Acquire vol 13 iss 6 aug 13 (low res)

Volume 13 • Issue 6

Now Building in Stone Prairie, Orchard Hills and The Grove READ MORE ON PAGE 14

Building Your Home: Custom, Semi-Custom or Production?

READ MORE ON PAGE 17

7 Steps To Take Before You Buy A Home READ MORE ON PAGE 6

Shopping For Your First Home?

READ MORE ON PAGE 11

Small Bank...Strong Relationships.

From beginning to end! We can customize for you!

• Lot loans • Construction loans • Bridge loans • Long term fixed-rate mortgages Call us for your unique needs.

Ask us about low down payment options.

2

WEST DES MOINES LOCATION 4800 Mills Civic Pkwy • Suite 100 West Des Moines, IA 50265 (515) 457-9533 www.statesavingsonline.com

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515-669-7355 See a SOLD sign sooner!

Each office independently owned and operated.

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Steven Wolvers | Re/Max Suburban 102 1st St. S.E. | Bondurant, IA Call: 515-669-7355 | Email: remaxslw@aol.com Info on all homes: Text the ID # to 79564

24 hour All MLS Listings:

www.SWolvers.ValuedAgent.com

3

Att

Deve entio Land lopers n Owne & rs!

Skid Loader Services • Sod Installation

• Grading New Lots • New Construction

P lu s

Landscaping too!

• • • •

Patios Retaining Walls New Installs Updates

Check out our website! www.wdsmlawncare.com Kurtis Wiedmann • 515-971-0408 • Kurtis@wdsmlawncare.com

completely

custom

At Kolb Custom Homes we understand the importance of selecting the right builder for your new home. Integrity and honesty are an important part of who we are and what we strive to show in all our work.

3001 NW 74th Ave. Ankeny, IA 50023 (515) 681-7494 rich@kolbcustomhomes.com

www.kolbcustomhomes.com 4

As part of our process, we will personally meet with you from design to finish, or whatever stage of the process you may find one of our homes, answer your questions and listen to your visions and dreams for your new home. We are committed to building a quality home for you to enjoy for years to come.

KOLBCUSTOMHOMES

Inside this issue 7 Steps to Take Before You Buy a Home.......................... 6 Shopping for Your First Home? ........................................11 Ground Breaker Homes .................................................. 14 Building Your Home: Custom, Semi-Custom or Production?...................................................................17 www.facebook.com/acquiremagazine www.acquiremagazineonline.com/blog Published by Acquire Magazine, LLC For advertising information contact Rachel Weerheim at 515-650-0834 Publisher’s Notice: All advertisements for the sale, rental, financing, appraisal, & insurance of residential properties is subject to the Fair Housing Act, which generally makes it unlawful to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, national origin, handicap or family status. Acquire Magazine will not knowingly accept any advertising for the sale, rental, financing, appraisal, or insurance of residential properties that include any unlawful preference, limitation, or discrimination.

Letter from the Editor: Valued readers, Welcome back! After publishing our largest issue in July, things have been going really well at Acquire! We have been busy planning ahead for 2014, launching new services, and putting together this First-Time Home-Buyer issue. Whether you’re looking for your first place to call home or on the search for something a little larger than your humble abode, you will want to take a peek.

Some of you might be wondering what we mean by new services? Allow me to explain … you are placing ads with us, but why draw the line there? Let’s turn those ads into flyers, postcards, brochures, and posters. We can help brand your business with logo designs, stationary, and business cards. We can even do unique, personalized custom-projects to fit any of your marketing needs!

You may have also heard that we are raising prices in 2014, but don’t panic! Although this may not sound like

the best news of the week, we have something to offer that may turn that frown upside down. Sign a contract to advertise in all 8 issues of 2014 and you will be locked in at our 2013 rates. But wait … that’s not all! You also receive a 10% discount for being on contract with us. For all of you that hated math growing up, we broke it down step-by-step in our ad (see page 16 for details). Long story short, it comes out to be only $285/month for a full year of advertising. Now that is something to include in the 2014 marketing budget!

So give us a call, get those contracts signed, and let us assist in marketing your business!

Hope you enjoy!

Rachel Weerheim Sales Manager

5

steps to take before you buy a home 5. Ask about all the costs before you sign A downpayment is just one homebuying cost. Your REALTOR® can tell you what other costs buyers commonly pay in your area— including home inspections, attorneys’ fees, and transfer fees of 2% to 7% of the home price. Tally up the extras you’ll also want to buy after you move-in, such as window coverings and patio furniture for your new yard.

1. Decide how much home you can afford

6. Get your credit in order

Generally, you can afford a home priced 2 to 3 times your gross income. Remember to consider costs every homeowner must cover: property taxes, insurance, maintenance, utilities, and community association fees, if applicable, as well as costs specific to your family, such as day care if you plan to have children.

A credit report details your borrowing history, including any late payments and bad debts, and typically includes a credit score.

Lenders lean heavily on your credit report and credit score in determining whether, how much, and at what interest rate to lend for a home. Most require a minimum credit score of 620 for a home mortgage.

2. Develop your home wish list Be honest about which features you must have and which you’d like to have. Handicap accessibility for an aging parent or special needs child is a must. Granite countertops and stainless steel appliances are in the bonus category. Come up with your top-five must-haves and top-five wants to help you focus your search and make a logical, rather than emotional, choice when home shopping.

You’re entitled to free copies of your credit reports annually from the major credit bureaus: Equifax, Experian, and TransUnion. Order and then pore over them to ensure the information is accurate, and try to correct any errors before you buy. If your credit score isn’t up to snuff, the easiest ways to improve it are to pay every bill on time and pay down high credit card debt.

3. Select where you want to live

7. Get prequalified

Make a list of your top-five community priorities, such as commute time, schools, and recreational facilities. Ask your REALTOR® to help you identify three to four target neighborhoods based on your priorities.

Meet with a lender to get a prequalification letter that says how much house you’re qualified to buy. Start gathering the paperwork your lender says it needs. Most want to see W-2 forms verifying your employment and income, copies of pay stubs, and two to four months of banking statements.

4. Start saving Have you saved enough money to qualify for a mortgage and cover your downpayment? Ideally, you should have 20% of the purchase price set aside for a downpayment, but some lenders allow as little as 5% down. A small downpayment preserves your savings for emergencies.

However, the lower your downpayment, the higher the loan amount you’ll need to qualify for, and if you still qualify, the higher your monthly payment. Your downpayment size can also influence your interest rate and the type of loan you can get.

Finally, if your downpayment is less than 20%, you’ll be required to purchase private mortgage insurance. Depending on the size of your loan, PMI can add hundreds to your monthly payment. Check with your state and local government for mortgage and downpayment assistance programs for first-time buyers.

6

If you’re self-employed, you’ll need your current profit and loss statement, a current balance sheet, and personal and business income tax returns for the previous two years.

Consider your financing options. The longer the loan, the smaller your monthly payment. Fixed-rate mortgages offer payment certainty; an adjustable-rate mortgage offers a lower monthly payment. However, an adjustable-rate mortgage may adjust dramatically. Be sure to calculate your affordability at both the lowest and highest possible ARM rate.

G.M. Filisko is an attorney and award-winning writer who has thrice survived the homebuying process. A frequent contributor to many national publications including Bankrate.com, REALTOR® Magazine, and the American Bar Association Journal, she specializes in real estate, business, personal finance, and legal topics.

14

Orchard Hills Development Plat 5

1

Norwalk, Iowa

2

13

3

12

4

11

Walkout

5

10

6

9 8

Daylight Standard

• • • •

5 Lots Available Starting at $46,900 Norwalk School District 5 Year Tax Abatement

7

Call Kalen for more information on lot sales!

Quality, Practical, Affordable Home

501 Braeburn Drive, Norwalk • $264,900 • 3 bedroom and 2 bath • 1,503 square feet • Peoples Company Listing: #11366

Ownership 505 Braeburn Drive, Norwalk • $289,900 • 4 bedroom and 3 bath • 2,300 square feet • Peoples Company Listing: #11365

507 Braeburn Drive, Norwalk • $249,900 • 4 bedroom and 2.5 bath • 1,826 square feet • Peoples Company Listing: #10919

w w w.t anzanitehomes.com Kalen Ludwig: 515-402-3169 Kalen@PeoplesCompany.com 7

From dirt to doorstep...

We’ll help you get started!

Call us to discuss how to sell your current home and get you into a

Meadowbrook custom home!

Similar to Photo

Similar to Photo

4801 150th Street | Urbandale $ 432,900

1437 Sugar Creek Circle | West Des Moines $ 350,000

1012 NW 3rd Court | Grimes $ 314,900

9802 Valley Parkway | Johnston $ 290,000

9808 Valley Parkway | Johnston $ 319,500

16515 Dellwood Drive | Clive $ 340,000

New Plat in Glynn Village in Waukee: Walkout Lots Ready to Go!

New Sites in Woodland Hills West Des Moines: Call for Details!

8

Phone: 515-669-4999 kim@kimlayland.com

Home plans available on our website...

G S

www.meadowbrookbuildersllc.com Check out these move-in ready listings!

3319 Brookview Drive | West Des Moines $170,000

Phone: 515-559-6494 garrett@realestateconcepts.net

5136 69th Street | Urbandale $ 215,000

4312 New York Avenue | Des Moines $189,000

Enjoy peace of mind when building your new home Watching your new home take shape can be a rewarding experience. And knowing when to lock in interest rates can give you added peace of mind. Our menu of simplified new construction financing is built to help accommodate the needs of today’s homebuyers. Our exclusive Builder Best® program provides you protection from market fluctuations while your new home is being built.

With a dedication to excellent customer service, we can help you find a program to meet your needs.

• Speed — Competitive interest rates including PriorityBuyer®1 preapprovals within minutes for the majority of homebuyers • Security — Lock in your interest rates and be protected from market fluctuations for up to 12 months2 • Low Down Payment Option — Programs with low down payment for qualified borrowers Emily Trampel has over 14 years of industry experience and is ready to work with you throughout the loan process. For more information or a complimentary consultation, contact Emily today!

Emily Jane Trampel Home Mortgage Consultant 515-202-9811 emily.j.trampel@wellsfargo.com www.wfhm.com/emily-trampel NMLSR ID 38421

1. A PriorityBuyer® preapproval is based on our preliminary review of credit information only and is not a commitment to lend. We will be able to offer a loan commitment upon verification of application information, satisfying all underwriting requirements and conditions, and providing an acceptable property, appraisal, and title report. Preapprovals are subject to change or cancellation if a requested loan no longer meets applicable regulatory requirements.

Preapprovals are not available on all products. See a home mortgage consultant for details.

2. A non-refundable participation fee or an extended lock fee will be required for participation in a Builder Best® program. The Builder Best program is allowed with qualified products with lock features ranging from 3 months to 12 months. Due to daily pricing variations between products, you are encouraged to work with your home mortgage consultant to ensure that pricing available on the Builder Best lock feature that you choose is the most advantageously priced Builder Best lock feature for you.

Information is accurate as of date of printing and is subject to change without notice.

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2013 Wells Fargo Bank, N.A .All rights reserved. NMLSR ID 399801 AS995194 Expires 11/2013 9

3312 Stanton Ave.

2140 SE 6th St, Des Moines

3845 Colfax Ave, Des Moines

19535 130th Ave, Indianola

Walkout Lot We have builders or your builder.

Great area, approximately 124’ x 198’ lot.

Bill Carmichael: 277-7945 *covenants apply for minimum size etc.

Built in 2005 and still looks new in and out. 3 bedrooms, full bath, full basement.

Owners loss is your gain for instant equity. Last sold for $121,000+.

Call 515-277-7945

Investors Welcomed Needs some TLC, but located in a quiet neighborhood.

2 bedrooms, 962 square feet.

Over half an acre to enjoy.

Call 515-277-7945

5.96 Acre 30x50 Building 3 bedrooms with some finish in the basement. Needs some TLC, but a great view of the pond and land from deck. Under $175,000.

Call 515-277-7945

www.realtyxperts.com

Just click on the QR code!

9219 Cowden Rd, Johnston

1407 Burnham, Des Moines

4230 Fleur Drive #2 Des Moines, IA 50321

We can assist you with any of over 3000 homes!

2684 square feet + 1000 square feet finished in walkout lower level.

4 bedrooms, 4.5 bath areas.

2 fireplaces, family room, maple kitchen, first floor laundry.

Glenn Ballard: 707-2915

Completely rehabbed kitchen, bath, paint, carpet. A must see!

3 bedrooms with dining room plus enclosed sitting area.

Poss. Contract.

Bill Carmichael: 277-7945

We offer either full service or limited service for assistance.

515-277-7945

10

Never a broker administrative fee to buyer or seller like other Real Estate Brokers/Companies.

Shopping for Your First Home?

Here’s What to Look For A starter home is a stopgap between a rental and a dream house. In today’s real estate market, however, that stopgap is becoming a little less temporary. If you’re a first-time home buyer, you should plan to live in your starter home for seven to ten years. Your address might not change during that time, but your life will. To ensure that your living space suits both your current and future needs, look for a starter home that meets these four standards.

Affordable Price

Great Location

You may be able to afford an expensive mortgage now, but consider your future expenses as well.

Weddings, children, and career changes can all impact your finances. Overspending on a starter home puts your current lifestyle and your future goals in jeopardy. Set a reasonable budget, and keep every offer and counteroffer below your upper limit.

With their limited budgets, many first-time buyers have to choose between high-end upgrades and a first-class location. But those upgrades will start to look dated in the seven years you spend in your starter home. A home in a great location, meanwhile, always maintains its value. You might pay more for a home that is close to good schools, amenities, and transportation, but so will your future buyers.

Adaptable Floor Plan

Space should be a top priority in your search, since a lack of space is a key reason many homeowners sell their starter homes. Your starter home should be large enough to accommodate your future family. Look for rooms that can adapt to your family’s needs with a few simple renovations; for instance, a guest bedroom can transform into a home office or a nursery, while a downstairs den can be converted into a playroom or a bedroom for an elderly relative. An adaptable floor plan ensures that you will be comfortable in your starter home for as long as you need to live there.

Well-Maintained

Any starter home you buy should be in great condition. You shouldn’t have to spend thousands on improvements just to bring the house up to a livable standard. You also don’t want to spend thousands on repairs when it comes time to sell. Ask your home inspector to estimate the life expectancy of all the major components of the house. Ideally, you want the roof, furnace, and hot water heater to outlast your occupancy in the home by a few years; otherwise, you’ll have to pay the costly replacement bills when you sell.

A starter home will never be a dream home.

But living in a starter home for a few years longer than you originally intended has its benefits. With every mortgage payment you make, you are building equity. When it finally comes time to sell your starter home, you can use that equity as a down payment on your dream house.

11

MJ Custom Homes is building in Bent Creek Estates in Urbandale and Autumn Park in Grimes. Family-friendly floor plans, features include Andersen Windows, soft close cabinetry, granite counter tops and wider trim package.

Energy efficient construction and daily onsite supervision!

Quality.

Custom. Style.

Quality. Custom.

Style.

“We put our trust in Mihret and he exceeded all expectations! He delivered more than what we asked for.

Our home was under budget, and on time! Mihret was awesome to work with. He is honest, very trustworthy, humble and just plain cool! We feel very lucky that MJ Custom Homes built our home. Thanks MJ!” -Bryan & Beth P., Altoona

Call 515-707-4489 or visit us online at...

www.mjcustomhomesdsm.com 12

Sharon Rooney, Realtor® Iowa Realty Jordan Grove Office 3424 EP True Pkwy West Des Moines, Iowa 50265 515-453-5870 sharonrooney@iowarealty.com www.sharonrooney.net

Ranch

Designer

Series

new Construction:

136 Orchard Trail

Listing Number: 11102 MLS Number: 415367 $335,000.00

Kalen Ludwig, REALTOR 速 Certified New Construction Sales Professional 515.402.3169 | Kalen@PeoplesCompany.com

www.PeoplesCompany.com

Ranch Designer Series Plan by Ground Breaker Homes built on an amazing walkout lot backing to trees! Spacious great room with nine foot ceilings and stone surround gas fireplace. 1,709 square feet on main level, four bedrooms and three full baths.

Kitchen boasts raised island great for bar stools, a corner pantry, stainless steel appliances, espresso maple cabinets, granite countertops, gorgeous backsplash, and hardwood flooring throughout. Laundry/mudroom has cubbies for all your coats and shoes. Master suite includes a trayed ceiling, private bath with dual vanity, jacuzzi tub and separate tiled shower, tile flooring, granite countertop, stylish framed in mirror, and a walk-in closet. Walkout lower level includes a huge family room, theater room, fourth bed, full bath, and lots of storage. Other features: three car garage, attractive hardi-plank and stone exterior, full sod, one year builder warranty and extended two-four year home warranty, five year tax abatement, Norwalk Schools, and great Orchard Hills neighborhood.

12119 Stratford Dr, Ste B | Clive, IA 50325 515.309.0703 | info@groundbreakerhomes.com www.GroundBreakerHomes.com

13

419 Pine Avenue, Norwalk

Current

Inventory

Style Setter III | 1,720 SF | $256,000

Investing in a home by Ground Breaker Homes comes with the assurance of retaining a residential company that demonstrates a steadfast commitment to homeowners in Greater Des Moines. Our standard floor plans feature high-quality amenities and build-to-order homes are constructed with extraordinary attention to detail. From the Style Setter to the Ranch Executive, each Ground Breaker project is competitively priced and includes a comprehensive

1012 NE Abbie Drive, Ankeny

Ranch Classic Series | 1,533 SF | $284,900

warranty that adds to the peace and security of owning a new home. At Ground Breaker, we’ll walk you through the process of selecting the right development, the right plan and the right price point to achieve your goals.

136 Orchard Trail, Norwalk

Ranch Designer Series | 1,709 SF | $335,000 14

These Floor plans

Ranch Classic Series Stone Prairie | 1,533 SF | 4 BR | 3 BA

Coming Soon

To Stone Prairie Orchard Hills And The Grove

Style Setter Stone Prairie | 1,631 SF | 4 BR | 3 BA

To view photo galleries of these plans and others, please visit www.GroundBreakerHomes.com and go to Home Collections.

Style Setter Deluxe Orchard Hills | 1,941 SF | 4 BR | 2.5 BA

Kalen Ludwig, REALTOR 速 Certified New Construction Sales Professional 515.402.3169 | Kalen@PeoplesCompany.com

www.PeoplesCompany.com

Style Setter III The Grove | 1,720 SF | 4 BR | 3 BA

12119 Stratford Dr, Ste B | Clive, IA 50325 515.309.0703 | info@groundbreakerhomes.com www.GroundBreakerHomes.com 15

Do the math.

It just makes cents.

full page ad

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For more information, give Rachel a call today!

515-650-0834

magazine Home | Land | Commercial

www.acquiremagazineonline.com 16

per month

Your Home

Building

Custom, Semi-Custom or Production?

by Creighton Cox, Executive Officer Home Builders Association of Greater Des Moines

When you start thinking about buying a brand-new home, it can sometimes be confusing knowing what kind of home builder you need to hire in order to get the home that best fits your family’s needs and budget. Here’s a brief explanation of the types of home builders, and some of the differences in working with each.

Custom

Custom home builders Custom homes are generally single-family homes that are built to the buyer’s specifications on land the buyer owns. A custom home is one-of-a-kind, and won’t look like any other home in the neighborhood.

The buyer works closely with the builder and architect to design and construct a home with all the features and elements that they want. Because of this personalization, custom homes are generally higher-end and take longer to build. Alterations can be made at any point in the building process, which could cause the total cost to build the home to increase dramatically.

Custom home builders typically build 25 or fewer homes a year.

Semi-custom home builders Semi-custom home builders build homes based on existing blueprints, but the home buyer is typically able to change the plans prior to construction to conform to their personal preferences.

Once construction has begun, however, there is less flexibility to make changes.

Semi-Custom

The home can be built on land the builder or the buyer owns. Because the home is not being designed from scratch, it often costs less and is completed in a faster time frame than a full custom home.

Production home builders Production home builders build a large volume of homes, generally more than 25 and up to hundreds a year. The homes are built in developments, on land the builder owns. Many different types of homes are available, including single-family, condominiums and town houses.

Production builders use standard plans, but often offer a variety of plan choices and options, such as different floor plans and elevations. There will likely be multiple homes in the neighborhood that look similar to each other.

Production

A range of decoration and feature options including flooring, appliances, cabinets, countertops and trim is also often offered. These options may or may not increase the base home price, but they enable the buyer to pick items that they desire. However, the builder may or may not offer a selection of options that conform exactly to what the buyer wants.

Production homes are built in a range of price points, so production homes can be found in entry level, move up and luxury price ranges. The home is generally built in a fast time frame, since the builder has already obtained the necessary permits for the plans. However, making alterations to structural elements, such as the foundation walls, will require reengineering the plans and resubmitting them for new permits which could lengthen the completion date.

For more information on types of builders in Central Iowa, contact the Home Builders Association of Greater Des Moines at 515-270-8500 or search for a Builder at www.desmoineshomebuilders.com.

17

Verona Hills South Plats 1 and 2 Clive Construction is underway on 3 new homes within brand new Verona Hills South. Great schools and a prime location just north of Douglas on Alice’s Rd. make this a great place to live. Contact the agent today to discuss multiple plans on a variety of lots, homes from $300-$400k.

S

Newblood Development:

an aggressively growing real estate development company in the Greater Des Moines Area.

We pride ourselves on blending cutting edge design and top of the line quality, all for an

16749 Verona Hills Drive Clive Brand new Verona plan on lot 4 within Verona Hills South, a walkout with a gently sloping backyard. 5 bed, 3 bath with a huge lower level living/ rec room and full bar with game area. Tons of light and top of the line finishes. $445,900

16742 Verona Hills Drive Clive We are putting the finishing touches on this energy efficient 4 bedroom 2 story with office and high quality finishes; perfect for your growing family. Located on lot 9 of Verona Hills South in Clive, this home has a massive backyard! $364,900

Single Family Homes Custom Homes Townhomes & Condos Land Development Commercial Build to Suit Construction Management

Eric Grubb, CCIM 515.975.7441 Eric@NewbloodDevelopment.com

Similar to Photo

16893 Verona Hills Drive Clive Just breaking ground on lot 40, Verona Hills South! Bennington 2 story plan with 2400 sq ft and all the upgrades and features that make this a Newblood home. Huge walkout lot and Waukee schools make this a great place for your growing family! $379,900

Similar to Photo

w w w. n ew b l o o d d eve l o p m e n t .c o m 18

affordable price.

Jeff Stanbrough, CCIM 515.202.6649 Jeff@NewbloodDevelopment.com

Jen Stanbrough 515.371.4814 jstanbrough@firstrealtyhomes.com

Riverside Casino and Golf Resort, Riverside, Iowa

building strong communities.

S inc e 1 9 5 6

Providing civil engineering and land surveying services to the land development and public infrastructure markets.

Our vision is to positively improve the quality of life for those we impact by applying sound, innovative engineering and business principles while enhancing our earth’s natural resources.

McClure Engineering Co. 1360 NW 121st. Street, Suite A | Clive, Iowa 50325 O 515-964-1229 | F 515-964-2370

w w w. m e c r e s u l t s .c o m 19

The Sign of Integrity Retail/Office For About UsLease

Get More Features

2181orNW 111th St, Clive 2105 S. Ankeny Blvd, Ankeny Eric Grubb, CCIM, ALC Login create a free In 2001, Dan Stanbrough recreated a name that is synonymousListed with central Iowa NNN real estate: Stanbrough Companies $11.75/ft Sale Negotiable at $17/ft accountNNN & get- additional 10888 Hickman Road, Suite 3B with it's familiar "black and gold" signage - is back.

Located just south of Starbucks at 111th and Hickman and 1,500-9,000 ft of proposed new retail (available Fall 2013). features such as saving Clive, Iowa 50325 co-tenanted by AAA Auto Club, this space is ready for build out.

High visibility frontage on Ankeny Blvd at the intersection of SE "When my father started Stanbrough Realty on January 1st, 1960, Des Moines was such a different place. It's changed

Lorenz. Potential for 1 or 2 drive thru’s. 10 year tax abatement!

Phone: 515.334.3345 a lot, and some of that change can be credited to the forward thinking he brought to the business."

Mobile: 515.975.7441 Stanbrough Today eric@stanbroughrealty.com

listings & more!

From 1000-3000 sq ft with tenant improvement allowance available.

Great location in the heartUsername of Clive for a variety of retail or office uses.

Today, in the surging new wave of growth and expansion in the metro area of Des Moines, Dan Stanbrough guides this www.stanbroughrealty.com/ericgrubb

login

transformation as head of the family realty, home building, development and property management companies.

Sons Jeff and Brad hold key ownership and leadership positions in the company. Jeff is now president and CEO/owner of Stanbrough Realty and Brad is now president and CEO/owner of Stanbrough Homebuilders and Stanbrough Commercial Builders.

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411-415 5th St, West Des Moines FindFrom a Listing $9/sq ft MG 1350 ft - 4550 sq ft available. 413 5th St +/- 1350 sq ft 2 spaces available, 3450 and 3600 sq ft. On site (rear) and street "I enjoy the creativity of helping shape what happens future beautification generations. complete I have pride in Iowa Des Moines.($1,100/mo I've MG).Property 415 5th Type St +/- 3200 sq ft ($2,400/mo MG). parking. for Ingersoll in this area.and Ample lived all my life; my kids are fourth generation this31st city.Street So you get to Brand know anew community well, and wantClean, to remodeled space in well maintained building on Ingersollinand frontage.

HVAC forpretty both units.

Any City Scan thishere QR code with your positively impact ahead. My sons are very entrepreneurial and I'm proudprime they Ingersoll are. They will continue our family 5th Street in Valley Junction. Very functional open floor plan.

Great opportunity to lease/own property! smart phone for more what's info 3025-3029 Ingersoll Ave,largest Des Moines Dan Stanbrough has acquired and totally renovated Saylorville Marina into Iowa's marina, and is one of the from $3200/mo Gross - $560,000 Sale founding shareholders in the new Iowa SpeedwayLease in Newton.

Min Price

tradition."

Max Price Zipcode:

The Family Tradition

Radius:

Dan said father Gene Stanbrough introduced new methods of marketing real estate to the city, sponsoring the first television show in the early 1960s dedicated to showcasing available real estate offerings.

Radius

Search

Is your business making the profit you want it to?

Gene was the first realtor to open a "branch" office in the city, and we were the first to market available real estate through color tabloids.

Is your business reaching the number of people you want to serve?

Stanbrough Realty, with its distinctive gold signs and black lettering was a family-operated enterprise through the 1960s and early 1970s playing a part in Des Moines' great comeback era$139,900 of the late 1970s and 1980s. And through the family $329,000 name has been in the real estate market ever since the start on New Years Day 1960, the name itself is undergoing a 2508 225th | Winterset 1205 SE Belmont Dr. | Ankeny renaissance as Trl. a business icon.

Is the time and energy you are putting in your business giving you the results you desire?

Walkout ranch with 4 BR and 3 BA. Three-level split with 3 BR and 1.5 BA. Features 3193 Realty SF of finish and beautiful 1740Realty SF finished.

Nice bigDan kitchen, patio grew to 700 sales associates in 60 Stanbrough changed its name to First in 1983, with as president, hardwood floors.

Fantastic kitchen withmerged out back, living room.institution.

Home has offices; the family company was later into a large regional financial granite counter tops and stainless steel a new roof, new furnace and air, new appliances. acres a 30’ x 50’early 20s SSand appliances, new floors, andboth newinvesting and building. We decided to "In 2001, my5.7 two sonsand were in their interested and already outbuilding with concrete floor. paintpeople insidehadn't and out. bring the family name back into the market, something seen in many years. I was encouraged to see how much familiarity our name still had in the community as a real estate company." Gold and black is back!

Our Philosophy "We try to spend our time understand out customers desires. We ask, 'What do people really want?', 'Where do they want to live?' We know people want nature and amenities such as trees and water; they don't want just buildings, they want quality recreation and lifestyle aesthetics. We're very conscious of conservation. We work around nature. Our new neighborhoods reflect our commitment to developing in harmony with nature."

$180,000

$103,400

Robinson Equation has over 15 years of experience in making businesses financially stronger and run smoother.

Janis Robinson, MBA

As developers, realtors, homebuilders, investors, the Stanbrough Companies contribute at every turn in central Iowa, 5500 SW 8th St. | Des Moines from high-end residential communities, neighborhood shopping centers, office complexes to downtown and urban

4211-4213 SW 9th St. | Des Moines

4211 SW 9th St. is the Rock Power Pizza restaurant that’s accompanied by a home. 4213 SW 9th St. is a 3 BR 2 BA and rents for $875/month.

Well-maintained 1 1/2 story home with 3 BR and 1 BA. Large updated kitchen, tile floors, includes all appliances.

Newer driveway and new exterior doors.

Fenced yard. Nice 18’ x 22’ garage.

515-707-4770 Janis@RobinsonEquation.com

www.RobinsonEquation.com

http://www.stanbroughrealty.com/index.php?option=com_content&view=article&id=1&Ite... 1/4/2011 Real Estate Concepts

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Rick Herron: 515-490-5706 | RickH@remax.net Each Re/Max office is independently owned and operated.

Free Appraisal

great

loans

Apply Today and Receive a Free Appraisal Up to $500 AskCredited at Closing Nick for Details

• 100% Financing for VA and USDA Rural Housing Loans • 3.50% Down for FHA Loans • 5% Down for Conventional Loans • Ability to “Buyout” PMI (Private Mortgage Insurance) • Flexible Underwriting • Low Rates • Excellent Customer Service

Apply online at

www.mortgageproducersinc.com For more details contact:

Nick Tornabane

Mortgage Producers Inc.

P: 515-727-6683 F: 515-251-3806 nick@mortgageproducersinc.com NMLS # 13833

2755 106th Street Urbandale, IA 50322 www.mortgageproducersinc.com NMLS # 16880

Locally owned and operated 21

Bluestem | Waukee, Iowa Plat 1 Available for Fall Construction Description: Bluestem will consist of 86 single family residential lots including 14 lots in Plat 1 for which construction is scheduled to commence in 2013. Lots in Plat 1 range in size from 8,125 sq. ft. to 12,711 sq. ft. Bluestem is ideally located in one of the Metro’s fastest growing communities on SE LA Grant Pkwy, adjacent to the existing Waukee Middle School as well as a future school site, and just over one mile from the Waukee High School. Great access to University Ave, Ashworth Rd, I-80 and I-35, and the future Alice’s Rd extension.

School District: Waukee Zoning: R - Residential Directions: Travel west from Interstate 80/35 on University Ave/Hwy 6 into Waukee, IA. Turn south on SE LA Grant Pkwy and continue approximately one mile. Bluestem is located on the east side of the road directly south of the existing Middle School.

Contact for lot specific pricing, plat maps, and covenants.

Peoples Company Listing #11386

Steve Bruere 515-240-7500 Steve@PeoplesCompany.com © 2013 Diligent Development We obtained the information above from sources we believe to be reliable. However, we have not verified its accuracy and make no guarantee, warranty or representation about it. It is submitted subject to the possibility of errors, omissions, change of price, rental or other conditions, prior sale, lease or financing, or withdrawal without notice. We include projections, opinions, assumptions or estimates for example only and they may not represent current or future performance of the property. You and your tax and legal advisors should conduct your own investigation of the property and transaction.

22

Diligent Development Group, L.L.C. 12119 Stratford Dr. Ste. B | Clive, IA 50325 Phone: (515) 240-7500 | Email: info@diligentdevelopment.com

www.DiligentDevelopment.com

Stone Prairie | Waukee, Iowa Plat 2 Now Available Plat 3 Available for Fall Construction Description: Plat 1 sold out!

Plat 2 now available for summer construction. 20 12 lots available in Plat 2. 12 lots in Plat 3 available for fall construction.

Stone Prairie is ideally located in one of the metro’s fastest growing communities on SE LA Grant Parkway, adjacent to the existing Waukee Middle School as well as a future school site, and just over one mile from the Waukee High School. Great access to University Avenue, Ashworth Road, I-80 and I-35, and the future Alice’s Road extension.

School District: Waukee Directions: Travel west from Interstate 80/35 on University Ave/Hwy 6 into Waukee, IA. Turn south on SE LA Grant Pkwy and continue approximately one mile.

Stone Prairie is located on the west side of road directly across from Waukee Middle School.

Contact for lot specific pricing, plat maps, and covenants.

Peoples Company Listing #1626

Steve Bruere 515-240-7500 Steve@PeoplesCompany.com © 2013 Diligent Development We obtained the information above from sources we believe to be reliable. However, we have not verified its accuracy and make no guarantee, warranty or representation about it. It is submitted subject to the possibility of errors, omissions, change of price, rental or other conditions, prior sale, lease or financing, or withdrawal without notice. We include projections, opinions, assumptions or estimates for example only and they may not represent current or future performance of the property. You and your tax and legal advisors should conduct your own investigation of the property and transaction.

Diligent Development Group, L.L.C. 12119 Stratford Dr. Ste. B | Clive, IA 50325 Phone: (515) 240-7500 | Email: info@diligentdevelopment.com

www.DiligentDevelopment.com 23

Orchard Trail | Norwalk, Iowa

Description: Residential lots available throughout the coveted Orchard Hills Development in Norwalk, IA. Now selling lots in Orchard Trail Plat 3. Something for everyone including daylight, flat, walk-out, cul-de-sac, treed lots. Take advantage of the residential tax abatement offered through the City of Norwalk. Located in the highly sought-after school district of Norwalk. Close to schools, parks, and churches. Enjoy the feel of small-town living while taking advantage of the Metro amenities. Development is located 1.3 miles from Norwalk High School, 5.1 miles from Interstate 35, and just a short commute to anywhere in the Des Moines Metro.

School District: Norwalk Zoning: R - Residential Directions: From West Des Moines, travel south on I-35.

Take exit 65 toward Cumming.

Head west on Hwy G14 and continue approximately 5.1 miles. Turn south on Sycamore Dr. into development.

Contact for lot specific pricing, plat maps, and covenants.

Peoples Company Listing #1910

Steve Bruere 515-240-7500 Steve@PeoplesCompany.com Kalen Ludwig 515-402-3169 Kalen@PeoplesCompany.com Š 2013 Diligent Development We obtained the information above from sources we believe to be reliable. However, we have not verified its accuracy and make no guarantee, warranty or representation about it. It is submitted subject to the possibility of errors, omissions, change of price, rental or other conditions, prior sale, lease or financing, or withdrawal without notice. We include projections, opinions, assumptions or estimates for example only and they may not represent current or future performance of the property. You and your tax and legal advisors should conduct your own investigation of the property and transaction.

24

Diligent Development Group, L.L.C. 12119 Stratford Dr. Ste. B | Clive, IA 50325 Phone: (515) 240-7500 | Email: info@diligentdevelopment.com

www.DiligentDevelopment.com

The Grove | Ankeny, Iowa

Description: 29 8 single family residential lots available in Plat 1 of The Grove located in Ankeny, Iowa. Lots have 65’ and 75’ frontages and include a variety of walkouts, daylights, and flats. Located a quarter mile from the proposed Ankeny Catholic School site, just 2.5 miles from the Saylorville Marina, less than 5.0 miles from I-35, and just a short commute to anywhere in the Des Moines Metro. Property sits just north of Cherry Glenn Estates, one of Ankeny’s fastest growing subdivisions.

School District: Ankeny Zoning: R-1 Single Family Directions: From I-35, take the 1st St exit and head west approximately 4.3 miles to Abbie Dr. Turn right heading north on Abbie Dr. and continue 0.5 miles.

Contact for lot specific pricing, plat maps, and covenants.

Peoples Company Listing #10653

Steve Bruere 515-240-7500 Steve@PeoplesCompany.com © 2013 Diligent Development We obtained the information above from sources we believe to be reliable. However, we have not verified its accuracy and make no guarantee, warranty or representation about it. It is submitted subject to the possibility of errors, omissions, change of price, rental or other conditions, prior sale, lease or financing, or withdrawal without notice. We include projections, opinions, assumptions or estimates for example only and they may not represent current or future performance of the property. You and your tax and legal advisors should conduct your own investigation of the property and transaction.

Diligent Development Group, L.L.C. 12119 Stratford Dr. Ste. B | Clive, IA 50325 Phone: (515) 240-7500 | Email: info@diligentdevelopment.com

www.DiligentDevelopment.com 25

Eric J. Grubb, CCIM

<<<< 515-975-7441 >>>>

eric@solidgroundiowa.com

F e at ure d De v e l op me n t s Timberview <<<< Adel >>>> Verona Hills South <<<<< Clive >>>>>

• Located just 1 mile north of Hickman Ave and Alice’s Rd • Plat 1 now available • Waukee school district • 70’, 75’, and 80’ lots priced from $50-$70k’s •

Pre-selling for Summer 2013 delivery of Plat 2

Ledgestone <<< Ankeny >>>

• Introducing Timberview Plat 1, available late Summer 2013!

• 70’-75’ lots with several walkouts backing to timber • Directly south of ADM High School, all City services •

7 Year Tax Abatement!

• Just west of Otter Creek Golf Course in NE Ankeny • Plat 5 ready to build on, Plat 6 available May 2013 • NE Ankeny school district • 65’-70’ lots with just 5’ sideyard setbacks, priced in the $40k’s • 36th St I-35 Interstate Exit NOW OPEN!

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BERKEY

practical

beauty

details

dream

New homes starting in the $190’s

A plan to build you a house, to give you a home, to provide the guidance and expertise that will create your dream. More than a builder, we are craftsmen who combine our knowledge of construction and home detailing to create a partnership of architectural beauty and practical living. We will see you through from start to nish. From our home plans to your detailing; or from your dream to the reality we construct for you.

explore

For details or a private showing contact Greg Brockman 229-1188 Shaunna Larson 657-1833 Dennis Tonnemacher 480-7901

Black “Gold” Realty BIG SKY ACRES located on Onyx Trail Lots range in size from two to seven acres and priced from $31,900 to $65,900.

Each lot is unique in its view and slope. Some are flat, some sloped for ideal walkout, some trees. All are high and dry.

Lots of deer, birds and wildlife.

Come back to the country.

10 11

9

8

7

13 15

4

3

2 1

12 14

5

18

19

16

Directions: Take R-57 south off Hwy 92 (just West of Indianola). Go five miles on R-57 (1/4 mile South of Nixon St.) Big Sky Acres is on the West side of the road.

Black Gold Realty Company

3089 North Avenue | Norwalk, IA 50211 (515) 681-6310 Office | (515) 681-6310 Cell

Your Acreage Specialist Larry Hughes

Lot Acres Price 1 2.61 $38,900 2 2.65 $34,900 3 3.79 $49,900 4 3.79 $49,900 5 3.79 $49,900 6 Sold & Built 7 3.79 $49,900 8 3.79 $49,900 9 3.38 $46,900 10 5.77 $56,900 11 6.84 $64,900 12 2.04 $31,900 13 7.14 $66,900 14 2.15 $31,900 15 6.98 $65,900 16 4.66 $49,900 17 Sold & Built 18 4.21 w/lake $53,900 19 5.47 $55,900

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Listing activity in the 2nd quarter of 2013 outpaced the activity from one year ago, despite the current low inventory levels statewide.

Both average and median prices were up in the 2nd quarter of 2013. Realtors® reported low interest rates fueled buyer interest, and reduced inventory levels helped sellers get higher prices.

Iowa Home Prices Increased; Sales Decreased in June CLIVE, IOWA (July 16, 2013) – Home prices continued to climb while sales decreased last month in Iowa, reports the Iowa Association of Realtors® (IAR).

According to the IAR’s June 2013 Housing Trends Report, the median sale price across the state increased by 6.7 percent, climbing from $137,900 in June of last year to $147,125 this June. The average sale price also increased by 5.6 percent, jumping from $160,647 last June to $169,648 in June 2013.

“Prices are continuing to rise, further indicating that the inventory levels are having an effect on the marketplace as sellers are able to command more for their homes,” says Don Marple, president of the Iowa Association of Realtors®. “June 2013 represents the sixteenth consecutive month that the median sale price has increased year-over-year.”

Sold activity was down in June 2013 when compared to the number of sold properties in June 2012. Sales decreased by 7.3 percent from last year. A total of 4,039 homes sold/closed in June 2012, and 3,746 homes sold/closed in June 2013.

“Realtors® across the state are reporting a tight inventory of homes for sale, which may account for some of the decline in year-over-year sales,” says Marple. “However, the number of sales did increase overall in the second quarter of 2013, and the year-to-date number of sales continues to remain ahead of 2012 year-to-date sales by 5.5 percent,” he explains.

Average days on the market also continued to decrease, dropping 13 days to 83 days. The average days on the market in June 2012 was 96 days.

Also, the statewide sold/list price ratio rose to 96.5 percent, a 0.6 percent increase from last year, revealing that sellers are selling their homes quite close to asking price.

Iowa’s statewide inventory of homes on the market was down 10.3 percent from last year, although new active listings were up by 7.1 percent. The months’ supply of inventory (MSI) was 6.5 months, down 16.5 percent from last June. “We still need more homes on the market for individuals out there who are looking and are ready to buy,” says Marple.

IAR encourages Iowans that may be considering selling their home to meet with a local Realtor® to discuss the benefits of listing at this time, adds Marple.

28

IAR reports a strong second quarter (Q2) with increases in new active listings, new pending listings, new sold listings and prices when compared to Q2 of the past two years. New active listings in Q2 of 2013 totaled 17,699, new pending listings were 11,573, and homes sold/closed tallied 10,777.

Prices in Q2 of 2013 also showed a clear increase from both 2011 and 2012. The median sale price of homes across Iowa in Q2 of 2013 was $138,000 and the average sale price was $160,274. The median sale price was $130,500 in Q2 of 2012, and $124,950 in Q2 of 2011. Average sale price was $153,359 in Q2 of 2012, and $142,259 in Q2 of 2011.

Marple adds that right now the Iowa Association of Realtors® and the National Association of Realtors® are reaching out to Congress to urge them not to harm homeownership as they tackle tax reform. Leaders of both associations continually visit with national legislators about the importance of homeownership to our communities and our economy.

The information used to create the IAR June 2012 Housing Trends Report was current as of July 14 at 1:00 p.m. The information is subject to change due to the dynamic nature of the IAR’s housing statistics system, which is updated hourly based on information present in local participating MLS (multiple listing service) systems.

The term Realtor® is a registered trademark, which identifies real estate professionals who follow a strict Code of Ethics as members of the National Association of Realtors®. This year marks the 100th Anniversary of the Code, which was the second of its kind when it was established back in 1913.

The Iowa Association of Realtors® is the state’s largest real estate professional organization representing nearly 6,200 members and affiliates. The IAR releases a Housing Trends Report each month. Data is collected from local Realtor® boards through their multiple listing service (MLS), which tracks sales activities in the board area. The IAR compiles all of the local board data into the statewide report each month. Reports are available online to IAR members and affiliates with a login and password. Anyone is eligible to become an IAR affiliate. For membership information, visit www.iowarealtors.com.

Amy Smith, Communications Consultant Iowa Association of Realtors® amy@iowarealtors.com

Iowa Home Sales and Prices Continued to Rise in July CLIVE, IOWA (Aug. 14, 2013) – Home sales and prices continued to increase substantially in July, according to the Iowa Association of Realtors®.

IAR’s July 2013 Housing Trends Report shows that sales were up 18.3 percent from a year ago, and year-to-date (YTD) sales were also up by more than 8 percent. Throughout Iowa 4,074 homes sold/closed in July 2013, and 3,444 homes sold/closed in July of last year.

July prices were up nearly 11 percent and YTD prices were up more than 5 percent. The average sale price in Iowa rose by 10.8 percent, while the median sale price increased by 7.1 percent. The average sale price was $168,823 in July, and $152,361 last July. The median sale price was $142,700 in July 2013, and $133,250 in July 2012.

“June and July 2013 recorded the two highest average and median sales price figures ever recorded by IAR since it began the current data tracking system in 2005,” says Don Marple, president of the Iowa Association of Realtors®.

There was a significant decrease in average days on the market, down nearly 20 percent from last year, putting the average under 90 days.

“This is the lowest average number of days on the market since the summer of 2005 – and that means properties are moving fast,” shares Marple.

Inventory is still tight at just over 6 months of supply. In many areas inventory is even lower, providing greater advantage to sellers, adds Marple. At the end of July there were 19,622 homes for sale across the state, down 8 percent from last year when the inventory was 21,332.

The percent of original sale price received at sale (sale price to list price ratio) is an indication of the tight housing supply, as sellers in July received an average of 96.2 percent of the asking price at the time

of sale. “This means that the accepted price was within 3.8 percent of the original asking price,” explains Marple. “The percent of list price received at sale has not been consistently above 96 percent since the summer of 2007,” he adds.

New active listings were up by 14.7 percent, climbing from 4,985 in July 2012, to 5,717 in July 2013. Pending sales also remained ahead of last year, hinting at continued strong sales activity in the next couple of months, says Marple. Pending sales were up by 3.7 percent. There were 3,546 pending sales in July, and 3,420 pending sales last July.

The data used to create the IAR July 2013 Housing Trends Report was current as of August 12 at 3:00 p.m. The information is subject to change due to the dynamic nature of the IAR’s housing statistics system, which is updated hourly based on information present in local participating MLS (multiple listing service) systems.

The term Realtor® is a registered trademark, which identifies real estate professionals who follow a strict Code of Ethics as members of the National Association of Realtors®. This year marks the 100th Anniversary of the Code, which was the second of its kind when it was established back in 1913.

The Iowa Association of Realtors® is the state’s largest real estate professional organization representing nearly 6,200 members and affiliates. The IAR releases a Housing Trends Report each month. Data is collected from local Realtor® boards through their multiple listing service (MLS), which tracks sales activities in the board area. The IAR compiles all of the local board data into the statewide report each month. Reports are available online to IAR members and affiliates with a login and password. Anyone is eligible to become an IAR affiliate. For membership information, visit www.iowarealtors.com.

Amy Smith, Communications Consultant Iowa Association of Realtors® amy@iowarealtors.com

Listing activity increased in July compared to July 2012 and 2011. Sales increased and pending listings also increased, indicating that sold activity should be brisk in the next few months.

June and July 2013 recorded the two highest average and median sales price figures ever recorded by IAR. Also, the percent of listing price received at sale (SP/LP) was above 96 percent.

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>> 1st Floor <<

218 Pine Avenue | Norwalk, Iowa Orchard Hills | $246,000 | Listing #11346 • 1,800 SF Two Story • 4 Bedrooms and 2.5 Baths • Great Orchard Hills Development • Norwalk 5 Year Tax Abatement • 9 Foot Ceilings on Main Level • Open Floorplan • Mudroom with Built-in Cubbies • Kitchen with Island and Granite Countertops • Master Suite with Walk-in Closet and Private Bath • 2nd Floor Laundry • Stylish Archway in Great Room • Gas Fireplace with Stone Surround

>> 2nd Floor <<

Call Kalen for more info on building with Parks Custom Homes!

My Kaywa QR-Code http://www.parkscustomhomesiowa.com/testimonies

Scan this QR code with your smart phone for Builder Testimonials!

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Kalen Ludwig Kalen@PeoplesCompany.com 515.402.3169 30

www.PeoplesCompany.com

Download the Kaywa QR Code Reader (App Store &Android Market) and scan your code!

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We can build this plan anywhere!

• 1114 NW Ridge Road, Ankeny • Giovanti Homes Sinatra II Front Porch Ranch • Currently Under Construction • Price: $267,480 Giovanti builds homes all over the metro!

Features of the Home Include: • Over 2500 sq. ft. finished with 1500 on the main level • Finished basement includes family room, bedroom, and bathroom • Walkout basement has 9 foot foundation walls • 3 car garage

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www.GiovantiHomes.com exclusively listed with. . . full service and straight forward Liz Wilson 515-208-2721

Jen Schuller 515-231-1624

www.DirectRealtyCo.com Scan this QR Code with your smart phone for more info

515.963.1252 info@DirectRealtyCo.com 31

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