10-2012 Madison County Homes

Madison County

HOMES O C TO B E R 2 0 1 2

Your Area Guide for Real Estate & Home Services

This home listed by Page 6

w w w. M a d i s o n C o u n t y H o m e s . n e t s e a rch a re a re a l e s ta te l i s t i n g s a t t h e I n te l l i g e n c e r. c o m / H o m e s

2 - Madison County Homes - October, 2012 - TheIntelligencer.com 2205 State Route 157 Edwardsville, IL 62025

Each Office Independently Owned and Operated

(618) 656-2278 (800) 338-3401

Scan the QR-code using your mobile device to view Open Houses near you!

2621 Plaza Drive Highland, IL

530 Edwardsville Road Troy, IL

(618) 654-1234 (800) 314-6862

(618) 667-3404 (800) 342-1411

2561 Boyle Avenue, Granite City 3BR/1.5BA all brick with 2 car garage. $79,500

2137 Cleveland, Granite City Single family with income potential! $57,000

2259 Woodlawn, Granite City 2BR full brick on tree lined street. $99,900

10 Steinmeyer Woods, Edwardsville Impressive architecture & style!

3 bedroom walkout. $460,000

585 East Lake Drive, Edwardsville Gorgeous Lakefront 4BR/4BA home! $350,000

1140 E. Leonard, Staunton Completely redone 2BR on corner lot. $68,000

439 Country Club View, Edw. Spacious move in ready condo.

Great Location! $265,000

729 Hillsboro, Edwardsville 2BR/1BA home on large lot. $59,999

303 Thomas Terrace, Edwardsville 5BR/3BA lakefront home with open floor plan. $355,000

1211 S. Oxfordshire Lane, Edw. Sophistication and Style in Stonebridge 3BR/4BA. $465,000

1899 Ness School Rd., Bunker Hill 2.2 acres 2BR/2BA, city water, clean. $124,000

406 S. Washington, Bunker Hill 3 bedroom, 3 bath, full brick on large lot. $138,900

810 Valley, East Alton This beautiful home is larger than it looks! $144,900

2101 Manley Avenue, Granite City All brick 3 bedroom with finished basement. $129,900

233 Commercial St., Edwardsville Charming updated 2BR/2BA move in ready! $115,900

819 Willoway, East Alton Large all brick 3BR/2BA home! $179,900

2336 E. 24th Street, Granite City Bargain home needs interior TLC. $12,900

911 Vine, Collinsville 3BR/2BA bi-level with large backyard! $125,000

VIEW ALL OF OUR PROPERTIES ONLINE AT

WWW.BROWNREALTORS.COM

TheIntelligencer.com - October, 2012 - Madison County Homes - 3 2205 State Route 157 Edwardsville, IL 62025

Each Office Independently Owned and Operated

(618) 656-2278 (800) 338-3401

2621 Plaza Drive Highland, IL

(618) 654-1234 (800) 314-6862

530 Edwardsville Road Troy, IL

(618) 667-3404 (800) 342-1411

230 N. Kansas, Edwardsville Historic Edw. home with charm & character! $498,000

981 Holiday Point, Edwardsville 3BR/2BA lakefront stunner! $325,000

8721 Wildewood, Worden Lakefront 4BR/3BA with updates & walkout. $285,000

5 Kensington Ct., Edwardsville Spacious 1.5 story 3BR/3BA on cul-de-sac. $259,900

733 Riviera Circle, Edwardsville Great open floor plan 3BR/2BA. $169,000

9 Forest Hill Lane, Edwardsville 4BR/2.75BA all brick updated ranch, private backyard! $369,900

427 N. Edwardsville St., Staunton 3BR/3BA updated spacious open, 3 car garage. $124,900

45 Sunset Hills Dr., Edwardsville Better than new gorgeous 4BR/3BA home! $440,000

1407 Cypress, St. Jacob Custom built home, large rooms, sits on 2 acres. Triad School District. $235,000

1403 Pine St., Highland Historic beauty 3BR/3BA old world charm with modern amenities. $199,900

213 Cheryl, Collinsville Totally updated doll house, newer kitchen, windows, roof, flooring, baths. $102,500

749 E. Woodland, East Alton Adorable totally updated 4BR/2BA, new flooring, roof, windows, kitchen. $124,900

972 Weathervane Lane, Troy Custom built 3BR/2BA bath ranch backs up to woods. Large master suite. $196,900

1926 Edwardsville Rd., Madison Investors! All brick 4-plex w/new windows, roof, electric, kitchen & appliances. $99,900

153 Jessica, St. Jacob Fantastic 4BR/4BA home. Newly fin. bsmt., fenced yard w/hot tub. $195,000

8739 Wendell Creek Dr., St. Jacob 3BR/3BA ranch offers wood flooring, impressive kitchen, private master suite. $255,000

923 Virginia, Marine 1 1/2 story with 4BRs on 2 acres.

3 car garage. Close to interstates. $292,000

445 Bluebird, Troy Large 3BR/3BA home on 2 large park-like lots wooded. $159,900

1309 Bridlespur, Troy 3BR/2BA brick combo home with large outbuilding. $170,000

400 Bowers Road, Troy Nature lover's paradise! 6 acres of woods & flowers surrounds home! $234,900

VIEW ALL OF OUR PROPERTIES ONLINE AT

WWW.BROWNREALTORS.COM

4 - Madison County Homes - October, 2012 - TheIntelligencer.com 2205 State Route 157 Edwardsville, IL 62025

Each Office Independently Owned and Operated

(618) 656-2278 (800) 338-3401

2621 Plaza Drive Highland, IL

530 Edwardsville Road Troy, IL

(618) 654-1234 (800) 314-6862

(618) 667-3404 (800) 342-1411

147 Barnett Dr., Edwardsville Remodeled 3BR/2BA ranch on Dunlap Lake. Dock on lake! Agent related. $184,900

9006 Blue Haven Drive, Troy Affordable 3BR/2BA move in ready many updates. $102,900

410 & 412 Cook, Troy WOW! 3800 sf Duplex w/2BRs & 2 garages per side. Quality construction. $272,900

537 Coventry, Troy 4 bedroom ranch with space!

Sits on 1 1/2 acre corner lot. $284,900

2278 Durham Court, Maryville Newer 3 bedroom home in nice subdivision, community pool. $159,900

3911 Meadow Lane, Highland Fantastic custom home 4+ bedroom/4 bath 4500 sf. Highland School District. $319,000

2909 Grand Avenue, Granite City Large brick home 3BRs, updated kitchen, ready for new owners. $100,000

14 Nassau Drive, Maryville Very nice 3 bedroom with updated roof, HVAC, decking & many more. $152,000

349 Orchard Court, Troy Move in ready. 3BR/3BA home with fenced-in backyard. $134,900

512 Ruddy Court, Troy Nice ranch on large corner fenced lot. Great location. $139,900

438 Reid, Troy 3BR/2BA with sunroom & 2 car garage. Fenced yard. $130,000

127 Sugar Mill Road, Troy 4BR/3BA 2 story home.

Park like setting. $182,000

12 Willow Creek Drive, Highland 2 story 3BR.4BA on oversized lot in Willow Creek Subdivision. $299,900

594 Watch Hill Road, Collinsville Move in ready Bi-level with attached & detached garages. $174,900

13948 St. Rt. 143, Pocahontas Private setting with lots of trees.

3BR, 3BA brick ranch. $375,000

11759 Hickory Flat Rd., Highland Space & Privacy, a winning combination. 3BR, 3BA on 5 acres (+/-). $330,000

G

IN D N E P 13333 Sugar Creek Rd., Highland 2 acre (+/-) private setting! Many desirable amenities in this 3BR, 3BA. $259,900

9114 VFW Road, Staunton Hunter/Nature Lovers--Here is your home! 3BR with 14+ acres. $235,900

345 Baneberry Drive, Highland New construction 3BR, 3BA with custom features. $217,500

457 Pike Drive East, Highland Beauty radiates in this professionally landscaped & updated 3BR on 1+ acre. $210,000

VIEW ALL OF OUR PROPERTIES ONLINE AT

WWW.BROWNREALTORS.COM

TheIntelligencer.com - October, 2012 - Madison County Homes - 5 2205 State Route 157 Edwardsville, IL 62025

Each Office Independently Owned and Operated

(618) 656-2278 (800) 338-3401

2621 Plaza Drive Highland, IL

530 Edwardsville Road Troy, IL

(618) 654-1234 (800) 314-6862

(618) 667-3404 (800) 342-1411

13031 Winu Road, Highland Well built & cared for Brick 3BR on 2+ acres. $194,500

130 Falcon Drive, Highland Room to grow! 3BR, 4BA. Perfect space for family living. $179,000

3000 Thole-Plocher, Highland Well built 3BR on 2+ acres approximately 3 miles from town. $169,900

1415 13th Street, Highland Motivated Sellers! Gorgeous 3BR with marvelous updates. $141,900

808 W. Dolphin Dr., Highland Updates. 3-possibly 4BR. Move in ready. Motivated sellers! $139,000

10 Brase Court, Marine Nicely updated 1996 3BR with large fenced yard & full basement. $135,900

13456 Michael Road, Highland Home on 2 acres (+/-) offers private retreat & more. $129,900

1120 18th Street, Highland Nicely updated & professionally landscaped 3BR. Hardwood floors. $120,000

36 Lexington Lane, Highland Located in rural Highland! 3BR on 1/2 acre (+/-) with fenced yard & fruit trees. $108,000

425C Broadway, Highland Lots of character in this lovely 2 bedroom condo. $109,000

3258 Giger Road, Highland Wausau Home, wonderful country site on 1/2 acre (+/-). $105,000

555D Suppiger Way, Highland Exceptionally cute 2BR, 2BA condo. Excellent location. $99,700

1600 Poplar Street, Highland Beautifully renovated interior! Nothing to do but move in & enjoy this 3BR. $99,500

409 W. St. Louis St., Lebanon Located in Historic Lebanon! 4BR with many past & ongoing updates. $94,900

1014 13th Street, Highland 1 story brick near downtown Highland.

New air conditioning in 2012. $92,500

1 & 3 W. Johnson St., Pocahontas 3BR manufactured home & business building. Great floor plan in home. $85,000

G

IN PEND 1400 Oak Street, Highland Immediate Occupancy. 3BR with new flooring & other updates. $84,900

1503 Poplar St., Unit 7, Highland Very nice! Updated 2BR condo.

Great location. $79,000

8929 Pleasant View Dr. Fairview Hgts.

Numerous upgrades! 3BR on large corner lot! $49,900

1700 St. Rt. 4, St. Jacob Commercial bldg in convenient location, corner of St. Rt. 40 & St. Rt. 4 and South of I-70. $250,000

VIEW ALL OF OUR PROPERTIES ONLINE AT

WWW.BROWNREALTORS.COM

6 - Madison County Homes - October, 2012 - TheIntelligencer.com

EDWARDSVILLE, IL O'FALLON, IL

618-655-4100 • 800-882-4236 618-628-2400 • 800-522-2234

One Team.

MICHELLE HEINLEIN (618) 781-2322 www.michelleheinlein.com

One Focus.

One Priority. You.

M E T I C U L O U S LY H A N D C R A F T ED !

Offers "modern" design with soaring ceilings.

1.5 story with 4 bedrooms, 4 baths. $549,900 Edwardsville PR100485 MICHELLE HEINLEIN (618) 781-2322

NEW PRICE!

NEW PRICE!

ATTENTION TO DETAIL is evident in this 4 bedroom, 4 bath, 1.5 story in Ebbets Field. $500,000 Edwardsville PR100343 MICHELLE HEINLEIN (618) 781-2322

CUSTOM 1.5 STORY with 4 bedrooms, 4 baths, & finished walk-out LL. Main floor master suite w/ walk-in closet. $244,500 Glen Carbon PR100474 MICHELLE HEINLEIN (618) 781-2322

NEW PRICE!

NEW LISTING!

EXPECT TO BE IMPRESSED! 1.5 story with 4 bedrooms, 4 baths, 1 +/- acre, and beautiful landscaping! $459,500 Edwardsville PR100356 MICHELLE HEINLEIN (618) 781-2322

LAKEFRONT HOME on Dunlap Lake! 1.5 story, 5 bedrooms, 4 baths, 2 fireplaces, & 2 wet bars. $429,900 Edwardsville PR100543 MICHELLE HEINLEIN (618) 781-2322

NEW PRICE!

NEW PRICE!

ENTERTAIN IN STYLE! Heated in-ground pool, deck, hot tub, cabana w/bar & more! 5 BRs, finished LL. $285,900 Edwardsville PR100457 MICHELLE HEINLEIN (618) 781-2322

SPRAWLING RANCH w/beautiful hardwood floors, finished LL, updated baths & screened porch. $269,900 Edwardsville PR100463 MICHELLE HEINLEIN (618) 781-2322

FRESH NEW FLOOR PLAN with 4 BRs, 4 BAs, 2 fireplaces, hardwood floors, 8 foot island, and more! $539,900 Edwardsville PR100121 MICHELLE HEINLEIN (618) 781-2322

EXCITING NEW floor plan in Ebbets Field!

5 bedrooms, 5 baths, 2 fireplaces & finished LL. $469,900 Edwardsville PR9526 MICHELLE HEINLEIN (618) 781-2322

TASTEF ULLY DESIGNED 2 stor y has finished LL w/wet bar. Hardwood floors, 2 fireplaces, 4 bedrooms & 4 baths. $299,900 Glen Carbon PR100483 MICHELLE HEINLEIN (618) 781-2322

CALLING ALL INVESTORS! Triplex with all having 1 bedroom, 1 bath, and fully rented. $83,000 Highland PR9861 MICHELLE HEINLEIN (618) 781-2322

www.pr uone.com An independently owned and operated broker member of BRER Affiliates Inc. Prudential, the Prudential logo and the Rock symbol are registered service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Used under license with no other affiliation of Prudential. Equal Housing Opportunity.

TheIntelligencer.com - October, 2012 - Madison County Homes - 7

EDWARDSVILLE, IL O'FALLON, IL

618-655-4100 • 800-882-4236 618-628-2400 • 800-522-2234

One Team.

One Focus.

One Priority. You.

NEW PRICE

NEW PRICE

GREAT BUY! This 4 bedroom, 2 bath with finished walk-out LL features many upgrades. $129,900 collinsville PR100411 MIcHELLE HEINLEIN (618) 781-2322

cHARMING AND UPDATED 2 bedroom, 1 bath with remodeled kitchen and bath. $115,900 Edwardsville PR9996 MIcHELLE HEINLEIN (618) 781-2322

ALL BRIcK 3 bedroom, 1 bath with hardwood floors. Large yard with 20x30 patio. $83,900 Granite city PR100232 MIcHELLE HEINLEIN (618) 781-2322

NEW PRICE

PEAcEFUL SETTING on approx. 3/4 acre with 2 detached garages, fenced yard and more! $67,000 Fairview Heights PR100347 MIcHELLE HEINLEIN (618) 781-2322

Call for Barb's Best Buys!

Barb WyattYust (618) 407-3238

1.38 +/- AcRE LAKE LOT on beautiful Governor Bond Lake with amazing views of the main body. $125,000 Greenville PR100333 BREATHTAKING VIEWS from this lake lot on Governor Bond Lake. 1.43+/- acres! $189,900 Greenville PR100332 MIcHELLE HEINLEIN (618) 781-2322

NEW PRICE

LOADED WITH UPGRADES! Hardwood floors, stainless, granite, bay window, fireplace & finished LL. $179,000 Maryville PR100537 BARB WYATT YUST (618) 407-3238

TIRED OF YARD WORK & SHOVELING SNOW? This 2 BR, 2 bath, 2 car garage has lots of upgrades...heated bathroom floors, walk in jetted tub for those having trouble using a conventional tub.

3 skylights, SS appliances, covered patio and much more. $149,900 Granite city PR32466 BARB WYATT YUST (618) 407-3238

BEAUTIFUL 4 BEDROOM, 4 bath w/3 car garage. If you are looking for a home to be pampered in this is the home for you! Close proximity to Hwy 255, 143 & Edwardsville. $316,000 Wood River PR100349 BARB WYATT YUST (618) 407-3238

ROSEMARY WILSON (618) 792-9807

NEW cONSTRUcTION has beautiful antique style kitchen cabinets. Builder's display. $199,900 Granite city PR9372 ROSEMARY WILSON (618) 792-9807

BEAU TIF UL cUSTOM BUILT 2 stor y, 4 bedrooms, 4 baths, open floor plan, first floor laundry.

Inground lagoon shape pool, including salt water filter. $310,000 Glen carbon PR100555 ROSEMARY WILSON (618) 792-9807

www.pr uone.com An independently owned and operated broker member of BRER Affiliates Inc. Prudential, the Prudential logo and the Rock symbol are registered service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Used under license with no other affiliation of Prudential. Equal Housing Opportunity.

8 - Madison County Homes - October, 2012 - TheIntelligencer.com

EDWARDSVILLE, IL O'FALLON, IL One Team.

618-655-4100 • 800-882-4236 618-628-2400 • 800-522-2234 One Focus.

One Priority. You.

DEBORAH AHRENS, CR (618) 604-4924 RealtorDeborah@live.com

Opening the Doors to Your Next Home!

BUNGALOW W/COTTAGE INFLUENCE! 9' & 11' ceilings, hand scraped hardwood, patio, 4 yr. old home. $229,900 Glen Carbon PR100367 DEBORAh AhRENS (618) 604-4924

GREAT BUNGALOW with endless possibilities along w/2 detached garages 1 w/heat, ac and plumbing. Want more information? $25,500 Alton PR100256 DEBORAh AhRENS (618) 604-4924

JUDY CONNOLLY (618) 830-9899 GIGI VIRTA (618) 781-6875

LOCATION, LOCATION! Great 2 bed, 2 bath townhome w/fireplace & 2 car garage. $119,900 Collinsville PR100532 DEBORAh AhRENS (618) 604-4924

LOT 31 SITUATED in secluded and beautiful Middlegate Place. Offers excellent interstate access. $39,900 Glen Carbon PR100054 VICKIE LOWRY (618) 741-7178

AMAZING SPACE! This unique home has 2 BRs, 2 baths, screened Sun Room and 3 car garage. $130,000 Edwardsville PR100231 JUDY CONNOLLY (618) 830-9899 GIGI VIRTA (618) 781-6875

UPDATED kitchen, SS appliances, fenced yard, & easy access schools & shopping. $148,000 Glen Carbon PR100492 JUDY CONNOLLY (618) 830-9899 GIGI VIRTA (618) 781-6875

SECLUDED 40 wooded acres with pond.

Comfortable 3 bedroom, 2 bath home 10 minutes from I-55. $375,000 Worden PR100330 JUDY CONNOLLY (618) 830-9899 GIGI VIRTA (618) 781-6875

MAIN FLOOR laundry & master with bayed sitting area. Open floor plan, 4BR/3.5BA. Agent owned. $345,000 Glen Carbon PR100424 BARRY MAULDEN (618) 779-4755

ALMOST 1 ACRE for this 4 bedroom, 2.5 bath w/2 car attached and additional 1 car detached garage. $192,000 Troy PR100392 BARRY MAULDEN (618) 779-4755

BARRY MAULDEN (618) 779-4755 www.BarryMaulden.com

www.pr uone.com An independently owned and operated broker member of BRER Affiliates Inc. Prudential, the Prudential logo and the Rock symbol are registered service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Used under license with no other affiliation of Prudential. Equal Housing Opportunity.

TheIntelligencer.com - October, 2012 - Madison County Homes - 9

EDWARDSVILLE, IL O'FALLON, IL

618-655-4100 • 800-882-4236 618-628-2400 • 800-522-2234

One Team.

One Focus.

One Priority. You.

LEROY TAYLOR (618) 406-4372

GOOD LOCATION! 2 bedroom, 1 bath vinyl sided home, fenced yard, large shed, ready for occupancy. $33,000 Granite City PR100170 LEROY TAYLOR (618) 406-4372

FABULOUS BRICK home on 2+/- acres. 3 bedrooms, 2 baths, attached 2 car garage, 40x40 pole barn & more. $265,000 Glen Carbon PR100547 LEROY TAYLOR (618) 406-4372

PRICED RIGHT! 3 bedroom with updated kitchen & bath. Fenced yard, really large driveway. $96,000 Granite City PR100380 LEROY TAYLOR (618) 406-4372

NICE BRICK HOME! 2 bedroom, beautiful hardwood floors, full basement, garage, fenced yard, great location. $85,000 Granite City PR100544 LEROY TAYLOR (618) 406-4372

SPACIOUS BRICK near Wilson Park. 3 bedrooms, some updates, full LL, 2 car carport, fenced yard. $89,900 Granite City PR100511 LEROY TAYLOR (618) 406-4372

WES WAGNER OUTSIDE THE CITY LIMITS! 3 bedroom, 2 bath, brick, 2 car garage, large lot & fenced yard.

Home warranty. $130,000 Granite City PR100502 LEROY TAYLOR (618) 406-4372

(618) 530-3941

OPEN FLOOR PLAN 4 bedrooms, 3.5 baths, 2 story great room with fireplace. Nicely landscaped, deck, & 3 car side garage. $309,900 Edwardsville 100554 WES WAGNER (618) 530-3941

BETTY TREAT (618) 830-3952

ULTIMATE CUSTOM RANCH - 5 bedrooms on wooded cul-de-sac lot minutes from St. Louis and airport. $495,000 Glen Carbon PR100055 BETTY TREAT (618) 830-3952

WAITING FOR YOU! 3 bedroom ranch in Holiday Shores with lake privileges. $160,000 Worden PR9972 BETTY TREAT (618) 830-3952

www.pr uone.com An independently owned and operated broker member of BRER Affiliates Inc. Prudential, the Prudential logo and the Rock symbol are registered service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Used under license with no other affiliation of Prudential. Equal Housing Opportunity.

10 - Madison County Homes - October, 2012 - TheIntelligencer.com

1324 Troy Road Edwardsville, IL 62025 618-656-9011

58 Airport Plaza Bethalto, IL 62010 618-377-2112

3049 Godfrey Rd. Godfrey, IL 62035 618-466-1513

www.edwardsvillelandmark.com

www.bethaltolandmark.com

www.godfreylandmark.com

don WhITEhEAd home: (618) 288-5578 Cell: (618) 954-8000

176 RoSIn STREET, GLEn CARBon $144,900 MLS#4111278

4365 WAGnER RoAd, MARInE $249,900 MLS#3002143

A TRULY RARE FInd in this immaculate updated 3BR home with open floor plan, large eat in kitchen, 2 full baths, hardwood floors, ceramic tile, large double tiered deck, & 24x24 insulated 2 car garage. Great for entertaining in the walkout LL w/large family room & bath and still ample room for storage. Home is conveniently located next to Glen Carbon Park, bike trail & library.

LooKInG FoR MoRE ELBoW RooM? Then you just found it in this ranch home on 2 acres offering 2000 sq. ft. with 3 bedrooms, 2 baths, formal dining, vaulted ceiling in family room, kitchen & breakfast area. Luxury master bath w/marble whirlpool tub. 9’ ceiling in full basement w/2 egress windows & plumbed for extra bath.

don WhITEhEAd (618) 954-8000 or (618) 288-5578

don WhITEhEAd (618) 954-8000 or (618) 288-5578

717 BoLLMAn, EdWARdSVILLE

TARA WESSEL-RIGGS

CELL: (618) 580-7470

KAThY KREUTZBERG

CELL: (618) 910-8044

ZAnE ChAPMAn

CELL: (618) 830-9600 5316 EnGLEWood dR., GodFREY JUST REdUCEd $80,000 MLS#4103096

QUALITY BRICK hoME...on 70x115 lot. One car attached garage with opener. Wonderful eat-in cheery kitchen with appliances. Three bedrooms and a bath with nice size living room. Full basement with a room for recreation or bedroom. Nice 8x16 patio.

RoSETTA hEAVnER (618) 741-5757

$129,900 MLS#4109662

BECKY GRoVES

CUTE AS A BUTTon & MoVE In REAdY! Located in the desirable Montclaire neighborhood that is close to everything. Home has brand new stone foyer entrance, fresh paint throughout, hardwood under the carpet, an attached garage & nice flat usable backyard. Also has a full waterproofed basement with an entertaining bar area & plenty of extra room! Get it before someone else does!

TARA WESSEL-RIGGS (618) 580-7470

Cell: (618) 917-6984

8817 RoSEWood hILLS, EdWARdSVILLE MLS#4104384

109 TIMBERMILL LAnE, EdWARdSVILLE MLS#4107781

CUSToM ATRIUM RAnCh built with quality in mind. This home started w/10 in. concrete basement walls, you will see that quality all the way through. The home features 5 bedrooms (1 is presently being used as an office & 1 as an exercise room), 4 full baths, atrium windows w/remote control blinds, 2-90+ furnaces, 80 gal water heater, 7 ton AC, media room, 2nd kitchen w/granite countertops in LL, family room w/gas fireplace & 2 car attached garage. The oversized garage has it’s own furnace & 100 amp service, 30x60 ft. garage is 12 ft. tall w/10 ft. door on each end, concrete floor is 4 ft. deep. This is all situated on 2.4 wooded acres.

KAThY KREUTZBERG (618) 910-8044

CUSToM BUILT hoME in prestigious Woodlands Subdivision. This home features extensive woodwork throughout, tiles from England accent the fireplace in living room, built-in shelves & cabinets in numerous rooms, built-in window seats, planning areas in both kitchens, both kitchens are fully equipped, professionally landscaped w/irrigation system. 2 car garage leading into main level of home & 1 car garage leading into the finished LL. The LL would make a great guest quarters, in-law apartment or living area for your college student. This one owner home has recently had over $80,000 worth of improvements & upgrades. Don’t miss this exquisite home - it’s a must see!

KAThY KREUTZBERG (618) 910-8044

815 WILLoWAY, EAST ALTon $109,900 MLS#4109675

onE oF A KInd 1950’S RAnCh! Open floor plan w/floor to ceiling windows. Updated eat-in kitchen features upgraded maple cabinetry, quartz countertops, tiled backsplash & center island/breakfast bar. Main level re-modeled bath consists of 2 rooms. Walkout LL has many possibilities to finish to your liking.

Tandem garage. Additional updates include: AC in ‘08, furnace & water heater in ‘07. Spacious fenced yard with 2 storage sheds.

Downstairs fridge does not stay. Agent related to Seller.

ZAnE ChAPMAn (618) 830-9600

RoSETTA hEAVnER

CELL: (618) 741-5757

TheIntelligencer.com - October, 2012 - Madison County Homes - 11

1324 Troy Road Edwardsville, IL 62025 618-656-9011

58 Airport Plaza Bethalto, IL 62010 618-377-2112

3049 Godfrey Rd. Godfrey, IL 62035 618-466-1513

www.edwardsvillelandmark.com

www.bethaltolandmark.com

www.godfreylandmark.com

218 WHISPERING OAKS DR., BETHALTO $236,700 MLS#4110590

701 PLEASANT VALLEY DR., GODFREY $190,000 MLS#4110058

BEAUTIFUL HOME...in desirable Whispering Oaks Subdivision. 3 bedroom, 3.5 bath. Master bedroom has a separate shower and garden tub. Laundry room main level.

Family room, rec room, bonus room and full bath in finished walkout basement. 2nd driveway to walkout basement door.

Home is only 6 years old.

CALL KEN OWENS (618) 593-6196

CHARMING 2 STORY HOME... on approx. 1 acre in Godfrey.

Screened wrap around porch, open stairway, replacement windows, 3 bedrooms, 5 baths. 600 sq. ft. apartment over huge garage. Zoned B-2, could be residence or business office i.e. law office, insurance, real estate.

CALL LINDA YOUNG (618) 531-2241 or KEN OWENS (618) 593-6196

410 DOUGLAS ST., ST. JACOB $119,900 MLS#4109953

6362 BUCHTA DRIVE, EDWARDSVILLE $319,900 MLS#4105889

8407 BIVENS ROAD, DORSEY $389,900 MLS#4104738

WELCOME HOME!....Very cute, updated 2 bedroom, 1 bath home, with a partially finished basement. Kitchen nicely updated, as well as the full bath, with ceramic tile surround and floor. Oversized two car detached garage!

TINA DAVIS (618) 401-0909

COUNTRY LIVING.....CLOSE TO TOWN! Quality custom built on a gorgeous 2 acre lot. 3BR, 3 full baths, full basement. Great detailing throughout, with cathedral & tray ceilings. Oversized three car garage & detached 2 car garage.

TINA DAVIS (618) 401-0909

WELCOME HOME....TO YOUR OWN PRIVATE PARADISE! Custom built, 3BR/3BA on 35.81 gorgeous acres. Approximately 34 acres is wooded. Home has split floor plan w/nice open kitchen w/island and lots of cabinets. Fireplace in LR. Full walkout basement with fireplace and full bath. 24x24 pole barn & utility shed.

TINA DAVIS (618) 401-0909

610 WOOD RIVER AVE., EAST ALTON $89,900 MLS#4110140

421 WYOMING ST., BETHALTO $94,900 MLS#4108723

KEN OWENS

CELL: (618) 593-6196

LINDA YOUNG

Cell: (618) 531-2241

CLEAN, COZY AND CONVENIENT....Brick ranch, 3 bedrooms, 2 baths, main level laundry. Newer windows, C/A furnace and water heater. 2 car attached garage on corner lot. Hurry...won’t last.

CALL LISA COOK (618) 973-6025

3 BEDROOM.....1 bath, Bethalto charmer. Nice fenced backyard with patio and shed. Owner installing new roof.

CALL LISA COOK (618) 973-6025

20 S. WILLIAMS, COTTAGE HILLS $82,000 MLS#4109915

418 GEORGIA, BETHALTO NEW PRICE $177,900 MLS#4014431

608 WALNUT, BETHALTO NEW PRICE $86,900 MLS#4011862

VERY NICE...1 1/2 story, full brick home with full basement, attached garage, large kitchen, 2 full baths in Bethalto School District.

CALL LINDA YOUNG (618) 531-2241

BEAUTIFUL HOME...in Bethalto. More that 2500 sq. ft.

Must see inside to appreciate all the unique features.

Large open Great Room, 4 baths, partial lower level finished, 4 or 5 bedrooms. Addition could be in-law quarter, 24x40 outbuilding.

CALL LINDA YOUNG (618) 531-2241

GREAT BETHALTO HOME...5 rooms with full basement, garage & carport in established neighborhood. Updates include all replacement windows, flooring throughout, attic insulation, new plumbing in 2011, remodeled bathroom.

CALL LINDA YOUNG (618) 531-2241

YVONNE MONTGOMERY

Cell: (618) 741-4732

OPEN HOUSE SUN. 12-1:30 PM 1661 MOLOKAI COURT, WORDEN JUST REDUCED TO $165,900 MLS#4105941

HOLIDAY SHORES....FISHERMAN’S DREAM. If you love LAKE living and outdoor living, you will love this home on the well-stocked fishing lake WITHIN HOLIDAY SHORES. 3BR/3BA, HW floors, full finished W/O basement. 2 car attached garage. Beautiful covered deck for outdoor enjoyment, boat dock, shed and partially fenced backyard. Agent Owned.

YVONNE MONTGOMERY (618) 741-4732

NANCY DONA Cell: (618) 558-5410

12 - Madison County Homes - October, 2012 - TheIntelligencer.com

1324 Troy Road Edwardsville, IL 62025 618-656-9011

58 Airport Plaza Bethalto, IL 62010 618-377-2112

3049 Godfrey Rd. Godfrey, IL 62035 618-466-1513

www.edwardsvillelandmark.com

www.bethaltolandmark.com

www.godfreylandmark.com

BOB ROHRKASTE

Cell: (618) 920-2562 SCHREIBER fARMS, BETHALTO $34,900 EACH

6005 OLD POAG RD., EDwARDSvILLE $299,000 MLS#4006661

1507 S. TROy RD., EDwARDSvILLE $499,000 MLS#2903128

BEAuTIfuL ROLLInG 11.3 ACRE COunTRy SETTInG just outside city limits with 2 level barn & oversize 2 car detached garage with wood burning stove. Over 2000 sq ft, 4 bedrooms & 2 baths. Don’t miss this opportunity if you are looking to live on land with privacy! The galley kitchen has tasteful cabinetry & the living room & dining area have vaulted ceilings! Fenced vegetable garden by barn.

BOB ROHRKASTE (618) 920-2562

EDwARDSvILLE COMMERCIAL PROPERTy - This 6000 square foot building is located on Troy Road four blocks north of Edwardsville Crossing and boasts a traffic count of 17,200 cars each day.

BOB ROHRKASTE (618) 920-2562

6718 GOSHEn ROAD, EDwARDSvILLE $280,000 MLS#4100630

8787 SEvEn HILLS DR., ALTOn $360,000 MLS#4109442

C O M M E R C I A L

A TOTAL Of 75 LOTS ARE AvAILABLE fOR $34,900 EACH. Some lots accommodate look-out basements.

These lots available at the reduced price only through 12/31/2012. All utilities ~ modest restrictions ~ common ground includes 1 acre lake & fountain. Agent interest.

BOB ROHRKASTE (618) 920-2562

COMMERCIAL LOT nEXT TO CuLvER’S & HOME DEPOT ~ 14,800 car daily traffic count ~ commercial entrance for this property already in place. All utilities.

Contact Bob for more details!

BOB ROHRKASTE (618) 920-2562

LOvELy wOODED 10 ACRE SETTInG...for this beautiful 1 1/2 story home with finished walk-out lower level, inground pool, 4 bedrooms, 4 baths, 2 car att. and 3 bay pole barn. 10 min. from 255. Horses allowed. Wonderful opportunity to own your own retreat!

COnTACT TAMMy GALLIHER (618) 530-7977

422 PROSPECT STREET, ALTOn $129,000 MLS#4107397

901 w. AIRwOOD, EAST ALTOn $169,000 MLS#4110237

24863 STATE HIGHwAy 3, DOw JuST REDuCED $174,900 MLS#4013741

HISTORIC CHRISTIAn HILL....4 bedroom, 2 bath home just waiting for you! Lots of amenities...Wood floors, woodwork, walk-in pantry, appliances, covered porch, off-street parking.

CALL TAMMy GALLIHER (618) 530-7977

BIG AnD BEAuTIfuL...4 bedroom, 3 bath, finished basement. Gorgeous brand new kitchen with ceramic tile.

Main bathroom remodeled. Large sized rooms throughout.

2 car attached garage. Covered deck. Fenced yard. All on a corner lot. Agent related to seller.

CALL TARA BARBER (618) 410-3840

COunTRy LIvInG....on almost 1 acre. English Tudor w/over 2400 sq. ft., 3BR/3BA, 4 car garage. Full walk up basement, 37x18 Great Room w/fireplace w/insert. French doors to newer composite deck. Main floor laundry, newer roof, screened porch overlooking wooded fenced back yard.

CALL TARA BARBER (618) 410-3840

7618 BETHALTO ROAD, BETHALTO $409,900 MLS#4109779

74 BROOKS, BETHALTO $184,900 MLS#4111191

KAy SPEnCER

Cell: (618) 558-7699

THIS unIQuE...style home is situated on 6+ acres, less than 3 miles from Bethalto. Clean natural timber nearly surrounds this home. Lots of extras, Artist Studio/ workshop, handmade wood beams, super kitchen, several other nice utility buildings.

CALL CHARLIE BERTELS (618) 530-3033

THIS InnSBROOKE COnDO...is the most popular floor plan and they sell quickly. Add a full basement, lots of upgrades, including no-care real hardwood floors. This 5 room home has a bonus room ideal for office, crafts, library, music room and more.

CALL CHARLIE BERTELS (618) 530-3033

212 SAGE CREEK, BETHALTO nEw PRICE $224,900 MLS#4108742

4705 HARvESTyME, BETHALTO $265,000 MLS#4109310

111 E. 7TH, ROXAnA $59,900 MLS#4109043

yOu’LL EnJOy...the huge kitchen, dining and living area w/fireplace. 1st floor laundry, very nice master suite, full basement w/extra finished room & 3rd bath. Excellent condition, Bethalto Schools.

CALL DOTTIE KLEInERT (618) 920-3331 or TARA BARBER (618) 410-3840

IMPRESSIvE...curved stairway is just one of the many features of this 4-5 bedroom, 3 bath home, sitting on 2 acres. Friendly kitchen is updated w/appliances, granite countertops, tile flooring and is adjacent to a sunny breakfast & family room. Beautiful wood floors in the formal dining & living room. Full basement, 3 car garage.

CALL DOTTIE KLEInERT (618) 920-3331 or TARA BARBER (618) 410-3840

GREAT Buy!!! Well constructed 2 bedroom home with full, walkout basement, 120x75 lot. 23x17.6 garage.

Priced to sell.

CALL KAy SPEnCER (618) 558-7699

TheIntelligencer.com - October, 2012 - Madison County Homes - 13

Your Home... Our Commun ity (618) 655-1188

Scan our QR code to visit our mobile website NEW LISTING

SALE PENDING

718 TROY O’FALLON ROAD aMaZING CUSTOM 4BR/3Ba RaNCH on 2 acres * Lots of upgrades * Main floor laundry * Close to Scott AFB & Interstate $275,000 Call JaN alONS (618) 781-2511

26 WATERFORD, GLEN CARBON ALL BRICK HOME ON 1/2 ACRE WOOD-LINED LOT. * 5BR/ 3BA. * 6’ exterior walls w/R28 insulation, pella encasement windows with slim shades & special R4 coating. * Oversized 2 car garage. $249,500 Call DEBBIE BURDGE 618-531-2787 www.debbieb.remax.com

NEW LISTING

102 JEFFERSON AVENuE, ALHAMBRA VERY CUTE 3BR/1Ba home with wood flooring * Updated kitchen * Highland School District. $125,000 Call MaRY JaNE COllINS (618) 210-8061

UNDER CONTRACT

301 GARDEN BOuLEVARD, BELLEVILLE GORGEOUS, ONE OF a KIND HOME. 3BR/3BA with private courtyard, 2 gazebos, sunroom & 2 car garage. Many charming features not found in newer homes! $214,900 Call SUSaN JO COKER (618) 444-2671

alHaMBRa - 7.58 Acres located 3 miles outside of Hamel. Edwardsville School Dist.

Stocked lake, & pasture with pond for horses.

FOR MORE DETaIlS Call DEBBIE BURDGE (618) 531-2787 www.debbieb.remax.com

816 TROY ROAD, EDWARDSVILLE HISTORIC lEClaIRE HOME that is close to everything!

Covered porch, spacious kitchen, master bedroom with alcove. Tons of charm & character. $130,000 Call MaRY JaNE COllINS (618) 210-8061

7 GINGER CREEK, GLEN CARBON CHaRMING 4BR/3Ba HOME ON laRGE WOODED CORNER lOT * Lots of natural light * Professionally finished basement w/lots of storage * Community pool, tennis court, & clubhouse. $265,000 Call lISa DaVIS (618) 593-4409

TROY - FaBUlOUS HOME ON 6 aCRES * In-ground, heated saltwater pool * Beautiful custom details throughout * Huge 60x50 steel outbuilding.

FOR FREE 24 HR RECORDED PRICE & INFO Call JIM REPPEll 1-888-351-1897 EXT. 1009. www.HomesByReppell.com

1717 PLEASANT RIDGE ROAD, MARYVILLE TOTALLY RENOVATED 3 BR HOME. 2 car garage. Large lot with new landscaping. Must see to appreciate! $114,900

2700 DEERFIELD, MARYVILLE EXQUISITE 4BR/4Ba CUSTOM BUIlT HOME in StoneBridge. Open floor plan. Large kitchen. Main level master suite & laundry. Finished LL. New roof. $255,000 Call JOE lOCHMaNN (618) 531-2423

GlEN CaRBON - OUTSTaNDING FUNCTION combined w/ elegant design in this 5BR/4BA home * Dramatic 2 story great room * Gorgeous kitchen w/cherry cabinets & stainless steel appliances * Laundry on upper level. $437,500 Call lINDa RaYHO (618) 779-2980

COllINSVIllE - MaNY UPDaTES TO THIS IMMaCUlaTE 2BR HOME * Charming kitchen w/abundant wood cabinets & inviting dining area overlooking wood * Walkout basement & oversized double lot. $105,000 Call SUSaN laNDING, MaNaGING BROKER aT (618) 779-7777

1010 HICKORY POINT, COLLINSVILLE TaSTEFUllY UPDaTED 2 STORY HOME. 3BR/3BA w/kitchen that has been superbly updated w/granite countertops, custom cabinets, hardwood flooring, ceramic backsplash, & newer appliances. $189,000 Call JOE lOCHMaNN (618) 531-2423

COllINSVIllE - QUIET COUNTRY FEEl but quick commute to St. Louis * 3BR/2BA ranch w/wooded lot on a lake. Spacious, updated kitchen * Partial lookout basement & 2 car garage. $158,000 Call KEllY SIPES (618) 979-3901

MaRYVIllE - OUTSTaNDING CONDITION! * 3BR/3BA w/open floor plan & full finished basement * Open kitchen w/spacious breakfast area overlooks the arbor & deck. * 3,780 sq. ft. $259,900 Call SUSaN laNDING, MaNaGING BROKER aT (618) 779-7777

Call BOB BlaNKENSHIP (618) 830-1985

See More Of Our Listings At Our Website: www.YourILHome.com or Find us on Facebook: facebook.com/REMAXPreferredPartners

14 - Madison County Homes - October, 2012 - TheIntelligencer.com

Each office independently owned and operated.

PREFERRED PARTNERS

PREFERRED PARTNERS

One 157 Center, Edwardsville, IL

FOR FREE 24 HOUR RECORDED INFORMATION ON ANY OF THESE HOMES CALL 1-888-572-9800 Ext. #

8407 Bethalto Dr., Bethalto Ext. 308. Amazing LAKEFRONT home on 2.33 acres, 5,804 sq/ft, 4bdrs/5baths, oversized 3-car garage. Great Room w/2story window wall overlooking large stocked lake. Hearth sunroom, main level Master Suite. $630,000 Call Norma Kasten, CRS 377-9933

8520 Brighton Bunker Hill Rd., Bunker Hill Ext. 303. 12 acres wooded w/fishing dock on 2-acre pond. 4bdrs/4baths, 4,455 sq/ft, 21x13 screened porch, multi-tiered decks, 18x24 outbuilding/guest house. 2-story Great Rm, 2x6 construction, 9ft ceilings. $410,000 Call Jill Cummings, CRS 978-5953

129 Woodcrest Dr., Bethalto Ext. 350. Impressive and gracious 3bdrs/3baths, 3,137 sq/ft. Great Room w/cathedral ceiling & stone mantel, 9ft ceilings, hardwood floors, gourmet kitchen, finished walkout lower level. $329,900 Call Jill Cummings, CRS 978-5953

165 Woodcrest Dr., Bethalto Ext. 311. Open floor plan w/Great Room & cozy fireplace. 3Bdr/2baths, 1, 660 sq. ft., large lot w/ privacy fence. Great kitchen w/snack bar. Seller will pay up to $5,000 towards closing costs and prepaids at closing w/an acceptable contract. $219,900 Call Norma Kasten, CRS 377-9933

810 Grove St., Alton Ext. 342. Historic heritage showcase! Restored Victorian with up-to-date amenities. 5bdrs/4baths, 3,891 sq/ft. Main floor master bdr w/jetted tub & shower. 3 corner lots & a 3-car garage. $274,900 Call Norma Kasten, CRS 377-9933

25 Wellesley Place, Alton Ext. 321. Custom brick w/split floor plan, 3bdrs/ 3baths, 2,880 sq/ft, finished basement. Well designed kitchen w/work island. Spacious master suite. Lower level media room. Minutes from I-255. $249,900 Call Norma Kasten, CRS 377-9933

8324 Burlington Dr., Troy Ext. 314. Fabulous 2-story in Taylor Lake Estates.

Look for 4bdrs on the 2nd level, 4baths, and 3,727 sq. ft. Finished recr room and office/guest room on the lower level. Above ground pool, fenced yard and 3-car garage. $245,000 Call Jill Cummings, CRS 978-5953

621 Bollman Ave., Edwardsville Ext. 349. Enjoy a tree lined neighbor in lovely Montclaire Subdivision. All brick ranch w/unfinished basement. 2Bdr/1bath. Featuring hardwood floors, replacement windows, new water heater in 2011, new refrigerator in 2012, and other upgrades. $128,500 Call Norma Kasten, CRS 377-9933

140 Quail Run, Bethalto Ext. 304. Updated ranch w/split floor plan. 3bdrs/ 2bath, 1,922 sq/ft. Lower level family room w/stone gas fpl & recreation room. 11x140 screened porch, patio w/fire pit, shed & deck. Living room & kitchen w/vaulted ceilings. $199,900 Call Jill Cummings, CRS 978-5953

121 Sugar Mill Rd., Troy Ext. 325. Impressively updated, hardwood & ceramic flooring, upgraded trim package, lights and hardwood. 4bdrs/3baths, 2,444 sq/ft. Updated kitchen w/stainless steel appliances. All baths renovated.

Wet bar & fpl. Bike trail close by. $179,900 Call Jill Cummings, CRS 978-5953

301 St. Marys Place, Bethalto Ext. 339. 4.27 acres in town home with 3bdrs/3baths and a 3-car garage. 1 1/2 story with a finished walkout basement. Plenty of room to store a boat, hunting equipment or whatever you desire. $182,900 Call Norma Kasten, CRS 377-9933

1251 Cedar Dr., Wood River Ext. 316. Energy efficient 2x6 construction. Numerous updates. 3bdrs/3bath, 2,371 sq/ft, finished lower level with second family room, full bath and 2 bonus rooms. 2-car attached garage and 2-car detached garage. $164,900 Call Norma Kasten, CRS 377-9933

TheIntelligencer.com - October, 2012 - Madison County Homes - 15

PREFERRED PARTNERS

IT TAKES A ‘LOT’ TO BUILD A HOME!

BETHALTO - 2 Acre to 5.54 Acre country building sites in Bethalto & Alton School Districts. 2 Ponds, walkout lots on wooded acreage, protective convenants allow outbuildings.

Bring your own builder. Underground Electric and city water.................................................Priced $49,900-$94,900 BETHALTO - 2 Acre Lots, Bethalto mailing in Alton School Dist. Underground Electric and city water, 5 lots available................................................Priced $45,000 Each

251 Oakley Place, E. Alton Ext. 333. Full brick, charming details. Mstr suite w/sitting/dressing rm. 18x10 sunroom w/fireplace.

25x10 dining/den, and a wooded park-like backyard.

Family room in walkout basement w/screen patio & hot tub. $159,900 Call Norma Kasten, CRS 377-9933

531 E. 8th St., Alton Ext. 311. Turn of the century home is historic Middletown. Minutes from Haskell Park. 3bdr/ 2baths, 2,360 sq.ft. w/fireplace. Updated kitchen includes new appliances. Original unpainted trim, banisters and pocket doors. $84,900 Call Jill Cummings, CRS 978-5953

Lower interest rates automatically increases last year’s buying power!

Visit our website at www.kasten.biz

2281 Tramore, Troy Ext. 344. Maintenance free villa is only 2 years new! 3 bdr/3 bath with 2,014 sq/ft and a look out basement. Open floor plan with vaulted ceilings, gas fireplace, hardwood and ceramic flooring. Large master suite with deluxe bath. $178,900 Call Jill Cummings, CRS 978-5953

208 Bethalto Blvd., Bethalto Ext. 309. Remodeled 3bdrs/2baths ranch w/finished bsmt. Newer kitchen cabinetry with all appliances.

Remodeled baths, newer HVAC & water heater.

New trim package, lights and hardware. 32x17 family room. $124,900 Call Norma Kasten, CRS 377-9933

444 Shellview St., Bethalto Ext. 348. Remodeled with care. 3Bdrs/1Bath, laundry area. New vinyl, refinished hardwood flooring, new kitchen cabinets, countertops. Roof, vinyl siding and guttering updated. Huge fenced lot $100,000 Call Norma Kasten, CRS 377-9933

943 Delmar Ave., Godfrey Ext. 306. Brick ranch, 3bdrs/1bath, finished basement. Living room w/fireplace, built-in cabinets & bookcase. Kitchen w/corner sink & appliances.

Lower level family rm, huge workshop. Fenced yard & shed. $94,900 Call Norma Kasten, CRS 377-9933

449 Plainview, E. Alton Ext. 329. Cottage charm in an all brick 3bdr home in Rosewood Heights. Updated kitchen features new flooring, paint & countertops. Updated bath.

Features above ground pool and child’s playhouse. $85,000 Call Jill Cummings, CRS 978-5953

2507 Sanford Ave., Alton Ext. 336. 3-story with 3 bdrs, 9ft ceilings and the charm of yesteryear. Newly remodeled kitchen, tall cabinets, granite counter tops and slate flooring.

Summer sleeping porch on 2nd level. 2-car garage. $89,000 Call Norma Kasten, CRS 377-9933

COMMERCIAL

356 Spencer St., Bethalto Ext. 324. Do the TLC yourself and built equity in this 2 bdr, 1 bath ranch with 2-car detached garage.

Updates include replacement windows, furnace, siding & roof on house. Oversize lot. Conventional or cash purchase only. $52,900 Call Norma Kasten, CRS 377-9933

457-459 Wilson Park Lane, Granite City Ext. 312. Investment potential. Live in one side & rent out the other. Each unit well maintained offering 2 bdrs/2 full baths, refrigerator & stove, dining rm, laundry rm. 1-car attached garage & patio. New roof, driveway, & A/C units. $135,000 Call Jill Cummings, CRS 978-5953

112 W. Bethalto Blvd., Bethalto Ext. 313. Reception area & 3 offices plus huge storage room. Kitchenette w/microwave & refrigerator.

1 full and 1 half bath. Since 2003 new roof, HVAC, water heater & updated phone system. Add’l parking in rear. $144,900 Call Norma Kasten, CRS 377-9933

Each office independently owned and operated.

WORK HARD, BE HONEST, AND TREAT PEOPLE RIGHT. EVERYTHING ELSE WILL FOLLOW!

THERE MAY NEVER BE A BETTER TIME TO BUY!

PREFERRED PARTNERS

GODFREY - 230 Alpine Dr., located in Montclair Subdivision. City water, sewer, electric and gas available......................................................................$14,900

One 157 Center, Edwardsville, IL

16 - Madison County Homes - October, 2012 - TheIntelligencer.com

103 B Southpointe Edwardsville, IL 62025

(618) 667-1959 (618) 307-3484 How Will You Find Your First Home Of 2012?

UTILIZE ONE OF STRANO’S USER FRIENDLY SITES:

Strano.com - ScottAFB.com - GoStrano.com REAL ESTATE * MORTGAGE * TITLE * COMMERCIAL * RENTAL * RELOCATION

$351,000 - Glen Carbon 5BR ranch on 2+ acres. Luxury bath w/corner jetted tub, sitting room & deck off MSTR.

$265,000 - Edwardsville 4000 sf home on lake lot. 5 BDRM/4 Bath. Huge Family room. 2 private docks, beach access.

$209,900 - Highland Private, wooded location. Updated kitchen.

Mstr bdrm w/ walk-in closet.

$204,900 - Troy Beautiful brick 3bdrm/2bath home. 3 car garage, fenced-in yard, ½ fl bsmt, 1 yr Home Warranty!

$185,000 - Troy 3 BDRM/3 Bath ranch with covered patio & above ground pool. Triad School Dist.

$167,000 - Troy 3 BDRM/3 Bath Split Foyer w/ above ground pool and deck, new A/C and roof.

$165,000 - Collinsville Spacious 3 BDRM/3 bath home w/open floor plan, full walk out basement.

$154,900 - Fairview Heights 1 story home with full basement, wood burning fireplace, big eat-in kitchen and patio.

$154,900 - Glen Carbon Bi-level Home in parklike setting 4BDRM/2 bath.

Updated kitchen & bathrooms. New carpet.

$150,000 - Troy Brick, 3 bdrm, 3 bath home w/ 2 car garage.

LWR LVL has a LG family, 2nd kitchen, 2 baths.

$134,900 - Maryville 2,000 sf updated 3BR/2BA home. New carpet, appliances. 2nd kitchen in walkout bsmt.

$128,500 - Maryville Well maintained home on quiet street. Main bath has jetted tub. Fireplace, updated appliances .

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TheIntelligencer.com - October, 2012 - Madison County Homes - 17

$127,900 - Granite City Newly remodeled home on a corner lot! Kitchen has SS appliances. Huge wooden deck. Spacious family room.

$120,000 - Troy Great 3BR home! Updated bathroom. Newer cedar deck. HMS Home Warranty included!

$119,900 - Fairview Heights Great family ranch w/ open floor plan.

3 BDRM/2 Bath. Corner lot, fenced yard, patio.

$115,000 - Collinsville Very large home with newer exterior and furnace. 4 BR/2BA. Walk-out basement.

$98,000 - Fairview Heights Beautiful 3 BR brick home with newer windows and hardwood floors.

$89,900 - Collinsville Charming all brick home on an acre+, screened-in porch. 2BR w/extra large full bath.

$85,000 - Collinsville Nice 1BR w/fenced in yard, finished basement bonus room. 2 baths.

$85,000 - Collinsville Cozy refurbished 1BR home w/screened covered porch. Freshly painted.

$75,000 - Collinsville This 2 BDRM home is full of potential. LG family RM w/gas stove. Enclosed garage used as storage area.

$64,000 - Collinsville 2BR with walk-out basement, shed, deck, and attached garage.

$63,500 - Belleville 3 BDRM with original woodwork, large rooms, new furnace and 2 car garage.

$49,900 - Granite City Charming 2 BDRM/1 Bath home w/updated flooring, bath fixtures & roof. Front & rear LG covered porches & LG private yard.

$48,500 - Collinsville Like new home in Woodland Trails, 3 bdrm/2 bath, upgraded carpet. Easy living & low maintenance.

$45,000 - Collinsville Nice 1 BDRM fixer-upper with screened-in porch.

Could be remodeled back to a 2 BR home.

$36,000 - Granite City Great starter home! New entry & storm doors. Updated bath.

Newer A/C & furnace. Has kitchen pantry, nice yard & shed.

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18 - Madison County Homes - October, 2012 - TheIntelligencer.com

Insure your possessions before moving into a new home (ARA) - The average American makes 11.7 moves during a lifetime, according to the U.S. Census Bureau.

That’s about one in six people pulling up stakes each year.

With so many on the move to new homes, new cities and new opportunities, it’s important to protect household items while in transit or in storage before arrival at the new location, according to Charles Valinotti, head of product and underwriting with insurer QBE. Your homeowner ’s insurance policy will protect your personal possessions, whether they’re located in your home or in a moving truck.

However, Valinotti cautions that there may be a time limit attached to the coverage, such as a 30-day period, and your policy may only cover up to certain dollar limits on property being moved or stored.

“Ask your agent to explain the level of coverage, what exactly is covered

and confirm that your items are insured if you have to store them,” he says.

Other points to keep in mind as you hit the road: • I f y o u ’re using a professional moving company or shipper, verify that they’re insured and bonded to cover damage they may be responsible for.

Valinotti says to keep in mind most movers limit their responsibility to basic damage amounts.

“You may want to check into buying additional insurance to make sure you’re adequately covered during your move.”

• If you’re packing and moving yourself with a rented truck, take a look at your auto insurance policy.

Many policies will cover rental trucks, but only up to a certain weight.

“Don’t assume your policy covers you when you’re behind the wheel of a 26foot, 13,000-pound moving truck,” he says.

• In a self-move, careful packing is critical, as well as keeping your property locked up and secured along the way.

• Note the condition of your items being relocated. Then if you have a claim, the condition of your possessions will be documented.

• Know the value of high-dollar items that will be making the move.

“Make a complete list of everything,” Valinotti suggests.

“Take photos and, if necessary, get appraisals of these items before the move.”

Valinotti says before a move is a good time to review your overall insurance coverage to make sure you’re adequately covered and whether you need to increase your limits.

“A good look at insurance coverage every couple of years is something everyone should do,” he says. “And you don’t have to wait until you’re ready to pack up and relocate.”

24 HR RECORDED INFORMATION 1-800-675-1811 then enter the ext # for more info & the current prices of these outstanding homes.

TIreD oF looKING? well, Now YoU cAN sToP! This Stunning Home Offers 4 Bedrooms & 3 FULL Baths, and Open Airy Floor Plan, great for entertaining or family time, and a Spacious Master Suite.

Jeanna radford (618) 409-0032

“New PrIce” oF $179,000...4 bedroom, 3 bath, large rooms...Quiet cul-de-sac street, in “Great Condition”...

PerFecT FAmIlY home wITh loTs oF room To Grow!

This lovely home is in popular Collinwood subdivision. carol hawkins (618) 531-1000

eNJoY ThIs BeTTer ThAN New rANch on a Quiet Cul-de-sac with a FENCED Backyard and POOL. The Step Saving Kitchen has NEW GRANITE Countertops, coordinating Backsplash and tile flooring that leads to the Open Floor Plan Dining and Living Area.

Jo and Bob woodward 618-604-1984

GreAT oPPorTUNITY For hUGe PAssIve INcome PoTeNTIAl!!! Established Local Bar and 4 Apartments, The Depot Bar is currently leased with a year to year lease. The 4 apartments are ready to be rented with just a little TLC. The Bar and 3 Apartments have New Furnaces/AC Units and Electrical in 2009.

Jo and Bob woodward 618-604-1984

horses welcome on this Wooded 4 Acre Lot. Several building sites for a WALKOUT Basement.

Well maintained insulated 100 x 125 - 20 Oak Stall Barn with Indoor Track, Tack and Feed Rooms.

Vinyl fenced Riding Arena and other wooded fenced paddocks.

Jo and Bob woodward 618-604-1984

s-P-A-c-I-o-U-s move IN reADY 3 Bedroom 2 FULL Bath Ranch. NEW Wood Laminate, Carpet and Tile flooring.

Freshly Painted. NEW Roof 2010 & Sump Pump 2009.

Newer Windows. NEW Landscaping. The LAZY, HAZY DAYS of Summer are MORE Enjoyable on the NEW 12x16 Deck that leads to the Well Manicured Yard with YES! Jo and Bob woodward 618-604-1984

TheIntelligencer.com - October, 2012 - Madison County Homes - 19

firstcomortgage.com

NMLS ID #276876

20 - Madison County Homes - October, 2012 - TheIntelligencer.com

TheIntelligencer.com - October, 2012 - Madison County Homes - 21

NEW LISTING!

Realty Centre Each Office Independently Owned and Operated

One Professional Park Dr. Corner Hwy. 159 & 162 Maryville, IL 62062

10 ACRES - HALF wOOdEd, part tillable. 4BR/ 4BA home built in 2009, 4350SF finished, 4 car garage. Has 50x50 insulated shed with wood burner. Call for details! $409,900 #SJ3683 ROZANNE OR BILL HUNTER 781-4031 or 830-9798

NEW LISTING!

EVERYTHING ON 1 LEVEL! Full brick home has 2-3BR/2BA, updated kitchen incl. all appliances, new roof, 2 car attached garage.

Huge lot in great neighborhood! Agent related. $139,900 #C3679 JOY wOFFORd (618) 792-6790

3BR, 2BA ONE STORY HOME HAS finished walkout LL, 2 decks, huge L-shaped sunroom, security system. Great location close to shopping & interstates. $127,000 #C3664 MARY PORTER 792-0550

NEW PRICE!

LOOKING FOR THAT QUIET COUNTRY setting, just minutes from town? Look no further!

Spacious home on 1.5 acres. 4BR/3BA, 2 car garage + carport, 24x32 barn, above ground pool. $156,900 #BT3623 SANdI LEwIS (618) 304-4800

REDUCED!

C O L L I N S V I L L E * L O C AT E d O N T H E OUTSKIRTS OF TOwN. 3 bedroom, 2 bath, Family Rm, Bonus Rm, oversized patio & 2 car garage with work shop & MORE! $138,500 #C3676 www.KarenMcConnell.com KAREN McCONNELL 530-6761

ALL BRICK ATRIUM RANCH overlooking the lake. 4BR/3BA, formal dining room, luxury master suite. Walkout LL has family room w/ gas FP, wet bar & 4th BR & full BA. $339,900 #M3656 JAN MOORE 779-4518, MANAGING BROKER

SPACIOUS HOME ON 2+/- ACRES! Split bedroom floor plan with many updates. 4BR/ 3BA, finished LL w/woodburning FP, large deck, oversized 2 car garage. $249,900 #T3666 JAN MOORE 779-4518, MANAGING BROKER

IMMACULATE RANCH! UPdATEd kitchen has maple cabinets w/crown molding, pantry, desk, newer appliances. 3BR/2BA, finished walkout LL, large patio, 2 car garage. $141,900 #C3638 MARY PORTER 792-0550

REDUCED!

BEAUTIFUL 4BR RANCH IN desirable Bennington Subd. w/fenced backyard; open floor plan; breakfast area + formal dining; fabulously finished LL. $2,000 flooring allowance. $214,900 #E3605 dIANE MALENCH (618) 779-7701

BEAUTIFUL PRIVATE SETTING! Country living on approx. 2.64 Acres. 3BR/3BA, LL incl. office/4th BR & family room. Covered front porch, covered back patio & 3 car garage. $295,000 #M3588 JAN MOORE 779-4518, MANAGING BROKER

$5000 REDUCTION!

A STEAL FOR 3292 ASF! Open floor plan/split BRs; LARGE rooms + HUGE MBR & FR; walkin closets in all BRs; 9' 1st floor ceilings; walkin pantry; cherry cabs; stainless appliances. $239,000 #Sw3543 dIANE MALENCH (618) 779-7701

AdJACENT INVESTMENT PROPERTIES currently rented. 2BR w/main flr laundry; 3 BR w/sun porch. Shared gar. 1 yr. HOW. GR3519 & GR3520 $19,900 & $24,900 Purchase one or both! dIANE MALENCH (618) 779-7701

OVER 75 ACRES! UPdATEd HOME! 3BR/ 2BA, gourmet kitchen, stone FP. This could be your own piece of paradise--riding or walking the trails or fishing in your lakes! $650,000 #BR3345 SHARON JONES 558-7191

GREAT VIEw OF THE GOLF COURSE! Lots of windows, grand entry, large spacious bedrooms, main floor master w/luxury bath, finished walkout lower level. $269,900 #M3511 ROZANNE OR BILL HUNTER 781-4031 or 830-9798

* NORTH COLLINSVILLE * 3BR/2BA * Spacious Eat In Kitchen PLUS Formal Dining Room. Cathedral Ceilings. Large Master Bedrm & Bath. Basement & more. $179,900 #C3391 www.KarenMcConnell.com KAREN McCONNELL 530-6761

$73,000 REdUCTION! BEAUTIFUL GRAFTON CONDO with spectacular views, 2 bedroom split plan plus 1 car garage. NOW ONLY $155,000. #GA2349 dIANE MALENCH (618) 779-7701

22 - Madison County Homes - October, 2012 - TheIntelligencer.com

SELLSTATE

EXPERT REALTY

#2 Sunset Hills Executive Park, Suite 2 • Edwardsville, IL 62025 618-307-9330 SEE OUR LISTINGS:

GREAT FEATURES!!!

This 3BR/3BA home has great features like a deck, fireplace, covered porch, skylights, 2 car attached garage and a finished basement.

CALL TIAA TODAY!!

DARE TO COMPARE!!! 3BR/2BA Shop around and you’ll see, this is the cutest house in town at this price!!

Call James Dunn for more details!

COZY CONDO!!

This 2BR/1.5BA features a deck, attached garage, and a fireplace. Close to IL-157 and enjoy a great view!

CALL THE OFFICE TODAY!!!

HOME SWEET HOME!!!

This beautiful 4BR/4BA home is complete with a 2 car att. garage, deck, fireplace, porch, and located near great amenities.

Recorded Info 877-791-1287 #226

LIKE NEW!!!!!

This 3BR/2BR home has a new roof, siding, and energy efficient windows. Includes an open floor plan.

This could be your dream home!

CALL DONNA TODAY!!!!

GORGEOUS HOME!!!!!!!

Spacious 3BR/3BA home with a 3 car attached garage, extra rooms in the basement, media room and a pool! SO MUCH TO SEE! CALL 877-791-1287 #235

City

Alton Alton Alton Belleville Belleville Belleville Belleville Belleville Belleville Belleville Bethalto Cahokia Cahokia Cahokia Collinsville Collinsville E. St. Louis East Carondelet Edwardsville Edwardsville Fairview Heights Fairview Heights Fairview Heights Greenville Highland Livingston Madison Maryville Moro O’Fallon O’Fallon O’Fallon O’Fallon Staunton Swansea Troy

BR/BA Count 2BR/1BA 2BR/1BA 3BR/2BA 2BR/2BA 3BR/2BA 3BR/2BA 4BR/4BA 1BR/2BA 3BR/1BA 3BR/2BA 3BR/2BA 2BR/1BA 4BR/2BA 2BR/1BA 2BR/2BA 1BR/1BA 2BR/1BA 2BA/1BA 2BR/1BA 3BR/2BA 2BR/1BA 3BR/2BA 2BR/1BA 3BR/1BA 3BR/2BA 4BR/2BA 2BR/1BA 3BR/3BA 2BR/1BA 3BR/1BA 3BR/1BA 3BR/2BA 4BR/3BA 4BR/4BA 2BR/1BA 2BR/1BA

Price $28,500 $27,000 $74,900 $39,900 $99,900 $59,900 $144,900 $14,900 $38,900 $64,900 $48,000 $14,900 $42,900 $8,900 $66,950 $43,500 $700 $11,900 $94,900 $74,900 $36,900 $109,900 $54,900 $45,000 $82,500 $41,900 $7,000 $264,900 $61,900 $89,900 $52,000 $34,900 $169,000 $79,900 $68,800 $50,000

FV ext.

243 224 256 256 207 211 257 225 201 203 221 219 238 251 258 232 259 216 273 202 247 253 280 225 252 254 250 235 227 260 281 237 261 239 223 212

Contact any one of our great agents for

‘Expert’ Service!

Shari Donna Tiaa Fonda James Jackie

618-792-1083 618-530-6449 314-322-7834 618-531-1524 618-580-4981 618-789-3446

sharikindle@charter.net dswolfe@charter.net tiaamcclendon@charter.net feden@charter.net dunnteam@realtyagent.com jackie33@charter.net

24 HOUR RECORDED INFORMATION 1-877-791-1287

For more great buys visit.... w w w. s e l l s t at e ex p e r t r e a l t y. n e t

TheIntelligencer.com - October, 2012 - Madison County Homes - 23

WE HAVE MONEY TO LOAN! Call Mike Ward, Loan Officer at our Edwardsville location, TODAY! • Refinance • Purchase • Home Equity Line of Credit • Construction

2200 Troy Road Edwardsville, IL 62025 Office: (618) 656-5804 Cell: (618) 444-2790 Email: mward@national-bank.com

Lender NMLS#524192 Bank NMLS#421813

24 - Madison County Homes - October, 2012 - TheIntelligencer.com

TheIntelligencer.com - October, 2012 - Madison County Homes - 25

FREE MLS INFO 24/7

CALL: (618) 623-4312 (618) 344-7900

then enter the corresponding 5 digits

MARYVILLE - Ext. 10074 GREAT 2 BEDROOM with skylights!

Call The Free MLS Info Hotline 24/7 at 618-623-4312 for these or ANY house you see for sale!

COLLINSVILLE - Ext. 10154 4 BEDROOM with large fenced yard!

HAMEL - Ext. 10064 3 BEDROOM UPDATED ranch with sunroom!

MARYVILLE - Ext. 10384 CUSTOM BUILT 3 bedroom/3 bath home!

MARYVILLE - Ext. 10094 3 BEDROOM TOWNHOUSE with 2 car garage!

EDWARDSVILLE - Ext. 10044 STUNNING 5 BEDROOM with inground pool!

GRANITE CITY - Ext. 10104 WELL MAINTAINED 3 bedroom ranch!

CASEYVILLE - Ext. 10014 SECLUDED 7.5 ACRES with inground pool!

MARYVILLE - Ext. 10314 FABULOUS 3 BEDROOM 3 car garage!

COLLINSVILLE - Ext. 10334 MOVE IN READY 2 BEDROOM with updated systems!

COLLINSVILLE - Ext. 10084 GREAT 2 BEDROOM ground floor condo!

26 - Madison County Homes - October, 2012 - TheIntelligencer.com

Options for replacing windows

By CAROLE FELDMAN Associated Press Writer Are your windows leaking air? Are they getting more difficult to open? Is the wood frame rotting?

Homeowners choose to replace their windows for a variety of reasons, from energy efficiency to aesthetics.

“It might be the seals have failed or the wood has rotted,” said Kerry Haglund, senior research fellow at the Center for Sustainable Building Research at the University of Minnesota.

Or homeowners might be looking to replace leaky windows to keep heat or air conditioning in, or they might want added UV protection to protect furniture from fading in the sunlight.

No matter what the motivation, new windows can be costly. “They’re too expensive to think you’re going to get your money back either in terms of energy savings or when you’re selling your house,” said Kit Selzer, a senior editor for Better Homes and Gardens.

Still, new energy-efficient windows can make your home more comfortable in winter and summer, and more attractive. Haglund recommends choosing the most energy-efficient window you can.

The cost for a new window can range from hundreds of dollars to $1,000 or more, depending on the frame, style — double-hung or casement, for example — and whether you choose single, double or triple pane glass. Decorative elements can add to the price.

A casement window might be be a good option in windy areas, said Gary Pember, vice president of marketing for Simonton Windows.

“As the wind increases, they become more efficient because of the way they seal,” he said.

A double-hung that opens only from the top might be a good choice for someone looking for increased security, he said.

Older homeowners or those who think they’ll stay in their homes as they age might want to consider a window they don’t have to lift.

Frames come in wood, vinyl, aluminum and other materials.

Wood frames are more traditional, but require regular painting.

“If you’re wanting something maintenancefree, you can’t get anything better than vinyl,” Pember said. There are many options now for vinyl frames, including a variety of colors.

You can also get a wood interior and a vinyl exterior.

Selzer said aluminum frames are more contemporary, but also more expensive.

Most windows sold today are double pane, although people in northern climates may choose a triple pane, Haglund said. “Single pane is still available in southern climates, though we don’t recommend it.”

Windows must meet an area’s building energy code, she said.

“Windows in the North are optimized to

Associated Press

In this image released by Simonton Windows, Mark Clement, a professional contractor, installs energy-efficient Simonton replacement windows in his 100 plus-year-old home in Ambler, Pa. reduce heat loss in the winter, while windows in the South are optimized to reduce heat gain during the summer,” according to the government’s Energy Star website. “This explains why windows that are energy efficient in Florida will not necessarily be energy efficient in Michigan.”

The Energy Star and National Fenestration Rating Council labels can help you compare windows. Consumers may be most familiar with the U-factor, which tells you how much heat can escape through the window. The labels also include information on how much light and heat from the sun is transmitted through the window.

While Haglund urges homeowners not to scrimp on energy efficiency, she said there are other ways to save money short of full window replacement.

A new window can be fitted into existing

frames that are in good condition.

Or, she said, you can replace just the sash — the part of the window that contains the glass. Again, this would only work if the frame is in good condition.

If you decide not to invest in new windows, you can increase the energy efficiency of your existing ones: “Storm windows are certainly a good idea,” Selzer said.

Use caulk or weatherstripping to seal any leaks around the frame.

And insulating draperies or other window treatments also can help increase comfort.

“They’re so much more tailored and thinner than they used to be,” she said. “Old insulating treatments were very bulky, like putting up blankets.

Now, they’re certainly sleek and more effective.

TheIntelligencer.com - October, 2012 - Madison County Homes - 27 We Invite You To Visit Our Website at: www.CarrollTeam.com There you can... • Search 7,000+ Listings • See School Reports, Community Info and More...

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For 24 Hour Recorded Information Call 1-800-675-1811 Then Enter The Recording # For More Information.

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NEW LISTING!!!

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CALL ED CARROLL at 781-2523 #3053

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CALL VICKI CARROLL at 781-7544 #3083

BEAUTIFUL HOME! Move in Ready!

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ALL BRICK in Great Location!

Finished basement.

CALL ED CARROLL at 781-2523 #3003

CUTE! CUTE!! CUTE!!!

HOME ON 10 ACRES!!

HUGE WOODED LOT!

A MUST SEE!!!

CUTE AND SPACIOUS Hardwood Floors.

CALL ED CARROLL at 781-2523 #3173

AMAZING HOME ON 10+ ACRES! CALL ED CARROLL at 781-2523 #3223

ABSOULTELY GORGEOUS! Beautiful Hardwood.

CALL VICKI CARROLL at 781-7544 #3133

SPACIOUS HOME ON A NICE LOT! Great Location.

CALL VICKI CARROLL at 781-7544 #3093

BETTER THAN NEW!!!

SPACIOUS VILLA!!!

UNDER CONTRACT!!

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BEAUTIFUL CORNER LOT. Screened in porch.

CALL VICKI CARROLL at 781-7544 #3103

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CALL ED CARROLL at 781-2523 #3033

ADORABLE ATRIUM RANCH! Open Floor Plan.

CALL ED CARROLL at 781-2523 #3073

GORGEOUS HOME! Over 3000 sq. ft.! Corner Lot! CALL ED CARROLL at 781-2523 #3143

2 BEAUTIFUL ACRES!!

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LOTS OF NEW!!!!

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BEAUTIFUL 2 ACRE LOT IN GREAT LOCATION! CALL ED CARROLL at 781-2523

HISTORIC CHARM!!!

2 car garage. Fenced yard.

CALL VICKI CARROLL at 781-7544 #3153

UPDATED! FENCED YARD! CALL ED CARROLL at 781-2523 #3113

DARLING BUNGALOW on Large Fenced Lot. CALL ED CARROLL at 781-2523 #3163

JUDI BERTELS (618) 288-7580 or (618) 531-7367 From Missouri (314) 298-9955 JudiBertels1@gmail.com

IL Lic. # 031.0000583 MO Lic. # 1228-MLO 8 Professional Park Dr., Maryville, IL 62062

28 - Madison County Homes - October, 2012 - TheIntelligencer.com

Turning your house into a home (ARA) - Owning a home remains a key element of the American Dream. In fact, a recent survey by TD Bank revealed that 84 percent of young renters (ages 18 to 34) intend to buy a home in the future. While it is exciting, home buying can be overwhelming and complicated if you don’t have a general knowledge of the process.

Equipping yourself with the right tools will allow you to navigate the complexities of the home-buying process. Here are four helpful steps to follow on your way to homeownership.

Step 1: Learn the home-buying ABCs: Build your homeownership knowledge by participating in a first-time homebuyer class at a local non-profit agency in your community to answer any questions you may have. Staying well-informed will help you feel confident and in control of this major financial decision and nip any initial questions in the bud.

Step 2: Get out your calculator: Owning a home requires a large investment of time, energy and money, so make sure you are careful when making the decision to buy. If you’re like 43 percent of survey respondents, staying within budget is the top consideration. It is important to determine how much you can afford - you don’t want to fall in love with a house out of your reach. When applying for a mortgage, the bank will assess your debt to income ratio. By looking at your income and current monthly debts, you can determine your ideal monthly payment. From there, you’ll be able to narrow the focus of your house search to homes in your price range. Be sure to include down payments and other upfront costs in your calculations.

A few free, helpful online tools can help you determine just how much you could potentially afford. For example, visit

TDBank.com and check out its mortgage calculator.

Step 3: Shop wisely: Condo? Single-family home? A fixerupper or new construction? Once you know how much you can afford, determining your housing needs - and selecting a qualified real estate professional - before you start looking, will help make finding your perfect home much less time-consuming. In addition to being able to answer any questions that come up during the process, a real estate professional will work on your behalf to pre-screen houses and guide you through negotiations.

Step 4: Pick your perfect match: According to the survey, acquiring a mortgage and making a down payment is the most preferred method of payment for those who intend to own a home. With the variety of mortgage products that exists today, it’s essential you choose the right one for your needs. How long do you plan on living in this house? Do you plan on making improvements to the home? Answering these types of questions will help you hone in on your financial strategy. Finding the right mortgage is about more than a rate and terms - it’s about finding the right financial partner. Don’t get led down the wrong path by choosing a bank that doesn’t provide flexible options. Look for a bank that offers a hassle-free mortgage guarantee to ensure your first home purchase is as smooth and worry-free as possible.

“As a portfolio lender, we are able to set our own lending guidelines and interest rates,” says Michael Copley, executive vice president for retail lending at TD Bank. “This allows us to provide our customers with the most adjustable and affordable financing options to suit their borrowing needs.”

Looking for a new home?

Visit our online mortgage center at www.1stMidAmerica.org 618-258-3168 • 800-345-4216

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TheIntelligencer.com - October, 2012 - Madison County Homes - 29

:U`` :Ygh]jU` of Homes Autumn leaves, hay rides, crackling fires, and

LOTS of

OPEN HOUSES! October 28th

is Coldwell Banker Brown Realtors

:U`` :Ygh]jU` of Homes Visit brownrealtors.com to see more than 100 homes on display October 28th

Each Office Independently Owned and Operated

Belleville Edwardsville Highland O’Fallon Troy

235-7992 656-2278 654-1234 632-4700 667-3404

Coldwell Banker Real Estate Corporation. All rights reserved. Coldwell Banker® is a registered trademark licensed to Coldwell Banker Real Estate Corporation. An Equal Opportunity Company. Equal housing Opportunity. Each Office is Independenly Owned & Operated Except Offices Owned and Operated By NRT Incorporated.

©

30 - Madison County Homes - October, 2012 - TheIntelligencer.com

Five reasons why buying a home is still a good idea (ARA) - A still murky economy and uncertain real estate market may have you wondering if buying a home is a good idea.

Whether you’re thinking about buying, or already have and just need some affirmation, you may find it comforting to know there are still plenty of good reasons for financially stable people to buy a house.

Here are a few: • Homeownership can help make good credit even better. If your credit is in poor shape, you’ll want to monitor it before seeking a mortgage. But if you have good credit, live within your means, and consistently make good financial decisions, a mortgage can be the kind of “good debt” that helps your overall financial health. Making regular payments on a mortgage shows potential lenders that you’re a less risky candidate for a home loan. Before you begin home shopping, it’s a good idea to check your credit.

Enrolling in a product like freecreditscore.com can help you better understand and leverage your credit.

• A mortgage can function like an automatic savings plan. By now, you’ve read the news reports about how little we Americans save these days. Well, every year you pay on your fixed-rate mortgage, is a year of building equity, and equity is like money in the bank. When it’s time to sell - whether you’ve stayed in your home seven years or the full 30 year term - you’ll have created equity

and should be able to sell your house for more than you owe.

• Homeownership comes with plenty of financial perks, including an income tax credit for property taxes you pay on your home. For detailed information on tax breaks check out IRS.gov. Buying a home also affords you the opportunity to halt your housing costs. Rent will always go up from year to year, but if you have a fixed-rate mortgage (avoid adjustable rates) your biggest annual expense - housing costs - will be locked-in.

• Mortgage interest is a good deal when stacked up against other types of interest that don’t do much for you - such as high credit card interest rates or low rates on savings accounts and CDs. Mortgage rates are low right now, meaning you can pay less over the life of a loan than at practically any other time in recent history. Plus, it’s the only kind of interest that you can deduct from your taxes.

• Prices are still relatively low and inventory is high.

It’s been a buyer ’s market for a long time, but that’s going to change. The question is: when will the market start to improve in your area, taking home prices with it? You’ll have to do some legwork and astute research to determine when is the best time for you to buy.

If you monitor your credit and are on a sound financial footing, buying a home can still be a good idea. And now is as good a time as any to make your purchase.

Southern Illinois Real Estate www.siretc.com Serving IL & MO!

H7

ITLE ENTER

( Title Searches and Examinations ( Construction Disbursements ( 1031 Like-Kind Exhanges ( Full Settlement Services ( Remote Closing Ability ( Facilitation of Deed Preparation ( Earnest Money Deposits ( Industry Education ( On-Site Certified Commercial Underwriter

Call Donna Thornton, 618-692-6141 1012 Plummer Dr., Ste. 202 • Edwardsville, IL

To Advertise in the Madison County Homes Magazine, or for all your Real Estate Advertising Needs, Call Amy Schaake: (618) 656-4700 Ext 35

TheIntelligencer.com - October, 2012 - Madison County Homes - 31

BOND COUNTY REALTORS BOND COUNTY REALTORS

FOR RENT $1,000 Per Mo. Enjoy country living? Then check out this 4 bedroom country home. Lots of extras in this home. Lovely kitchen, family room with fireplace, 3 bathrooms.

North of Greenville.

308A S. Third • Greenville, IL 62246

OFFICE # 1-618-664-4232 FAX # 1-618-664-4310 www.bondcountyrealtors.com

#4101994 - PUBLIC PARK AND LAKE IN YOUR BACK YARD! Newer 2 bedroom home with full basement, 2 car garage. Pocahontas $129,900. FOR SALE OR RENT!

Drive a Little, Save a lot!

888-664-4452

4104903 - PICTURESQUE BUILDING SITE with shared private lake. 1.65 acre. North of Pocahontas. $36,000.

#4104683 - MOVE RIGHT IN TO THIS WELL MAINTAINED HOME. 3 bedrooms, 2 baths, open staircase, basement. $77,500. Pocahontas.

#4101759 - LAKEFRONT HOME ON 2 LOTS WITH GAZEBO AT LAKESHORE. Canoe frontage on beautiful 750 acre Governor Bond Lake. Home features finished walk-out basement & newly remodeled kitchen. $215,000.

#4109568 - NATURE LOVER'S DELIGHT! 20 acres of rolling timber. Great for weekend retreat or hunters' paradise. South of Hillsboro. $75,000.

#4105597 - 38.5 ACRES OF HAPPINESS, remodeled 3 or 4 bedroom 1920 sq. ft. home and huge shed (76x60). Bring the horses. North of Greenville. $279,500.

#4001485 - MINI STORAGE UNIT COMPLEX with room to expand at edge of town. 204 unit property, fenced and electronic gate. Agent owned. Greenville - $650,000.

#4103368 - BEST OF BOTH WORLDS: 38.5 acres, mostly timber, few tillable acres, cabin, barn & nice horseshoe shaped lake. South of Pocahontas. $199,500.

32 - Madison County Homes - October, 2012 - TheIntelligencer.com

NESTER REALTY 655-0400 Glen Carbon 624-0400 Shiloh

236-0400 Belleville

ViSiT nesterrealty.com foR oVER 7,000 LiSTiNGS VT

ViEw ouR ViRTuAL TouRS

VT

281-0400 CAREER iNfoRMATioN CALL PHYLLiS 655-0400 or 624-0400 Columbia VT

VT

VT

VT

VT

368 FOREST OAKS DR. CASEYVILLE On golf course! Gourmet kitchen, covered patio, pool house, pool. 4BR/5BA.

2115 CLAIRMONT DR. SHILOH Gated community. Dream kit w/stainless app. I/G pool, 6BR/6BA.

1107 FAR OAKS DR. CASEYVILLE On golf course! Octagon 2 story foyer, Huge master. 4BR/5BA.

522 NIBLICK CASEYVILLE Lavish full brick! On golf course. Granite, stainless gourmet kitchen. 4BR/4BA.

11 DUBLIN gRANITE CITY Custom ranch on 2 level acres! Go to 11Dublin.BestHomeAround.com for info.

$1,300,000

$999,000

$599,999

$475,000

$209,000

Claire Leopold

Judy Browning

Claire Leopold

Claire Leopold

Judie Jackson

VT

VT

124 BLUFFVIEW LN. COLLINSVILLE Mid-century modern! Go to 124Bluffview.

BestHomeAround.com for info.

2325 COPPER CREEK RD. MARYVILLE 3BR/3BA 2464 sqft. brick combo.

Large fam rm in LL. Fenced.

209 WILLOW COLLINSVILLE 1 owner custom home on lg lot! New kitchen, baths. Lg deck. 3BR/3BA.

14 HEATHERWOOD DR., COLLINSVILLE Oak & granite kitchen. Game rm & wet bar in W/O LL. 4BR/3BA.

322 LOUISE COLLINSVILLE Lovely open plan! Hardwd flrs.

Stainless kitch. Fin LL. 3BR/3BA.

$199,500

$179,900

$177,400

$164,900

$160,000

Judie Jackson

Pat Schaeffer

H6 ?6C:4 A

H6 ?6C:4 A

H 8 ?6E:?

D =:

Judie Jackson

Judy Browning

Pam Shadwick

VT

4210 COLLINSVILLE RD., FAIRMONT CITY Charming spacious! 5BR/3BA. Updated kitchen & baths. Open flr plan, sunroom.

504 ST. CLAIR RD. FAIRVIEW HTS Updated 1 1/2 story, 3BR. New siding, windows & bath on 1.61 acres.

221 ORLEANS DR. FAIRVIEW HTS Fully fenced lg cornerlt. 4BR/3BA trilevel. Newer ceramic, carpet. 4C gar.

126 WOOD CT. COLLINSVILLE Open concept, spacious liv rm & eat in kitch. Updated BAs. 3BR/2BA. Cul-de-sac.

16 AARON DR. BELLEVILLE Edge of town, 3BR brick. New roof, paint, bath. Hrdwd.

$158,000

$119,900

$112,500

$105,000

$97,500

georgia Wilde

Rose Flamuth

Judy Browning

H6 ?6C:4 A

Judie Jackson

906 PARK SOUTH ROxANA 3BR Doll House! Newer kitchen, bath, Oversized 1C gar. Fenced.

210 HALE AVE. EDWARDSVILLE Historic 2BR on quiet street.

Hardwood floors, walkup attic.

916 CALIFORNIA AVE., COLLINSVILLE Cute & spacious updated open floor plan.

2BR/1.5BA. All appli, Fin W/O bsmt.

618 ASHLAND AVE. gRANITE CITY Meticulous 3BR/2BA w/master suite. New roof, flooring. 2C gar add.

$76,500

$74,900

$74,000

$78,000

Dave Touchette

Kay Kendall

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1219 WASHINgTON AVE., MADISON 1041 WASHINgTON AVE., MADISON Affordable 3BR maintenance free w/ Updated 2BR/1BA. Huge kitchen w/oak cabinets. Spacious liv rm, full bsmt. new siding, windows, roof.

$62,200

$59,900

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Judy Browning

$37,500

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Roberta Ecker

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2436 ALBY ST. ALTON Foreclosure special! 3BR/2BA, brick, wood flrs, FP, garage, .96 acre. Sold "as-is".

Cathy Dey

Judy Browning

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H6 ?6C:4 A

17108 SPORTSMAN CLUB RD., CARLYLE Lake lifestyle! 3BR/2BA w/microwave & dishwasher. Formal dining, deck. $84,900

Jane Brofka

Judy Browning

9 BITTERSWEET gLEN CARBON 16 WALNUT gLEN CARBON Split 2 BR floor plan on gorgeous 2 BR mobile home on wooded lot. wooded lot. New paint, floors, bath.

Hrdwd flrs, new windows, paint. $29,900

Rose Flamuth

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Hanni Henry

H6 ?6C:4 A

$29,900

Rose Flamuth

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405 CENTRAL AVE. ALTON 2107 LOCUST AVE. ALTON Riverview Downtown. Original wd flrs, trim 2BR/2BR, large MBR, dining room, & charming arched doorway. 2BR/1BA. fenced yard, deck. "AS-IS".

302 & 304 ESTATE DR. O'FALLON $69,900 in annual income. 2 bldgs, 4 units each. 2BR/1BA. Fenced parking.

29 57TH BELLEVILLE Duplex! Bsmt & washer/dryer hookups per side. $3000 Roof allowance.

1536 4TH ST. MADISON Huge updated church building w/ stained glass, piano, organ, & pews.

$29,000

$417,600

$108,000

$50,000

Cathy Dey $28,000

Leonard Holman

Rose Flamuth

Rose Flamuth

Judy Browning