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October 2020
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Vol. 3 • No. 7
READ STORY ON PAGE 14
Harness the Power of the Sun
Sunsolar Solutions Helps Locals To Go Solar And Save Big
In This Issue City News..........................................4-10 Fall Fun.................................................11 Kids’ Corner..........................................12 Family...................................................13
Health..............................................16-17 Real Estate...........................................18 Legal.....................................................19 Business Directory..........................20-21
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Getaway...............................................23 Crossword............................................24 Bites.....................................................25 Must Watch..........................................26
FIX A DRIP. SAVE A DROP.
Repairing a leaky faucet does more than save you money. It goes a long way toward saving water, our desert city’s most important resource. Inspecting pipes in and around your home and fixing any drips or leaks is one more way to SEE WATER DIFFERENTLY.
Learn more! PHOENIX.GOV/BeWaterSmart 2 • October 2020 • NORTH 32ND NEWS
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Homemade family recipe since 1952 with marinara, mozzarella, Pecorino Romano, house garlic bread
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Homemade family recipe since 1952 with marinara, mozzarella, Pecorino Romano, house garlic bread
THE ORIGINAL CHEESE BALLS
THE ORIGINAL CHEESE BALLS
Mozzarella cheese wrapped in our artisan dough, fried golden, tossed in garlic parmesan butter
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Fresh Ciliegine mozzarella • marinara sauce • basil • oven-roasted tomato • extra virgin olive oil
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Thin shaved pastrami • marinara sauce • dill pickle • mustard drizzle
Thin shaved pastrami • marinara sauce • dill pickle • mustard drizzle
Homemade family recipe since 1952 with marinara, mozzarella, Pecorino Romano, house garlic bread
Homemade family recipe since 1952 with marinara, mozzarella, Pecorino Romano, house garlic bread
Mozzarella cheese wrapped in our artisan dough, fried golden, 52 with marinara, mozzarella, tossed in garlic parmesan butter use garlic bread THAT GREAT SALAD
Mozzarella cheese wrapped in our artisan dough, fried golden, tossed in garlic parmesan butter
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Homemade family recipe since 1952 with marinara, mozzarella, 602.482.2800 Pecorino THAT GREAT SALAD Romano, house garlic bread Avocado, grapefruit, mango, mixed baby greens, Avocado, grapefruit, mango, mixed baby greens, www.taphousekitchen.com chicory, radicchio, toasted MAMA macadamia nuts, ricottaMANZELLA’S salata, chicory, radicchio, toasted macadamia nuts, ricotta salata, MEATBALLS lemon-poppyseed dressing lemon-poppyseed dressing HEESE BALLS THE ORIGINAL CHEESE BALLS Open for breakfast, lunch, & dinner 7 days Homemade family recipe since 1952 with marinara, mozzarella, ONION RING BASKET ONION RING BASKET r artisan dough,Freshly friedcut ingolden, Mozzarella wrapped in our artisan dough, fried golden, house, battered & fried, Alondra’s Freshly cut in house,cheese battered & fried, Alondra’s homemade ranch & ketchup Pecorino Romano, house garlic bread homemade ranch & ketchup rmesan butter tossed in garlic parmesan butter
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New England style, chopped clams, potato, sherry
o, mixed baby greens,Herb-garlic butter, pretzel salt
New England style, chopped clams, potato, sherry
Avocado, grapefruit, mango, mixed baby greens,
Herb-garlic butter, pretzel salt
NORTH 32ND NEWS • October 2020 • 3
City News City of Phoenix Continues to Support Community During COVID-19 By Councilwoman Debra Stark, District 3 AS WE CONTINUE TO COPE WITH THE UNPRECEDENTED IMPACTS OF COVID-19, “BACK TO SCHOOL” LOOKED DIFFERENT THIS YEAR. In coordination with Phoenix school districts, and ahead of the transition to in-class instruction, the City of Phoenix distributed more than one million pieces of Personal Protective Equipment (PPE) to help Phoenix schools safely reopen. The PPE was purchased as a result of the Phoenix City Council allocating $2.5 million in CARES Act funds toward these supplies. Phoenix school districts, including the Paradise Valley Unified School District, received their supply packages that included items such as face coverings, hand sanitizer, sanitizing wipes, protective gowns, and other PPE. The packages included masks with clear windows to avoid hindering communication between teachers and students
with hearing impairments, students who are learning English as a second language, or students who are learning to read. The PPE distributions support the recommendations of the Centers for Disease Control and Prevention (CDC). The CDC recommends that schools implement mask wearing, physical distancing, hand hygiene, and frequent cleaning and disinfecting of high-touch surfaces as part of any school’s safe reopening plans. In addition to PPE supplies, the Phoenix City Council also allocated $3.3 million of CARES Act funds toward distance learning and Wi-Fi access. Outside of the classroom, the City of Phoenix Parks and Recreation Department has expanded programming to keep kids active at home. The PHXPlays at Home Virtual Recreation series, launched earlier this summer, now includes fall programs. The virtual
programming provides weekly, free, live-streamed activities. In addition to free programming, fee-based specialinterest programming will be offered, including ballet, yoga, and karate. Registration is required for free and fee-based programs. Visit phoenix.gov/parks. Access to nutritious food is also critical so that students are ready to learn. The Paradise Valley Emergency Food Bank (PVEFB) offers food assistance to families in need who live within the Paradise Valley Unified School District boundaries. The PVEFB is also in constant need of non-perishable food items. To make an appointment for food assistance or to donate food items, visit pvefb.org. If you have any questions, comments, or concerns, contact my office at 602-262-7441 or council.district.3@phoenix.gov.
Aioli Gourmet Burgers Opens Third Location A LOCAL FAVORITE, AIOLI GOURMET BURGERS RECENTLY OPENED ITS THIRD LOCATION AT 430 E BELL ROAD, #103, IN PHOENIX, TAKING OVER THE SPACE PREVIOUSLY OCCUPIED BY RECENTLY CLOSED CAVEMAN BURGERS. “The last six months have been a crash course in creative entrepreneurship. Finding our way through this coronavirus pandemic has been a true test of our resilience and determination to succeed. We’ve reinvented ourselves several times during this crisis and it has proved to be an amazing experience and time of growth for everyone at Aioli Gourmet Burgers,” says Kyle Hollenbeck, co-owner. “We opened one store during the pandemic and now we’re excited to have the opportunity to expand again.” The menu at Aioli Gourmet Burgers is packed with chef-driven, flavorful choices of burgers like the White
Truffle Swiss – topped with roasted mushrooms, Swiss cheese, caramelized onions, and white truffle aioli, or the Italiano – topped with fresh mozzarella, tomato, balsamic reduction, crispy bacon, and basil garlic aioli. Other options include the wedge salad, mac-n-cheese bites, loaded fries, beer-battered onion rings, and over-the-top premium milkshakes and floats. In addition, the third Aioli Gourmet Burgers location features an art gallery showcasing a collection of work by award winning Latinx cartoonist, John Carvajal. The collection includes Arizona, food truck and burger inspired pieces. All of the art on display will be available for purchase. The team
4 • October 2020 • NORTH 32ND NEWS
at Aioli hope to be able to feature many local and nationally recognized artists. Open since 2013, Aioli Gourmet Burgers started as a single food truck, quickly growing with the addition of one more food truck each year since then. The original restaurant location was opened in 2016 at 32nd Street and Shea off the 51 Freeway. That location has served as the brand’s home base for the past three-anda-half years. Year-over-year, the brand has more than doubled in size and sales with several other food truck concepts introduced, including Modern Tortilla and Oak Wood-Fire Pizza. Today, the restaurant group’s portfolio boasts seven food trucks, two taco carts, and a pizza cart, specializing in catering private events, birthdays, and weddings.
The restaurant group is led under the culinary direction of Chef Tommy D’Ambrosio, who, from a young age, had a passion for cooking. Combining differing flavors to make one-of-a-kind culinary creations, Chef Tommy was inspired by his grandmother, and having a huge Italian family, cooking and eating was a big part of his life. Chef Tommy went to the Culinary Institute of America and completed an apprenticeship at The Greenbrier in West Virginia before returning to his hometown in Phoenix to open Aioli Gourmet Burgers. Tommy opened Aioli with two of his childhood friends, Kyle Hollenbeck and Michael Cartolano. Chef Tommy is a Chopped champion, he’s competed at the World Food Championships, and has won numerous awards including the Scottsdale Culinary Festival’s Burger Battle several years running. For more information about Aioli Gourmet Burgers, visit aioliburger.com. myhyperlocalnews.com
City Ci ty NNeews Chompie’s Returns to North 32nd Neighborhood
Local CBD SPECIALISTS
Local CBD SPECIALISTS
By Molly Cerreta Smith
WHY CBD?
FOR SHEABORHOOD RESIDENTS, CHOMPIE’S IS AN INSTITUTION. While restaurant locations now abound all over the Valley, the very first location — dubbed Chompie’s Bagel Factory and opened by Lou and Lovey Borenstein in 1979 — was located at 32nd Street and Shea. And now, decades later, Chompie’s is returning to the 32nd Street and Cactus area (moving into the space formerly occupied by Big Lots) and is set to open its doors early next year. “We’re excited to be back on our home turf and to be a part of the North 32nd Street revitalization,” says Chompie’s COO Oren Molovinsky. “Chompie’s Land, as we’re affectionately calling it, will be a huge sensory overload,” says Molovinsky. “In a good way, of course.” The location that currently exists at Paradise Valley Mall is relocating to the area and expanding to create a massive Chompie’s hub featuring 27,000 square feet of space that will feature a restaurant with two private dining rooms offering full service dining, a large bar and outdoor patio seating; a fast-casual style ordering option; a dedicated curbside pick-up window with “car hop” style service; full barista area with espresso bar; and an expansive New York-style market with pastries, bakery items, grab-and-go items; and more. All the pastry, bakery, Kosher production and packaging for all Chompie’s
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No card needed fresh baked daily items will be produced there and guests will be able to watch the processes, such as cake decorating, happen before their eyes. This location will also serve as the hub for all catering services and orders for every location around the Valley. Part of the reason for such a large dedicated baking area is due to the efforts of Neal Borenstein (one of the three Borenstein children including Mark and Wendy, that have helped shape the success of Chompie’s not only in the Valley but nationally as well). Inspired by his wife Shirli who has celiac disease, Neal, who runs Chompie’s bakery division, has been instrumental in developing more gluten-free friendly and keto-
friendly baked goods to create more inclusion not only on the menu but throughout all of Chompie’s offerings. In fact, these items from cookies and breads to bagels and even cinnamon rolls have been so popular that Chompie’s online component has expanded to ship bakery items all over the country. Molovinsky says guests can expect “a whole new Chompie’s” thanks to the design efforts of Scott King of Sixty First Place architects, who is giving the latest location a mid-century modern, 60s style vibe. However, the restaurant will still feature its signature murals that pay homage to New York through the stylistic creativity of local artist Randall Hedden; and diners can still get all their favorite menu items they’ve come to love and expect over the years.
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As the 32nd Street neighborhood continues its revitalizationNo efforts, seeing a card needed locally owned and locally loved business such as Chompie’s return is yet another positive development for the area. For more about Chompie’s 40-plus year history, current locations and more, visit chompies.com.
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NORTH 32ND NEWS • October 2020 • 5
City News Creating a Vibrant North 32nd Community By Allison Barnett OUR NORTH 32ND COMMUNITY BEGAN TO TRANSFORM ABOUT SEVEN YEARS AGO. As a new resident of Phoenix and North 32nd at the time, I attended a community meeting to discuss a proposed apartment building, now View 32, and learned about the greater plan to help this area come to life again. A ULI tap study was conducted at the time to determine ways in which we could better utilize the various commercial areas along North 32nd. Some of these areas were determined to be better used as schools, senior living, more housing, etc. This plan was not meant to be an overnight plan, rather it was meant to give some guidelines over the long-term plan to create a better and more vibrant North 32nd. While we undoubtedly recognize that there are still areas within our community that need our attention, we are grateful for the progress that has been made in a relatively short time. We delight when businesses choose to open here and
even more when they choose to grow within our community.
CONNECT WITH US AT: Facebook page: facebook.com/North32nd Facebook group: facebook.com/groups/north32nd Instagram: @north32ndstreet Website: North32nd.com E-mail: hello@north32nd.com
This past August, we held the first community meeting, which you may view on our Facebook page. Annually we will host a meeting like this where key departments within the city give updates about what we will continue to see in our community. In addition, we plan to host monthly community meetings starting this month focusing on a variety of topics to ensure that we continue to build a vibrant North 32nd community. The meeting will be held on the third Thursday of every month at 6:30 p.m.; the first meeting will be October 15 at 6:30 p.m. We plan to keep it to approximately 30 minutes with one topic of focus each month. The meeting will be online as well as recorded to ensure that you may view it at your convenience. For updates on the meeting, please visit our Facebook events page.
Allison Barnett is an ambassador for North 32nd, which is bringing revitalization of the community through strategic partnerships with the City of Phoenix as well as local businesses. She is also a licensed Associate Real Estate Broker.
If you have an idea for a meeting topic, please add it to the list in the Facebook community group or send an email to allison@north32nd.com.
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20 years of helping people plan for retirement... and still going strong.
Is the Pandemic Teaching us a Lesson About Retirement?
I
t is no surprise that COVID-19 has touched nearly every aspect of our lives. Millions of Americans have lost their jobs, many professionals are now working from home, while other companies have paused operations, placing their workers on a mini sabbatical until things change. This has become the norm, not the exception. Regardless of your situation, this can be a frightening time. There is always a light, even on the most cloudy days. This time could be seen as a small trial run for retirement. Much like retirement, your schedule is not clearly defined. You may be spending much more time at home. Your work responsibilities may be limited or cut significantly. There are lessons here that can be applied to your retirement; below are our top takeaways.
Create a schedule During ‘normal times’, our schedule is often dominated by work obligations. You must be at the office or your workplace at specific times. You have meetings and conference calls. You may have projects due by a specific time, typically leaving everything else in life to get scheduled around work.
Now, much like retirement, traditional work schedules have become blurred or even nonexistent. Working from home allows you to complete things during non-traditional working hours. Personal tasks start to creep into your workday, blurring what were once clearly defined lines. It is important to create and maintain a schedule, even when you are not required to. Set the alarm and get up by a certain time. Keep a morning routine. Block off time for activities like fitness or work or even a new hobby. A schedule will help you maintain some normalcy and reach your goals.
Have a greater purpose Much like our schedules, very often our purpose in life is dominated by work. For many people, the pandemic has made them reevaluate the role work plays in their lives. It’s similar to the process many retirees go through right after they end their careers. Without the purpose that comes from work, you may feel lost and even depressed. This is a good time to evaluate what is most meaningful to you. Work is important, but just as after retirement you may need to find a new
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purpose. It could be family or friends. It may be a new hobby or a dedication to volunteer services. The choices are limitless, and finding that passion will help to keep your body, mind and soul strong.
Build your community If you go into an office or workplace every day, you may spend more time with your coworkers than anyone else in your life. This makes working from home a difficult transition, especially if you thrive on social interaction. Retirement can be a similar transition. Consider who your social circle may be after retirement, and how you’ll connect with them. Video conferencing solutions, like Zoom, have become popular, but they’re not just for work. Use those platforms to connect with friends, family and coworkers. If you are ready or preparing for retirement, LET’S TALK! Diamond Retirement Strategies has helped hundreds of families analyze their goals and implement a strategy customized specifically for them. Retirement can be scary…don’t do it alone.
We’ve built our reputation by putting clients’ needs first every time. At Diamond Retirement Strategies we help individuals, married couples and families plan for their retirement. Whether you are already retired or are preparing for retirement in the next few years, we can help you through strategies to finally reach your ultimate goals. NORTH 32ND NEWS • October 2020 • 7
Now Enrolling for Fall Classes!
City News Affordable Home Repairs Available to Phoenix Residents THE CITY OF PHOENIX HAS PARTNERED WITH HABITAT FOR HUMANITY CENTRAL ARIZONA TO OFFER PHOENIX RESIDENTS AFFORDABLE HOME REPAIRS TO HELP FAMILIES SHELTER AT HOME SAFELY AND COMFORTABLY DURING THE ONGOING COVID-19 CRISIS.
Our program includes 2, 3- and 5-day schedules with Half Day or Full Day options. We are a Quality First school with scholarships available 3030 E Thunderbird Rd. Phoenix, AZ 85032 Call us at:
602-992-1980 or email
kgrandprey@stmarkphx.org for more info
EXAMPLES OF ELIGIBLE REPAIRS INCLUDE: • Air conditioning and heating repair or replacement • Plumbing or electrical repairs • Roof repairs or replacement • Repairs that address the health and safety of the home • Appliances including range, oven and refrigerator ELIGIBILITY REQUIREMENTS: • The property must be located within Phoenix city limits • Applicants must own and live in their home • Total household income must not exceed specific income limits • Household members must provide proof of lawful residence
1 S TAT E S E N A T O R
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• Repairs needed to make the home safer and healthier The program does not provide service for landscaping, fencing, painting, or pools. PROPERTIES THAT DO NOT QUALIFY: • Rental properties • Properties that are not the primary residence of the owner • Repairs not related to staying safely at home Funding for this program is provided by the city of Phoenix CDBG-CV program through the CARES act to provide support for families through the current health crisis, according to Habitat for Humanity Central Arizona. The program is firstcome, first-serve until funds are depleted and is open citywide. To learn more about this program, call 602-268-9022, extension 224, or visit habitatcaz. org/repairs. Habitat for Humanity brings people together to build homes, communities and hope. “We envision a world where everyone has a decent place to live,” according to the nonprofit.
2 S TA T E R E P R E S E N TAT I V E S =
REAL CHANGE IN ARIZONA ELECT THE TEAM WORKING FOR US IN DISTRICT 28 The upcoming election is critical for our community. A vote for this team is a vote to fully fund quality K-12 public education, ensure access to affordable healthcare, and create an economy where everyone can thrive.
LEARN MORE AT TEAMAZ28.COM EARLY VOTING BEGINS OCT. 7TH.
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MAIL IN YOUR BALLOT BY OCT. DROP OFF YOUR BALLOT OR VOTE IN PERSON ON ELECTION DAY, NOV. 3RD. Paid for by Elect Aaron Lieberman, Kelli Butler for Arizona, and Chris4Arizona. Authorized by Aaron Lieberman, Kelli Butler, and Christine Marsh.
8 • October 2020 • NORTH 32ND NEWS
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City News The Perfect Nearby Locations for Holiday Family Photos By Jenna-Lee Neff Photo by Erin McDonald FALL IS THE PERFECT TIME TO GET THE FAMILY TOGETHER TO CAPTURE THOSE MEMORY MAKING SHOTS. With temperatures cooling off, families can trade the studio for lovely locations around the Valley. “Local parks or greenbelt recreation areas make great spots for a portrait,” says local photographer Erin McDonald. McDonald, a Phoenix native with a passion for portraiture and wedding photography, shares some of her favorite locations to capture the perfect family frame. DREAMY DRAW RECREATION AREA Located at 2421 East Northern Avenue, McDonald always recommends Dreamy Draw for clients looking for a desert-type background. The recreation area offers diverse desert landscapes while having plenty of parking, public restrooms and it is dog friendly, meaning you can include your furry family members. HERITAGE SQUARE AT HERITAGE AND SCIENCE PARK At 113 North Sixth Street, McDonald says this is the perfect location for urban photography. Playing on the textures, architectures and graffiti in the areas, she finds the area to be the perfect backdrop for a variety of personalities and poses. OLD TOWN SCOTTSDALE Old Town Scottsdale provides a variety of backdrops with different architectures, unique storefronts and plenty of public spaces. McDonald notes that the area, particularly around the Scottsdale Civic Center, sees a lot of traffic from photographers on the weekend. If you want to utilize this area, it might be best to plan your photo sessions for during the week. TEMPE TOWN LAKE Tempe Town Lake is described as a desert oasis in the middle of the Phoenix metropolitan area, but for McDonald, the location provides the perfect backdrop for dreamy sunset style photos looking out over the water. YOUR OWN FRONT YARD McDonald emphasizes one of the best locations to capture your family personality is the family home. In response to the pandemic, she did a portrait series called the Sheaborhood Portrait Project, myhyperlocalnews.com
where she used a long lens to socially distance while photographing families in their own front yard. “I realized how much more comfortable and relaxed the subjects were because they were in their own environment,” she says. “The whole vibe of the sessions on their own porches or backyards was different than when we pack everyone up and drive out to a location.” McDonald offers a few additional tips to consider when planning locations for your family picture: Plan ahead for the day. Communicate with your photographer to arrange shots and timing, keeping lighting in mind when making your plans. According to McDonald, lighting is key to making any location amazing. Early morning or early evening is best, as you don’t want the sun directly overhead. “The hour before sunset, or magic hour as photographers call it, is a beautiful time of day to catch the amazing Arizona sunset colors in the sky,” she shares. Mindfulness for safety might be the most important tip McDonald can offer to families planning the perfect portrait. Be aware of your location and any dangers to your party or laws you might break by posing there. “When choosing a location, please remember to be safe and stay off of train tracks and light rail tracks,” she says. Not only do these locations put your family at risk, but often it is illegal to be there and you will receive a ticket. To learn more about McDonald or see examples of her work, visit clickinduo.smugmug.com. Jenna-Lee Neff is a freelance journalist and owner of the Solstice News blog at mysolsticenews.com. NORTH 32ND NEWS • October 2020 • 9
City News Basic Elements Reunite and Rock On By Jonathan Goldman IT’S FITTING THAT AN ‘80S BAND FROM PHOENIX WOULD RISE UP FROM THE ASHES AFTER 35 YEARS, BUT UNTIL LAST SUMMER, GETTING THE BAND BACK TOGETHER WAS THE FURTHEST THING FROM THE MINDS OF THE GUYS IN BASIC ELEMENTS. When the group formed in 1984, John Denis, Jonathan Goldman, William Bowling, David Youssefi, and Matt Barton were spread across three different high schools (Shadow Mountain, Horizon and Brophy) but a common thread brought them all together. “We were always getting our butts kicked for being different,” says synth player Jonathan Goldman. “We listened to all the new wave music coming in from overseas and tried to emulate the bands we liked by shopping in the ‘Gear for Guys’ section at Judy’s in the mall, so starting the band was kind of a survival mechanism.” A cross between Simple Minds and Tears for Fears, Basic Elements made a name playing gigs in iconic Valley bars The Mason Jar, Metro, Sun Club and Edsel’s Attic as well as the Arizona State Fair and the backyard of any teenager whose parents were out of town. During their six-year run, Basic Elements played alongside local legends Gin Blossoms, Gentlemen After Dark, BonTon/Caterwaul, Ditché, and Radio Architecture. They also opened for larger touring acts Bolshoi and Gene Loves Jezebel, while maintaining an average age of 17-years-old. In 1990 the band broke up – well before any of them were old enough to legally enter a bar. In the 30 years since, members of the band have moved on to become a sculptor, TV producer, real-estate agent, graphic artist, and an attorney. After last year’s reunion show at the legendary Mint in Los Angeles, the band found themselves with an opportunity too good to pass up—the 10 • October 2020 • NORTH 32ND NEWS
chance to record songs they wrote as teenagers with one of the artists who inspired them to write the songs in the first place. Ed Buller is a Mercury Prize-winning producer who created albums for bands like Suede, Pulp, and White Lies. He was also the original synth player for the Psychedelic Furs, a band that influenced Basic Elements from day one. “We never got to work with a producer who was into the post-punk scene,” says bassist William Bowling. “Back in the day all we got was some head-banger behind the mixing board, so finding Ed was like finding some new wave saint. He’s just a brilliant producer.” Written in the ‘80s and recorded today, each song delivers a euphoric mix of nostalgia for original fans of post-punk/new wave, and an exciting sense of discovery for the next generation finding the band on streaming platforms. The band dropped its first single “Hide,” on October 2. Written in 1984 against the backdrop of the Cold War and George Orwell, it’s an antiauthoritarian fight song with lyrics that feel more relevant than ever. Over the next several months the band will drop each track recorded with Buller as singles, and cap it off with a full release on pressed, collectible vinyl that includes a B-side of the original, archived recordings. Keep up with the band at basicelementsmusic.com. myhyperlocalnews.com
Fall Fun Family-Friendly Fall and Halloween Events Across the State Compiled by Veronica Leon
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all is here and that means fall festivals, apple picking, hayrides, and Halloween. We know you’re too busy to search out all of the fall fun yourself so we have done it for you. We want to make sure your family doesn’t miss a thing. So here’s a round-up of all the fall fun in Arizona. (Be sure to check each event’s website before attending as things may change given COVID-19.) APPLE ANNIE’S ORCHARD FALL PUMPKIN CELEBRATION Through October 31 appleannies.com Fall time at the farm means pumpkins, hayrides, a corn maze, and fall weather. Bring the whole family for a fun-filled day. Pick your own apples in the orchard and pumpkins in the farm, enjoy pumpkin pie, pumpkin bread, and homemade cider donuts. FAIRMONT SCOTTSDALE PRINCESS PUMPKIN NIGHTS Through October 31 scottsdaleprincess.com/pumpkin-nights Carve out some fun this fall season and join us at the Fairmont Scottsdale Princess with friends and family as the resort transforms for its first annual Spooktacular event, Pumpkin Nights #AtThePrincess! With all-new featured experiences, get ready to experience Scottsdale’s most anticipated fall festival. FREE FALL FEST AT PHOENIX PREMIUM OUTLETS Dates vary; see website for more details theazfallfest.com For three weekends, the Fall Fest will encompass a wide interactive and family engagement event with seasonal activities, themes, local food vendors and beverages. The events will feature a pumpkin farm stand, music, hot-air balloon “glows,” inflatables, kids and family activities, a beer garden and just about something for every age group. HALLOWEEN TOWN PUMPKIN PATCH October 22 - October 31 (Thursday through Sunday) halloweentownaz.com Halloween Town Pumpkin Patch’s fee is $5 and parking is free. Find family fun with fun rides, games, and other attractions, (face painting, arts and crafts, and more). You can pick your pumpkin through the pumpkin patch. Rides are geared toward kids ages 2-7, with activities to fit all ages. MACDONALD’S RANCH PUMPKIN PATCH Through October 31 (closed on Tuesdays) macdonaldsranch.com/pumpkin-patch The annual MacDonald’s Ranch Pumpkin Patch is once again bringing the fall fun. Purchase an entrance ticket at the door to see the original pumpkin patch. For those that would just like a pumpkin and do not wish to participate in the other western festivities, MacDonald’s Ranch will have a mini pumpkin patch available at the entrance for you to buy pumpkins. myhyperlocalnews.com
MOTHER NATURE’S FARM PUMPKIN PATCH Through October 31 mothernaturesfarm.com/pumpkinpatch The farm entrance fee is $10 per child; this includes a pumpkin, the air bounce, a hayride, spider web crawl, feeding the animals, and Alexander’s Adventure Maze. Adults are $5 to tag along and ride the hayride. Bring a picnic lunch and your friends. They have picnic tables, grassy fields, big shade trees, and plenty of room for the kids to be kids. Food is available at Maneau’s Munchies.
Grand g n i n e p O e R
MORTIMER FARMS PUMPKIN FEST & CORN MAZE Through November 1 mortimerfarmsaz.com/PumpkinFestival Enjoy a “u-pick” pumpkin patch, corn maze, hay rides, fun farm inspired rides, farm animals, and more.
Need a date night? Need a ladies night?
PEORIA’S ANNUAL HALLOWEEN MONSTER BASH October 24 peoriaaz.gov Details are still in the works for this annual event that takes place at Peoria Sports Complex. Be sure to check on their website to not miss any of the scary fun!
Full calendar and tickets
Join us as we open our doors back up in October!
www.craftnights.com
SCHNEPF FARMS PUMPKIN & CHILI PARTY Through November 1 (closed Mondays) schnepffarms.com Schnepf Farms offers a pumpkin patch and chili party, from rides, games, shows and so much more. STORYBOOK ENTERTAINMENT SPOOKTACULAR October 31 storybookentertainmentaz.com/storybookspooktacular.html Join Storybook for the exciting Trick or Treat event. Keeping safety in mind, they have created an incredible experience for your children to dress up, meet favorite characters, take photos, decorate a trick or treat bag, and trick or treat at the character stations. TOLMACHOFF FARMS PUMPKIN DAYS & CORN MAZE Through November 1 tolmachoff-farms.com Six acres of family fun with a great pumpkin patch, corn maze and a new theme every year. Mini corn maze (perfect for the little ones), haunted corn maze and other activities, including: a petting zoo, train ride, hay pyramid, corn box, adult/child pedal cart track, jumping pillow and much more. VERTUCCIO FARMS FAMILY FESTIVAL Through November 1 vertucciofarms.com/fall-festival A corn maze, air playground, train ride, tube slide, farm animals and bouncy houses for all ages; $12 per person and age 2 and under are free. Veronica Leon is the publisher of Macaroni Kid N Scottsdale-PV at NScottsdale.macaronikid.com. Find your family fun at this hyper-local e-newsletter and website featuring events, activities, products for moms, kids and families.
Pumpkin Starry Night 10/24 @ 7-9pm
Frida! 10/29 @ 6:30-8:30pm
*Masks required during event †Occupancy at 50%
NORTH 32ND NEWS • October 2020 • 11
Kids’ Corner
LET’S GET COOKING!
Teaching Kids How to Navigate the Kitchen By Jill “MamaBug” Frier
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he holiday season is fast approaching, which makes this a great time of year to start giving your kids some practical life skills by helping you in the kitchen. Getting your kids involved in the holiday food preparation is a great way to bond and pass on your traditions for celebrating. BENEFITS OF COOKING WITH CHILDREN One of the biggest benefits to having your kids help you in the kitchen is that you are teaching them about food and nutrition. Learning about food helps you learn how to eat right, handle food safely, and be healthier. In fact, studies show that people who regularly eat meals prepared at home are more likely to be healthier – and happier. When you eat less sugar and avoid processed foods, you typically have more energy, a healthier immune system, and overall better mental health as a result. Research shows that people who eat home-cooked meals at least five or more days a week tend to live longer lives, too. Cooking with your kids is also a great way to help them grow and develop. From improving vocabulary, math, and fine motor skills, to teaching your kids critical life skills so they will be able to take care of themselves as adults, cooking is an important way to help kids to become healthier and more independent.
HELPING IN THE KITCHEN Kids get hands on learning while helping in the kitchen because, as you cook, you are actively teaching them by showing them what to do. Cooking improves vocabulary by labeling ingredients as you go, reading to understand and follow recipes and instructions, math by counting and measuring ingredients, and following directions by listening to your instruction. There are many ways for kids to help you in the kitchen. You can encourage your child’s interest in cooking by giving them different age-appropriate activities. Whether they stir batter, measure a cup of ingredients, knead dough, roll out cookies, or crack eggs, they are developing skills that will help them learn how to cook as they grow. Here are a few ideas to get your kids helping in the kitchen, no matter what age they are: • Let kids punch and knead dough for yeast breads • Have kids cream butter and sugar by squishing it with their hands • Allow kids to measure ingredients and pour them into the recipe with your guidance • Let your kids draw designs in extra flour (put down parchment or wax paper first) • Add food coloring to different recipes to help kids learn about colors and mixing
• Let your kids decorate cookies and cupcakes with frosting, sprinkles, candy, or other treats • Show your kids how to crimp the edges of a pie and let them do it for you • Put ingredients into a re-sealable bag and let your kid mix it with their hands • Ask kids to help you figure out how to double or half a recipe before measuring • Find no-bake recipes and help your kids walk through making the food from beginning to end The level of help in the kitchen should be based on your child’s age and ability. Younger kids have fun watching and playing, while older children want to be more hands on and participate in making the final product. You know your child best, so think about what they are ready for when you get ready cook. There are many resources, classes, and tips both online and in the Phoenix area to help make learning to cook fun and relevant to your children. Do a little homework, get out some of your favorite recipes, and then invite your kids to join you in the kitchen! Be sure to check out Ladybug’s Blog at ladybugsblog. com for more articles and recommendations for fun, educational and interesting things to do with kids everywhere in Arizona.
Some of the many benefits of cooking with your children include: • Building and enhancing fine motor skills • Encouraging kids to try new foods • Helping young children identify their senses of smell, taste, touch, sight, and hearing • Boosting confidence by learning new things and creating something to take pride in • Improving math ability by measuring, counting, and converting numbers • Improving reading comprehension skills by following recipes • Learning scientific concepts, like chemistry and experimentation • Increasing focus and attention on the task at hand • Inspiring creativity • Teaching life skills they will need as adults • Promoting healthy eating habits and understanding nutrition • Encouraging family bonding 12 • October 2020 • NORTH 32ND NEWS
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Family Kids of All Ages Soak Up Fun and Learning at Hubbard Family Swim School By Lila Baltman
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ue to COVID-19, all the swim instructors at the Hubbard Family Swim School are now required to wear large, plastic face shields while teaching children in the swimming pools. However, even with face shields being worn, children can still see the instructors’ big smiles and friendly faces behind the see-through plastic shields. There may be several new safety measures being used, but parents are definitely excited to sign their babies and children up for swim lessons again and Hubbard is thrilled to be open and back in the “swim of things.” Founded in 1998 by co-owners Bob and Kathy Hubbard - worldrenowned experts and educators in the field of infant swimming - Hubbard Family Swim School offers lessons to children 8 weeks
to 12 years of age. The Hubbard’s basic philosophy is this: children everywhere must learn how to swim. Hubbard’s new safety measures include: • Face coverings are required for everyone over the age of 6 (except when in the water). • Families are asked to limit their swim entourage to one adult per family. • Enter the building no more than 10 minutes before your scheduled lesson. • Upon arrival, use the available hand sanitizer. • Practice social distancing and keep children close when they are not in a lesson. • Families are strongly encouraged to come and leave in swim gear to reduce the number of people in the changing area. • To reduce family crossover, makeups are not being offered at this time.
The majority of children at Hubbard Swim School enroll in one 30-minute lesson per week. There are a variety of classes available for children ages 8 weeks to 12 years of age. In 2019, the American Academy of Pediatrics formally stated that they now recommend that children as young as 1 year old get enrolled in formal swim lessons. There are also free “Baby Splash” classes for babies 8 weeks old to 5 months of age available at Hubbard. Parent participation in the water is required. These 30-minute water acclimation classes give parents or caregivers a chance to learn excellent tips on how to enjoy tub time at home with baby and also learn how to prepare baby for swim lessons. The baby splash classes are free but there is a $25 registration fee. “Our popular Baby Splash classes give parents an excellent way to spend
quality time with their babies in the water,” says Kathy Hubbard. “Their swim class together is wonderful bonding time.” Hubbard in Phoenix is located at 13832 North 32nd Street, Suite 100, in the Kino Plaza. For more information, call 602-971-4044 or visit hubbardswim.com.
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NORTH 32ND NEWS • October 2020 • 13
Cover Story Harness the Power of the Sun
Sunsolar Solutions Helps Locals To Go Solar And Save Big
By Michelle Talsma Everson
W
hen you think of renewable energy, the first type that may come to mind is solar power. Solar energy works by capturing the sun’s energy and turning it into electricity through solar panels—and with an average of 300 days of sunshine a year— Phoenix is the perfect place for those considering supplementing some of their energy uses with solar power. In fact, according to recent statistics, solar panel installations are expected to grow 20% in 2020, consolidating the United States’ position as the world’s second-largest market for solar power usage. Better still, according to a recent Zillow.com study, homes with solar sold at an average 4% higher than non-solar homes. Michael O’Donnell, vice president of sales and co-owner of Sunsolar Solutions, says that his company has helped over 6,000 Arizona families go solar—taking the power of the sun and turning it into usable electricity to power their homes. “We started in 2015 and are based right here in Phoenix. Since then, we have helped thousands to find custom solutions for their own needs to try to bring their power bill as close to zero as possible,” O’Donnell explains. SunSolar Solutions recently moved into their new headquarters due to rapid growth. O’Donnell compares having solar panels to someone “having their own personal power plant.” He notes that solar panels are often more affordable than people realize, with $0 down and options to purchase or lease the panels. “It’s a zero upfront cost, monthly payments are usually less than you’re paying for electricity, and, in time,
the equipment pays for itself, and you make a monthly profit,” he says. “Your solar system allows you to generate your own clean power and costs less than your current utility company,” according to SunSolar Solutions. “Flexible finance solutions allow you to simply pay by the month, like you do now, but at a lower rate and you start saving immediately.” How O’Donnell and the team at Sunsolar Solutions accomplish this is by meeting with each customer personally to assess how many panels their home will need. “We are upfront and transparent with customers; we don’t sell fake savings and our engineers will make sure that the solar panels work like we say they will,” O’Donnell says. “From the time we first meet with a potential customer, it takes about 60 days until the panels are on the roof and their system is ready.” Some benefits of going solar with Sunsolar Solutions include: • Flexible financial solutions – locals can lease, finance or purchase solar panels • No upfront costs • Customers can save up to 95% off of their electric bill • Protection against inflation and energy cost increases from the electric company • Increasing the property value • Earning a great return on your investment • Going green • Providing clean, reliable energy There are also several tax perks that come with going solar. “By increasing the number of panels, you increase the amount of money that the U.S. government will be investing in the system and into your home,” O’Donnell explains. “If the 100-percent design created a $10,000 subsidy, then the 150-percent design
14 • October 2020 • NORTH 32ND NEWS
will produce a $15,000 subsidy. There is no limit to the size of the system and, therefore, the size of the tax credit. By the way, the tax credit is dropping significantly at the end of this year from its current rate, which is 26 percent of the system price. Truth be told (which is something we insist on in our proposals), the result of a properly designed system is a lower monthly and annual cost for the household’s electricity.” O’Donnell shares the story of one of his recent local customers: “Janet from Peoria will pay $33,000 less to pay off the equipment than she would have paid APS. And the money she did spend didn’t turn into utility receipts; it turned into a paid-off $40,000 power plant that at the end of the term will be generating $7,500 worth of electricity per year. She has no doubt whatsoever that her home will be worth substantially more with a paidoff solar system, producing enough power to incur zero billing from APS, than it would have if she had spent much more buying that power from APS over the years.” In addition, for those with APS service, O’Donnell says that there may soon be a limit of 15 percent of their customers per neighborhood who are even allowed to have solar panels. Val Berechet, president of SunSolar Solutions, is urging his sales force to emphasize the urgency of switching because of this limit. He has set up a geographic database that will track what areas are approaching capacity or have already exceeded their maximum, according to SunSolar Solutions. Out of 17 applications submitted to TEP (a Tucson-based power company, similar to APS, used as an example), after the utility started implementing the maximum on May 12, four have already been denied, signaling possibly maxed-out service areas, Berechet explains. He expects
other areas in Arizona to hit their maximum quickly, though it is too early to know where and when with any specificity, he adds. “The essential environmental and economic factors still favor solar power in Arizona,” according to Sunsolar Solutions. The state has the third lowest cost per watt for solar panels, and it has the secondhighest potential solar resources, just after Nevada, according to the U.S. Energy Information Agency, cites the company. O’Donnell shares that the cut off to go solar when you have APS could be as soon as the end of this month. For those who choose to go solar with Sunsolar Solutions, O’Donnell explains that customers can see how much power the panels are generating every day through an easy-to-use app. “On days where there is a lot of sunshine, the panels perform even better,” he says. Added to their knowledge and expertise, O’Donnell notes that SunSolar Solutions is A+ rated by the Better Business Bureau and has several high reviews on social media. “Val, Michael, Jack and the whole team were extremely easy to work with,” shares one customer. “No pressure sales, answers to all my questions... and worked with me to develop a system that I wanted installed. My first complete month’s APS bill just came in and I am proud to say it was just 20.66.” O’Donnell says that, for budget conscious consumers, going solar helps keep their same monthly payments years into the future— something that can’t be promised with traditional electric companies. To learn more and inquire about a free consultation, visit sunsolarsolutions. com or call 602-773-6675. myhyperlocalnews.com
Solar Must Be Installed by Dec 31st or Miss Out on 26% Tax Credit
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rizona Home Owners have until December 31, 2020 to have a solar system installed and be “Operational” to qualify for the Federal Investment Tax Credit (ITC). If the system is installed after that date the tax credit will drop to 22% in 2021 and 0% in 2022. Is there still time for a solar project to be initiated and completed before the end of the year? According to Val Berechet, President of SunSolar Solutions, a local solar company with over 6500 customers in Arizona, it only takes one or two days to complete a solar installation. The issue is, it can take anywhere from 60 to 90 days from the point of getting a proposal to having the permit from the city and approvals from APS. So it is getting close to the point where that will become impossible to accomplish. To remove the uncertainty for their customers SunSolar Solutions will guarantee customers an installation in 2020 if they call for a proposal through October 2020.
In addition to the Federal ITC, the State of Arizona will issue a $1000 tax credit that can be applied to 2020 state taxes. According to Solar Energy Industry Association (SEIA): If a homeowner buys the solar energy system outright (either paying cash or financing with a loan), they cannot use any commence construction safe harbor provisions. To receive the full 26% residential solar tax credit, the system must be “placed in service” before the end of the day December 31, 2020. It is not enough to have signed a contract, or to have made a down payment or even to have begun construction. There is no bright-line test from the IRS on what constitutes “placed in service,” but the IRS has equated this with “completed installation” in a Private Letter Ruling. The residential credit is claimed on the tax return for the year in which the qualifying expenditures are incurred, and the tax rules say the costs are incurred when the
GO SOLAR URGENT! LAST CHANCE AT 26% SOLAR TAX CREDIT!
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system installation has been completed.The 25D tax credit will step down to 26% in 2020, 22% in 2021, and 0% starting in 2022. If a homeowner buys a newly built home with solar and owns the system outright, the year that they move into the house sets their credit eligibility. Expenditures are generally treated as incurred when the original installation of the solar energy system is completed on an existing home. However, if a new solar energy system is purchased in connection with the new construction of a home, the costs are treated as incurred when the taxpayer begins living in the home. QUICK FACTS The ITC is a 26 percent tax credit for solar systems on residential (under Section 25D) and commercial (under Section 48) properties. The Section 48 commercial credit can be applied to both customer-sited commercial solar systems and large-scale utility solar farms.
★★★★★
The residential and commercial solar ITC has helped the U.S. solar industry grow by more than 10,000% percent since it was implemented in 2006, with an average annual growth of 50% over the last decade alone. Congress passed a multi-year extension of the ITC in 2015. A tax credit is a dollar-fordollar reduction in the income taxes that a person or company would otherwise pay the federal government. The ITC is based on the amount of investment in solar property. Both the residential and commercial ITC are equal to 26 percent of the basis that is invested in eligible solar property. If you would like to receive a free proposal customized to your home’s roof and APS usage call Michael O’Donnell, VP of Sales at SunSolar Solutions at 602818-1355. Act now to ensure the installation in 2020 and receive the full 26% Federal ITC and the $1000 Arizona Tax Credit on this years taxes.
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9059 W Lake Pleasant Pkwy H800 Peoria AZ 85382 www.SunsolarSolutions.com Don’t Miss Out! Go Solar Today! • • • •
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NORTH 32ND NEWS • October 2020 • 15
Anna Lunaria, MsAc. L.Ac. CMT CYT CHT Specializing in Chronic Pain & Autoimmune • 26 years of experience
Are you ready to feel better naturally? Book Now!
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Health Yin Rising Acupuncture Expands, Welcomes Locals to Experience the Healing Power of Acupuncture
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Feel Better with Acupuncture “Anna has been instrumental in helping manage my autoimmune chronic pain and fatigue. She is truly a miracle worker and I am incredibly grateful for her.” A.S.
“I’ve suffered from a combination of hives and severe headaches due to stress. After acupuncture from Anna for the first time I’ve seen real progress. I’ve rarely met people like Anna; she is dedicated to her patients, takes time to understand their difficulties and communicates a sense of hope.” S.L.
“Anna worked on my Rotator Cuff, my Hip, and the Neuropathy in my feet. All of these have shown significant improvement. I recommend Anna to everyone I come in contact with.” J.K.
Yin Rising Acupuncture has two locations: North Phoenix Tempe 10880 N 32nd St Suite 15 (& Shea) 6101 S Rural Rd Suite 112 (480) 206-6199 Call/Text • www.yinrising.com Book Online
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16 • October 2020 • NORTH 32ND NEWS
in Rising Acupuncture and Anna Lunaria, Ms. Ac. L.Ac. CMT CYT CHT, have opened their second Valley clinic. Their new location is at 10880 N. 32nd Street. “We love being part of this thriving center with other locally owned small businesses,” Lunaria says. “Being part of our local community is important to us.” Yin Rising’s other Valley clinic is in Tempe where they have over 2,000 patients. Lunaria is a chronic pain holistic health expert. She began having back pain when she was only 10 years old. For 15 years she sought help from many different doctors, PTs and holistic health providers. During these years some things would bring brief episodes of relief: yoga, massage and acupuncture. She made it her mission to understand why chronic pain occurs and to find natural ways to help herself and her patients experience long lasting results. Teaching anatomy (over 1,500 hours), physiology, pathology, postural analysis and kinesiology as well as teaching over 10,000 hours of yoga and performing over 20,000 massage sessions over her 30-year career has given her a unique three dimensional understanding of the human body, what causes pain and, most importantly, how to naturally resolve pain with long lasting results. Lunaria decided to deepen her healing skills by become an acupuncturist after using acupuncture many times with great success to resolve everything from back and neck pain, hamstring tendonitis, morning sickness, recuperating from colds, insomnia, writer’s block, headaches, anxiety, and more. Lunaria is an alumna of Hampshire College and Phoenix Institute of Herbal Medicine and Acupuncture and is currently enrolled in an acupuncture doctoral program at Pacific College of Oriental Medicine. Acupuncture is an ancient practice from Asia dating back 3,000 years. Adding electric frequency to acupuncture needles dates back to 1825 when a French
physiologist applied a gentle electrical current to acupuncture needles. Today there are over 8,000 biomedical research studies investigating why and how acupuncture and electro-acupuncture works. Acupuncture needles are very thin, smooth, sterile and single use. Most people only feel a tiny little pinch when needles are inserted. The release of natural endorphins and neurotransmitters imparts a sedating, relaxing effect; most people relax and nap or meditate during their treatment and wake up feeling refreshed, calm and mentally focused. Acupuncture points are found along meridians which modern neuroscience research has discovered map along nerve pathways. Dry needling, also called trigger point acupuncture, is done locally at specific muscle. These points often overlay traditional acupuncture meridian points, but not always. As an integrative East-West medicine practitioner, Lunaria uses both ancient theory along with modern research to develop evidence-based acupuncture clinical methods. “At Yin Rising Acupuncture we’re devoted to helping our community in the fight against the pandemic,” Lunaria says. “We urge our patients to come in for electroacupuncture treatment as preventative care because we are not currently working with sick patients to protect the health of our well patients.” To learn more, call 480-206-6199, visit yinrising.com, or email anna@yinrising. com. myhyperlocalnews.com
Health Interested in Naturopathic Medicine? By Dr. Jenna Dye, Naturopathic Physician
H
ave you heard of naturopathic medicine? Are you thinking about exploring naturopathic medicine as a supportive part of your health care journey? If so, here is some detailed information to see if naturopathic medicine may be the right fit for you. WHAT IS NATUROPATHIC MEDICINE? Naturopathic medicine is a specific type of primary health care that concentrates on whole patient wellness. The role of a naturopathic physician is to diagnose, treat and prevent acute and chronic illness by identifying underlying causes and removing barriers that may be impacting health, rather than focusing solely on symptomatic treatment. This is accomplished together with patients by individualizing care and creating a healing and supportive environment. HOW IS A NATUROPATHIC PHYSICIAN TRAINED? Licensed naturopathic physicians (ND or NMD) are clinically trained primary care physicians who have attended an accredited four-year graduate level naturopathic medical school. Education in basic sciences is similar to an MD, however a naturopathic physician also studies holistic approaches to therapy with an emphasis on optimizing wellness and disease prevention. In addition to the standard medical curriculum, botanical medicine, clinical nutritional, psychology and counseling are studied. A naturopathic physician must take professional science and clinical board exams in order to be licensed by a state or jurisdiction as a primary care physician. DO NATUROPATHIC PHYSICIANS ACCEPT INSURANCE? In the state of Arizona, naturopathic physicians are not typically contracted with insurance, however, there are options for patients with private insurance. If insurance allows, necessary paperwork for Out-ofmyhyperlocalnews.com
Network claims can be provided. Patients may also be able to use HSA/ FSA for visits. Routine bloodwork can often be ordered through most insurances. WHAT DO NATUROPATHIC PHYSICIANS TREAT? As a naturopathic physician I treat a wide variety of conditions. I treat both children and adults for many conditions. These can include general wellness exams, allergies, and dermatological conditions such as eczema, gastrointestinal issues, autoimmune disease, thyroid disease, adrenal health, and acute conditions. All treatment is based on you as an individual with the main goal to remove obstacles that may be impacting health. WHAT TO EXPECT AT YOUR FIRST VISIT? Your first visit is up to 90 minutes. We begin by discussing your health history in great detail, focusing on diet and nutrition, exercise, lifestyle and social/emotional factors. We will use diagnostic tools along with physical exam and targeted laboratory testing and imaging depending on your individual case. All treatments are individualized and tailored to your goals, lifestyle and health needs. Why see a naturopathic physician? A naturopathic physician may be a good fit for you if you want to actively participate in your own health. We work together to learn what your body needs to get well and stay well. My patients feel empowered and hopeful when they understand their health conditions and are actively engaged in the healing process. It may also be a good fit for you if you have tried conventional routes without improvements or need addition or alternative support for acute and chronic conditions. Dr. Jenna Dye is a licensed naturopathic physician. Her role is to support the body’s foundation to restore and maintain optimal health. Together with her patients, this is achieved by identifying and removing barriers that may be impacting health while creating a healing environment. For more information, visit drjennadye.com.
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Real Estate The Local Real Estate Market Continues to Grow By John Cabezas with LIV AZ Realty
I
recently had a conversation with a client who said he was going to wait until the housing market crashed again before purchasing a home. His reasoning was, as he put it, “Everyone keeps telling me that the pandemic will drive another housing crash.” He believes that the market will become a buyers’ market before the end of the year. I explained to him that those that know and understand the real estate market are predicting a strong sellers’ market into 2021 and perhaps beyond. Unlike the previous real estate market crash, lenders guidelines are as strict as they have ever been. Those that can purchase, and have purchased, were and must be well-qualified. At the start of this year, Realtor.com released their Housing Recovery Index. The index is a weekly guide. The index shows if and how the COVID-19 outbreak impacted the real estate market. The index looks at four key components of the housing industry: 1. Housing Demand – Growth in online search activity
2. Home Price – Growth in asking prices 3. Housing Supply – Growth of new listings 4. Pace of Sales – Difference in timeon-market The index compares the current status “To the January 2020 market trend, as a baseline for pre-COVID-19 market growth. The overall index is set to 100 in this baseline period. The higher a market’s index value, the higher its recovery and vice versa.” The graph below charts these four components. It shows how the real estate market started out strong in early 2020, and then dropped at the beginning of March, when the COVID-19 outbreak shut down the economy. More importantly, it shows the strength of the recovery since the outbreak.
OUR MARKET IS HOTTER THAN HOT
E
ven with historically low inventory our market broke a record July with over 10,303 homes sold! Not only is this the highest July ever, but one of the highest months of sales in our history. Don’t miss this window of opportunity to sell your home in one of the hottest home markets ever! Call, Text, or Email for your home valuation Ask us about the Our Heroes program to financially assist our essential workers in the sale or purchase of a home.
For a full list of comps for your exact neighborhood, call (602) 300-0797 or email us at lynn@livarealty.com.
602.300.0797 LYNN JANSON - BROKER OWNER
480.399.7051 JOHN CABEZAS - REALTOR® OWNER
The current index of 107.7 is at its highest point of 2020. This includes the time prior to the COVID-19 economic shutdown. ALL INDICATORS SHOW THE MOMENTUM STILL BUILDING Yes, there is some evidence that the overall economic recovery may be slowing, but the real estate market is still strong and getting stronger. On a weekly basis, Zillow.com consistently tracks the number of homes that go under contract. In fact, their latest report confirms the continued strength of the market. Buyer demand is steadily and dramatically outpacing last year, and the percent increase over last year is growing. All in all the indications are for a strong real estate market well into 2021, and perhaps beyond. Frank Martell, President and CEO of CoreLogic, explains it best: “On an aggregated level, the housing economy remains rock solid despite the shock and awe of the pandemic.” BOTTOM LINE If you are waiting for the market to become a buyers market, you will be waiting well into 2021 and perhaps 2022. Arizona is experiencing a large influx of new residents from multiple states.
LET’S REFINANCE YOUR HOME AND SKIP THE APPRAISAL! VIP Mortgage is happy to announce that we approve many loans without the need of an appraisal. Eligible Transactions: - Purchases up to 80% - owner occupied - One-unit properties including condominiums - Rate and term refinancing up to 90% - Cash out refinancing up to 70% Check with me regarding ineligible transactions
Reach out to me and I’ll explain how you can potentially benefit from this appraisal waiver offer. BOB WASIEKO NMLS 243140
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480-257-9080 9221 E Via de Ventura Scottsdale, AZ 85258 bobwasieko@vipmtginc.com bobwasieko.vipmtginc.com V.I.P Mortgage Inc. does Business in accordance with Federal Fair Lending Laws NMLS ID 145502 AZ Mortgage Banker License No BK 0909074 VIP Is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency and this offer is not being made by any agency of the government VIP is approved to participate in FHA programs but the products and services performed by VIP are not coming directly from HUD or FHA Information rates and programs are subject to change without notice All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts Other restrictions may apply .This is not an offer to enter into an agreement. Not all customers will qualify.
Ductless mini splits are the most cost effective and most healthy option to a ducted system. Only cool the rooms you are in. You don’t leave all the lights on all night why cool the entire house while you are sleeping? Or bedrooms when they are unoccupied? No energy losses!
OUR MARKET IS HOTTER THAN HOT
E
ven with historically low inventory our market broke a record July with over 10,303 homes sold! Not only is this the highest July ever, but one of the highest months of sales in our history. Don’t miss this window of opportunity to sell your home in one of the hottest home markets ever! Call, Text, or Email for your home valuation Ask us about the Our Heroes program to financially assist our essential workers in the sale or purchase of a home.
For a full list of comps for your exact neighborhood, call (602) 300-0797 or email us at lynn@livarealty.com.
602.300.0797 LYNN JANSON - BROKER OWNER
480.399.7051 JOHN CABEZAS - REALTOR® OWNER
LET’S REFINANCE YOUR HOME AND SKIP THE APPRAISAL!
California, Illinois, and Washington are where most new residents are coming from. Arizona has never been in a better position for continued growth.
VIP Mortgage is happy to announce that we approve many loans without the need of an appraisal. Eligible Transactions: - Purchases up to 80% - owner occupied - One-unit properties including condominiums - Rate and term refinancing up to 90% - Cash out refinancing up to 70% Check with me regarding ineligible transactions
Reach out to me and I’ll explain how you can potentially benefit from this appraisal waiver offer. BOB WASIEKO NMLS 243140
Branch Manager
480-257-9080 9221 E Via de Ventura Scottsdale, AZ 85258 bobwasieko@vipmtginc.com bobwasieko.vipmtginc.com
A Cuban born immigrant and businessman, John spent 25 years as an executive in corporate America, has co-written a real estate ‘How To’ book, is a three-time guest on Real Estate Matters (960AM) Talk Show and is currently a partner and Realtor at LIV AZ Realty. In his 20 years as a Realtor, John has been involved in major remodel and renovation projects throughout the Valley. View his real estate blog at livazrealty.com. V.I.P Mortgage Inc. does Business in accordance with Federal Fair Lending Laws NMLS ID 145502 AZ Mortgage Banker License No BK 0909074 VIP Is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency and this offer is not being made by any agency of the government VIP is approved to participate in FHA programs but the products and services performed by VIP are not coming directly from HUD or FHA Information rates and programs are subject to change without notice All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts Other restrictions may apply .This is not an offer to enter into an agreement. Not all customers will qualify.
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Legal Charitable Giving With Your Estate Plan By Libby Banks, The Law Office of Libby Banks, PLLC
S
eptember was Childhood Cancer Awareness Month. One of the charities I support, Amanda Hope Rainbow Angels (amandahope. org), is an organization supporting children with cancer and their families in a variety of wonderful ways. Working with Amanda Hope Rainbow Angels this past month on their annual gala made me think about how we can give to charities when we do estate plans, benefitting the charity and giving us tax advantages. 1. GIFTS FROM A 401(K) OR TRADITIONAL IRA Your contributions to your 401(k) or IRA are pre-tax money. You or your individual beneficiary will pay taxes when the money is withdrawn. A charity, on the other hand, will not pay taxes if they are the beneficiary. If you are including a charity in your estate plan, be sure to consider giving by making them your IRA or 401(k) beneficiary. 2. GIFTING YOUR REQUIRED MINIMUM DISTRIBUTIONS Another option for giving is to make a direct gift of all or part of your required minimum distributions to the charity. Individuals who are at that point of being required to take RMDs can give up to $100,000 from an IRA to a charity tax free. If you are already making gifts to a charity each year, this can be a way to benefit your charity to a greater extent and save yourself taxes. 3. CHARITABLE REMAINDER TRUST A charitable remainder trust allows the donor to give assets to an irrevocable trust, which provides income to an individual beneficiary for a period of time and gives the remainder of the assets to charity at the end of that time. The trust will permit a donor to claim myhyperlocalnews.com
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an immediate charitable deduction for the value of the assets that will ultimately pass to the charity. About Amanda Hope Rainbow Angels As I mentioned in my opening, Amanda Hope Rainbow Angels assists children with cancer and their families. Imagine having a child with cancer – and then throw COVID-19 on top of it, maybe resulting in job loss. Your other children need more of your time, and now you have to socially distance yourself from many of your close friends and family who’ve been your support. It’s been really tough for these families. Amanda Hope has continued to serve them, but in these times can use more help. The Annual Gala, which is one of their biggest fundraisers, has moved to a primarily virtual event. To support them this year, I created Team “Be the Change” to raise money in connection with the virtual gala. If you are interested in making a donation, here is the link to the website: tinyurl.com/LBCancerhelp. Thank you in advance for your help. If you are interested in charitable planning for your estate, we are here to help. Call the Law Office of Libby Banks for an appointment to discuss your options at 602-375-6752.
CROSSWORD ANSWER from page 24
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ur Estate Planning in Phoenix and Scottsdale is highly customized to meet your unique family situation, assets, values, and personal goals. Our complimentary first meeting allows
you to get to know Libby, our Estate Planning attorney and talk about your unique situation and what plan will best fit your needs. Remember, when you choose Libby you are not only hiring someone to prepare your Estate Plan, you are choosing a seasoned Estate Planning attorney to guide you through this often complex process and raise questions you might not have considered. You are choosing an experienced professional to create a plan that serves your family in the way that you want and, after you are gone, a trusted advisor that your loved ones can depend on.
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NORTH 32ND NEWS • October 2020 • 19
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SUPPORT LOCAL BUSINESSES. MAKE A BIG IMPACT. 20 • October 2020 • NORTH 32ND NEWS
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SUPPORT LOCAL BUSINESSES. MAKE A BIG IMPACT. NORTH 32ND NEWS • October 2020 • 21
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Sarkisov & Roesch PLLC 22 • October 2020 • NORTH 32ND NEWS
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mid the safety concerns and travel restrictions of the COVID-19 pandemic, road trips have emerged as a popular, safer way to travel. With globe-trotting travelers trading far-flung journeys for new experiences in their own backyards, THE OPEN ROAD: 50 BEST ROAD TRIPS IN THE USA, is arriving at the perfect time. The new travel guide book is by Jessica Dunham who lives in North 32nd with her husband and two spunky dogs, but inherited a family summer home on Lake Champlain in Vermont. This seemed heavenly to her, until she tried to imagine getting there from halfway across the country. Then it required some effort and a little imagination. The only way to transport the herd from one place to another was to pile into a Jeep and drive. On these drives, she came to appreciate the spontaneity a road trip provides, pulling over for a fruit stand or stopping to take pictures at a scenic overlook, as well as the sense of discovery. This is how she first encountered Route 66. It’s also how she explored the Finger Lakes of upstate New York, followed the prairielands of Nebraska, dipped into the cornfields of Indiana, carved through Kentucky (with a stop at a distillery or two), and drove the Ozarks of Arkansas. Formerly a travel guide editor at Madden Media, Jessica is now a freelance travel writer. She is also the author of Moon Route 66 Road Trip. THE OPEN ROAD covers the entire United States (including Alaska and Hawaii) so there’s a nearby road trip for everyone. With road trips organized by region, from weekend getaways to cross-country trips, travelers can: • Discover new outdoor adventures that support social distancing, from hiking to wildlife-watching to wandering wide open spaces
• Leaf-peep along the Blue Ridge Parkway, look for wildflowers on Arizona’s Apache Trail, or gaze at the mysterious Marfa Lights blinking over the West Texas desert • Snap selfies with kitschy roadside attractions along Route 66, cross the Continental Divide in Colorado, and fall asleep to the sound of crashing waves at a coastal campsite • Eat their way through Vermont’s farms, dairies, orchards, and maple houses or sample oysters and craft beers along the Pacific Coast Highway Dunham is an expert road tripper. In THE OPEN ROAD, she reveals clear directions to each route’s starting point, recommended stops, and tips for minimizing your environmental impact along the way. Readers will find easy-to-use maps, gorgeous full-color photos, essential tips for health and safety on the road, strategies for road-tripping with kids and four-legged friends, and playlists and podcasts to soundtrack the adventure. THE OPEN ROAD debuts on October 20 and is available at bookstores and online retailers. Learn more at moon.com. myhyperlocalnews.com
Getaway
Carve Out Some Fun
PUMPKIN NIGHTS AT THE FAIRMONT SCOTTSDALE PRINCESS OFFER SO MUCH FUN IT’S SCARY!
E
very Thursday through Sunday night through Halloween from 6-10 p.m. Valley families will have the opportunity to get into the fall season, as the Fairmont Scottsdale Princess welcomes Pumpkin Nights, the newest event #AtThePrincess. HAUNTED PLAZA Guests can get spooked right as they arrive to Pumpkin Nights as Princess Plaza transforms into Haunted Plaza. Guests will be greeted by Elwood Bones, Pumpkin Nights’ resident musician, Bernard the butler and other animated scenes to spook you right off the bat. PUMPKIN PATCH Guests may join in as Canyon Lawn transforms into Patches Pumpkin Farm featuring an assortment of pumpkins on display and for purchase. This area will also have plenty of family photo opportunities, like farm trucks and more. Guests can also meet Patches, the friendly scarecrow that watches over his pumpkin patch, making sure there will be enough pumpkins for all the families. PUMPKIN PLAZA Enjoy the Great Pumpkin, an eight foot tall, ten foot wide giant pumpkin, perfect for the first photo of the fall. Make sure to stop at the Pie House for homemade apple, peach and pumpkin pies. JACK-O-LANTERN LAWN The Princess is turning the Sunset Beach Lawn into an area of adventure! Guests can enjoy the Hay Maze, the YOYO Swing Chair, Spidermania and Sizzle rides, campfire fire pits and physically distanced outdoor family seating, S’mores & More concessions including Halloween s’mores kits and a full bar featuring apple cider drinks. myhyperlocalnews.com
PATCHES SEASONAL SHOPPE The newest popup shop will be transformed into Patches Seasonal Shoppe featuring a seasonal assortment of pajamas, plush animals, gifts, LED toys, fall treats and more. LANTERNS OF HOPE Families may join at the Sunset Beach pool to light and launch their complimentary lantern they have inscribed with inspiring phrases and wishes of hope. Seating in the area has be arranged to account for physical distancing for guests to prepare their lanterns. PUMPKIN NIGHTS FIREWORK DISPLAY Guests will enjoy a spectacular fireworks display at 9 p.m. each night of Pumpkin Nights with the best views from the Princess Plaza, Pumpkin Patch and Jack-o-Lantern Lawn. HARVEST YOUR HEALTH AT THE SPA Fall into the spa and treat yourself in seasonal style with featured specialty treatments. Elevate the traditional pumpkin pampering to a Toasty Marshallow Me-Mosa Manis and Pedis, or try an Aromatherapy Wrap with healing essential oils for an immunity boost as we head into colder months. Hit the spa Thursday Nights for Spa’rty Nights. Book a spa service or join for Glow Yoga and enjoy Bubbles & Bites. Catch up on the latest skincare trends and tips from the experts. FALL CULINARY CLASS SERIES Saturdays in October is the perfect time you found a new passion for cooking during the new Culinary Cooking Series – three courses taught by the talented chefs of Fairmont Scottsdale. October 10: Birds & Brews at Ironwood American Kitchen October 17: Mastering Mexican Cuisine at La Hacienda October 25: Bourbon Steak’s Autumn Favorites
$99 per person, per class. Price includes complimentary valet parking, welcome cocktail, 90 minutes of expert instruction, and a recipe card takeaway. INSIDER TIPS FOR BEST WAYS TO ENJOY PUMPKIN NIGHTS • Book one of the packages, like the Arizona Resident’s Rate or Stay Close package, and relax poolside during the day and enjoy the festivities at night. • Enjoy a meal at one of the resort restaurants and get complimentary admission for up to four when you spend $60. • Purchase your parking and tickets online to maximize your time enjoying the event. ADMISSION & PARKING • Admission includes Pumpkin Patch, Jack-oLantern Lawn, rides, hay maze, lantern launch and the fireworks show. • Admission is complimentary for registered guests staying in house. • Self parking and admission is $40 for up to four wristbands, additional wristbands are $10 each. • Valet parking and admission is $60 for up four wristbands, additional wristbands are $10 each. • Valet parking and admission is complimentary with $60 minimum on property restaurant spend. • Wristbands for rideshare and walk-in guests are $10 each. • Children three and younger are complimentary and do not require wristbands. The Princess is ready to welcome guests while keeping their safety in mind. Pumpkin Nights at the Princess is an outdoor open air, appropriately physically distanced and a family oriented experience for all ages. Find out all of the details at scottsdaleprincess.com/pumpkin-nights. NORTH 32ND NEWS • October 2020 • 23
STATEPOINT CROSSWORD - THEME: MOVIE TITLES ACROSS 1. All thumbs 6. *Do this to Shorty 9. Practice in the ring 13. Popular aquarium dweller 14. Fertility clinic stock 15. Dreamy 16. Brightest star in Cygnus 17. Romanian money 18. Athlete’s stage 19. *Ferris Bueller’s time away 21. *He always rings twice 23. G in music 24. Dissenting clique 25. Billy’s Harry to ____’s Sally 28. “Brave New World” drug 30. Lung pouch 35. Crematorium containers 37. X-ray units 39. Humpy ungulate 40. One of oldest cities in China or Welsh girl’s name 41. Torcher’s misdeed 43. “____ a soul” 44. Sudden occurrence of disease 46. Crimson rival 47. Power system 48. “Rock the ____” by The Clash 50. Deal with it 52. Happy Gilmore’s peg 53. Bird’s groomer 55. Tap choice 57. *Dr. Strangelove learned to love it, two words 61. *No country for these guys, two words 64. *One green one in John Wayne flick 65. “Eureka!” 67. Erasable programmable read only memory 69. Woven wall hanging 70. Soldier’s bed 71. “All the world’s a ____” 72. R in RIP 73. It is 74. Boxer turned actor
DOWN 1. It would 2. Pauper’s permanent state 3. Europe’s highest volcano 4. Hunts for food 5. No-noes 6. The Masters’ game 7. *It’s all about her 8. Greyish brown 9. Database command 10. Lord Byron’s composition 11. *King of Siam’s governess 12. *Private that had to be saved 15. a.k.a. tears of Chios 20. Fauna’s partner 22. Mozart’s “L’____ del Cairo” 24. Eponymous comic strip character 25. *The hills are alive with the sound of it 26. “Fear of Flying” author Jong 27. Annoying tiny biters 29. *There’s something about her 31. Telephoned 32. Bright 33. Eagle’s nest 34. *Bonnie’s partner 36. Give the cold shoulder 38. Musician’s time to shine 42. Kathmandu country 45. Wooden shoes 49. Skirt’s edge 51. First among siblings 54. Olden day calculators 56. Like worthless promise 57. Tow rope alternative 58. At this point 59. Does something wrong 60. “Don’t ____ around the bush” 61. Mares’ meal 62. “-zoic” periods 63. Not happening 66. *Some like it this way 68. *There were three, plus a baby
SOLUTION ON PAGE 19.
24 • October 2020 • NORTH 32ND NEWS
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AIOLI GOURMET BURGERS
BOOTLEGGERS MODERN AMERICAN SMOKEHOUSE
ADDRESS: 3375 E. Shea Blvd., Phoenix PHONE: 602-996-4228 CUISINE TYPE: Barbecue Bootleggers is a local hidden gem that has been featuring smoked foods, moonshine and a fun cocktail list. On AZCENTRAL.com list of the TOP 100 Burgers in the Valley, our Bootlegger Burger was listed as a "stand out" and made the top of the list!
www.BootleggersSmokehouse.com
Please check each restaurant’s website or call for the most up-to-date hours, takeout and delivery options, as well as menu items. Thank you for supporting local businesses!
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ADDRESS: 10626 N. 32nd St., Phoenix PHONE: 602-867-7432 CUISINE TYPE: Coffee. Food. Cocktails. Indie, local, and full of good vibes, 32 Shea guests can enjoy locally roasted coffee and espresso with housemade syrup for a unique latte, in addition to breakfast, craft sandwiches, salads, vegan entrees, small plates, and dinner choices.
www.32shea.com
WOOD FIRED PIZZERIA GELATO SPOT
ADDRESS: 10608 N. 32nd St., Phoenix PHONE: 602-494-4010 CUISINE TYPE: Pizza & Desserts We make food based on strict old-world standards with the freshest ingredients and most-exclusive imports. Enjoy healthy options including appetizers, panini, salads, pasta, wood fired pizzas, and of course, our world renowned gelato.
www.GelatoSpot.com/phoenix-location
Your Guide to Local Dining
www.AioliBurger.com
32 SHEA
Bites
ADDRESS: 10652 N. 32nd St., Phoenix PHONE: 602-971-5555 CUISINE TYPE: Burgers Whether you’re in the mood for a juicy burger, a fresh salad, or a thick and creamy shake, there is something on the menu for everyone. Order online at AioliBurger.com.
SALA THAI RESTAURANT
ADDRESS: 10880 N. 32nd St., #29, Phoenix PHONE: 602-971-1293 CUISINE TYPE: Thai Sala Thai Restaurant brings Thailand to you. With our infusion of the sweet and savory, you're sure to find a dish that you'll love. We start with only the freshest ingredients to stir fry delicious melodies of tastes and colors that are sure to delight the senses.
www.SalaThaiAZ.com
NORTH 32ND NEWS • October 2020 • 25
Entertainment
Must-Watch Streaming Movies & Shows AMAZON PRIME
NETFLIX The 40 Year Old Version A woman pushing 40 takes a stab at different types of art to find her voice. The directorial debut of Radha Black. On Netflix October 9. Hubie Halloween A disliked native of a small town must try to convince the people around him that there is a dangerous criminal going around during Halloween time. A comedy starring Adam Sandler, Kevin James, and Julie Bowen. On Netflix October 7.
Welcome to the Blumhouse The beginning of a partnership with Amazon and Blumhouse, this October will bring four new horror films from the studio behind Halloween and Get Out. It starts October 6 with The Lie (Joey King, Peter Sarsgaard) and Black Box (Mamoudou Athie, Phylicia Rashad). It then continues on October 13 with Evil Eye (Sarita Choudhury) and Nocturne (Sydney Sweeney and Madison Iseman).
Rebecca A woman suspects her husband desires her to be more like his dead wife with her lifestyle changes. Starring Lily James and Armie Hammer. On Netflix October 21.
HULU
Monsterland An original horror anthology series set around several U.S. towns and the supernatural and real monsters that populate them. Featuring actors such as Kaitlyn Denver, Kelly Marie Tran, and Mike Colter, among others. On Hulu October 2.
DISNEY + The Haunting of Bly Manor Based on Henry James’s The Turn of the Screw. A new nanny to a wealthy family finds that the house has mysterious spirits hiding within the premises alongside some spirits of the children’s guardian. A new installment of The Haunting of Hill House anthology. On Netflix October 9.
The Right Stuff A reimagined look into the Mercury Seven mission from a more grounded and glamour-less look by the astronauts during their training to the media circus around them. Based on Tom Wolfe’s book. On Disney+ October 9. 26 • October 2020 • NORTH 32ND NEWS
The Trial of the Chicago 7 The true story of seven American citizens accused by the government for conspiracy during the Vietnam War protests. Aaron Sorking (The West Wing) directs an all-star cast including Sacha Baron Cohen, Jeremy Strong, and Michael Keaton. On Netflix October 16.
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PV PIE & WINE
Now Open For Brunch & Lunch BOTTOMLESS BUBBLES EVERYDAY 10 AM3PM
EVERY DAY SPECIAL
MON/TUES SPECIAL
BOTTOMLESS BUBBLES
Dine-in or Take-out
10 am-3pm
Pizza and Beer $35 Pizza and a Bottle 25 Any pizza with a 4-pack of beer Any pizza with a bottle of wine $
Take-out only
15 Everyday
$
www.pvpieandwine.com | NW Corner of Tatum & Shea myhyperlocalnews.com
NORTH 32ND NEWS • October 2020 • 27
OUR MARKET IS HOTTER THAN HOT
E
ven with historically low inventory our market broke a record July with over 10,303 homes sold! Not only is this the highest July ever, but one of the highest months of sales in our history. Don’t miss this window of opportunity to sell your home in one of the hottest home markets ever! Call, Text, or Email for your home valuation Ask us about the Our Heroes program to financially assist our essential workers in the sale or purchase of a home.
For a full list of comps for your exact neighborhood, call (602) 300-0797 or email us at lynn@livarealty.com.
602.300.0797 LYNN JANSON - BROKER OWNER
480.399.7051 JOHN CABEZAS - REALTOR® OWNER
LET’S REFINANCE YOUR HOME AND SKIP THE APPRAISAL! VIP Mortgage is happy to announce that we approve many loans without the need of an appraisal. Eligible Transactions: - Purchases up to 80% - owner occupied - One-unit properties including condominiums - Rate and term refinancing up to 90% - Cash out refinancing up to 70% Check with me regarding ineligible transactions
Reach out to me and I’ll explain how you can potentially benefit from this appraisal waiver offer. BOB WASIEKO NMLS 243140
Branch Manager
480-257-9080 9221 E Via de Ventura Scottsdale, AZ 85258 bobwasieko@vipmtginc.com bobwasieko.vipmtginc.com V.I.P Mortgage Inc. does Business in accordance with Federal Fair Lending Laws NMLS ID 145502 AZ Mortgage Banker License No BK 0909074 VIP Is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency and this offer is not being made by any agency of the government VIP is approved to participate in FHA programs but the products and services performed by VIP are not coming directly from HUD or FHA Information rates and programs are subject to change without notice All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts Other restrictions may apply .This is not an offer to enter into an agreement. Not all customers will qualify.