
in turn being able to give something to a child in need as a result.
She shares that after retiring it became harder to keep up with providing gifts for the school. But through hard work and donations, she was able to keep the tradition alive. Then in 2019, Anderson put her trees up and people started stopping to ask if they were available for purchase.
Some of the trees Anderson has in her current collection are a Santa-themed tree and a zebra-themed tree. When someone purchases a tree, they not only get what is on it, but also any accessories that are with it that might make it a standout piece.
Anderson says she thought that was great, and the incoming funds from the sales of the trees helps her continue to provide toys for children at the school. Now, she decorates more trees and invites people to come see them on display, hoping to send someone home with an exciting piece of Christmas cheer while
For more information, or to arrange a time to see the trees Anderson has available for purchase this year, call 602-330-5793.
“People who come here just adore it because it’s like a Christmas house,” says Anderson. “I have elves and Santas all over the place. And if the kids come in and they want something, I give it to them. They take the toys right off the trees.”
Jenna-Lee Neff is a freelance journalist, digital audience analyst, and nonprofit public relations professional. Learn more about her work at jennaleeneff.com.
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1.5 million animals are euthanized each year at animal shelters across America. 670,000 of those animals are dogs. Many dogs are adopted each year, but are returned due to behavioral issues. At Lorenzo’s our goal is to train dogs to keep them out of shelters and in happy homes.
We work with dogs of any age, size, breed and temperament. We provide all levels of training, from housebreaking and behavioral modification to advanced off leash obedience training. BASIC OBEDIENCE: Heel • Sit • Stay • Come BEHAVIORAL MODIFICATION: Designed for dogs that already have a basic understanding of obedience but are struggling with challenges such as jumping, chewing, excessive barking, house training SPECIALTY TRAINING: Object Retrieval, Utility Training, Service Training, Scent Work, Protection and Security Training
LINDSEY SIFFERMANN Lorenzo’s Dog Training Team
(602) 293-6314
Lindseysiffermann@lorenzosdogtrainingteam.com
St. Vincent de Paul Opens New Local Thrift Store ST. VINCENT DE PAUL (SVDP) IS HAPPY TO ANNOUNCE THE GRAND OPENING OF ITS NEWEST THRIFT STORE, LOCATED ON THE BORDER OF PHOENIX AND SCOTTSDALE AT 4857 E. GREENWAY ROAD, SUITE B. SVdP thrift stores generate funding for the nonprofit’s Valley-wide services, including food pantries, dining rooms, services for the homeless, and charity medical and dental clinics. By supporting the thrift stores, shoppers are helping bring charity services to families and individuals in need. “St. Vincent de Paul’s goal through the thrift stores is to take care of our customers, donors, volunteers, staff and ultimately the people we serve with kindness and dignity,” says Director of Retail Operations Mike McClanahan. “We look forward to celebrating the opening with our new neighbors and forging new relationships. Please join us and don’t forget your face masks!”
The new store is one of six SVdP thrift stores in the Valley and carries furniture, clothing, artwork, appliances and other household items. The store is open Tuesday through Saturday from 10 a.m. to 6 p.m. Individuals can drop off donations from 10 a.m. to 4 p.m. at the back of the store, or schedule a pick up online at stvincentdepaul.net/schedule-a-pickup. For more information, visit stvincentdepaul.net/thrift-stores. The Society of St. Vincent de Paul is an international nonprofit organization dedicated to serving the poor and providing others with the opportunity to serve. The Phoenix Diocesan Council has been assisting central and northern Arizona families since 1946. Programs include services for the homeless, medical and dental care for the working poor, charity dining rooms, thrift stores, a transitional housing shelter, and general assistance for individuals in need. For more information about St. Vincent de Paul, visit stvincentdepaul.net.
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Business The Benefits of Crafty Virtual Team Builders
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you can’t control the behavior of others, but you can make this. Crafting allows you to put your worries on autopilot and redirect your energy, changing the mood of your whole day. Doing this as a group in a virtual team-building environment allows individuals to be mindful together and share their accomplishments and creations.
Below are a few reasons to begin planning a holiday or quarter one do-it-yourself (DIY) or crafty team builder for your company.
HELP EMPLOYEES COMBAT ANXIETY AND DEPRESSION Catherine Carey Levisay, a neuropsychologist, and wife of Craftsy.com CEO John Levisay says, “…. that creating – whether it be through art, music, cooking, quilting, sewing, drawing, photography (or) cake decorating – is beneficial to us in a number of important ways.”
By Heidi Koffman and Emily Wottreng
t’s pretty fair to say that 2020 is the year of national anxiety and depression—and quarter one of 2021 isn’t looking much better. We already know team builders are an important part of creating team cohesiveness and unity, but most companies slashed team builders in their budgets trying to survive.
GET ON THE MINDFULNESS AND MEDITATION WAGON According to the article “This is your brain on crafting,” by Jaqueline Wilson at CNN, crafting is akin to meditating. “[Scientists are] drawing connections between the mental health benefits of meditation and the Zen reached while painting or sculpting.” Busying your hands with something that may seem less important frees up mental energy. Have you had anxiety over the lack of control felt this year? Rest assured, your employees have! Somewhere in the middle of stringing thread around hammered-in nails that becomes a string art masterpiece, you realize
THE SCIENCE IS IN “Dopamine, in and of itself, is our natural antidepressant,” Levisay says. “Any time we can find a nonmedicinal way to stimulate that reward center, the better off we’re going to be.” THE SOLUTION? HIT THE RESET BUTTON ON YOUR BRAIN By focusing on the repetitive motions of knitting, or the intricacies of creating a cactus painting, you tone down your sympathetic nervous system. This turns off
what has been raising your heart rate and giving you that nervous tic, and turns on your parasympathetic nervous system, which calms you down. It’s almost as if your body was made to craft! Craft Nights is a local women-owned business in Phoenix. They have shifted their business model from in-person craft parties, to virtual parties, specializing in corporate events and team builders to provide companies an affordable way to help employee engagement, virtually. They provide “togo” craft kits for companies of all sizes that can be shipped straight to employees, delivered, or picked up at their local studio off 32nd Street and Shea. For more information, email hello@craftnights.com.
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NORTH 32ND NEWS • December 2020 • 11
Education 12 PVSchools Seniors Named as 2021 National Merit Semifinalists
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he National Merit Scholarship Corporation has released the names of the 2021 National Merit Semifinalists. PVSchools is proud to have 12 seniors from Horizon High School, North Canyon High School, Paradise Valley High School, and Pinnacle High School qualify as Semifinalists.
PVSCHOOLS NATIONAL MERIT SEMIFINALISTS: Horizon High School Gabriel Blair Olivia Elmore Michael Sava Paradise Valley High School Nicola Ferguson Will Giorza Julius Gorton North Canyon High School Thomas Weaver Pinnacle High School Ivan Andreopoulos Brynn Kramer Tyler Leonard Angelina Mann David Mirtich
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Family World of Illumination: A Bright Idea in Entertainment
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n a brave new world, where the height of entertainment is seeing what recently dropped on Netflix, one Valley business is working to burst the boredom bubble — just in time for the holidays. World of Illumination — the largest drive-through animated light show in the world — has two Valley locations, each with its own unique theme. Rockin’ Christmas, a musical adventure come to life, is in Glendale at Westgate Entertainment District. Arctic Adventure, a polar-themed extravaganza, is located at Tempe Diablo Stadium. Both shows are a mile in length and feature millions of RGB LED lights, customizable to up to 16 million shades of color. The drive-through attractions also boast hundreds of animated displays and both shows are synchronized to popular and beloved holiday music. In the West Valley, attendees will enjoy a holiday spectacular that showcases such elements as larger-than-life size boomboxes, iPods and jukeboxes. Rockin’ Christmas also features DJ Santa and his sidekick the Little Drummer Boy spinning tunes for disco dancers. Additionally, a 500-foot long lit-up tunnel doubles as Santa’s magic portal. Because of the musical nature of World of Illumination’s Rockin’ Christmas, the show even has a brief breakout tribute to the music of Queen.
“We are so excited to unveil Rockin’ Christmas — a digital orchestra built with state-of-the-art technology that will transport you into a dazzling world of visual arts and music,” says World of Illumination co-founder Yakir Urman. “We will rock you, Glendale!” For those who venture to the East side of town, Arctic Adventure highlights a 36-foot tall Snowman, appropriately named Sunny, and all of his tundra-bound friends — think Baluga whales, polar bears, penguins, Eskimos and more. While each theme park features traditional Christmas characters, the attractions are distinct in both displays and music, making it possible for visitors to see to completely different shows depending upon the location. Each light show takes approximately a half hour to drive through and is uniquely COVID-friendly, as visitors enjoy the views from the safety and comfort of their cars. Online reservations are also required, making the experience totally touchless and socially safe, while simultaneously controlling traffic to decrease waiting times. “It is our pleasure to provide safe and much-needed family entertainment to the Phoenix community,” says
Is your child ready for more? Our students engage, achieve, and thrive.
Simon Kreisberger, World of Illumination co-founder. “We have gone completely touchless to ensure the safety of our guests and hope that our shows will help 2020 end on the brightest note imaginable.” World of Illumination tickets are priced per vehicle rather than per person, making the experience extremely affordable. Prices start at $29 plus applicable taxes and fees per car on weeknights and $39 plus taxes and fees per vehicle on weekends and holidays. Tickets are available for purchase at tickets.worldofillumination. com and online reservations are required.
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NORTH 32ND NEWS • December 2020 • 13
Family Camp Hubbard Winter Camp Offers Safe, Affordable Fun to Local Kids
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amp Hubbard will offer an exciting, action-packed winter camp for children, ages 4 to 14, at Paradise Valley Christian Preparatory School in Phoenix.
many of the sports and activities that the staff introduces them to. However, the campers who are skilled athletes are challenged and motivated by the highlyqualified and dedicated staff members.
Children will get to stay active and busy during their winter break playing basketball, volleyball, soccer, baseball, archery, field sports, and a variety of games. Camp Hubbard’s Winter Camp is offered in full-day and half-day options.
The goal during winter camp is to guide and teach every camper according to their ability while making the activities fun and rewarding. Camp Hubbard staff is trained in working with youth, conflict management, and game facilitation. They are all CPR, First Aid, and lifeguard certified.
Camp dates are: December 21 - 23 and December 28 - 30. The full-day option is from 8:30 a.m. to 3:30 p.m. and the halfday is from 8:30 a.m. to noon. Parents may sign their children up for the day. The cost is $60 for a full day and $45 for a half day. Doors open at 8 a.m. Full day campers must bring their own selfcooled lunches. Children do not have to be skilled athletes to have a great time at Camp Hubbard. Some campers have never tried
At the camp, COVID-19 safety is top of mind. Campers will be kept in small groups with all campers and staff wearing masks throughout the day and social distancing when possible. Paradise Valley Christian Preparatory School is located at 11875 N. 24th Street in Phoenix. For more information and to register online, visit camphubbardaz.com.
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NORTH 32ND NEWS • December 2020 • 15
Cover Story
UPTOWN PSYCHIATRY Removing the stigma of mental health treatment By Michelle Talsma Everson Photos by Flying Robot @FRaerials
D
uring the COVID-19 pandemic, many mental health professionals have noted that factors like stress, quarantine, and more have made mental health issues even harder to deal with. In fact, the Centers for Disease Control (CDC), in a June study, discovered that 40 percent of adults reported struggling with mental health or substance abuse. The professionals at Uptown Psychiatry want those suffering from mental illness to know that they don’t have to struggle alone—that help is out there—and it can be personal and approachable, too. Open since May 2019, Uptown Psychiatry is a boutique psychiatry office that is home to practitioners Brooke Morrow, PA-C, and Charlie Rounds, PA-C. Both have been practicing psychiatric care for years and have a breadth of experience. At Uptown, they treat a variety of mental health issues, including anxiety, depression, ADHD/ADD and opioid addiction. They also see patients dealing with alcohol addiction, PTSD, insomnia, and post-partum depression. Rounds has 12 years experience as a physician assistant, and has an additional board certification in psychiatry. He brings a broad scope of expertise in emergency medicine, general psychiatry, and addiction medicine. For those battling substance abuse, he has extensive specialty training and expertise in the outpatient treatment of opioid use disorder utilizing medications such as buprenorphine (Suboxone) and Vivitrol in combination with psychotherapy. Morrow has been providing psychiatric care for the past 14 years. She has experience working with children, adolescents and adults in both inpatient and outpatient settings. She is devoted to the diagnosis, prevention, study and treatment of mental health disorders. She has broad training in the assessment and management of mental health disorders and brings extensive experience treating a wide variety of psychiatric disorders such as mood disorders, anxiety, depression, sleep disorders, and ADHD. Most importantly, she has a unique ability to connect and communicate with her patients, creating an immediate sense of ease and confidence, which encourages a collaborative approach to assessment and treatment.
16 • December 2020 • NORTH 32ND NEWS
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Both Morrow and Rounds note that they offer a boutique style psychiatry experience with comprehensive evaluations and personalized treatment plans. They have a passion for their patients, with the overall goal to help patients live a life not constrained by mental illness. They do their best to eliminate stigma, ensure confidentiality, and provide individualized treatment. Unlike other “big box” style psychiatry offices, they take the time to explain what the options are and what to expect as patients get started. Treatment plans are specifically tailored for patients’ maximum benefit and satisfaction. “We’re different from a big practice because we offer a very personal experience for the patient,” Morrow says. “In a bigger practice, a patient might be bounced around from person to person, but we prefer to develop an ongoing relationship with our patients,” Rounds adds. At Uptown Psychiatry, Morrow explains that they provide medication management to patients diagnosed and experiencing mental illnesses. Patients can be referred to them by their doctors or many have found them through word of mouth and online searches and reviews. Their practice treats all ages— from children to adults—pretty much anyone dealing with mental health issues, Rounds explains. “We want to get the word out that there are different psychiatry practice options out there, and that you don’t have to struggle or be alone,” Rounds adds. “We both are very personable and I feel like we provide more time than a typical psychiatry office,” Morrow says. “We want to make sure that the patient doesn’t feel rushed and that we have ample time for a treatment plan, goal setting, and looking into all of the
modalities of treatment possible. You will also always see the same provider.” With the COVID-19 pandemic mixed in with people’s busy schedules, both Morrow and Rounds share that they do their best to make appointments as flexible and safe as possible. “We offer virtual appointments, have a limited amount of patients in the office, and of course require masks,” Rounds explains. “We are also very responsive; we do our best to reply to patients right away when they have questions in between appointments,” Morrow adds. Since their practice emphasizes accessibility to everyone, Uptown Psychiatry is patient-paid and does not take insurance. Instead, their visits are affordable and qualify for FSA and HSA expenses. “We’re also a paper-free practice, so that makes it easier on the patient, too,” Morrow says. “We’ve been doing virtual appointments before they were cool,” Rounds says. “There are quite a few healthcare companies offering virtual appointments, but they are usually one-off appointments without the opportunity to development a strong therapeutic relationship. Assessing and treating mental health concerns is a fluid process that evolves over several visits. We use a secure application for messaging and video visits and have perfected the experience so it doesn’t feel awkward or new. Our primary goal with Uptown is to make an uncomfortable topic feel as natural and comfortable as possible. Virtual appointments play a big part because they allow patients to interact in wherever they are most comfortable without having to fight traffic or travel across town or even the state to get to the office.” So how does someone know if they should make an appointment with Uptown Psychiatry? Oftentimes,
patients who contact them have been experiencing mental health concerns for a while but have not known where to look for help. “Most often, by the time a patient is sitting in front of me, they need to be there,” Morrow says. “We want those struggling with mental health issues to know that life does not have to be so difficult.” To schedule an appointment, locals can visit their website at uptownpsychiatry.com, review the list of mental health issues that they treat, and schedule an evaluation, Rounds explains. “We are so passionate about providing a comforting and personal experience for our patients because we have seen patients at other practices who get lost in the shuffle of providers,” Morrow says. “Especially during COVID-19, if you’re struggling with a mental illness, don’t lose connection or hope,” Rounds adds. “If you’re dealing with anxiety and uncertainty, we can help provide the tools to navigate that.” For those who may not be future patients, they still likely know someone who can use the help offered at Uptown Psychiatry. “Even if you’re not struggling with a mental illness yourself, you likely know someone who is,” Rounds says. “We want to be a resource for them so they don’t have to navigate the healthcare system. We want to make treatment for mental health issues a comfortable and positive experience.” Uptown Psychiatry is located at 1130 E. Missouri Avenue, Suite 580, in Phoenix. Learn more by visiting uptownpsychiatry.com. You can also call them at 480-542-8202 or reach out via e-mail at hello@ uptownpsychiatry.com.
CHARLIE ROUNDS, PA-C AND BROOKE MORROW, PA-C
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NORTH 32ND NEWS • December 2020 • 17
Real Estate Is Selling My House During The Pandemic Safe? By John Cabezas with LIV AZ Realty
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n today’s hot real estate market everyone is talking about the fact that there has never been a better time to sell your house. The demand from buyers is still high, and there simply aren’t enough homes available to buy to meet that demand. What does that mean to you? This means that now is the time to make a move. Even in today’s strong sellers’ market, some homeowners are choosing not to sell due to ongoing concerns around the health crisis, financial uncertainty, and life in general. Zillow gives us the top three reasons homeowners are not putting their houses on the market right now: life is too uncertain, financial uncertainty, and COVID-19 health concerns. If any of these reasons strikes a cord, you’re not alone. You may be concerned over the future of your employment situation. Perhaps you are simply uncomfortable having strangers walk through your home due to health concerns. The results: it’s paying off for those who are choosing to move this year. Professional realtors use two main approaches to make selling your house as safe as possible. USING TECHNOLOGY WISELY Professional realtors are marketing and promoting homes safely and effectively by leveraging key pieces of technology. They know what today’s buyers and sellers need and how to put digital steps in place. Examples include: • Creating virtual tours • Assuring accurate and detailed listing information • Detailed neighborhood information • Providing the highest quality photos to showcase your listing • Video chats Realtors are listening carefully to their audience and le-
veraging the technology and tools that help buyers view every aspect of your listing without having to physically visit your listing. REALTORS ARE CONDUCTING SAFE IN-PERSON SHOWINGS Leveraging technology is critical in today’s market. If you have serious buyers who want to see your home in person, realtors are following the established guidelines set by the National Association of Realtors (NAR). Your realtor’s top priority is always to followstate and local restrictions: • Limiting in-person activity to serious buyers. • Requiring buyers and their realtor to wash their hands or use an alcohol-based sanitizer. • Visitors remove their shoes or cover them with booties. • Following CDC guidance on social distancing and wearing face coverings.
In this new era of health concerns due to COVID-19, you must have a plan for the safety of everyone involved. Virtual strategies, along with in-person protocols, is the ideal plan. To learn more, you can reach us at livazrealty.com or by phone at 480-399-7051 or 602-300-0797. John Cabezas spent 25 years as an executive in corporate America, has co-written a real estate book, and is currently a partner and Realtor at LIV AZ Realty. In his 20 years as a Realtor, John has been involved in major remodel and renovation projects throughout the Valley. View his real estate blog at livazrealty.com.
Jeff Tucker, Senior Economist for Zillow, notes: “Homeowners who feel life is uncertain right now may think they can still get a strong price if they delay selling until
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they have more clarity. The catch is that waiting to sell may raise the cost of a trade-up. This fall’s record low mortgage rates, which make a trade-up more affordable on a monthly basis, are not guaranteed to last.”
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NORTH 32ND NEWS • December 2020 • 19
YOUR GO-TO ARIZONA GIFT GUIDE GIFTS FROM “WHY HELLO!” MODERN HOME STORE “Why Hello!” modern home store in Scottsdale is the culmination of years of hands-on research shopping small town main streets in search of that perfect place to experience, enjoy and express the pleasure of shopping for home goods. The home store offers a wide range of carefully curated luxury home accessories and decor. whyhellomodernhome.com
Compiled by Michelle Talsma Everson
T
his holiday season, consider shopping local for gifts for everyone on your list. You can visit the Shop Arizona Marketplace (shop.localfirstaz. com), Etsy, or your favorite social media site. Below are some of our top Arizona-made picks. Happy holidays and, of course, happy shopping!
CRAFT NIGHTS To celebrate the holiday season, they’ve created some special Holiday DIY Craft Kits. They’re perfect for gifting to a crafty and creative loved one. All materials, step-by-step instructions, and video tutorials are provided. craftnights.com TDORIGINALS AND ODV WINES This holiday season, TDO and ODV are making it easy for customers to purchase just the right thing for almost everyone on their list. Through private shopping appointments in-store or via FaceTime, owner/chef Tracy Dempsey can customize gift baskets at practically any price point. tracydempseyoriginals.com
CASHFLOW AND CASHFLOW FOR KIDS This holiday season, don’t get sucked into buying toys that will just end up in tomorrow’s donation piles. Give your family the gift of financial security – starting with the board games, including CASHFLOW, recently redesigned for a new generation of players, and CASHFLOW for Kids. Made by a Scottsdale dad. Available on Amazon. 20 • December 2020 • NORTH 32ND NEWS
ARIZONA HUMANE SOCIETY 2021 PET CALENDAR Help your pet loving friends and family get the purrfect start to 2021 this holiday season with the cutest calendar in town! The Arizona Humane Society’s adorable pet calendar features pets who were previously rescued by AHS, as well as adorable alumni who are now living their best lives in their loving forever homes. All proceeds helping save more sick, injured and abused homeless pets in our community. azhumane.org/calendar WASTE NOT ART Do you have someone on your list who is eco-conscious? Purchase them an illuminated whiskey bottle or face mask (we all need them!) from Waste Not Art. Each product is custom-made and uses recyclable materials whenever possible. They can even create customized products for different events, not just the holiday season. Message Waste Not Art on Facebook for details. EXPERIENCE ARIZONA GIFT SET This unique Arizona Wine & Dine gift basket includes two locally-written books, a bottle of LDV Winery’s award-winning estate wine (your choice), a desk placard, and locally made caramel corn. To order, call 480-664-4822 or info@LDVWinery.com.
GO GROW LEARN Kids can use their imagination along with sensory dough and a variety of accessories to create an interactive Christmas or Hanukkah wonderland. Go Grow Learn Sensory Play Kits make amazing gifts for kids and provide hours of open ended, creative, and educational sensory play. Shop online at gogrowlearn. com and receive free local delivery to select zip codes. ARTISAN BREAD FROM MEDITERRA BAKEHOUSE This holiday season, two special loaves are offered at Mediterra Bakehouse, including Chocolate Cherry Levain and Christmas Stollen. Also try the Fig & Anise loaf! These breads are available at local farmers markets through December and online at mediterrabakehouse.com. GIFTS THAT BENEFIT THE GRAND CANYON Benefiting the Grand Canyon Conservancy, locals can shop a variety of gifts for all ages. One suggestion for the kids is “Whose Tail on the Trail at Grand Canyon?” It is a wonderful book with catchy rhyming verses and appealing colorful illustrations. Find this and more gift ideas at shop. grandcanyon.org. myhyperlocalnews.com
Legal New Year, New You?
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By Libby Banks, The Law Office of Libby Banks, PLLC
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f there’s one thing we might all agree on, it is that we are ready to say goodbye to 2020 and welcome a New Year. With the New Year comes resolutions: goals for weight loss, for personal improvement, for career advancement, and maybe even to put an estate plan in place.
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ur Estate Planning in Phoenix and Scottsdale is highly customized to meet your unique family situation, assets, values, and personal goals. Our complimentary first meeting allows
you to get to know Libby, our Estate Planning attorney and talk about your unique situation and what plan will best fit your needs. Remember, when you choose Libby you are not only hiring someone to prepare your Estate
Often, though, our New Year’s resolutions fall by the wayside before Groundhog Day. If we want this to be different, we must take a different approach. One way is to think of the resolution not as an ultimate goal to be achieved, but as habits to put in place that will lead us to the changes we want. Instead of focusing on losing weight, focus on eliminating that bad habit of snacking before bed, and establishing a new habit of eating more vegetables. Another focus can be on who you want to be: who will you be when you reach your goal? If you are aiming for fitness, perhaps your new habit is spending Saturday morning on a bike ride instead of on the couch. Think also about what will keep you from establishing new habits to reach your goal. If you live with others who don’t have to watch their weight, you may find yourself surrounded by temptation. You need to figure out how to deal with that. Next, enlist help! Find an accountability partner who is working toward similar goals. Ask your family members to help. Maybe they can hide their treats where you won’t find them (or at least keep them off the counter!). One resolution on your list may be to create a will or trust. This is a great goal and easy to achieve. Just take it one step at a time. 1. GET EDUCATED ABOUT ESTATE PLANNING If you don’t know how to get started or what you might need, it’s easy to myhyperlocalnews.com
Plan, you are choosing a seasoned Estate Planning attorney to guide you through this often complex process and raise questions you might not have considered. You are choosing an experienced professional to create a plan that serves your family in the way that you want and, after you are gone, a trusted advisor that your loved ones can depend on.
put off estate planning. One easy way to get more information is to look at my website, libbybanks.com. We have many educational offerings in video and blog format, all designed to give you an overview on the why and how of estate planning.
Come see us in our new, convenient office located just down the street at
5010 E. Shea Blvd, Suite 205 Scottsdale, AZ 85254 602.375.6752 | www.libbybanks.com | libby@libbybanks.com
2. TAKE ADVANTAGE OF A FREE CONSULTATION I offer a free initial consultation to let you ask questions and see if I am a good fit for you. In this onehour meeting, we talk about why it’s important to plan. We discuss your specific situation and what type of plan would be best for you, and the different parts of the estate plan and how they work to take care of your family. 3. GET A COMPLIMENTARY REVIEW OF YOUR EXISTING PLAN Change is inevitable, and many things may have changed since you last updated your plan. Are your children adults and your named trustees now too old to serve? Have the laws changed? Have your assets changed? Our free review will go over all these questions and make sure your plan still serves your needs. As always, we are here to help. To find out about our seminars, visit our website at libbybanks.com. To make an appointment for an initial estate planning consultation or estate plan review, call us at 602-375-6752, email info@libbybanks.com, or check our website.
CLEAN COLONIC
COLON HYDROTHERAPY
Colon Hydrotherapy also known as a Colonic
New Client Special 2 Sessions for $150.00
Carolyn Berry
For best results it is suggested two sessions, two days in a row. Book online and discount given at appointment
Owner
3 Locations SCOTTSDALE/PHOENIX 4744 E Thunderbird Rd Suite 4, Phoenix
TEMPE 2034 East Southern Ave Suite B, Tempe
FOUNTAIN HILLS 16178 E. Avenue of the Fountains #100
TXT, CALL or Book Online www.cleancolonic.com | 602.920.2806 | info@cleancolonic.com NORTH 32ND NEWS • December 2020 • 21
Getaway
GREAT WOLF LODGE THE ANNUAL SNOWLAND CELEBRATION OFFERS FROSTY FUN FOR THE WHOLE FAMILY
G
reat Wolf Lodge celebrates the most festive time of year with its annual Snowland celebration taking place now through January 3, 2021. As part of its Paw Pledge, Great Wolf Lodge put additional health and safety protocols into place for this year’s event, so families can safely soak up the holiday spirit with daily snow showers in the Grand Lobby, seasonally-themed crafts, stories and songs, and new this year: a Cocoa Trolley. Along with seasonal Snowland festivities, families can relax at the resort’s expansive 84-degree indoor water park while also experiencing the most magical holiday gift of all: time together as a family.
and Coloring Sheets, Snowland Post Cards, Snowland Bracelet Making, and Reindeer Origami. A new mobile Cocoa Trolley will traverse the lodge, moving from floor-to-floor and inviting holiday revelers to grab a delectable, piping-hot cocoa on the way to their rooms. The Trolley will be easy to spot and hear, with lights, garland, and other holiday décor, and a bell that will chime once the cocoa is ready to start flowing. Of course, staying in the spirit, a pack member donning a traditional “ugly sweater” will pour the selected cocoa drink of choice. Along with the more traditional hot cocoa, the Trolley menu includes specialty cocoas, such as Red Velvet Hot Cocoa and Mocha Hot Cocoa, served in keepsake mason-jar mugs. Adults over 21 have the option for libation additions like Kahlua, Bailey’s Irish Cream, or Coffee Liqueur for a nominal fee. Gingerbread and holiday sugar cookies cap off the Trolley’s offerings, completing the perfect sweet treat to close out a day enjoying Snowland. Keeping in the spirit of the season, during Hanukkah on Sunday, Dec. 22 - Monday, Dec. 30, there will be a daily lighting of the menorah candle, (excluding Friday), located in the main lobby.
Beyond sharing holiday cheer during Snowland, Great Wolf Lodge is hoping to raise funds for Make-A-Wish® and help grant wishes for children facing critical illnesses with a special holiday campaign. During Snowland festivities, retail outlets at Great Wolf Lodge will sell festive Santa Hat Wolf Ears for $6.99, with $2 from each sale being donated to Make-A-Wish. Additionally, the new Cocoa Trolley will also offer Make-A-Wish signature cocoa drinks, with a portion of each sale donated to the organization.
Throughout Snowland, Great Wolf Lodge’s Paw Pledge program will be in full effect. The company-wide initiative to keep families healthy and safe while they play together at the indoor waterpark resort was developed
in conjunction with medical professionals, disinfection specialists, industrial engineers and public health officials. The program focuses on disinfection and sanitization, physical distancing, personal protection like face masks, and minimizing surface interactions in all guest areas across the resort. In addition to unlimited access to the water park, all the family activities offered during Snowland are included as part of an overnight stay. A complete listing of daily activities is provided to guests upon check-in or guests can download the Great Wolf Lodge app for a schedule of Snowland events. Great Wolf Lodge in Scottsdale is located at 7333 N. Pima Road. Learn more by visiting greatwolf.com/Arizona.
During the day, there will be fun, physically distanced activities that start in the morning with “Twas the Night Before Snowland” Yoga Tails and conclude in the evening with the Frosty Fest Family Dance Party. Throughout the day guests are treated to frequent snowfalls in the Grand Lobby, as well as a telling of Great Wolf Lodge’s signature holiday story “Unique as a Snowflake,” along with Snowland bingo and trivia games. Everywhere guests turn there is more merry fun to be had at the lodge, including surprise, socially-distanced visits by Santa. A new “Craft Kit to Go” program will be offered daily as guests can stop by to pick up a craft to complete inroom; the variety of DIY fun this year includes Snowl22 • December 2020 • NORTH 32ND NEWS
myhyperlocalnews.com
Solar Must Be Installed by Dec 31st or Miss Out on 26% Tax Credit
A
rizona Home Owners have until December 31, 2020 to have a solar system installed and be “Operational” to qualify for the Federal Investment Tax Credit (ITC). If the system is installed after that date the tax credit will drop to 22% in 2021 and 0% in 2022. Is there still time for a solar project to be initiated and completed before the end of the year? According to Val Berechet, President of SunSolar Solutions, a local solar company with over 6500 customers in Arizona, it only takes one or two days to complete a solar installation. The issue is, it can take anywhere from 60 to 90 days from the point of getting a proposal to having the permit from the city and approvals from APS. So it is getting close to the point where that will become impossible to accomplish. To remove the uncertainty for their customers SunSolar Solutions will guarantee customers an installation in 2020 if they call for a proposal through October 2020.
In addition to the Federal ITC, the State of Arizona will issue a $1000 tax credit that can be applied to 2020 state taxes. According to Solar Energy Industry Association (SEIA): If a homeowner buys the solar energy system outright (either paying cash or financing with a loan), they cannot use any commence construction safe harbor provisions. To receive the full 26% residential solar tax credit, the system must be “placed in service” before the end of the day December 31, 2020. It is not enough to have signed a contract, or to have made a down payment or even to have begun construction. There is no bright-line test from the IRS on what constitutes “placed in service,” but the IRS has equated this with “completed installation” in a Private Letter Ruling. The residential credit is claimed on the tax return for the year in which the qualifying expenditures are incurred, and the tax rules say the costs are incurred when the
GO SOLAR URGENT! LAST CHANCE AT 26% SOLAR TAX CREDIT!
Valid for new customers only. Not valid with any other offer. Call for details.
myhyperlocalnews.com
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system installation has been completed.The 25D tax credit will step down to 26% in 2020, 22% in 2021, and 0% starting in 2022. If a homeowner buys a newly built home with solar and owns the system outright, the year that they move into the house sets their credit eligibility. Expenditures are generally treated as incurred when the original installation of the solar energy system is completed on an existing home. However, if a new solar energy system is purchased in connection with the new construction of a home, the costs are treated as incurred when the taxpayer begins living in the home. QUICK FACTS The ITC is a 26 percent tax credit for solar systems on residential (under Section 25D) and commercial (under Section 48) properties. The Section 48 commercial credit can be applied to both customer-sited commercial solar systems and large-scale utility solar farms.
★★★★★
The residential and commercial solar ITC has helped the U.S. solar industry grow by more than 10,000% percent since it was implemented in 2006, with an average annual growth of 50% over the last decade alone. Congress passed a multi-year extension of the ITC in 2015. A tax credit is a dollar-fordollar reduction in the income taxes that a person or company would otherwise pay the federal government. The ITC is based on the amount of investment in solar property. Both the residential and commercial ITC are equal to 26 percent of the basis that is invested in eligible solar property. If you would like to receive a free proposal customized to your home’s roof and APS usage call Michael O’Donnell, VP of Sales at SunSolar Solutions at 602818-1355. Act now to ensure the installation in 2020 and receive the full 26% Federal ITC and the $1000 Arizona Tax Credit on this years taxes.
★★★★★
623-562-9004
9059 W Lake Pleasant Pkwy H800 Peoria AZ 85382 www.SunsolarSolutions.com Don’t Miss Out! Go Solar Today! • • • •
$0 Down, No upfront cost Save up to 90% off your electric bill Protect against inflation & energy costs increases from your Utility Company Provide clean, reliable energy for your family powered by the sun
NORTH 32ND NEWS • December 2020 • 23
Health Local CBD SPECIALISTS
Must Know Facts About CBD
Local CBD SPECIALISTS
By Cannafyl CBD
WHY CBD?
M
Studies show Cannabidiol (CBD) is a healthy way
to treat anxiety, chronic pain, & inflammation!
Cannafyl CBD
No card needed
15030 N. Tatum Blvd., Ste 130
Phoenix, Arizona 85032
WHY CBD
Verteran Owned & Operated Since 2014
Studies show Cannabidiol (CBD) is a healthy way to treat anxiety, chronic pain & inflammation!
NW Corner Tatum & Greenway
any of our customers have wondered if there is a reliable resource for CBD facts. Below is an easy read for you to become educated about CBD.
CBD is used mainly for anxiety, pain management, soothing inflammation, arthritis, and insomnia. When pain flares up, many feel desperate for some form of relief that they can count on; that’s where hemp-based CBD comes in. Cannabidiol CBD doesn’t provide masking effects like typical pharmaceuticals do, giving the hope of future healthcare that’s holistic and genuinely healing our bodies.
Mention seeing this ad for 15% off all Cannafyl products!
480-599-1003
www.Cannafyl.com
Veteran Owned & Operated Since 2014 Mention seeing this ad for 15% off all Cannafyl products! Cannafyl CBD 15030 N. Tatum Blvd., Ste 130 Phoenix, Arizona 85032 SW Corner Tatum & Greenway
480-599-1003 www.Cannafyl.com Store Hours: Mon-Fri 10-6pm Sat 10-5pm Sun Closed
CBD WELLNESS BOX!
WHAT IS CBD? CBD, or cannabidiol, is one of numerous organic molecules found within the hemp plant. This molecule interacts with a human’s naturally occurring endocannabinoid system, or ECS. The human body naturally has an ECS that helps maintain and promote homeostasis within the body through the use of cannabinoids. CBD interacts with CB1 and CB2 receptors throughout the nervous systems, and helps maintain equilibrium. ISN’T CBD IN CANNABIS? HOW ARE HEMP-DERIVED CBDS ANY DIFFERENT? Naturally, the hemp plant is rich with CBD and contains very low levels of THC. The marijuana plant is the opposite, containing higher levels of THC and lower levels of CBD. With CBD from hemp there are no psychoactive effects on humans. WHAT ARE THE DIFFERENT TYPES OF CBD? There are distinct differences between the popularly known isolate CBD, broad spectrum CBD, and full-spectrum CBDbased products. It must be noted that CBD is only one of over 100 different cannabinoids found in the hemp plant. Isolate means that the CBD molecule has been isolated by itself, resulting in a fine white powder that can be infused into oil, creams, food, and more. A broad spectrum CBD base includes the CBD molecule as well as small amounts of other molecules like CBN and CBG, while excluding any and all THC. A full-spectrum CBD base contains everything in a broad spectrum CBD base, but it contains trace amounts of THC. A full-spectrum has been found to be the most beneficial long term. When you compare an isolate product to a full-spectrum, it has been shown that isolates show a bell curve effect when it comes to tolerance. This means you have to keep increasing your dose of an isolated product; eventually it provides little to no effect. A full-spectrum CBD product will not adhere to your tolerance; therefore making it a more beneficial long term product. CAN I TRAVEL WITH CBD? Yes, it is completely safe to drive with hemp-derived CBD
24 • December 2020 • NORTH 32ND NEWS
products. Since CBD derived from industrial hemp is legal in the U.S, there are no issues there. Flying is also safe. WILL CBD INTERACT WITH MY MEDICATIONS? Cannabidiol (CBD) is currently being studied for this exact reason. When you take a medication, your body has to metabolize, or break down, the compounds. An enzyme called CYP450, found in the human body, is responsible for transforming foreign substances in the body to be eliminated from the body through the liver in an easy process. Some substances can cause an interaction with the CYP450, similar to the common ‘grapefruit warnings’ found on some medications. By changing the rate of metabolism, CBD may create effects synergistically that were not originally intended by the medications original design and purpose. If you are taking CBD with any other medications, it’s important to discuss this with your healthcare provider. Most doctors have the ability to perform pharmaceutical tests to ensure there are no negative interaction effects so you may still safely take CBD. WHAT AM I GOING TO EXPERIENCE WHEN I DOSE CBD? Here at Cannafyl, we describe it as follows: when the CBD begins to onset, your symptoms almost feel like they ‘release’ from the body; soothing inflammation, anxiety and stress allowing you to relax and enjoy your day or evening. The World Health Organization (WHO) states: “In humans, CBD exhibits no effects indicative of any abuse or dependence potential. CBD is generally well tolerated with a good safety profile.” Another great source of CBD knowledge is our weekly talk show/podcast called The CBD Ed Show, easily found on Google. Or visit our website at cannafyl.com for articles, information, and more. myhyperlocalnews.com
Health Stress and Your Health By Dr. Jenna Dye, Naturopathic Physician Stress affects us is many ways and, during these trying times, we may be feeling the impact of that stress more than usual. Not all stress is bad and, in certain situations, it is a survival mechanism that increases our awareness and circulation to flee from potential danger. However, chronic stress can deplete our body, increase inflammation, and lead to chronic health conditions. Although removing all potential stress triggers in life may not be attainable, we can manage it with naturopathic support and lifestyle changes to ensure optimal health. Here are some helpful tips. GET REGULAR EXERCISE Physical activity will release endorphins, which are chemicals that help decrease inflammation, support restful sleep, and decrease stress. Daily exercise plays an important role in stress management in addition to many other health benefits. DIET Anti-inflammatory diets can be very helpful for managing stress. If we eat foods that naturally decrease inflammation, we will have less physical stress on our body. This helps prevent chronic health conditions, ensures proper digestion, and supports our body for better stress management. Foods such as sugar, wheat and dairy as well as any food sensitivities can potentially increase inflammation and should be avoided. SLEEP Sleep is crucial for stress management, but it is often the first thing sacrificed in stressful situations. In addition, chronic stress can disrupt sleep, so it can feel like a never-ending cycle. Good sleep hygiene such as eliminating electronics a minimum of 30 minutes before bed, meditating or adding in relaxing yoga are just a few ideas to ensure restful sleep.
ADRENAL SUPPORT Your adrenal glands produce a hormone called cortisol in response to stress. These levels can raise initially with stress, however, from long term or chronic stress they become exhausted and may be lowered. Your healthcare provider can check your cortisol levels and provide proper support depending on your individual needs. Anything that you do to decrease stress levels will help support the adrenal glands. Naturopathic physicians can use treatments with herbal remedies, supplements, and diet to also ensure proper adrenal health. LIFESTYLE MANAGEMENT Treating the root cause is one of the main principles of naturopathic medicine. When it comes to stress management this is also true. We must identify potential stressors and eliminate what we can. In addition, support such as counseling or therapy for stress management can be beneficial. We want to focus on positivity in our lives and surround ourselves with healthy, nurturing relationships. UNDERLYING HEALTH CONDITIONS Stress can cause underlying health conditions and underlying health conditions can cause stress. These conditions may include autoimmune diseases, cardiovascular conditions, gastrointestinal disorders, and hormone imbalances. A naturopathic physician can help you identify those underlying health conditions and give you proper integrative support to decrease inflammation and restore optimal health. Dr. Jenna Dye is a licensed naturopathic physician. Her role is to support the body’s foundation to restore and maintain optimal health. Together with her patients, this is achieved by identifying and removing barriers that may be impacting health while creating a healing environment. For more information, visit drjennadye.com.
Anna Lunaria, MsAc. L.Ac. CMT CYT CHT Specializing in Chronic Pain & Autoimmune • 26 years of experience
Are you ready to feel better naturally? Book Now!
$10 off New Patients
Feel Better with Acupuncture “Anna has been instrumental in helping manage my autoimmune chronic pain and fatigue. She is truly a miracle worker and I am incredibly grateful for her.” A.S.
“I’ve suffered from a combination of hives and severe headaches due to stress. After acupuncture from Anna for the first time I’ve seen real progress. I’ve rarely met people like Anna; she is dedicated to her patients, takes time to understand their difficulties and communicates a sense of hope.” S.L.
“Anna worked on my Rotator Cuff, my Hip, and the Neuropathy in my feet. All of these have shown significant improvement. I recommend Anna to everyone I come in contact with.” J.K.
Yin Rising Acupuncture has two locations: North Phoenix Tempe 10880 N 32nd St Suite 15 (& Shea) 6101 S Rural Rd Suite 112 (480) 206-6199 Call/Text • www.yinrising.com Book Online
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NORTH 32ND NEWS • December 2020 • 25
Business Directory STYLIST
DOG GROOMING
DRY CLEANING
DOG TRAINING
We Train Dogs! Private In-Home Lessons Puppy Training All Levels Obedience Sports School for Dog Trainers Service Dogs Mention this ad
SALON SUITES ON SHEA
$15 OFF
ANY FULL HAIR SERVICE First Time Clients Only. Exp. 12/31/2020
Serving the 32nd St. Corridor for Over 35 Years!
At One Love Pet Parlor we think that love, patience and education are the keys to your pet’s happiness. Every pet is treated as an individual as they have different needs and personalities.
20% OFF Dry Cleaning Expires December 31, 2020
3375 E Shea Blvd., Suite L Phoenix AZ 85028
Comforters $19.99
480-590-1324
www.onelovepetparlor.com
Kirsten Balletti Owner Stylist
9-9591 602-73Blv d. Ste 109 3222 E Shea Phoenix AZ 85028
Free Facial
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Az’s Best Roofing Your leaks stop here!
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FREE ESTIMATES SAME DAY SERVICE 30 Years Experience References Available
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TIFFANY DRY CLEANERS
($3.00 value)
3375 E Shea Blvd., Suite L Phoenix, AZ 85028 480-590-1324
($5.00 value)
ROOFING
Expires December 31, 2020
602-237-6775
azdogsports.com azdogsmart.com
JUNK HAULING Paradog Junk Hauling & Disposal REMOVE / RECYCLE / REPURPOSE
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3375 E. Shea Blvd. Ste. Q in the Shea Plaza Shopping Center HOURS M-F 8-6, Sat 9-3
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MONTHLY SPECIALS Boot Conditioning: Short $14/Tall $25 Women’s Heel Tips (pair) Sm $10/Med $12/Lg $14/XL $25 Dress Shoe Sole & Heel Replacement Men $65/Women $55
JEWELRY Repair Custom Design Polishing Hand Engraving By Appt. Only
602-277-7463 12310 N 32nd St. Phoenix, AZ 85032
(602) 473-5113
purifiedhandymanservices@gmail.com
We are proud to provide clean, reliable, vital and professional services. Remodeling | Electrical | Tile Repair Roof Repair | Painting | Stucco & Drywall General Handyman Services Carpentry & Deck Repair R/O Filter Change | Landscape & Gardening Flat Panel TV Mounting Appliance Repair & Install Roll-out Drawers & Slide | Furniture Assembly
SUPPORT LOCAL BUSINESSES. MAKE A BIG IMPACT. 26 • December 2020 • NORTH 32ND NEWS
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Business Directory PLUMBING
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Clean-up, Hauling Fertilizing (installation & Repair) Lawn Maintenance Pavers and Concrete Over Seeding (winter lawn) Rock and Granite Garden Maintenance Planting Synthetic Grass Installs Weed Control 480-228-1920 | www.AADMasterGardener.com
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PAINTING xtra Mile Painting xtra Mile Painting Company Company xtra Mile Painting Company “Going the extra mile in service, craftmanship and cleanliness.” - Joseph Pepp, President
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INSURANCE
OPEN ENROLLMENT IS HERE! Are you sure you have the best plan for your needs? Call me today for a free review. FREE GIFT CARD to clients who sign up with a new policy!
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Kaylee Jones
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11024 N 28th Dr. #240, Phoenix
206-779-0747
www.ushagent.com/kayleejones
WATER TREATMENT
SHUT TERS & BLINDS
Family owned and operated since 1984 and our employees appreciate your support!
623-975-9756
STYLES TO FIT ANY BUDGET Garage Cabinets so nice you’ll want to leave the door open!
FALL SALE $100 OFF CABINETS 16 feet or more. Expires 12/31/2020
FREE in-home estimates
480-456-6667 www.tritoncabinets.com
CROSSWORD ANSWER from page 30
Floor Stripping Residential Window Floor and Sealing Cleaning Tile and Grout Cleaning Commercial Window Cleaning Carpet Cleaning Carpet Power Washing Power
Dryer Duct Cleaning Dryer
Serving the Valley since 1982
NEVER BUY BOTTLED WATER AGAIN! Free Water Consultation and Testing
SHUTTERS & B L I N D S FIREFIGHTER OWNED & OPERATED SINCE 1985
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SUPPORT LOCAL BUSINESSES. MAKE A BIG IMPACT. myhyperlocalnews.com
NORTH 32ND NEWS • December 2020 • 27
Entertainment
Must-Watch Streaming Movies & Shows NETFLIX
Ma Rainey’s Black Bottom An adaptation of August Wilson’s classic play. Rainey fights with her manager over control over her music as a trumpet player sparks a debate between the other musicians nearby. Viola Davis and Chadwick Boseman, in his final role, star in this film. On Netflix December 18.
The Midnight Sky George Clooney stars in and directs this post-apocalyptic tale. He plays a scientist alone in the Arctic that discovers a group of astronauts who are on their way home. He treks across the harsh land to stop the group from returning home to an unknown disaster. Felicity Jones, David Oyelowo, and Kyle Chandler also star in this film. On Netflix December 23. The Christmas Chronicles 2 A follow up to the 2018 film, Santa Claus and Mrs. Claus return when a new threat against the holiday emerges. They recruit their old friends, the Pierce siblings, to stop a troublemaker from cancelling Christmas. There’s only one problem: the sister, Kate, has grown more cynical of the holiday now that she’s older. On Netflix now. Mank The life story of Herman J. Mankiewicz, a struggling writer that gets a second shot from Orson Welles: co-writing Citizen Kane. The task brings new challenges for him, though. This includes personal ones, creative ones with Welles, and reputational with the inspiration for Kane: William Randolph Hearst. Directed by David Fincher. On Netflix December 4. 28 • December 2020 • NORTH 32ND NEWS
DISNEY+
Soul A man loses his soul’s connection with his body after an accident. He enters an area called the Great Before where he sees how souls develop their personalities. With the help of one of them, he goes on a journey to get back to his body. Starring Jamie Foxx and Tina Fey. On Disney+ December 25.
The Prom A group of wannabe Broadway stars are at their lowest point when an opportunity for redemption rises. A teenage girl is unable to go to prom with her girlfriend. What starts as a vanity project for the four turns into something more personal over time. Starring Meryl Streep, Andrew Rannells, and Nicole Kidman. On Netflix December 11.
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PV PIE & WINE
Now Open For Brunch & Lunch BOTTOMLESS BUBBLES EVERYDAY 10 AM3PM
$10 GIFT CARD Good towards anything on the menu Use code “TENOFF” for online ordering. Expires 1/31/2021
MON/TUES SPECIAL
BOTTOMLESS BUBBLES
Dine-in only
10 am-3pm
Pizza and a Bottle 35 Any pizza with a bottle of wine
$
15 Everyday
$
www.pvpieandwine.com | NW Corner of Tatum & Shea myhyperlocalnews.com
NORTH 32ND NEWS • December 2020 • 29
STATEPOINT CROSSWORD - THEME: DOCTOR’S ORDERS ACROSS 1. “Back to the Future” antagonist 5. Government Printing Office 8. Frugal driver’s acronym 11. 1952 Olympics site 12. Afghanistan’s neighbor 13. Letter-shaped girder 15. Wing-shaped 16. Narcotics agent, for short 17. Call it quits 18. *One way to improve health 20. She played a TV genie 21. Cunning 22. Golfer’s goal 23. “Kiss the Cook” garment, pl. 26. Keyboard instrument 30. Prefix for before 31. Greek god’s libation 34. Door-stopping wedge 35. Full of meaning 37. Fleur-de-___ 38. Do penance 39. Type of parrot 40. *Ask for procaine when at this office 42. *Unavoidable risk factor for many diseases 43. Rock grinding 45. *Take a spoonful of sugar to avoid this taste 47. Genetic info carrier 48. Aqua-lung 50. Criticism 52. *Annual ____ 55. Fill with spirits 56. First rate 57. Purl partner 59. Vandalized a car 60. Coconut fiber 61. Bulgarian money 62. Filling station filler 63. More of the same 64. Water carrier
DOWN 1. Feathery scarf 2. ____ of Man 3. Linseed 4. Do without 5. Last Supper cup 6. Break down or analyze 7. Fairy-tale beginning 8. Internet share-able 9. Stepping stone to gain 10. Greenwich time 12. *Use a scalpel 13. Like the Vitruvian Man 14. *Stay in bed 19. *Take antihistamines to avoid this kind of nose 22. A pop 23. *Eat one a day? 24. Rap sheet listing 25. So out it’s in 26. *Worn until a bone heals 27. Piglet 28. Lightly color 29. Different spelling of emir 32. Horsefly 33. “Wizard of Oz” man 36. *Increase fluid intake 38. Elsewhere, in a courtroom 40. *____ test 41. Maltreater 44. Tattooed 46. Gridiron position 48. Record a movie 49. Diogenes, e.g. 50. ____ market 51. Big name in chips 52. Show worry 53. All over again 54. In real-time 55. *It checks your heart health 58. Road crew supply
SOLUTION ON PAGE 27.
30 • December 2020 • NORTH 32ND NEWS
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LOVECRAFT
AIOLI GOURMET BURGERS
ADDRESS: 10652 N. 32nd St., Phoenix PHONE: 602-971-5555 CUISINE TYPE: Burgers Whether you’re in the mood for a juicy burger, a fresh salad, or a thick and creamy shake, there is something on the menu for everyone. Order online at AioliBurger.com.
www.AioliBurger.com
BOOTLEGGERS MODERN AMERICAN SMOKEHOUSE
ADDRESS: 3375 E. Shea Blvd., Phoenix PHONE: 602-996-4228 CUISINE TYPE: Barbecue Bootleggers is a local hidden gem that has been featuring smoked foods, moonshine and a fun cocktail list. On AZCENTRAL.com list of the TOP 100 Burgers in the Valley, our Bootlegger Burger was listed as a "stand out" and made the top of the list!
www.BootleggersSmokehouse.com
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ADDRESS: 10626 N. 32nd St., Phoenix PHONE: 602-867-7432 CUISINE TYPE: Coffee. Food. Cocktails. Indie, local, and full of good vibes, 32 Shea guests can enjoy locally roasted coffee and espresso with housemade syrup for a unique latte, in addition to breakfast, craft sandwiches, salads, vegan entrees, small plates, and dinner choices.
www.32shea.com WOOD FIRED PIZZERIA GELATO SPOT
ADDRESS: 10608 N. 32nd St., Phoenix PHONE: 602-494-4010 CUISINE TYPE: Pizza & Desserts We make food based on strict old-world standards with the freshest ingredients and most-exclusive imports. Enjoy healthy options including appetizers, panini, salads, pasta, wood fired pizzas, and of course, our world renowned gelato.
www.GelatoSpot.com/phoenix-location
Your Guide to Local Dining
www.LovecraftPHX.com
32 SHEA
Bites
ADDRESS: 3128 E. Cactus Road, Phoenix PHONE: 602-237-5046 CUISINE TYPE: Ale House. Bottle Shop. New Mexican Smoke Kitchen. ROOFTOP PATIO opening this January! Lovecraft serves up spicy New Mexican cuisine with Texas-style smoked meats including smoked prime rib on the weekends. Though we’re known for our extensive list of over 130 craft beers, we have a full bar with crafted cocktails, wine, mead and cider. Try our new plant-based menu too!
GYRO HOUSE 32
ADDRESS: 12308 N. 32nd St., Phoenix PHONE: 602-601-5469 CUISINE TYPE: Mediterranean Sometimes you just want a little bit of everything! Our halal beef and lamb mixture gyro meat goes onto a vertical spit broiler for premium cooking. Most places thinly shave the meat off, but we hand carve it to get juicy chunks before grilling it to crispy perfection! Try our maza combo to get a taste of all of our appetizers, or try one of our top sellers: Greek fries topped with gyro meat.
www.GyroHouse32.com
NORTH 32ND NEWS • December 2020 • 31
Happy Holidays from our home to yours! JUST LISTED
$524,900 Located in highly sought after Central Phx... 4 bed / 2 bath, 1900 sq feet with a 150 sq foot casita with a lush lawn and mature trees front and back.
602.300.0797
LYNN JANSON - BROKER OWNER
480.399.7051
JOHN CABEZAS - REALTOR® OWNER See page 18 for John’s monthy real estate article
For a full list of comps for your neighborhood, call (602) 300-0797 or email us at lynn@livarealty.com.
LET’S REFINANCE YOUR HOME AND SKIP THE APPRAISAL! VIP Mortgage is happy to announce that we approve many loans without the need of an appraisal. Eligible Transactions: - Purchases up to 80% - owner occupied - One-unit properties including condominiums - Rate and term refinancing up to 90% - Cash out refinancing up to 70% Check with me regarding ineligible transactions
Reach out to me and I’ll explain how you can potentially benefit from this appraisal waiver offer. BOB WASIEKO NMLS 243140
Branch Manager
480-257-9080 9221 E Via de Ventura Scottsdale, AZ 85258 bobwasieko@vipmtginc.com bobwasieko.vipmtginc.com V.I.P Mortgage Inc. does Business in accordance with Federal Fair Lending Laws NMLS ID 145502 AZ Mortgage Banker License No BK 0909074 VIP Is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency and this offer is not being made by any agency of the government VIP is approved to participate in FHA programs but the products and services performed by VIP are not coming directly from HUD or FHA Information rates and programs are subject to change without notice All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts Other restrictions may apply .This is not an offer to enter into an agreement. Not all customers will qualify.