My Future Fund: Investing in Kids' Futures

Written by 5 Healthy Towns Foundation staff

In Washtenaw County, a new initiative is helping families dream bigger about what comes after high school. My Future Fund, a partnership between the Washtenaw Intermediate School District (WISD) and Washtenaw County Government, provides children with free early scholarship accounts to support college and career training.

Most 1st-8th-grade students in Washtenaw County public schools and participating charter schools automatically receive an account through the program. The fund provides starting deposits and bonuses, including a special $475 bonus deposit for 1 in 3 students. These investments create both financial resources and a strong message: your community believes in your future.

More Than Money

My Future Fund is about more than dollars in an account. It ’s about opportunity. The program helps close gaps that widened during the pandemic and ensures that all families—regardless of income— have a stake in their children’s educational journey. Parents and caregivers are also encouraged to engage with financial tools and planning, giving the entire household a stronger foundation for the years ahead.

A Community Commitment

The program launched with more than $6.7 million in seed funding from the Washtenaw County Board of Commissioners, with additional support from the City of Ann Arbor and guidance from local experts at the University of Michigan. An advisory committee representing schools, nonprofits, financial institutions, and community leaders helps steer the initiative.

Why It Matters

My Future Fund is a promise to the next generation: that no child’s future should be limited by financial barriers. By planting the seed of savings early, Washtenaw County is helping every student see themselves as college- and career-ready—building not just individual futures, but a stronger, more resilient community.

QUICK FACTS: MY FUTURE FUND

Who’s Eligible?

1st-8th grade Washtenaw County students enrolled in public schools and participating charter schools.

What Do Kids Receive?

A free early scholarship account with an initial $25 deposit and a possible $475 bonus contribution for 1 in 3 students.

Why It Matters:

Even small savings greatly increase the likelihood of college enrollment and completion. (Center for Social Development, Washington University in St. Louis)

Special Boosts:

An extra $475 bonus deposits support students who are individually eligible for free or reduced-price lunch.

How Families Can Participate:

A parent or guardian should complete the Release of Information Form by December 31, 2025, to unlock all the program’s benefits, including the $475 bonus for eligible students. Visit myfuturefund.org to check eligibility, explore resources, and complete the Release of Information Form.