122014 Madison County Homes

Madison County

HOMES

DECEMBER 2014

Your Area Guide for Real Estate & Home Services

This home listed by Page 5

www.MadisonCountyHomes.net se arc h area re al es t a t e l i s t i ng s a t t h e I n t e l l i g e n c e r. c o m / H o me s

2 - Madison County Homes - December, 2014 - TheIntelligencer.com

Glen Carbon 655-0400 Shiloh 624-0400 Belleville 236-0400 Columbia 281-0400 www.nesterrealty.com

329 Forest Oaks Dr 4 W. Estates Ln. Caseyville $999,900 Glen Carbon

335 Jubaka $239,900 Fairview Heights

108 E. Fairway Dr. $215,000 Belleville $199,900

New const., 4BR/ 4BA, beamed library, Cherry & granite kit.

On quiet cul-desac, 4BR/4BA, 2 story brick, fin w/o LL.

Move in this 5BR/ 3BA on approx 1 acre. Pergola w/hot tub, patio.

Lake lot w/beach.

4BR/3BA custom.

Over 3000 sqft.

Interior Painted.

Gorgeous colonial 5BR/6BA. Fam rm & mstr addition.

Claire Leopold

Jane Brofka

Rose Flamuth

Pam Shadwick

Phyllis Nester

621 Grandview Edwardsville

821 Oran St Collinsvile

37 Hillsborough $385,000 Collinsville

Nester Realty

10 Mimosa Dr $189,900 Granite City

209 Willow Dr $176,900 Collinsville

6816 Hampshire Ct 409 David Dr $174,900 Maryville $159,900 Fairview Heights

$124,900

4BR. 1st flr fam rm, FP in LR. Updated kit & BA's.

Updated 4BR/4BA. New wndws, siding, & BA. Stainless kit.

Updated, quality 3BR/3BA. New kit, lg lot.

3BR/3BA, 2200sqft. Villa Hrdwd flrs, FP, vaulted ceilings.

Freshly painted.

New flrs, roof.

Remodeled BA’s & kit.

Judie Jackson

Judy Browning

Judie Jackson

Judie Jackson

Judy Browning

204 Red Bird St. $115,000 Troy

108 N. Edison $119,500 Freeburg

4062 Vesci Ave $119,900 Granite City

326 M St. $116,500 Edwardsville

$99,900

2BR lakeside home on 1 ac.

Newer windows & roof. Deck.

Brick 3BR, move in ready! Huge grt rm. New kit, wd flrs, paint.

Lovely Area!

Updated 3BR on wooded lot. New roof, windows.

Neat and clean!

Updated full brick 3BR/2BA. Custom kit w/oak cabinets.

Real charmer on deep wooded lot.

Updated kit & baths, 3BR/2BA.

Beth Luhr

Holly Norton

Rose Flamuth

Judy Browning

Judy Browning

5525 Cory Ln Fairview Heights

101 Oakwood Dr $85,000 Collinsville

824 Lebanon $79,900 Belleville

3013 Iowa $79,900 Granite City

106 South Ruby Ln $78,900 Fairview Heights $69,900

Updated 3BR w/1200 sqft. New kit & bath. Private yard.

2BR, W/O Bsmt, new carpet. New Vinyl in Kitchen.

Move in ready!

3BR/2BA. Fresh paint. New roof.

All brick 3BR/2BA. One owner. Full bsmt, fenced yard.

Sharon Carney

Leonard Holman

Rose Flamuth

Judie Jackson

2516 Benton St Granite City

5505 Ida Dr. $69,900 Belleville

3096 Jill Ave $59,900 Granite City

1148 Rhodes St $55,000 Granite City

Mid century modern 3BR. Roof 2012. Lg cov. porch.

Kay Kendall

1104 Water St $55,000 Cahokia

$34,900

FORECLOSURE! Brick 2BR/1BA, Full Bsmt, 1 Car Det garage.

1735sqft 3BR/ 2BA. LR/DR/ FAMR. 2C gar in Dutch Hollow.

Updated 3BR's.

Newer windows, HVAC, flrs, and electric.

2BR w/newer roof, windows, siding, HVAC, & BA. Patio, fenced.

Vinyl sided 3BR's w/new gutters, circuit breaker & wiring.

Leonard Holman

Judie Jackson

Judy Browning

Rose Flamuth

Judie Jackson

118 North Bluff Rd 8213 State St Collinsville $289,900 East Saint Louis

4600 State St $249,900 East Saint Louis

1414 7th St $179,900 Madison

1005 Cypress Pointe $74,900 Caseyville $275,000

.6 acre prime commercial lot & bldg. Approx 17,000 traffic ct.

Complete rehab in 2007. New HVAC, windows, & wiring.

Currently used as car lot. Separate office & potential living areas.

Church or daycare with lots of storage.

Build your dream home! Walkout on gated culdesac in Est at Far Oaks.

Kevin Goalby

Judy Browning

Judy Browning

Judy Browning

Claire Leopold

T S I T e?

A m o H or a h that!

TheIntelligencer.com - December, 2014 - Madison County Homes - 3

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* Virtually the entire Real Estate Market in the palm of your hand!

Complete information and pictures on your next Dream Home.

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Your GPS will also allow you to find the properties that are closest to your exact physical location that are available to move into.

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4 - Madison County Homes - December, 2014 - TheIntelligencer.com

BPT photo

Make sure your home is both comfortable and energy efficient.

Energy-efficient home trends (BPT) - One of the top trends driving today’s housing market is the demand for energy-efficient homes that don’t sacrifice comfort for quality. If you’re looking to purchase a new home, green features can save money both now and in the future, with numerous earth-friendly benefits. Here’s what is trending for 2015 and beyond.

Functional Spaces Homebuyers are looking to get more functionality out of less space and often discover downsizing is a viable option for both young families and empty-nesters. Modular or manufactured homes, like those from Clayton Homes, are gaining popularity. Homebuyers enjoy thoughtful modern designs that maximize space and functionality, plus the waste from building an entire house in a controlled environment is minimal - typically fitting into just two 30-gallon drums or less.

ENERGY STAR Many of those on the market for a home are seeking ENERGY STAR certification, meaning the home meets stringent requirements from the Environmental Protection Agency. ENERGY STAR certified homes from Clayton Homes cost less to heat and cool, are quieter, more durable and have better indoor air quality. Learn more at www. claytonhomes.com/energy_star.cfm. Energy savings options available on Clayton Homes include low-e windows, additional insulation and advanced heating and cooling options.

Low-E windows Windows are an investment that pays dividends for many years to come. Buyers are demanding at least double-paned options with low emissivity, also known as low-e, advanced window coatings that help retain heat during winter and keep it out during summer. This microscopic layer also blocks damaging ultraviolet sunlight that can discolor carpets and furniture.

Effective insulation Homebuyers are asking about extra insulation in homes, including

the walls, roof and flooring. Properly installed insulation that meets or exceeds national code requirements helps better regulate a home’s temperature so the furnace and air conditioner don’t have to work harder than necessary. The result is lower utility costs and a quieter, more comfortable home.

Advanced heating and cooling features According to a 2009 RECS Survey conducted by the U.S. Energy Information Administration, space heating accounts for 41.5 percent of the average household’s energy consumption, which is why homebuyers seek atmosphere controlling features that can cut this number dramatically. More efficient and properly sized heating and cooling systems, such as a heat pump, use less energy, which makes the home much more energy efficient throughout.

Smart lighting alternatives Homebuyers are demanding energy-efficient options to save money and energy. According to the EPA, CFL light bulbs use less energy than many other types, which makes them a smart option for an energy-efficient home.

Tight construction It’s not just what you can see that makes a house green, it’s the process itself that can make a big difference. That’s why tight construction and tight ducts are a must when building a home. Builders must pay close attention to detail by sealing all holes, cracks and seams in ducts and construction assemblies. This helps to eliminate drafts, moisture, dust, pests and pollen, plus boosts comfort while lowering maintenance costs.

With today’s advanced technology, homebuyers can reduce their energy use and expenditure with an ENERGY STAR Clayton Home. A wide variety of energy efficient models and options are available and homes can be easily customized to suit a family’s specific needs.

TheIntelligencer.com - December, 2014 - Madison County Homes - 5

“Our Business is to Get You MOVING!” Serving Buyers and Sellers Real Estate Needs Midwest Division, LLC.

PROPERTY PROFESSlONALS

of lllinois Serving Your Real Estate Needs...

4801 FANTASY LANE, ALTON

3706 WICKENHAUSER, ALTON

148 N. CLEARVIEW DRIVE, EAST ALTON

$139,500

$74,500

$96,900

ELAINE RHODES

ELAINE RHODES

STEVE GEHRS

(618)466-9922

(618)578-8772

(618)466-9922

MLS# 4315166

MLS# 4312880

MLS# 4314990

If you need space, this is a must see! This spacious 4 bedroom home offers two family rooms for enjoyment or entertaining, a large tiered deck to the full fenced yard. Lower level offers a mud room.

Text XP194315166 to 31279 For More Info

3131 BASSETT AVENUE, ALTON

Well cared for 3 bedroom, 2 bath with newer lower level family room/game room with a wet bar. (The perfect man cave) Updated kitchen, water heater, windows, hardwood under carpet, large fenced yard.

Check out this move in ready 3 bedroom well cared for home. Updated kitchen, windows, 200 amp electric. A/C & furnace new in 2009, water heater 2010. Plenty of space to expand in dry full bsmt.

Text XP194312880 to 31279 For More Info

Text XP194314990 to 31279 For More Info

105 ALAMO DRIVE, COLLINSVILLE

212 W. DELMAR AVENUE, GODFREY

$99,500

$169,900

$79,300

ELAINE RHODES

NANCY TRUCKS

ELAINE RHODES

(618)466-9922

(618)520-6276

(618)578-8772

MLS# 4314962

MLS# 4312386

MLS# 4310596

Great Fosterburg location on a quiet dead end street. This nice 2 bedroom home has a large fenced yard, oversize garage, kitchen / dining combo with all appliances.

Located on a large wooded lot at the end of a quiet street. This bi-level has much to offer. Nice sized rooms up and down with lots of storage throughout. Newer septic system and water heater.

Great brick starter home close to everything. Features 2 bedrooms, 1 bath, newer windows, new sewer line, updated tile shower, gutters and more. Attached garage and a full basement.

Text XP194314962 to 31279 For More Info

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Text XP194310596 to 31279 For More Info

3840 OSCAR AVENUE, ALTON

212 WYANDOTTE STREET, EDWARDSVILLE

1120 MCKINLEY BLVD., ALTON

$98,000

$129,900

$121,900

NANCY TRUCKS

HEATHER BURNS

STEVE GEHRS

(618)520-6276

(618)791-8293

(618)978-9021

MLS# 4313121

MLS# 4313192

MLS# 4309100

Lovely 3 bedroom 2 bath brick house ready for you to call home! Located in a quiet, established neighborhood, this updated home hosts newer windows, water heater, high efficiency furnace & more.

CUTE says it all for this 3 bedroom 2 bath ranch in the heart of Edwardsville. Updated kitchen with dishwasher, disposal and large pantry, master bedroom has his and her closets.

Text XP194313121 to 31279 For More Info

Text XP194313192 to 31279 For More Info

16491 OTTERVILLE ROAD, GRAFTON

Great Location for the CHARMING well cared for 4 bedroom brick 1-1/2 story home. Slate roof, newer furnace and appliances, 200 amp electric, built-in shelves and full basement.

Text XP194309100 to 31279 For More Info

944 DOUGLAS STREET, ALTON

4608 CAMELLIA PLACE, ALTON

$249,900

$89,900

$175,000

ELAINE RHODES

STEVE GEHRS

HEATHER BURNS

(618)466-9922

(618)978-9021

(618)791-8293

MLS# 4314408

MLS# 4310548

MLS# 4310449

A MUST SEE hidden gem sitting on 2 wooded acres. Main level features open floor plan, vaulted ceiling, kitchen island seating, french doors from dining and master lead to a huge back covered porch.

Great location for this brick ranch on a nice double lot. Beautiful wood floors, remodeled kitchen with all appliances.

Family room could be a 3rd bedroom, nice master with walk-in closet.

This Gorgeous Home on a quiet cul-de-sac is waiting for you! Beautiful entrance foyer open to the upstairs, 3 bedrooms, 3 baths, family room w/ gas fireplace, and nice deck off kitchen. Lot backs to the woods.

Text XP194314408 to 31279 For More Info

Text XP194310548 to 31279 For More Info

Text XP194310449 to 31279 For More Info

Elaine Rhodes Managing Broker Owner (618) 578-8772

Randy Gibson Broker 618) 917-1641

Steve Gehrs Broker (618) 978-9021

Nancy Trucks Broker (618) 520-6276

Heather Burns Broker (618) 791-8293

6 - Madison County Homes - December, 2014 - TheIntelligencer.com

O’Fallon/Shiloh

Edwardsville 1012 Plummer Drive

1941 Frank Scott Parkway

618-628-2400

618-655-4100

Access all of our MLS listings at Locally owned and operated Formerly Prudential One Realty Centre

w w w. b h h s E l i t e P r o p e r t i e s . c o m

HAPPY HOLIDAYS!

LEROY TAYLOR ABR, GRI (618) 406-4372

$169,900 Be prepared to be impressed with this beautiful, well maintained and updated 3 bedroom, 3 bath, 2 story home on cul-de-sac in desirable location.

GRANITE CITY PR101919

Text XP194309542 to 31279 For More Info

LEROY TAYLOR

$117,500

Text XP194310039 to 31279 For More Info

LEROY TAYLOR

(618)406-4372

Wishing You All A Merry Christmas And A Prosperous New Year!

Large brick home on 3 lots, beautiful setting, walkout basement, attached 2 car garage, inground pool, and more!

EDWARDSVILLE PR101332

Text XP194211741 to 31279 For More Info

LEROY TAYLOR

Nice 1.5 story 4 bdrm, 2 bath home w/updated kitchen & baths. hrdwd flrs, wood burning frpl, newer windows, AC, carpet and freshly painted. Nicely landscaped yard all on 1/2 acre.

Text XP194311782 to 31279 For More Info

LEROY TAYLOR

(618)406-4372

Your New Home for the Holiday!

MLS# 4315016

Custom upgraded villa with hardwood flooring, granite countertop & island, beautiful tile backsplash, SS appliances, plantation shutters and lavishly landscaped backyard.

Text XP194315016 to 31279 For More Info

BARRY MAULDEN

(618)779-4755

Your New Home for the Holiday!

$174,900

$122,900

MLS# 4307120

Exceptional Home w/lots of upgrades. Granite countertops, marble fireplace, atrium door leads to deck and stairs to backyard. Convenient bike/walking trail.

Text XP194307120 to 31279 For More Info

BARBARA YUST

(618)406-4372

$215,000

MLS# 4311782

Call for Barb's Best Buys!

BARB WYATT-YUST (618) 407-3238

(618)406-4372

MLS# 4211741

$99,900

MLS# 4310039

Beautiful 1.5 story cape cod brick with 3 bedrooms & 4 baths. Features hardwood floors, gas frpl, covered deck, in-ground pool, new roof, nicely landscaped & fenced yard.

$164,500

MLS# 4309542

(618)407-3238

MLS# 4310277

Lovely 4 bedroom, 2 bath brick ranch. One owner home has 2 yr. old roof, windows replaced in 2001 and HVAC 2001. 20.3x14 patio and fenced yard.

Freshly painted and new carpet.

Text XP194310277 to 31279 For More Info BARBARA YUST

(618)407-3238

HAPPY HOLIDAYS!

IRMA AUGUST

(618) 558-8422

$209,000

$179,900

MLS# 4314791

Another Gem in Glen! 3 bedroom, 3 bath ranch, FF laundry, all appliances included, sunny family room, located on a corner lot.

GLEN CARBON PR102220

Text XP194314791 to 31279 For More Info

IRMA AUGUST

(618)558-8422

MLS# 4312836

Dreamy bungalow in mid-town Edwardsville. 3 bedroom, 2 bath, updates galore, first floor laundry.

EDWARDSVILLE PR102051

Text XP194312836 to 31279 For More Info IRMA AUGUST

(618)558-8422

©2014 BHH Affiliates, LLC.An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.'" Equal Housing Opportunity.

TheIntelligencer.com - December, 2014 - Madison County Homes - 7

O’Fallon/Shiloh

Edwardsville 1012 Plummer Drive

1941 Frank Scott Parkway

618-628-2400

618-655-4100

Access all of our MLS listings at Locally owned and operated Formerly Prudential One Realty Centre

w w w. b h h s E l i t e P r o p e r t i e s . c o m

HAPPY HOLIDAYS!

NORMA LINCK (618) 444-8733

$350,000

$187,000

MLS# 4216911

Custom built home on 4 beautiful acres. Open floor plan, 6 bdrms, 5 baths, walkout lower level and heated 30x40 garage with 10' doors.

MORO PR101523

Text XP194216911 to 31279 For More Info

NORMA LINCK

(618)444-8733

MLS# 4311232

Good as new!! Open floor plan, large eat-in kitchen w/ ceramic flooring, breakfast bar and oak cabinets. All appliances stay.

GLEN CARBON PR101974

Text XP194311232 to 31279 For More Info

NORMA LINCK

(618)444-8733

HAPPY HOLIDAYS!

WES WAGNER

$108,000

(618) 530-3941

CUTE, CLEAN, COZY! Come see this great 2 bedroom, 1 bath home on nice corner lot, close to downtown Edwardsville.

EDWARDSVILLE PR101204

$69,990

MLS# 4208227

Text XP194208227 to 31279 For More Info

JULIE A LADING

(618)655-4100

MLS# 4312440

Edwardsvilles Newest Subdivision! Lots starting from $69,990-$104,990. Be one of the first to choose the site for your new home! Convenient location. Agent interest.

EDWARDSVILLE PR102013-102041

Text XP194312440 to 31279 For More Info

BHHS ELITE PROPERTIES

(618)655-4100

HAPPY HOLIDAYS!

ROSEMARY WILSON

(618) 792-9807

$100,000

$357,900

MLS# 4305982

Well-maintained brick home in Nameoki Terrace.

Updated kitchen w/white cabinetry. All stainless steel appliances stay. Hardwood floors, LR/DR combo.

GRANITE CITY PR101781

Text XP194305982 to 31279 For More Info

ROSEMARY WILSON JUDY CONNOLLY

(618)-792-9807 (618)830-9899

MLS# 4301346

Irresistible 4bedroom, 3 bath two story sits proudly on spacious lot. Carriage House and 3 car garage.

EDWARDSVILLE PR101614

Text XP194301346 to 31279 For More Info BHHS ELITE PROPERTIES

(618)655-4100

HAPPY HOLIDAYS!

JUDY CONNOLLY

(618) 830-9899

$329,900

$215,000

Spacious 4 bedroom home ON THE LAKE with 131' of lake front. 2 master suites, beautiful kitchen with granite counters and 4692 sq ft.

WORDEN PR10189

UPDATED 2 story features 3 bedrooms, 3 baths, finished LL with bounus room/possible 4th bedroom on a cul-de-sac!

EDWARDSVILLE PR102082

MLS# 4308795

Text XP194308795 to 31279 For More Info

BHHS ELITE PROPERTIES

(618)655-4100

MLS# 4313576

Text XP194313576 to 31279 For More Info

BHHS ELITE PROPERTIES

(618)655-4100

©2014 BHH Affiliates, LLC.An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.'" Equal Housing Opportunity.

8 - Madison County Homes - December, 2014 - TheIntelligencer.com

Customizing Living Spaces Since 1979

The “Gift” That Keeps Giving!

5% OFF Kitchen Transformation *Mention this ad. Restrictions apply. Expires 1/1/15.

Free Estimates Insured - References 618-288-7710 ~ FergusonBuilt.com Basements • Bathrooms • Kitchens • Room Additions Decks • Covered Porches • Screen Rooms

TheIntelligencer.com - December, 2014 - Madison County Homes - 9

BPT photo

Prospective buyers always eye the kitchen carefully.

Protecting your kitchen investment (BPT) - Kitchens are the heart of the home. It’s where you prepare meals, help your kids with homework and entertain guests.

It’s the room in the house where everyone gathers, where memories are made, and, with solid investment, can single-handedly increase the value of your home and help you build more of a nest egg. Even if you’re considering selling your home, all eyes of prospective buyers will inevitably be on the kitchen.

“When making investments in your home, the kitchen is unanimously the best place to start,” says Nate Berkus, renowned decorator, designer and artistic advisor for LG Studio appliances. “For me, a great kitchen is one that feels timeless. To accomplish that, reach for what feels classic for the space like subway tiles and stainless steel, and allow the elements that tell your story to come through in the non-permanent fixtures like the furniture, fabrics and details.”

Here are Berkus’ five tips for designing a forever kitchen that will sustain its value, whether you’re looking to put your house on the market or simply updating it for your family’s enjoyment: 1. A timeless look: When it comes to making big design decisions in your kitchen, put aside trends and go with timeless and elegant. Reach for what feels classic like white subway tiles, brass and stainless steel appliances - things that will look as good 10 years from now as they do today. The entire LG Studio line of premium, built-in appliances, for example, was designed with a signature look, feel and style that will easily transition with you through the years.

2. Paint: I don’t know why people always grimace when I say to paint wood. It isn’t a cardinal sin, especially in the kitchen.

Tearing out cabinets isn’t always an option, but painting, while a bit of work, is one of my favorite things to do. Reach for black.

It sets off all the appliances and makes for a dramatic change.

3. Brighten with lights: I tell my clients this all the time lighting is one of the most important decisions you can make in any room, including the kitchen. I love vintage pendant lights over an island or table. Since lighting can often add to a dated vibe of the space, swapping it out for something more timeless immediately makes the space appear more modernized - perfect for illuminating any potential buyers.

4. The long haul: Making over a kitchen is no small feat. It’s expensive and time consuming. Trust me when I say I get it.

So, your best asset is information. Start building that Pinterest board to identify what you like. Once you have that, you can start to attach costs. Mine always starts with what’s permanent like the cabinets, appliances and tiles. These, along with the appropriate team to help you make and install all of it, are your best investments. From there, consider ways that you can have what you want at a price you can live with. I’ve seen the most amazing islands fashioned from unique things like a farm table, or hutches that are free standing on a wall as opposed to extending your cabinets. These can all be ways to get a big look without the big price tag.

5. Consider technology: The home of the future is actually here today. It’s one that is wired for sound, TV and Wi-Fi. Simply put, our kitchen island is command central for more than meal prep. For many of us it’s also the office. So, to add value to this space, don’t undervalue what will make life easier, like outlets that have USB ports in the wall and island, charging docks and TVs. We do so much more in this space than cook. So, to add value, add ways for you be connected ... just not at the dinner table.

10 - Madison County Homes - December, 2014 - TheIntelligencer.com

CALL: (618) 344-7900 www.C21Hartmann.com MLS# 4311497

MLS# 4311539

Text XP194311497 to 31279 For More Info

7 TALL OAKS DRIVE, TROY

4+ bedrooms & 2+ acres on a lake! New chef's kitchen with gorgeous high end custom cabinets & quartz tops. Completely remodeled master bed suite.

Tons of new flooring. Too many updates to list. This home shines! Amazing lake views & fresh landscaping! Entertain lakeside! $324,900

MLS# 4314214

Text XP194314214 to 31279 For More Info

609 N COMBS STREET, COLLINSVILLE

This fantastic home is absolutely adorable mixing in original woodwork with the conveniences of a modern home. Completely gutted and remodeled about 6 Years ago. New wiring, new plumbing, new plaster walls, new kitchen, etc. Fenced yard & detached 2 car garage. $109,900

MLS# 4307599

Text XP194307599 to 31279 For More Info

6708 CROSSINGTON DRIVE, MARYVILLE

Exciting Open Floor Plan in Remington Subdivision.

This great 3 bedroom home includes Hardwood floors, Ceramic flooring, Vaulted Ceilings, Walk in Closets, Covered Deck, Finished Lower Level with Full Bath, 3 Car Garage, Jetted Tub in Master Bath, Corner Fireplace & So Much More. $229,900

MLS# 4315309

Text XP194315309 to 31279 For More Info

5 TERRI LYNN LANE, COLLINSVILLE

COMPLETELY Remodeled 5 Bedroom home! All new plumbing, new water line, new roof, new windows, new HVAC system, new doors and trim, 3 completely new bathrooms, new kitchen, new appliances, new large deck overlooking backyard & all new flooring throughout. WOW! $119,900

Text XP194311539 to 31279 For More Info

608 BELLEVILLE STREET, LEBANON

This Charmer in Historic Lebanon has fantastic features including 4 Bedrooms, updated HVAC, newer roof & siding. Wonderful front porch to watch the parade route. Close to all amenities & included additional lot w/its own utilties! Close to McKendre. $149,900

Doug Hartmann, Jr. Jose Ramirez Jane Bush Jeff Moss Bev Jackson Leslie Miller Sandra Eldridge Doug Hartmann, Sr.

618-570-0629 618-779-9264 618-670-8897 618-604-8057 618-304-4705 618-799-6514 314-315-0083 618-570-1247 MLS# 4309815

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803 STRONG AVENUE, COLLINSVILLE

Tastefully decorated home with possible extra bedroom being used as a sunroom. Beautiful original woodwork throughout, plantation shutters, built in cabinets, granite countertops & updated Kitchen.

Cozy sunroom leading to deck overlooking the large LEVEL yard & detatched garage. $57,900

MLS# 4214944

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710 N SMILEY DRIVE, OFALLON

Very well maintained 3 bedroom/2 bath brick ranch home with newer double hung tilt in windows right across from EK Elementary grade school. Oak kitchen, large backyard & lots of storage above 2 car attached garage. All appliances stay. Priced to sell.

Call today. Won't last long at this price! $119,900

MLS# 4307853

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807 MAPLE STREET, COLLINSVILLE

This cute Bungalow boasts 2 beds/1 bath, a great covered front porch, back patio and large fenced yard! This house is made for entertaining! Plus great details like arched interior walls, newer roof, new siding & new flooring! Move-in ready! Only 15 minutes from downtown St. Louis! $115,000

MLS# 4311969

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3032 IOWA, GRANITE CITY

Fully remodeled & ready to go. Close to the park & schools with easy access to the interstates. All new plumbing, updated electric with new light fixtures, new flooring, roof & all windows in the last few years (some windows brand new), new kitchen with custom cabinets plus main floor laundry. $74,900

MLS# 4309251

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3 SCOTCH PINE STREET, COLLINSVILLE

This secluded 4 bed home has trees surrounding the property. Nice kitchen has SS appliances, large dining room, large living room, 3 beds and 2 baths.

The lower level features a family room with fireplace, wet bar, plus bonus room! Beautiful secluded home ready for entertaining! $165,000

MLS# 4314229

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124 FOX CREEK ROAD, BELLEVILLE

Quality 2 story home on cul de sac in Fox Creek Estates. Large 5 bed home. Open living room, family room & rec room on the LL. MAIN FLOOR LAUNDRY, thermal windows, 2 fireplaces, Updated HVAC & water heater, range & dishwasher. Home backs to the Tuckleberg Forest Reserve! $173,000

TheIntelligencer.com - December, 2014 - Madison County Homes - 11

Your Home... Our Commun ity (618) 655-1188

Scan our QR code to visit our mobile website NEW LISTING

413 ST. JOHN, GODFREY OPEN LIVING AND WOODED PRIVACY. Affordable Godfrey home with 3 bedrooms, 2 baths, finished $125,000 lower level & bonus room.

CALL NANCY MILTON 618 791-8007 OR visit 413StJohn.com or NancyMilton.com for details

NEW LISTING

NEW LISTING

223 MILL STREET, COLLINSVILLE FULL BRICK 3 BEDROOM HOME. All hardwood floors. One acre fenced in lot. $99,900 CALL JAMIE HENTZEL 618-779-5819

4920 WANDA ROAD, ROXANA 3 BEDROOM / 2 BATH CUSTOM HOME. Rec room over garage. 2.2 acre wooded lot. $219,900 CALL JASON THORPE 618-514-5821

413 O’FARRELL STREET, COLLINSVILLE MATURE TREES & DEEP YARD perfect for this 3 BD / 2 BA bungalow. Hardwood in family room & main floor master bedroom. New roof in 2012, new A/C compressor in 2012, new water heater in 2014. $84,900 CALL SUSAN JO COKER 618-444-2671

1 A CHAPEL DRIVE, COLLINSVILLE SPRAWLING RANCH w/nearly 2000 sq/ft.

Updated full bath & brand new carpet! Recently refinished hardwood floors. Master & 2nd Bedroom w/double closets. $132,000 CALL JASON THORPE 618-514-5821

4 MARILYN, SWANSEA CRAFTSMAN STYLE BUNGALOW ON TWO LOTS! Offers newer roof, updated kitchen & waterproofing on outside of house. Features covered front porch, lg. living room, formal dining & bonus room. $96,500 CALL DEBBIE BURDGE 618-531-2787 www.debbieb.remax.com

335 A JARVIS COURT, TROY 2 BED / 3 BATH. Open floor plan features hardwood floors. Convenient first floor laundry. Spacious kitchen w/ SS appliances. $185,000 CALL LISA DAVIS 618-593-4409

105 NORWOOD COURT, TROY IRRESISTIBLE RANCH WITH MANY UPGRADES! Cathedral ceiling in great room with fireplace.

Kitchen features breakfast bar, large pantry & stainless appliances. Excellent location. $225,000 CALL JAN ALONS 618-781-2511

1701 TAYLOR ROAD, O’FALLON 9 ACRE PROPERTY just 1.5 miles from I-64.

Historic home features custom wood floors, fireplace,open floor plan kitchen & master bedroom / bath! Stocked lake. $319,900 CALL SUSAN LANDING, MANAGING BROKER 618-779-7777

NEW PRICE

140 FAIRWAY DRIVE, MARYVILLE CUSTOM BUILT RANCH. Partially fenced yard & new deck. Oversized kitchen w/ Open Floor Plan. Vaulted master bedroom, luxury master bath, finished LL plus den/potential 4th bedroom, new A/C. $215,900 CALL SUSAN JO COKER 618-444-2671 NEW PRICE

1240 EMERSON, EDWARDSVILLE LOCATED IN HISTORIC LECLAIRE. 2 Bed / 1 Bath with original hardwood floors & arched doorways. Updated kitchen & bath, new carpet. Close to school and shopping. $136,500 CALL DEBBIE BURDGE 618-531-2787 www.debbieb.remax.com NEW PRICE

951 WAGON TRAIL COURT, TROY QUALITY HOME ON QUIET CUL-DE-SAC! New driveway, updated kitchen, remodeled bathrooms, partial new roof. Fenced yard, above ground pool & partially covered deck.

Close to I 55-70 & Scott Air Force Base. $194,900 CALL JAN ALONS 618-781-2511

facebook.com/REMAXPreferredPartners View All Our Listings @ www.YourILHome.com

12 - Madison County Homes - December, 2014 - TheIntelligencer.com

4 Troy Road1324 Troy Road58 Airport Plaza58 Airport Plaza Bethalto, IL 62010 dsville, IL 62025 Bethalto, IL 62010 Edwardsville, IL 62025 18-656-9011 618-656-9011 618-377-2112 618-377-2112 www.landmarkrealtyil.com www.landmarkrealtyil.com

SCAN TO SCAN TO VISIT OUR VISIT OUR MOBILE WEBSITE MOBILE WEBSITE

295 STETSON DR, HAMEL

3 GOLDENROD LN, EDWARDSVILLE

DON WHITEHEAD CELL: (618) 954-8000

$239,900 New construction ranch w/approx 2800 sf offering 4 BR, 3 BA, vaulted & tray ceilings, bay window, 9 basement walls, main floor laundry, finished lower level w/game room, BR & bath, 3 car garage. Ask for full list of upgrades & features!

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DONALD WHITEHEAD 3 JONES WAY, WOOD RIVER

Text XP194314361 to 31279 For More Info

(618)541-1094

128 GARRETTFORD DR, BETHALTO

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ROBERT ROHRKASTE

(618)920-2562

503 SOTIER PL, WOOD RIVER

Location, Location, Location! This charming 3 BR, 2 BA, 1.5 story home, located in Esic is a must see! Features family room w/FP, living room, large eat-in kitchen, main level master, full basement, covered front porch & much more!

Text XP194309193 to 31279 For More Info

BRANDI KANE-JAKEL

(618)979-2100

245 East ACTON, WOOD RIVER

Over 1900 sq ft. Call today for your showing appointment!

Text XP194205064 to 31279 For More Info

ROBERT ROHRKASTE

$82,900

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ROBERT ROHRKASTE

(618)920-2562

(618)920-2562

1004 CHANCELLOR Drive, EDWARDSVILLE

$184,900

MLS# 4307597

This 4 BR, 3 BA home is a must see! Nestled upon a hill with a lake view & surrounded by mature trees. Located in the heart of Edwardsville, walking distance to schools, parks & shopping.

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BRANDI KANE-JAKEL

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ROBERT ROHRKASTE

(618)920-2562

(618)979-2100

6047 OLD ALTON EDWARDSVILLE RD, EDWARDSVILLE

$92,000 SCAN TO MLS# 4314971 VISIT OUR Country living just one mile west of Edwardsville city limits.

WEBSITE One car garage hasMOBILE workshop space, yard partially fenced,

wood burning stove, cedar siding, 1 mile to SIUE and close to Interstate 255.

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ROBERT ROHRKASTE

(618)920-2562

112 DUNWOODY DR, GLEN CARBON

$199,900

MLS# 4311583

This house is well located close to YMCA, bike trails, Edwardsville Township Park & SIUE. Home is structurally sound but needs some work. If you are handy, this may be your opportunity to save money!

(618)954-8000

1216 FRANKLIN AVE, EDWARDSVILLE

$139,900

MLS# 4307485

Spacious 2 BR w/breezeway & garage plus carport. Many newer updates include but not limited to: hardwood floors, ceiling fans and fenced yard. Tastefully decorated. Includes appliances. Lots of storage space.

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DONALD WHITEHEAD

MLS# 4309193

58 Airport Plaza 1324 Troy Road $249,000 $59,900 Bethalto, IL 62010 dwardsville, IL 62025 MLS# 4314065 MLS# 4205064 618-377-2112 618-656-9011 Come see what real quality is ~ this Indiana Tudor home is Large brick bungalow close to schools, shopping and www.landmarkrealtyil.com full of upgrades including 3 car attached garage! 3 BR, 2 BA, interstates. 3BR, 2 BA with full basement, 2 bonus rooms.

Full basement, stone front fireplace, main floor laundry & more!

MLS# 4311612

Beautiful Custom Built Brick Ranch: Large open vaulted entry foyer, one owner quality built & well maintained, split bedroom plan, over 2300 sq ft, 3 large bedrooms, 4 BA, FP, main floor laundry, full basement, 3 car garage & so much more!

$169,500

MLS# 4314361

JEFF LANDRETH

(618)954-8000

1738 MEADOW LN, EDWARDSVILLE

$749,900

Jones Way Estates is a secluded development with executive homes on large parcels. Interstate 255 is only 5 minutes away for a quick commute to St. Louis. Call today for details & your private showing!

$289,900

MLS# 4315086

MLS# 4308295

Well located close to interstates on large private lot this 3 BR, 2 BA ranch w/full basement & 2 car garage has a lot to offer!

Make your appointment today to see all this home has to offer.

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ROBERT ROHRKASTE

(618)920-2562

Rohrkaste Donald Whitehead Brandi Kane-Jakel Tara Wessel-Riggs DiannBob Washburn Donald Whitehead Brandi Kane-Jakel Tara Wessel-Riggs Diann Washburn 920-2562 (618) 954-8000(618) 954-8000(618) 979-2100(618) 979-2100 (618) 580-7470(618) 580-7470 (618)(618) 960-6178 (618) 960-6178

TheIntelligencer.com - December, 2014 - Madison County Homes - 13

58 Airport Plaza 1324 Troy Road Bethalto, IL 62010 Edwardsville, IL 62025 618-377-2112 618-656-9011 www.landmarkrealtyil.com 839 PRICKETT AVE, EDWARDSVILLE

SCAN TO VISIT OUR MOBILE WEBSITE

125 W MACARTHUR DR, Cottage Hills

$104,000

$239,900

REDUCED ~ Updated! All appliances stay, 7x6 pantry/closet off kitchen. Bathroom has beautiful slate tile floor w/jetted tub.

Walkout from kitchen to deck & brick patio with fire pit. Nice private yard!

SELL or LEASE ~ Commercial right off of 255. Bldg updated w/2 bathrooms. 15x40 attached automotive shop w/commercial car/truck lift. Overhead doors, parking for 50.

Many possibilities for the property. Agent owned.

MLS# 4310270

Text XP194310270 to 31279 For More Info

(618)444-8593

SUE WOODEN

3955 BLACKBURN RD, EDWARDSVILLE

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SUE WOODEN

Text XP194215213 to 31279 For More Info

(618)920-2562

812 HOMM ST, BETHALTO

(618)410-3840

902 LOGAN ST, ALTON

GORRGEOUS....4+ bedroom, 4 bath, brick ranch on 10 acres M/L with pond. Updated throughoutin 2014. 2 car garage, new windows, flooring, paint. Much more. Walk out basement, out building. Call Tara Barber 410-3840

Text XP194314107 to 31279 For More Info

TARA BARBER

(618)410-3840

Sue Wooden (618) 444-8593

MLS# 4311235

FULL BRICK RANCH...2 bedrooms, 2 baths on almost an acre of land. 2 car garage. Remodeled kitchen and bath. Main floor laundry. Call Tara Barber 410-3840 and Dottie Kleinert 920-3331

Text XP194311235 to 31279 For More Info

TARA BARBER

3 bedroom, ready to move into, all appliances stay in kitchen,, newly tiled abth, inviting back yard with deck, basement, oversized garage, great location and condition.

Text XP194309358 to 31279 For More Info

TARA BARBER

(618)410-3840

$84,900

MLS# 4314036

MOVE -IN READY...3 bedrooms, 2 baths, basement.

Sunroom, double size corner lot, oversize detached garage.

Call Tara Barber 410-3840 and Dottie Kleinert 920-3331

Text XP194314036 to 31279 For More Info

TARA BARBER

$234,900

MLS# 4314003

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TARA BARBER

(618)410-3840

Tara Barber (618) 410-3840

(618)410-3840

3900 CHEROKEE TRAIL, EDWARDSVILLE

$124,500 BEEAUTIFUL....3 bedroom, 2 bath, full brick ranch w/finishedbasement. Main level family room. Many updates throughout.A lot of storage, and great location. Call Tara Barber 410-3840 and Dottie Kleinert 920-3331

(618)410-3840

402 RELLER ST, ROXANA

$69,900

$85,000

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$154,000

MLS# 4309358

MLS# 4311541

TARA BARBER

(618)410-3840

502 SULLIVAN ST, EAST ALTON

SPACIOUS....and updated throughout. 3 bedroom, 2 bath home. Detached garage. Corner lot. Call Tara Barber 4103840

(618)444-8593

MLS# 4314107

MLS# 4312026

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SUE WOODEN

221 NORWOOD PL, EAST ALTON

517 NORTH 1ST ST, WOOD RIVER

MOVE IN READY...3 BR, 2 BA brick ranch, thermal windows,finished basement, fresh paint and new flooring throughout. Newer roof. Covered porch and fenced yard.

MLS# 4313593

HOME FOR THE HOLIDAYS! Reduced ~ Beautiful new construction 3 car ranch in growing subdivision! Open split floor plan, 3 BR, 3 BA, Full LL, main floor laundry/mud rm, builtin showcase w/FP, trex deck, landscaped. $5,000 agency

$374,900

$109,900

TARA BARBER

(618)444-8593

33754 IRISH LN, BRIGHTON

MLS# 4215213

ROBERT ROHRKASTE

$249,500

MLS# 4308305

$1,100,000 5.69 Acres of potentially commercial property located on Blackburn Road at the intersection of I55 & Governor's Parkway. Over 500 ft of frontage ~ currently used as RV Park.

129 GABRIELLE CR, BETHALTO

MLS# 4314518

BEAUTIFUL 4+ BR, 5 BA home with 2C garage on 1.5 acres in Edwardsville Schools. Many updates throughout. Open floor plan, large master suite. Finished walkout basement.

Horses allowed. Call Tara Barber 410-3840 and Dottie

Text XP194314518 to 31279 For More Info

TARA BARBER

(618)410-3840

Dottie Kleinert (618) 920-3331

14 - Madison County Homes - December, 2014 - TheIntelligencer.com

58 Airport Plaza roy Road 58 Airport Plaza 1324 TroyTroy Road 58 Airport Plaza 1324 Road Bethalto, ille, IL 62025 Bethalto, IL 62010 Edwardsville, IL 62025 Bethalto, IL 62010 Edwardsville, IL 62025 IL 62010 56-9011 618-656-9011 618-377-2112 618-656-9011618-377-2112 618-377-2112 www.landmarkrealtyil.com www.landmarkrealtyil.com www.landmarkrealtyil.com

SCAN TO SCAN TOTO SCAN VISIT OUR VISIT OUR VISIT OUR MOBILE WEBSITE MOBILE WEBSITE MOBILE WEBSITE

Looking for a new Career?

90 Hour Broker Pre-License Course Landmark Real Estate Academy

Contact Kathy for details at 618.910.8044 24 OAKDALE LAKE CR, GLEN CARBON

25 OAKDALE LAKE CR, GLEN CARBON

58 Airport Plaza 1324 Troy Road $219,900 $224,900 Bethalto, IL 62010 dwardsville, IL 62025 MLS# 4308284 MLS# 4308287 618-656-9011 Central location! New construction ranch home with 3618-377-2112 New Construction! Open floor plan w/10' ceilings, hardwood www.landmarkrealtyil.com bedrooms, 2 full baths, full basement w/egress window, main floors, gas fireplace, 3 BR, 2 BA, 3 car garage. Full basement floor laundry and 3 car garage!

with bath rough-in and egress window. centrally located.

Text XP194308284 to 31279 For More Info

KEVIN HUELSMANN

(618)581-3211

222 PRAIRIETOWN RD, DORSEY

Text XP194308287 to 31279 For More Info

KEVIN HUELSMANN

(618)581-3211

3722 BERKELEY AVE, ALTON

$287,500

114 E. MADISON, COLLINSVILLE

$119,900 SCAN TO MLS# 4312700 VISIT OUR The price is right... This new 3 bedroom 1-story home offers 1.5 baths, partially MOBILE finished basement, WEBSITE LED lighting throughout and a great location!

Text XP194312700 to 31279 For More Info

KEVIN HUELSMANN

(618)581-3211

4526 E GOLIKE, BETHALTO

MLS# 4314031

MLS# 4308069

$99,900

$217,900

Secluded country setting on 16 acre wooded property, stone combo ranch, 3 BR, 3 BA, 2 FP, updated kitchen, large open family room, walkout LL, deck, lake, pole bldg w/workshop!

Adorable find on quiet street ~ Family neighborhood.

Hardwood floors, newer carpeting. Baths and kitchen remodels completed recently. Main floor laundry, full walkout basement.

Enjoy warm winters & cool summers in this berm style home with lots of natural light. So many updates have been done its ready to move right in! 3 BR, 2 BA, Bonus room, 5 partially wooded acres, patio & outbldg.

Text XP194314031 to 31279 For More Info

SHELLY NIEMEIER

(618)781-3857

Text XP194308069 to 31279 For More Info

SHELLY NIEMEIER

(618)781-3857

MLS# 4212832

Text XP194212832 to 31279 For More Info

GARY NIEMEIER

(618)781-3814

Niemeier Dottie Kleinert Tara Barber Kevin Huelsmann John Merkle Dottie Kleinert Gary & Shelly Tara Barber Kevin Huelsmann John Merkle Wooden Frank Chandler Bob Rohrkaste (618) 781-3857 Shelly (618) 920-3331 (618) 410-3840 (618) 581-3211 (618) 978-0039 (618) 920-3331 (618) 410-3840 (618) 581-3211 (618) 978-0039 444-8593 (618) 910-2874 (618) 920-2562 (618) 781-3814 Gary

TheIntelligencer.com - December, 2014 - Madison County Homes - 15

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16 - Madison County Homes - December, 2014 - TheIntelligencer.com

WATERLOO

$180,000

BUNKER HILL

Text XP194314281 to 31279 For More Info

DON'T MISS THIS SPACIOUS HOME! 3BR W/OPEN FLOOR PLAN, MAIN FLOOR LAUNDRY, 2 CAR GARAGE AND ALMOST 3 ACRES! A TRUE MUST SEE!

WOOD RIVER

BEAUTIFUL 3BR BRICK HOME ON 2 LOTS! FEATURES 4 CAR GARAGE, POOL, NEWER FLOORING, NEW SIDEWALKS & DRIVEWAY!

$109,000

TONS OF SPACE! 4BR HOME ON QUIET CUL-DESAC, WALKOUT LOWER LEVEL, SPACIOUS BACK YARD & SO MUCH MORE! MUST SEE!

BETHALTO

Text XP194308368 to 31279 For More Info

NICELY UPDATED 3BR HOME! FEATURES INCLUDE MASTER SUITE, NEW LAMINATE FLOORING, FRESH PAINT, NEW DRIVEWAY & MORE!

ALTON

LOTS OF HOUSE FOR A GREAT PRICE! NICE 3BR HOME W/MANY NICE FEATURES! LARGE ROOMS, FULL BASEMENT & MAJOR APPLIANCES STAY!

WOOD RIVER

CHARMING 3BR HOME! LARGE ROOMS, NEWER ROOF, THERMAL WINDOWS, FRESHLY PAINTED & SO MUCH MORE! THIS ONE IS A BEAUTY!!

$85,000

ALTON

ALTON

ALTON

Text XP194313481 to 31279 For More Info

$99,000

BETHALTO

GREAT FULL BRICK RANCH! HOME FEATURES 2BR, HARDWOOD FLOORS, NEWER ROOF, 2 CAR GARAGE AND MUCH MORE! MUST SEE!

$92,000

WOOD RIVER

$89,900 Text XP194308059 to 31279 For More Info

WELL MAINTAINED ALL BRICK 3BR RANCH! LARGE ROOMS, UPDATED KITCHEN W/LIKE NEW APPLIANCES, LARGE YARD & MUCH MORE!!

$84,900

EDWARDSVILLE

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MOVE-IN READY! 2BR ON CORNER LOT, PRIVACY FENCED YARD, 2 CAR DETACHED GARAGE, UPDATED SIDING, WINDOWS & ROOF!

$96,500 Text XP194310673 to 31279 For More Info

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ALTON

$105,000

YOU WILL LOVE THIS HOME! 3BR HOME, COVERED PATIO W/TV HOOKUP AND GAS GRILL. BEAUTIFUL LANDSCAPING W/TWO FOUNTAINS! MUST SEE!

YOU WILL LOVE THIS HOME! NEWER WINDOWS, UPDATED KITCHEN & BATH, OFFICE & REC ROOM IN LL, HARDWOOD FLOOR & ARCHED DOORWAYS!

$85,000

ALTON

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NICE HOME ON DOUBLE LOT! 3BR, LARGE ROOMS, MAIN FLOOR LAUNDRY, COVERED DECK, 2 CAR GARAGE & SO MUCH MORE! MUST SEE INSIDE!

$105,000

THIS 2 STORY HOME HAS LOTS TO OFFER! 6BR, FULL BASEMENT, SUN ROOM, LARGE PATIO, 2 CAR CARPORT W/TOOL SHED. CLOSE TO PARKS!

$92,900

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COUNTRY LIVING! 3BR HOME W/NEWER ROOF, FRESHLY PAINTED EXTERIOR, DOUBLE-PANE WINDOWS, LARGE YARD, 2 CAR GARAGE & MUCH MORE!

$99,900

$154,900

LARGE RANCH W/3BR, HUGE KITCHEN, LARGE ROOMS, 2000 SQ FT, FENCED YARD, ATTACHED GARAGE, NEW DRIVEWAY & COVERED PORCH!

YOU WILL WANT TO SEE THIS INVESTMENT OPPORTUNITY! TWO UNIT 100% OCCUPIED! EACH UNIT HAS 2BRS, LAUNDRY ROOM & MORE!

GREAT INVESTMENT OPPORTUNITY! FOUR UNIT COMPLEX WITH NO VACANCIES W/GOOD RENTERS! ON 1.36 ACRES! DON'T MISS OUT!

$93,900

BETHALTO

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BRIGHTON

$105,000

BETHALTO

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SHIPMAN

$166,900

BEAUTIFUL SPACIOUS 4BR HOME ON OVER AN ACRE! NICE UPDATES THROUGHOUT, POOL & HOT TUB PERFECT FOR ENTERTAINING!!

PRICED TO SELL! WONDERFUL 2 UNIT DUPLEX! EACH UNIT HAS OWN LAUNDRY AND STORAGE SPACE! GREAT INCOME POTENTIAL!

$103,000

PONTOON BEACH

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EDWARDSVILLE

$174,900

$82,500 Text XP194314749 to 31279 For More Info

WONDERFUL REMODELED HOME! FEATURES 2BR, 10 FT CEILINGS & NEW DECK OFF KITCHEN OVERLOOKING WOODED LOT! MOVE-IN READY!

TheIntelligencer.com - December, 2014 - Madison County Homes - 17

www.wooffrealtors.com

FAIRVIEW HEIGHTS

$80,500

GODFREY

$79,900

BELLEVILLE

$79,900

Welcome Home Heroes Program safeguard our freedom. Open to all

Text XP194313719 to 31279 For More Info FULLY RENOVATED HOME IN NICE NEIGHBORHOOD! NEW ROOF, SIDING, UPDATED KITCHEN, BATH, REFINISHED HARDWOOD FLOORS & WOODED LOT!

ALTON

Text XP194310324 to 31279 For More Info ADORABLE STARTER HOME! NEW LANDSCAPE & NICE SIZE YARD, FRESH PAINT, MODERN UPDATES & SO MUCH MORE! CALL TODAY FOR YOUR TOUR!

$79,900

HARTFORD

Text XP194212321 to 31279 For More Info WELL MAINTAINED FULL BRICK HOME! 2BR W/FIREPLACE, OAK HARDWOOD FLOORS, FULL BASEMENT AND MUCH MORE! MOVE-IN READY!

BETHALTO

COZY FRESHLY DONE HOME! 2BR IN MOVE-IN CONDITION, LARGE YARD, HUGE SHED FOR PLENTLY OF STORAGE! GREAT LOCATION! MUST SEE!

ALTON

GRANITE CITY

GREAT VIEWS ON 2.5 ACRES! 3BR HOME W/WALKOUT BASEMENT, LARGE ROOMS, MAIN FLOOR LAUNDRY & SOME UPDATES! MUST SEE!

Text XP194313090 to 31279 For More Info NICELY UPDATED 3BR HOME! NEW ROOF & SIDING, HARDWOOD FLOORS, LARGE ROOMS, FENCED YARD & MORE! MOVE-IN READY!

HARTFORD

BELLEVILLE

HARTFORD

BELLEVILLE

ALTON

MULTI-FAMILY UNIT WITH BOTH UNITS CURRENTLY RENTED. NEWER ROOF & SIDING, PLENTY OF PARKING & CLOSE TO EVERYTHING!

$76,500

EAST ALTON

$74,900 Text XP194311366 to 31279 For More Info

NICE FULL BRICK HOME! 2BR W/FRESH PAINT, DOUBLE LOT, DETACHED 2 CAR GARAGE, LOTS OF STORAGE & SO MUCH MORE! MUST SEE INSIDE!!

$70,000

EAST ALTON

$69,900 Text XP194313463 to 31279 For More Info

GREAT CURB APPEAL ON THIS 2BR HOME W/NEW SIDING! HARDWOOD FLOORS, UPDATED WINDOWS, WALKOUT BASEMENT & LARGE YARD!

$64,900

ALTON

Text XP194304398 to 31279 For More Info CUTE HOME ON DEAD END STREET! UPDATES INCLUDE FURNACE, A/C, WINDOWS, VINYL SIDING, HARDWOOD FLOORS AND FENCED YARD!

$79,000 Text XP194313194 to 31279 For More Info

Text XP194307378 to 31279 For More Info

Text XP194314108 to 31279 For More Info CUTE AND WELL KEPT! FEATURES FULL BASEMENT, NEWER ROOF, EXTRA LARGE YARD, OVERSIZED UTILITY ROOM AND MORE!

$79,500

COUNTRY HOME ON HALF AN ACRE! LARGE 3BR FEATURING NEW ROOF & DECK, HARDWOOD FLOORS, BRICK FIRE PIT & MUCH MORE!

$69,900

Text XP194210823 to 31279 For More Info

Text XP194312057 to 31279 For More Info

FAIRVIEW HEIGHTS

$79,900

WONDERFUL RANCH HOME ON CORNER LOT! 2BR W/NICE UPDATES THROUGHOUT, PRIVATE BACKYARD PERFECT FOR ENTERTAINING!

CUTE HOME IN NICE NEIGHBORHOOD! FEATURES 2BR, HARDWOOD FLOORS, FENCED YARD, FIREPLACE, ALARM SYSTEM & MORE!!

$74,900

Alton

Text XP194306147 to 31279 For More Info

Text XP194307936 to 31279 For More Info

Text XP194308790 to 31279 For More Info WHY PAY RENT? 2BR HOME IN NICE CONDITION AND MOVE-IN READY! ALL APPLIANCES INCLUDED! MUST SEE INSIDE TO APPRECIATE!

$77,900

CUTE 2BR HOME W/FENCED YARD! LARGE UPDATED KITCHEN & BATH, APPLIANCES INCLUDED. FULL BASEMENT! MUST SEE!

$69,900

WOOD RIVER

Text XP194307386 to 31279 For More Info

WOOD RIVER

$79,900

NICE 3BR HOME IN GREAT LOCATION! HEATED & COOLED 2 CAR GARAGE, LARGE ROOMS, WRAP AROUND PORCH & MUCH MORE!

VERY CUTE BRICK 3BR HOME! LARGE ROOMS, FULL BASEMENT, LARGE LOT & MUCH MORE! MUST SEE INSIDE TO APPRECIATE!

$74,900

USDA

Text XP194308236 to 31279 For More Info

Text XP194315225 to 31279 For More Info

Text XP194309747 to 31279 For More Info

GRANITE CITY

$79,900

NO PMI 5% Down You can get up to $9,000 with an IHDA and Madison County Grant combo.

NICE BRICK 3BR RANCH! NEWER ROOF & FURNACE, HARDWOOD FLOORS, FIREPLACE, FENCED BACK YARD & ATTACHED GARAGE!

GREAT STARTER HOME! 3BR W/HARDWOOD FLOORS, FRESHLY PAINTED, WALKOUT LL, COVERED PORCH & MORE! MUST SEE!

$78,000

GODFREY

Text XP194314577 to 31279 For More Info

Text XP194313456 to 31279 For More Info

CASEYVILLE

$79,900

and reservists, $10,000 forgivable Grant!

IHDA Smart Move

QUIET WOODED CUL-DESAC LOCATION! LARGE 4BR HOME W/LARGE ROOMS, GORGEOUS ORIGINAL WOODWORK! AWESOME POTENTIAL!

NICE 3BR W/FULL BASEMENT, NEWER ROOF & FURNACE, OVERSIZED 2 CAR GARAGE, PLENTY OF STORAGE & MORE! CALL TODAY!!

$79,900

Text XP194303661 to 31279 For More Info

$57,000 Text XP194312186 to 31279 For More Info

REMODELED ALL BRICK RANCH! UPDATES INCLUDE NEW ROOF, KITCHEN, BATH, UPDATED ELECTRIC & PLUMBING, BEAUTIFUL HARDWOOD FLOORS!!

18 - Madison County Homes - December, 2014 - TheIntelligencer.com

Michelle Heinlein, Broker Fine Homes Specialist Cell: 618-781-2322

Helping buyers and sellers for almost 14 years!

EDWARDSVILLE

HIGHLAND

Alliance 120 S. Buchanan St. Edwardsville, IL 62025

EDWARDSVILLE

$995,000

$575,000

$550,000

MLS# 4307819

MLS# 4300922

MLS# 4313581

3023 SUNSET HILLS Boulevard

13234 TRESTLE ROAD

9 FAIRWAY Drive

Live in luxury in this spectacular estate overlooking the 13th Green on Sunset Hills Golf Course. This 6 bdrmhome has approx 8500sqft and features a raised formal dining rm w/ hrdw floors.

Breathtaking views and land with 10 or more acres overlooking a pond. This beautiful sprawling ranch features 5 bedrooms, 6 bath, a see through fireplace.

A seamless expression of comfortable sophistication in this beautiful 1.5 story home located on the 8th fairway of Sunset Hills Country Club. The details are astounding.

Text XP194307819 to 31279 For More Info

Text XP194300922 to 31279 For More Info

Text XP194313581 to 31279 For More Info

HIGHLAND

EDWARDSVILLE

GLEN CARBON

$394,900

$350,000

$329,900

MLS# 4305591

MLS# 4310787

MLS# 4313319

2758 WATER LILY Lane

7042 KOUFAX COURT

Looking for a tranquil location, then look no further! This lovely custom built home sits on 3 acres and has many upgraded features throughout. Hardwood floors on the entire main floor.

Spacious and comfortable 4 bdrm, 4 bth home in Ebbets Field features 9ft ceilings on the main level and basement, wired for surround sound and security.

Unique design and quality construction throughout this custom-built, open floor plan ranch w/ a finished wlkout LL is sure to please. Situated on a wooded lot.

127 FOREST GROVE Drive

Text XP194305591 to 31279 For More Info

Text XP194310787 to 31279 For More Info

Text XP194313319 to 31279 For More Info

EDWARDSVILLE

TROY

GRANITE CITY

$145,000

$129,900

$79,900

MLS# 4309142

MLS# 4312041

MLS# 4307381

171 EAST HIGH STREET

522 BUCKEYE Drive

2654 STATE Street

Charming bungalow w/ many updates and in move-in condition!New HVAC and new insulation in attic. Beautiful hrdwd flrs on main level and French doors to formal living room.

Just move right in! This charming 4 bedroom, 2 full bath home is ready for new owners and in fantastic condition. Open floor plan with family room and kitchen great for entertaining.

Located on a charming and quiet street close to Wilson Park. This all brick, 1.5 story features hardwood floors, roof and gutters new in 2012, HVAC new in 2010.

Text XP194309142 to 31279 For More Info

Text XP194312041 to 31279 For More Info

Text XP194307381 to 31279 For More Info

For all of your real estate needs call: 618-781-2322 or email me at: Michelle@MichelleHeinlein.com Visit my website at www.MichelleHeinlein.com

TheIntelligencer.com - December, 2014 - Madison County Homes - 19

Michelle Heinlein, Broker Fine Homes Specialist Cell: 618-781-2322

Helping buyers and sellers for almost 14 years!

EDWARDSVILLE

GLEN CARBON

Alliance 120 S. Buchanan St. Edwardsville, IL 62025

GREENVILLE

$522,500

$450,000

$399,000

MLS# 4312781

MLS# 4310950

MLS# 4306127

3824 BOULDER Drive

13 DUNBRIDGE Court

1212 LEWISVILLE Lane

Expect to be impressed w/ this 1.5 story home in Stone Cliff Manor. Featuring 4bdrms, 4bths, in-ground salt water pool, huge screened porch, and an overszd 3 car garage.

Stylish 4bdrm, 4bth atrium ranch with split floor plan, soaring ceilings, decorative interior pillars, built-in bookcases around the great room fireplace, arched doorways to kitchen.

Defined by captivating views as you approach this nearly 3900sq ft home situated on Governor Bond Lake it is obvious that the home is unique and affords an emotional experience.

Text XP194312781 to 31279 For More Info

Text XP194310950 to 31279 For More Info

Text XP194306127 to 31279 For More Info

GLEN CARBON

GLEN CARBON

WORDEN

$309,900

$274,900

$169,900

MLS# 4309543

MLS# 4310845

MLS# 4313202

145 MERIDIAN OAKS DRIVE

84 GINGER CREEK PARKWAY

323 East DONNEWALD

New construction in one of Glen Carbons newest developments, Meridian Oaks. This craftsman-style home features 4 bdrms, 3 full baths, a covered front porch and covered deck.

Easy living at its best with little maintenance and worry-free yard work.

This lovely Villa in Ginger Creek features 4bdrms, 3 full bths, and 2 gas fireplaces.

This lovely open floor plan Ranch w/ a finished basement features newer wood laminate flooring in the living room, kitchen, breakfast nook, hallway, and all bdrms.

Text XP194309543 to 31279 For More Info

Text XP194310845 to 31279 For More Info

Text XP194313202 to 31279 For More Info

COLLINSVILLE

WOOD RIVER

ST JACOB

$75,000

$75,000

$64,900

MLS# 4307927

MLS# 4310285

MLS# 4312207

1047 LAFAYETTE COURT

274 EDWARDS STREET

9832 BEACON STREET

Why pay rent when you can buy! This end unit condo features 3 bedrooms, 2 baths and is close to shopping, interstate access, and restaurants. Located only 20 minutes from St Louis.

Expect to be impressed the moment you step inside this ready to move into home located close to schools, parks, community pool, shopping, grocery stores, and interstate 255.

Build your custom home and bring your plane! This level 1 acre lot in Metro-East Air Park backs up to the taxi-way to the public airport with direct runway access.

Text XP194307927 to 31279 For More Info

Text XP194310285 to 31279 For More Info

Text XP194312207 to 31279 For More Info

For all of your real estate needs call: 618-781-2322 or email me at: Michelle@MichelleHeinlein.com Visit my website at www.MichelleHeinlein.com

20 - Madison County Homes - December, 2014 - TheIntelligencer.com

Welcome To

Eden Village

2 - Bedrooms, 2 Bathrooms, Attached Garage.

2250/month

$

www.edenvillage.org

Eden Gardens Glen Carbon, IL

To Schedule A Tour Call 618-205-4637

Beautiful Garden Homes EQUAL HOUSING OPPORTUNITY

“On the go?”

Read our E Edition and keep up with all the local news, events and school sports!

4

$

99

a month To Get Signed Up Call 618-656-4700 ext 20 theintelligencer.com

TheIntelligencer.com - December, 2014 - Madison County Homes - 21

103 103BBSouthpointe Southpointe Edwardsville, Edwardsville, IL IL 62025 62025

(618) (618) 667-1959 667-1959 I’m Local, I’m Global!

(618) 307-3484 (618) 307-3484 www.strano.com

EVERYTHING EVERYTHINGWE WETOUCH TOUCHTURNS TURNS TO TO UTILIZE ONE OFOF STRANO’S USER SITES: UTILIZE ONE STRANO’S USERFRIENDLY FRIENDLY SITES: MARYVILLE EDWARDSVILLE EDWARDSVILLE

D S LD OL SO

Strano.com Strano.com- -ScottAFB.com ScottAFB.com -- GoStrano.com GoStrano.com REAL ESTATE * MORTGAGE * TITLE * COMMERCIAL REAL ESTATE * MORTGAGE * TITLE * COMMERCIAL* *RENTAL RENTAL**RELOCATION RELOCATION

GLEN CARBON GLEN CARBON DeDe Strano Broker/Owner, GRI, CRB, ABR

Historic Beauty, extensive remodeling done. Beautiful kitchen, private backyard & patio.

TONI ZACH (618)670-5098

(618)588-9876

Text XP194309808 to 31279 For More Info

TROY

TROY TROY

MLS# 4312681

4926 SMITH Drive

With views of Stonebridge Golf Course, this home is Designed for entertaining and relaxing. Finished walkout basement.

ANGIE ZAHN

$239,900

MLS# 4309808

2831 WOODFIELD Drive

1307 ST. LOUIS STREET

G G NI N ID DN N E 10 Creek Wolfe Court Creek Court 10 E Wolfe PFantastic 4Bd/3Ba PFantastic 4Bd/3Ba

$294,500 ST. ST.JACOB JACOB

EDWARDSVILLE EDWARDSVILLE

4Bd/3BA 2-Story Home, Deck over looks park-like setting of 2 acre property. Walk-out basement.

CLAY PARKER

Debbie L. Davis Managing Broker, SRES

(618)407-9209

Text XP194312681 to 31279 For More Info

EDWARDSVILLE

EDWARDSVILLE

10678 Keck Road 111 Wagner ZenkRoad, Road,Troy Troy 10678 Keck Road 111 Wagner LaneLane Zenk ½ Story Home4Bd/2Ba 4Bd/2Ba SiteFor ForYour YourNew NewHome?

Home?

Lovely Home & Yard 1 ½1 Story Home Site Lovely Home & Yard Family Rm & Bonus Rm 5 Acres - Ideal For Horses 4Bd/3Ba - 2 Fireplaces Updateds in Kitchen Family Rm & Bonus Rm 5 Acres - Ideal For Horses 4Bd/3Ba - 2 Fireplaces Updateds in Kitchen Barn & Silo 24’ above ground Pool Fenced Yard Very Private - 3 Lots Barn & Silo 24’ above ground Pool Fenced Yard Very Private - 3 Lots $225,000 $219,500 Pond & Well On Cul-De-Sac Jim$220,900 Davidson (618) 363-3830 Lake Privileges Pond & Well On Cul-De-Sac MLS# 4311552 MLS# 4310823 MLS# 4216119 Jim Davidson (618) 363-3830 Lake Privileges Jim Davidson (618) 363-3830 Rachel Sipes (618) 973-2260 Jean Tiemann (618) 972-0538 Jim Davidson (618) 363-3830 Jim $155,000 Davidson MLS (618)4214776 363-3830 Rachel Sipes (618) MLS 973-2260 Jean Tiemann 954 WAGON TRAILJim CourtDavidson (618) 363-3830 2504 HUNTERS POINTE Boulevard $306,000 4304894 $167,500 (618) MLS 972-0538 4213913 111 WAGNER Lane$155,000 $219,500 MLS 4216119 MLS 4214776 $306,000 MLS Nice 4304894 $167,500 $219,500 home in Country Village. Spacious withMLS 4216119 Lovely 3Bd/3Ba Home, Gleaming Wood MLS 4213913 Lovely Home & Yard 4BR/3BA, 2 Fireplaces 3BR/4BA. Updated Bathrooms. Lots of space

Floors, Cathedral Ceilings, Sun Room

Very Private, 3 Lots with Lake Privileges.

BELLEVILLE ALTON COLLINSVILLE and storage. Private, Wooded Yard.

Addition and Heated & Finished Garage.

BELLEVILLE ALTON COLLINSVILLE JIM DAVIDSON (618)363-3830 ANGIE ZAHN (618)588-9876 JIM DAVIDSON

Jim Davidson Broker, SFR

Text XP194311552 to 31279 For More Info

Text XP194310823 to 31279 For More Info

TROY

Jean Tiemann ST. JACOB Broker, ST. JACOB (618)363-3830

Text XP194216119 to 31279 For More Info

HIGHLAND

SRES

EDWARDSVILLE

G IGN N D $185,000 $159,900 $114,900 NI 531 State Rt. 4 1918 Washington Avenue 4101 East Highway 161 506 Reese D E Gently Rolling 3Bd/1Ba Home Currently Active Church N 531 State Rt. 4Site 1918 Washington Avenue 4101 East Highway 161 Very Nice 506 Reese P 720 SUNDANCE Trail 26 LEXINGTON Lane 1005 TROY Road E MainHome 3.68 Acres Site Floor Master Approx.

3150Church Sq. Ft. Gently Rolling 3Bd/1Ba Active Very 2Bd/1Ba NiceLooking for a Nice House on a Currently PMain A Great Find!

2 Story 3BR/3BA Home, Large Large Lot? Investment Opportunity, Currently leased for Traid Schools Wood Floors Throughout Pews, Organ Pulpit 3.68 Acres Floor Master Walk-out Basement Approx.

3150&Sq. Ft. Stay MLS# 4314582

MLS# 4315049

2Bd/1BaHere it is with many updates! Huge Eat-in Living Room w/Gas Fireplace. Private Back

MLS# 4315312

$1200/mo, 4 Bedrooms - Main floor master,

Traid Schools Rachel Sipes Floors Throughout Lori Wood Johannessen Pews, Organ & Pulpit Stay Yard – Hot Tub Stays!

Kitchen. Fireplace in LL Family Room.

Orginal hardwood floors.

Walk-out Basement Rachel Sipes (618) 973-2260 977-8296 Jim Davidson (618) 363-3830 Jim Davidson (618) 363-3830 Broker, Debbie Davis (618) Broker RACHEL SIPES (618)307-3484 DEBORAH DAVIS (618)307-3484 DEBORAH DAVIS (618)307-3484 $69,900 MLS 4217124 $69,000 MLS 4216329 $140,000 MLS363-3830 4200874 $67,000 MLS 4215545 e-Pro Rachel Sipes Debbie Davis (618) 977-8296 Davidson (618) Text XP194314582 to 31279Jim For More Info Text XP194315049 to 31279Jim For More Info Text XP194315312 to 31279 For More Info (618) 973-2260 Davidson (618) 363-3830 $69,000 MLS 4216329

MARYVILLECOLLINSVILLE MARYVILLE

$67,000 MLS 4215545

$147,000 MLS# 4311364

118 LOU ROSA Drive

Freshly Remodeled 3/BR ranch. Large 18x13 deck. Finished Family Room in Walkout

115 Maryknoll Basement. Large back yard.

Genin Strader ApartmentsJIM forDAVIDSON Lease (618)363-3830 115 Maryknoll Broker Excellent Condition 2Bd/1Ba to 31279 For More Info Text- XP194311364 Apartments for Lease Included Water/Sewer/Trash Lawn Care Included Excellent Condition - 2Bd/1Ba TROY $750 per MonthIncluded - Strano Property Water/Sewer/Trash Management (618) 257-7675 Lawn Care Included $750 per Month - Strano Property Management (618) 257-7675

$140,000 MLS 4200874

$69,900 MLS 4217124

EDWARDSVILLE

COLLINSVILLE LOTS AND ACREAGE LOTS AND View ACREAGE 200 Grand Hills - NEW PRICE! $359,000 200 Grand View Hills - NEW Convenient To St. Louis PRICE! Via Hwy$359,000 255. $135,000 $57,000 82 LOTS ON 45To ACRES, Convenient St. LouisSUB-DIVIDED, Via Hwy 255. SITE 52882 HILLSBORO Avenue ON 506 REESE WORK TO 45 BEACRES, COMPLETED

BY BUYER. LOTS SUB-DIVIDED, SITE Spacious turn of the century home features Very nice home, 2 bedroom and full bathroom Subdivision can be vacated.

Use as you wish with city WORK TOwithBE onCOMPLETED

BY BUYER. Original Woodwork, Character & Charm main floor, walk-out basement w/shower, 10’ Ceilings. Freshly painted interior.

1-car attached garage, shed, deck. approval. Could farm land no TIF Subdivision can bebevacated.

Usewith as(618)363-3830 you wishagreement with city Clay Parker CLAY PARKER (618)407-9209 JIM DAVIDSON Broker renewal.

City is open to some multi-family villas on the Text XP194312104 to 31279 For More Info Text XP194215545 to 31279 For More Info approval. Could be farm land with no TIF agreement property. renewal. multi-family villas on the ST JACOB City is open to some CASEYVILLE Call Debbie Davis (618) 977-8296 property.

Call for your pre-approval or freeDavis mortgage review today!

Call Debbie (618) 977-8296 MLS# 4312104

MLS# 4215545

DeDe Pulaski Bank Home Lending specializes in USDA,VA, FHA, ConventionRachel Jean Genin $155,000 $59,900 and Construction loans. $19,000 al, ARM, Jumbo, Strano Sipes Strader Tiemann DeDe Rachel Jean Genin Owner/Broker Looking for a place to build your home? Look Gently rolling site located on 3.68 acres in Strano Beautiful level lot, across from park. Utilities (618) (618) (618) Sipes Strader Tiemann (618) no further. Five acres, has barn with silo, pond Triad school district. Conveinent location and available, sewer and water connections are Owner/Broker and well.

Ideal for horses. suitable for a walk-out. paid if existing connections are used.

973-2260 530-4302 972-0538 277-7653 (618) (618) (618) (618) JIM DAVIDSON (618)363-3830 RACHEL SIPES (618)973-2260 JIM DAVIDSON (618)363-3830 973-2260 530-4302 972-0538 277-7653 MLS# 4214776

xxx ZENK

Text XP194214776 to 31279 For More Info

MLS# 2902010

531 STATE ROUTE 4

Text XP192902010 to 31279 For More Info

MLS# 2914313

28 West REYNOLDS Street

Text XP192914313 to 31279 For More Info

22 - Madison County Homes - December, 2014 - TheIntelligencer.com

BPT photo

Managing money wisely can turn a dream into a reality.

Home buying tips for millennials (BPT) - Owning a home is part of the American Dream, yet standards on income, credit and debt are making it tougher to buy a home than it was 10 years ago. Even though requirements are relaxing, only three out of five borrowers get approved.

While stricter standards make it tougher for young families to qualify for a mortgage, millennials said they understand why these standards exist and think the tougher requirements won’t stand in their way of buying a home, according to a new survey commissioned by loanDepot.

In fact, millennials today are serious about doing what’s required to get a mortgage. The research surveyed 1,000 millennials who don’t own a home and found 35 percent plan to buy within five years. What’s more, millenials are taking steps now to turn their dreams into a reality by getting their credit in order, paying down debt and saving for a down payment.

“Income is a key to opening the doors of homeownership for millennials, and they’re more than committed to it; they’re actively planning for it,” says Anthony Hsieh, chairman and chief executive officer, loanDepot LLC. “Our improving economy is making it practical for millennials who want to own their own homes in a few short years to get ready now. Their strong desire to become homeowners, coupled with the commitment of getting their finances in order, suggests a renewal in first-time buyer demand may be possible if we sustain necessary economic and market conditions.”

With their prospects improving as the economy picks up, millennials are forming households faster and making more money compared to a few years ago. One in three millennials said an increase of 15 percent or less in income will be enough to turn them into homebuyers, a significant proposition for the economy.

Because mortgage lenders use debt-to-income to evaluate a borrow-

ers’ ability to repay a loan, student debt is a growing burden on millennials interested in financing a home. Unlike medical debt, student debt carries an equal weight to credit card debt. Nearly half of those surveyed said it’s unfair to weigh both types of debt equally.

As for the tougher requirements to getting a mortgage, millennials do think the tougher standards guard against risky loans and will help prevent another mortgage crisis. More than half say making it easier to get a mortgage will result in more foreclosures.

If you have student debt and want to buy your first home, here are a few ideas and tips to help you prepare: * Lower your debt-to-income ratio (DTI). DTI is your total monthly income as compared to your total monthly debt payments. Most lenders will only lend to you if your DTI is at or below 43 percent.

So to lower it, try to increase your income by pursuing a promotion or raise, finding a higher-paying job or taking on part-time work.

Decrease your required monthly debt payments by refinancing or consolidating student loans and paying down any credit card balances. * Get your credit score in order. Analyze your credit report before you start the home buying process. Dispute incorrect derogatory information and ensure all three credit-reporting bureaus list all of your positive information. Pay all your bills on time, reduce credit card balances to 30 percent of the credit limit or lower, and don’t open new credit cards if you already have a few. * Save for a down payment. Make a budget for each month before it starts, with a plan for spending and saving, and stick to it. Stash away extra money from bonuses, overtime or financial gifts on your birthday or holidays. Find a roommate to help pay your rent or move into a less-expensive rental. Do freelance or contract work on the side. Sell unneeded stuff on Craigslist.

TheIntelligencer.com - December, 2014 - Madison County Homes - 23

Professional service all the time...every time!

don’t be caught in the cold this winter!

• Air Conditioners/Furnaces schedule Your Furnance • Whole House Generators • Geothermal • Clean & Checks • Maintenance Agreements

clean & check

Feel saFe this winter! *Ask about our maintenance Agreements*

CALL US TODAY! 466-7574 www.kingaircondheating.com

MORTGAGE HOME BUYING UPDATE Need $$$ to buy a Home?

Madison County Community Development can help with funds for down payment and closing costs.

Buyers Need to Have: Two years' steady income and one year's clean credit.

Income Guidelines may apply.

For more information call 618-692-8940

EQUAL HOUSING OPPORTUNITY

24 - Madison County Homes - December, 2014 - TheIntelligencer.com

TheIntelligencer.com - December, 2014 - Madison County Homes - 25

BPT photo

The Internet offers many ideas on how to spruce up your home.

Design inspiration available online (BPT) - More than 40 percent of homeowners plan to update their homes in the next two years, according to the latest Houzz & Home Study. Of those who plan to remodel, 78 percent cite their motivation as improving the look and feel of the space.

“With an increasing amount of home remodeling projects in the works, we’ve also seen more homeowners turning to online resources for design guidance,” says Vicki Frye, marketing communications manager of leading exterior home product manufacturer, Ply Gem. “Social media and digital design tools are changing the way homeowners approach home improvement projects. People are looking to personalize their homes, but are not always sure what they want until they can visualize it. Online resources give them the information they need to turn inspiration into reality.”

From quick fixes to complete remodels, the Internet makes it easier than ever to share design ideas, find home improvement inspiration and access customer reviews about local contractors.

Ply Gem recommends several digital design resources to help get your home improvement project started: Get inspired - Uncover your home improvement must-haves by searching Pinterest. Websites like Pinterest are a great resource to help you explore and compile current design trends and tips, and organize details for home improvement projects.

Connect with others - Use home remodeling and design website, Houzz, to connect with other homeowners, interior designers, contractors and architects. Like Pinterest, Houzz allows you to browse and save photos of home improvement projects, but you can also see the companies and people who worked on the project and ask questions about the products and techniques used.

Stay within budget - Once you have determined a direction for your project, your next step is finding out how much it’s going to cost you. Zillow Digs works with a team of contractors to price what it would cost to replicate each picture. Based on your location, project scale, materials and labor, the estimates give you a starting point for discussions with your contractor.

See what’s possible - When you are planning an exterior remodel, it’s great to see what others have done, but it’s even better to know what’s possible for your own home. For instance, you can take a hands-on approach in the planning of your home’s exterior using Ply Gem’s Designed Exterior Studio visualizer tool, available at www.plygem.com. You can upload an image of your home and experiment with new colors and products including windows, siding, stone veneer, shutters, trim, roofing, entry doors and more. The completed design can be emailed to your contractor with a full list of selected products.

Make it happen - Now that you have a plan for your dream home, you need to find a reliable contractor. Anyone can say that they can do the job; however this doesn’t mean they have the right qualifications to get it done right. Use sites like Angie’s List for reviews from other homeowners. With the help of Angie’s List, you can quickly find the contractor you need to complete your home improvement project and make your dream home a reality.

While the Internet has a lot of good information, it can also have just as much bad information. Seek expert advice from trusted sources like www.plygem.com and be sure to do your research. Before you take a hammer to your home, consider all the resources available to you and get the most of your next home improvement project.

26 - Madison County Homes - December, 2014 - TheIntelligencer.com

The Perfect Fix for a Home Loan! fcbbanks.com

GREAT RATES & LOW CLOSING COSTS!

• LOW RATE CONSTRUCTION LOANS • FIXED RATE LOANS; FHA, VA, IHDA, CONVENTIONAL • NO PMI LOANS • RURAL HOUSING • DOWN PAYMENT ASSIST LOANS FCB Collinsville Bank 618-346-9000 FCB Troy Bank 618-667-9090

FCB Collinsville Bank 618-343-9096

FCB Highland Bank 618-651-9090

FCB Caseyville Bank 618-345-9096

FCB Maryville Bank 618-346-9090

FCB Edwardsville Bank 618-656-9090

FCB South County Bank 314-842-9091

Divisions of First Collinsville Bank - NMLS #418466

FCB Belleville Bank 618-235-9090 FCB O'Fallon Bank 618-622-9090

FCB Swansea Bank 618-239-9000 FCB Albers Bank 618-248-5176

FCB New Baden Bank 618-588-3511 FCB Trenton Bank 618-224-9090

Divisions of First County Bank - NMLS #420258

firstcomortgage.com

NMLS ID #276876

TheIntelligencer.com - December, 2014 - Madison County Homes - 27

BPT photo

Find out what’s behind the wallpaper and paint before beginning a remodeling project.

Tips for bathroom remodeling (BPT) - Remodeling a bathroom can increase the value of your home but short-sighted planning can wash projects down the drain.

Some do-it-yourself experts recommend a fresh coat of paint, new tile, a shiny new sink and great cabinets to transform an ordinary bathroom into an extraordinary spa - but that’s just what the eye can see.

Yes, your refinished bathroom will look different but will it hold its value? Not unless you think first of what’s behind the paint and tile and consider how to protect it from the greatest threat in a bathroom: moisture, mold and mildew.

Upgrading your walls, ceilings and subfloors before you paint, install tile or hang a fancy new mirror can ensure your new bathroom will stand up to everyday splashes, showers and relaxing tub soaks, as well as dreaded mold and mildew that can come from these steamy, wet environments.

Anitra Mecadon, host of DIY Network’s “Mega Dens” and spokesperson for National Gypsum, is on a mission to prevent major mold and mildew problems by recommending homeowners start at the studs. Here’s her advice when it comes to the No. 1 room people remodel in their homes - bathrooms: Look for ideas Popular upgrades include decorative tile or stone in the tub and shower areas. You can also consider multiple showerheads or steam enclosures to give your bathroom “spa appeal” without the worry.

Budget and plan * The average cost of a bathroom remodel is around $16,000, so create a budget so you know how much you can comfortably spend. * If you plan to have someone do it for you, get an estimate from a contractor before you start. * Shop on your own, with a contractor or interior designer to select

building materials, fixtures and appliances. * Remember that bathrooms require two kinds of materials to help protect walls and floors: mold- and moisture-resistant drywall for areas behind mirrors, sinks or vanities, and cement board for the critically wet areas, such as tubs and showers.

Be careful * Prepare for a demolition phase to tear out the tub, sink, tile, walls and flooring. * Be careful of pipes, air ducts and electrical wires behind the walls, ceilings and under the floors. * Measure twice, cut once. * You can never be too safe - use appropriate safety gear.

Add value with walls and floors * After adding insulation, install mold- and moisture-resistant PURPLE XP drywall in your bathroom. * The PURPLE color is easy to spot in the drywall aisle of your local home improvement stores, and provides value and peace of mind that lasts. * For a strong base that stands behind every great finish - like tile, slate or marble - use one of National Gypsum’s PermaBase Cement Board options in critically wet areas around tubs and showers.

Other notes to consider * Ask a friend to help for easier installation. * Forget traditional green board because it’s no longer approved by most building codes. * Instead, ask for PURPLE XP drywall to ensure yours is moisture-, mold- and mildew-resistant. * Remember that PermaBase Cement Board provides a hard, durable surface underneath ceramic tile or decorative stone and can withstand prolonged exposure to moisture.

28 - Madison County Homes - December, 2014 - TheIntelligencer.com

Bev George & Associates

656-7911 • 288-0000

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www.bevgeorge.com

403 COUNTRY CLUB VIEW EDWARDSVILLE BEAUTIFULLY APPOINTED luxury in 3-level condo, marble counters, must see.

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8646 WIESEMAN ROAD WORDEN BRICK RANCH WALK-OU T, 5 acres, hardwood, small pond, barn.

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6218 MILLER DRIVE EDWARDSVILLE 2 PRE-ENGINEERED metal bldgs., almost 11,000 sf under 1 roof, 3.4 acres

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643 TAMARACH WORDEN ADORABL E, many updates, laminate & tile, 2 lots, lake access.

BEVERLY GEORGE

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445 TAMARACH EDWARDSVILLE BRICK 3 BEDROOM on 2 lots, fireplace, fenced yard & pool, 3rd lot available.

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$330,000

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989 VERMONT COLLINSVILLE VILLAGE GARDENS , laminate, oak front cabinets, appliances stay, cul-desac.

MARINE ROAD EDWARDSVILLE 4 ACRES ON HWY 143 , East side of Edwadsville, sewer easement, drive access.

$110,000

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$380,000

7251 ST. JAMES DRIVE EDWARDSVILLE PROFESSIONAL OFFICE BUILDING adjacent to Holiday Shores, 3,000 sf.

BEVERLY GEORGE

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$235,000

TheIntelligencer.com - December, 2014 - Madison County Homes - 29

BPT photo

Money-saving green enhancements can help you move your home more quickly.

Home buyers like green options (BPT) - Going green is good for the environment, but it can also be good for a homeowner’s wallet - and that’s the aspect of eco-friendly improvements that seems most appealing to homebuyers. More than 80 percent of buyers said they would pay more for home features that saved energy and trimmed utility bills, according to a recent survey by the National Association of Home Builders.

That piece of information can be valuable to home sellers looking to get the best price for their homes this summer. Home improvements that also reduce utility bills - such as skylights and energy-efficient heating, ventilation and cooling systems - may be the investments that ensure a seller’s home will get top dollar and multiple offers.

If you’re interested in making energy-efficient, cost-cutting improvements a selling point for your home this summer, you can achieve the benefit with basic, moderate or impressive improvements. What you choose to do will depend on your budget, time-frame and perceived benefit in terms of a speedy sale. Here are a handful of improvements, from basic to beautiful: Seal and insulate - Ideally, you’ve kept up on your home’s insulation and sealing all the time you’ve lived there. If not, potential buyers may be attracted by recent refurbishments to the caulking and sealing around windows, entry doors, garage doors and ductwork. In most instances, homeowners can easily improve sealing and insulation on their own, without hiring a professional. While the improvement may seem minor, its impact can be significant; EnergyStar.gov says sealing and insulating ducts can boost an HVAC’s efficiency as much as 20 percent, and sealing air leaks and adding insulation can trim annual energy bills as much as 10 percent.

Replace old incandescent bulbs - When it comes to cost savings, replacing traditional incandescent bulbs with energy-sipping CFLs or LEDs is a cost-effective way to trim electricity bills. Both types of

bulbs use at least 75 percent less energy than traditional incandescents, and last 10 to 25 times longer, according to Energy.gov. While these bulbs cost more than regular bulbs, potential home buyers are likely to embrace the cost savings they’ll reap over the lengthy life of the bulbs.

In terms of energy upgrades, it’s a relatively low-cost, high-impact improvement for a seller to make.

Install a wireless, programmable thermostat - Connectivity is all the rage. When it comes to reducing heating and cooling costs by smarter thermostat use, wireless thermostats are the next big thing.

Programmable thermostats have been available for years, and help reduce heating and cooling costs by automating settings to use energy wisely. Wireless thermostats enhance that functionality by allowing users to access their home’s temperature controls remotely from any Internet-enabled device.

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30 - Madison County Homes - December, 2014 - TheIntelligencer.com

Make sure to improve the right door (BPT) - How often do you use the front door? Not often, right?

When Americans come home from work or school, the front door now takes a back seat to the garage door.

“The garage door is used more often, it commands more curb appeal, and price-wise, it’s a great bargain,” says Jim Lett of ABE Doors & Windows in Allentown, Pennsylvania. A past president of the International Door Association, Lett sells both garage doors and entry doors.

Lett says this major paradigm shift means more homeowners are investing in impressive garage doors with substantial curb appeal instead of front entry doors, which are used less and often shrouded in shadows.

The primary entrance A national survey by Harris Interactive reveals that the garage door is indeed the door used most often to enter U.S. homes.

Forty-five percent of homeowners with garages say the garage door is the primary point of entry into their home. The front door came in a distant second at 35 percent.

The front entry door is used so little, many homeowners no longer even carry a key to that door. The new house key to today’s home is the remote control to the garage door.

The battle for the front “For decades, garage door guys were jealous of the attention given to the front entry door,” says Gordon McGraw, owner of Overhead Door of Eugene-Springfield, Oregon. “But that’s changed.”

Real estate agents used to tell people that the front door is the most important element to spruce up, because it’s the first thing visitors see, he says. “But that’s not true. A front-facing garage door is clearly much more dominant.”

Best door bargain in the house While the garage door is significantly larger, research shows it’s also more affordable. The average installed garage door sale is only about $1,500, while a much-smaller fiberglass entry door runs about $2,800, according to the Remodeling 2014 Cost vs.

Value Report (www.costvsvalue.com). In that same report, the cost of an upscale garage door was only $2,800 compared to $7,300 for an upscale front entrance.

“It’s crazy, but the garage door delivers five times the curb appeal, yet it costs less than a comparable front door,” says Lett.

“I always encourage garage door customers to go for the upscale models. It’s well worth every dollar. You shouldn’t settle for a plain-Jane garage door.”

Unprecedented choices The last 10 years have seen manufacturers introduce an unprecedented variety of dynamic new garage door styles. It’s now common for garage door dealers to offer dozens, if not hundreds of carriage house designs, the hottest new look. Visit www. garagewownow.com to see a wide variety of new designs from many manufacturers.

Today’s garage doors are widely available in durable low-maintenance steel, and some new steel doors have a paint finish that looks exactly like real wood. Besides steel, the industry also offers innovative designs in aluminum and fiberglass. Gorgeous custom wood garage doors are also available as a premium choice.

Welcome home Today, when America comes home, it’s not through the front door. In terms of use, convenience, and visual appeal, the garage door is the Heating new front door of the American home.

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TheIntelligencer.com - December, 2014 - Madison County Homes - 31

BOND COUNTY Drive a Little, REALTORS 308A S. Third • Greenville, IL 62246

OFFICE # 1-618-664-4232 FAX # 1-618-664-4310 www.bondcountyrealtors.com

#4309438 - OWN A LITLE BIT OF PARADISE. Ranch style Home, 2 sheds, 2 lakes surrounded by large trees, on 20 acres. This is a must see property! $299,900

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#4302215 - LOVELY HOMESITE WITH MATURE TREES. Approx. 21 acres of tillable land with 9 acres of timber. Nice and secluded at the end of a dead end road North of New Douglas. $169,900.

#4308169 - SMALL TOWN LIVING just minutes from I-70 in this 4 bedroom, 2 bath home with 2 car garage on large lot in East Pierron. Reduced to $95,000.

#4216488 - THIS 4 BR, 3 BATH HISTORIC HOME, built in 1910 has been extensively remodeled to give you modern convenience without losing the original charm. Gorgeous woodwork, fireplace, in law suite and more make this home a must see! $199,700

#4312796 - CARLYLE LAKE GETAWAY on double lot, super weekend hideout or retirement home. 2 BR, 2 bath home with 2 large patios to enjoy mother nature. $36,500.

#4312403 - ENJOY SMALL TOWN LIVING from your covered front porch with this 2 BR, 1 bath bungalow with attached 2 car garge and full basement in Sorento. Lots of updates. $69,500.

#4314055 - NEW LISTING - MOVE TO THE COUNTRY! 3 bedroom home, that needs some TLC. Large 2 car detached garage, on 5 acres near Governor Bond Lake. Priced to Sell at $60,000.

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32 - Madison County Homes - December, 2014 - TheIntelligencer.com

EDWARDSVILLE

$839,999

FIELDON

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CUSTOM BUILT HOME IN PRISTINE CONDITION! 6BR W/CHEF'S KITCHEN, BEAUTIFUL FLOORING, HUGE MASTER SUITE, 3 CAR GARAGE AND LARGE LOT!

EDWARDSVILLE

$239,900

HIGHLAND

$209,500

BEAUTIFUL SETTING ON OVER 100 ACRES! HOME FEATURES LARGE ROOMS, LOTS OF UPGRADES, INGROUND SALT WATER POOL & SO MUCH MORE!

BUNKER HILL

$219,900

WONDERFUL WOODED SETTING ON 4.49 ACRES! 3BR HOME W/NICE UPDATES THROUGHOUT! NEW DECK PERFECT FOR ENTERTAINING!

EDWARDSVILLE

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CUSTOM BUILT HOME ON 2 ACRES! 3BR W/SPACIOUS KITCHEN, WOOD BURNING FIREPLACE, 3 COVERED PORCHES AND MORE!!

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$187,500

GLEN CARBON

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TOP NOTCH FROM TOP TO BOTTOM! MODERN OPEN FLOOR PLAN, LARGE BEDROOMS, LARGE YARD & MUCH MORE! MUST SEE INSIDE!!

GODFREY

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FRESHLY PAINTED & SUPERBLY MAINTAINED HOME! HUGE EAT-IN KITCHEN, NEWER FURNACE, A/C, WINDOWS, LARGE FENCED YARD & MORE!

$177,500

REMARKABLE CUSTOM BUILT RANCH! 4BR W/HARDWOOD FLOORS, FIREPLACE, SPACIOUS ROOMS AND LARGE LOT! LAKE PRIVILEGES!!

ALTON

GODFREY

$144,900 Text XP194314726 to 31279 For More Info

WONDERFUL FAMILY HOME! LOTS OF ROOM W/4BR, NEW FURNACE & AC, ABOVE GROUND POOL & DECK, LARGE BACK YARD & MUCH MORE!

$210,000 Text XP194309725 to 31279 For More Info

BEAUTIFUL CONDO W/MAGNIFICENT VIEWS! FEATURES HICKORY HARDWOOD FLOORS, MARBLE COUNTER TOPS, 12 FT CEILINGS & MUCH MORE!

GODFREY

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SPACIOUS 4BR HOME W/SO MUCH TO OFFER! TONS OF SPACE, WALKOUT BASEMENT, SUNROOM OVERLOOKING POOL! A TRUE MUST SEE!

JERSEYVILLE

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GORGEOUS LOW MAINTENANCE HOME! 3BR VILLA W/OVER 2000 SQ FT, FINISHED LL, LOTS OF STORAGE AND UPDATES GALORE!! MUST SEE!

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MORO

WORDEN

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BEAUTIFUL SETTING ON 8.66 ACRES! COMPLETELY REMODELED HOME W/HEATED CERAMIC FLOORING, CUSTOM KITCHEN, SHED W/STEEL FLOORS & MORE!

$825,000

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A STUNNING MUST SEE! BEAUTIFUL WELL MAINTAINED 3BR W/OPEN FLOOR PLAN! FULL BASEMENT, 2 FIREPLACES & APPLIANCES STAY!

GLEN CARBON

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UPDATES GALORE! 3BR W/OVER 1500 SQ FT, NEW ROOF, SIDING, GUTTERS, WINDOWS & GARAGE! CLOSE TO PARKS & BIKE TRAILS!