Money Matters Made Simple | The Path to Success

PUBLIC SPEAKING & DEBATE

MONEY MATTERS MADE SIMPLE THE PATH TO SUCCESS JUNIOR LEVEL 01

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IF YOU ARE NEW HERE

Welcoming Remarks Welcome back to class, everyone! If this is your first class, we’re very excited to meet you! Before moving on to our lesson, let’s all introduce ourselves.

Tell us your:

Name

Age

Favourite subject in school

Fantastic! Now that we all know each other, we are ready to embark on an exciting journey of learning.

Along the way, you will discover new ideas, practice thinking on your feet, build your confidence when speaking in front of an audience, and develop your critical thinking skills.

Expectations

1 2 3 MODULE BY

Thrilling activities awaits The activities will keep you on the edge of your seat!

Give awesome speeches!

We'll have a chance to speak up and get helpful feedback!

Active participation I'll call on your wacky ideas to make this class extra special.

HOUSE RULES FOR EVERYONE

Reminder: Class Rules Now that we all know each other, let’s make this class into a proper classroom!

Here are some rules that we will all follow together:

Before Class 1. Make sure that you’ve eaten breakfast/lunch and have gone to the bathroom 2. Join the Zoom call a few minutes before class starts so we can get started right away!

At the Start of Class 1. Turn your camera on so we can see your lovely smile!

2. Let your coach know if you need to leave class early

During Class 1. Keep your camera on unless you are preparing during an activity 2. Put your hand up if you want to say something 3. Do not leave your computer during class - if you need to go to the bathroom, put your hand up and ask your coach before you go 4. Immediately unmute yourself and reply when you are called on

DEBATE & PUBLIC SPEAKING

CLASS INTRODUCTION

INTRODUCTION In today's lesson, we will get a peek into the adult world. We will see what it takes to be hired for a job and keep that position. We will discover the magic of earning your own money and formal debating

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DEBATE & PUBLIC SPEAKING

CLASS ROADMAP

POS DIS

Extra fo

MASTER OF MILLIONS Warm up Activity

PART ONE UNDERSTANDING ECONOMICS What is an income, and what is an expense?

Types of income: salaries, wages, and investments

PART

UNDERS ECON

How do you get a jo Different career pat

THE NEEDS AND WANTS Activity

ST-DEBATE SCUSSION

PART THREE

or experts | Activity

GROUP DEBATE The format of a debate Recap: speech building blocks Group prep time Team prep time

T TWO

GROUP PREP TIME Activity

STANDING NOMICS

ob? thways

E RAT RACE Activity

TEAM PREP TIME Activity

GROUP DEBATE Activity

CLASS OVERVIEW

Overview By the end of today’s class, you’ll learn:

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Understanding economics: income, expenses and the working world Debating prep: preparing a case as a group

DEBATE & PUBLIC SPEAKING

PART 0: INTRODUCTION

Master of Millions Warm-up Activity Time

5 mins.

Rules Congratulations - you just won the lottery! Tell the class what you would do if you won a million dollars.

Guidelines You have three minutes to think about what you would do with the cash, and then you will share with the class. You may want to think about: Whether you would keep all of the money for yourself, or give some away; Whether you would spend it all, or save some; What you would spend your winnings on?

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DEBATE & PUBLIC SPEAKING

PART 1

WHAT’S AN INCOME?

POS DIS

Extra fo

MASTER OF MILLIONS Warm up Activity

PART ONE UNDERSTANDING ECONOMICS What is an income, and what is an expense?

Types of income: salaries, wages, and investments

PART

UNDERS ECON

How do you get a jo Different career pat

THE NEEDS AND WANTS Activity

ST-DEBATE SCUSSION

PART THREE

or experts | Activity

GROUP DEBATE The format of a debate Recap: speech building blocks Group prep time Team prep time

T TWO

GROUP PREP TIME Activity

STANDING NOMICS

ob? thways

E RAT RACE Activity

TEAM PREP TIME Activity

GROUP DEBATE Activity

PART 1: WHAT’S AN INCOME?

WHAT’S AN INCOME? Skill: Understanding economics Money is very important to how we live our lives. We use money to buy all of our necessities, like food and shelter. We also use money to pay for things we want, like games, pets, and special treats.

When you’re an adult, you’ll be responsible for making and spending all of your money. The money you make is called an income. The money you spend is called an expense.

DICTIONARY Income: The money you receive or earn Expense: The money you spend on things you need and want

Let’s take a closer look at income.

SALARY a fixed amount of money that you get paid regularly, like once a fortnight. Your salary is how much money you earn per year, regardless of how many hours you work

WAGES the amount of money you get paid per hour you work.

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Some income, you can get without having to work a normal job.

ALLOWANCE when you’re a child, your parents might give you an allowance. This might be for free, or it might be in exchange for doing chores around the house.

GIFTS money that people give to you for a treat or special occasion

RENTAL INCOME if you own property, like a house or an office building, other people might live or work in it. That has to pay you to do so, and this payment is called rent.

BUSINESS INCOME if you own a business, any money that the business makes is called a profit. You can keep this money for yourself!

INTEREST when you lend money to someone else, or you put it in the bank, you make extra money as a reward.

This money is called interest.

There are lots of other ways to make money, but those are some of the basics.

DEBATE & PUBLIC SPEAKING

PART 1: WHAT’S AN INCOME?

Now, let's have a look at expenses!

Adults have a lot of different things they need to spend their money on.

Here are some common expenses for adults

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Housing - you don’t get to just live anywhere you want for free! If someone else owns your house, you have to pay rent so that you can stay there. If you own your own house, you need to pay rates, which is a bill to the council for things like the city’s water pipes and roads.

Utilities - bills for water, power, electricity and internet

Groceries - food for yourself and anyone else you are responsible for, like children

Taxes - when you earn money, some of it goes to the government to help them pay for things like healthcare or schooling. This is called an income tax. When you buy anything from a store, you may also have to pay a small amount extra that goes to the government called a goods and services tax. The government can create lots of different kinds of taxes.

Loans - when you borrow money, you have to pay it back!

DEBATE & PUBLIC SPEAKING

PART 1: WHAT’S AN INCOME?

Education - in some countries, education is free.

Sometimes, you can pay to go to a private school that is not run by the government, or you might pay to go to college/university.

Savings - it’s important to have some extra money stored away in case you have an emergency. You can save money in a piggy bank, or you can put your saved money in an account at the bank to keep it safe.

Transport - if you want to drive around, you need to pay for a car and pay for the fuel. Otherwise, you have to pay for public transport.

Donations and charity - if you give money to others or towards an important cause, this is called charity.

These are only a few of the expenses that adults have to pay for. It’s not so easy being in charge!

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Questions Which of these do you think is an expense, and which of these do you think is income?

Shelley wants to go to university, so she buys textbooks for all of her classes Lee takes his dog and his neighbour’s dogs for a walk. His neighbours give him $10 each to say thank you.

Amma goes on holiday, so she lets someone else live in her house when she is gone. They pay her $500 a week.

When we live our lives, we make money and spend it. The money we make is called an income, which sometimes requires working and sometimes doesn’t.

We also have to pay for things like food, housing, and special treats; money going out is called an expense.

DEBATE & PUBLIC SPEAKING

PART 1: WHAT’S AN INCOME?

Needs and wants Activity

Time

8 mins: Class Discussion 8 mins: Individual Practice

Rules We’re going to pretend to be a character, with $10 to spend. We need to choose what we’re going to spend our money on - we can’t afford everything!

Guidelines For character number 1, we are going to discuss and decide as a group what we are going to spend on.

For character number 2, you are going to work individually. Spend a few minutes deciding what you would spend the money on, and then share with the class

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DEBATE & PUBLIC SPEAKING

PART 1: WHAT’S AN INCOME?

RIKA WA DAY, SO

$6

Rent in a super huge mansion

$2

Groceries

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ANTS TO BECOME A DOCTOR ONE SHE NEEDS TO START STUDYING!

$3

Rent in an affordable apartment

$6

A bike to get to medical school every day

$1

Books for studying

$3

Bus tickets to get to medical school every day

$4

A new PlayStation

$3

Pizza and fizzy drink

DEBATE & PUBLIC SPEAKING

PART 1: WHAT’S AN INCOME?

PETER W FRIEND’S MAKE SE

$2

Party Hats

$2

Savings into Bank Account

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WANTS TO HOST A PARTY FOR HIS S BIRTHDAY, BUT ALSO WANTS TO ENSIBLE DECISIONS FOR HIMSELF!

$3

Party Food

$2

Bills

$2

Normal Groceries

$3

Party Games

$3

Rent

$2

Disco Lights

DEBATE & PUBLIC SPEAKING

PART 2

THE RAT RACE

POS DIS

Extra fo

MASTER OF MILLIONS Warm up Activity

PART ONE UNDERSTANDING ECONOMICS What is an income, and what is an expense?

Types of income: salaries, wages, and investments

PART

UNDERS ECON

How do you get a jo Different career pat

THE NEEDS AND WANTS Activity

ST-DEBATE SCUSSION

PART THREE

or experts | Activity

GROUP DEBATE The format of a debate Recap: speech building blocks Group prep time Team prep time

T TWO

GROUP PREP TIME Activity

STANDING NOMICS

ob? thways

E RAT RACE Activity

TEAM PREP TIME Activity

GROUP DEBATE Activity

PART 2: THE RAT RACE

Most people earn income by getting a job. Getting a job isn’t a super simple process - you need to show your boss that you are responsible and have the right skills that they need.

How do you get a Step 1: Decide what job you want First, adults think about what kind of job they want. It could be something they're good at or something they enjoy doing. For example, some people become doctors, teachers, firefighters, or chefs.

Some people have to get special training, like a degree or an apprenticeship, to show that they have the unique skills required for that profession.

Step 2: Search and prepare It’s time to look at all the available jobs that people are hiring for.

You should also be preparing your resume or CV, which is a piece of paper with your special skills, education, and previous employment on it

Step 3: Apply Once you see a job you like, you submit your resume and a letter telling the employer why you want to work for them

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Step 4: Interview If you look like a good fit for the company, you will sit down with the people in charge and they’ll ask you questions about yourself.

Step 5: Offer and negotiation If you’re the company’s first choice, they’ll give you an offer of employment! Before you accept, you’ll want to go into all of the little details and make sure they suit you. You may want to ask for higher pay or discuss things like your start date.

Step 6: Time for your first day!

Once you’re happy with the offer and sign your employment contract, you’re hired! It’s time to work hard and earn your income.

DICTIONARY Resume: A document with all of your skills, education, and previous employment Negotiation: Making a deal between two people, bargaining for a higher or lower price

DEBATE & PUBLIC SPEAKING

PART 2: THE RAT RACE

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Every job brings something valuable to society.

There’s a job out there for everyone, depending on the things they enjoy and their special skills.

There are different ways to achieve success - it doesn’t mean you have to become a millionaire!

Some people might finish high school, and others might leave school early.

Some people might do an apprenticeship, and others might go to college or university.

Some people might work in an office, and other people might work outdoors every day.

Some people might be unemployed for a little while, but this doesn’t mean they don’t have great things to offer! Lots of different things, like the economic environment or personal events, might mean that people don’t have a job at that moment in their lives.

DEBATE & PUBLIC SPEAKING

PART 2: THE RAT RACE

SUBJECT

Let’s take a look at some career pathways based on subjects you might like doing in school.

English

Science

Physical Education

Economics

Technologies, like cooking and woodworking

Arts

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SPECIAL SKILLS

POTENTIAL CAREER

Reading and writing

Journalist, reporting on important news updates Teacher, helping others learn at school

Problem-solving, testing

Engineer, helping to make buildings and civil structures like bridges or public transportAstronaut, exploring outer space!

Exercise, understanding the body

Professional athlete, representing your city or countryPhysiotherapists, help other people recover from injuries and keep their bodies working well

Money and maths

Business owner, starting your own company and hiring employeesBanker, helping people save and invest their money

Making things with your hands, skilled craftsmanship

Chef, cooking in a restaurant making delicious foodElectrician, helping build new buildings and repair old ones

Storytelling, creating beauty with your hands

Artist, using your creativity to share important messages and storiesFilmmaker, capturing footage of important events and stories you want to share

DEBATE & PUBLIC SPEAKING

PART 2: THE RAT RACE

Getting paid Some jobs pay more income than others. This might be because of Training: some jobs require many years of special training to become qualified, like a doctor. Because you have to train for a long time and spend a lot of money training, you can get paid a higher salary

Demand: some jobs have lots and lots of work available for them. If there’s a lot of work to do but only a few professionals, those professionals will get paid higher amounts because they are in demand

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Do you know what job you want when you are older?

Share with the class!

DEBATE & PUBLIC SPEAKING

PART 2: THE RAT RACE

Word bank

What is the difference between an income and an expense?

A. An income is money you are gifted, and an expense is money you get paid for doing a job

A. Inco

B. An income is money you earn, and an expense is money you spend

B. Expe

C. An income includes your household bills, but expenses don’t

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Is paying ta governmen or an ex

MONEY MATTERS MADE SIMPLE

k: Money Matters

axes to the nt an income xpense?

Which of the following phrases is not true?

ome

A. Salaries and wages are both kinds of income

ense

B. Everybody has a valuable skill that can help them choose a career

C. When you apply for a job, you don’t have to say anything about your skills and experience.

DEBATE & PUBLIC SPEAKING

PART 2: THE RAT RACE

Word bank

ANSWE What is the difference between an income and an expense?

A. An income is money you are gifted, and an expense is money you get paid for doing a job

A. Inc

B. An income is money you earn, and an expense is money you spend

B. Exp

C. An income includes your household bills, but expenses don’t

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MONEY MATTERS MADE SIMPLE

k: Money Matters

ER KEY

axes to the nt an income xpense?

Which of the following phrases is not true?

come

A. Salaries and wages are both kinds of income

pense

B. Everybody has a valuable skill that can help them choose a career

C. When you apply for a job, you don’t have to say anything about your skills and experience.

DEBATE & PUBLIC SPEAKING

PART 3 GROUP DEBATE

POS DIS

Extra fo

MASTER OF MILLIONS Warm up Activity

PART ONE UNDERSTANDING ECONOMICS What is an income, and what is an expense?

Types of income: salaries, wages, and investments

PART

UNDERS ECON

How do you get a jo Different career pat

THE NEEDS AND WANTS Activity

ST-DEBATE SCUSSION

PART THREE

or experts | Activity

GROUP DEBATE The format of a debate Recap: speech building blocks Group prep time Team prep time

T TWO

GROUP PREP TIME Activity

STANDING NOMICS

ob? thways

E RAT RACE Activity

TEAM PREP TIME Activity

GROUP DEBATE Activity

PART 3: GROUP DEBATE

At the school level, the standard debate format is 3v3. This means that there are three people on each team: the proposition team and the opposition team. The proposition team agrees with the topic, and the opposition team disagrees with the topic.

The debate starts with the first speaker from the proposition team, then the first speaker from the opposition team, and so on, like this:

1st Proposition

1st Opposition

2nd Proposition

2nd Opposition

3rd Proposition

3rd Opposition

Going back and forth gives you a chance to respond to, or rebut, the other speaker.

At the end of the debate, each team also gets one more chance to summarise their arguments. This speech is half of the length of the others, and done in reverse order - the opposition goes first! This is called a leader’s reply.

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1st Proposition

1st Opposition

2nd Proposition

2nd Opposition

3rd Proposition

3rd Opposition

Leader’s reply

Leader’s reply

When we give debates in class, we can have as many speakers at there are students! It might be a speech with just one student and the coach, or it could have first, second, third, fourth, and fifth speakers on each side!

Today, we’re going to be doing a debate without leaders’ replies.

DEBATE & PUBLIC SPEAKING

PART 3: GROUP DEBATE

Class Prep Activity Time

10 mins: Prep

Rules Before we start the debate, we will prep some points for both sides as a class.

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DEBATE & PUBLIC SPEAKING

PART 3: GROUP DEBATE

Topic: “That doing a job that pays a lot of m

Think about: What responsibilities do adults have, incl What doing a job every day looks like Whether having lots of money is importa The different kinds of jobs you can get, a

Proposition

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money is better than doing a job you love.”

luding expenses they have to pay

ant and how they suit different people’s skills

Opposition

DEBATE & PUBLIC SPEAKING

PART 3: GROUP DEBATE

Debate Activity

Time

10 mins: Prep 1-2 mins: Speak

Rules You are now going to have a debate on the topic “That doing a job that pays a lot of money is better than doing a job you love.”

Guidelines Your coach will split the class into two teams and will tell you which order you will be speaking in. Each team will prep in separate breakout rooms, and your coach will come in and check on you throughout preparation.

When you’re in the debate, try to rebut the arguments from the other team by explaining why they aren’t true. Remember to be respectful!

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DEBATE & PUBLIC SPEAKING

PART 3: GROUP DEBATE

Feedback Your coach will give you 2 pieces of feedback on the following: Activity: whether you fully followed the activity guidelines Style: volume, pace, position on the screen, tone Analytical reasoning: how to make your points even better!

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DEBATE & PUBLIC SPEAKING

EXTRA FOR EXPERTS

Debate breakdown Activity Rules As a class, discuss the debate that you just did by answering the following questions.

Guidelines 1. Do you think one side is harder than the other?

2. What was it like preparing in a breakout room without your coach the whole time?

3. How could we add more content to our speeches?

4. If you were speaking on the other side of the debate, would you have come up with any different arguments from what you heard from the other team?

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DEBATE & PUBLIC SPEAKING

RECAP

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ONE WORLD, ONE HEART

Here’s a recap of what we learned today: When you’re an adult, you’ll be responsible for making and spending all of your money. The money you make is called an income. The money you spend is called an expense.

There are lots of different types of income, including: Salary Wages Allowance Gifts Rental income Business income Interest Common expenses for adults include: Housing Utilities Groceries Taxes Education Loans Savings Transport Donations and charity

DEBATE & PUBLIC SPEAKING

RECAP

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Most people need to get a job to get an income. This involves applying, being interviewed, getting hired, and then working hard!

There are lots of different career pathways that focus on the special skills that every person has. These pathways look different for everyone. Some require extensive training, like a university qualification or an apprenticeship.

Today we also learned that debates feature two teams, and the speaking order goes back and forth between the two teams.

DEBATE & PUBLIC SPEAKING

PUBLIC SPEAKING & DEBATE | JUNIOR CLASS LEVEL 1

THANK YOU SEE YOU AGAIN NEXT WEEK

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All rights reserved.