Generations - Winter 2019

WINTER 2019

e l ty s e f i l s s e l e g a t, n a br i For a v

Healing Conversations

Vets of all ages find comfort in chat group

Spring Lecture Series A health club for the mind An Echo Press publication

New Years Resolution?

We’re here to help achieve your health and wellness goals, fill in your nutritional gaps, and discover just how delicious healthy living can be!

MEET

OUR R NUTRIT EGISTERED IONIST Andrea is p assionate f people of a o ll ages achie r helping v and wellne e their health ss goals.

Stop by an d let Andre a help you with your goals today !

Crazy Fresh produce and specialty items make it easy to stay on top of your busy schedule and keep healthy eating a priority for you and your family. All products are guaranteed fresh-cut daily and ready-to-eat. With a wide variety of items ranging from fruits and vegetables to soup starters, prepared salads and salsas, you’ll find convenient, healthy choices the whole family can enjoy any time of day.

son Andrea Han

Open 24 hours a day & 7 days a week!

320-763-3446 • www.ELDENS.com Corner of 3rd & Nokomis, Alexandria

Only store in town that is LOCALLY OWNED & OPERATED.

2 | GENERATIONS • Winter 2019

001814098r1

Winter 2019 • GENERATIONS | 3

GENERATIONS

WINTER

6 FEATURE

12 Healing conversations HEALTH & WELLNESS

6 Alzheimer’s cases growing 8 Music: a healthy habit 8 Get in touch with your creative side

8 9 22

The benefits of dance therapy 5 ways to boost memory Key advice for women with thinning hair

5 ways to beat retirement boredom

16

Watch out for this common internet scam

38

Don’t be bored. More ideas to help you enjoy retirement

17

Beware of Social Security “spoofing” scam

18

Three things you should never share on Facebook

19 30

Three helpful apps for boomers

35

Advantages of wireless headphones

FINANCE

10 23

Financial tips for snowbirds Social Security benefits increase in 2019

26 Fundamentals of Estate Planning EDUCATION

28

Spring Lecture Series begins in March

Parkinson’s support avaiable Mange your medications

TRAVEL

34 36 36 36

Eat healthy for your heart

14

7 affordable international destinations 10 hurricane-free destinations

Untreated hearing loss

14 15

Meniere’s Disease

TECHNOLOGY

4 | GENERATIONS • Winter 2019

36

38

24 31 34

Tips to help prevent hearing loss

for a vibrant, ageless lifestyle

12

29 Seniors in college

Healthy habits for a healthy lifestyle

2019

16

Stay healthy on vacation

How to create secure passwords

8 benefits of online grocery shopping

COMMUNITY

11

Deciding whether or not to move to assisted living

32

Outings to enjoy this summer

RESOURCES

25 27 33

Douglas County Senior Services Resources for Minnesotans Alexandria Senior Center is there for you

Come In & See the All New Nautilus Vin #2LMPJ8LP3KBL21566

2019 Lincoln Nautilus AWD Burgundy Velvet metallic, Cappuccino luxury leather trim, Equip.

Group 300A Reserve, 2.7 GTDI V6 engine, 9 sp. SelectShift auto transmission, 245/50R20 A/S BSW tires, Cargo Utility Pkg., rear cargo management system, cargo compartment w/Rev. mat, interior cargo cover, Driver Assistance Package, Lane Keeping System, ACC w/Traffic Jam Assist, adaptive steering, engine block heater, 50 state emissions, Trailer Tow Pkg. - Class II, 20” Prem.

PNT/BRT MCH 10 spk. alum., roof rack, side rails satin

$58,010 -$2,652 $55,358 -$500

SAVE $3,152

MSRP Juettner Motors Disc.

Lincoln Retail Bonus Cash

$54,858 Your Price

320-763-3126 • Toll Free: 888-479-6479

R001953960

1900 South Broadway, Alexandria, MN 56308 SALES - Mon. - Thurs. 8am-7pm; Fri. 8am-5:30pm; Sat. 8am-5pm • SERVICE - Mon.-Fri. 7am-5:30pm; Sat. 8am-12pm

Winter 2019 • GENERATIONS | 5

Alzheimer’s

cases growing as population ages

By Kendra Lund Contributing writer

More than 94,000 Minnesotans are living with Alzheimer’s disease or another type of dementia. As the number of older Americans grows rapidly, so too will the number of new and existing cases of Alzheimer’s.

Today, someone in the United States develops Alzheimer’s every 65 seconds – by midcentury that will increase to every 33 seconds.

WHAT IS ALZHEIMER’S? Alzheimer’s is a disease of the brain that causes problems with memory, thinking and behavior. Scientists believe Alzheimer’s disease prevents parts of a cell’s “factory” from running well.

Just like a real factory, backups and breakdowns in one system cause problems in

another. As damage spreads, cells lose the ability to do their jobs, which causes irreversible changes in the brain.

Alzheimer’s is NOT a normal part of aging. Although the greatest known risk factor is increasing age, and 10 percent of people ages 65 and older have Alzheimer’s, it’s not just a disease of old age.

Up to five percent of people with this disease have younger-onset Alzheimer’s.

Difference between Alzheimer’s and dementia Dementia is not a specific disease – it’s an overall term that describes a wide range of symptoms associated with a decline in memory severe enough to interfere with daily life.

For example, you can compare the word “dementia” with the word “cancer” – both words are used to describe a

6 | GENERATIONS • Winter 2019

group of diseases. They’re umbrella terms.

When someone says they have cancer, you’d want to know what type of cancer they have (i.e. skin cancer, breast cancer, etc.). Similarly, when someone says they have dementia, your next question should be about what kind of dementia they have, like Vascular dementia, Huntington’s disease or Alzheimer’s disease.

Alzheimer’s is the most common type of dementia, accounting for 60 to 80 percent of all cases. However, a diagnosis of dementia doesn’t guarantee you have or will develop Alzheimer’s disease.

10 WARNING SIGNS OF ALZHEIMER’S People with possible signs of Alzheimer’s may find it hard to recognize they have a problem; warning signs may be more obvious to family mem-

bers or friends, especially after the holiday season.

According to the Alzheimer’s Association, there are 10 warning signs that may mean a person is developing Alzheimer’s disease: Memory loss that disrupts daily life Challenges in planning or solving problems Difficulty completing familiar tasks at home, work or leisure Confusion with time or place Trouble understanding visual images and spatial relationships New problems with words in speaking or writing Misplacing things and losing the ability to retrace steps Decreased or poor judgment Withdrawal from work or social activities Changes in mood and personality

Every individual may experience one or more of these signs in different degrees. If you notice any of them or have any questions, please see a doctor or call the Alzheimer’s Association 24/7 Helpline at 800.272.3900.

WHAT YOU CAN DO NOW Maintain Good Health – Research has suggested combining good nutrition with mental, social and physical activities may have a greater benefit in maintaining or improving brain health than any single activity.

Eating a heart-healthy diet benefits both your body and brain. In general, this is a diet lower in saturated fats.

Research on the relationship between diet and cognitive functioning is somewhat limited, but it does point to the benefits of two diets in particular: the DASH (Dietary Approaches to Stop Hypertension) diet and the Mediterranean diet.

Physical activity is associated with a lower risk of cognitive decline. If it’s safe for you, engage in cardiovascular exercise to elevate your heart rate.

This will increase the blood flow to your brain and body, providing additional nourishment while reducing

potential dementia risk factors such as high blood pressure, diabetes and high cholesterol.

Join the Cause – If you’re looking for a way to help fight this disease, getting involved with your local Alzheimer’s Association Chapter is a great first step. You can: Volunteer in a regional office Join a local event committee Attend one of our many events.

Upcoming events include: Meeting of the Minds Dementia Conference on March 2, 2019 in St. Paul. Attend a free education class (visit alz.org/mnnd) Take Action – Join thousands of Alzheimer’s advocates nationwide who are making a difference.

This disease is one of the most critical public health issues in America, which is why we’re unrelentingly advocating for public policy issues and critical research funding. Now is the time to join us at alz.org/advocacy. Help persuade Congress to make Alzheimer’s disease a national priority.

Kendra Lund is program manager for the Alzheimer’s Association Minnesota-North Dakota Chapter.

ABOUT THE ALZHEIMER’S ASSOCIATION The Alzheimer’s Association is the world’s leading voluntary health organization in Alzheimer’s care, support, and research. Their mission is to eliminate Alzheimer’s disease through the advancement of research; to provide and enhance care and support for all affected; and to reduce the risk of dementia through the promotion of brain health. Call their 24/7 Helpline at 800-272-3900 or visit alz.org/mnnd for more information.

UPSCALE 1, 2 & 3 BEDROOM APARTMENT HOMES The Legacy & Bridgewater Estates have Several Great Amenities.

• Theatre • Community Rooms • Elevator • On-site Management • Fitness Center • Tuck Under & Detached Garage • Beautiful Nature Views • Business Center

Properties

Illies, Stroebe, Illies, Brink & Co. Real Estate Group Est. 1981

001584230r1

MANAGED BY

320-759-1000

701 34th Avenue East, Alexandria

320-763-7012

720 22nd Avenue East, Alexandria Winter 2019 • GENERATIONS | 7

Music: a healthy habit Studies have shown that listening to music has many health benefits, especially for the elderly. In fact, not only does it contribute to lower stress levels and improved sleep, but it also reinforces the immune system. Keep reading to find out more.

Sleep. Seniors who listen to soft music for 45 minutes before bed fall asleep faster, sleep for longer, stir less during the night and benefit from allaround more energizing sleep.

Why? Music affects our parasympathetic nervous system,

which slows our heart rate and breathing – much like when you get ready for bed. Hence, by relaxing the body, music can actually prepare it for sleep.

Stress. Researchers at McGill University’s Psychology Department found that music can be more effective than prescription drugs for reducing anxiety in adults before surgery. The study also demonstrated that listening to music helps reduce cortisol levels (a stress hormone) in the body.

DID YOU KNOW?

NK (natural killer) cells that attack harmful bacteria as well as infected and cancerous cells are more prevalent in music lovers. Music therefore helps boost our immune system!

Get in touch with your creative side The benefits of dance therapy The therapeutic advantages of dancing have been receiving more and more attention in recent years, hence the growing popularity of dance therapy.

The Journal of Psychiatric and Mental Health Nursing defines this type of therapy as “the use of dance to support intellectual, emotional and motor functions of the body.”

Dance therapy classes for seniors are quite similar to typical dance classes; the focus, however, is on low-impact dance moves that promote mental and

physical health. Dance therapy has been shown to provide the following benefits: Reduce hip and knee pain Improve mobility Increase strength and balance Ward off depression Promote heart health Moreover, people typically find it more engaging than other forms of exercise and therapy.

Intrigued? If so, discuss this therapy option with your doctor.

8 | GENERATIONS • Winter 2019

Creativity is often considered to be synonymous with making art. However, being creative doesn’t just mean devoting yourself to activities such as painting, drawing or knitting.

It also means being resourceful, a problem-solver, and coming up with interesting projects or initiatives.

In all cases, engaging your creativity allows you to develop cognitive faculties, improve your ability to reason and concentrate, avoid boredom and, for activities involving fine motor skills, to work on handeye coordination. Furthermore, being creative can lead to a feeling of satisfaction and thereby improve self-esteem.

In short, there are many good reasons to foster your creativity.

But how to go about developing

it? Some feasible approaches include: landscaping a garden, redecorating a room in your house, making mandalas, going on cultural outings, inventing stories for children, or even just letting your mind wander on a nature walk. There are countless options! Simply consider what feeds your imagination and stimulates your curiosity.

5

ways to boost memory

By Karen Tolkkinen Contributing writer

If you want to improve your memory, here’s a way to start: Believe that you can.

Memory can be sharpened at any age, researchers say. However, as Yale researcher Becca Levy has discovered, buying into the popular myth that equates aging with dementia can interfere with that ability.

“Specifically, the stereotype that memory decline is inevitable can become a self-fulfilling prophecy,” she concluded in 1996 after discovering that older adults performed better on memory tests after being presented with positive images of aging and worse when presented with negative images of aging. “The findings indicate that memory decline is not inevitable. In fact, the studies show that memory performance can be enhanced in old age.”

Surveys show that American fear memory loss more than any other disease, even though most people will not get dementia. A 2006 study published in the journal Neuroepidemiology found that among

those age 71-79, about 5 percent develop some form of dementia. Even though dementia becomes more common with advancing age, it still claims less than 40 percent of those age 90 and up.

Here are five ways to keep memory sharp.

Go for a walk. Numerous studies link exercise to better brain health. A 2010 study published in the Proceedings of the National Academy of Sciences showed that aerobic exercise expanded the hippocampus, which typically shrinks with age.

As a result, older adults were better able to plan routes, remember locations or where an event occurred.

Sign up for Senior College, take a Community Education class or do puzzles.

Many experts say that challenging your brain can keep it sharp. Building and preserving brain connections is an ongoing process, says Harvard Medical School.

Clean up. Clutter, noise and other distractions can divert you from things that need your attention, such as directions to meeting a friend, says the American Psychological Association.

Use memory aids, such as calendars, journals or to-do lists that you cross off as you complete items. Even using pen and paper to write things down can help fix information in your memory, according to a study by French and Norwegian researchers.

When learning something, take your time. Instead of trying to cram everything in at once, re-study topics over increasingly longer periods of time, advises the Harvard Medical School — once an hour, then every few hours, then every day. Research shows that spaced rehearsal improves recall.

Karen Tolkkinen is a reporter and copy editor for the Echo Press.

Have you heard the Rumor?

Better than normal hearing

That’s GENIUS!

TM

New GENIUS!TM Technology Delivers Easier, More Natural Hearing Wherever Your Life Takes You Experience up to 25% better speech recognition in challenging listening environments than those with normal hearing*

CALL

TODAY!

It’s True, Clinically Proven. Finally a hearing aid that knows how to listen in noise. *Studies conducted at the University of Northern Colorado (2014) and Oldenburg Horzentrum (2013) showed that Speech Reception Thresholds (SRT) in cocktail-party situations improved up to 2.9 dB for wearers with mild to moderate hearing loss using GENIUS with Directional Focus, compared to people with normal hearing. This corresponds to over 25% improvement in speech understanding.

200 OFF

$

Total Purchase When A 3rd Party is Present.

Valid when you purchase a Miracle-Ear ME-1, ME-2 or ME-3 Solution (2 aids) during promotion period. Valid at participating Miracle-Ear locations only. A 3rd party individual must be present at time of purchase. Does not apply to prior purchases. Expires 1/31/19.

FREE HEARING TEST & EVALUATION No Cost or Obligation Call for Appointment

Fitting fees may apply. Hearing tests are always free.

Not a medical exam. Audiometric test to determine proper amplification needs only.

Alexandria 2715 MN-29 Suite#114 Midway Mall 320-527-9969

001814785r1

ADDITIONAL

www.miracle-ear.com/locations/alexandria-mn/ Winter 2019 • GENERATIONS | 9

FINANCIAL TIPS FOR SNOWBIRDS present and future

By Edward Jones Financial Advisors Winter is here again – which may make you wish you were somewhere else. You might be thinking how pleasant it would be to become a snowbird and move to a warmer climate for the season. Of course, your stage of life will help determine if you are prepared to be a snowbird now or if you’re just hoping to be one in the future.

But in either case, you’ll need to be financially prepared.

So, let’s look at what it would take to be a snowbird – tomorrow and today: Snowbird tomorrow. The further ahead you plan, the more options you’re likely to have when you embark on the snowbird life. If you’re going to be retired, you’ll need to review all your sources of retirement income – Social Security, your 401(k) or other employersponsored plan, your IRA, and

so on – to determine if you’ll have enough money available for your yearly snowbird trips without jeopardizing your retirement lifestyle.

Your calculations will depend on what sort of snowbird existence you have in mind.

Do you want to buy a second home or just rent? Will you be gone just a few weeks each year or several months? Clearly, to ensure a successful snowbird experience, you’ll need to identify your goals and create a strategy for achieving them.

Snowbird today: If you’ve reached a point where you can indeed make your snowbird dream a reality, and you’re ready to pack your bags, you’ll need to take action on some practical matters, such as these: • Secure your home. If you have a security system, make sure it’s armed and working properly. Stop your newspapers and magazines, forward your

101 Nokomis St. W. • PO Box 340 • Osakis, MN 56360

(320) 859-2118

001808158r1

hetlandfh@midwestinfo.com • www.royhetland.com

10 | GENERATIONS • Winter 2019

leave. But if you still pay some bills the old-fashioned way, with checks and envelopes, look for these bills in your forwarded mail.

• Track your investments.

You can probably track the progress of your investments online, and it’s a good idea to do so, just as you would at your permanent address. Even if you’re only gone a couple of months, you may need to make some investment moves, so stay on top of your accounts and contact your investment professional, as needed. As always, though, don’t overreact to sudden market swings – ideally, you’ve got long-term strategies in place that can serve your needs in most investment environments.

The life of a snowbird can be a pleasant one. So take the necessary steps before you leave – and enjoy your days in the sun.

Therapy Service • Short-term inpatient rehabilitation following surgery at Club Galeon of Osakis • Outpatient therapy for recovery from replacements or injuries • Pre-surgical strength training at Club Galeon • Aegis Geriatric Enhanced Modalities (GEM) pain management • Freedom Through Functionality (FTF) strength & balance • Warm water exercise pool and hot tub

Dana D. Hetland, Director

“Showing kindness & helpful compassion to families in the Lakes area for over 35 years.”

mail, ask your neighbors to remove any stray papers, flyers and advertisements from your porch or entryway, and arrange to have your snow shoveled.

• Notify your bank. To fight theft, the fraud departments of many banks are getting more aggressive in spotting and denying unusual charges.

That’s why it’s important to give your bank your temporary address and contact information before you leave.

By doing so, you can reduce the risk of your account being frozen temporarily if your financial institution can’t reach you with questions about charges from an unexpected location. You also might find it useful to open a bank account at your snowbird site.

• Pay your bills. If you already pay all your bills automatically through bank authorizations, you may not have to do anything when you

320.859.2142

www.GaleonMN.com

410 West Main Street, Osakis

Deciding whether or not to move to

ASSISTED LIVING

By Beth Budziszewski

Senior LinkAge Line Supervisor Land of the Dancing Sky, Area Agency on Aging

If you or a family member are considering a move into an assisted living facility or other housing with services setting, there are some things you should know before you begin.

You must call the Senior LinkAge Line® at 1-800-3332433 when you are planning to move into a housing with services setting.

Minnesota law requires that the Senior LinkAge Line offer long-term care options counseling to anyone considering a move into registered housing with services. This is so they understand their options before signing a lease. The caller can choose whether or not they would like to receive

this information. The Senior LinkAge Line specialist will also provide a unique verification code to the caller.

If the caller chooses to receive the options counseling, the Senior LinkAge Line specialist will ask a series of questions to assess risk and ensure the caller understands what choices are available to help meet their unique needs.

If a caller is high risk of needing nursing home placement, the specialist will offer an optional county assessment, known as MnCHOICES. Those who decide to move into housing with services will be offered additional resources for aging well and living

well, including access to caregiver supports and health insurance counseling.

Moving can make a big impact on your budget. When deciding where to move, cost is often at the forefront.

During the call, the specialist will ask about the facility’s Uniform Consumer Information Guide (UCIG), which includes rates and services offered. Obtaining the cost for each setting you visit will give you valuable information, so you will know if you have the resources to pay for these services.

Deciding about whether to move can be overwhelming.

But help is available and it

can begin with long-term care options counseling.

Long-term care options counseling can help you find local services, such as chore services, meals, transportation, caregiver supports and more that can help you continue to live in the community.

Call Senior LinkAge Line at 1-800-333-2433 and press option one. A specialist will help you look at your options, so you can decide whether a move is right for you. You can also visit www.minnesotahelp.info, Minnesota’s statewide database of community resources to find services and service providers near you.

Runestone Village II

New construction, ready for occupancy mid summer.

By ordering a unit now, floor coverings and other features can be your choice. Five homes remaining in this 13 unit development.

,

• 1440 Sq Ft finished • Large kitchen with • Patio style,no basement appliances, 2 storage • 2 Bed, 2 Bath rooms, sound proof.

• Finished Dbl Garage • Association services • Den, vaulted ceilings, patio

625 Broadway, Alexandria, MN 56308

Kevin Mahoney

Located at the corner of 6th Ave East and Rosewood Lane, Alexandria

Cell: 320.760.6328 Broker/Owner

$259,900

001815428r1

Winter 2019 • GENERATIONS | 11

Healing conversations Vets of all ages find comfort in chat group

By Celeste Edenloff Contributing writer

After listening to a speaker from the Eagle’s Healing Nest, members of a veterans chat group from the Alexandria Senior Center wanted to do something to help.

The Eagle’s Healing Nest, which is located in Sauk Centre, about 30 miles southeast of Alexandria, is a non-profit organization committed to meeting the needs of veterans, service members and their families who suffer from the invisible wounds of war.

According to Kathryn LeBrasseur, president of the County Committee on Aging who helps with programming at the Alexandria Senior Center and helps runs the veterans chat group, the Eagle’s Healing Nest is housed in a former girls reform school. Through volunteer help, the facility was restored and now houses up to 72 veterans, both male and female, who are not quite ready to return successfully to civilian life, said LeBrasseur.

She noted that the Healing Nest is not under the Veterans Administration, but that it supplements what the VA does and works closely with them.

Members of the Alexandria Senior Center veterans chat group decided to do a tour of the Eagle’s Healing Nest and took a trip there earlier this year. And because they wanted to help those at the facility, the veterans chat group collected and donated a truckload of winter items including scarves, mittens, long underwear, sweatshirts, sweatpants and more.

In addition, they also donated an electric scooter to the facility.

LeBrasseur said the Senior Center received the scooter as a donation, but that it needed to be repaired and needed a new battery. Through a donation from the Carlos Lions Club, the scooter was fixed up and donated to the veterans at the Eagle’s Healing Nest.

“We were so impressed with the work they do at the Healing Nest,” said LeB12 | GENERATIONS • Winter 2019

Clarence Wolf (standing) from the Alexandria Senior Center, and Art Berg, Douglas County’s Outstanding Male Senior, deliver a motorized scooter to the Eagle’s Healing Nest in Sauk Centre earlier this year.

rasseur. “And the facility is run by all volunteers. They have volunteer certified professional counselors and volunteer service people. It’s amazing what volunteers can do.”

The Eagle’s Healing Nest, according to LeBrasseur, is not just for seniors,

but for all veterans. For more information on the Eagle’s Healing Nest, visit its website at www.eagleshealingnest.org.

Locally, the Alexandria Senior Center veterans chat group gets together the fourth Friday of each month at 2 p.m. The group originally was formed

for World War II vets, said LeBrasseur, but now includes those who served in Korea, Vietnam and other veterans, as well.

And although the group tends to be those of the older generation, LeBrasseur said it really is open to all ages and all veterans.

She said at first, she tried to have a program each month for the members of the group, but soon found out that the majority of the veterans didn’t really need or want a program, they just wanted to talk, to chat.

She said often times the group consists of couples – husbands and wives – who come to the meetings together and that those who participate end up sharing and talking more than they would outside of the group.

LeBrasseur said she’s heard the comment, “This is more than I’ve ever heard him talk,” from more than one spouse who participates in the chat group.

LeBrasseur said the emphasis in the coming year is to get more women veterans involved as she said it is sur-

prising how many women are veterans.

When most people think of veterans, they tend to refer to men, but LeBrasseur said there are many women who are veterans, too. She stressed women are encouraged to join the chat group at the senior center and wouldn’t be out of place there. The Alexandria Senior Center, she said, is a neutral place for veterans to meet.

OTHER SENIOR ACTIVITIES Besides the veterans chat group, LeBrasseur said the Alexandria Senior Center offers several other programs, including music every Sunday at 2 p.m. with dances on the fourth Sunday of each month.

“Music is such a heavenly healer and gets in people’s souls,” said LeBrasseur.

The music programs encompasses all ages and all types of music.

For more information about the Alexandria Senior Center, visit its website www.alexandriaseniorcenter.com.

Music is such a heavenly healer and it gets in people’s souls.

Celeste Edenloff is a reporter for the Echo Press.

Katherine LeBrasseur

001732696r1

Relax!

YOU’RE RIGHT ON TIME TO PLAN.

Let me help you!

• Wills - Trusts • Powers of Attorney • Legacy Planning • Legacy Conversations

Serving Individuals & Business Owners For 25 years.

• Elder Law • Revocable Trust Funding & Maintenance

121 5th Ave. West (5th & Fillmore) Alexandria, MN 320-763-7838 • JoellenDoebbertAttorneyatLaw.com 2017-18 Chair Probate & Trust Law Section, MSBA

JoEllen Doebbert Attorney at Law

Winter 2019 • GENERATIONS | 13

7 A search of the internet can net a huge amount of information on traveling; so much, in fact, that it’s hard to decide what to do.

Here are seven of the top destinations in terms of cost, according to the AARP website, which did research on what destinations saw the cost of flights drop the most, as well as those with the most favorable exchange rate.

DOMINICA The Caribbean is a favorite choice of many travelers and Dominica will be a good choice to vacation this year.

Hit by Hurricane Maria, the small island was nearly devastated, but through efforts by volunteers and the government, Dominica has seen many of its top attractions brought back to life. Several hotels have not reopened

affordable international destinations

in 2019 yet, but when they do, there should be some excellent values. Additional flights to the island have also helped drop airfare costs nearly 33 percent from last year.

FRANCE Flights from the United States to Paris have dropped an average of 30 percent since last year, and, along with a four percent drop in the euro, can help make a trip to France within many travelers’ budgets as long as you don’t plan to stay in Paris.

The rates for hotels in Paris are 25 to 40 percent higher than the surrounding area.

So, if you’re planning to celebrate the 75th anniversary of D-Day on June 6, reserve your lodging as soon as possible.

BUENOS AIRES The peso in Argentina has seen a 54 percent drop in val-

ue in just the last year, which means there’s a great opportunity for travelers. A large number of hotel rooms are less than $100 a night and airfare, although still not cheap, is down about 14 percent as well.

You can also save some money by traveling with a layover in another city.

making it a budget-friendly vacation destination. From Helsinki, Finland to Lithuania is just a one-hour and 15-minute flight on Finnair. Lithuania is one of Europe’s least expensive destinations and has a more local atmosphere. The cost of lodging is also extremely affordable.

ICELAND An up and coming travel destination, Iceland is a wonderful choice to stay. Airfare is down 25 percent from last year, with flights five and a half hours away from several citities on the east coast. You can get 18 percent more krona to the dollar as well. Prices could go up as the summer months approach.

COLUMBIA The annual flower festival in Medellin, the university town of Popayán and the beautiful coastal area of Santa Marta make Columbia a tourist destination. Even sweeter, the peso is much weaker against the dollar, allowing your budget to stretch further. Bogotá is just five and a half hours away from New York or Washington, D.C. and less than three from Miami.

FINLAND/LITHUANIA Flights to Finland and from Finland have dropped nearly 35 percent from last year,

Ten hurricane-free destinations to travel to this year Traveling during the fall is a great way to avoid the hordes of tourists that invade beaches during the summer and flock to sun-drenched resorts come winter. However, in many tropical destinations, autumn is hurricane season. So where

can you travel to this fall without having to worry about Mother Nature’s wrath?

In many European and African countries, autumn is sunny and temperate. Fall is an ideal time to visit the following destinations:

14 | GENERATIONS • Winter 2019

1. Italy. You’ll fall in love with the magnificent beaches of Sardinia.

2. Spain. Immerse yourself in Andalusian culture in a land where the earth is red and the water is turquoise blue.

3. Corsica. White sand, crystal-clear waters, granite cliffs, flocks of seabirds—the Corsican coastline has all the elements of a traveler’s paradise.

4. Greek Islands. Enjoy stunning vistas on Santorini, Mykonos or Corfu—or any of Greece’s other alluring Islands.

5. Morocco. This welcoming country is rife with magnificent seas, mountains, val-

leys and deserts begging to be explored.

6. Tunisia. Dive into the country’s incredibly rich history and let yourself be enchanted by its breathtaking beaches.

7. South Africa. You’ll be blown away by the incredible diversity and beauty of this country’s landscapes.

8. Indonesia. Set sail to Bali, a true slice of heaven on earth.

9. French Polynesia. Tahiti and Bora Bora are two choice destinations filled with lagoons, beaches, rich flora and towering coconut trees.

10. Argentina. Head to the Valdes Peninsula to see whales by the dozen.

Stay healthy on vacation It’s always exciting to head out on vacation, but make sure to prepare for any health issues that might come up. Here are some tips to follow before and during your trip: Pack your prescriptions and other medical items in your carry-on bag and keep them in their original bottles. It’s smart to bring more than you might need in case of any trip delays and to know the generic names of your medications in case you need to replace any while traveling internationally.

Research your health insurance to know what it will cover and what it won’t. If you have any concerns, think about purchasing a travel medical insurance policy that covers at least $50,000 for medical evacuation and $10,000 for hospitalization.

Check with your physician about any required vaccinations or other health precautions you should take.

Once you arrive at your destination, try to acclimate to the time zone. You don’t want to be too tired to enjoy your vacation.

Don’t get carried away with planning activities. You don’t want to have so much to do that you exhaust yourself and stress your health.

Don’t forget about basic health tips such as washing your hands, and make sure to be aware of tap water and street foods that can cause health issues.

Are you going on vacation somewhere hot and sunny this year? Avoid sunburns and prevent skin cancer by selecting the right sunscreen. But given that there are countless products available on the market, it can be hard to know which one to pick. Here’s what you should look for in the product you choose:

STEP

Sign up for the U.S. Smart Traveler Enrollment Program (STEP).

It’s free and you will receive important information about safety conditions in your destination country and help the U.S. Embassy contact you in an emergency and help family and friends get in touch with you if necessary. https://step.state.gov/step/

Sun Protection Factor (SPF) 30 or higher Broad spectrum protection (which shields you from both UVA and UVB rays) UV filters like Mexoryl and Tinosorb (check the ingredients) Water resistance In addition, if you have sensitive skin, opt for unscented sunscreen.

The right way to use sunscreen Half an hour before you go out in the sun, apply about two tablespoons of sunscreen on all skin that will be exposed.

Reapply every two hours and after each swim.

Even in the shade What if the weather’s cloudy? Do you still need sunscreen? Yes. Absolutely! Ninety percent of ultraviolet rays can pass through the clouds and therefore burn your skin.

Quality water is the start to a great cup of coffee...and a GREAT DAY! Kinetico revolutionary non-electric water treatment systems remove HARDNESS | IRON | ODOR

and contaminants such as

LEAD | ARSENIC TANNINS | NITRATES

and shield your home from

We solve problem water.

GUARANTEED.

888.674.6509 KineticoMN.com

IRON | RUST | SCALE

BEST IN INDUSTRY

10-YEAR

MANUFACTURER WARRANTY

I’m Todd, your local water expert.

Call me today for your

FREE

WATER ANALYSIS

We’ll test the water in your home or cabin for hardness, iron, pH, tds and chlorine.

CODE: DMNBR1

ALEXANDRIA • DETROIT LAKES • BRAINERD Winter 2019 • GENERATIONS | 15

How to create secure

PASSWORDS

Between email accounts, social media profiles and online shopping, it seems like having multiple online accounts is unavoidable. It’s tempting to make your password something easy to remember – your date of birth, your dog’s name or the numbers 12345 – but doing so is far from safe. So how can you come up with passwords that are both easy to remember and hard to guess? Here are some smart tips.

Ideally, passwords should contain more than eight characters and include both capital and lowercase letters as well as numbers and special characters.

There are various techniques you can use to generate unique passwords. For example, you could take the first letter of each word in a made-up sentence (so “George gets up late every day of his life” becomes Gguledohl) and replace a few of them with a similar number or special character (e.g. Ggu!3doh!).

Never, ever use the same password for multiple accounts. Should one of them become compromised by a data breach, all of the others would be made vulnerable as well. If you don’t feel like remembering

Your online passwords should contain more than eight characters and include capital and lowercase letters, numbers and special characters.

dozens of unique combinations, simply create a variation of a base password for each site (e.g. Ggu!3doh!FB for Facebook and Ggu!3doh!GM for Gmail).

If you’re afraid your memory might play tricks on you, don’t let your browser or phone remember your passwords for

you. Instead, use a password manager.

This type of software program stores all of your passwords securely and lets you use a single master password to access all your accounts. Finally, for extra security, you should change your passwords once or twice a year.

Watch out for this

common internet scam Internet scams are unfortunately part and parcel of the digital world and are something all internet-users need to be aware of — seniors especially, as they are the main target of such scams.

One of the most common internet scams occurs in the following way: 1. A scammer posing as a tech support employee contacts you by phone (they often say they work for Microsoft).

2. They tell you your computer is infected with a virus and offer a free security check.

3. They ask to be allowed remote access to your computer: they give you the steps to do this.

16 | GENERATIONS • Winter 2019

4. Once given remote access, the scammer installs software on your computer, allowing him or her to steal from your accounts.

Alternatively, ransomware – a particular type of software that locks your computer – is installed, and the scammer then demands payment to unlock it.

A survey done by Microsoft showed that 15 percent of computer users have received a call like this.

Protecting yourself from this scam is simple enough. If someone calls to offer tech support, don’t under any circumstances trust them. Tech support should never call you: when you have issues with your computer, you always need to call them.

Beware of Social Security “spoofing” scam The Acting Inspector General of Social Security, Gale Stallworth Stone, is warning citizens about an ongoing caller-ID “spoofing” scheme misusing the Social Security Administration’s (SSA) national customer service phone number. SSA has received numerous reports of questionable phone calls displaying SSA’s 1-800 number on a caller-ID screen. This is a scam; citizens should not engage with those calls or provide any personal information.

These reports indicate the calls display the 1-800-7721213, SSA’s national customer service number, as the incoming number on caller ID. People who have accepted the calls said the caller identifies as an SSA employee. In some cases, the caller states that SSA does not have all of the person’s personal information, such as their Social Security number

(SSN), on file. Other callers claim SSA needs additional information so the agency can increase the person’s benefit payment, or that SSA will terminate the person’s benefits if they do not confirm their information. This appears to be a widespread issue, as reports have come from citizens across the country.

SSA employees do contact citizens by telephone for customer-service purposes, and in some situations, an SSA employee may request the citizen confirm personal information over the phone. However, SSA employees will never threaten you for information or promise a Social Security benefit approval or increase in exchange for information. In those cases, the call is fraudulent, and you should just hang up.

“This caller-ID spoofing scheme exploits SSA’s trusted reputation, and it shows that

scammers will try anything to mislead and harm innocent people,” Stone said. “I encourage everyone to remain watchful of these schemes and to alert family members and friends of their prevalence. We will continue to track these scams and warn citizens, so that they can stay several steps ahead of these thieves.”

The Acting Inspector General urges citizens to be extremely cautious, and to avoid providing information such

as your SSN or bank account numbers to unknown persons over the phone or internet unless you are certain of who is receiving it. If you receive a suspicious call from someone alleging to be from SSA, you should report that information to the OIG at 1-800-2690271 or online at https://oig. ssa.gov/report Information from the Social Security Administration website.

Winter 2019 • GENERATIONS | 17

Three things you should never share on

FACEBOOK

Using Facebook is a fantastic way to keep in touch with friends and family. However, certain features on the platform can pose a security risk. To protect yourself, never share these three things on Facebook.

1. Your full birth date and place of birth. A study from Carnegie Mellon University found that this information could be searched in publicly available databases and bring up your Social Security number. Sharing this information therefore puts you at risk of identity theft.

2. Your mother’s maiden name. A common security question for online accounts asks your mother’s maiden name. Posting this information on Facebook could allow others to access these accounts.

3. A status revealing that you’re on vacation. This may be interesting for your friends to hear about, but it may also be interesting for burglars, as it notifies them your house is empty. Recently, the New York Times reported on a gang of burglars in New Hampshire who used the tactic of scouring Facebook for posts of this kind. (On this same note, it isn’t a good idea to have your address on Facebook.)

So, by all means connect with friends and family members on Facebook: just make sure to use it and other social media platforms wisely.

Great Gift Ideas for any occasion!

www.scandinaviangifts.com or 320-763-6363 604 Broadway Street Alexandria, MN 56308

001815279r1

18 | GENERATIONS • Winter 2019

Three helpful apps for

BOOMERS Thanks to apps, our smartphones are able to serve myriad practical functions quite unrelated to calling or texting. Why not take advantage? Here are three apps that many individuals find highly useful.

PILLBOXIE This is an app that allows users to easily and conveniently keep track of their medications. Pillboxie permits you to schedule reminders by dragging and dropping pills (which you label beforehand and provide with a unique shape and color) into a virtual pillbox labeled by the time it should be ingested. It will then remind you whenever you need to

take medication—even if your phone is asleep.

MAGNIFYING GLASS WITH LIGHT Many farsighted individuals keep a magnifying glass handy for reading small print.

However, it’s not always practical to carry around this implement and you may sometimes forget it at home.

When you’re out and about and you need to read the fine print on a grocery label or prescription bottle, you can use the Magnifying Glass with Light app. With this app, you can use your phone camera to zoom in on text you’re reading. It also comes with a flashlight feature, in case you’re in dim lighting.

RED PANIC BUTTON This is an app that can quite literally save your life. Using this app, you can, with the press of a button, send a text containing a pre-set message and your exact location to your emergency contacts.

This can prove indispensible in emergency situations when you don’t have the time or ability to make a phone call.

Find these apps and others in the App Store, if you have an iPhone, or in the Play Store, if you have a Samsung phone. (These digital stores are themselves apps and have been pre-installed on your device.)

Steinbring Motorcoach An Award Winning Dealer

3,000 CUSTOMER INCENTIVE

$

Knowledgeable Sales People Award Winning Service Department New Friends!

Now thru January 30th we will be offering a $3,000 incentive on Carado units and $1,000 on Roadtreks in-stock!

SAVE

SAVE

29,785!

SAVE

30,440!

$

SAVE

11,471

$

$

14,794

$

$436 per mo.

Stk. #R18-004

123,018!

$

(Includes $1,000 Customer Incentive)

2019 ROADTREK SS-AGILE Stk. #R19-003

117,113!

$

(Includes $1,000 Customer Incentive)

2019 Roadtrek Simplicity SRT Stk. #R19-001

73,883!

$

2018 Carado Axion

Stk. #C18-002, Rear Bath

69,106!

$

(Includes $1,000 Customer Incentive)

(Includes $3,000 Customer Incentive) 436/mo includes 10% down +T,T&L, 240/mo. O.A.C.

Celebrating over 102 + years!

1917-2019

001815730r1

2018 Roadtrek CS Adventurous

STEINBRING MOTORCOACH Toll Free 1.877.880.8090 | 320.834.6333 | View inventory at: www.steinbring.com

Winter 2019 • GENERATIONS | 19

Rainbow Rider safe, reliable transportation for all ages

Become a volunteer driver today!

Rainbow Rider has openings for people to join their volunteer driver program.

Rainbow Rider has openings for people to join their Volunteer Driver program.

Rainbow Rider volunteers use their own automobile offering rides to people who are unable to use the bus or who need transportation outside of our six county area.

Make new friends, help the community‌ become a volunteer driver today by calling 1-800-450-7770.

Please Schedule in Advance 20 | GENERATIONS • Winter 2019

Want an office with a view?

Join the Rainbow Rider team part-time!

WORK UP TO 22 HRS PER WEEK

Work Up To 22 Hrs Per Week Flexible Scheduling Opportunities In Various Towns Cdl And Passenger’s Endorsement Permit Required Upon Hire (We Provide Training And Bus For Behind The Wheel Test) • Benefits Include Retirement With Employer Match And Accrual Of Paid Time Off

THE FASTEST ROUTE TO A GOOD TIME & EXTRA CASH!

001815091r1

• • • •

rainbowriderbus.com 1-800-450-7770 Winter 2019 • GENERATIONS | 21

Key advice for women with

thinning hair

While more commonly observed among men, hair loss can also affect women. With age, many women notice their hair thinning and becoming increasingly scarce. So, how do you maintain a full head of beautiful hair? Read on for some tips.

THE RIGHT CUT Keeping your hair long accentuates the stringy appearance of thinning hair, while cutting it too short may reveal bald spots. Hence, it’s best to keep your hair short (but not too short!) or medium-length for more volume and movement. Avoid flat, single-length styles at all costs. A structured cut (that complements your facial features, of course!) is your best bet. Wide bangs are also a clever option to help camouflage the look of thinning hair.

THE PERFECT STYLE If your hair is thinning around your temples, avoid tying it back.

Instead, use stylish accessories like a scarf tucked behind the ears or a barrette to create the illusion of side-swept bangs. Is the top of your head balding? Carefully tease your hair at the roots and tie it back into a voluminous ponytail or twist it into a bun. Do you have curly hair? Let your curls hang loose for natural looking volume!

THE IDEAL COLOR The darker your hair color, the greater the contrast with your scalp, making the latter more visible. Don’t forget that skin can burn when exposed to the sun and that people with very light hair have particularly vulnerable scalps. In short, a dye job between medium brown and dark blonde is your best bet for keeping your hair looking full and healthy.

One last tip: to keep your locks looking their very best at every age, visit a professional hairstylist.

www.iversoninsurance.com Alexandria (320) 762-9400 Miltona (218) 943-5551 Parkers Prairie (218) 338-4755

22 | GENERATIONS • Winter 2019

Social Security benefits increase for 2019 Recipients of Social Security will see a monthly 2.8 percent cost of living increase in 2019, and is just one of the changes in Social Security this year.

INCREASE IN EARNING LIMITS If you are between ages 62 and 66 or 67, the full retirement age, and are still working while receiving Social Security, you can earn up to $17,640 before any deductions are made on your wages. After that limit, the Social Security Administration will deduct $1 for every $2 you earn.

In the year you turn your full retirement age, your earning limit will be $46,920 before a deduction of $1 for every $3 you earn will be taken.

The full retirement age is 66 for persons born between 1943 and 1954. For each year after that, full retirement age increases by two months for each year after until 67.

INCREASE IN TAX CAP This year, the maximum amount of earnings subject to the Social Security tax will increase from $128,400 to $132,900. Workers pay 6.2 percent of their earnings to fund Social Security, which is how Social Security pays out the benefits.

A RISE IN WORK CREDIT EARNINGS One work credit equals three months of Social Security coverage, and the earnings required for one work credit will rise from $1,320 to $1,390.

It’s your credits that determine if you qualify for benefits and you can earn up to four credits a hear if you earn at last $5,440. You need a minimum of 40 credits to qualify for benefits in most cases.

SUPPLEMENTAL SECURITY INCOME INCREASES Those who receive Supplemental Security Income (SSI) will see their monthly payment rise. This supplement is through a federal program that helps the blind, aged and those with other disabilities who have little or no income. This funding helps pay for food, clothing and shelter.

The amount will rise from $750 to $771 each month for an individual, while couples will see an increase from $1,125 to $1,157.

To view the amount of your 2019 Social Security monthly benefit, go to SSA.gov. If you already have an accounty, sign in and check your account’s message center. You can also create an account at www.socialsecurity.gov/myaccounty.

Winter 2019 • GENERATIONS | 23

Parkinson’s support available

By Ross Evavold

Contributing writer

Did you know nearly one million people in the U.S. will be living with Parkinson’s disease by 2020? That’s more than the combined number of people with multiple sclerosis, muscular dystrophy and Lou Gehrig’s disease.

This may come as a surprise, as Parkinson’s disease isn’t a common topic, but it’s affecting the lives of many individuals right here in Douglas County.

Several resources are available to assist those in the Alexandria and surrounding areas who have Parkinson’s disease or are challenged with other neurological disorders.

At the Nelson Wellness Center, the first neuro telehealth program in the state is being offered to community members. The Neuro telehealth program offers Parkinson’s patients the opportunity to meet with neurologists from Park Nicollet’s Struthers Parkinson’s Center on a three-month and six-month basis through technology. This helps alleviate the stress for people of traveling to the Twin Cities to meet with their provider.

A wellness program called Neurofit is also offered at the Nelson Wellness Center and is specifically designed for anyone challenged with a neurological disorder. Neurofit helps participants be proactive in symptom management and slowing disease progression.

Rock Steady Boxing, a unique exercise program based on training used by boxing pros and adapted to people with Parkinson’s disease, is also available. The program involves regular exercises, such as stretching, bicycling, running, jump-roping, push-ups, balancing and lots of non-contact boxing, led by experienced trainers/coaches.

Rock Steady Boxing serves both men and women of all ages and levels of ability.

More than 65 people who have Parkinson’s disease or who struggle with other neurological disorders have actively participated in the Neurofit and RockSteady Boxing programs in 2018.

“The overall philosophy for our programs is to create hope for those challenged by neurological disorders,” said Kayla Roske, a wellness trainer at the Nelson Wellness Center. “In addition to the programming, a key component of these offerings is the comradery formed among participants.

Having others to talk to who understand what you’re going through can be life changing.”

For those impacted by Parkinson’s disease, two support groups are available in Alexandria.

An ongoing Parkinson’s support group takes place at 2:30 p.m. on the fourth Wednesday of every month at Nelson Gables, 1220 Nokomis St., Alexandria.

A support group especially for those with early onset or newly-diagnosed Parkinson’s disease takes place at 5:15 p.m. on the fourth Wednesday of every month at Grand Arbor, 4403 Pioneer Rd. SE. For more information about these offerings, contact the Nelson Wellness Center at 320-759-4613.

Ross Evavold is the editor of the Echo Press newspaper.

001584221r1

Our residents agree...

Life looks great from here.

TM

Hwy. 29 S. and I-94 Alexandria, MN 320.762.8945

Open 24 hours 7 days a week!

24 | GENERATIONS • Winter 2019

ASSISTED LIVING 001814782r1

715 Victor St, Alexandria • 320-759-2132 VistaPrairie.org • facebook.com/windmillponds

Douglas County Senior Services iff’s Office and the Alexandria Police Department on TRIAD, a group dedicated to the education of seniors of Douglas County in regards to fraud, scams and other crimes against the seniors. The NAPS (Nutrition Assistance Program for Seniors) is a supplemental food program for seniors that is free to all who qualify.

Staff is available to come to your organization and offer presentations on a number of topics of interest to the senior population.

Douglas County Senior Services provides advocacy, information, assistance, program development and coordination of services to the over-55 population of Douglas County. The program provides outreach on many topics including advance directives, scams/frauds, identity theft, resources and housing information, matter of balance classes, chronic disease self management classes and information on advance care planning.

The office also provides health insurance counseling on Medicare part A, B, C and D along with medical assistance information, and long-term care insurance assistance. It has an Alzheimer’s caregiver support group and a general caregiver support group, and works in conjunction with both the Douglas County Sher-

ing-health.aspx for senior housing information.

WHERE WE ARE LOCATED 806 Fillmore St., Suite 1195 Alexandria, MN (320) 762-3047 Located in the lower level of the Douglas County Service Center at the south end of the hallway by the Douglas County Library

FOR MORE INFORMATION Call (320) 762-3047 or visit http://www.co.douglas.mn.us/ dc/senior-resource-health.aspx for information on senior health resources or http://www.co. douglas.mn.us/dc/senior-hous-

Finding solutions for your financial needs Scott Larson, AAMS® Financial Advisor

320-759-1174 323 Broadway Street Alexandria, MN 56308 www.edwardjones.com

Randy Witt

Financial Advisor 320-219-7963 2633 Jefferson St Ste 702A Alexandria, MN 56308 www.edwardjones.com

Andrew Holte

Financial AAMS® Advisor Scott W Larson, 320-759-3080 Financial Advisor .

316 N Nokomis Street Alexandria, MN 56308 Street www.edwardjones.com

323 Broadway Alexandria, MN 56308 320-759-1174 Cody Rieland www.edwardjones.com

Financial Advisor 320-762-2337 117 6th Avenue East Alexandria, MN 56308 www.edwardjones.com

001808168r1

3.5” x 2.5” | Maximum Font Size: 30 pt

Justine Whitman, AAMS® Financial Advisor

320-762-8536 1111 Broadway Street Alexandria, MN 56308 www.edwardjones.com

Larry Hanson

Financial Advisor 320-759-3080 316 N Nokomis Street Alexandria, MN 56308 www.edwardjones.com

Member SIPC Member SIPC Winter 2019 • GENERATIONS | 25

Fundamentals of Estate Planning

By Mike Cass

Attorney, Swenson, Lervick, Syverson, Trosvig, Jacobson, Cass, PA

Estate planning can be daunting. However, understanding a few fundamentals can push you in the right direction. The following are the basics of an estate plan: Will. A will creates a blueprint to transfer your probate assets in a manner consistent with your wishes. In addition, if you have young children (in age or in heart), a will is strongly advised, if for no other reason than to appoint a guardian for minor children and set something up to handle the finances for them if you meet an early demise.

I often get asked for the definition of “probate.” In short, the probate process is a court proceeding for transferring assets held solely in your name at death. A will is not a specific method to avoid probate.

If you have a will as your sole estate plan, your estate will likely go through probate.

There are different methods of avoiding probate, but such vehicles differ based on your needs and asset makeup.

Durable Power of Attorney. This document appoints an agent(s) to handle your real estate, banking, and other

financial matters during your lifetime, including if/when you become incapacitated. An effective durable power of attorney permits an individual to act on your behalf without going through a court proceeding.

Health Care Directive. The health care directive describes how you wish to be treated in the event of your incapacitation and typically appoints an agent(s) to make medical decisions for you. The directive also allows you to describe your wishes with regard to funeral arrangements and organ donation.

Financial assets. To make an estate plan, you need to know what you own, with whom you own it, and where it is located. Exact values are not necessary, but take an inventory of assets you own and a rough estimate as to each asset’s value.

Beneficiary designations. A great method for avoiding the probate process is to establish your assets with pay-ondeath or transfer-on-death designations.

Properly designating such assets makes 001584198r1

them “non-probate” and not subject to a court proceeding at your death. If you can make all of your assets “non-probate,” your estate can often avoid the probate process altogether.

Life situations and assets change, so revising your estate plan periodically is just as important as creating an initial plan. For most people, I suggest reviewing your estate plan every three to five years to be good practice. If you create and review these items on a regular basis, you can take control of your assets and ensure proper distribution in the future.

The Area’s Best Movers!!

NO JOB TOO BIG OR SMALL!

ALEX MOVERS 320-762-2087

Call for rates • Residential or Commercial P.O. Box 24 • Nelson, MN 56355

senior@rea-alp.com • alexandriaseniorcenter.com

414 Hawthorne St., Alexandria, MN 56308 26 | GENERATIONS • Winter 2019

001808816r1

Sean Gay Lic. #374895

320-763-3600

Resources for Minnesotans MINNESOTA BOARD ON AGING The Minnesota Board on Aging is an organization with authority to assist older Minnesotans.

SENIOR LINKAGE LINE Senior Linkage Line is the Minnesota Board on Aging’s statewide information and assistance service.

Senior Linkage Line at (800) 333-2433.

MINNESOTA DEPARTMENT OF HEALTH The Minnesota Department of Health is the state agency with the authority to license hospitals, nursing homes, assisted living facilities and home health care agencies in Minnesota.

Office of Health Facility Complaints P.O. Box 64970 St. Paul, MN 55164-0970 (651) 201-4201 or (800) 369-7994 www.health.state.mn.usexternal link icon MINNESOTA OMBUDSMAN FOR LONG-TERM CARE The Office of the Minnesota Ombudsman for Long-Term Care has authority to investigate complaints concerning nursing home, home care services, hospitals and other long-term care facilities related to the health, safety, welfare, rights and government benefits of people.

Office of Ombudsman for Long-Term Care Elmer L. Andersen Human Services Building 540 Cedar Street St. Paul, MN 55155 (651) 431-2555 or (800) 657-3591 www.mnaging.net external link icon

Minnesota Department of Commerce 85 7th Place East, Suite 280 St. Paul, MN 55101 (651) 539-1500 or (800) 657-3602 www.mn.gov/commerce external link icon SOCIAL SECURITY ADMINISTRATION The Social Security Administration is the federal agency that has the authority to administer Social Security benefits.

Social Security Administration Office of Public Inquiries 1100 West High Rise 6401 Security Boulevard Baltimore, MD 21235 (800) 772-1213 www.ssa.gov external link icon CENTERS FOR MEDICARE AND MEDICAID SERVICES The Centers for Medicare and Medicaid Services is the federal agency with the authority to run Medicare.

Centers for Medicare and Medicaid Services 7500 Security Boulevard Baltimore, MD 21244 www.cms.govexternal link icon FEDERAL TRADE COMMISSION The Federal Trade Commission (FTC) is the federal agency that has authority to take action against deceptive, fraudulent and unfair business practices in the marketplace.

Federal Trade Commission Bureau of Consumer Protection 600 Pennsylvania Avenue NW Washington, DC 20580 (877) 382-4357 TTY: (866) 653-4261 www.ftccomplaintassistant.gov external link icon

001733581r1

Minnesota Board on Aging Department of Human Services P.O. Box 64976 St. Paul, MN 55164-0976 (651) 431-2500 or (800) 882-6262 Senior LinkAge Line: (800) 333-2433 www.mnaging.netexternal link icon

MINNESOTA DEPARTMENT OF COMMERCE The Minnesota Department of Commerce has authority to regulate certain health insurance companies and third-party administrators, as well as financial advisors and securities, including companies that issue securities, securities brokers, and securities agents.

RESIDENTIAL COMMERCIAL INDUSTRIAL AGRICULTURAL CONSTRUCTION

• 24-Hour Emergency Service • Competitive Pricing • Payment Plans • Four Delivery Trucks • Contract Programs

Experience the Cenex Dif ference!

Ask for “Dewey” 320-763-6557 • 800-862-8936 1705 S. Broadway, Alexandria Winter 2019 • GENERATIONS | 27

A HEALTH CLUB FOR THE

MIND:

Spring Lecture Series begins in March at Alexandria Technical and Community College

By Amy Sunderland

ATCC Director of Senior College

Alexandria Technical and Community College is home to a vibrant lecture series where scholars from around the state and beyond share their expertise on a range of topics. Individual sessions delve into history, economics, religion, political science, international affairs; each providing fascinating insights and context relevant to things that matter in our world today.

ATCC established Senior College in 2006 in response to community interest in informative and challenging college learning without the pressures of tests, grades or degrees. Designed for adults 50+, Senior College is open to adults of any age. Participants range from age 45-95.

Three “seasons” of programming are offered. Fall and Spring seasons each offer 15 lectures; a January term is a short course over three weeks. All lectures are held on Tuesdays and Thursdays from 3:15-5:15 p.m. in the auditorium of the ATCC Information and Technology Center. It’s a most congenial setting and coffee and cookies nourish the conversation.

Senior College has hosted some of Minnesota’s best college professors. From the University of Minnesota, our flagship university, we have featured cutting edge research

and initiatives underway to develop solutions that affect our lives. Professors also come from University of Minnesota Morris, University of Minnesota Duluth, College of St. Benedict and St. John’s University, St. Thomas University, St. Olaf College, Carleton College, Hamline University, Macalester College, Augsburg College, and the ATCC. The 2019 January course, The (Mis)Use of Political Knowledge: How People Learn About Politics, is led by Dr. Tim Lindberg who teaches Political Science at the University of Minnesota Morris and is an excellent example of exploring theories that help us better understand a contemporary issue. The Fall series that just ended in October featured a variety of lectures, including Understand Minnesota’s Weather Extremes, The Crash After Ten Years, The Fragile States of Mexico and Central America, Global Health Challenges and Crises, How Religious Tolerance Became a Taken-for-Granted Value of Civilized People Everywhere, and a compelling personal story of turning from a life of drugs, gangs and prison to professor of Criminal Justice and work in Public Safety - to name a few.

Whatever the topics, these top notch scholars and teachers

28 | GENERATIONS • Winter 2019

have sorted through current issues – all in the great backdrop of history.

Fondly known as a Health Club for the Mind – lectures at Senior College leave us inspired to think, read and talk about things. It demonstrates learning is exciting, challenging, relevant - and it never ends.

The program showcases the excellent teaching and scholarship of Minnesota’s treasured colleges and universities – schools that have launched many of our residents, teachers and leaders. It is an exhilarating experience to be in the presence of public intellectuals who demonstrate a care for and attention to learning and dispel the myth of the “ivory tower.”

Senior College has grown as word spreads and friends are eager to engage in good conversations and as the Alexandria area population grows and residents seek ways to connect with the world and with others.

Each lecture draws around 150 people from around West Central Minnesota.

The Spring Lecture Series begins on Thursday, March 7. Mark your calendars now and join in for another great season!

Information on the Spring 2019 program will be out late January. For more information, please contact the Customized Training Center at 320-762-4510 or 888-2431313 or visit www.alextech. edu/SeniorCollege.

Seniors in college No matter what your age, learning is great for your brain.

It can help improve your cognitive skills and keep Alzheimer’s Disease at bay. If you’ve always dreamed of taking college courses, doing it for your health is a great reason.

Colleges and universities throughout the U.S. offer seniors reduced fees, tax credits, scholarships and, in some cases, even offer free classes for seniors. Here are some other options: ENROLL. Seniors need to apply for post-secondary classes and then enroll, but won’t have to complete entrance essays or supply SAT scores. Here are some of the general requirements for seniors to enroll: In most cases, seniors need to be 60 years of age or older Must be a citizen of the United States Meet income restrictions

in order to be eligible for scholarships, tuition waivers or other discounts Proof of retirement Completion of a high school diploma PROGRAMS. There are several different programs that allow seniors to go back to school for less. Here are some of them: Tuition waivers or significantly reduced tuition for seniors for both credit and non-credit courses.

Many states offer scholarships to seniors, and there are organizations such as Osher Lifelong Learning Institute (OLLI), a non-profit that meets the needs of individuals 50 and older who want to pursue more schooling.

Senior tax deductions are offered by the government for up to $10,000 in a lifetime for higher education purpos-

es. Tax advisors can give you information on this and other tax benefits of advanced schooling.

AUDITING COURSES. If you don’t qualify for a waiver, or the school you want to attend doesn’t offer them, you may be able to audit the course. Many institutions will allow seniors to audit a course – attending lectures, but not doing the homework or taking exams.

COMMUNITY COLLEGE. One report notes that 84 per-

cent of community colleges offer courses geared specifically for those ages 50 and older.

The courses may not be free, but many times there is a discount.

ONLINE. If you are comfortable going online, many times courses are free to audit and some states waive fees if you are a certain age.

RETIREMENT COMMUNITIES. Many retirement communities partner with onlinie or local colleges to offer post-secondary courses.

Peace of mind is a gift.

With our medical alert system, you can live in your own home— independently, safely, and worry free.

888.264.6380 heartlandss.com

Winter 2019 • GENERATIONS | 29

8

benefits of online grocery shopping

Do you hate going out in bad weather?

Or perhaps you have an ultra-busy schedule? Maybe you’re temporarily confined to your own home because you’re sick or recovering from an injury?

In any of these cases, online grocery shopping can be a godsend. This handy service has the following advantages:

1 2

You can grocery shop anytime.

You’ll nip impulse buying in the bud (you won’t be tempted by those goodies located in the checkout aisle).

3

You’ll find it easier to stay on budget, since you’ll see your total automatically increase as you add items.

4

You can pick up or have your order delivered whenever you want.

5

You’ll reduce travel and won’t have to carry any heavy bags (if you opt for delivery).

6

You can replenish items in your home as you run out of them.

7

You can check the pantry or fridge if you’re in doubt as to whether or not you have an item.

8

You’ll save time. Of course, it takes longer in the beginning, but once you’re used to it, online grocery shopping is much quicker than going to the store.

We have the Club Car you need!

001815722r1

New or Used Golf Cars on the course or at home!

SALES & SERVICE

320-762-1114

605 Hawthorne Str., Alexandria • Mon-Fri 8am - 5pm • Sat 9am-Noon • AlexGolfCars.com 30 | GENERATIONS • Winter 2019

MANAGE

your medications Medications need to be taken correctly in order to work properly and not jeopardize your health and safety. When you have multiple prescriptions, this can become difficult. Here are seven things you can do to simplify managing your medications.

To reduce the chances of missing a dose, synchronize taking medication with a daily activity such as brushing your teeth or eating breakfast.

Take advantage of services and products offered by your pharmacy. This may include the following: Daily call reminders for taking medication Online or preauthorized prescription renewal Delivery of medication to your home

Synchronization of renewal dates for your various medication Large-print labels Easy-to-open packages Pillboxes Consult your pharmacist before buying over-thecounter medication (including natural health products) in order to prevent reactions with other medication you’re taking.

Gain a thorough knowledge of your medication by asking your pharmacist about it.

When taking medication, respect the prescribed dosage and treatment period. If you’ve forgotten a dose, don’t double it: speak to your pharmacist.

Properly store your medications: keep them in their original container, far

from heat sources or moisture and out of reach of children.

Regularly check the expiry dates on your medication.

Return expired medication to your pharmacy.

For further advice on how to safely and effectively manage your medications, talk to your pharmacist.

When seeing a health professional, always bring with you an updated list of the medications you’re taking.

Utopia Tours Located in Viking Plaza Mall 1-800-872-8445 320-763-8687 www.utopiatours.com

*FLORIDA + KEY WEST Jan 31 – Feb 16 • 17 days

Orlando-3 nts; K West-2 nts; Ft Myers-4 nts

*TEXAS, RIO GRANDE & NEW ORLEANS Feb 13 – March 2 • 18 days

*FLORIDA & CAJUN COUNTRY March 18 – 30 • 13 days *AMERICA’S WASHINGTON, DC March 25 – April 3 • 10 days *WASHINGTON, DC & NEW YORK CITY April 1 – 12 • 12 days *ARK ENCOUNTER AND CREATION MUSEUM April 23 – 28 • 6 days *ALASKA July 21 – Aug 1 and July 26 – Aug 1 Call Soon

001814899r1

Mobile; N Orleans; S Padre Island; McAllen; San Antonio

Winter 2019 • GENERATIONS | 31

Outings to enjoy this summer Summer is the perfect time to enjoy outdoor activities with your family, friends and significant other — or even just on your own! Here are a few great ideas to ensure you take full advantage of the warmer days ahead.

Go for a dip. Sun’s out! Invite your grandchildren or a few friends to spend a pleasant afternoon by the pool. You could also take a solo trip to the local pool to wade peacefully in the water or do some laps.

Admire the flora.

Whether by strolling through your neighborhood, relaxing in your backyard or visiting a local garden, take a moment to admire the beautiful flowers that thrive under the summer sun. In the mood for a group outing? Contact a local horticultural club.

Take in a show. Summer is the season for open-air festivals and concerts, many of which are free to attend. Grab your folding chair, get comfortable and enjoy some great entertainment in the great outdoors.

Are you ready to update your old fireplace?

Committed to the Health of our Community!

• Diabetes Support Program

001814776r1

The Thrifty White Pharmacy team in Alexandria is committed to the health of its patients through innovative pharmacy programs.

Stop in today to learn more about our no hassle fireplace inserts.

• Thrifty White Specialty Pharmacy Services • Rx MedSync® Synchronized Prescription Refill Service

When was the last time you had your fireplace cleaned & serviced?

Call today to set up an appointment.

Authorized Fireplace Dealer & Factory Certified Technicians

503 Third Ave. E • Alexandria, MN 320-762-1531 Hours: M-F: 9am-8pm • Sat: 9am-4pm • Sun: 10am-2pm

32 | GENERATIONS • Winter 2019

Alex Brick & Stone 514 22nd Ave W Alexandria, MN 56308 320-762-0742 M-F 8-5 Sat 8-1 alexbrick.com

001815411r1

• Ready refill™ Auto Prescription Refill Service

Lake Country Fireplace 164 25th St Willmar, MN 56201 320-235-0036 M-F 8-5 Sat 8-12 lakecountryfireplace.com

Your Masonry, Landscaping & Fireplace Centers

Alexandria Senior Center is there for you A wide variety of services and social activities are available for those 50 and older Did you know if you are over 50 years old, you are qualified to utilize the many services of the Alexandria Senior Center?

Located at 414 Hawthorne St. in historic Downtown Alexandria, the center welcomes all. There is the Lorsung Art Studio, a variety of meeting rooms that anyone can rent, and a state-of-the-art commercial kitchen. There are activities and entertainment on a regular basis and there are also programs sponsored by AARP that utilize the Alexandria Senior Center space.

In today’s world, the term “senior” has a totally different meaning than it did 40 years ago. If you were a “senior” 40 years ago, you were likely in your early 60s. Due to advanc-

es in medicine and improved health care knowledge, the average life expectancy is far greater than it was in 1977.

According to www.data360. org, average life expectancy in the United States for men and women today is 82 years.

In 1977, the average life expectancy was 77 years. Today, more and more Americans are living well into their 90s or even hitting 100.

The Alexandria Senior Center was created in 1984 as a nonprofit organization. Then, and now, it is a local spot where seniors come together to enjoy cards, meals, special events and fellowship. While much has changed in the Alexandria Lakes region since 1984, the mission of the Alex-

Nationally Recognized, Regionally Preferred Joint Replacement

FOR MORE INFORMATION on services and programs available at the Alexandria Senior Center, or to become a member, stop by 414 Hawthorne Str. or call

(320) 762-2087 andria Senior Center has not wavered.

The Alexandria Senior Center has grown its membership to an amazing 840 members.

Members currently receive many benefits, including a monthly newsletter, and reduced fees for meals, classes and facility room rentals. At the Senior Center, members have access to free Internet and Wi-Fi, and some qualify for annual free income tax preparation. Nutrition Services Incorporated provides onsite lunches five days a week for seniors, and also provides

the Meals on Wheels service for those unable to come to the center for lunch. The Alexandria Senior Center also has an extensive lending library and offers free computer and cell phone assistance for those seniors wishing to learn more about the digital world.

There are many opportunities for entertainment and fun at the Alexandria Senior Center every month. From live music, card game groups and bingo to pool enthusiasts and birthday parties, there is truly something for everyone at the center.

Extraordinary Care

For Extraordinary People

Don’t Let Joint Pain Keep You From Doing the Things You Love

888.305.4488 In Alexandria HeartlandOrthopedics.com

Assisted Living | Memory Care | 320.759.2121 Alexandria, MN | edgewoodseniorliving.com Winter 2019 • GENERATIONS | 33

HEALTHY HABITS

for a healthy lifestyle

It’s always important to make your health a priority, no matter what your age. Here are a few tips to make sure you’re doing all you can for your health.

HEALTHY EATING. High-fiber fruits, vegetables and whole grains are vital to keeping your digestive system working. Don’t forget to drink plenty of water, as well.

PREVENTATIVE CARE. Health screenings and vaccinations can head off many problems before they can become serious. Don’t forget to include screenings for cholesterol, colon cancer and heart problems, all of which are covered under Medicare. Immunizations to prevent influenza and pneumonia can keep you healthier, especially in peak seasons.

VISION. Have your prescription checked every year for changes and eye health.

Keeping your vision sharp can reduce the chances of falling and injuries.

SLEEP. Create a relaxing sleep routine and bedroom to help prevent insomnia.

ACTIVE LIFESTYLE. Stay active. Exercising daily improves memory and heightens energy levels as well as keeping your physical health strong.

MEDICATION INFORMATION. Stay informed on your medications so you are aware of any possible drug interactions or side effects.

DENTAL VISITS. Visit your dentist every six months.

Cavity risk rises with age, and infections in your mouth can be linked to serious health issues such as diabetes, heart disease and stroke.

SOCIALIZE. Interacting with others, whether it be family or friends, keeps your mind sharp, and reduces the risk for mental health issues such as depression. It can also help lower blood pressure and anxiety.

MENTAL HEALTH. Grab a crossword puzzle, read a book or try a new hobby. It’s been shown that seniors who engage in activities such as these can stimulate their minds and fend off a decline in their mental health.

Billmarks Lakes Area Insurance

(320) 846-0003

haylee@eddiespetsupply.com

Owner/Manager

34 | GENERATIONS • Winter 2019

Staying healthy means eating healthy, so try these tips to keep that number on your scale where you want it.

DON’T EAT AFTER 6 P.M. A Columbia University study has shown that, although it didn’t lead to weight game, eating after 6 p.m. did result in eating 30 percent of a day’s calories after that time increased the risk of high blood pressure and prediabetes. When you eat at later times, in upsets your internal clock and messes with your body’s ability to metabolize sugar.

BRAZIL NUTS FOR SNACKING. It’s a wellknown fact that snacking on nuts is healthy, but a study by a professor from the School of Exercise and Nutritional Science at San Diego State University has shown that Brazil nuts are the best for snacking. Containing selenium, used by the body to regulate weight, Brazil nuts have 544 micrograms per ounce of the mineral while other nuts have 3-5 micrograms of selenium per ounce. The study also found that Brazil nuts helped stabilize blood sugar levels. If you don’t enjoy Brazil nuts, an ounce of any kind of nuts each day can still help you keep weight off.

STEP ON YOUR SCALE. The University of Pittsburgh’s recently released study found that stepping on the scale daily saw people losing almost two percent of their body weight, while those that didn’t use a scale at all, or stepped on it just once a week, didn’t lose weight. Researchers felt that the act of monitoring their weight helped influence people’s behaviours.

www.billmarks.com

619 3rd Avenue E. #101, Alexandria, MN

Haylee Gibson

EAT healthy for your heart

001815422r1

320.763.9022 913 Broadway Alexandria

320.524.2525

105 Central • PO Box 567 • Brandon

320.351.2436

512 Main St S Suite #2 • Sauk Centre

ADVANTAGES

of wireless headphones Did you know that gradual hearing loss affects 30 per cent of people aged 65 and older?

If you constantly need to turn up the volume on the TV or radio, you may be losing your hearing. Luckily, wireless headphones can help you watch your favorite shows and rediscover the music you love.

There are many different types of wireless headphones on the market. Larger, on-ear sets can be used by those who wear hearing aids, while smaller, in-ear options are best for people who wear glasses.

Some in-ear headphones are even small enough to carry in your pocket or purse.

The benefits of wireless sets are: Easy to use. Simply make sure the battery is fully charged, turn them on and set the Bluetooth settings on

your TV or stereo to connect to your headphones.

Agitation free. No annoying, tangled wires to unravel.

Able to provide clear and crisp sound. For the best audio experience, you’ll need to invest in a higher-quality set.

Non-intrusive. You can watch TV or listen to music at the volume you need without bothering anyone around you.

The price range for wireless headphones varies greatly between makes and models, which means there are options to suit nearly every budget.

Pick out a pair that you think you’ll like and give them a try.

You won’t have to struggle to hear the television anymore and you’ll enjoy your favorite music like you haven’t in years.

Live Your Best Life, On Your Own Terms!

Spacious and o Aff rdable Apartments

Month to Month Lease

Independent Living Exclusive for Those 55 and Better

Call 320-763-1763 (Quantities Limited)

No Charge For p S ouse

1810 & 1812 Darling Ave. E. • Arabellamanor.com

Sales & Service: Furnaces & Air Conditioners Heat Pumps In-Floor Heat Systems Boilers Water Heaters

Unit Heaters Plenum Heaters Mitsubishi Ductless Air Exchangers New Construction & Remodels 001808147r1

for your tour, mention this ad and get a free Tote Bag!

www.GreeleyPlumbing.com

001813501r1

(320) 763-7333 3705 Hwy 29 S, Alexandria (320) 634-4486 20585 Hwy 28, Glenwood Winter 2019 • GENERATIONS | 35

MENIERE’S DISEASE

UNTREATED HEARING LOSS associated with higher rates of dementia, depression and hospitalization According to research published in the Journal of the American Medical Association (JAMA), untreated hearing loss may raise the risk of mental and physical health problems.

Untreated hearing loss was found to be associated with a greater risk of depression, dementia, heart attack and falls, according to the report.

It was also shown there was a 52 percent greater risk of dementia, a 41 percent higher risk of depression and a nearly 30 percent higher risk of depression over a 10-year period. The comparison was with those who had no hearing loss.

The report was based on analysis of health data from 150,000 people who were 50 years of age or older and re-

ported age-related hearing loss. These people didn’t use hearing aids. The report was a collaborative effort between Johns Hopkins University, AARP Services Inc., OptumLabs and the University of California, San Francisco.

According to the Hearing Loss Association of America, it’s estimated that 38 million Americans suffer from hearing loss, with two-thirds of those being older than 70. Less than 20 percent use hearing aids and on average wait seven years from the time they notice hearing loss until they look for help.

One of the reasons that many don’t use hearing aids is that Medicare does not cover them and the cost of hearing aids can be more than $4,000.

It has been assumed that

hearing loss is a natural result of growing old, but testing and treatment has shown that is not the case. And the research has now shown that those with untreated hearing loss experience 46 percent higher total health care costs and nearly 50 percent more hospital stays compared to those without hearing loss.

The report also shows that those with untreated hearing loss experienced 46 percent higher total health care costs ($22,434) and almost 50 percent more hospital stays, and had a 44 percent higher risk of being readmitted to the hospital within 30 days, compared to those without hearing loss over a 10-year period.

It also found more instances of readmission and longer hospital stays.

Tips to help prevent hearing loss Avoid too much noise

Remove earwax properly

Wear hearing protection – earplugs or earmuffs

Check medication for hearing risks

Don’t smoke

Have your hearing tested

36 | GENERATIONS • Winter 2019

Reduce noise in your home and around you Limit the time you spend around loud noises

Nearly 615,000 people in the United States have Meniere’s Disease, a condition of the inner ear that can cause permanent hearing loss as well as balance issues, according to the National Institues of Health.

More than 45,000 new cases are diagnosed each year.

There is no known cause or cure for the condition, but it is treatable.

There are four major symptoms of Meniere’s Disease: a sudden, spontaneous attack of prolonged vertigo (a sensation of whirling and loss of balance) that can last from 20 minutes to eight hours at a time.

Another symptom is hearing loss in the lower frequencies that fluctuates during or after a vertigo attack.

Thirdly is loud tinnitus, or ear ringing, that gets louder with the attack, then subsides.

Finally is the feeling of the ear canal of the affected ear filling up.

It’s important to see a specialist for a correct diagnosis since Meniere’s Disease can mimic other conditions.

This disease can come on at any age, although most people diagnosed are between 40 and 60 years of age, and symptoms can come and go randomly.

There is no cure, but there are treatments to help prevent attacks and stop further hearing loss. The treatment does depend on how much permanent damage has already been done.

Those who still have some usable hearing can be helped by a strict low-sodim diet, which can, along with diuretics, keep rising levels of fluid in the inner ear low enough to stop attacks or symptoms.

For those with no hearing in the ear, the last resort is a transmastoid labryinthectomy – a surgery that drills out the inner ear.

Diamond Willow ADVANCED CARE ASSISTED LIVING

When you have HIGHER CARE needs....

DIAMOND WILLOW ADVANCED CARE HOMES offer.....

• A fabulous alternative to a nursing home.

• Current availability for private room, private bathroom.

• Generally costs less than a nursing home.

• Current availability for elderly waiver companion rooms.

e th t u o b a n r a Call soon to kleept secret in town . best

Kellie at 320-352-0255. Experience the Diamond Willow Difference.

803 Victor Street, Alexandria, MN, 56308.

001584188r1

Winter 2019 • GENERATIONS | 37

5

ways to beat retirement boredom

Just a few years ago, you were dreaming of your retirement, but now that it’s here, you’re bored. If you’re looking to fill your days, here are five ways to break the monotony.

3

Volunteer: when you help others, you benefit as much as the people you’re working with. You’ll forget all about being bored. Check with your municipality for opportunities to volunteer in the community.

1

4

2

5

Get moving: no matter the weather, go outside every day. Walk alone or in a group, join a yoga or tai chi class, play golf, dance – it doesn’t matter which activity you’re doing, as long as you’re moving. Exercise increases serotonin, which contributes to your general happiness and well-being.

Discover new things: try new recipes, learn a language, take up knitting, study art history or sign up for a computer class. If you challenge yourself to discover one new thing every day, you won’t have time to be bored.

Research your heritage: find out about your ancestry. Exploring your family history is a great hobby, and you’ll be able to pass the knowledge down to the next generation.

Travel: whether it’s a day trip to the next town over, or a big adventure abroad, there’s no better way to break up your routine. If you’re single, organized group trips are an easy and safe way to travel and will provide you with an opportunity to meet new people.

DON’T BE BORED

Here are more ideas to help you enjoy retirement TRYING WRITING If your interest extends beyond reading, you could try your hand at writing by joining a writers’ club. Step out of your comfort zone by penning poetry, action or romance.

PHOTOGRAPHY Grab a group of friends and take up photography. With the advancement in digital cameras, you can take beautiful photos without much training.

PLAY CARDS Aside from being a great recreational and social activity, playing cards has been shown to improve motor skills and keep your mind sharp. Some studies have shown that strategy games can help delay or possibly prevent dementia.

MOLD SOME CLAY In addition to nurturing your creative side, classes like pottery are a great handson activity to help you keep your dexterity and hand-eye coordination strong.

JEWELRY MAKING Creating jewelry keeps your fine motor skills sharp and you have the opportunity to make items you can wear, give as gifts or event sell.

READ WITH FRIENDS If you love to read, consider joining a book club. You’ll be able to share your love of books through discussions with others.

38 | GENERATIONS • Winter 2019

Reading helps you stay mentally alert and keeps your social life active.

WII SPORTS You may not be able to shoot baskets anymore, but Nintendo’s Wii interactive computer games can keep your body moving with a variety of games, including bowling, tennis, golf and basketball.

DIG IN THE DIRT Enjoy the outdoors with others by joining a gardening club. Along with the beautiful flowers or vegetables that it will provide, you’ll find that it can help you relax and unwind.

WOODWORKING You can learn to refinish wood and repurpose old pieces of furniture. Not only will you keep your motor skills strong, you will have some useful pieces of furniture when you’re finished.

COOK UP A STORM Try taking culinary classes at a local community college or learn how to decorate cakes. Both options give you a chance to build your baking skills.

Getting You Back to

What Matters Most Your recovery is our priority.

Every day with us is another day closer to home.

If you are in need of short-term rehabilitation following an injury, illness or surgical procedure, take charge of your recovery and choose Bethany on the Lake.

Our professional, compassionate team is here to help you get stronger, healthy and back to living the life you love.

• 100% short-stay customer satisfaction rating

• First-rate, modern amenities • Outpatient therapy options

• State-of-the-art therapy center

• Pre-planning program

• Private rooms & bathrooms

Have a surgery scheduled? Call our admissions coordinator to start pre-planning your rehabilition stay.

320-763-2186 bethanyonthelake.com 1020 Lark Street | Alexandria, MN

Winter 2019 • GENERATIONS | 39