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February 2019
Vol. 7 • No. 3
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TRAIN LIKE THE STARS WITH SMITHPRO FITNESS PHOTO BY VINCE TRUPSIN
IN THIS ISSUE
Kids’ Corner ..................................................................................... 8
Charity ........................................................................... 3 City News ..............................................................4 & 5 Hi, My Name Is ............................................................ 8 Kids’ Corner ................................................................. 9 Getaway .......................................................................10 Real Estate ............................................................ 14-16
Education.....................................................................17 Movies ..........................................................................18 Entertainment .............................................................19 Health ......................................................................... 20 Business Directory ....................................................21 Things To Do....................................................22 & 23
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STATEPOINT CROSSWORD - THEME: FACES AND PLACES ACROSS 1. Fraternity K 6. ____Jeeves.com 9. Civil rights icon 13. Think tank output 14. Like a dim star 15. What pigeon did 16. *Up on compass 17. Shakespearean fuss 18. Did like goo 19. *On a novelty button 21. Decline 23. Galley tool 24. “Workers of the world, ____!” 25. ____-Air in L.A. 28. Way off freeway 30. *Pain scale faces, e.g. 34. “-zoic” periods 36. “____ ____ good example” 38. Xe 39. Hokkaido native 40. *Face in a text 42. Crescent 43. *Like Jason’s or Freddy’s face 45. October birthstone 46. Genealogical plant 47. Capital of Taiwan 49. “Tosca” tune 51. Blunder 52. Chopper blade 54. One of Indiana’s quests 56. *On a prankster’s face? 58. *Like one at a haunted house 61. Selected 62. Water snake 64. Prejudiced person 66. Macho men 67. Pastrami holder 68. South American camelid 69. *Like one in front of Taj Mahal? 70. Create with cloth 71. George to George W.
2 • February 2019 • DEER VALLEY TIMES
DOWN 1. Reunion bunch 2. #17 Across, pl. 3. Make waves 4. BBQ spot 5. Masonry unit 6. Not home 7. *Like one at a funeral 8. Familiar 9. *Face on Mount Rushmore 10. Do like goo 11. “As ____ on TV” 12. Put two and two together 15. Cerebral part 20. Clear the board 22. Doesn’t mix with water 24. To the required standards, 3 words 25. *In Beauty’s magic mirror 26. “The Goldbergs” sibling 27. Hawaiian veranda 29. Memorandum, for short 31. Accustom 32. Not a gregarious one 33. *On a snob’s face 35. *One receiving something unexpected 37. A bit cracked 41. Hipbone-related 44. Monarch bodyguard 48. I in T.G.I.F. 50. Fit for farming 53. Deed hearings 55. Whale’s lunch 56. Sound of relief 57. Opening page 58. A whole bunch 59. “Goodness gracious!” 60. Top of the Capitol 61. Repeated Cuban dance step 63. Needle hole 65. Makes feathers stick
Solution on page 21.
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IKID’s history stemmed from one individual’s overwhelming concern for the lack of services provided for children in the mental health field and the many serious issues that were not being properly addressed. Sue Gilbertson began her quest in 1984 when her son, Eric, was diagnosed with mental illness. In trying to get assistance for her son, Ms. Gilbertson found herself amidst a conventional medical community that was simply not equipped to handle the problems her son was facing. She was confronted with a community that was indifferent and uncooperative to her needs.
Ms. Gilbertson later came to realize that her struggles were not isolated incidents. She met other families facing similar situations in requesting help for their children who had behavioral health challenges. Sue took on the responsibility of uniting these families and worked together with them to build a better mental health system for the children of Arizona. Through the efforts of Ms. Gilbertson, families were first brought together in a support group on March 11, 1987. This led to the formation of MIKID. Today, MIKID employs 125+ professionally trained staff offering an array of services to families of children with emotional and behavioral challenges. Last year MIKID served families in 76 Arizona cities and towns, reaching 2700 children, youth and families through the various programs and services available. MIKID provides education, resources, and support to hundreds of Arizona families annually. MIKID’s mission is to improve the behavioral health and wellness of children and youth through a family-centered approach. This is done through licensed clinical outpatient clinics in Kingman, Phoenix, Casa Grande, Tucson, Nogales, and Yuma, and in the homes and communities of families statewide. Services can include: respite for the families while children and youth participate in structured activities in the community; living skills training to build life and positive coping skills for children and youth; transition-age youth services that prepare youth ages 1325 for adulthood; Family Support services for parents and caregivers to aid them in navigating the mental health,
child welfare, special education, and/or juvenile justice systems; Peer Support and leadership groups for teens; Parent Support Now (PSN) which supports families that have children in the custody of the Department of Child Safety (DCS); and Prevention training for schools and community groups utilizing evidence-based curriculum, including Signs of Suicide (SOS), Youth Mental Health First Aid (YMHFA), and safeTALK (Suicide Alertness for Everyone). MIKID’s direct services are available for free to families that have, or are eligible for, AHCCCS/Medicaid. With grant funding and donations, MIKID is able to serve families that do not qualify for AHCCCS. Grants and donations also allow MIKID to provide the Prevention training free to schools and community groups across the state. With community support, MIKID will be able to continue to offer these services for free to families that are in need of support for their children struggling with mental illness and behavioral health challenges, and to communities that want to be educated in ways to prevent suicide and support children and youth with mental health needs. To learn more about ways to get involved in MIKID’s work, including volunteer opportunities, financial and in-kind donations, visit www.mikid.org or call 602.253.1240.
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DEER VALLEY TIMES • February 2019 • 3
CITY NEWS
NEW NORTERRA K-8 SCHOOL APPROVED: UNION PARK SCHOOL
By Jennifer Marshall
AS OF FEBRUARY 2018, THE PHOENIX METRO AREA MADE THE CUT ON FORBES MAGAZINE’S LIST OF “AMERICA’S FASTESTGROWING CITIES 2018.” However, growth comes with serious responsibilities in terms of expanding and maintaining the proper infrastructure. Highways and roads are only one consideration though. Leaders in these rapidly developing communities also need to be conscious of having sufficient services in place, such as schools, libraries, hospitals, etc., to support a burgeoning population. The Norterra neighborhood of North Phoenix is experiencing unprecedented prosperity. Planning and hoping to stay ahead of the projected population increase, the School Board for the Deer Valley Unified School District approved on January 8, 2019 the construction of a new K-8 school. “I’m just so excited about the opportunity to provide for more families in a new community,” said Deer Valley Unified School Board President Ann Ordway. “With the great learning experiences we provide our students in Deer Valley, it’s going to be awesome.” The neighborhood is anchored by two major entities: The Shops at Norterra and the USAA Corporate Campus, which owns the swath of land encircling much of its office complex. Current and future development planned by USAA will include the following offerings: retail, office, mixed use space and, of
4 • February 2019 • DEER VALLEY TIMES
course, new homes are definitely in the works. In addition to existing residential choices in Norterra, the residential portion of USAA’s Union Park, a high-end master-planned community, came online in December 2018.
According to the residential website for the new community: “Union Park at Norterra’s proposed master plan includes 1,100 single-family homes, 1,100 multi-family units, a hotel, office space, a school site, and a retail corridor of specialty restaurants, shopping and outdoor gathering areas.” The reference to “a school site” denotes the land that’s been earmarked for the construction of the new K-8 Union Park School. Norterra Canyon School and Sonoran Foothills School, both K-8 schools serving the area, are, at present-day, almost full. Consequently, the new Union Park School is clearly needed in order to support and make this tremendous scale of growth possible. Based on the most available data, though, school officials don’t anticipate the need to construct a new high school, but should the expected population numbers change, the Deer Valley Unified School District has retained land for this purpose. “It’s always great to be the community school,” said Ordway. “The sense of community is really what makes the world go round, so if your school is the heart of the community, then it’s all up from there.” Back in 2013, Deer Valley School Officials must have foreseen an extraordinary degree of future growth in the area, because a bond election was held for the sole purpose of financing a new school. The bond passed, and now this money
will fund the Union Park School project, which will carry two different start times. Once 100 houses in USAA’s Union Park have sold, architects will go to work designing the new school, and once 200 additional houses have sold, engineers and construction workers will break ground. As for USAA’s role in this process, it was significant given the fact that the land belonged to them. Of course, it was to everyone’s benefit to see the fulfillment of a brand new school. Therefore, instead of doing a strict monetary transaction, they decided to trade land for land. Not far away, at 43rd Avenue and Alameda Road, the Deer Valley Unified School District owned a 14 acre plot of land. Since this land hadn’t been designated for any upcoming building projects, the School Board decided it was worth giving up in order to build the school they needed in Norterra. Therefore, they traded their land with USAA for their 12 acre tract of land that will soon be home to the future Union Park School. Rounding out the agreement, for USAA’s part, they’ve agreed to install roads where the new school will be built. “I like being able to serve kids,” said Ordway, “and make sure they can go into a school that’s going to really promote their academic, social and emotional needs. And when they have a real community place to learn, I can’t think of anything better than that.” Welcome to the neighborhood Union Park School.
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CITY NEWS
AG BRNOVICH AND OTHER STATE ATTORNEYS GENERAL REACH
$575 MILLION SETTLEMENT WITH WELLS FARGO
AGREEMENT RESOLVES STATE CONSUMER PROTECTION CLAIMS FOR ALLEGED UNFAIR AND DECEPTIVE TRADE PRACTICES IN 50 STATES AND THE DISTRICT OF COLUMBIA ATTORNEY GENERAL MARK BRNOVICH ANNOUNCED WELLS FARGO BANK N.A. WILL PAY A TOTAL OF $575 MILLION, INCLUDING $37.1 MILLION TO ARIZONA, to resolve claims that the bank violated state consumer protection laws by (1) opening millions of unauthorized accounts and enrolling customers into online banking services without their knowledge or consent, (2) improperly referring customers for enrollment in third-party renters and life insurance policies, (3) improperly charging auto loan customers for force-placed and unnecessary collateral protection insurance, (4) failing to ensure that customers received refunds of unearned premiums on certain optional auto finance products, and (5) incorrectly charging customers for mortgage rate lock extension fees. Arizona will receive $37.1 million, the third-highest amount under the nationwide settlement. The funds will be used by the Attorney General’s Office to help further strengthen consumer protection enforcement efforts, as well as pay for the state’s attorneys’ fees. Arizona was a lead state of the executive committee that helped negotiate the settlement on behalf of the parties involved. “Arizonans suffered the second highest number of Wells Fargo sales practice violations in the country,” said Attorney General Mark Brnovich. “Wells Fargo’s egregious behavior towards Arizona consumers was particularly offensive, and it’s why I wanted to make sure our office was one of the four head states leading the investigation. This settlement holds Wells Fargo accountable for their previous actions and will deter similar future activity by other banks and financial institutions.” Through this settlement with 50 states and the District of Columbia, Wells deervalleytimes.com
Fargo will also create a consumer redress review program through which consumers, who have not been made whole through other restitution programs already in place, can seek review of their inquiry or complaint by a bank escalation team for possible relief. To date, this settlement represents the most significant engagement involving a national bank by state attorneys general acting without a federal law enforcement partner. Wells Fargo has identified more than 3.5 million accounts where customer accounts were opened, funds were transferred, credit card applications were filed, and debit cards were issued without the customers’ knowledge or consent. The bank has also identified 528,000 online bill pay enrollments nationwide that may have resulted from improper sales practices at the bank. In addition, Wells Fargo improperly submitted more than 6,500 renters insurance and/or simplified term life insurance policy applications and payments from customer accounts without the customers’ knowledge or consent. The states alleged Wells Fargo imposed aggressive and unrealistic sales goals on bank employees and implemented an incentive compensation program where employees could qualify for credit by selling certain products to customers. The states further alleged the bank’s sales goals and the incentive compensation program created an impetus for employees to engage in improper sales practices in order to satisfy such sales goals and earn financial rewards. Those sales goals became increasingly harder to achieve over time, the states alleged, and employees who failed to meet them faced potential termination and career-hindering criticism from their supervisors.
The states also alleged Wells Fargo improperly charged premiums, interest, and fees for force-placed collateral protection insurance to more than two million auto financing customers, despite evidence that the customers’ regular auto insurance policy was in effect, and despite numerous customer complaints about such unnecessary placements. Wells Fargo has agreed to provide
“
authorities – including the Office of the Comptroller of the Currency (OCC) and the Consumer Financial Protection Bureau (CFPB) – related to its alleged conduct. Wells Fargo has committed to or has already provided restitution to consumers in excess of $600 million through its agreements with the OCC and CFPB as well as through settlement of a related consumer class-action lawsuit
Arizonans suffered the second highest number of Wells Fargo sales practice violations in the country. - Attorney General Mark Brnovich remediation of more than $385 million to approximately 850,000 auto finance customers. The remediation will include payments to over 51,000 customers whose cars were repossessed. Additionally, the states alleged Wells Fargo failed to ensure that customers received proper refunds of unearned portions of optional Guaranteed Asset/Auto Protection (GAP) products sold as part of motor vehicle financing agreements. As a result, the bank has agreed to provide refunds totaling more than $37 million to certain auto finance customers. Finally, the states alleged Wells Fargo improperly charged residential mortgage loan consumers for rate lock extension fees, even when the delay was caused by Wells Fargo, a practice contrary to the bank’s policy. Wells Fargo has identified and contacted affected consumers and has refunded or agreed to refund over $100 million of such fees. Wells Fargo has previously entered consent orders with federal
”
and will pay over $1 billion in civil penalties to the federal government. Additionally, under an order from the Federal Reserve, the bank is required to strengthen its corporate governance and controls and is currently restricted from exceeding its total asset size. As part of its settlement with the states, Wells Fargo has agreed to implement within 60 days a program through which consumers who believe they were affected by the bank’s conduct but fell outside the prior restitution programs, can contact Wells Fargo to be reviewed for potential redress. Wells Fargo will create and maintain a website for consumers to use to access the program and will provide periodic reports to the states about ongoing restitution efforts. More information on the redress review program, including Wells Fargo escalation phone numbers and the Wells Fargo dedicated website address for the program, will be available on or before February 26, 2019.
DEER VALLEY TIMES • February 2019 • 5
CITY NEWS
DEER VALLEY SENIOR LIVING COMPLETED AT INTERSTATE 17 AND LOOP 101 FORMER COUNTRY INN & SUITES RENOVATED AS SENIOR ASSISTED LIVING AND MEMORY CARE DEER VALLEY SENIOR LIVING HAS BEEN COMPLETED AT 20221 N. 29TH AVE. The former Country Inn & Suites has been redeveloped as an upscale senior assisted living and memory care community. Bruckal Development Corporation of Phoenix and Ridgeline Properties of Ann Arbor, MI purchased the hotel property in 2017 with plans to redevelop the property for senior living. “The former hotel property was ideal for conversion into senior living that offers a boutique hotel style lifestyle,” says Steven Bruckal of Bruckal Development. “The existing hotel suites offered sizable rooms for assisted living and the hospitality amenities on property were very appealing for the senior marketplace. The existing building, combined with our unique design and quality staffing has created an environment that nurtures residents with respect and dignity while empowering care partners within a true sense of community.” Deer Valley Senior Living is located at the
6 • February 2019 • DEER VALLEY TIMES
intersection of Interstate 17 and the Loop 101. The redeveloped property offers a total of 119 units, 15 of which are dedicated within a memory care neighborhood. In addition to the studio and onebedroom units, Deer Valley Senior Living offers an abundance of hotel-style amenities. The dining room features traditional table dining accented with an open kitchen enhancing the dining experience. A resort pool and spa area are surrounded by lush landscaping and extensive park-style lawn area. The property features an outdoor gazebo and fireplace, putting green and private pet park. The private-pay community offers full-service assisted living and memory care within a four-story building that totals 76,972 square feet of space. Deer Valley Senior Living has already leased 15 of the units to local seniors. The community’s memory care neighborhood offers a smaller, more intimate approach for residents experiencing Alzheimer’s, dementia or other cognitive impairments. The specially designed environment is paired with Ridgeline’s signature Moments program, providing the opportunity to
create an interactive atmosphere for residents that supports freedom, dignity and choice. Deer Valley Senior Living residences are available with a flexible, month-to-month affordable rental program. Additional information can be found at www.DeerValleySeniorLiving.com. Bruckal Development Corporation specializes in creation of apartment and senior living developments. The company is seeking additional opportunities for development in the Metro Phoenix area.
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DEER VALLEY 18360 N. USD 51st 18360 N. 51st AveAve 18360 N.AZ 51st Ave Glendale, 85308 18360 N. 51st Glendale, AZ Ave 85308 Glendale, AZ 85308 DEER VALLEY USD Glendale, AZ 85308 For more information 18360 N. 51st Ave For more information DEER VALLEY USD DEER VALLEY USD For more information For more information Glendale, AZcontact: 85308 contact: DEER VALLEY USD 18360 N.N. 51st Ave contact: 18360 51st Ave contact: Glendale, AZ 85308 Glendale, AZ 85308 18360 N. 51st Ave DEER VALLEY USD For more information Brad Radina Brad Radina Brad Radina Glendale, AZ 85308 Brad Radina contact: 18360 N. 51st Ave For information Formore more information Glendale, AZ 85308 602-467-5099 602-467-5099 contact: For 602-467-5099 more information 602-467-5099 Bradcontact: Radina contact: For more Brad information Radina 602-467-5099 Brad Radina contact: Brad Radina TIMES • February 602-467-5099 2019 • Brad Radina 602-467-5099 602-467-5099 602-467-5099
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Esparza Achieves NSSA Advisors Certificate TIPS TO MAKE A STYLE STATEMENT
Certified Financial Planner Qualified to Help Retirees Select Best Time to Access Social Security Benefits
V
incent Esparza, American Portfolios, Phoenix, AZ has achieved a National Social Security Advisors certificate from the National Social Security Association, LLC in Cincinnati.
Security options that are available. NSSA advisors are uniquely qualified to help the growing numbers of baby boomers. The program is the gold standard in Social Security certification and training in the nation.
The NSSA certificate promotes advanced Social Security education providing Esparza with the knowledge to counsel clients on the best way to claim Social Security benefits in order to optimize lifetime Social Security income.
The National Social Security Advisors certificate program was created by CPA, Marc Kiner and Jim Blair, a 35-year veteran of the Social Security Administration. With 10,000 Baby Boomers turning 65 each day in the U.S., Kiner and Blair, believe that advisors must be educated regarding Social Security. There are 76 million Baby Boomer nationwide. Boomers are folks born between 1946 and 1964.
Esparza, from Deer Valley Airpark area, specializes in retirement income planning for pre-retirees and business owners. “I provide objective and unbiased financial advice”, said Esparza. “Depending on an individual client’s needs, I use Safe Max, Bucketing and Partial Annuitization to help them achieve all of their retirement goals. The NSSA certificate program includes 20+ hours of training and prepares professional advisors for the myriad of questions that their clients are asking. Also, with this training, advisors can guide their clients through the many Social
“For more and more people, Social Security is going to provide an important part of their retirement income,” said Blair. “NSSA advisors are passionate about helping retirees optimize their benefits over the rest of their lives.” For more information about Vincent Esparza CFP, CLU, NSSA go to www.vincentesparza.com or call Esparza at (480) 473-9450.
Optimizing Social Security Benefits Information and Dinner Included Vincent Esparza, CFP, CLU cordially invites you to join us for dinner on February 19th or 20th, 6-8 p.m. Maggiano’s Little Italy 16405 N. Scottsdale Rd. Scottsdale, AZ 85254 RSVP: (480) 473-9450 by February 12th
Vincent Esparza, CFP, CLU, NSSA 23335 N. 18th Dr. #136 | Phoenix, AZ 85027 480-473-9450 | www.vincentesparza.com Registered Representative offering securities through American Portfolios Services, Inc. Member FINRA, SIPC Investment Advisory services offered through American Portfolios Advisors, Inc., and SEC Registered Investment Advisor - Information has been obtained from sources believed to be reliable and are subject to change without notification. The information presented is provided for informational purposes only and not to be construed as a recommendation or solicitation. Investors must make their own determination as to the appropriateness of an investment or strategy based on their specific investment objectives, financial status and risk tolerance. Past performance is not an indication of future results. Investments involve risk and the possible loss of principal.
8 • February 2019 • DEER VALLEY TIMES
IN EVERY ROOM OF YOUR HOUSE
W
ant to elevate your home décor in the new year? Whether you’re going for farmhouse style or mid-century modern décor, make a statement in every room, even the most neglected spaces. From the laundry room to the garage, to your home gym and game room, these easy and simple ideas from the design experts at Hunter Fan Company will add comfort and beauty to your home. THE LAUNDRY ROOM While this space is one of the most used on a weekly basis, it’s often forgotten in terms of décor and style. Simple touches, like matching laundry bins, wall art and coordinated shelving can really change the ambiance and help organize laundry day chaos. While this space has a ton of potential, it also comes with its share of challenges. Many laundry rooms tend to be cramped and get steamy easily. Adding a circulating element, like a ceiling fan, can remedy this woe and make chores more pleasant. Smaller options like the Loki from Hunter Fan Company come in options as small as 36-inches and can seamlessly coordinate with your updated space. THE GAME ROOM Game rooms are often the most aesthetically neglected rooms of the home. Often a culmination of mismatched and hand-me-down furniture, the game room is most likely in need of some tender love and care. Some new pillow covers for the couch and an added cowhide rug can provide a refreshing update to this room. Consider adding an accent wall in a bold color and replacing those outdated band posters for a grown-up look. THE GARAGE For many people, the garage is the first interior space they encounter after a long day. Unfortunately, it’s also often the dumping ground for old tools, children’s toys and items with no place to call home. Built-in storage can help with organization, and adding a layer of
colored floor protectant will make your garage seem more polished and presentable. If you use the garage as a workshop, the introduction of a cool breeze can revitalize strenuous home projects and ensure proper ventilation. Check out ceiling fan design options that can stand up to the elements, such as the Brunswick or Cedar Key from Hunter Fan Company. THE HOME GYM When it comes to getting in shape, motivation is key, and having a beautiful, enjoyable space while working towards your goals can make all the difference. Get a better workout by updating your home gym with new mats, colorful dumbbells and a brand-new sound system. Avoid overheating with the latest smart tech, such as the SIMPLEconnect Symphony, a fan that can be controlled from your mobile device or an automated virtual assistant, such as Siri, Google or Alexa, so you can be comfortable without interrupting your treadmill session. For greater comfort, health and use of your home at the start of the new year, consider how you can incorporate beautiful and easy interior design elements into every room. (StatePoint) deervalleytimes.com
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A BEGINNER’S GUIDE TO COMPOSTING IN PHOENIX WHAT IS COMPOST? Compost is organic material that has decomposed. It is made by combining “green” items like food scraps and grass cuttings with “brown” items like leaves and wood chips, which then break down over time. The resulting material is nutrient-rich and can be used in gardens as a soil conditioner and natural pesticide.
WHY COMPOST? Organic matter like food, food-soiled paper, and yard waste is more than a third of what gets thrown into the garbage. When sent to the landfill, it creates methane, a greenhouse gas that is 25 times more powerful than carbon dioxide. Backyard composting or with a local program protects our environment, saves landfill space, creates jobs, and enriches soil. And it’s easier than you might think! PARTICIPATE IN A LOCAL COMPOSTING PROGRAM OR DIY The City of Phoenix runs a municipal composting facility that processes yard waste. You can sign up for a curbside green bin that accepts grass clippings, branches, and shrubs. If you want to compost food and food-soiled paper, Recycled City is the area’s local community composter. For only $10/month, they accept a variety of compostable waste, such as food, meat, dairy, napkins, and paper plates, and even pet food and hair trimmings. TYPES OF HOME COMPOSTERS With a small investment you can turn your compostable scraps into nutrient-rich soil at home. There are several different home composters:
• Manufactured compost bins, typically made out of plastic • Compost tumblers that can be easily turned • Wooden and pallet bins with compartments • Worm composting (vermicomposting) WHAT TO PUT IN THE COMPOST To get started follow these steps: Step 1: Collect your “brown” and “green” compostable material a. “Browns” – dry materials like wood chips, dried leaves, grass, and plants. It works even better when you rip or cut items into smaller pieces. b. “Greens” – fresh, moist materials like grass cuttings and food scraps. Step 2: Put an approximately equal amount of browns and greens into your composter. To ensure that your pile does not smell, add more browns (1 part green, 2 parts brown). Step 3: Soak the pile with water, but don’t over soak. It should be as damp as a wrung-out sponge. Step 4: Wait a week, then add water, turn, and stir the pile.
meat or fats. You can also cover the pile with a heavy layer of soil, leaves or sawdust, or use an animalproof composter. WHAT ABOUT TAKEOUT CONTAINERS AND COMPOSTABLE PRODUCTS? If you eat out, you may bring home packaging labeled “compostable.” Containers, cups, and utensils like those made by World Centric are certified compostable by BPI, a third-party certification. This means a product has been tested to revert to carbon dioxide, water, inorganic compounds, and biomass at a rate similar to paper. Compostable products can be made from renewable plant fibers, wood paper, or compostable plastics. Products made from plant fibers or paper are not certified to break down at home, but you can experiment to see how they perform in your system. It helps to cut or rip them into smaller pieces. Compostable plastics should not be put into your home composting system, since they require higher heat to break down. Once you have an outdoor composter and a kitchen container for collecting material, you’ll be well on your way to turning waste into black gold.
Step 5: Keep adding, soaking, and stirring! Your compost should be ready in 3-6 months. Many home composting systems are not well-suited for dairy, fish, meats, fats, or oil/grease, as these products take longer to break down and can attract pests. HOW TO COLLECT COMPOSTABLES IN YOUR KITCHEN Collecting food and food-soiled paper in your kitchen doesn’t have to be a hassle. There are many types of countertop containers, which you can line with a certified compostable bag, or rinse to keep clean. As you clean up, you can scrape leftovers directly into the bin. Once the container is full, dump it into your outdoor collection bin or composting system. During the warmer months, you can keep your food scraps in the fridge, where they won’t smell or attract fruit flies. FIXING ISSUES LIKE ODORS OR PESTS Home composting is easy, but there a few common issues that first-time composters run into: • Funny smells? Turn the pile and add some browns • Pile too dry? Spray some water, add in greens, and mix • Fruit flies? Stir and add leaves or grass • Insects, raccoons, rats? There might be some meat or fatty food scraps in your bin. First, remove the
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DEER VALLEY TIMES • February 2019 • 9
KIDS’ CORNER
5 WAYS PARENTS AND COACHES CAN TAKE
THE TOXICITY OUT OF YOUTH SPORTS
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Overbearing parents, over-the-top coaches and overzealous competition are frequent images associated with youth-athletic leagues today. Though playing ball often used to embody the enjoyment of being a kid, the experience for many youngsters is too serious and stressful – and ultimately not worth it. One study revealed 70 percent of U.S. children drop out of organized sports by age 13, with pressure and burnout among the main reasons cited. “The politics, as well as the overemphasis adults put on kids to see a college scholarship as the ultimate goal, is ruining a kid’s ability to get the most out of sports,” says Maya Castro, author of The Bubble: Everything I Learned as a Target of the Political, and Often Corrupt, World of Youth Sports (www. thebubbleweb.com). “This over-emphasis has created an environment amongst the parents and coaches that is similar to a mafia. We badly need changes in this toxic, political and corrupt environment. And it must start with the parents.”
critics in the stands hurling profanities and insults during a game,” Castro says. “Parents should set the right example for their kid – and for adults who obviously haven’t grown up.” ENJOY THE MOMENT Too many parents and their young athletes are fretting the future. “Too often it’s all about winning and getting the scholarship,” Castro says, “but my parents told me there was a time when kids actually enjoyed playing for the sake of playing, and parents won just by getting to watch them play. We need to get back to that. Without it, memories are wasted.”
Castro, who says her own experience as a young soccer player was tainted by misguided and misbehaving adults, offers ideas on how adults can improve the youth-sports culture:
BE ENCOURAGING “Celebrate the effort, not just the result,” Castro says. “This goes for youth coaches as well as parents. When kids do some good things, don’t let the mistakes cloud your post-game comments. Be honest in discussing room for improvement, but not at the expense of making them feel like they have to play perfectly to get praise.”
STRIVE TO BE A MENTOR Castro says parents and coaches have a great opportunity to use sports as a teaching tool for life. “The learning aspect of the game needs to be the focal point of youth sports,” Castro says. “Sports should be an extension of family values and behaviors. Good parents and coaches tie in the ups and downs of competition with the challenges in navigating adult life.”
MAKE EDUCATION FIRST Castro and many observers of youth sports say parents have lost perspective by thinking their kid is on the fast track to a scholarship or a pro career. Statistics show few advance that far. “In the meantime, kids are exhausted from travel leagues and tournaments,” she says, “and the way their future through sports is emphasized, education becomes a distant second.”
MODEL POSITIVE BEHAVIORS Part of the negative image of youth sports is related to parents yelling at coaches, referees, opponents, or even their own kids. “There are enough
“Whether a kid decides to keep playing sports or to walk away,” Castro says, “he or she should be able to do so without deep regret in having wasted their time.” deervalleytimes.com
KIDS’ CORNER
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TIPS FOR GETTING YOUR KIDS INVOLVED IN SPORTS By Jill “MamaBug” Frier
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ne of the many wonderful things about living in Arizona is that your kids can participate in a variety of indoor and outdoor sports all year round. There are many great options for getting your kids involved in local sports programs here in the Valley of the Sun. And not only are sports a great way for your kids to have fun, get exercise and stay active, they also teach kids important life lesson like sportsmanship, teamwork and respect. Whether you want them to participate in team sports or as an individual, here are a few things to keep in mind when you are selecting a sport for your child. CHOOSE THE RIGHT SPORT FOR YOUR CHILD Expose your child to a variety of sports activities, but help them choose a sport that is well suited to their age, interests and abilities. Don’t force your child to participate in a sport that doesn’t really interest them or that isn’t a good fit for their skillset – it’s a waste of both time and money, plus it can have a negative affect on your child’s attitude towards sports. Be sure to pick something that fits your budget and your schedule, to reduce your family’s stress level and make it an enjoyable experience for everyone. And don’t forget to include the cost of equipment, clothing and gear in your budget when you choose a sport! Here is a short list of some of the popular sports available locally, to give you some ideas about different types of sports that may be fun for your youngster: • Archery • Baseball and Softball • Basketball • BMX • Football • Golf • Gymnastics • Horseback Riding • Ice Skating and Hockey • Martial Arts • Rock Climbing • Soccer • Swimming • Tennis • Volleyball BE A GOOD FAN AND TEACH GOOD SPORTSMANSHIP A great way to get your kids to have more fun and be excited about playing sports is to be excited for them. Make sure they get to practice on time, stay to watch, attend games, volunteer to help deervalleytimes.com
with the team or individual events if you can and always cheer them on. Make sure that both you and your child understand the basic rules of the sport and be a good role model for your child by not overreacting when the competition doesn’t go your way. Show them that it’s okay to be competitive and disappointed when you don’t win, but that sports are meant to be fun, even if you don’t always beat the opposing team or competitors.
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MAINTAIN A BALANCE WITH SCHOOL, SPORTS AND FAMILY It’s important to keep your child from becoming overwhelmed with sports or competition. Participate in activities that work with your schedule and allow you to balance athletics with school, family and non-athletic hobbies. If your child feels stressed out, hates going to practices and games, or just participates to make you happy, it’s probably a good idea to call it quits. RESOURCES FOR SPORTS IN THE VALLEY How do you find a sport that works well for your kid and their unique interests and skills? There are many resources to help you find sports programs here in Phoenix. A few of the non-profit resources include: • The City of Phoenix Parks and Recreation Commission Youth Sports provides affordable programs and resources for youth basketball, baseball, football, soccer, tennis and volleyball, and provides sports complexes, facilities and Community Centers around the Valley. www. phoenix.gov/parks/sports/phoenix-plays • One non-profit organization helping kids through sports is Sports Kids AZ. This group provides quality coaching and athletic programs to home schooled families, after school athletes, and homeless children throughout Arizona. www. sportskidzaz.org • The Valley of the Sun YMCA, one of the oldest and largest non-profit organizations in the Phoenix area, offers youth sports programs to help children build skills, learn about teamwork, and focus on sportsmanship. The YMCA offers a variety of sports and fitness programs throughout the year to keep kids active and engaged. www.valleyymca. org/programs-activities/youth/ So do your homework and get your kids off the couch, away from their screens and interested in one of the many great sports programs available right here in Phoenix. And be sure to check out Ladybug’s Blog for more articles and recommendations for fun things to do outside with kids everywhere in Arizona! www.ladybugsblog.com
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COVER STORY
TRAIN LIKE THE STARS WITH SMITHPRO FITNESS By Jennifer Marshall
T
he first 31 days of 2019 have come and gone. Has your New Year’s resolution to lose weight and get fit come and gone as well? If your answer is “yes,” then you need someone who understands your fitness fears, your health and your overall wellness goals. You need an expert personal trainer who is focused on your individual issues. You need Michael Smith with Smithpro Fitness. He has the professional knowledge and experience to meet your every fitness goal. Smith was 13 when he discovered his love of fitness and bodybuilding. Like many kids, he admired his dad. His father also happened to be in excellent shape, and Smith described him as
being “like Superman” as he believed there was nothing he couldn’t do. One day, Smith was staring at the cover of a muscle magazine when his dad asked him what he was doing.
Through his connection with Jones, Smith was introduced to Mike Mentzer, the renowned professional bodybuilder, with whom he trained and learned more techniques.
“I want to look like that man,” said Smith pointing to the cover. “He’s strong, and I want to be like that.”
“Mentzer taught me productive exercise science and the true meaning of logic and reason in training,” said Smith.
His dad honored his request by purchasing him his first weight set, which he worked with in the backyard. Then, at 16, he discovered Nautilus Gym and met its inventor Arthur Jones.
At 20, Smith earned his first certification, but like many other people with grand career dreams that get shoved aside, he never really worked it. In those early years, he did some part-time training here and there, but his full-time job was never in fitness. Life often has a way of shaking things up and awakening us to what’s truly important.
“I studied his theories and techniques,” said Smith. “Jones was one of the best exercise scientists of his day. I learned there was more to it than just pushing weights; it’s a science.”
12 • February 2019 • DEER VALLEY TIMES
“After going through a divorce,” said
Smith, “I realized I wasn’t doing what I loved. I loved working with people, and I loved fitness. So, I jumped in full-time. It was a struggle at first, but once people started training with me and seeing my results— ‘Hey, this guy knows what he’s doing!’— I got busier and busier.” Fast forward 15 years, and Smith, who had now remarried, moved to Los Angeles. “I wanted to learn more about the fitness industry,” said Smith, “and I thought that LA was one of the best places to better my knowledge.” Tinseltown—thousands of creatives flock there hoping to realize their ultimate dream of stardom. For some, it’s a city of heart-stopping joy, and
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for others, it’s just simple heartbreak. Luckily, all of Smith’s hard work, dedication and discipline to his craft paid off as he experienced his ‘Big Break’ in the City of Angels. Not long after he arrived, he met one of Katy Perry’s dancers who, according to Smith, was looking to “bulk up and put some size on,” which was the new trend in Hollywood. Dancers aspiring to go on world tours with stars like Perry were required to eschew the lean look for a more muscular and athletic physique called “body boys.” And while they were heavier, they still needed to be flexible and light on their feet in order to dance. The “mission” was on but not “impossible,” and Smith delivered through a combination of strengthen and functional training, and the dancer aced an audition landing a dance part with another A-list artist. “That one contact took everything to the next level,” said Smith. When other celebs and talent agencies saw this dancer, they were wowed and impressed with Smith’s work and results. This opened the floodgate to agencies. He quickly became the go-to fitness guy for whatever physicality an artist needed to achieve in order to secure a particular audition or role. He zoomed to the top of fitness in Hollywood, and as his career grew, he received more and more agency referrals. His work, which was seven days a week, one client per hour, included preparing models and celebrities for modeling, commercial and movie work, and he coached musicians and dancers for tours. “One agency I worked closely with,” said Smith, “when they signed someone, they would hand that person my business card, and tell them if they’re looking to go on world tours, they need to train with Mike to get more athletic looking.” During his LA heyday, Smith employed his own trainers to ease the workload. Given that most of his clientele valued their privacy and mainstream gyms were often full of prying eyes and long deervalleytimes.com
COVER STORY
waits to use equipment, he opened his own gym. Equipped with more gear than most other facilities, his center was for the exclusive use of his clients. And his clients were exclusive as he’s trained dancers to work with such headliners as Lady Gaga, Justin Beiber, Beyoncé and Taylor Swift. And for those who preferred the comfort of home over any gym, Smith also offered in-home training.
“In LA,” said Smith, “I realized you can’t do cookie-cutter routines; everyone’s different. That’s when I created my ‘A to Z’ training style. I set individual goals for people, and I can handle anything. If you want to lose weight, tone—whatever you want to do—I can help you to achieve it.” Life has a way of keeping us in continuous fluctuation, and it was the death of his wife’s grandmother that brought these Phoenix natives back home to roost in January 2018. Smith’s wife has an expansive family, and she was, simply put, homesick. Consequently, Smith sold his equipment, and a friend “took over” his gym space.
watched. I remove that fear by training in their home, and I have a lot of the functional training equipment for that purpose.” Best of all, you don’t have to be Katy Perry to train with Smith. All you need
is a belief in yourself and a willingness to work hard to achieve a happier and healthier you. Looking to the future, Smith said: “My goal is to open a personal training studio here in Phoenix.”
As for his clients, they weren’t forgotten. Smith passed the reins of his training program on to two of his expert friends enabling them to carry on for him. He describes his clients as being “like family” and helps to train them via online mediums. Then, approximately every two to three months, he returns to LA, where he rents gym space and works handson with them. And because he’s maintained ties with the agencies, he still receives referrals. Now, he hopes to establish here in Phoenix what he built in LA. Smith offers three different approaches to fitness. He does in-home training, boot camps in parks and he works with Fitness 1, a local gym at 3515 W. Union Hills Drive. However, he’s most excited about his in-home fitness service. “Many people don’t feel comfortable going to the gym,” said Smith, “because they fear they’re being DEER VALLEY TIMES • February 2019 • 13
C O M M E R C I A L
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experienced a tremendous commercial real estate recovery over the last half dozen years, with over 1,200,00 square feet sold in the industrial market over the last three years alone. That’s over $120 million in sales, and the trend has been up every year. The industrial market trend in the Airpark has been tremendous lately. I remain very optimistic about this market and commercial real estate in general looking forward. Pricing has almost returned to 2007 numbers. New construction averages $140 per square foot. Industrial land is back within 75 percent of previous 2007 pricing. While being optimistic, projecting 2019 won’t be so simple as following the trend. We may see some slow
down simply because of the lack of inventory in this market. The available lease product built over the last few years has kept up with demand but there is almost no new spec construction for purchase recently. Of the +/- 25 new industrial buildings developed for sale since 2016, all have been sold or are currently in escrow. The only available new industrial product in the Deer Valley market currently is at 16th Street and Deer Valley; new industrial buildings for sale, represented by Luke Land. There are a few new buildings currently being planned but won’t be available until late 2019 or early 2020.
The overall market remains strong in Deer Valley Airpark with massive new construction in the residential market North of Happy Valley and West of 19th Avenue to name one. The huge increase in residence in this market will only increase demand for retail, office and industrial product. I anticipate a significant increase in new construction in those areas over the next few years to meet those demands.
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R E S I D E N T I A L
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Building a home inventory can seem like a daunting task, but doesn’t need to be. GETTING STARTED • Make it a goal to create an inventory for one space in your house each week, such as the kitchen or entertainment center, and soon you’ll have a complete list. Document your valuables with general descriptions, cost, and when and where they were purchased. Record serial numbers, if applicable. They are usually found on the back or bottom of major appliances and electronic equipment. Then, move on to the next space you need to document. • Make sure you have sufficient insurance coverage for big-ticket items, such as jewelry, art and collectibles. They may have increased in value and may require an endorsement in addition to your standard homeowners or renters insurance policy. Save receipts and appraisal documents with your inventory. • Don’t forget items that may be tucked away in a garage, attic or storage shed. USE TECHNOLOGY TO MAKE THE PROCESS EASIER • There are many free apps that can help you create a list of your belongings, organized by room. • You can also use a handheld camera or the camera on your cell phone to take photos or video to document your possessions. deervalleytimes.com
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KEEP YOUR HOME INVENTORY UP-TO-DATE AND IN A SAFE PLACE • Your home inventory is only useful if it is accurate and accessible when you need it. Make a habit of adding any significant new purchases and receipts to your list. • If you have a paper inventory, keep a copy somewhere outside of your home, such as in a safe deposit box or with a trusted family member or friend. Make a digital backup of your paper list by taking a picture of it, or scanning and uploading it to a cloud storage service. • If your list is digital, keep a copy of it on an external drive or cloud storage service. Photos and video you take with your phone may automatically be saved to cloud storage. Check your mobile phone settings to be sure. • If using an app, make sure the information you enter is backed up and that you know how to access it when you need it. Once your inventory is created, add up the replacement costs for all of your items, and discuss your situation with your insurance agent to make sure you have the right coverage to meet your needs.
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GETAWAY
Visiting
SOUTHERN ARIZONA By Jill “MamaBug” Frier It’s always surprising to hear how many Phoenicians have never spent time in Tucson. Just a short distance south of the Phoenix metropolitan area is a charming gem of southwestern sights to see. Tucson is home to the University of Arizona, but ASU fans shouldn’t let that stop them from enjoying the many fascinating places to see in Pima County. The hotels and resorts are plentiful, but our advice is do your research and look at the map to plan your trip. Tucson is much more than what you can see while driving down the highway, and the limited view from I-10 just doesn’t do it justice. Here are our favorite spots to visit while in Tucson. ARIZONA SONORAN DESERT MUSEUM It’s a zoo. It’s a botanical garden. It’s a museum. It’s all of the above! The Arizona Sonoran Desert Museum is located in mountainous desert on the west side of Tucson, but still right down the road from both Old Tucson Studios and Saguaro National Park West. The museum provides visitors with gorgeous views of Sonoran Desert flora and fauna in a botanical garden type of setting. A stroll down the paved and unpaved trails takes you near enclosures that are home to various creatures native to the Sonoran Desert, from hummingbirds and butterflies, to javelinas, hawks, bears and mountain lions. One of our favorite exhibits is the geological display, located in a mineshaft trail that takes you underground to see the wonders of Arizona’s Sonoran Desert under the surface. This state-of-the-art facility is a must-see if you are in Tucson – and worth planning a trip just to go there on the weekend. OLD TUCSON STUDIOS Ever wonder where they made your favorite Western? It was probably right here in Old Tucson Studios. Located on the west side of Tucson, just down the road from the Arizona Sonoran Desert Museum, more than 400 movies have been produced at Old Tucson over the years - and they’re still going strong. With live entertainment, rides, tours and plenty to see, this is a great place to visit when you head to Tucson.
16 • February 2019 • DEER VALLEY TIMES
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SAGUARO NATIONAL PARK – EAST AND WEST Some of the most beautiful hiking spots in Arizona are found in Saguaro National Park West and East. The West part of the National Park is home to a fantastic display of petroglyphs, mountains and Saguaros. The East part of the park provides an entirely different view of the pristine Sonoran Desert, mountain ecosystems and desert wildlife. Everything the Sonoran Desert has to offer is available in two completely different parks, focused on the same purpose – preserving the mighty Sonoran Desert and the Saguaros that give the National Park its name. KARTCHNER CAVERNS STATE PARK Do you love fantastic caves and beautiful desert vistas? Then you’ll love visiting Kartchner Caverns State Park. It’s opening in 1999 makes it a somewhat recent addition to the Arizona State Park system. Located southeast of Tucson, near Saguaro National Park East, Kartchner Caverns State Park provides facilities for camping, hiking and of course touring the caverns. Be sure to book your cave tour tickets in advance because tours book up very quickly! PIMA AIR AND SPACE MUSEUM If you love aircrafts, space and the
GETAWAY
history of flight, then the Pima Air and Space Museum should be on your must-see bucket list. This museum is one of the largest non-government funded aviation and space museums in the world, featuring over 350 historical aircrafts from a Wright Flyer to a 787 Dreamliner. The museum, which opened in 1976, is located on 80 acres in the southeast part of Tucson, near Davis–Monthan Air Force Base. The Pima Air and Space Museum houses six indoor exhibit hangars, three of which are dedicated specifically to World War II. Walking tours and museum ground Tram Tours are offered daily. The museum is also the exclusive operator for bus tours of the “Aircraft Boneyard,” a 2,600-acre U.S. military and government aircraft storage facility also located in Tucson. If you love aircrafts, be sure to plan a visit to the Pima Air and Space Museum. But give yourself plenty of time to explore – the museum is huge and there are hours worth of airplanes and historical displays to see!
SABINO CANYON RECREATION AREA If you are looking for a beautiful place to get outdoors for some hiking, biking or trail running, Sabino Canyon is home to a range of trekking opportunities from paved paths and easy trails, to more rugged mountainous ter-
rain. Located at the base of the Santa Catalina Mountains on the northeast edge of Tucson, Sabino Canyon offers visitors a chance to see one of the premier natural areas in southern Arizona. Sabino Creek flows almost year around and the Sabino Canyon tram offers narrated, educational 45-minute tours every day. The tram route begins and ends at the Visitor’s Center, with stops at points along the road to drop off and pick up hikers at the various trailheads. This is a wonderful spot to get a flavor for the beautiful Tucson wilderness. BIOSPHERE 2 The Biosphere 2 is one of the most interesting and educational attractions we have visited in Arizona. One of the world’s most unique facilities, the Biosphere 2 is dedicated to the research and understanding of global scientific issues. The facility is a working laboratory for controlled scientific studies, an arena for scientific discovery and discussion, and is a far-reaching provider of public education. The mission of Biosphere
2 is “to advance our understanding of the natural and man-made environment through unique experimentation, training of interdisciplinary scientists, science education and public outreach, and organization of meetings to address grand challenges that affect the quality of life and the understanding of our place in the universe.” This facility definitely does that – and it’s open to the public for tours. Biosphere 2 is located north of Tucson, near Oracle, and you can reach it on the way into Tucson if you are traveling down AZ Highway 77 from Florence, AZ. There is really nothing like Biosphere 2. Make a point to stop and take a look the next time you head to Tucson – it’s worth the trip! These are just a few of our favorite places to visit in Tucson, but there are many more spots worth seeing so take some time to stop and enjoy the desert scenery. And be sure to check out Ladybug’s Blog (www.LadybugsBlog. com) for more fun things to do with kids everywhere in Arizona!
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DEER VALLEY TIMES • February 2019 • 17
MOVIES MOVIE REVIEWS By A.D. Beal
VICE
The story of Dick Cheney and his rise through politics, leading to his run as Vice President under George W. Bush. Writer and director Adam McKay’s anger seethes throughout this movie, and the fury affects the style, editing and tone here. It goes back and forth between comedy and horror in how they show the things that Cheney and co. were able to get away with, and it’s a rare case where conflicting tones work. It’s insane just how meta the film is, continuously breaking the fourth wall with a narrating Jesse Plemons (who has his own story in the film), several interesting editing choices, and a false ending. Christian Bale perfectly recreates Cheney in voice, actions and personality, and is joined by a fantastic cast (especially Amy Adams). The documentary style (with wonderful shots by Greig Fraser) adds to the realism and cements the uncomfortable feeling you are left with.
THE MULE
A ninety-year-old man takes up a driving job after falling into financial strain, only to discover its connections to a major drug cartel. For someone who’s been directing for nearly 50 years, there’s a very amateur feel to Clint Eastwood’s new film. Maybe it’s due to his tendency to shoot very few takes, but none of the actors ever seem really ‘into’ the film, aside from Eastwood himself (who happens to play the main character). The situation at hand never resonates because the characters don’t seem to really care, so why should we? The film also seems to have an iden18 • February 2019 • DEER VALLEY TIMES
tity crisis when it comes to tone, because sometimes it really wants you to take the story seriously while also treating many moments as a comedy. Speaking of which, the humor is filled with outdated “kids these days…” and “the internet is terrible” jokes, along with some out of nowhere racist humor. Aside from that, it’s boringly shot and edited, making for an overall bland film. It’s bizarre that a film with this much talent can turn out the way it did.
IF BEALE STREET COULD TALK
A young woman and her family must do anything possible to save her lover from prison time after being accused of a horrific crime. Barry Jenkins’ follow up to Moonlight is the kind of film that you can tell someone put more than their all into it. The film goes deep into the lives of Tish and Fonny (played expertly by KiKi Layne and Stephan James), showing their full uncensored lives, warts and all. But the genius of Jenkins is how he presents it - simple, normal and not overly staged. A different filmmaker would try to make some scenes feel more fast-paced and hectic, but here, they are intimate and lovely. The energy from our leads also crosses over to the supporting cast, namely Regina King and Colman Domingo, and even the minor characters, including Brian Tyree Henry (who absolutely steals the show in his major scene). Combine that with James Laxton’s old photo-like cinematography and Nicholas Britell’s beautiful score, and you have a love story for the ages. One that will make you feel all sorts of emotions, while making you think by the end.
NEW RELEASES FEBRUARY 1 Miss Bala Arctic (Limited)
FEBRUARY 8 The Lego Movie 2: The Second Part Cold Pursuit The Prodigy What Men Want Everybody Knows (Limited)
FEBRUARY 13 Isn’t It Romantic Birds Of Passage (Limited)
FEBRUARY 14 Alita: Battle Angel Happy Death Day 2U Fighting With My Family
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ASK THE TAX EXPERT
ARP TAX PRO ANSWERS YOUR QUESTIONS By ARP Tax Pro
Q. When can I file my return? A. What this is really asking is, “When will the IRS start accepting returns?” The official date is January 28, 2019 for the 2018 Tax Year. With April 15 falling on a Monday, the IRS may allow an extra day or two but that will remain to be seen. It is better to plan ahead and file earlier, rather than later. Q. Can you tell me about what the new Tax Cuts and Jobs Act of (TCJA) Act of 2017 really looks like? A. What most people don’t realize is that the “new” Tax Cuts and Jobs Act of (TCJA) of 2017 has already been in effect for all of 2018. So, here’s what the actual brackets look like:
THE (MOST COMMON) 2018 TAX BRACKETS: Tax Rate 10% 12% 22% 24% 32% 35% 37%
Single Up to $9,525 $9,526 to $38,700 $38,701 to $82,500 $82,501 to $157,500 $157,501 to $200,000 $200,001 to $500,000 $500,001 or more
10% 12% 22% 24% 32% 35% 37%
Married filing jointly or qualifying widow Up to $19,050 $19,051 to $77,400 $77,401 to $165,000 $165,001 to $315,000 $315,001 to $400,000 $400,001 to $600,000 $600,001 or more
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Q. Can we still “itemize” our deductions? A. The short answer is yes...but with the new standard deductions increased to $12,400 for singles, $24,000 for married filing joint and $18,000 for head of household, itemizing sometimes does not match or equal the larger standard deduction. It’s very important that your preparer actually do the math and ask you plenty of questions to decipher which method will work best for you and your situation.
Q. Can you please elaborate about the notion of allowing the IRS to use your money interest-free? A. This is great question because what it’s really asking is “Do you know the cost of your tax refund?” You certainly would not lend your money to someone without some sort of a “payback” schedule along with a reasonable rate of return, would you? Well, that is exactly what you’re doing when you get a refund at tax time. You are giving the government an interest-free loan of YOUR money. Rather, you could invest those dollars even into a conservative investment that would far outweigh getting a zero rate of return! There are mathematical ways to virtually “figure” what your return (or the amount you owed) is to within pennies! Q. So, could the same be asked about tax deductions as well? A. The same question of “Do you know the cost of your tax deduction?” could be asked! This is also a great question because there is a marked difference between a “deduction,” which reduces the amount of tax owed on your overall income (for example: you earn $50,000 and you contribute $10,000 to a 401k, therefore, $40,000 is the “new” taxable amount) and a Tax “credit” which literally reduces the amount of tax owed dollar for dollar. Some common tax credits are: the tax credit for child and dependent care expenses, education tax credits and the earned income tax credit, just to name a few.
Q. Is it true that you and your money have a silent partner? A. Lastly and maybe most importantly, YES! His name is Uncle Sam. And he’s greedy, stubborn, selfish and a horrible listener! You do have a choice, though, to pick another part-
ner. You’ll still have to pay some form of tax, but by choosing the “right” partner and implementing the right tools, you can significantly reduce your tax obligation not just this year, but year after year after year! Choose wisely whom you work with.
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COMMUNITY
HORSES HELP LOOKING FOR FAMILIES
FOR FAMILY H.E.R.D. RESEARCH PROJECT
H
orses Help is halfway through a research project that started in September. The purpose of the study is to determine whether or not an equine assisted activity program, such as the Family H.E.R.D., has a positive impact on family function. They are still recruiting families for this project. A total of ten families have participated. There are currently six spots open that are needed for data collection. Participation is free to families who meet the criteria.
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Any family interested in participating in the research study will need to be able to commit to three consecutive weeks. The program is offered on Monday evenings, Friday evenings, Saturday mornings or Saturday afternoons, and at least one child in the family must be age 10 or older. The research program is set up in three phases. Each week the family completes one of the phases that will incorporate something new and interactive about horses. All activities and challenges are centered on learning about horses as family members. Each participant will have multiple opportunities to work closely with the horses on the ground. Phase one focuses on three concepts: building rapport and caring for horses, seeing the world from a horse’s perspective and learning about equine communication. Families are engaged in game-like activities and challenges in which they will experience the three concepts. Phase two focuses on understanding and accepting differences by learning about herd dynamics. Families will learn the importance for animals of prey to work together, accept the differences in hierarchy and personality within
the herd and how it relates to family dynamics. Finally, in phase three, families learn to establish and maintain boundaries while working with horses on and off lead. Concepts learned from phases one and two will also be revisited in phase three to help with the success of leading. Data collection includes filling out questionnaires prior to starting the program, after the completion of the three weeks and again after three months. All names and identities are withheld for confidentiality. The H.E.R.D. program is not a family therapy program, but an opportunity for families to enjoy being outdoors together while learning about horses and interactions.
All families are welcome to participate as long as they meet the following criteria: • At least one family member is an adult 18 years or older • At least one child in the family is 10 years old or older (minimum age of 7) • Everyone in the family is able to read, write and speak English • Everyone in the family is capable of giving consent to participate in the study • Family can provide their own transportation to and from Horses Help • Family will be able to participate in all three weeks of the Family HERD program If you are interested in partaking in the Family H.E.R.D. research study, please contact Kerri at kerri.s@horseshelp.org or call the office at 602-569-6056. Participation in this project is voluntary, and there is no cost to participate.
Flexible Start Dates Register Today! gatewaycc.edu/beauty-wellness The Maricopa County Community College District (MCCCD) is an EEO/AA institution and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, age, disability, or national origin in their programs or activities. For Title IX/504 concerns, call the following number to reach the appointed coordinator: (480) 731-8499. For additional information visit: http://www.maricopa.edu/non-discrimination.
20 • February 2019 • DEER VALLEY TIMES
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THINGS TO DO PROTECT YOURSELF AGAINST IDENTITY THEFT WHEN: February 5, 5:30-7:00 pm and February 6, 10-11:30 am WHERE: Affinity Wealth Advisory Group, 7010 E. Chauncey Ln., Suite 200 in Phoenix WHAT: During this complimentary seminar, hosted and presented by Renee A. Hanson, Private Wealth Advisor with Affinity Wealth Advisory Group, a private wealth advisory practice Ameriprise Financial Services, Inc, you’ll learn about: • Common ways your personal information can be compromised • Steps you can take to protect your personal information • What to do if you are a victim of identity theft Space is limited. Please make a reservation ASAP by calling (602) 923-9800 or by emailing kim.hoppens@ampf.com. This is an informational seminar. There is no cost or obligation. EXPERIENCE CANADA WHEN: February 9 and 10 from 9 am – 5 pm WHERE: Musical Instrument Museum, 4725 E. Mayo Blvd. in Phoenix WHAT: In conjunction with Arizona Canada Week, enjoy French-Canadian string band and fiddle musical performances, hear a Canadian children’s story set to the live music of MIM’s Story Time Band, and make a fiddle craft with your little one. Visit https://mim.org/events/experience-canada/2019-02-09/ for a full schedule of events.
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22 • February 2019 • DEER VALLEY TIMES
BE MINE/LUCKY REVERSIBLE WOOD BLOCKS WHEN: February 9, 2:00 - 4:00 pm WHERE: Craft Nights, 10832 N. 32nd Street in Phoenix WHAT: Come learn how to make your very own Be Mine/Lucky REVERSIBLE WOOD BLOCKS at our Pinterest inspired art and craft studio. We will supply all materials for this craft. This adorable art project includes materials to make some adorable holiday decor just in time for Valentines’ Day and St.Patty’s Day. Cost is $35. Must pre-register by Feb 7 at craftnights.com BECOMING: AN INTIMATE CONVERSATION WITH MICHELLE OBAMA WHEN: February 12, 8 pm WHERE: Comerica Theatre, 400 W. Washington St. in Phoenix WHAT: Former First Lady and now author, Obama is touring. “…I’d like to share that fuller story with all of you on my book tour. It’s the story of my humdrum plainness, my tiny victories, my lasting bruises, my ordinary hopes and worries. It’s the story of who I am, truly, and I’m proud of it — blemishes and all.” SCOTTSDALE ARABIAN HORSE SHOW WHEN: February 14 – 24 WHERE: WestWorld of Scottsdale, 16601 N. Pima Rd. in Scottsdale WHAT: Since 1955 the Annual Scottsdale Arabian Horse Show has set the pace in the Arabian horse world. The first show was held at the grounds of the Arizona Biltmore Hotel which was a beautiful setting for a horse show. The Scottsdale Arabian Horse Show was a first class show from the very first day. Since that time, the show has been held at Westworld in Scottsdale. It has grown from 50 horses to nearly 2400 horses bringing top owners, trainers and breeders from around the world competing for a chance at winning. A win at Scottsdale can mean big money in the breeding barns. deervalleytimes.com
THINGS TO DO DISNEY’S ALADDIN WHEN: Through February 17 WHERE: ASU Gammage, 1200 S. Forest Ave. Arizona State University in Tempe WHAT: Discover a whole new world at Disney’s Aladdin, the hit Broadway musical. From the producer of The Lion King comes the timeless story of Aladdin, a thrilling new production filled with unforgettable beauty, magic, comedy and breathtaking spectacle. It’s an extraordinary theatrical event where one lamp and three wishes make the possibilities infinite. See showtimes at https://www.asugammage.com/shows-events/ disneys-aladdin NHRA ARIZONA NATIONALS WHEN: February 22 – 24 from 8 am – 10 pm WHERE: Wild Horse Pass Motorsports Park, 20000 S. Maricopa Rd. in Chandler WHAT: The NHRA is headed back to Wild Horse Pass Motorsports Park for the 35th annual NHRA Arizona Nationals. As always, fans will have the opportunity to interact with their favorite drivers as they’re granted an exclusive pit pass to the most powerful and sensory-filled motorsports attraction on the planet. This unique opportunity in motorsports gives fans direct access to the teams, allowing them to see firsthand the highly-skilled mechanics service their hot rods between rounds, and get autographs from their favorite NHRA drivers. Fans also will want to visit NHRA’s popular Nitro Alley and Manufacturers Midway, where sponsors and race vendors create a carnival atmosphere, with interactive displays, simulated competitions, merchandise, food and fun for the entire family.
YOUR NORTH VALLEY COMMUNITY THEATER
FEB 22 - MAR 10
Book by George Abbott & Richard Bissell. Music and Lyrics by Jerry Ross & Richard Adler. Based on the novel, 7 1/2 Cents by Richard Bissell Directed by Dan Ashlock Presented through special arrangement with Music Theatre International (MTI). All authorized performance materials are also supplied by MTI.
1611 W Whispering Wind Dr Suite #9, Phoenix, AZ 85085 info@StarlightCommunityTheater.com 623-252-6815
www.StarlightCommunityTheater.com
GARDENING WORKSHOP WHEN: February 17, 1 – 3 pm WHERE: Wright in the Garden, 10880 N. 32nd St. #27 in Phoenix WHAT: This workshop covers how to plant, grow and care for different tomato varieties. Our educational workshop series classes, led by local grower Emily Heller, cover a variety of seasonal garden topics for those gardening in the Southwest. FAMILY BIRTHDAY CALENDAR WHEN: February 23 3:30 pm-5:30 pm WHERE: Craft Nights, 10832 N. 32nd Street in Phoenix WHAT: Come learn how to make your very own FAMILY BIRTHDAY CALENDAR at our Pinterest inspired art and craft studio. This adorable project includes all the materials to make a family calendar to keep track of all the special dates and occasions in your life. You will be provided discs for up to 24 people. For the wooden discs, you will be painting with chalk paint and dates will be written with chalk markers! We love chalk paint!! Must pre-purchase by Feb 17. Cost: $35. We sold out last month, so register early at craftnights.com WORLDS OF WONDER WHEN: February 28 – March 3 WHERE: Herberger Theater Center, 222 E. Monroe St. in Phoenix WHAT: An imaginitive spellbinding performance of new and old works featuring the raw and fascinating “Rite of Spring” choreographed and set to Stravinsky’s magnificent score ‒ preceded by an opening first act based on “Creation”‒ choreography by CDE Assistant Artistic Director, Diane McNeal Hunt; Amber Robins and guest artist, Nicole Olson. Showtimes: 7:30 PM Thursday - Saturday, 2:00 deervalleytimes.com
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DEER VALLEY TIMES • February 2019 • 23