
11 minute read
Real Estate
Snowbirds are in town!! Now is a great time to list your home. Call me so I can help get at done before ey return nor !!

JOHN BROPHY Realtor 480-269-1705 Keller Williams Sonoran Living BR656578000
www.johnbrophy.com • johnbrophyhomes@gmail.com
WHAT’S YOUR 2020 VISION?


Our selling process works for you:
• Local market knowledge and informed pricing • Consultation with certifi ed home staging pro • Professional photography • Customized property marketing • Skilled negotiation • Communication and support throughout
Contact us today for more information!
480.442.5059
sheaborhoodliving.com • rubicamrealtor@gmail.com
Craig Willis & Wendy Rubicam Neighborhood REALTORS® 6$%

THE THREE MOST EXPENSIVE REPAIRS OWNERS MISS WHEN SELLING THEIR HOME By Joseph Callaway, to justify your price. Either way, get Those Callaways that inspection done now so that you Once you have knowledge of your ate. Or, you can have the work done know what you are dealing with.
The number one question sellers ask is – “What do I need to do 2. Have your air conditioning and to get the house ready?” The heating units serviced. These systems answer pretty much depends on the are vulnerable to the smallest items house and the best answers will come shutting everything down. The last from meeting early in the process thing you want is for something small with your Realtor. There are so many to make the air conditioner not work decisions to be made and often the when the buyer’s inspector measures agent arrives after money has been the temperature split. When this hapmisspent. However, there are some pens, the buyers often ask for new things you should do regardless. units, costing thousands of dollars. 1. Have a roof inspection. In fact, it filters. It’s just good psychology when might be a good idea to have more that inspector is poking around your than one to weed out the unneces- home. It sends a message of good sary work. Roof inspections are free maintenance rather than deferred because this is how roofers get work. maintenance. roof’s condition, you can make a deci- 3. The third big worry buyers have sion on what to do, or you might wait that you should alleviate is water to get your Realtor’s opinion. At least problems. Fix any leaks. Clean any when you ask your Realtor, they will rust or calcium stains. If you have a have this knowledge as well. An agent pool, make sure the cleaning and filter knows from experience what a buyer systems are working. A pretty blue might ask for once you’re sold and in pool is one of your big selling points escrow. A good way to judge would and when a buyer sees problems, they be to ask yourself if you were the buy- want them fixed. Don’t forget the er – what would you feel about a new sprinklers and bubblers. If they are or repaired roof versus a bad roof? If messing up the windows every time the roof is bad, you can always wait they go off, potential buyers will have and face it later when the buyer has misgivings about the stains on the had their inspection and then negoti- glass. While you’re at it, change all the and use the new roof as a selling point This list is by no means everything to consider when selling your home, but it is a good start. Just be sure to seek good advice. A real estate professional can make or save you thousands of dollars in the sale of your home.
Those Callaways are an independent real estate brokerage with 23 years of experience buying and selling homes in the Magic 85254 ZIP Code.
BUILDING PEACE OF MIND: LUNA AZUL OPENS IN NORTH PHOENIX
By Molly Cerreta Smith
Phase One of Luna Azul opened in October of last year, but this beautiful utopian pocket neighborhood is one man’s dream 10 years in the making. Mark Roth, founder and project developer of Luna Azul, and his wife initially began dreaming of a future home for their daughter, who has a rare disability.

“We looked at the choices that existed and realized that there really weren’t any that provided what we wanted for our daughter. From the planning, security, construction, technology… it just didn’t exist.” So Roth decided to create it.
Roth says that he chose the location because it was central to all areas around the valley as well as in proximity to many of the vocational services, volunteer opportunities, social activities and entertainment that are so important to this community.
Luna Azul is called a ‘pocket neighborhood’ which is defined by their cottage-size homes, large front porch/patios and homes that are built around a central area — such as a common green space — and that face one another. “This type of neighborhood is built to encourage a sense of responsibility for the community’s shared spaces and to encourage socialization among residents.”
Another important element of this 30home pocket neighborhood is that it allows residents to live independently, with a family member or caregiver and to be in charge of their own caring services. “With most group housing scenarios, the care is bundled. However, we were very deliberate about not offering caregivers on staff,” says Roth. “Each resident and their families are in charge of bringing in the services they want or need. This was very important to us and we’re not aware of another solution like this in the country.” With that in mind, the 2,500-square foot community clubhouse serves as a hub of the neighborhood with regular activities and even events where the surrounding neighborhoods are invited to join. “We want the surrounding neighborhoods to be included and families to feel welcome. We were very careful not to build an institution. We’ve built a first-class resort-style community designed specifically for people with disabilities,” says Roth. “The primary force was to create an environment where our daughter could develop friendships and have a social life. I want her to be included in activities and life in a place where people know her, where people are looking out for one another and where disability is expected.”
The 4.5-acre development has its own Community Association, which provides heightened attention through 24/7 on-site monitoring by a team of Community Coordinators who also organize a full calendar of social activities for residents and their guests — and encourage residents to come and join the fun.
Luna Azul’s first phase of 14 cottagestyle homes are available and on-track to sell-out by year-end. Construction of the second phase of 16 new homes is expected to begin in early 2020, with completion of the full development slated for fall 2020.
For more about Luna Azul, visit www. lunaphx.com.

Giving to Heroes
Bay Equity and Real Heroes Don’t Wear Capes significant amount toward real estate closing costs. You're already a hero and eligible to participate if you work
They Teach! MILITARY TEACHERS for or are retired from the following industries:
POTENTIAL SAVINGS EXAMPLES*
Purchase PriceJo������������������ FREE Teacher Breakfast February 11, 6 a.m. – 7:30 a.m. $175,000 (3.5% Down Payment) $250,000 (20% Down Payment) (20% Down Payment) (20% Down Payment) $500,000 $750,000 Loan Amount32 Shea, 10626 N. 32nd St. in Phoenix Lender Credit 0.25% of the Loan Amount TEACHERS stop by and get your breakfast FREE! This is our way of thanking you for the amazing work that you do each day!
$168,875
$200,000 $422 $500 $400,000 $1,000

Realtor Credit 10% of Realtor Commission This great event is part of our Giving to Heroes – Give Back program. If you’d like to learn more, go to Facebook/iteachbecause $438 $625 $1,250 $1,875 *The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent credit cannot be used or given in conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower. For Sale Transactions: Lender credit does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions. Potential Credit at Closing $860 $1,125 $2,250 $3,375 Purchase Price Loan Amount Potential Credit at Closing $175,000 (3.5% Down Payment) $168,875 $860 $250,000 (20% Down Payment) (20% Down Payment) (20% Down Payment) $200,000 $1,125 Lender Credit 0.25% of the Loan Amount $422 $500 Realtor Credit 10% of Realtor Commission $438 $625 POTENTIAL SAVINGS EXAMPLES* SAVE UP TO THOUSANDS OF DOLLARS on a Home Purchase or Refinance Giving to Heroes is an exclusive “Give Back” program o ered by Bay Equity and Donna Londot. Bay Equity and Realtors credit a significant amount toward real estate closing costs. You're already a hero and eligible to participate if you work Giving to Heroes is an exclusive “Give Back” program offered by Gold Financial Services and Donna Londot, credit a signifi cant amount toward real estate closing costs. to see all the ways we help our heroes. for or are retired from the following industries: Find out more at: @ITeachBecause *The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent credit cannot be used or given in conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower. For Sale Transactions: Lender credit does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions.
MILITARY TEACHERS FIREFIGHTERS MEDICAL LAW ENFORCEMENT GOVERNMENT
POTENTIAL SAVINGS EXAMPLES*
Todd Uzzell
Purchase Price
$175,000
(3.5% Down Payment)
$250,000 $500,000 $750,000
(20% Down Payment) (20% Down Payment) (20% Down Payment)
Loan Amount Donna Londot $168,875 $200,000 Lender Credit 0.25% of the Loan Amount HomeSmart Elite Realtor Direct: 602-369-0829 $422 $500 Realtor Credit 10% of Realtor Commission Donna@DonnaLondot.com $438 $625 $400,000 $1,000
$1,250 $600,000 $1,500
$1,875 Loan Officer 1525192 Todd Uzzell Direct: 480-330-1724 Loan Offi cer tuzzell@bayeq.com 1525192 Direct: 480-330-1724 tuzzell@nexamortgage.com Disclaimer: Equal Housing Lender. EQUAL HOUSING LENDER
Disclaimer: Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be a are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDeta www. Potential Credit at Closing $860 $1,125 $2,250 7047 East Greenway Parkway Suite 190, Scottsdale, AZ 85254$3,375 8388 E. Hartford Dr #100 Scottsdale, AZ 85255 Disclaimer: Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be a NORTH 32ND NEWS • January 2020 • 25 are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340; click here: www.nmlsconsumeraccess.org/EntityDeta *The above figures represent estimates, scenarios and approximations for educational purposes only and may be subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, real estate agent earned commissions and other factors. Examples are based on 0.25% of the loan amount from the lender and 10% of the real estate agent commission base of 2.5%. Real Estate Agent EQUAL HOUSING LENDER credit cannot be used or given in conjunction with or in addition to any other special other, program, rebate, credit, refund, or referral service/referral broker. For Purchase Transactions: For the Real Estate Agent credit to apply, the Agent must participate in the Giving to Heroes program. Borrower may use a non-participating Real Estate Agent in the purchase transaction, but with no real estate agent credit to the borrower. For Sale Transactions: Lender credit does not apply to sale transactions. For Refinances: Real estate agent credit does not apply to refinance transactions. BEHL